JP3204689B2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus such as a cash-receipt-and-disbursement machine for depositing or dispensing money used in financial institutions.

[0002]

2. Description of the Related Art In recent years, cards accepted by users have been accepted,
By communicating with the host computer (center),
A cash dispenser that automatically pays cash requested by a user, or an automatic teller machine that accepts a passbook and automatically pays cash requested by a user by communicating with a host computer (payment / dispensing device) Automated transaction devices such as these have been introduced at each bank to provide quick services to users.

[0003] When performing a transaction by operating such a conventional automatic transaction apparatus, the automatic transaction apparatus needs time to communicate with a host computer after a user performs necessary operations. Further, when withdrawing cash, it is necessary to provide time for moving the cash to a take-out port in the apparatus. Traditionally, during these times, the user is waiting in front of a cash dispenser.

[0004] In recent years, there has been an increasing interest in the health of people. However, it is rare for those who work normally to have regular medical examinations, and to actually understand their own health in detail. Not many people do. Furthermore, data regularly inspected by medical institutions and the like are often inspected at large intervals such as one year or six months.
It is difficult to grasp the usual state of health. Because of this,
Most people do not look up and record information about their general health.

[0005]

As described above, when a user operates an automatic transaction apparatus and conducts a transaction, there is a problem that the user has a waiting time in front of the apparatus. In addition, people's interest in their own health is increasing.

Therefore, by checking and recording the health condition of the user during the waiting time in which the user waits in front of the automatic transaction apparatus, the waiting time of the user can be reduced. It is an object of the present invention to provide an automatic transaction device capable of checking a user's health condition.

[0007]

SUMMARY OF THE INVENTION The automatic transaction apparatus according to the present invention, in the automatic transaction apparatus for automatically deposit or withdrawal transaction in cash by the user's operation by the user
An operable operation unit, and provided on the operation unit
It is formed so that the user's finger can be inserted, and the user's body temperature,
A detection unit for detecting at least one of a pulse and a blood pressure;
A control unit that calculates and controls information from the detection unit,
An analysis unit for analyzing a signal from the control unit;
And the transaction information of the user and the
If at least one of body temperature, pulse and blood pressure is recorded
Both accept the IC card inserted by the user,
Read the user's transaction information from this IC card
And the transaction result and the inspection result by the inspection unit
At the same time as the transaction results and the inspection department
Inspection results are recorded in a journal and shared with the above IC card.
And a card lead portion for discharging the paper to the user.

[0008]

[0009]

[0010]

According to the present invention, the user's waiting time can be reduced by checking and recording the user's health condition during the waiting time in which the user waits in front of the automatic transaction apparatus. Also, the user's health condition can be checked.

[0011]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an automatic transaction apparatus according to the present invention. That is, the substantially L-shaped operation unit 2 is formed on the front surface of the housing 1. On the horizontal surface of the operation unit 2, a plurality of bills to be transferred and transferred can be inserted in a lump, and a bill insertion slot 3 for receiving change of the bills is provided. Door 4 is provided. A color CRT display unit 5 with a built-in touch sensor is provided on a horizontal surface of the operation unit 2. This C
The RT display unit 5 displays operation procedures and other information on the CRT screen in the form of illustrations, characters or words, and guides the user.
By pressing a display portion corresponding to the account number, transaction approval, confirmation or cancellation, a touch sensor (not shown) detects this and a so-called key operation for outputting a corresponding signal to the main controller 11 is performed. It is something to be done. Further, the operation unit 2 is provided with a detection unit 10 for inspecting the body temperature of the operator. A finger is inserted into the detection unit 10 to check the body temperature.

A card slot 6 for inserting a transaction approval IC card C in which a personal identification number and account information are recorded, a passbook insertion slot 7 for inserting a passbook, and coins are provided on a vertical surface of the operation unit 2. A coin slot 8 for inserting coins and a coin change receiving port 9 for receiving change of coins are provided.

As shown in FIG. 2, a main control unit 11 for controlling the entire system, the card insertion port 6
The card read unit 12 receives the inserted IC card C from the IC card C, receives account information such as a password and an account number from data stored on the IC card C, and records transaction contents on a journal sheet described later. A passbook print unit 13 that reads the data part of the passbook inserted from the passbook insertion slot 7 and records the transaction contents in the passbook, accepts the bill inserted in the bill insertion slot 3, and inserts a designated amount of bill into the bill. Deposit and withdrawal unit 14, which pays out to mouth 3,
A coin depositing / dispensing unit 15 for receiving coins inserted into the coin insertion slot 8 and paying out a specified amount of coins to the coin receiving slot 9; a customer service unit 16 constituted by the CRT display unit 5; A voice guidance unit 17 for providing voice guidance to customers, a clerk operation unit 18 having an internal monitor for clerks, information on financial institutions necessary for transfer transactions, for example, a data file in which names of banks and branches are recorded in alphabetical order. Floppy disk 19, main controller 11 and host computer (center) not shown
A transmission control unit 20 and a power supply unit 21 for controlling data transmission between the control unit and the power supply unit are provided. Further, the main control unit 11 is connected to a remote monitor 22 for staff provided outside.

Further, a body temperature inspection unit 21 for inspecting body temperature is provided, and while the automatic transaction apparatus performs data transmission of transaction information with a host computer and while preparing banknotes, a health condition is checked. Measure body temperature. The information that records the past body temperature, which is the past health condition of the user of the card C, is input to the IC card C, and the information of the current body temperature is also stored after this examination is completed.

Next, a description will be given of a body temperature inspection section provided in the automatic transaction apparatus.

The body temperature inspection section 21 includes a detection section 10 which is a sensor for measuring body temperature, a control section 22, and an analysis section 23. The detection unit 10 is formed in a shape that allows a finger to be inserted in order to test a user's body temperature. The control unit 22 is provided to control the function of the body temperature inspection unit 21. The analysis unit 23 is provided for analyzing a signal from the detection unit 10.

The body temperature inspection unit 21 is used to make effective use of the waiting time after a user conducts a transaction using the automatic transaction apparatus. Recording of body temperature was examined by the temperature inspection unit 21, the recording of usual body temperature IC card C stored <br/> Te, it can be used as a health care data. The health management data stored in the IC card C can be taken out by a general terminal device or printed out and printed out.

Next, the operation in such a configuration will be described with reference to the flowchart shown in FIG. When the user operates the automatic transaction apparatus, the user stands in front of the operation unit 2 of the automatic transaction apparatus and inserts the IC card C into the card insertion slot 6 (ST1). Then, the card C is taken into the card reading unit 12. As a result, the transaction account number, the personal identification number, and the like of the card C are read, and the read result is output to the seed control unit 11. Then, the number of digits and the number of the read password are collated with the password input by the user from the touch sensor of the CRT display unit 5 (ST).
2). Accordingly, when the main control unit 11 determines that they match, after the amount information input by the user is output to the main control unit 11, the main control unit 11
The transaction in the savings account is determined and confirmed based on the transaction account number read from (ST3). Once this is done,
It is determined that a transaction by this device, that is, a transaction with a corresponding account at a center (not shown) is possible, and the customer service unit 1
"Please enter the amount of payment" on the CRT display of 6.
(ST4). Thereby, the main control unit 1
1 is a deposit / withdrawal unit 15 according to the supplied amount of payment
By performing transaction processing such as withdrawal processing. At this time, the main controller 11 outputs the payment amount and the transaction account number to the host computer via the transmission controller 20. Then, the host computer compares the balance of the account in the transaction information file (not shown) with the payment amount, updates the balance, and outputs a transaction completion to the main control unit 11. When the transaction is completed, the main control unit 11 outputs the transaction amount and the transaction time to the card reader unit 12. During this process, the user is displayed with "Do you want to check your body temperature?" On the CRT display of the customer service unit 16 of this device (ST5). At this time, if an input is made not to perform a body temperature check, a normal standby state is set. Also, when a command to perform a body temperature check is input, a body temperature test is started (ST6). When the body temperature test is started, the customer service unit 16
"Please put your finger in the inspection section" in the CRT display section
Is displayed. Then, when the user puts a finger into the body temperature detecting unit 10, the examination is started, and the body temperature is detected. Then, it is determined whether or not the body temperature detection is correctly performed (ST7). If the body temperature has not been correctly detected, a message "Please insert your finger correctly" is displayed on the CRT display of the service unit 16 (ST8). If the body temperature has been correctly detected, it is then determined whether or not the transaction processing has been completed (ST9). If the transaction processing has not been completed, the transaction processing is continued. Further, when it is determined that the transaction processing has been completed, the main control unit 11
In addition to providing guidance that "the transaction has been completed" on the T display section, the transaction result and, if the body temperature has been inspected, the body temperature are printed on the journal (ST10). And the journal
A to discharge (ST11). Also, the result of the transaction,
When the body temperature is checked, the body temperature is stored in the IC card C. Then, an instruction to return the card C is issued. Thereby, the main control unit 11 causes the card C to be ejected from the card insertion slot 6 (ST12). Finally, the cash to be withdrawn is dispensed (ST13). Then, the process ends.

Since the information on the body temperature recorded by the above-described method is stored in the IC card C, it can be recorded as a normal state of health. Therefore, the average value, the maximum value, and the like of the body temperature can be calculated from this record, which can be used for usual health care. Furthermore, in this body temperature detection method, when the detection is not performed correctly, a message is displayed to perform the detection again, so that the detection error is greatly reduced. Thereby, the body temperature can be accurately detected.

Next, a second embodiment will be described with reference to the drawings.

In the second embodiment, as shown in FIG. 4, a pulse detector is provided in place of the body temperature detector in the first embodiment. Other configurations are the same as in the first embodiment.

Next, a description will be given of a pulse inspection unit provided in the automatic transaction apparatus according to the second embodiment.

The pulse inspection section 21 includes a detection section 10 which is a sensor for measuring a pulse, a control section 22, and an analysis section 23. The detecting unit 10 is formed in a shape to insert a finger to check a user's pulse. The control unit 22 is provided to control the function of the pulse inspection unit 21. The analysis unit 23 is provided for analyzing a signal from the detection unit 10.

The pulse inspection unit 21 is used to make effective use of the waiting time after the user conducts a transaction using the automatic transaction apparatus. The pulse rate inspection of the pulse rate that has been examined by 21 recording is recorded Te as the recording of usual pulse rate <br/> the IC card C, it can be used as a health care data. The health management data stored in the IC card C is taken out by a general terminal device, tabulated,
Furthermore, it can be printed out and printed out.

Next, the operation in such a configuration will be described with reference to the flowchart shown in FIG. When the user operates the automatic transaction apparatus, the IC card C stands in front of the operation unit 2 of the automatic transaction apparatus and the IC card C is inserted into the card insertion slot 6 (ST1a). Then, the card C is taken into the card reading unit 12. As a result, the transaction account number, the personal identification number, and the like of the card C are read, and the read result is output to the seed control unit 11. Then, the number of digits and the number of the read password are collated with the password inputted by the user from the touch sensor of the CRT display unit 5 (ST2).
a). Accordingly, when the main control unit 11 determines that they match, after the amount information input by the user is output to the main control unit 11, the main control unit 11
The transaction in the savings account is determined and confirmed based on the transaction account number read from (ST3a). When this confirmation is completed, a transaction by this device, that is, a center (not shown)
, It is determined that a transaction with the corresponding account is possible, and guidance is provided on the CRT display section of the customer service unit 16 stating "Please input the payment amount" (ST4a). Thereby, the main control unit 11 controls the depositing / dispensing unit 15 and the like in accordance with the supplied amount of payment, and performs transaction processing such as dispensing processing.
At this time, the main controller 11 outputs the payment amount and the transaction account number to the host computer via the transmission controller 20. Then, the host computer compares the balance of the account in the transaction information file (not shown) with the payment amount, updates the balance, and outputs a transaction completion to the main control unit 11. When the transaction is completed, the main control unit 11 outputs the transaction amount and the transaction time to the card reader unit 12.
During this process, the user is provided with the customer service unit 1 of the device.
A message "Do you want to check your pulse?" Is displayed on the CRT display 6 (ST5a). At this time, if the input is made not to perform the pulse check, the normal standby state is set. When a pulse check is input, a body temperature test is started (ST6a). When the pulse test is started, “Please put your finger into the test unit” is displayed on the CRT display unit of the service unit 16. Then, when the user puts a finger into the pulse detection unit 10, the examination is started and the pulse detection is performed. Then, it is determined whether or not the pulse detection is correctly performed (ST7a). If the pulse detection has not been correctly performed, a message "insert your finger correctly" is displayed on the CRT display unit of the service unit 16 (ST8a). If the pulse detection is correctly performed, it is then determined whether or not the transaction processing has been completed (ST9a). If the transaction processing has not been completed, the transaction processing is continued. When it is determined that the transaction processing has been completed, the main control unit 11 provides a guidance of “transaction completed” on the CRT display unit of the customer service unit 16 and, when the transaction result and the pulse rate are examined,
The pulse is printed on the journal (ST10a). Then, the journal is ejected (ST11a). Also,
The result of the transaction and, if the pulse is checked, the pulse
It is stored in the card C. Then, an instruction to return the card C is issued. Thereby, the main control section 11 causes the card C to be ejected from the card insertion slot 6 (ST12a). Finally, the cash to be withdrawn is dispensed (ST13a). Then, the process ends.

Since the pulse information recorded by the above-described method is stored in the IC card C, it can be recorded as a normal state of health. Therefore, the average value, the maximum value, and the like of the pulse can be calculated from this record, which can be used for usual health care. Further, in the pulse detection method, when the detection is not performed correctly, a message is displayed to perform the detection again, so that the detection error is greatly reduced. Thereby, the pulse can be accurately detected.

Next, a third embodiment will be described with reference to the drawings.

In the third embodiment, as shown in FIG. 6, a blood pressure detecting unit is provided in place of the body temperature detecting unit in the first embodiment. Other configurations are the same as in the first embodiment.

Next, a blood pressure test section provided in the automatic transaction apparatus according to the second embodiment will be described.

The blood pressure test section 21 includes a detection section 10 which is a sensor for measuring blood pressure, a control section 22, and an analysis section 23. The detection unit 10 is formed in a shape that allows a finger to be inserted to test the blood pressure of the user. The control unit 22 is provided to control the function of the blood pressure test unit 21. The analysis unit 23 is provided for analyzing a signal from the detection unit 10.

The blood pressure test unit 21 is used to make effective use of the waiting time after the user makes a transaction using the automatic transaction apparatus. The blood pressure test of the blood pressure was tested by 21 recording is recorded Te as the recording of usual blood pressure <br/> the IC card C, it can be used as a health care data. The health management data stored in the IC card C is taken out by a general terminal device, tabulated,
Furthermore, it can be printed out and printed out.

Next, the operation in such a configuration will be described with reference to the flowchart shown in FIG. When the user operates the automatic transaction apparatus, the IC card C is inserted into the card insertion slot 6 in front of the operation unit 2 of the automatic transaction apparatus (ST1b). Then, the card C is taken into the card reading unit 12. As a result, the transaction account number, the personal identification number, and the like of the card C are read, and the read result is output to the seed control unit 11. Then, the number of digits and the number of the read password are collated with the password inputted by the user from the touch sensor of the CRT display unit 5 (ST2).
b). Accordingly, when the main control unit 11 determines that they match, after the amount information input by the user is output to the main control unit 11, the main control unit 11
The transaction in the savings account is determined and confirmed based on the transaction account number read from (ST3b). When this confirmation is completed, a transaction by this device, that is, a center (not shown)
, It is determined that a transaction with the corresponding account is possible, and guidance is provided on the CRT display section of the customer service unit 16 stating "Please input the payment amount" (ST4b). Thereby, the main control unit 11 controls the depositing / dispensing unit 15 and the like in accordance with the supplied amount of payment, and performs transaction processing such as dispensing processing.
At this time, the main controller 11 outputs the payment amount and the transaction account number to the host computer via the transmission controller 20. Then, the host computer compares the balance of the account in the transaction information file (not shown) with the payment amount, updates the balance, and outputs a transaction completion to the main control unit 11. When the transaction is completed, the main control unit 11 outputs the transaction amount and the transaction time to the card reader unit 12.
During this process, the user is provided with the customer service unit 1 of the device.
The display of "Do you want to check blood pressure?" Is displayed on the CRT display unit 6 (ST5b). At this time, if an input is made not to perform a blood pressure check, a normal standby state is set. Further, when input is made to perform a blood pressure check, a body temperature test is started (ST6b). When the blood pressure test is started, “Please put your finger in the test unit” is displayed on the CRT display unit of the service unit 16. Then, when the user puts a finger into the blood pressure detecting unit 10, the test is started, and the blood pressure is detected. Then, it is determined whether or not the blood pressure detection is correctly performed (ST7b). If the blood pressure detection has not been correctly performed, a message "Please insert your finger correctly" is displayed on the CRT display unit of the service unit 16 (ST8b). If the blood pressure detection is correctly performed, it is then determined whether or not the transaction processing has been completed (ST9b). If the transaction processing has not been completed, the transaction processing is continued. Further, when it is determined that the transaction processing has been completed, the main control unit 11 provides a guidance “transaction is completed” on the CRT display unit of the customer service unit 16 and, when the transaction result and the blood pressure are examined,
The blood pressure is printed on the journal (ST10b). Then, the journal is ejected (ST11b). Also,
The result of the transaction and the blood pressure when the blood pressure is examined are IC
It is stored in the card C. Then, an instruction to return the card C is issued. Thereby, the main control unit 11 causes the card C to be ejected from the card insertion slot 6 (ST12b). Finally, the cash to be withdrawn is dispensed (ST13b). Then, the process ends.

Since the blood pressure information recorded by the above-described method is stored in the IC card C, it can be recorded as a normal health condition. Therefore, the average value, the maximum value, and the like of the blood pressure can be calculated from this record, which can be used for usual health care. Further, in this blood pressure detection method, when the blood pressure is not accurately detected, a message is displayed to perform the detection again, so that the detection error is greatly reduced. Thus, the blood pressure can be accurately detected.

In the above-described first to third embodiments, the body temperature, the pulse and the blood pressure are measured independently. However, the present invention is not limited to this. The body temperature and the blood pressure, the body temperature and the pulse, the pulse and the blood pressure, or the body temperature and the pulse are measured. Multiple types of measurements such as blood pressure and pulse can also be performed.
As a result, comprehensive health management can be performed.

[0036]

As described above in detail, according to the present invention, during the waiting time in which the user waits in front of the automatic transaction apparatus, the user's health condition is examined and recorded, whereby the user is utilized. It is possible to provide an automatic transaction device that can reduce the waiting time of the user and can accurately check the health condition of the user.

[Brief description of the drawings]

FIG. 1 is a perspective view showing an automatic transaction apparatus according to the present invention.

FIG. 2 is a block diagram of a circuit of a first embodiment of the automatic transaction apparatus according to the present invention.

FIG. 3 is a view showing a flowchart of the first embodiment of the automatic transaction apparatus according to the present invention.

FIG. 4 is a block diagram of a circuit of a second embodiment of the automatic transaction apparatus according to the present invention.

FIG. 5 is a view showing a flowchart of a second embodiment of the automatic transaction apparatus according to the present invention.

FIG. 6 is a block diagram of a circuit of a third embodiment of the automatic transaction apparatus according to the present invention.

FIG. 7 is a view showing a flowchart of a third embodiment of the automatic transaction apparatus according to the present invention.

[Explanation of symbols]

10 detection unit, 11 main control unit, 12 card reading unit, 21 inspection unit, C IC card.

────────────────────────────────────────────────── ─── Continuation of the front page (51) Int.Cl. ⁷ Identification code FIG06F 19/00 A61B 5/02 320Z 332Z (72) Inventor Tomoki Yamada 70 Yanagicho, Saiwai-ku, Kawasaki-shi, Kanagawa Toshiba Intelligent Technology Corporation (72) Inventor Shoichi Makino 70, Yanagicho, Saiwai-ku, Kawasaki-shi, Kanagawa Prefecture Inside Toshiba Intelligent Technology Co., Ltd. Inventor Kenji Matsukawa 70, Yanagicho, Yuki-ku, Kawasaki-shi, Kanagawa Prefecture (72) Inside the Toshiba Yanagicho Plant, Ltd. 70, Yanagicho, Saiwai-ku, Kawasaki-shi, Kanagawa Pref. References JP-A-2-166493 (JP, A) JP-A-2-114935 (JP, A) JP-A-61-165462 (JP, U) JP-A-62-1452 (JP, U) (58) Survey Field (Int.Cl. ⁷ , DB name) G07D 9/00 A61B 5/00-5/02 G06F 19/00

Claims (1)

(57) [Claims] 1. A consumer transaction facility for automatically deposit or withdrawal transaction in cash by the user operation, the user's finger and operable operation unit by the user, along with are provided in the operation portion Insert
It is formed to be able to reduce the user's body temperature, pulse, blood pressure
And a detector that detects one of the
Control unit that calculates and controls, and analyzes signals from this control unit
An inspection unit having an analysis unit that performs transaction information of the user and the body of the user detected in the past.
That at least one of temperature, pulse and blood pressure is recorded
Accept the IC card inserted by the user
Read user's transaction information from IC card
And the transaction result and the inspection result by the inspection unit
At the same time as the transaction results and the inspection department
Inspection results are recorded in a journal and shared with the above IC card.
An automatic transaction device , comprising: a card lead unit for discharging the card to a customer.