JP3375006B2 - Billing device using credit card - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [0001] The present invention is widely used at present.
New way to charge by credit card
It concerns the device. [0002] 2. Description of the Related Art Credit cards have been widely used.
And now credit by POS system
If you read the magnetic recording section of the card, the record of the card owner
And the current usage status. this
Is the customer and other data stored on the host computer
Against the magnetic recording section of the credit card, and
Card holder and the cardholder
Record the debit amount when you purchase a product with a credit
It is a configuration to do. [0003] However, at present,
As for credit card usage, I purchased something
If you pay for it or borrow cash temporarily
Card use each time
It is common for users to pay by sign at stores, etc.
You. Therefore, for example, if the user
Access to the Internet to get paid information
You can charge by credit card
Effectively, even if such forms of information use increase in the future
Problem that credit card system cannot be used
There is. On the other hand, at present, a magnetic card is purchased in advance,
Write the frequency corresponding to the purchase price on the magnet,
By inserting this magnetic card into the slot, the usage frequency can be counted.
So-called prepaid cards that can be rewritten
Exists. However, this card simply uses
It's just the nature of the purchase, and
Centralized management of whether information was used in the history
I can not do such a thing. [0005] The present invention relates to the current credit card described above.
The purpose of this is to increase the limit of charging by
Such that card users continue to use paid information
Use a credit card to charge
It discloses a system that can be used. [0006] According to the present invention, there is provided the above-mentioned object.
In order to achieve
Card to read this information from the cardReader
Control the read information and at the same time
Controls a database in which fee information is stored along with fee data
YourAnd another database that stores more customer information
Communication with the phoneData controller and this
Make the necessary inputs to the data controllerInput deviceWhen,
For displaying information read from the above database
Display deviceConsisting ofthe aboveWith another database body
With the above data controllerVia modemConnect via public line
And the above cardReaderOf any card attached to
Information and customer information stored in the database
Check and if the card is a valid cardInput device
PlaceWhile making the above database accessible fromDe
Data controllerPaid information read from the above database
Information pertaining to the informationCustomer information
Via modemAdopt an upload billing device
Was. [0007] In the above means, the data control device is mounted.
As soon as you read the information written on the card,
Control the connected database and instruct from the input means
Operation of the whole device to read the necessary information
Performs the action of controlling Card reading means is a card
From the card that the user has inserted,
Performs the function of reading customer information. Also provided separately
Database itself stores a lot of customer information
The card is valid or already
Is invalid as release information while uploading
Perform the operation of reading the charge data to be loaded. Input means
Allows the user to enter a rehearsal number and necessary instructions using a keyboard or mouse.
This is a means to perform by
Responsible for providing information to people. [0008] BRIEF DESCRIPTION OF THE DRAWINGS FIG.
Therefore, it will be described in detail. FIG. 1 is a block diagram showing the configuration of the present invention.
It is a diagram that provides, for example, paid information as a database.
This is applied to the equipment to be provided. Where 1 is paid information
Information is stored in the database,
Required data by accessing via
Is taken out. Information stored in the database
There are no restrictions on the type of information, and information providers want to collect fees
It is possible to apply any information that you want
You. 3. If you insert a credit card,
Card reading to read information written in the
A stripper, written as magnetic tape or embossed
Read the information. 4 is a card reading control device.
And save necessary information at the same time
The card inserted in the card reader 3
Outputs the instruction to issue. Next, 5 is an input device, for example, a key
The part for manual operation, such as a board or mouse, 6
An input control device, and a command designated by the input device 5.
Command to binary data and output to the data controller.
It is something to empower. 7 is a display device such as a display,
8 is a display control device. 9 is a modem controller, 10 is
Modem, and is connected to the line 10 connected to the modem 10.
The main body of the credit company (not shown)
Connected to. In the above configuration, the operation procedure will be described.
Then, the card user first credits the card reader 3
Insert a card. Then control card reading
The device 4 detects that the card has been inserted and the
Information to be read and transmitted to the data control device 2.
You. If the data control device 2 receives the above information, it will use the modem control.
Controls the control device 9 and drives the modem to operate as a credit company.
To access the main body of the database
Whether the inserted credit card is valid
The data on whether or not it is extracted is determined. And mosquito
If the code is invalid, the display device is connected to the display device via the display control device 8.
Indicate the information, while it is valid, and
Is displayed on the display device. The user will see this
The input device 5 is operated in accordance with the above to perform necessary input. And
For example, avoid using credit cards for others
Enter the preset recitation number and write it on the card
If it matches the recitation number entered, the card user
Processing continues assuming that the withdrawal from the card has been accepted
It is also free to go. The data control device 2
Read the list of information stored in database 1
This is displayed on the display device 7 so that the user can
Once you have selected the information you need, the body of that information is
1 and output to the display device 7. here
Although not shown, instead of outputting to the display device 7,
To a printer, etc., or to the display device 7 and a printer.
It is also free to output in parallel. Subsequently, the database 1 stores pay information.
In addition, data on usage fees is also written.
If the charge information is read, the charge data
Output to the control device 2. Then, the data control device 2
Is to transfer the charge data to the main body of the database via the modem 10.
Send (upload)
Charge the fee to the card user's account. this
Through such a series of procedures, the card user can capture the card.
The necessary information can be obtained simply by inserting it into the code reader 3.
Information providers can use credit cards
Payment system can be adopted
become. [0012] According to the apparatus of the present invention, customer information and the like are previously determined.
Reads the information from the written card and stores it in the host.
Check the information in the database itself, which is the
If it is a card, you can read paid information,
In addition, if pay information is read,
I decided to upload it to the base
Card users can obtain paid information continuously by inserting the card.
And can be conveniently used. On the other hand,
What is information by credit card payment system
You can receive the price of the offer and collect the fee reliably
be able to. In addition, to companies that provide credit
Is similar to a conventional POS system.
Spread the use of credits at the border
It becomes possible.

[Brief description of the drawings] FIG. 1 is a block diagram showing a configuration of the present invention. [Explanation of symbols] 1 database 2 Data controller 3 Card reader 4 Card reading control device 5 Input device 6 Input control device 7 Display device 8 Display control device 9 Modem controller 10 Modem 11 lines

Continuation of the front page (56) References JP-A-2-113661 (JP, A) JP-A-2-222355 (JP, A) JP-A-6-38210 (JP, A) JP-A-5-236157 (JP) JP-A-6-30237 (JP, A) JP-A-4-102353 (JP, U) (58) Fields investigated (Int. Cl. ⁷ , DB name) H04M 15/00

Claims (1)

(57) and Patent Claims 1. A pre-customer information like are written card reading device for reading the information from the card, and at the same time controlling the read information, various pay information fee Controls the database stored with the data ,
Another database body that stores a lot of customer information
And a data control device that communicates with a telephone line, an input device that performs the necessary input to the data control device, it becomes a display device <br/> for displaying information read from said database, said Another database body and the data control device are connected via a public line via a modem, and information on any card attached to the card reader is compared with customer information stored in the database body,
If the card is a valid card, the input device can access the database, while the data control
The device uses the modem to transfer the charge data pertaining to the pay information read from the database to the customer information in the database.
A charging device using a credit card, characterized in that the charging device uploads the data via a credit card.