JP2548331B2 - Card transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Industrial field of use] The present invention relates to a card transaction device that can use a plurality of types of prepaid cards having different issuance denominations, and in particular, sums the sales amount for each denomination of the issuance denomination. Card transaction device.

[Prior Art] As is well known, a prepaid card has magnetic amount information recorded in advance, and a card user purchases this card by paying a price corresponding to the magnetically recorded amount information. Each time a user uses a ticket vending machine, a public telephone, or the like with this prepaid card, the amount corresponding to the usage fee is subtracted from the magnetically recorded amount information.

It is conceivable that a prepaid card (hereinafter abbreviated as a card) having such a function of prepaid price can be applied to a general store. In this case, the price is collected at the time the card is sold, which is very financially advantageous to the store side. Moreover, since it is not necessary to make a credit reference to the card like a credit card, the efficiency of sales operations can be improved.

It is conceivable that the prepaid card that can be used in such a general store has not only one type of denomination but also several types to more than ten types in order to meet various demands of customers. Further, the face value of the issuance may vary from a small face value of 2 to 3,000 yen to a high face value of about 100,000 yen depending on the type of products of the issuing store.

Further, as described above, since the prepaid card can be collected in advance, it is conceivable to set the price of the card lower than the face value at the time of issuance of the card with a high face value so as to serve the difference amount to the customer. Then, the discount rate from the issued face value is often set in multiple stages according to the face value.

[Problems to be Solved by the Invention] As described above, when the discount rate is different depending on each issuance face value, it is necessary to accurately grasp which face value card is used to pay the generated sales amount. In other words, if you pay with a card that has a small par value and is not discounted at all, the sales amount of that card is 100% correct. The amount of sales paid by subtracting 5% is the correct amount of sales.

However, since the conventional card transaction device does not have a function of totaling the sales amount for each issue face value,
There was a problem that we could not manage sales accurately.

The present invention has been made in view of such circumstances, and is used by reading the denomination indicating the issued face value stored in the card inserted in the card insertion slot and totaling the sales amount by denomination. Another object of the present invention is to provide a card transaction device capable of identifying the denomination of a card and performing correct sales management with a sales report by denomination even if the discount rate varies depending on the issued face value.

[Means for Solving the Problems] In order to solve the above-mentioned problems, the present invention provides a plurality of types of prepaid cards which are different in issue face value inserted from a card insertion slot and which are sold at a discount rate according to the issue face value. In a card transaction device that reads the recorded amount information with a card reader / writer, subtracts the sales amount input from the keyboard from the amount information, and writes the amount information after subtraction to a prepaid card with the card reader / writer and discharges it. A denomination sales file that stores the sales amount for each denomination that indicates each issued denomination, denomination reading means that reads the denomination recorded on the card inserted from the card insertion slot, and the sales amount within the denomination sales file In accordance with the sales totalizing means that adds to the sales amount corresponding to the denominations read by the denomination reading means in The stored contents of Airu is obtained a report issuing means for printing out the denomination sales report.

[Operation] In the card transaction device configured as described above, in addition to the amount information, the denomination information corresponding to the issued denomination is stored in the card. Further, a denomination-based sales file is formed in, for example, the storage unit of the card transaction device. Then, when the card is inserted through the card insertion slot, the denomination indicating the issued face value recorded on the card is read. Then, the sales amount paid by this card is added to the sales amount of the denomination of the denomination type sales file.

Then, for example, when the total information output command is input from the keyboard at the time of payment, the storage contents of the sales file by denomination are printed out as a sales report by denomination. Then, since the sales amount for each issue amount is obtained, it is possible to manage sales properly.

[Embodiment] An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 (a) shows the card of the embodiment (prepaid card).
FIG. The card 1 has a name indicating that it is a prepaid card such as a [shopping card], a face value 2 such as [10000 yen], and a magnetic stripe 3
And a punch hole 4 indicating the approximate balance state is formed. Further, FIG. 1 (b) has the same structure as the card 1 shown in FIG. 1 (a), but the face value 2 is different. That is, since the face value 2 is different between the card 1 in FIG. 1 (a) and the card 1 in FIG. 1 (b), the discount rate in selling each card 1 is different. For example, the card 1 with a face value of 50,000 yen shown in Fig. 1 (b) is sold at a discount of 45,000 yen.
Card 1 with a face value of 10,000 yen will be sold for 95,500 yen, which is a five-minute discount.

In the magnetic stripe 3, as shown in FIG.
Issuing company code 3a of the company (store) that issued (sold) this card 1, issue date 3b, cardholder's membership number 3c, personal identification number 3d, card number 3e consecutive to all cards 1, and as amount information The amount of money 3f, the denomination code 3g indicating the denomination of the denomination 2 set when the card 1 is issued, and the like are recorded.

The member number 3c and the personal identification number 3d are recorded on the card 1 to identify the person who can use the card 1 and to show that they are different from cash and gift certificates. This is because by confirming the number, even if the customer loses the card 1, the person who picked it up cannot use it and can reissue it to the lost person.

FIG. 3 is an external view showing the card transaction device 5. A keyboard 6 is arranged on the front surface of the housing, and a card insertion slot 7 and a display portion 8 are provided on the upper portion. Further, the card transaction apparatus 5 is connected with a pin pad 9 for a customer to input a personal identification number and a printer 11 for printing sales information or a sales report by denomination on a recording paper 10 by a cable.

As shown in FIG. 4, the keyboard 6 includes a numeric keypad 12 for inputting numerical data, a confirmation key 13 for confirming the numerical data entered, and a single inputting key. Sales total key 14a, for summing the sales amount to
Daily total key 14b, which performs daily total sales during inspection or settlement operations
Similarly, various function keys 14 such as a total key 14c for totalizing are arranged.

Further, the keyboard 6 is provided with a task changeover switch 15 which is operated by a key switch by an operator. And
[Sales] [Inspection]
Various tasks such as [payment] are selected and set.

FIG. 5 is a block diagram showing a schematic configuration of the card transaction device 5.

Bus line 26 to CPU 25 that executes various information processing
Communication including a ROM 27 for storing a control program, a RAM 28 for storing various variable data such as a sales file by denomination, a keyboard 6, and a MODEM connected online to a card center 29 including a host computer via a telephone line. A control circuit 30, a card reader / writer 31 for reading and writing information from and to each card 1 inserted from the card insertion slot 7, an interface 32 connected to the pin pad 9, an interface 33 connected to the printer 11, etc. are connected. ing.

Further, the drive voltages V _D and V _C are supplied from the power supply 34 to the respective electronic components.

In the RAM 28, as shown in FIG.
Sales file 28a by denomination for totaling the number of transactions and sales amount of card 1 for each (denomination code 3g), cumulative memory 28b for accumulating total amount of sales, cumulative memory 28c for accumulating total number of transactions, card reader / writer Card information memory 28d for storing the card information read in 31, total memory 28e for calculating the total sales amount of one customer, card center 29
A transmission buffer 28f for storing sales information and total information to be transmitted to, a display buffer 28g for storing display data to be displayed on the display unit 8, a print buffer 28h for recording print data to be printed on the recording paper 10 by the printer 11, and the like. Has been formed.

In addition, the number of transactions and sales amount corresponding to each denomination are stored in RAM 28 for each issuer, which is distinguished by the issuer code such as own store card that can be used by own store or common card that can be used in common at each store. A file 28i for each issuing company that aggregates is formed.

Then, when the power supply 34 of the card transaction apparatus 5 is turned on, the CPU 25 is programmed so as to execute the sales processing business according to the flowchart shown in FIG.

When the flow chart is started and the task changeover switch 15 of the keyboard 6 is set to [Sales] task at S (step) 1, the operation guide of [Card insertion] is displayed on the display unit 8 via the display buffer 28g. To do. Then, when the card 1 is inserted into the card insertion slot 7, in S2, the card reader / writer 31
Then, the card information including the issuing company code 3a, the membership number 3c, the personal identification number 3d, the card number 3e, the amount 3f, the denomination code 3g, etc. stored in the magnetic stripe 3 of the card 1 is read. Then, the read card information is stored in the card information memory 2 of the RAM 28.
Store in 8d. Next, it is determined from the card information stored in the card information memory 28d whether or not the inserted card is the card 1 usable in this transaction device 5. In particular,
If the issuing company code 3a is an issuing company code of another company that is not affiliated, it is determined that the card cannot be used, a message "unavailable" is displayed on the display unit 8, and the card is ejected.

If it is a usable card, press S3 [PIN]
When the customer's key operation on the pin pad 9 inputs, for example, a 4-digit personal identification number, the personal identification number is stored in the card information memory 28d.
Check if it matches d. If they do not match, the operation guide of [PIN code input] is displayed and the PIN number is input again. If the passwords do not match even if the passwords are entered three times, it is determined that the card is an accident card, [Unusable] is displayed, and the card is ejected.

If the PIN numbers match, at S4 the card information memory 28d
Display 3f as the balance. Then, the amount of the product purchased by the customer is keyed in using the numeric keypad 12, and when the displayed amount is judged to be correct and the confirmation key 13 is keyed in, the amount is set as the total amount in the total memory 28e. to add. Then, when the sales total key 14a is operated by the key, since the total processing of the sales amount for one customer is completed, it is confirmed that the total amount is less than or equal to the card balance indicated by the amount 3f in the card information memory 28d. .

If it is less than the card balance, the total amount is deducted from the amount 3f to display the deduction balance, and the deduction balance is written as a new amount 3f in the card information memory 28d.

Then, in S5, the new amount of money 3f stored in the card information memory 28d is written in the corresponding area of the magnetic stripe 3 of the card 1 inserted in the card reader / writer 31.

Next, sales information such as the total amount, the member number, the card balance before subtracting the total sales amount, and the card balance after subtracting the total sales amount are printed out on the recording paper 10 by the printer 11 and issued as a receipt. .

Next, in S7, the denomination code 3g from the card information memory 28d
Read. Then, each denomination of the denomination-based sales file 28a is searched with this denomination code 3g. When the relevant denomination is searched, 1 is added to the number of handled cases of the relevant denomination, and in S8, the total amount of the total memory 28e is added to the sales amount of the relevant denomination.

Further, based on the issuer code of the card information memory 28d, the number of corresponding cards and the amount of sales in the issuer-specific file 28i are updated.

Then, the total amount of money is added to the total amount of sales in the cumulative sales memory 28b, and 1 is added to the total number of transactions in the cumulative handling memory 28c. Then, the card 1 inserted at the end is ejected, and the sales processing operation by the card for one customer is completed.

Further, the CPU 25 carries out the settlement work according to the flow chart shown in FIG. 8 when the work of one day is completed.

When the flow chart is started and the work changeover switch 15 is set to the [payment] work in S9, the [payment] work message is displayed on the display unit 8. When the total key 14c of the keyboard 6 is operated in S10, it is determined that the total information output command has been input, and the display unit 8 displays the message [total work].

When the confirmation key 13 is operated, the RAM is stored in S11.
The face value 35a indicating the denomination of each denomination accumulated in the 28 denomination type sales file 28a, the number of transactions 35b and the sales amount 35c are printed out on the recording paper 10 by the printer 11 as shown in FIG. . Next, in S12, the [total] guidance character 35d, the total number of transactions 35e and the total sales amount 35f accumulated in the cumulative handling memory 28c and the cumulative sales memory 28b are printed out on the recording paper 10, and the sales by denomination is performed. Issue as Report 35.

After that, sales file by gold 28a, cumulative sales memory 28b,
Each data in the accumulated handling memory 28c is transmitted to the card center 29, and the transmitted file 28a and each data in the memories 28b, 28c are cleared.

In the same way, print out the number of transactions and sales amount for each denomination as shown in Fig. 10 for each card type such as own store card or common card stored in the issuer-specific file 28i. To do.

In the card transaction device 5 and the card 1 configured as described above, each card 1 shows the amount 3f and the issue face value 2 which are sequentially reduced according to the card payment amount, as shown in FIG. The denomination code 3g is magnetically recorded.

And in the store where the card transaction device 5 is installed,
When sales are generated by the card 1, the card 1 brought by the customer is inserted into the card insertion slot 7, and then the customer receives the pin pad 9
Ask them to enter a 4-digit PIN code. Next, enter the sales amount using the numeric keypad 12 on the keyboard 6 and
When 14a is pressed, the total sales amount is subtracted from the amount of money 3f stored in the inserted card 1, and the card 1 is ejected. Then, the sales amount of the customer is distinguished by the denomination code 3g read from the card 1, and is registered and aggregated in the denomination sales file 28a of the RAM 28 for each denomination. Further, the respective cumulative units of the cumulative sales memory 28b and the cumulative handling memory 28c are updated at the same time.

Then, for example, in the settlement operation to be carried out after the end of the operation for one day, after setting the operation switching key 15 to the [settlement] operation, if the total key 14c and the confirmation key 13 are pressed successively,
For each denomination (issue face value 35a) shown in the figure, a denomination-based sales report 35 in which the number of transactions 35b and the sales amount 35c are printed is issued.

Further, as shown in FIG. 10, a denomination-type sales report in which the number of cases handled and the amount of sales in each denomination for each issuing company are printed is issued.

In this way, since the sales amount can be accurately grasped for each issue face value 2, even if the discount rate when selling this card 1 for each issue face value 2 is different, each card 1
You can grasp the correct sales amount for each type.

That is, by thus storing the denomination in the card 1 and providing the card transaction device 5 with a function of totalizing the amount of sales by issue amount, accurate sales management becomes possible.

Conversely, for the store, the card 1 with a store-specific premium such as a discount rate can be issued.

[Effects of the Invention] As described above, in the card transaction device of the present invention, the prepaid cards mainly handled by this card transaction device have different issuance face values, and a plurality of types are sold at a discount rate according to the issuance face value. It is a prepaid card.

In the card transaction device, the denomination corresponding to the issued face value of the above-mentioned prepaid card inserted from the card insertion slot is read, and the sales amount is totaled in the denomination sales file by denomination. Then, the totalized result of the denomination-based sales file is printed out as a denomination-based sales report, if necessary.

Therefore, it is possible to specify the sales amount for each issued face value used in this card transaction device. The actual selling price for each face value of the prepaid card is known at each discount rate, so
By using the discount rate at the time of selling the prepaid card, the net sales amount for each issue face value can be calculated. Therefore, correct sales management can be carried out with this denomination-based sales report.

[Brief description of drawings]

1 to 10 show a card transaction device according to an embodiment of the present invention. FIG. 1 is an external view of the card, FIG. 2 is a view showing card information stored in the card, and FIG. 3 is an external view showing a card transaction device, FIG. 4 is a key arrangement diagram of a keyboard, FIG. 5 is a block diagram showing a schematic configuration of the card transaction device, and FIG. 6 shows each memory formed in a storage unit. FIG. 7, FIG. 7 and FIG. 8 are flow charts showing the operation, and FIG. 9 and FIG. 10 are charts showing the sales report by denomination. 1 ... Card, 2 ... Face value, 3 ... Magnetic stripe, 3a
...... Issue company code, 3c ...... Member number, 3d ...... PIN code, 3e ...... Card number, 3f ...... Amount, 3g ...... Cash code, 5 ...... Card transaction device, 6 ...... Keyboard, 7 ... …
Card slot, 8 ... Display, 9 ... Pin pad, 11 ...
… Printer, 12 …… Numeric key, 14a …… Sales total key, 14c
…… Total key, 25 …… CPU, 28 …… RAM, 28a …… Sales file by denomination, 28d …… Card information memory, 31 …… Card reader / writer, 35… Sales report by denomination.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Takamasa Sakakibara 2-3-1, Kentokucho, Oita City, Oita Prefecture Oita Prepaid Card Co., Ltd. (56) References JP-A-63-195769 (JP, A)

Claims (1)

(57) [Claims] [Claim 1] The amount information (3f) recorded in a plurality of types of prepaid cards (1) which are inserted from the card insertion slot (7) and have different issuance face values and which are sold at a discount rate according to the issuance face value. A card transaction in which the card reader / writer (31) reads the sales amount input from the keyboard (6), subtracts the sales amount from the amount information, and writes the amount information after the subtraction to the prepaid card and discharges the amount information. In the apparatus, a denomination sales file (28a) that stores the sales amount for each denomination that indicates each issued denomination, and a denomination reading unit that reads the denomination recorded in the pre-bay card inserted from the card insertion slot ( S2, S7) and the sales totalizing means (S8) for adding the sales amount to the sales amount corresponding to the denomination read by the denomination reading means in the denomination type sales file. , In response to aggregate information output command (S10), the denomination report issuing means (S11) the stored contents of the sales file printed out as a denomination Sales Report (35) and the card transaction apparatus having a.