JP2751070B2 - Card payment system - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Industrial Application Field] The present invention relates to an optical wireless transmission / reception device for transmitting data between a plurality of card money information processing terminal devices distributed at arbitrary positions and a control device. And a card money information settlement processing system.

2. Description of the Related Art Conventionally, when performing a money settlement process or a business process using a card on which money information or business process information is written, (a) a card information device such as a card money information processing terminal device; To perform information storage and storage, card payment processing, and business processing.

(B) In a house, a plurality of card terminal devices such as a card money information processing terminal device are installed, and the control device and the card terminal device are connected by a metallic cable or an optical fiber cable, whereby the card terminal device is connected. By collecting the money information and the card information of the business process information read by the control device in the control device, the control device performs the monetary settlement process and the business process of the sales.

In a conventional card terminal device such as a card money information processing terminal device, as an example of a service for reading card information, providing a service, and performing a money settlement process and a business process, a process using a card-based telephone is described as a fourth example.
This will be described with reference to the drawings.

In FIG. 4, the control unit 152 of the card-type telephone 150 is used.
Is a card that has been paid by the user and inserted into the card information input / output unit 151 (hereinafter referred to as a prepaid card)
The card information written in the card is read and the validity of the prepaid card is confirmed. If the card is valid, the calling unit 153 is activated, and the telephone unit is activated by the calling unit 153 for a time corresponding to the number of calls recorded on the prepaid card. Providing calls through.

When the call is over, the frequency corresponding to the time at which the call was provided is subtracted, and the card frequency input / output unit 151 writes the remaining frequency on the prepaid card.

In this case, since the seller of the prepaid card is the same as the business operator providing the call using the card-based telephone 150, the sales information of the card-based telephone 150 and the information of the used prepaid card are collected and settled. Did not have to do. In addition, an example of a conventional card use system in a cafeteria in which a control device and a plurality of meal ticket sales card terminal devices are connected by wired transmission means and sales and settlement processing and business processing are performed by the control device will be described with reference to FIG. I do.

In FIG. 5, the user is a food ticket sales card terminal device 90.
Insert the prepaid card into.

In the ticket vending card terminal device 90, a card information input / output unit 91
Read the monetary information and card information written on the prepaid card, check the validity of the prepaid car, and if valid, sell the meal ticket within the balance of the prepaid card by the meal ticket issuing unit 93, and also collect the card information and sales information. The money information stored in the settlement unit 92 and subtracted from the amount used by the prepaid card is written into the prepaid card by the card information input / output unit 91.

The meal ticket sales card terminal device 90 transmits card information and sales information of the prepaid card to the control device 20 via the connection line 120.

The control device 20 aggregates the card information and the sales information transmitted from the plurality of meal ticket sales card terminal devices 90, and performs the settlement processing.

In this case, when the number of meal ticket sales card terminal devices 90 is large or when the number of meal ticket sales card terminal devices 90 is increased due to an increase in users, the connection between the control device 20 and the meal ticket sales card terminal device 90 is established. The wiring work of the line 120 became large, and the meal ticket sales card terminal device 90 could not be freely moved and operated.

[Problem to be Solved by the Invention] When a monetary settlement process or a business process is performed by a card terminal device, the processed monetary settlement information or business process information cannot be collected from the card terminal device in real time. However, the recording was performed offline using a recording medium such as a flexible disk or a memory card.

For this reason, when there are a large number of card terminal devices, it takes time for each card terminal device to perform monetary settlement and tally processing of business processing results.

If the provider of the card having the monetary information to the user is different from the provider of goods and services using the card, it is necessary to perform the payment processing of the sales by the card without error and promptly.

Since the control device collectively processes the card information read from the plurality of card terminal devices, when the control device and the plurality of card terminal devices are connected by wire, the number of card terminal devices to be installed is reduced. When the number increases, the wiring work of the cable becomes complicated, so the construction work of the system is large-scale.

Also, when adding or changing the installation location of the card terminal device, it is necessary to perform new wiring work,
Once installed, the cable terminal device could only be moved within the movable range of the connection cable.

If the environment where the control device and card terminal device are installed is in a factory where many electric machines and electromagnetic switches are used, if a metallic cable is used for the connection cable, electromagnetic interference and interference due to electrostatic noise will occur. Easily, causing errors in the data to be transmitted.

For this reason, it was necessary to use an optical fiber cable in which branching and wiring work of the cable were more difficult than in a metallic kale.

[Means for Solving the Problems] In order to solve the above problems, in the present invention, a collecting and distributing device for collecting and distributing data directly with a control device or according to an instruction of the control device, a ceiling surface in a house, etc. Connected to one or more optical wireless transmission devices, and read by the card terminal device by an optical wireless system between the optical wireless transmission device and the optical wireless transmission device connected to or embedded in the card terminal device. A device for transmitting money information and business processing information is provided.

[Operation] In order to increase the reliability of data transmission by optical wireless, when there are a plurality of optical wireless transmission devices installed on the ceiling surface and wall surface in a house, the optical wireless transmission devices whose optical signal transmission ranges are adjacent to each other. Are arranged so as to overlap with the transmission possible range, and an electric signal from the control device or the collecting and distributing device is simultaneously converted into an optical signal and transmitted.

The optical wireless transmission device on the card terminal device side receives optical signals from two or more optical wireless transmission devices on the control device side and adds them to increase the received signal strength.

In addition, the optical signal from the optical wireless transmission device on the card terminal device side is simultaneously received by two or more optical wireless transmission devices on the control device side, and is added by the concentrator / distributor device or the control device to extract correct data. I do.

This enables error-free data transmission in data collection and distribution with a large number of card terminals arranged in a distributed manner.

Further, by providing the above means, wiring work between the control device and one or more card terminal devices is not required.

It also facilitates the free movement of card terminal devices, simplifies expansion work, and collects and distributes data that is not disturbed by electromagnetic waves or electrostatic noise. Real-time money settlement processing and business processing.

[Embodiment] In the service providing system using such card information, a part of the connection line is made wireless in order to eliminate the complexity of installation work and operational restrictions.

<Embodiment in a Game Hall> FIG. 1 is a system configuration diagram showing a first embodiment of the present invention.

The system uses a lot of electric motors, electromagnetic switches, CPUs, etc., so it is a system for applying for card payments in an environment where a large number of gaming devices that emit strong unnecessary electromagnetic waves are installed.

Gaming devices 50 that provide games such as computer games
Is operated by a prepaid card or money, a game unit 54 in which a user plays a game, a card information input / output unit 51 that reads and writes information of a prepaid card, a monetary amount according to a game use time and the number of times of use. The settlement unit 52 that calculates and stores the game, and manages the operation of the game unit, and uses the money to store the money and to continue the game using the money to continue the game when there is no balance on the prepaid card. A unit 55, an optical wireless transmission unit 53, and a sales unit 56 for providing articles. In FIG. 1, a plurality of gaming devices 50-1 to 50-n are installed, but when referring to a device that is not specified by a reference numeral, it is simply described as a gaming device 50. This point is the same for the master unit 40, and the same applies to other embodiments.

Users of a plurality of gaming devices 50 placed in the house
A prepaid card is purchased from a business operator (hereinafter, referred to as a card business operator) that sells a prepaid card different from a business operator that provides a service (hereinafter, referred to as a service provider) according to 50.

In order to play a game with the gaming device 50 using the prepaid card, the user inserts the prepaid card into the card information input / output unit.
Insert into 51.

In the settlement unit 52, when the card information and the monetary information of the prepaid card read by the card information input / output unit 51 are valid, the operation of the game unit 54 is enabled according to the game time and the game type selected by the user. . In this case, in the case of a game such as a computer game in which the game is continuously provided, the prepaid card is held in the card information input / output unit 51 and the settlement unit is provided.
At 52, the continuous operation of the game program of the game unit 54 is started and the game time is started when the user operates the game start switch at the game unit 54 or the like, up to the time range corresponding to the money information read from the prepaid card. In addition to storing the accumulated usage fee and used card information (hereinafter referred to as sales information) at the end of the game, the card information input / output unit 51 Write on the prepaid card.

Further, in the game method in which the game time is fixed or a certain amount of medals and balls required for the game are provided, when the user operates the game start switch, the operation of the game unit 54 starts and the game unit 54 starts. , The sales information is stored in the settlement unit 52, and the monetary information obtained by subtracting the charge for one provision of the game or the medal is written into the prepaid card by the card information input / output unit 51. Gaming device 50
In addition, the sales section 56 allows the user to sell drinks and luxury goods with a prepaid card.

The control device 20 instructs, via the connection line 100, the identification information of the gaming device 50 to be collected to the collection and distribution device 30 for collecting the sales information of the gaming device 50.

The concentrator / distributor 30 transmits the identification information with an error control code to a plurality of optical wireless transmission devices 40 (hereinafter referred to as a parent device) installed on the ceiling or wall surface of the house via the connection line 120. I do.

The plurality of master units 40 convert this signal into an optical signal and simultaneously transmit the signal to the space.

The optical wireless transmission unit 53 of the gaming device 50 converts this optical signal into an electric signal, compares the identification information with the preset identification information of the own device if there is no error in the data, and if the comparison results in a match. Instructs the settlement unit 52 to read the sales information.

The settlement unit 52 of the gaming device 50 sends the stored sales information to the optical wireless transmission unit 53.

The optical wireless transmission unit 53 adds the own device identification code and the error control code to this information, converts the information into an optical signal, and sends the signal to space.

The master unit 40 that has received the optical signal converts the optical signal into an electric signal and transmits the electric signal to the collection and distribution device 30 via the connection line 120.

The collecting / distributing device 30 confirms an error in the data, and if the data is correct, transmits the data to the control device 20 via the connection line 100, and the control device 20 uses the identification information to determine which game device 50 Is determined, and the corresponding gaming device 50
By updating the sales file, the card information can be collected.

Further, the control device 20 transmits the aggregated sales information to the decision center 10 via the communication channel 110 at the instruction from the card company's decision center 10 or at a predetermined time. The settlement center 10 updates the sales management file with this information, performs the settlement service by checking the billing amount from the service provider.

<Embodiment in Parking Lot> FIG. 2 is a system configuration diagram showing a second embodiment of the present invention.

This is a system that operates with a prepaid card or money in a large-scale toll parking lot that covers a plurality of floors of a building, and performs a card settlement service by a gate management device that manages vehicle entry into and exit from a parking space.

A gate having a parking space separated from other spaces by walls and the like, and having a card information input / output unit 61, a settlement unit 62, a money storage unit 64, an optical wireless transmission unit 63, a gate unit 65, and a display unit 66 in each parking space. This is a system in which the management device 60 is installed, and even if the managers and right holders of each parking space are different, it is a system that can individually settle the parking fee by card.

In the parking lot, the influence of electromagnetic waves due to the engine spark of the automobile is large, and wiring work to the gate management device 60 installed in each of a large number of parking spaces becomes large-scale.

The parking lot user can use a prepaid card having a usage period information such as a monthly charge purchased in advance from a card company or a monetary information corresponding to the purchase amount, by using the card information of the gate management device 60 installed in the space where the parking is to be performed. Insert into the input / output unit 61.

When the card information, the validity period information, and the money information read by the card information input / output unit 61 are valid, the gate management device 60 opens the gate at the gate unit 65 to enable parking.

When exiting after parking, the user inserts the prepaid card again into the card information input / output unit 61 of the gate management device 60, and in the case of a money information card, the money information obtained by subtracting the fee corresponding to the parking time, The card information input / output unit 61 writes in the prepaid card and stores the sales information including the sold fee information and the used card information in the settlement unit 62.

As in the case of the first embodiment, the control device 20 collects the sales information from the gate management device 60 via the connection line 100 to the collection and distribution device 30 in order to collect the sales information.
Is specified.

The concentrator 30 adds an error control code to the identification information,
The optical wireless transmission unit 6 is transmitted to the base unit 40 through the connection line 120.
Transmission between the device and the device 3 is performed by optical wireless communication, and sales information of the gate management device 60 is collected.

The control device 20 determines which parking space the sales information is based on the identification information, and updates the sales file of the corresponding parking space to collect card information.

In addition, the control device 20 transmits the aggregated sales information to the payment center 10 via the communication path 110 at an instruction from the payment center 10 of the card business or at a predetermined time. Updates the management file and performs the settlement service by comparing the amount with the amount charged by the parking lot manager.

(Operation support function) In each gate management device, in addition to the money information, a timekeeping device for measuring the use start time and use end time of the parking lot is provided. Collected in 20 and stored as usage information. Using this information, it is possible to configure a system that processes as statistical information such as the day of the week when the use is concentrated, the time zone, the use time, the frequently used parking space, etc., and supports appropriate parking lot operation. .

(Parking position guidance function) In addition, at the time of starting to use the card, the card information input / output unit writes the parking space, that is, the position information of the gate management device, on the prepaid card, but when the parking is over and the user intends to leave the parking lot If a card is accidentally inserted into a gate management device belonging to another parking space, the device does not operate. In this case, there is a high possibility that the user cannot know the current position and the position where the vehicle has been parked. Therefore, the guide map is displayed on the display unit 66 provided in the gate management device using the parking lot layout, the current position and the position information of the parked gate management device sent from the control device, and the position of the used parking lot is displayed. You can know.

<Embodiment of In-Train Sales System> FIG. 3 is a system configuration diagram showing a third embodiment of the present invention.

In the sale of in-car goods and ticket sales on railway trains,
Card information input / output unit on a trolley that carries and sells in-car products
71, a settlement unit 72, an optical wireless transmission unit 73, a card sales terminal device 70 having an inventory management unit 74 attached or crew,
A salesperson carries a portable card sales terminal device 80 having a card information input / output unit 81, a settlement unit 82, and an optical wireless transmission unit 83, and communicates with the base unit 40 attached to the ceiling surface or side surface of the train car. This is a system that performs data transmission by optical wireless and provides a card settlement service.

An example of use in a card sales terminal device 70 for in-car sales and an example of use in a portable card sales terminal device 80 for tickets are shown.

Train passengers present a prepaid card to a salesperson who sells in a car when purchasing in-vehicle sales items in a train using a prepaid card previously purchased from a card seller, and the salesperson presents the prepaid card to a card sales terminal It is inserted into the card information input / output unit 71 of the device 70.

If the card information and the monetary information read by the card information input / output unit 71 are valid, the card vending terminal device 70
At 71, the payment information is written on the prepaid card, and the sales information including the information on the sold charge and the information on the used card is stored in the settlement section 72, and the optical wireless transmission section 73 immediately adds the identification information of the card sales terminal device 70. The signal is transmitted to the base unit 40 as an optical signal.

Master device 40 receives this optical signal, converts it into an electric signal, and transmits it to control device 20 via connection line 120.

The control device 20 has a built-in collecting and distributing device, and is connected from the control device to the connection line 120 disposed near the ceiling of the train via the collecting and distributing device. The control device 20 updates the sales file with the sales information and collects the card information, and after arriving at the train, sends the sales information to a settlement center by using a recording medium such as a memory card and performs a settlement process.

When purchasing a ticket or a reserved seat ticket for a boarding train in a train, the crew inputs the boarding section and the like in the portable card terminal device 80 carried by the crew and inquires the control device 20 to charge the ticket in the control device 20. The calculation and the reserved seat reservation information of the train are confirmed, and a reply is made to the portable card terminal device 80.

When issuing a ticket, the prepaid card is inserted into the card information input / output unit 81 of the portable card terminal device 80, the card information and the validity of the monetary information are checked for the prepaid card,
If it is valid, the card information input / output unit 81 writes the money information after subtracting the charge into the prepaid card, and transmits the sales information and the reserved information to the control device 20.

(Position display function of the card sales terminal device) Further, since each train of the train constitutes an independent space, position information specific to the vehicle is given to the base unit of each vehicle, and the information is transmitted to the card sales terminal device. The terminal device transmits this position information at the time of transmission, and the terminal device stores this information and transmits the position information together with necessary information at the time of transmission to the parent device. Therefore, the terminal device can add position information, that is, information on which vehicle has been sold, to the data relating to the sale of the product. Since this position information is also transmitted to the control device, the control device can know the current position of the card sales terminal device.

(Inventory management function) The card sales terminal device is provided with an inventory management unit, which stores information about the products loaded on the sales trolley at the start of sales as inventory information, and transmits the sales information every time a product is sold, or during a certain period of time. Update the stock information of the products loaded every other time. As a result, inventory information such as a product type, a sales quantity, and a stock quantity can be transmitted to the sales information transmitted to the control device.

On the other hand, from the control device, the inventory information of all salable items mounted on the train that can be sold, that is, the inventory stored in the warehouse of the train, the products on hand of the sales trolley engaged in sales in the train, Information on the product replenished at the stop station halfway is transmitted at predetermined time intervals and stored in the inventory management unit of the sales terminal device.

By providing such means, it is possible to grasp the sales situation of each product in real time, make it possible to replenish the stock that has become low or sold out, and to request support for the nearest sales trolley, Product sales services can be realized.

(Meal order processing function) In addition, if a train is equipped with a dining car or a puffet facility connected to the train, and cooking can be provided by the cooking facility, a control device is installed at the cooking place and the inside of the car is installed. A sales clerk who travels receives a food order or reservation at the passenger's seat, inputs information such as the type of food and beverage, delivery time, etc. to the card sales terminal device, and controls the cooking place via the parent machine. And the fee can be settled by card.

At the cooking place, the order information output from the control device and generated from a plurality of customers at any time is processed by the information processing device, and cooked according to the order slip output as a processing result, and the completed dish is designated at the designated seat of the designated vehicle. Can be output for delivery. When the delivery time of the dish is specified, the data on the order of the gathered dishes is processed by the information processing device, and the procedure of the dish can be determined. Also, if the order is flooded and the order cannot be fulfilled immediately, the approximate waiting time is transmitted to the card sales terminal device, the customer is notified to that effect, and the intention of whether or not to keep the order of the dishes is determined. , It is possible to eliminate dissatisfaction and trouble with customers caused by waiting for a long time without knowing the waiting time, thereby improving service. This service can also be used when making a reservation when using a dining car.

[Effects of the Invention] The present invention provides an optical wireless transmission / reception device between a plurality of card money information processing terminal devices arranged in a distributed manner and a control device, or between a collection / delivery device connected to the control device. By performing data transmission by using the terminal, wiring work for a plurality of card money information processing terminal devices is not required, the card money information processing terminal device can be freely moved, and the card money information processing terminal device is not affected by electromagnetic waves and electrostatic noise. This has the effect of enabling online settlement processing and business processing for the card money information processing terminal device group in an easy environment.

[Brief description of the drawings]

FIG. 1 shows an embodiment of a game arcade, FIG. 2 shows an embodiment in a parking lot, and FIG. 3 shows an embodiment of on-train sales, and card money information for data transmission by the optical wireless transmission / reception device of the present invention. 4 and 5 are reference diagrams showing processing in a conventional card money information processing system. 10: Settlement center 20: Control device 30: Collection / distribution device 40: Optical wireless transmission device 50: Gaming device that provides games such as computer games 51: Card information input / output unit that reads and writes information from prepaid cards 52: Games Settlement unit 53 that calculates and stores the fee according to the usage time and number of times of use and manages the operation of the game unit 53: Optical wireless that converts between electrical data signals and optical signals and performs data transmission with the control device Transmission unit 54: A game unit in which a user executes a game and also provides medals and the like necessary for the game.55: A money storage unit that provides a game by money and stores inserted money.56: An article by a prepaid card. 60: Gate management device 61: Card information input / output unit of the gate management device 62: Settlement unit of the gate management device 63: Optical wireless transmission unit of the gate management device 64: Currency storage unit 65 of the gate management device : Gate tube Gate unit of management device 66: Display unit of gate management device 70: Gate sales terminal device 71: Card information input / output unit of card sales terminal device 72: Payment unit of card sales terminal device 73: Optical wireless transmission of card sales terminal device Part 74: Inventory management part of card sales terminal equipment 80: Portable card sales terminal equipment 81: Card information input / output part of portable card sales terminal equipment 82: Payment part of portable card sales terminal equipment 83: Portable card sales Optical wireless transmission unit of terminal device 84: Inventory management unit of portable card sales terminal device 90: Food ticket sales card terminal device 91: Card information input / output unit of food ticket sales card terminal device 92: Payment unit of food ticket sales card terminal device 93 : Food ticket issuing unit of the ticket sales card terminal device 100: Connection line between the control device and the distribution device 110: Communication path between the settlement center and the control device 120: Connection line between the collection and distribution device and the optical wireless transmission device 150: Card Mobile Phone 151: Card Usage Card information input / output unit of a mobile phone 152: Control unit of a card-based telephone 153: Communication unit of a card-based telephone

 ──────────────────────────────────────────────────続 き Continued on the front page (72) Inventor Keishi Ushijima 1-26-5 Toranomon, Minato-ku, Tokyo NTT Data Communications Corporation (72) Inventor Yoshiki Iwasaki Kanagawa-ku, Yokohama, Kanagawa 3-12-12 Moriyacho Inside Victor Company of Japan (72) Inventor Kazutoshi Hirohashi 3-12-12 Moriyacho Kanagawa-ku, Yokohama-shi, Kanagawa Prefecture Inside Victor Company of Japan Ltd. (72) Shunichi Shichijo Moriya, Kanagawa-ku, Yokohama-shi, Kanagawa Prefecture No. 3-12, Cho-cho Japan Victor Co., Ltd. (72) Nobuaki Kumagai 3-12, Moriyacho, Kanagawa-ku, Yokohama-shi, Kanagawa Prefecture Inside of Victor Co., Ltd. (56) References JP-A-1-145798 (JP, A) JP-A-58-109995 (JP, A)

Claims (1)

(57) [Claims] 1. A group comprising a plurality of card money information processing terminals installed in a distributed manner, and optical wireless transmission / reception for data transmission / reception individually installed in each card money information processing terminal constituting the group. A plurality of optical wireless transmission devices distributed and installed in a space area where a card money information processing terminal device group is installed; a collecting and delivering device connected by a connection line from the plurality of optical wireless transmission devices; A control device connected to the collecting and distributing device, a payment center in which an information processing device for payment including card money information is installed, and a communication path for connecting the control device and the payment center. The optical wireless transmission unit separately installed in the card money information processing terminal device sets the data for specifying an individual device or an installation position along with the money information data to be settled, and The data related to the service in the card money information processing terminal device is configured to transmit and receive data to and from the individual device or the installation position together with the data for specifying the installation position. Via the card information and money information data at the settlement center, and a plurality of card money information processing terminals installed in a distributed manner are fixed. A card payment system for providing services for payment of card money information, wherein payment processing can be performed centrally with a payment center regardless of whether or not the user is moving.