JP4643839B2 - Money trading system - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
  The present invention relates to a money handling system including a money changer and a money deposit machine installed in a financial store lobby such as a bank.
[0002]
[Prior art]
  In the lobby of a financial institution such as a bank, a money changer is conventionally installed, and a customer can use the money changer free of charge. Also, in recent years, a type of money deposit in which the customer himself / herself counts and stores a large amount of cash, such as sales at a retail store, presents the count result to the counter, and completes the deposit process at the counter. Machines, so-called lobby-type money deposit machines, are beginning to be installed.
[0003]
  On the other hand, money exchange machines require a lot of man-hours for the preparation of wrapping coins and money for exchange, but they are not profitable for banks. Although it is a checking account and requires a lot of man-hours like a money exchange machine, it is hardly profitable for the bank, and there is a demand for collecting the usage fee.
[0004]
  For example, Japanese Patent Laid-Open No. 63-269274 or Japanese Patent Laid-Open No. 63-269281 proposes to collect a usage fee in a money change machine. The money change machine described in Japanese Patent Laid-Open No. 63-269274 collects usage fees in a collective manner. The customer is identified by a card, and the use data of the money change machine is stored for each customer. In addition, it is disclosed that data is collected later based on the stored data. Japanese Patent Laid-Open No. 63-269281 discloses that a money changer stores money amount information in a prepaid card and subtracts a usage fee from the balance of the prepaid card each time the money changer is used. Has been.
[0005]
[Problems to be solved by the invention]
  As described above, a money change machine that collects a usage fee has been proposed, but there is a problem that it cannot be put into practical use yet because there is concern about customer distrust and customer departure.
[0006]
  In addition, when considering a cashback service according to the payment amount of the usage fee, a new problem arises that the money deposit machine cannot be realized because it does not have a cash dispensing function.
[0007]
  The present invention has been made in view of the above points, and a monetary transaction system in a financial store lobby capable of collecting a usage fee for a money changer, a money depositing machine, etc. by reducing customer distrust in collecting a usage fee. The purpose is to provide.
[0008]
[Means for Solving the Problems]
  The money transaction system according to claim 1 is a currency exchange means that accepts money and exchanges it into money of a desired denomination, a fee collection means that collects a predetermined fee in accordance with the exchange process, and a customer that identifies a customer to be exchanged A money deposit machine having a money changer having a specifying means, a depositing means for accepting money and depositing it, a fee collecting means for collecting a predetermined fee in accordance with the deposit processing, and a customer identifying means for identifying a customer to be deposited A monetary transaction system for connecting a currency exchange device to a currency exchange machine,Fee collection methodAnd a collected fee storage means for storing the collected fee collected by the fee collection means of the money depositing machine for each customer, and this collected fee storage meansofMemoryBased on the contentDiscount service setting means for setting discount services for customersAndIt is equipped.
[0009]
  The collected fees collected according to the use of money change machines and money deposit machines are stored for each customer, and this memory is stored.Based on the contentSet up a discount service for customersTo do, By implementing the set discount contents at least one of money changer and money deposit machine, it is possible to ease the customer's distrust of collecting the use fee and collect the use fee of money change machine and money deposit machine etc. And
[0010]
  The money transaction system according to claim 2 includes a currency exchange means for accepting money and exchanging it into money of a desired denomination, a fee collection means for collecting a predetermined fee in accordance with the exchange process, and a customer for identifying a customer to be exchanged A money deposit machine having a money change machine having a specifying means, a depositing means for receiving and processing money, a fee collecting means for collecting a predetermined fee in accordance with the deposit processing, and a customer specifying means for specifying a customer for deposit processing A monetary transaction system for connecting a currency exchange device to a currency exchange machine,Fee collection methodAnd a fee collection frequency storage means for storing the number of times the fee is collected by the fee collection means of the money depositing machine for each customer, and the fee collection frequency storage meansofMemoryBased on the contentDiscount service setting means for setting discount services for customersAndIt is equipped.
[0011]
  The number of fees collected according to the use of the money changer and money deposit machine is stored for each customer.Based on the contentSet up a discount service for customersTo do, By implementing the set discount contents at least one of money changer and money deposit machine, it is possible to ease the customer's distrust of collecting the use fee and collect the use fee of money change machine or money deposit machine etc. And
[0012]
  The money transaction system according to claim 3 is the money return system according to claim 1 or 2, wherein the discount service set by the discount service setting means returns the cash by throwing money from the money changer. It is a service.
[0013]
  Then, the cash return service returns the cash by throwing out money from the money changer, and alleviates the customer's distrust of collecting the usage fee.
[0014]
  The money transaction system according to claim 4 is the money transaction system according to claim 1 or 2, wherein the discount service set by the discount service setting means is free of charge for at least one of a money changer and a money deposit machine for a predetermined period. It is a free service for a predetermined period.
[0015]
  Then, the fee-free service for a predetermined period frees at least one fee of the money changer and the money deposit machine for a predetermined period, thereby mitigating the customer's distrust of collecting the usage fee.
[0016]
  The money transaction system according to claim 5 is the money transaction system according to claim 1 or 2, wherein the discount service set by the discount service setting means is configured to charge a fee of at least one of a money changer and a money deposit machine for a predetermined period. This is a discount service for a predetermined period to obtain a predetermined discount amount.
[0017]
  And with a discount service for a specified period, the fee for at least one of the money changer and the money deposit machine is reduced to a specified discount amount for a specified period to alleviate customer distrust in collecting usage fees..
[0018]
DETAILED DESCRIPTION OF THE INVENTION
  Hereinafter, an embodiment of the present invention will be described with reference to the drawings.
[0019]
  FIG. 1 shows a conceptual configuration of the money transaction system.
[0020]
  The money transaction system 11 includes a money changer 12 that is installed in a lobby of a financial store such as a bank and performs a currency exchange process by a customer's own operation, and a money depositing machine 13 that performs a money deposit process, and these money changer 12 and money deposit The communication device 14 is communicably connected to the machine 13.
[0021]
  The money changer 12 includes a currency exchange means 15 that accepts money and exchanges it into money of a desired denomination, a fee collection means 16 that collects a predetermined fee according to the exchange process, and a customer identification means that identifies a customer to be exchanged 17 has.
[0022]
  The money depositing machine 13 has a depositing means 18 for accepting money and depositing it, a fee collecting means 19 for collecting a predetermined fee according to the depositing process, and a customer specifying means 20 for identifying a customer for depositing processing. .
[0023]
  Furthermore, the money transaction system 11 includes a collected fee storage means 21 for storing the collected fee collected by the fee collection means 16 of the money changer 12 and the fee collection means 19 of the money depositing machine 13 for each customer, the money changer 12 The fee collection means 22 stores the number of times the fee was collected by the fee collection means 16 and the fee collection means 19 of the money depositing machine 13 for each customer, and the collected fee stored in the collected fee storage means 21 is a predetermined value. In the discount service setting means 23 and the discount service setting means 23 for setting a discount service for the fee to the customer who has become above or the customer whose fee collection frequency stored in the fee collection frequency storage means 22 has exceeded a predetermined value. There is provided discount service execution means 24 for executing the set discount contents at least one of the money changer 12 and the money depositing machine 13.
[0024]
  The discount service set by the discount service setting means 23 is a cash return service that returns cash by throwing money from the money changer 12, and at least one of the fees of the money changer 12 and the money depositing machine 13 is free for a predetermined period Free service for a specified period of time, a discount service for a specified period for which the fee of at least one of the money changer 12 and the money deposit machine 13 is set to a predetermined discount amount for a predetermined period, etc., any one or a combination of these Can be set. The discount service setting means 23 has a discount service setting screen 25 that can be set arbitrarily by selecting discount contents such as a discount period and a discount amount on the screen.
[0025]
  Next, FIG. 3 shows a perspective view of the money changer 12, which is installed in a financial store lobby such as a bank and can be changed by the customer's own operation. A substantially horizontal front operation surface 32 and a rear operation surface 33 that rises obliquely rearward from the back side of the operation surface 32 are formed on the upper front side of the machine body 31.
[0026]
  On the front side operation surface 32, a bill transaction port 35 opened and closed by a shutter 34 is formed on one side, and a wrapping coin transaction port 37 opened and closed by a shutter 36 is formed on the other side. Display lamps 38 and 39 which are lit or blinked when a bill or coin to be exchanged is inserted or when a bill or coin to be exchanged is paid out are disposed adjacent to the packaging coin transaction port 37.
[0027]
  A customer operation unit 40 is disposed in the center of the operation surface 33 on the back side. The customer operation unit 40 includes a display device 41 such as a cathode ray tube or a liquid crystal display. The surface is also used as a touch panel type operation unit. On one side of the display device 41, a handling display unit 43 that displays handling or cancellation, a rose coin opening 45 that is opened and closed by a shutter 44, and a lamp that is lit up when a loose coin is dispensed adjacent to the rose coin outlet 45 A flashing display lamp 46 is disposed, and on the other side of the display device 41, a card insertion slot 47 into which a card for identifying a customer such as a magnetic card or an IC card is inserted is disposed.
[0028]
  A bill processing unit 48 for receiving a bill to be exchanged through the bill transaction port 35 and for paying out the bill to be exchanged is disposed on one side of the machine body 31. On the other side of the machine body 31, a wrapping coin processing unit 49 that performs a receiving process for receiving coins to be exchanged through the wrapping coin transaction port 37 and a payout process for the wrapping coins to be exchanged is disposed. Inside the machine body 31, a rose coin processing unit 51 for disposing of a rose coin necessary for exchange is disposed inside the rose coin outlet 45. The banknote processing unit 48, the wrapping coin processing unit 49, and the bulk coin processing unit 51 constitute a currency exchange means 15.
[0029]
  A card processing unit 52 for processing the inserted card is disposed inside the machine body 31 and inside the card insertion slot 47.
[0030]
  A human body detection sensor 53 for detecting that a customer has entered the front area of the airframe 31 on the front surface of the airframe 31 and displaying the reception state on the screen 42 that has been turned off and temporarily stopped, for example. Is arranged.
[0031]
  Next, FIG. 4 shows a perspective view of the money depositing machine 13. This money depositing machine 13 is installed in a lobby of a bank or the like, and enables a money depositing process by a customer's own operation. In the machine body, a substantially horizontal front operation surface 62 and a back operation surface 63 that rises obliquely rearward from the back side of the operation surface 62 are formed on the upper front side of the machine body 61.
[0032]
  On the front side operation surface 62, a bill insertion slot 65 that is opened and closed by a shutter 64 is formed on one side, and a coin insertion slot 67 that is opened and closed by a shutter 66 is formed on the other side. Adjacent to the slot 67, display lamps 68 and 69 which are turned on or blinking when depositing bills or coins are arranged.
[0033]
  A customer operation unit 70 is disposed at the center of the operation surface 63 on the back side. The customer operation unit 70 includes a display device 71 such as a cathode ray tube or a liquid crystal display. The surface is also used as a touch panel type operation unit. On one side of the display device 71, there is a handling display section 73 for indicating whether handling is in progress or cancellation, a receipt outlet 74 for issuing a receipt printed with customer information, payment results, etc., a bankbook insertion slot 75 for inserting a bankbook, and this An indicator lamp 76 that is lit or flashing when the passbook is inserted or returned is installed adjacent to the passbook insertion slot 75, and a customer card such as a magnetic card or IC card is inserted on the other side of the display device 71. A card insertion port 77 is provided.
[0034]
  A bill depositing section 78 for depositing bills through the bill insertion slot 65 is disposed on one side of the machine body 61. On one side of the front surface of the machine body 61, a banknote return door 79 of the banknote depositing section 78 is disposed so as to be openable to the front side with the lower side as a fulcrum, and lights or blinks adjacent to the banknote return door 79 when banknotes are returned. A display lamp 80 is provided.
[0035]
  A coin depositing portion 81 for depositing coins through a coin slot 67 is disposed on the other side of the machine body 61. A coin return box 82 and a coin reject box 83 of the coin depositing portion 81 are detachably disposed on the other side of the front surface of the machine body 61. The coin return box 82 and the coin reject box 83 are adjacent to the coin return box 82 and the coin reject box 83 when the coin is returned and rejected. Display lamps 84 and 85 that are turned on or blinking when coins are returned are provided.
[0036]
  The banknote depositing unit 78 and the coin depositing unit 81 constitute the depositing means 18.
[0037]
  Inside the machine body 61, a receipt processing unit 86 for issuing a receipt is arranged inside the receipt outlet 74, and a passbook processing unit 87 for processing the inserted bankbook is arranged inside the passbook insertion port 76. Inside the card insertion slot 77, a card processing unit 88 for processing the inserted card is disposed.
[0038]
  A human body detection sensor 89 for detecting that a customer has entered the front area of the airframe 61 on the front surface of the airframe 61 and displaying the reception state on the screen 72 that has been turned off and temporarily stopped, for example. Is arranged.
[0039]
  Next, FIG. 2 shows a block diagram of the configuration of the money transaction system.
[0040]
  The money changer 12 includes a control unit 91 that controls the currency exchange process. The control unit 91 includes a customer operation unit 40, a card processing unit 52, a bulk coin processing unit 51, a wrapping coin processing unit 49, and a banknote processing unit. 48 are connected, and these are controlled by the control unit 91.
[0041]
  The control unit 91 is connected to a storage unit 92 that stores a control program and processing data, and a communication unit 93 that constitutes the communication means 14.
[0042]
  In addition, the money depositing machine 13 has a control unit 96 for controlling the depositing process. The control unit 96 includes a customer operation unit 70, a receipt processing unit 86, a card processing unit 88, a passbook processing unit 87, a coin depositing unit 81. , And the banknote depositing unit 78 are connected and controlled by the control unit 96.
[0043]
  The control unit 96 is connected to a storage unit 97 that stores control programs and processing data, and a communication unit 98 that constitutes the communication means 14.
[0044]
  The money change machine 12 and the money deposit machine 13 are installed in a financial store lobby such as a bank so that they can be operated by the customer, and installed in the counter 101 of the window and operated by a teller. The communication means 14 is communicably connected. The terminal 102 has a printer 103 that prints customer information, payment results, exchange information, and the like, and a monitor 104 that displays it. A terminal 102 installed in the counter 101 is connected to a server or the like.
[0045]
  Then, the control unit 91 of the money changer 12 specifies the function of the fee collection unit 16 that collects a predetermined fee according to the exchange process, and the customer identification that specifies the customer who performs the exchange process according to the card reading by the card processing unit 52 The control unit 96 of the money depositing machine 13 has the function of the means 17, and the function of the fee collection means 19 that collects a predetermined fee according to the deposit processing, and the deposit according to the card reading by the card processing unit 88 It has a function of a customer specifying means 20 for specifying a customer to be processed.
[0046]
  The storage unit 92 of the money changer 12 and the storage unit 97 of the money depositing machine 13 store the collected fees collected by the fee collecting means 16 of the money changer 12 and the fee collecting means 19 of the money depositing machine 13 for each customer. Function of collected fee storage means 21, function of fee collection frequency storage means 22 for storing the number of times fees are collected by the fee collection means 16 of the money changer 12 and the fee collection means 19 of the money depositing machine 13 for each customer. is doing.
[0047]
  Any one or each of the money change machine 12, the money deposit machine 13, and the terminal machine 102 is a customer whose collected fee stored in the collected fee storage means 21 exceeds a predetermined value, or a fee collection frequency storage means. 22 has a function of a discount service setting means 23 for setting a discount service for a fee for a customer whose fee collection frequency stored in 22 is equal to or greater than a predetermined value. The setting at the money changer 12 and the money depositing machine 13 can be set in the clerk setting mode by using the clerk card.
[0048]
  One or each of the control unit 91 of the money changer 12 and the control unit 96 of the money depositing machine 13 receives the discount content set by the discount service setting means 23 at least one of the money changer 12 and the money depositing machine 13. It has the function of discount service implementation means 24 to be implemented in
[0049]
  Next, the operation of the present embodiment will be described.
[0050]
  Generally, customers who bring retail sales etc. to a financial store lobby, such as a bank, put the money of the sales into the money depositing machine 13 and deposit it, and then use the money of the desired denomination as money as a change reserve. I am going to exchange money with the money changer 12 and take it home. The money depositing machine 13 and the money changer 12 are arranged side by side so that both can be used by the customer.
[0051]
  Then, in FIG. 5, an example of a discount service for freeing the fee of the next money changer 12 when the number of fees collected at the money depositing machine 13, that is, the number of transactions exceeds a predetermined value will be described.
[0052]
  When the card is inserted into the money depositing machine 13 by the customer, the card of the inserted customer is read by the card processing unit 88 (step 1), and the customer is specified from the data stored in the storage unit 97 (step 2). . In the storage unit 97, the stored content is updated based on the data transferred from the money changer 12.
[0053]
  In addition to depositing and counting money input by the customer (step 3), for example, counting the fee according to the deposit amount (step 4), presenting the counted deposit amount and fee amount, The return is confirmed with the customer, and storage processing or return processing is performed in response to the storage instruction or return instruction (step 5).
[0054]
  The corresponding number of transactions C of the customer is calculated (step 6), and it is confirmed whether or not money exchange will be continued (step 7).
[0055]
  Here, when there is no need to exchange money as a change reserve, the payment transaction is terminated (step 8), the inserted card is returned and a receipt is issued as an acceptance slip (step 9). Transfer to the terminal 102 of the counter 101 (step 10). The data to be transferred includes customer data, deposit total data, deposit details data, fee amount data, money deposit machine serial number data, and the like.
[0056]
  A teller who operates the terminal 102 receives a receipt from the customer who has made the deposit process and performs a bookkeeping process (step 11), thereby terminating the deposit process.
[0057]
  If change is required as a change reserve, the payment transaction is terminated (step 12), and the data is transferred to the money changer 12 (step 13). The data to be transferred includes customer data, deposit total data, deposit details data, fee amount data, money deposit machine serial number data, transaction frequency data, and the like.
[0058]
  Next, in the money changer 12, when the card is inserted into the money changer 12 by the customer, the inserted customer's card is read by the card processing unit 52 (step 14), and the data stored in the storage unit 92 is stored. By specifying the customer from (Step 15), if the exchange process is started, or if currency exchange is selected in Step 7 of the processing of the money depositing machine 13, the data transferred from the money depositing machine 13 is displayed. Based on this, the stored contents of the storage unit 92 are updated and the exchange process is started.
[0059]
  It is confirmed whether the number of transactions C exceeds a predetermined value N by the start of the exchange process (step 16).
[0060]
  If the number of transactions C does not exceed the predetermined value N, the pay mode is set (step 17), and the exchange limit and fee amount that can be exchanged at once according to the amount of money received from the customer Is displayed and accepts the selection of exchange patterns such as denominations and number of banknotes and wrapping coins (step 18), performs exchange processing and fee calculation processing (step 19), and confirms whether the exchange processing is continued or completed (Step 20). If further exchange is necessary and the process is continued, the process returns to step 18 to perform the exchange process. When the transaction ends, the transaction count C is incremented by 1 (step 21), and the exchange process is terminated (step 22).
[0061]
  If the number of transactions C exceeds a predetermined value N, a free mode is set (step 23), and the exchange limit amount that can be exchanged once is displayed according to the amount of money received from the customer. At the same time, it accepts selection of exchange patterns such as denominations and number of banknotes and wrapping coins (step 24), performs exchange processing (step 25), and confirms whether the exchange processing is continued or completed (step 26). If further exchange is necessary and the process is continued, the process returns to step 24 to perform the exchange process. When the transaction ends, the transaction count C is updated to 0 (step 27), and the exchange process is terminated (step 22).
[0062]
  When the exchange process is completed, the inserted card is returned, and when receipt processing is continued, a receipt is issued as an acceptance slip (step 28), the data is transferred to the terminal 102 of the counter 101, and the money deposit machine 13 (Steps 29 and 30). The data to be transferred to the terminal 102 of the counter 101 includes customer data, total deposit data of the money depositing machine 13 and the money changer 12, receipt details data of the money depositing machine 13 and the money changer 12, money depositing machine 13 and money. This includes the fee amount data of the money changer 12, the serial number data of the money depositing machine 13 and the money changer 12, and the amount of money for withdrawal. The data transferred to the money depositing machine 13 includes transaction frequency data.
[0063]
  A teller who operates the terminal 102 receives a receipt from a customer who has performed a currency exchange process or a currency exchange process following the deposit process (step 31), and then performs a series of currency exchange processes following the currency exchange process or the deposit process. finish.
[0064]
  In this way, the number of times a fee is collected according to the use of the money changer 12 and the money depositing machine 13 is stored for each customer, and the fee is charged to a customer whose stored fee collection number exceeds a predetermined value. By setting up a discount service, in this case the next free service, and carrying out the set discount contents with the money changer 12, the customer's distrust of collecting the usage fee is alleviated, and the money changer 12 and money You can collect usage fees for the deposit machine13.
[0065]
  Note that the set discount content may be implemented on the money depositing machine 13 side, and the same effect can be obtained.
[0066]
  In addition, the discount service is not set according to the number of fees collected, but the collected fees collected according to the use of the money changer 12 and the money deposit machine 13 are stored for each customer, and this stored collected A discount service for commissions may be set for customers whose commissions exceed the specified value, and the set discounts may be implemented by at least one of a money changer and a money deposit machine. .
[0067]
  In addition, the discount service that is set includes a cash return service that returns cash by depositing money from the money changer 12, and a predetermined period in which at least one fee of the money changer 12 and the money depositing machine 13 is free for a predetermined period. There is a free service, a discount service for a predetermined period in which a fee for at least one of the money changer 12 and the money depositing machine 13 is set to a predetermined discount amount for a predetermined period, and any one or a combination thereof can be arbitrarily set. Then, discount contents such as a discount period and a discount amount can be selected on the screen and arbitrarily set and changed on the discount service setting screen 25 of the discount service setting means 23.
[0068]
  In addition, the discount service is set according to the number of times the fee is collected and collected by the money depositing machine 13, and is also set according to the number of times the fee is collected at both the money changer 12 and the money depositing machine 13 and the collected fee. Alternatively, the discount service may be applied to both the money changer 12 and the money depositing machine 13, and various patterns can be combined and set.
[0069]
【The invention's effect】
  According to the money transaction system of claim 1, the collected fee collected according to the use of the money changer and the money depositing machine is stored for each customer, and this memory is stored.Based on the contentSet up a discount service for customersTo do, By implementing the set discount contents at least one of money changer and money deposit machine, it is possible to ease the customer's distrust of collecting the use fee and collect the use fee of money change machine and money deposit machine etc. .
[0070]
  According to the money transaction system according to claim 2, the number of times the fee is collected according to the use of the money changer and the money depositing machine is stored for each customer, and this memory is stored.Based on the contentSet up a discount service for customersTo do, By implementing the set discount contents at least one of money changer and money deposit machine, it is possible to ease the customer's distrust of collecting the use fee and collect the use fee of money change machine and money deposit machine etc. .
[0071]
  According to the money transaction system according to claim 3, in addition to the effect of the money transaction system according to claim 1 or 2, the discount service is a cash return service, and cash is returned by throwing money from the money changer. it can.
[0072]
  According to the money transaction system according to claim 4, in addition to the effect of the money transaction system according to claim 1 or 2, the discount service is a free service for a predetermined period, and the fee of at least one of the money changer and the money deposit machine Can be free for a specified period.
[0073]
  According to the money transaction system according to claim 5, in addition to the effect of the money transaction system according to claim 1 or 2, the discount service is a discount service for a predetermined period, and the commission of at least one of the money changer and the money deposit machine Can be discounted for a certain period of time.
[Brief description of the drawings]
FIG. 1 is a block diagram showing a conceptual configuration of a money transaction system according to an embodiment of the money transaction system of the present invention.
FIG. 2 is a block diagram showing the configuration of the currency trading system.
FIG. 3 is a perspective view of the money changer of the same currency trading system.
FIG. 4 is a perspective view of the money depositing machine of the same currency trading system.
FIG. 5 is a flowchart for explaining a discount service of the currency trading system.
[Explanation of symbols]
        11 Money trading system
        12 Money change machine
        13 Money deposit machine
        14 Communication means
        15 Currency exchange means
        16 Fee collection method
        17 Customer identification method
        18 Deposit means
        19 Fee collection method
        20 Customer identification method
        21 Collected fee storage means
        22 Fee collection method
        23 Hands setting discount servicesStep

Claims (5)

A currency exchange machine having currency exchange means for accepting money and changing it into money of a desired denomination, fee collection means for collecting a predetermined fee according to the exchange process, and customer specifying means for specifying a customer to be exchanged;
A money transaction in which a means for receiving money and depositing it, a fee collecting means for collecting a predetermined fee in accordance with the deposit processing, and a money depositing machine having a customer specifying means for identifying a customer to be deposited are connected by communication means. A system,
A collected fee storage means for storing the collected fee collected by the fee collection means of the money changer and the fee collection means of the money depositing machine for each customer;
Money transaction system, characterized in that on the basis of the stored contents of the collection already fee storage means, and a discount service setting means for setting a discount service fee to customers. A currency exchange machine having currency exchange means for accepting money and changing it into money of a desired denomination, fee collection means for collecting a predetermined fee according to the exchange process, and customer specifying means for specifying a customer to be exchanged;
A money transaction in which a means for receiving money and depositing it, a fee collecting means for collecting a predetermined fee in accordance with the deposit processing, and a money depositing machine having a customer specifying means for identifying a customer to be deposited are connected by means of communication. A system,
Fee collection number storage means for storing for each customer the number of times the fee was collected by the fee collection means of the money changer and the fee collection means of the money depositing machine;
Money transaction system, characterized in that the fee based on the stored contents of the collection count storage means, and a discount service setting means for setting a fee discount service to customers. The money transaction system according to claim 1 or 2, wherein the discount service set by the discount service setting means is a cash return service that returns cash by throwing money from a money changer. The money transaction according to claim 1 or 2, wherein the discount service set by the discount service setting means is a free service for a predetermined period in which a fee for at least one of a money changer and a money deposit machine is free for a predetermined period. system. The discount service set by the discount service setting means is a discount service for a predetermined period in which a fee for at least one of the money change machine and the money deposit machine is set to a predetermined discount amount for a predetermined period. The described currency trading system .

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