JP4150659B2 - Real estate lease guarantee management system - Google Patents

Description

  The present invention relates to a real estate lease guarantee management system used when a credit sales company is a guarantor in a lease contract of a real estate property concluded with a real estate management company.

  When renting real estate, a guarantor is required to guarantee the tenant at the time of the rental contract. In this case, depending on the tenant, there may be no person who can ask for a guarantor in the immediate vicinity, or the guarantor is far away, and the procedure may take time. When such a guarantor's procedure is difficult, as shown in FIG. 4, the tenant 1 enters into a credit sales contract with the credit sales company 2, and the credit sales company 2 makes a lease payment to the real estate management company 3 ( The rent) is paid in advance and the credit sales company 2 is guarantor of the renter 1. In this case, a reimbursement payment contract is made in advance as a partnership contract between the credit sales company 2 and the real estate management company 3. By doing in this way, even if it is difficult for the tenant 1 to carry out the procedure of the guarantor himself, the credit sales company 2 becomes the guarantor by the credit sales contract with the credit sales company 2, so that the tenant 1 Can easily conclude a real estate lease contract with the real estate management company 3.

  Here, when a credit sales contract is made between the tenant 1 and the credit sales company 2, the credit sales company 2 conducts a credit check and credit review of the tenant 1, and only the tenant 1 who has passed this credit review has signed the credit sales contract. It can be tied.

  Conventionally, as described above, a tenant who is a renter 1 receives a credit check of the credit sales company 2 and the credit check company 2 reviews the result of the credit check and passes the credit check. A credit sales contract is concluded between person 1 and credit sales company 2. Therefore, if the credit examination of credit sales company 2 fails, the tenant will not be able to conclude a credit sales contract with credit sales company 2. As a result, the tenant wishes to move with real estate management company 3. The lease contract could not be concluded.

  Therefore, an object of the present invention is to provide an easy-to-manage real estate lease guarantee management system that allows a tenant to conclude a lease contract with a real estate management company even if the credit examination of the credit sales company fails. It is to provide.

In order to solve the above-mentioned problem, the invention according to claim 1 is characterized in that a lease contract of a real estate property is between a tenant and a real estate management company, and a credit sales contract is between the tenant and a credit sales company. and is entered into between the between the assurance company, guarantee contract that the warranty company to perform the guarantee of the tenant with respect to the credit company is a comprehensive debt guarantee agreement between the credit company and the guarantee company but the advances payment contract between the credit company and the real estate management company, a real estate lease assurance management system that is used when being fastened, respectively, and the consumer credit management apparatus used in the credit company, the A guarantee management ledger used in a guarantee company to store customer information and a guarantee code of the tenant, and when a guarantee request signal is transmitted together with the customer information of the tenant from the credit sales management device Hand to issue And means for storing the customer information transmitted from the credit sales management device and the warranty code in the warranty management ledger, and means for returning the issued warranty code to the credit sales management device. A creditor management device comprising: a means for issuing a credit sales code corresponding to the tenant; the credit sales management ledger for storing the credit sales code; and the warranty code; When the credit examination contract is concluded because the credit examination result of the tenant is unacceptable and the guarantee consignment contract is concluded, the guarantee request signal is sent to the tenant together with the customer information of the tenant. Means for transmitting to a guarantee management device; means for storing the guarantee code returned from the tenant guarantee management device in association with the credit sales code in the credit sales management ledger; Those having.

The invention described in claim 2 is the real estate lease guarantee management system according to claim 1, which is used in the real estate management company , stores the customer information and the credit sales code, and the credit sales. further comprising means for storing the credit sales code transmitted from the management device in association with the customer information to the real estate management register, property management system having, a, the credit sales management device, the security code is the Credit management when stored in the ledger, it means for transmitting the credit sales code to the property management device is configured to further have a.

  The real estate lease guarantee management system of the invention described in claim 1 is a guarantee company different from the credit sales company when, for example, the credit sales company fails the result of the credit examination of the tenant who becomes a tenant. By guaranteeing the tenant to the credit sales company, the credit sales contract is established without delay between the tenant and the credit sales company, and the tenant wishes to lease the real estate property with the real estate management company. In particular, the credit sales management ledger of the credit sales management device and the guarantee management ledger of the tenant warranty management device can be linked and managed efficiently through the guarantee code. And the credit examination management ledger in the credit sales management device stores credit examination result information that means the result of the credit examination of the tenant at the credit sales company, and the tenant guarantee management device has at least the credit examination result information. When the credit review result is unsuccessful at the time, a guarantee code is assigned and stored in the guarantee management ledger, so a credit sales contract can be established without delay between the tenant and the credit sales company. It becomes possible to conclude a lease contract for real estate properties without any trouble with the management company.

In the real estate lease guarantee management system of the invention described in the present application , the credit sales management device and the renter guarantee management device are connected by a predetermined network, and at least a guarantee code is transmitted from the renter guarantee management device to the credit sales management device through the network. Therefore, the guarantee code can be efficiently transferred by communication.

In the real estate lease guarantee management system of the invention described in this application , the credit sales management device and the tenant guarantee management device are connected by a predetermined network, and the credit sales management device fails the credit review result in the credit review result information. Sometimes a predetermined guarantee request signal is transmitted to the renter guarantee management device, and the renter guarantee management device assigns a guarantee code at least when the guarantee request signal is given from the credit sales management device. Since it is stored in the guarantee management ledger, a guarantee request signal can be efficiently transmitted by communication to obtain the guarantee of the guarantee company.

The real estate rental guarantee management system of the invention described in claim 2 further includes a real estate management device for managing a real estate management ledger used for tenant management of a real estate management company, and the tenant guarantee management device includes at least: In response to a request from a real estate management company, a guarantee code is assigned and stored in the guarantee management ledger. The guarantee of the tenant is made and the credit sales contract is established without delay. Therefore, it becomes possible for a tenant to conclude a lease contract for a real estate property without any trouble with the real estate management company.

In the real estate lease guarantee management system of the invention described in the present application , the real estate management apparatus and the renter guarantee management apparatus are connected by a predetermined network, and at least a guarantee code is transmitted from the renter guarantee management apparatus to the real estate management apparatus through the network. Therefore, the guarantee code can be efficiently transferred by communication.

In the real estate rental guarantee management system of the invention described in the present application , the real estate management device transmits a predetermined guarantee request signal to the tenant guarantee management device, and the tenant guarantee management device at least receives a guarantee request signal from the real estate management device. Is given and stored in the guarantee management ledger, and the guarantee code is transmitted to the real estate management device via the network, so the guarantee request signal is efficiently transmitted by communication to guarantee the guarantee company. Can be obtained.

<Configuration>
FIG. 1 is a block diagram showing a form of real estate lease guarantee to which a real estate lease guarantee management system according to an embodiment of the present invention is applied, and FIG. 2 shows an example in which communication on the Internet is applied to the real estate lease guarantee management system. It is a schematic diagram.

  Before explaining the configuration of the real estate lease guarantee management system itself, a form of real estate lease guarantee to which the real estate lease guarantee management system is applied will be explained. As shown in FIG. 1, when the tenant 11 enters into a real estate lease contract with the real estate management company 12, the credit sales company 13 concludes a credit sales contract with the tenant 11 and becomes a guarantor. The credit sales company 13 is in common with the prior art shown in FIG. 4 in that it makes a replacement payment contract for making a replacement payment to the real estate management company 12 instead of the renter 11.

  However, if the credit sales company 13 conducts a credit investigation of the tenant who becomes the tenant 11 and fails the result of the credit examination of the investigation result, a guarantee company 14 different from the credit sales company 13 further This is different from the conventional example shown in FIG. 4 in that a guarantee contract is concluded with the tenant 11 and the guarantee company 14 guarantees the tenant 11 to the credit sales company 13.

  Here, the lease contract concluded between the tenant 11 and the real estate management company 12 is that the tenant 11 rents the real estate provided by the real estate management company 12 and the tenant 11 The main purpose is to pay certain rents. However, in order to reduce the risk that the rent from the tenant 11 will not be paid to the real estate management company 12, the lease contract requires guarantor procedures to guarantee the rent payment of the tenant 11, etc. It is.

  The credit sales contract between the renter 11 and the credit sales company 13 is based on the assumption that there is no guarantor in the immediate vicinity of the renter 11 or the guarantor is far away and the procedure takes time. 11, the credit sales company 13 performs guarantor procedures as a guarantor for the real estate provided by the real estate management company 12, and the credit sales company 13 at least pays the rent of the renter 11. The main purpose is that the credit sales company 13 prompts the tenant 11 for the renewed rent.

  In this case, the credit sales company 13 conducts a credit check on the tenant who becomes the tenant 11, reviews the result of the credit check (credit check), and if the tenant who has passed this credit check, A predetermined credit card is issued.

  As a range in which the renter 11 uses the credit card, not only real estate rented from the real estate management company 12 but also other general merchandise purchases at general member stores are applicable. In other words, when the renter 11 uses a credit card, not only the rent payment to the real estate management company 12 but also other general merchandise purchases at general merchants are paid in advance. 11 is urged to pay the credit sales company 13.

  On the other hand, as a result of the credit investigation and credit examination of the credit sales company 13 for the rental of the real estate provided by the real estate management company 12, if the tenant who becomes the tenant 11 fails the credit examination, You will receive a secondary guarantee from the guarantee company 14 to be described. In this case, other general merchandise purchases at general merchants will not be covered, but with a guarantee from the guarantee company 14, a credit sales contract for the lease of the tenant 11 will be concluded, and real estate management will be concluded. A replacement payment contract will be concluded with the company 12. In this case, a real estate rent exclusive credit card is also issued to represent the credit sales contract related to the real estate rent of the tenant 11, but the real estate rent exclusive credit card is issued by the tenant 11 at other member stores. It will be treated as a general product purchase that cannot be used.

  A comprehensive debt guarantee contract is concluded in advance between the guarantee company 14 and the credit sales company 13. In this comprehensive debt guarantee contract, the guarantee company 14 guarantees the tenant to the credit sales company 13 to all tenants who have not passed the credit examination of the credit sales company 13. If the borrower 11 is delinquent for a certain period of time (for example, 2 months) in response to the reminder addressed to the renter 11, the guarantor 14 replaces the debtor 11 with the debtor 11 debt. It is to pay.

  Between the lessee 11 and the guarantee company 14, a guarantee contract is concluded based on the intention of the lessee 11. This guarantee contract is intended for the tenant 11 to have the credit company 13 guarantee itself to the guarantee company 14. With this, the guarantee company 14 receives a certain contract money from the tenant 11 or the credit sales company 13.

  The real estate lease guarantee management system according to this embodiment can be applied to the above-mentioned form of real estate lease guarantee. As shown in FIG. 2, the real estate management apparatus 21 used in the real estate management company 12, A credit sales management device 22 used in the credit sales company 13 and a tenant guarantee management device 23 used in the guarantee company 14 are connected by a predetermined network 24 such as the Internet.

  The real estate management apparatus 21 is a general computer apparatus and operates according to a procedure defined by a predetermined real estate management software program. The real estate management software program used in the real estate management apparatus 21 is for computer management of the real estate management ledger 31 as shown in FIG. The real estate management ledger 31 includes, for example, a tenant code 31a, various information related to the tenant 11 such as a tenant name 31b, and various information (not shown) of real estate leased to the tenant 11. , Including information 31c for identifying the guarantor and the credit sales code 31d of the lessee 11 assigned by the credit sales company 13 when the credit sales company 13 is the guarantor. Everything is recorded in the form of a data table. The real estate management ledger 31 may be composed of a single data table, but a plurality of data tables divided by data items are linked through predetermined data such as a tenant code 31a, so that these A plurality of data tables may constitute the real estate management ledger 31 in an integrated manner.

  The software program for real estate management of the real estate management device 21 is the input and output of each data of the real estate management ledger 31 which is electronic data, the record storage to a hard disk drive, etc., the credit sales management device 22 and the tenant guarantee management device. And a function to perform communication for a link through the network 24 with the network 23. In such a configuration, the real estate management device 21 can transmit a signal (guarantee request signal) for requesting a guarantee to the credit sales company 13 for the tenant who becomes the tenant 11 to the tenant guarantee management device 23. ing.

  The credit sales management device 22 is a general computer device and operates according to a procedure defined by a predetermined software program for credit sales management. This software program for credit sales management is for computer management of the credit sales management ledger 32 as shown in FIG. The credit sales management ledger 32 includes a credit sales code 32a described or stamped on a credit sales card (including a real estate rental dedicated credit sales card) and various information related to credit sales for each customer such as a credit review result (pass / fail result) 32b. The guarantee code 32c assigned by the guarantee company 14 when the credit examination result 32b fails is stored. In addition, when the credit examination result (pass / fail result) 32b is passed, the credit card can be used for purchasing other general products at general member stores. Information on availability (not shown) is also recorded in the credit sales management ledger 32 for each credit sales code. The credit sales management ledger 32 may be composed of a single data table. However, a plurality of data tables divided by data items are linked through predetermined data such as the credit sales code 32a, so that the plurality of data tables are divided. These data tables may constitute the credit sales management ledger 32 in an integrated manner. The software program for credit sales management inputs and outputs each data of the credit sales management ledger 32 which is electronic data, records and stores it on a hard disk drive, etc., and a network 24 with the real estate management device 21 and the tenant guarantee management device 23. It is configured to specify the function to communicate for the link through.

  In the credit sales management device 22, when the credit review result (pass / fail result) 32b field of the credit sales management ledger 32 is acceptable (indicated as “◯” in (B) in FIG. 3), the credit sales code 32a Since a secondary guarantee by the guarantee company 14 is not necessary for the customer, the customer is permitted to leave the guarantee code 32c field blank.

  On the other hand, if the credit review result (pass / fail result) 32b field of the credit sales management ledger 32 is rejected (indicated as “x” in (B) in FIG. 3), the customer of the credit sales code 32a is guaranteed by the guarantee company. Since the secondary guarantee by 14 is required, the signal for requesting the guarantee through the network 24 (guarantee request signal) is combined with various customer information such as customer name, address, telephone number and age, etc. It has a function to transmit to the guarantee management device 23 and a function to store and record the guarantee code 32c in the credit sales management ledger 32 when a guarantee code is returned from the tenant guarantee management device 23 through the network 24.

  This processing function is defined by a software program for credit sales management.

  The renter guarantee management device 23 is a general computer device and operates according to a procedure defined by a predetermined guarantee management software program. This software program for guarantee management is for managing the guarantee management ledger 33 as shown in (C) of FIG. 3 and communicating with the real estate management device 21 and the credit sales management device 22 through the network 24. It is. The guarantee management ledger 33 stores various customer information such as a guarantee code 33a and a customer's (renter 11) name 33b. Further, the renter code 31a in the real estate management ledger 31 is also stored and recorded in the guarantee management ledger 33 as information given from the real estate management device 21 (not shown).

  Then, the renter guarantee management device 23 issues a guarantee code when a guarantee request signal is transmitted from the real estate management device 21 or the credit sales management device 22 through the network 24, and the guarantee code 33a and the credit sales management device 22 The given customer information is stored in the guarantee management ledger 33, and the guarantee code 33a is returned to the credit sales management apparatus 22. Such a processing function is defined by a software program for warranty management.

  The software programs for real estate management, credit sales management and guarantee management are provided in a form recorded in a predetermined recording medium readable by a computer device.

  The computer device reads the software program from the recording medium and transfers it to the internal storage device or the external storage device. Alternatively, the software program may be supplied from the program supply device to the computer device via a communication path. When realizing the functions of the computer device, a software program stored in an internal storage device or the like is executed by the CPU of the computer device. In addition, the computer apparatus may directly execute the software program recorded on the recording medium.

  In this specification, the computer device is a concept including a hardware device and an operation system, and means a hardware device that operates under the control of the operation system. Further, when an operation system is unnecessary and a hardware device is operated by an application program alone, the hardware device itself corresponds to a computer device. The hardware device includes at least a microphone processor such as a CPU and means for reading a software program recorded on a recording medium. In addition, the software program for real estate management, credit sales management and guarantee management may be realized by an operation system instead of an application program.

  The “recording medium” in this specification means a flexible disk, a CD-ROM, a magneto-optical disk, an IC card, a ROM cartridge, a punch card, a printed matter printed with a code such as a bar code, an internal storage device of a computer device Various media that can be read by a computer device such as (memory such as RAM and ROM) and an external storage device can be used.

<How to use>
A method of using the real estate lease guarantee management system configured as described above will be described. First, a renter 11 (a person who wants to move in) shown in FIG. In this case, if the acquaintance of the renter 11 becomes the guarantor, the guarantor's procedure is performed as it is, and a lease contract for the corresponding real estate property is concluded.

  In this case, in the real estate management device 21 shown in FIG. 2, various information relating to the renter 11 such as the renter code 31a and the renter name 31b are stored in the real estate management register 31 in FIG. 3 as electronic data. In addition to various information (not shown) of the real estate leased to the renter 11, information 31c for specifying the guarantor is included. However, the column of the credit sales code 31d is blank.

  On the other hand, if there is no person who can ask for a guarantor in the immediate vicinity of the tenant who will be the tenant or if the guarantor is far away and the procedure takes time, the credit sales company 13 will follow the will of the tenant. Credit check and credit review. When the applicant for occupancy passes the credit examination at the credit sales company 13, the credit sales contract is concluded between the applicant (the renter 11) and the credit sales company 13, and the credit sales card is issued. The credit sales company 13 serves as a guarantor for the applicant, and a lease contract is concluded between the tenant 11 and the real estate management company 12. Thereafter, the rent for the real estate management company 12 is replaced by the credit sales company 13, and the credit sales company 13 prompts the tenant 11 later.

  In this case, the credit sales management device 22 shown in FIG. 2 has passed the credit sales management ledger 32 in FIG. 3 as electronic data with the credit sales code 32a written or stamped on the credit sales card and the credit examination result 32b. Various information related to credit sales for each customer such as data ("○" mark) is stored. However, the column of the guarantee code 32c is blank.

  The credit sales code 32 a given by the credit sales management device 22 is transmitted to the real estate management device 21 through the network 24, and stored and recorded in the credit sales code 31 d of the real estate management ledger 31. In addition, when the credit examination result (pass / fail result) 32b is passed, the credit card can be used for purchasing other general products at general member stores. Information indicating that it is permitted (not shown) is also stored and recorded in the credit sales management ledger 32.

  However, if the tenant who becomes the renter 11 fails the credit examination of the credit sales company 13, the guarantee entrustment contract between the tenant and the guarantee company 14 at the will of the tenant. Is concluded. Then, a guarantee request signal is transmitted from the credit sales management device 22 to the tenant guarantee management device 23 through the network 24 together with various customer information such as the customer's name, address, telephone number and age.

  At this time, the tenant guarantee management device 23 issues a guarantee code when the guarantee request signal is transmitted from the credit sales management device 22 through the network 24, and the customer given from the guarantee code 33a and the credit sales management device 22 is issued. The information is stored in the guarantee management ledger 33 and the guarantee code 33 a is returned to the credit sales management device 22.

  When the guarantee code is returned from the tenant guarantee management apparatus 23 through the network 24, the credit sales management apparatus 22 stores and records the guarantee code 32c in the credit sales management ledger 32.

  Thereafter, the credit sales management device 22 concludes a credit sales contract with the tenant who becomes the tenant 11, and notifies the real estate management device 21 of the credit sales code 32a through the network 24. The real estate management device 21 stores and records the credit sales code 31 d given from the credit sales management device 22 in the real estate management ledger 31. When such processing is completed, the real estate management company 12 concludes a lease contract with the lessee 11.

  In this way, when the credit sales company 13 fails the result of the credit examination of the tenant who becomes the renter 11, the guarantee company 14 different from the credit sales company 13 is in contact with the renter 11. Since the guarantee company 14 guarantees the tenant 11 to the credit sales company 13 with the guarantee contract, the credit sales contract is established without delay. It is possible to conclude a lease contract for real estate without any hindrance.

  In this case, at the normal time, the credit sales company 13 pays the real estate management apparatus 21 with the real estate rent of the tenant 11 and periodically prompts the tenant 11 from the credit sales company 13. If payment to the credit sales company 13 is delinquent for a certain period (for example, two months) or longer, the credit sales company 13 charges the guarantor 14 to the guarantor 14, and the warranty company 14 responds to the credit sales company 13 accordingly. On the other hand, subrogation is executed for the debt of the tenant 11. Then, the credit to the renter 11 is transferred from the credit sales company 13 to the guarantee company 14, and the repayment amount is urged from the guarantee company 14 to the renter 11.

  Since complicated processing for the guarantor can be quickly executed in cooperation with the real estate management device 21, the credit sales management device 22 and the tenant guarantee management device 23, an extremely convenient real estate lease guarantee management system is provided. it can.

  In addition, this real estate lease guarantee management system requests not only the case where the credit examination by the credit sales company 13 has failed, but also the guarantee company 14 directly from the real estate management device 21 to request the guarantee to the credit sales company 13 of the tenant 11. it can. In this case, when a tenant who becomes the tenant 11 applies for a tenant to the real estate management company 12, based on the will of the tenant, a consignment contract with the guarantee company 14 and the credit sales company 13 A credit sales contract is made.

  When the above-mentioned guarantee contract is established, the real estate management device 21 of the real estate management company 12 first sends a guarantee request signal to the tenant guarantee management device 23 of the guarantee company 14 together with various customer information through the network 24. Send. At this time, the renter guarantee management device 23 issues a guarantee code 33a, stores and records customer information such as the guarantee code 33a and the lessee name 33b in the guarantee management ledger 33, and also guarantees the guarantee code 33a and the lessee name 33b. And the like are transmitted to the credit sales management apparatus 22 through the network 24.

  At this time, the credit sales management device 22 issues a credit sales code 32a and a credit sales card based on the above-mentioned credit sales contract. Then, the customer information given from the credit sales code 32 a, the warranty code 32 c and the tenant warranty management device 23 is stored in the credit sales management ledger 32, and then the information is transmitted to the real estate management device 21 through the network 24. In the real estate management device 21, after the credit sales code 31d given from the credit sales management device 22 is stored and recorded in the real estate management ledger 31, a lease contract for the target real estate property is concluded.

  In this way, it is not necessary for the credit sales company 13 to perform a credit examination of the tenant who becomes the renter 11, and a guarantee company 14 other than the credit sales company 13 concludes a guarantee contract with the renter 11. Since the guarantee company 14 guarantees the tenant 11 to the credit sales company 13 and the credit sales contract is established without delay, the tenant wishes to enter into a real estate property lease contract with the real estate management company 12 without any trouble. It becomes possible to tie.

  Since complicated processing for the guarantor can be quickly executed in cooperation with the real estate management device 21, the credit sales management device 22 and the tenant guarantee management device 23, an extremely convenient real estate lease guarantee management system is provided. it can.

  In the above embodiment, information communication is performed through the network 24 such as the Internet between the real estate management device 21, the credit sales management device 22, and the tenant guarantee management device 23. However, for example, a magnetic disk or an IC card is used. Any information transmission method may be employed, such as an electronically readable / writable information recording medium, a paper recording medium in which information can be visually confirmed, or a voice communication means such as telephone communication in which information can be visually confirmed.

  In this case, it is not always necessary that the real estate management device 21, the credit sales management device 22 and the tenant guarantee management device 23 have a communication function, and information can be read from and written to an electronically readable / writable information recording medium, An operator who obtains information from a paper recording medium or voice transmission means may perform operations such as inputting information into each of the devices 21, 22, and 23 using information input means such as a keyboard.

It is a figure which shows the block which shows the form of the real estate lease guarantee to which the real estate lease guarantee management system which concerns on one Embodiment of this invention is applied. It is a schematic diagram which shows the example which applied the communication on the internet to the real estate rental guarantee management system which concerns on one Embodiment of this invention. It is a figure which shows the real estate management ledger, the credit sales management ledger, and the guarantee management ledger of the real estate lease guarantee management system which concerns on one Embodiment of this invention. It is a figure which shows the block which shows the form of the conventional real estate rental guarantee.

Explanation of symbols

DESCRIPTION OF SYMBOLS 11 Tenant 12 Real estate management company 13 Credit sales company 14 Guarantee company 21 Real estate management device 22 Credit sales management device 23 Tenant warranty management device 24 Network 31 Real estate management ledger 31d Credit sales code 32 Credit sales management ledger 32a Credit sales code 32c Warranty code 33 Warranty management ledger 33a Warranty code 33b Name of tenant

Claims (2)

A lease contract for a real estate property between a tenant and a real estate management company
A credit sales contract between the tenant and a credit sales company
The is concluded between the between the tenant and the assurance company, guarantee contract that the warranty company to perform the guarantee of the tenant with respect to the credit company is,
A comprehensive debt guarantee contract between the credit sales company and the guarantee company
A reimbursement contract between the credit sales company and the real estate management company
A real estate lease guarantee management system used when each is concluded,
(a) a credit sales management device used in the credit sales company;
(b) it is used in the warranty company,
(b-1) a warranty management ledger storing customer information and warranty code of the tenant;
(b-2) means for issuing a guarantee code when a guarantee request signal is transmitted together with the customer information of the tenant from the credit sales management device;
(b-3) means for storing the customer information transmitted from the credit sales management device and the warranty code in the warranty management ledger;
(b-4) means for returning the issued guarantee code to the credit sales management device;
A tenant guarantee management device having
The credit sales management device is:
(a-1) means for issuing a credit sales code corresponding to the tenant;
(a-2) a credit sales management ledger storing the credit sales code and the guarantee code;
(a-3) The customer of the tenant when the credit sales contract is concluded when the credit examination result of the tenant by the credit sales company is unacceptable and the guarantee consignment contract is concluded. Means for transmitting the guarantee request signal together with information to the tenant guarantee management device;
(a-4) means for storing the guarantee code returned from the tenant guarantee management device in association with the credit sales code in the credit sales management ledger;
A real estate lease guarantee management system characterized by comprising: The real estate lease guarantee management system according to claim 1,
(c) used by the real estate management company,
(c-1) a real estate management ledger storing the customer information and the credit sales code;
(c-2) means for storing the credit sales code transmitted from the credit sales management device in the real estate management ledger in association with the customer information;
Real estate management equipment,
Further comprising
The credit sales management device is:
(a-5) means for transmitting the credit sales code to the real estate management device when the guarantee code is stored in the credit sales management ledger;
A real estate lease guarantee management system characterized by further comprising: