JP5103449B2 - Address confirmation system, address confirmation processing method, and program - Google Patents

Description

  The present invention relates to an address confirmation system, an address confirmation processing method, and a program configured by a computer that executes processing for confirming a user's address. For example, the address of a customer who opened an account in a financial institution such as a securities company It can be used when confirming.

  Conventionally, when a customer opens an account with a securities company, the following procedures and processes have been performed. That is, first, the customer describes personal information such as a home address in an account opening application form and submits it to a securities company. Next, the securities company conducts a predetermined examination based on the matters described in the account opening application form, and then opens a customer account. Subsequently, the customer's address described in the account opening application form is mailed to the account opening notice document indicating the account number using a means for obtaining a delivery record. If the customer's address described in the account opening application form is correct and the customer's address is correct, the account opening related document is correctly delivered to the customer. Thereafter, the securities company receives the delivery record from Japan Post and ends the customer's address confirmation.

  As a technique related to the present invention, Patent Document 1 constantly monitors whether or not electronic information delivered to an electronic post office box has been browsed, and if viewed, informs the provider of electronic information to that effect. Is described.

  In addition, mobile phone companies provide GPS mail service that can acquire GPS position data indicating the current location by user operation and transmit it by attaching it to an e-mail.

Japanese Patent No. 3542950 (Claim 1)

  However, in the procedure and processing at the time of the conventional account opening as described above, a time loss of delivery occurs by using the means of “mail”. In addition, by using the means of “mail”, it takes more time for delivery in a depopulated area or the like, resulting in uneven transmission speed of information to customers. Furthermore, using a delivery means for obtaining a delivery record causes extra costs for delivery. In addition, since a paper medium is exchanged between a securities company and a customer, waste of resources is incurred.

  The above-mentioned problems occur not only in securities companies but also in other banking institutions and other financial institutions in the same manner, and more generally in financial institutions. This occurs not only when the account is opened, but also when various service providers such as a credit card company and an insurance company give the user some kind of notification regarding service provision.

  An object of the present invention is to provide an address confirmation system, an address confirmation processing method, and a program capable of quickly and inexpensively confirming a user's address and transmitting information to the user.

  The present invention is an address confirmation system constituted by a computer that executes processing for confirming a user's address, a service provider system operated and managed by a service provider that provides services to the user, and An electronic post office box system connected to the service provider system via a communication line to execute processing related to registration and browsing of electronic mail, and the service provider system creates electronic mail composed of document data relating to service provision The electronic mail creation processing means for executing processing for attaching the address conversion position data including the latitude / longitude obtained by converting the user's address data to the electronic mail, and the electronic mail creation processing means Executes the process to send the electronic mail with the created address conversion position data attached to the electronic post office box system via the communication line. The electronic post office box system includes an electronic post office box database for storing, for each user, an electronic mail attached with address conversion position data transmitted from the service provider system. The electronic mail viewing request signal and the GPS position data indicating the current position are received from the portable device having the portable telephone function held by the electronic mail via the communication network including the portable telephone network, and stored in the GPS position data and the electronic post office box database. If the address conversion position data attached to the registered electronic mail is compared with each other and it is determined that they match, the electronic mail browsing data is transmitted via a communication network including a mobile phone network. And browsing processing means for executing processing to be transmitted to the portable device.

  Here, a “user” is a user of a computer network who has registered to use an electronic post office box provided on the computer network and has obtained access authority to the electronic post office box. In addition, it is also a person who receives a service provided by the service provider.

  In addition, “service provider” is mainly a financial institution such as a securities company, but is not limited to this. Those who provide various services (including not only companies but also individuals).

  In such an address confirmation system according to the present invention, in order to transmit information to the user, a document relating to service provision is provided by using an electronic post office box system, instead of using a means of “mail” on a paper medium. Since electronic mail consisting of data is used, it is possible to reduce time loss in the case of paper document delivery that has been conventionally performed.

  In addition, since it does not use the method of "mail" in paper media, there is no problem that it takes time to deliver to depopulated areas, etc., so the speed of information transmission from the service provider to the user, It becomes possible to make it uniform among users.

  In addition, the address conversion position data including the latitude and longitude obtained by converting the user's address data is attached to the electronic mail, and the electronic mail attached with the address conversion position data is transmitted to the electronic post office box system. When the user browses the electronic mail, the GPS position data indicating the current position is received from the portable device having the cellular phone function held by the user, and is stored in the GPS position data and the electronic post office box database. Compared to the address conversion position data attached to the registered e-mail, if it is determined that they match, the e-mail is permitted to be browsed. It becomes possible to confirm the user's address. For this reason, it is not necessary to perform costly processing such as using a delivery means for obtaining a delivery record in order to confirm the user's address, so that the cost can be reduced. In addition, it is possible to realize quick address confirmation as compared with the case of address confirmation by “mail” on a paper medium.

  Furthermore, it is possible to confirm the user's address and communicate information to the user without using the "mail" means on paper media, so it is possible to contribute to the global environment by making paperless. Thus, the above-mentioned purpose is achieved.

  In the present invention, when the user requests to browse electronic mail, the user is confirmed by the position information, and the browsing is permitted only when the position information matches. However, in Patent Document 1 described above, the person by the position information is used. The difference is that browsing is allowed without confirmation. In the present invention, the GPS position data is acquired without the user performing an operation for acquiring the position information. In the GPS mail service provided by the mobile phone company described above, the user The difference is that GPS position data is acquired by performing an operation for acquiring position information.

  More specifically, the present invention can take the following configurations. That is, in the address confirmation system described above, the service provider system stores user information including user address data in association with user identification information for management of the service provider; The user's address data stored in the user information storage means is transmitted to an address conversion system that performs conversion processing from address data to address conversion position data including latitude and longitude, and from the address conversion system. Address conversion position data acquisition processing means for receiving address conversion position data transmitted after the conversion processing and executing processing for storing the received address conversion position data in the user information storage means in association with the user identification information; The electronic mail creation processing means of the service provider system includes electronic data comprising document data related to service provision. An electronic mail is created and a process for attaching the address conversion position data of the user stored in the user information storage means to the electronic mail is executed. The electronic mail registration processing means of the service provider system is an electronic mail. The electronic mail attached with the address conversion position data created by the creation processing means, together with the user identification information stored in the user information storage means, is transmitted to the electronic post office box system via a communication line. The electronic post office box system is transmitted from the service provider system and account correspondence information storage means for storing the correspondence between the user identification information for managing the service provider and the electronic post office box account for accessing the electronic post office box. E-mail with attached address conversion position data is received together with the user identification information, from the account correspondence information storage means Electronic mail that executes processing for acquiring an electronic post office box account corresponding to the received user identification information, and storing the electronic mail attached with the received address conversion position data in the electronic post office box database in association with the acquired electronic post office box account Reception processing means, contact storage means for storing an e-mail address or other electronic address that is a contact point designated by the user in association with the electronic post office box account, and new e-mails are stored in the electronic post office box database. Electronic mail arrival notification processing means for executing processing for transmitting electronic mail arrival notification data for notification of registration to a user's electronic address stored in the contact address storage means via a communication line. The browsing processing means of the electronic PO Box system is a communication network including a mobile phone network from a portable device. When the electronic mail browsing request signal transmitted via the mobile phone is received, the mobile station transmits the GPS position data transmission request signal indicating the current position to the mobile device via the communication network including the mobile phone network. Electronic mail viewing request signal received from a device via a communication network including a mobile phone network or received from a mobile device via a communication network including a mobile phone network and the present The GPS position data indicating the position is received at the same time, and the received GPS position data is compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database. If it is determined that the electronic mail has been viewed, the electronic mail viewing data is transmitted to the mobile device via the communication network including the mobile phone network, and the electronic mail viewing is permitted. A soluble information may be configured to execute the process of transmitting through the communication line to the service provider system.

  When the account correspondence information storage means is provided as described above, even in a situation where a plurality of service providers identify users using dedicated service identification information of each service provider. By storing the correspondence between the user identification information dedicated to each service provider and the electronic PO Box account for accessing the electronic PO Box in the account correspondence information storage means, the user can access the electronic PO Box. It is only necessary to input an electronic PO Box account when accessing the service, and it is not necessary to input user identification information dedicated to each service provider, so that access to the electronic PO Box is facilitated. In other words, the electronic post office box system according to the present invention may be a system that is operated and managed by a certain service provider. However, a plurality of service providers can be provided by providing account correspondence information storage means. The electronic post office box can be used.

  In addition, when sending electronic mail from the service provider system to the electronic post office box system, if the electronic mail can be transmitted together with the electronic post office box account, installation of the account correspondence information storage means can be omitted. In such a case, the following configuration can be adopted.

  That is, in the address confirmation system described above, the service provider system converts the user information including the user address data and the electronic PO Box account for accessing the electronic PO Box into the user identification information for management of the service provider. User information storage means for storing the information in association with each other, and an address for executing the conversion processing from the address data to address conversion position data including latitude and longitude from the user address data stored in the user information storage means Processing for transmitting to the conversion system, receiving address conversion position data transmitted from the address conversion system after conversion processing, and storing the received address conversion position data in the user information storage means in association with the user identification information And an address conversion position data acquisition processing means for executing the electronic mail creation of the service provider system. The processing means is configured to create an electronic mail composed of document data relating to service provision, and to execute a process of attaching the address conversion position data of the user stored in the user information storage means to the electronic mail. The electronic mail registration processing means of the provider system electronically attaches the electronic mail attached with the address conversion position data created by the electronic mail creation processing means together with the electronic post office box account stored in the user information storage means via the communication line. The post office box system is configured to execute processing to be sent to the post office box system. The electronic post office box system receives the electronic mail attached with the address conversion position data transmitted from the service provider system together with the electronic post office box account, and receives the received address conversion position. Associate electronic mail with data with an electronic PO Box account in the electronic PO Box database Electronic mail reception processing means for executing the processing to be memorized, contact address storage means for storing an electronic mail address or other electronic address as a contact point designated by the user in association with the electronic post office box account, and an electronic post office box database An electronic device that executes processing for transmitting electronic mail arrival notification data for notifying that a new electronic mail is stored and registered to the user's electronic address stored in the contact storage means via a communication line A mail arrival notice processing means, and when the electronic mail box system browsing processing means receives an electronic mail browsing request signal transmitted from a portable device via a communication network including a mobile phone network, After transmitting the GPS position data transmission request signal indicating the current position to the mobile device via the communication network including the mobile phone network, Receives the GPS position data transmitted via the communication network including the telephone network, or indicates the electronic mail viewing request signal and the current position transmitted from the portable device via the communication network including the mobile telephone network When GPS position data is received at the same time, and the received GPS position data is compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, and it is determined that they match. In addition, the electronic mail browsing data is transmitted to a portable device via a communication network including a mobile phone network, and browsing permission information indicating that electronic mail browsing is permitted is transmitted via a communication line to the service provider system. It can be set as the structure which performs the process transmitted to.

  In the address confirmation system described above, the service provider system includes an electronic post office box browsing program storage means for storing an electronic post office box browsing program installed in a portable device, and an electronic post office box browsing program in response to a user download request. Electronic PO Box browsing program providing processing means for executing processing for transmitting the electronic PO Box browsing program stored in the storage means to a portable device via a communication network including a mobile phone network. The program for the electronic mail transmits the electronic mail browsing request signal to the electronic post office box system via the communication network including the mobile telephone network, and then transmits the GPS position transmitted from the electronic post office box system via the communication network including the mobile telephone network. GP that receives the data transmission request signal and indicates the current position from the GPS receiver installed in the portable device Obtain location data and send the obtained GPS location data to an electronic PO Box system via a communication network including a mobile phone network, or obtain GPS location data indicating the current location from a GPS receiver, The electronic mail sent from the electronic post office box system to the electronic post office box system via the communication network including the mobile phone network is simultaneously transmitted to the electronic post office box system via the communication network including the mobile telephone network. It is desirable to be a program for causing a portable device to function as a browsing request / GPS position data transmission processing means for receiving the browsing data and displaying the contents of the electronic mail on the screen.

  When the electronic post office box browsing program storage means and the electronic post office box browsing program provision processing means are provided in this way, the user can carry the program provided by the service provider, such as a mobile phone that he / she uses. By downloading to the device, it is possible to obtain and transmit electronic mail viewing requests and address location GPS position data.

  Further, in the address confirmation system described above, the service provider system stores the allowable range correction data input by the service provider or the person in charge thereof in association with the user identification information for management of the service provider. The electronic mail creation processing means of the service provider system is configured to include a range correction data storage means, and is allowed for a user who is an electronic mail destination when creating an electronic mail consisting of document data related to service provision. The service provider system is configured to execute processing for attaching the address conversion position data and the allowable range correction data to the electronic mail when the allowable range correction data is stored in the range correction data storage means. The electronic mail registration processing means of the electronic mail with the address conversion position data and the tolerance range correction data attached, It is also configured to execute processing to be sent to the electronic PO Box system via the communication line, and the electronic PO Box database of the electronic PO Box system is attached with address conversion position data and tolerance range correction data sent from the service provider system. The electronic mail box system browsing processing means compares the GPS position data with the address conversion position data attached to the electronic mail stored and registered in the electronic PO box database. When determining whether or not they match, if the tolerance correction data is not attached to the electronic mail, the GPS position data is within a predetermined tolerance centered on the address conversion position data. If the processing for determining whether or not to enter is performed and data for allowable range correction is attached to the electronic mail, it is determined in advance. The allowable ranges, tolerance and corrected by correcting data, GPS location data, may be configured to execute processing for determining whether or not fall within the allowable range after correction around the address conversion position data.

  If the data storage means for allowable range correction is provided in this way, for example, address data may be used for some reason, such as living in a large mansion, living in a huge apartment, or living in the countryside. "Address conversion position data including latitude and longitude" obtained by conversion from (prefecture, city, address, etc.) and mobile devices such as mobile phones When the difference from the GPS position data when attempting to access the electronic post office box does not fall within the predetermined allowable range, the allowable range can be adjusted to an appropriate distance.

  In the address confirmation system described above, the user is a customer who applied for an account opening with a financial institution, and the service provider system is a financial institution operated and managed by the financial institution where the customer opens an account. The electronic mail that is a system and is created by the electronic mail creation processing means of the service provider system is preferably an electronic mail made up of standard document data for notifying an account opening indicating a customer's account number.

  As described above, when the present invention is configured to be used for the account opening notification, it becomes possible to quickly and inexpensively communicate information (account number notification, etc.) to the customer regarding the account opening notification, It is possible to quickly and inexpensively confirm whether the address described in the account opening application form is the correct address of the user.

  Further, the address confirmation system of the present invention described above is configured such that the service provider system and the electronic post office box system are connected via a communication line. However, these systems may be configured integrally. In this case, the same effect can be obtained as when the service provider system and the electronic post office box system are connected via a communication line.

  That is, the present invention is an address confirmation system configured by a computer that executes processing for confirming a user's address, and creates an electronic mail composed of document data related to service provision, and converts the user's address data. The electronic mail creation processing means for executing the process of attaching the address conversion position data including the latitude and longitude obtained to the electronic mail, and the address conversion position data created by the electronic mail creation processing means are attached. The electronic post office box database for storing each electronic mail and the mobile device having the mobile phone function held by the user is used to obtain the electronic mail browsing request signal and the current position via the communication network including the mobile phone network. The GPS location data is received, and the GPS location data and the address attached to the registered electronic mail stored in the electronic PO Box database are registered. Browsing processing means for executing processing for transmitting electronic mail browsing data to a portable device via a communication network including a cellular phone network when the converted position data is compared and it is determined that they match. It is characterized by comprising.

  More specifically, the following configuration can be adopted. That is, in the address confirmation system described above, user information storage means for storing user information including user address data in association with user identification information, and the user information stored in the user information storage means. The address data is transmitted to the address conversion system that performs the conversion process from the address data to the address conversion position data including latitude and longitude, and the address conversion position data transmitted after the conversion process is received from the address conversion system. The address conversion position data acquisition processing means for executing the process of storing the received address conversion position data in the user information storage means in association with the user identification information, and the e-mail address as the contact point designated by the user Alternatively, contact storage means for storing electronic addresses in association with user identification information, and electronic post office box database An electronic device that executes processing for transmitting electronic mail arrival notification data for notifying that a new electronic mail is stored and registered to the user's electronic address stored in the contact storage means via a communication line A mail arrival notification processing means, and the electronic mail creation processing means creates an electronic mail consisting of document data relating to service provision, and stores the user's address conversion position data stored in the user information storage means as electronic mail. The electronic mail attached with the address conversion position data is associated with the user identification information and stored in the electronic post office box database, and the browsing processing means communicates from the mobile device to the mobile phone network. When a request for browsing electronic mail sent via the network is received, a transmission request signal for GPS position data indicating the current position is transmitted to a communication network including a cellular phone network. After receiving the GPS position data transmitted from the portable device via the communication network including the cellular phone network, or transmitted from the portable device via the communication network including the cellular phone network. Simultaneously receiving the incoming e-mail browsing request signal and GPS position data indicating the current position, and receiving the received GPS position data and the address conversion position data attached to the electronic mail stored and registered in the electronic PO Box database In comparison, when it is determined that the two match, the electronic mail browsing data can be transmitted to the mobile device via a communication network including the mobile phone network.

  Further, as the address confirmation processing method realized by the address confirmation system of the present invention described above, the following address confirmation processing method of the present invention can be cited.

  That is, the present invention is an address confirmation processing method executed by an address confirmation system configured by a computer that executes a process of confirming a user's address, and a service provider that provides a service to a user. The service provider system that is operated and managed is connected to the electronic post office box system that performs processing related to registration and browsing of electronic mail via a communication line, and the electronic mail creation processing means of the service provider system Create an electronic mail consisting of document data, execute the process of attaching the address conversion position data including the latitude and longitude obtained by converting the user's address data to the electronic mail, and the service provider system The electronic mail registration processing means sends the electronic mail attached with the address conversion position data created by the electronic mail creation processing means via a communication line. The electronic post office box system, the electronic post office box database of the electronic post office box system stores the electronic mail with the address conversion position data sent from the service provider system for each user, and the electronic post office box system The browsing processing means of the system receives an electronic mail browsing request signal and GPS position data indicating the current position from a portable device having a cellular phone function held by the user via a communication network including a cellular phone network. When the GPS position data is compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, and it is determined that both match, the electronic mail browsing data is The present invention is characterized in that a process of transmitting to a mobile device via a communication network including a mobile phone network is executed.

  When the service provider system and the electronic post office box system are integrally configured, the following address confirmation processing method can be used. That is, the present invention relates to an address confirmation processing method executed by an address confirmation system configured by a computer for executing processing for confirming a user's address, wherein the electronic mail creation processing means includes document data related to service provision. Create an electronic mail consisting of, and execute the process of attaching the address conversion position data including the latitude and longitude obtained by converting the user's address data to the electronic mail, and create it by the electronic mail creation processing means The electronic mail with the address conversion position data attached is stored in the electronic post office box database for each user, and the browsing processing means creates a communication network including the mobile phone network from the mobile device having the mobile phone function held by the user. The electronic mail viewing request signal and the GPS position data indicating the current position are received via the GPS position data and stored in the electronic post office box database. When the address conversion position data attached to the recorded electronic mail is compared and it is determined that they match, the electronic mail browsing data is carried via the communication network including the mobile phone network. It is characterized by executing a process to be transmitted to the device.

  In such an address confirmation processing method of the present invention, the operations and effects obtained by the address confirmation system of the present invention described above can be obtained as they are, thereby achieving the object.

  Furthermore, the program of this invention is for functioning a computer as the address confirmation system mentioned above.

  The above-described program of the present invention or a part thereof includes, for example, a magneto-optical disk (MO), a read-only memory (CD-ROM) using a compact disk (CD), a CD recordable (CD-R), a CD Rewritable (CD-RW), read-only memory (DVD-ROM) using digital versatile disk (DVD), random access memory (DVD-RAM) using DVD, flexible disk (FD), magnetic tape , Recording, storage, distribution, etc. on a recording medium such as a hard disk, read only memory (ROM), electrically erasable and rewritable read only memory (EEPROM), flash memory, random access memory (RAM) For example, a local area network (LAN), metropolitan area network (MAN), wide area network (WAN), wired network such as the Internet, intranet, extranet, or wireless communication network, or a combination thereof. It can be transmitted, and can also be carried on a carrier wave. Furthermore, the above-described program of the present invention may be a part of another program, or may be recorded on a recording medium together with a separate program. The same applies to the “electronic post office box browsing program” that is provided in the address confirmation system of the present invention and is mounted on a mobile device having a mobile phone function held by the user.

  As described above, according to the present invention, information is transmitted to a user by electronic mail using an electronic post-office box, and when the user browses the electronic mail, the mobile phone held by the user When GPS position data indicating the current position is received from a portable device having a function, the GPS position data is compared with the address conversion position data attached to the electronic mail, and it is determined that they match. Since the electronic mail is permitted to be browsed, it is possible to quickly and inexpensively confirm the user's address and transmit information to the user himself / herself.

1 is an overall configuration diagram of an address confirmation system according to an embodiment of the present invention. The figure which shows the record structure of the customer information storage means (user information storage means) of the said embodiment. The block diagram of the dispatch and browsing history memory | storage means of the said embodiment. The block diagram of the account corresponding | compatible information storage means of the said embodiment. The block diagram of the electronic post office box database of the said embodiment. The figure of the flowchart which shows the flow of the process regarding the notice of account opening by the address confirmation system of the said embodiment.

  An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows the overall configuration of an address confirmation system 10 of the present embodiment. FIG. 2 shows a record configuration of customer information storage means 40 as user information storage means, and FIG. 3 shows a configuration of shipping / browsing history storage means 42. 4 shows the configuration of the account correspondence information storage means 65, and FIG. 5 shows the configuration of the electronic post office box database 64. Further, FIG. 6 is a flowchart showing the flow of processing related to the account opening notification by the address confirmation system 10.

  In FIG. 1, the address confirmation system 10 is operated by a service provider (here, a securities company as an example) that provides services to users (here, customers of securities companies as an example). A securities company system 20 that is a service provider system to be managed, and an electronic post office box system 60 that is connected to the securities company system 20 via the dedicated line 1 that is a communication line and executes processing related to registration and browsing of electronic mail. It is configured with.

  In addition, an address conversion system 70 is connected to the securities company system 20 via the communication line 2, and a user (here, as an example, a customer of a securities company and a customer via a communication network 3 including a cellular phone network) One or a plurality of portable devices 80 having a cellular phone function to be operated can be connected. Further, one or a plurality of portable devices 80 having a cellular phone function operated by a user (customer of a securities company) can be connected to the electronic post office box system 60 via a communication network 3 including a cellular phone network. In addition, one or a plurality of terminal devices 90 operated by a user (here, a customer of a securities company as an example) are connected via the Internet 4 which is a communication line.

  The securities company system 20 and the electronic post office box system 60 may be connected not via the dedicated line 1 but via the Internet 4. The communication line 2 connecting the securities company system 20 and the address conversion system 70 may be the Internet 4 or a dedicated line. Further, the communication network 3 is connected to the securities company system 20 and the electronic post office box system 60 from the mobile device 80 via, for example, a mobile phone network (packet communication network for mobile phone), a mobile phone company management center, and a dedicated line. Or a communication network that can also flow in the reverse direction, or a cellular phone network (packet communication network for cellular phones), a cellular phone company management center, and the Internet 4 in this order. A communication network leading to the company system 20 or the electronic post office box system 60 (of course, a communication network that can also flow in the reverse direction) may be used.

  The securities company system 20 includes one or a plurality of terminals operated by a securities company server 30 that is a service provider server and a person in charge (sales employee, operator, system administrator, etc.) of the securities company that is the service provider. The apparatus 50 is configured to be connected by an in-house communication line 51 such as an in-house LAN or an intranet.

  The securities company server 30 is constituted by a computer, and is a customer information registration processing means 31, which is a user information registration processing means, an address conversion position data acquisition processing means 32, an electronic mail creation processing means 33, and an electronic mail registration processing means. 34, permissible range correction data input acceptance processing means 35, browsing history recording processing means 36, electronic post office box browsing program provision processing means 37, customer information storage means 40 as user information storage means, and permissible range The correction data storage means 41, the shipping / browsing history storage means 42, and the electronic post office box browsing program storage means 43 are configured.

  The customer information registration processing means 31 is described in the account opening application form which is input by the terminal device 50 and transmitted via the communication line 51 by the person in charge of the securities company (salesperson, operator, system manager or the like). Account number (data such as name, address, telephone number, e-mail address) assigned to the customer who applied for the account opening (in this embodiment, the account number is the customer identification information that is the user identification information) In association with the customer information storage means 40 (see FIG. 2) as customer information, which is user information. It should be noted that an electronic PO box account for accessing the electronic PO box is included in the items described in the account opening application form, and the electronic PO box account has an account number (in this embodiment, the account number is user identification information). It may be stored in the customer information storage means 40 (see FIG. 2) in association with the customer identification information.

  The address conversion position data acquisition processing means 32 uses the customer (user) address data (data indicated by the prefecture, city, street, etc.) stored in the customer information storage means 40 (see FIG. 2) as the customer. Along with the identification information (account number or another customer identification information associated with the account number on a one-to-one basis) is transmitted to the address conversion system 70 via the communication line 2, and from the address conversion system 70, Address conversion position data (latitude is transmitted via the communication line 2 together with customer identification information (account number or another customer identification information associated with the account number on a one-to-one basis) via the communication line 2 (Longitude data) is received, and the received address conversion position data is associated with the customer identification information (account number) and stored in the customer information storage means 40 (see FIG. 2). Than is. In addition, when performing address transmission / reception for each customer's address one by one instead of performing address conversion for a plurality of customers collectively, customer identification information (account number or account number and Other customer identification information associated one-to-one may be used). Further, in the case where altitude data is required for identifying the location of the address, such as in a high-rise apartment, altitude data may be included in the address conversion location data in addition to the latitude / longitude data.

  Here, the customer identification information used in the transmission / reception process with the address conversion system 70 by the address conversion position data acquisition processing means 32 is not the account number but another customer identification information (one-to-one correspondence with the account number) ( (Customer identification information for external system transmission), a table for storing the correspondence between the account number and the customer identification information for external system transmission may be provided in the securities company server 30. By doing so, it is not necessary to transmit the customer account number information to the address conversion system 70 which is an external system, and personal information can be further protected.

  The electronic mail creation processing means 33 uses the data such as the name and account number stored in the customer information storage means 40 (see FIG. 2) to generate document data relating to service provision (here, as an example, the customer name and An e-mail consisting of a standard document data for opening an account with the account number shown) is created and stored in the customer information storage means 40 (see FIG. 2) in association with the name and the account number. In addition, processing for attaching the address conversion position data (latitude / longitude data) of the customer to the created electronic mail is executed. Note that the fixed document data excluding variable parts in the text such as name and account number may be described in the program or stored in a fixed document storage means (not shown).

  Further, the electronic mail creation processing means 33 associates the electronic mail with the address conversion position data (latitude / longitude data) with the customer identification information (account number), and the shipping / browsing history storage means 42 (see FIG. 3). The process to memorize is also executed.

  Further, when creating the electronic mail, the electronic mail creation processing means 33 stores the allowable range correction data in association with the customer identification information (account number) of the customer as a destination of the electronic mail. When the tolerance range correction data is stored in the means 41, the address conversion position data (latitude / longitude data) stored in the customer information storage means 40 (see FIG. 2) and the tolerance range correction data storage. Processing for attaching the tolerance range correction data stored in the means 41 to the electronic mail is executed.

  The electronic mail registration processing means 34 automatically assigns a shipping number to the electronic mail created by the electronic mail creation processing means 33 and attaches address conversion position data (latitude / longitude data), or address conversion position data. Electronic mail attached with (latitude / longitude data) and allowable range correction data is customer identification information (account number or another customer identification information associated with the account number on a one-to-one basis) and shipping. Along with the number, a process of transmitting to the electronic post office box system 60 via the dedicated line 1 is executed. In this embodiment, as an example, the electronic mail shipping number is uniquely assigned to each part indicating the type of document contents (part indicating that an account has been opened) and each type of document contents. It consists of a serial number part.

  Here, at the time of the electronic mail transmission processing to the electronic post office box system 60 by the electronic mail registration processing means 34, the customer identification information transmitted together with the electronic mail is associated with the account number on a one-to-one basis instead of the account number. If the customer identification information (customer identification information for external system transmission) is used, a table that stores the correspondence between the account number and the customer identification information for external system transmission is stored in the securities company server 30. It suffices to provide it, and in this way, it is not necessary to transmit the account number information of the customer to the electronic post office box system 60 which is an external system, so that personal information can be protected more thoroughly. When the electronic post office box account is associated with the customer identification information (account number) and stored in the customer information storage means 40 (see FIG. 2), the electronic post office box account corresponding to the account number is stored together with the electronic mail. You may make it transmit to the electronic post office box system 60. FIG.

  Further, the electronic mail registration processing means 34 associates the shipping number and registration date (shipping date) of the electronic mail transmitted to the electronic post office box system 60 with the customer identification information (account number), and the shipping / viewing history storage means 42 (FIG. (3) is also stored.

  The allowable range correction data input acceptance processing means 35 is an allowable range correction input by the terminal device 50 and transmitted via the communication line 51 by the person in charge of the securities company (salesperson, operator, system management person, etc.). The processing for storing the business data in the allowable range correction data storage means 41 in association with the customer identification information (account number) is executed.

  This tolerance range correction data is input when a customer (user) attempts to view an electronic mail addressed to himself / herself by accessing the electronic post office box system 60 using a mobile device 80 such as a mobile phone owned by the customer (user). When browsing is not permitted, the customer (user) communicates the information to the person in charge of the securities company by telephone or e-mail, or for a certain period of time after sending the electronic mail (for example, one week) ) Elapses, but the customer (user) has not browsed the electronic mail (the status of data in the “browsing / non-viewing” column stored in the sending / browsing history storage means 42 in FIG. 3 is monitored. This is when a securities company representative makes an inquiry to a customer (user) by a conventional mail method, telephone, e-mail, etc. At this time, the customer (user) ) Is a securities company representative On the other hand, explain the circumstances of your address (for example, living in a house on a large site, living in the countryside, living in a huge high-rise apartment, etc.) by telephone, e-mail, or in writing. As a result, when it is determined by the person in charge of the securities company that the correction of the allowable range is necessary, the person in charge of the securities company inputs the data for correction of the allowable range. For example, since I live in a house on a vast site, I tried to browse electronic mail by accessing the electronic post office box system 60 from my room using a mobile device 80 such as a mobile phone. (A range of, for example, 30 meters centered on the latitude / longitude position of the address conversion position data) If the browsing is not permitted, a wider allowable range (for example, a range of 100 meters, etc.) The tolerance range correction data can be input to. For this reason, the electronic post office box system 60 can be used to re-read the electronic mail for the account opening notice, or when browsing the electronic mail that is to be sent after the next time and is composed of different types of document data. Browsing permission / inhibition judgment processing using tolerance range correction data is performed.

  When the browsing history record processing means 36 receives the browsing permission information transmitted through the dedicated line 1 together with the electronic mail shipping number from the electronic post office box system 60, the browsing history recording processing means 36 is associated with the received shipping number and ships. A process of changing the state of the data in the “browsing presence / absence” column stored in the browsing history storage means 42 (see FIG. 3) from “incomplete” to “completed” is executed.

  The electronic post office box browsing program provision processing means 37 sends the electronic post office box browsing program stored in the electronic post office box browsing program storage means 43 in response to a customer (user) download request via a communication network 3 or the like. The process which transmits to the portable device 80 of this is performed.

  As shown in FIG. 2, the customer information storage means 40 includes a name, address data (data indicated by prefecture, city, street address, etc.), telephone number, and the like for each customer (each user). An e-mail address, an account number (which functions as customer identification information (user identification information) in this embodiment), and address conversion position data (latitude / longitude data) are stored in association with each other. . The address conversion position data (latitude / longitude data) may be stored in one database together with other data such as name and address data, or different from other data such as name and address data. It may be stored in a database, in other words, as long as they are stored in association with each other by customer identification information (user identification information). In this embodiment, for convenience of explanation, they are stored together in the customer information storage means 40. It is supposed to be. In addition, the electronic post office box account for accessing the electronic post office box should be disclosed in the application form for account opening, etc., and received from the customer. The information may be stored in the customer information storage unit 40 in association with each other.

  The allowable range correction data storage means 41 stores the allowable range correction data input by the person in charge at the securities company in association with the customer identification information (account number). The allowable range correction data storage unit 41 may be integrated with the customer information storage unit 40 (see FIG. 2). That is, the allowable range correction data may be stored in the customer information storage unit 40 in association with the customer identification information (account number).

  As shown in FIG. 3, the shipping / browsing history storage means 42 has an account number (in this embodiment, functions as customer identification information (user identification information)), an electronic mail shipping number, an electronic mail Content data (for example, document data for opening an account), attached address conversion position data (latitude / longitude data), tolerance range correction data, electronic mail registration date (shipping date), and electronic mail Is stored in association with data indicating the presence or absence of browsing ("unfinished" or "done").

  The electronic post office box browsing program storage means 43 stores an electronic post office box browsing program installed in a portable device 80 such as a mobile phone. This electronic post office box browsing program is a program for causing a portable device 80 such as a cellular phone to function as a browsing request / GPS position data transmission processing means 81 described later.

  The terminal device 50 is configured by a computer, and includes input means such as a mouse and a keyboard, a display device such as a liquid crystal display and a CRT display, and a printing device. The terminal device 50 may be a portable device such as a mobile phone or a personal digital assistant (PDA).

  The electronic post office box system 60 is constituted by a computer, and an electronic mail reception processing means 61, a browsing processing means 62, an electronic mail arrival notification processing means 63, an electronic post office box database 64, an account correspondence information storage means 65, and contact information. And storage means 66. The electronic post office box system 60 is, for example, an electronic post office box system constructed by the government for use in administrative services.

  The electronic mail reception processing means 61 sends address conversion position data (latitude / longitude data) transmitted from the service provider system (in this embodiment, the securities company server 30 of the securities company system 20) via the dedicated line 1. ) Or electronic mail with address conversion position data (latitude / longitude data) and tolerance range correction data is associated with customer identification information (account number or account number on a one-to-one basis). And other customer identification information) and the customer identification information (account number or account number in one-to-one correspondence) from the account correspondence information storage means 65 (see FIG. 4). The customer's electronic post office box account corresponding to the customer's electronic post office box account and the received address conversion position data (latitude / longitude data) Attached electronic mail or electronic mail with address conversion position data (latitude / longitude data) and tolerance range correction data, together with the electronic mail sender and registration date and time, the acquired electronic post office box account and the received shipping number A process of associating and storing in the electronic post office box database 64 (see FIG. 5) is executed. Information of the sender (a securities company that is a service provider that sent electronic mail) is attached to the electronic mail.

  Here, the electronic mail reception processing means 61 may receive the electronic mail together with the electronic post office box account and the shipping number. In this case, the electronic mail attached with the received address conversion position data (latitude / longitude data) is attached. An electronic post office box is created by associating an electronic mail with a postal address or address conversion position data (latitude / longitude data) and tolerance range correction data together with the electronic post office box account and shipping number received together with the electronic mail sender and registration date and time. Processing to be stored in the database 64 (see FIG. 5) is executed.

  The browsing processing means 62 sends an electronic mail browsing request signal transmitted from the portable device 80 such as a cellular phone held by the user via the communication network 3 including the cellular phone network to the electronic post office account (ID, When it is received together with the password), a transmission request signal of GPS position data indicating the current position is transmitted to the mobile device 80 via the communication network 3 including the mobile phone network, and thereafter, the mobile device 80 includes the mobile phone network. The GPS position data transmitted via the communication network 3 is received, and the received GPS position data and the electronic data stored and registered in the electronic post office box database 64 (see FIG. 5) in association with the received electronic post office box account. If the address conversion position data (latitude / longitude data) attached to the mail is compared and it is determined that they match, the electronic mail is viewed A securities company which is a service provider system that transmits data to the portable device 80 via the communication network 3 including the cellular phone network and that permits browsing of electronic mail via the dedicated line 1 If the data is transmitted to the securities company server 30 of the system 20 and it is determined that the two do not match, error display data indicating that browsing is not permitted due to an error is transmitted via the communication network 3 including the mobile phone network. The process of transmitting to the portable device 80 is executed.

  In addition, the browsing processing means 62 is a GPS indicating an electronic mail browsing request signal and a current position transmitted from the portable device 80 such as a cellular phone held by the user via the communication network 3 including the cellular phone network. Location data is received simultaneously with the electronic PO Box account, and received GPS location data and attached to an electronic mail stored and registered in the electronic PO Box database 64 (see FIG. 5) associated with the received electronic PO Box account. If the address conversion position data (latitude / longitude data) are compared and it is determined that they match, the electronic mail browsing data is carried via the communication network 3 including the mobile phone network. A securities company system, which is a service provider system, transmits browsing permission information indicating that permission to browse electronic mail is transmitted to the device 80 via the dedicated line 1. If it is determined that the two do not match, error display data indicating that browsing is not allowed due to an error is carried via the communication network 3 including the mobile phone network. It is good also as composition which performs processing which transmits to apparatus 80.

  Further, when the browsing processing means 62 compares the GPS position data and the address conversion position data (latitude / longitude data) and determines whether or not they match, more specifically, The process like this is executed. That is, the browsing processing means 62 has the allowable range correction data attached to the electronic mail stored and registered in the electronic post office box database 64 (see FIG. 5) in association with the electronic post office box account received from the portable device 80. If not, a process of determining whether the GPS position data falls within a predetermined allowable range (for example, within 30 meters) centering on the address conversion position data (latitude / longitude data) is executed. On the other hand, when the tolerance correction data is attached to the electronic mail stored and registered in the electronic PO box database 64 (see FIG. 5) in association with the electronic PO box account received from the portable device 80, After correcting a predetermined tolerance (for example, 30 meters) with tolerance correction data (for example, 100 meters) GPS position data, executes a process to determine whether or not to enter within the allowable range after correction around the address conversion position data (data of latitude and longitude) (e.g., within 100 meters). In addition, when comparing the GPS position data and the address conversion position data and determining whether or not they match, the determination may be made including altitude data in addition to latitude / longitude data.

  When the electronic mail reception processing means 61 stores and registers a new electronic mail in the electronic post office box database 64 (see FIG. 5), the electronic mail reception processing means 61 notifies the electronic mail reception processing means 61 to that effect. An e-mail address or other electronic address (computer that receives information and is stored in the contact storage means 66 in association with an electronic PO box account for a customer (user) who is the destination of a new electronic mail・ Acquire information that specifies a specific storage area or device on the network), and receive electronic mail arrival notification data with a description that a new electronic mail has arrived and a message that prompts the customer (user) to browse, Addressed to the obtained electronic address via the Internet 4 using e-mail or other electronic data transmission means To send Te. Thus, the customer (user) can receive the electronic mail arrival notification data by the terminal device 90 operated by the customer and can display the notification contents on the screen. Further, the electronic mail arrival notification processing means 63 is associated with the electronic post office box account for the customer (user) who is the destination of the newly arrived electronic mail, and is stored in the contact storage means 66 in the telephone number or facsimile number. May be obtained and automatic call transmission or facsimile transmission may be performed.

  As shown in FIG. 5, the electronic post office box database 64 includes an electronic mail sender, electronic mail contents data (for example, document data for notifying an account opening), and an address conversion position which is data attached to the electronic mail. Data (latitude / longitude data), allowable range correction data, electronic post office box account, electronic mail shipping number, and electronic mail registration date are stored in association with each other.

  As shown in FIG. 4, the account correspondence information storage unit 65 identifies user identification information for management of a securities company or a bank as a service provider (for example, a securities company or a bank identifies a customer as a user). Account number functioning as customer identification information) and an electronic post office box account for accessing each user's electronic post office box. In the example of FIG. 4, only the ID is described as the electronic post office box account. However, the ID and the password may be stored together as an electronic post office box account. Further, when the electronic mail is sent from the securities company system 20 which is a service provider system to the electronic post office box system 60 together with the electronic post office box account by the electronic mail registration processing section 34, the account correspondence information storage section 65. Can be omitted.

  When a securities company, etc. ships an electronic mail for notifying the opening of an account to a customer, the customer (user) knows the account number that functions as customer identification information (user identification information). In this case, the correspondence between the account number and the electronic post office box account is that the securities company or the like notifies the administrator of the electronic post office box system 60 in advance before sending out the electronic mail for opening the account. The administrator of the received electronic post office box system 60 performs the registration process to the account correspondence information storage means 65 (see FIG. 4) by the input from the terminal device, or the securities company directly inputs from the terminal device. Thus, registration processing to the account correspondence information storage means 65 (see FIG. 4) is performed. Therefore, in this case, a securities company or the like receives an electronic post office box account disclosure from a customer (user) according to the description on the account opening application form or the like at the time of application for opening an account. On the other hand, at the time when another notification is made after a securities company or the like has notified the customer about opening an account, the customer (user) knows the account number that functions as customer identification information (user identification information). In this case, the correspondence between the account number and the electronic PO Box account (more generally, the correspondence between the user identification information and the electronic PO Box account) Before shipping, the customer (user) may perform registration processing in the account correspondence information storage unit 65 (see FIG. 4) by input from the terminal device.

  The contact address storage means 66 stores an e-mail address or other electronic address (information specifying a specific storage area or device on a computer network) as a contact address designated by a customer (user) as an electronic post office box account. It is memorized in association with. In addition, when the notification of the arrival of new electronic mail is made by automatic call, the telephone number may be stored in association with the electronic post office box account, and when it is made by automatic facsimile transmission, The facsimile number may be stored in association with the electronic post office box account.

  In the above, the processing means 31 to 37 of the securities company server 30 of the securities company system 20 and the processing means 61 to 63 of the electronic PO box system 60 are the same as the securities company server 30 of the securities company system 20 and the electronic PO box system. 60 is realized by a central processing unit (CPU) provided in each computer main body constituting 60 and one or a plurality of programs that define the operation procedure of the CPU.

  The storage means 40 to 43 of the securities company server 30 of the securities company system 20 and the electronic post office box database 64 and the storage means 65 and 66 of the electronic post office box system 60 are preferably realized by a hard disk or the like, for example. ROM, EEPROM, flash memory, RAM, MO, CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-RAM, FD, magnetic, as long as there is no problem with capacity or access speed You may employ | adopt a tape or these combination.

  Furthermore, the securities company server 30 and the electronic post office box system 60 of the securities company system 20 are not limited to those realized by one computer or one CPU, and perform distributed processing by a plurality of computers or a plurality of CPUs. It may be realized by.

  The address conversion system 70 is configured by a computer and stores a conversion table that defines the correspondence between address data (data indicated by prefectures, municipalities, and addresses) and latitude / longitude data of the address. The address data transmitted from the securities company server 30 of the securities company system 20 via the communication line 2 is converted using the conversion table stored in the conversion table storage means. The address conversion position data indicated by latitude / longitude is converted, and the address conversion position data obtained by the conversion is transmitted to the securities company server 30 of the securities company system 20 via the communication line 2. System. For this address conversion system 70, for example, an existing address conversion service provided for a fee can be used. In the case where altitude data is required for identifying the address position, such as in a high-rise apartment, altitude data may be included in the address conversion position data.

  The mobile device 80 is, for example, a mobile phone or a personal digital assistant (PDA) having a GPS (Global Positioning System) function. And a receiver 82.

  The browsing request / GPS position data transmission processing means 81 generates an electronic mail browsing request signal based on a browsing instruction operation of a customer (user) who holds the portable device 80 such as a cellular phone with the electronic post office box account (previously the portable device). 80 and may be input by the customer (user) each time a browsing request is made.) And transmitted to the electronic post office box system 60 via the communication network 3 including the mobile phone network. Thereafter, a GPS position data transmission request signal transmitted from the electronic post office box system 60 via the communication network 3 including the mobile phone network is received, and GPS position data indicating the current position is acquired from the GPS receiver 82, The acquired GPS position data is transmitted to the electronic post office box system 60 via the communication network 3 including the mobile telephone network, and the mobile telephone network is included from the electronic post office box system 60. It receives browsing data or error display data of the electronic mail which is transmitted via a signal network 3, and executes the process of screen displays that can not be read-permitted by the contents or an error of the electronic mail.

  The browsing request / GPS position data transmission processing means 81 receives GPS position data indicating the current position from the GPS receiver 82 based on a browsing instruction operation of a customer (user) holding the portable device 80 such as a cellular phone. Acquired electronic mail browsing request signal and acquired GPS position data may be input to an electronic post office box account (in advance to the portable device 80, and each time a browsing request is made, the customer (user) inputs it. In addition, the electronic postal mail that is simultaneously transmitted to the electronic post office box system 60 through the communication network 3 including the mobile telephone network and transmitted from the electronic post office box system 60 through the communication network 3 including the mobile telephone network. A configuration for executing processing for receiving browsing data or error display data and displaying on the screen that browsing is not permitted due to the contents or error of electronic mail It may be.

  The browsing request / GPS position data transmission processing means 81 includes a central processing unit (CPU) provided in the portable device 80, and one or more programs (a securities company system) that define the operation procedure of the CPU. And the electronic post office box browsing program downloaded from the 20 securities company servers 30 via the communication network 3 including the mobile phone network and mounted on the mobile device 80.

  The terminal device 90 is configured by a computer, and includes input means such as a mouse and a keyboard, a display device such as a liquid crystal display and a CRT display, and a printing device. The terminal device 90 may be a mobile device such as a mobile phone or a personal digital assistant (PDA).

  In this embodiment, the address confirmation system 10 transmits information such as confirmation of the address of the customer (user) and notification of opening an account to the customer (user) in the following manner.

  First, a user of a computer network performs a procedure for obtaining an access right to the electronic post office box system 60, acquires an electronic post office box account (ID), and sets a password. This procedure is performed by document submission to the administrator of the electronic post office box system 60 or online setting from the terminal device 90 via the Internet 4.

  Next, the user (here, a customer of a securities company as an example) describes and submits an account opening application form to a service provider (here, a securities company as an example). This account opening application form includes name, address (prefecture, city, street address, etc.), telephone number, e-mail address, electronic post office box account (ID), and the like. At this time, the electronic post office box account (ID) may be disclosed in a state in which a person in charge of the securities company cannot visually recognize it by attaching a sticker from above.

  Subsequently, the securities company conducts a predetermined examination based on the information described in the account opening application form. When the examination is passed, an account number is given to the customer. Then, the person in charge of the securities company can use the account number functioning as customer identification information (user identification information) in the securities company, or another customer identification information (one for one-to-one correspondence with the account number) Or the correspondence relationship between the electronic post office box account and the electronic post office box account may be sent to the administrator of the electronic post office box system 60 in writing (the part of the electronic post office box account may be affixed with a sticker from above). Alternatively, online registration from the terminal device 50 to the electronic post office box system 60 through the dedicated line 1 is performed. In step S5, which will be described later, when the electronic mail is transmitted to the electronic post office box system 60 together with the electronic post office box account by the electronic mail registration processing means 34, this registration need not be performed.

  In FIG. 6, the person in charge of the securities company (sales employee, operator, system manager, etc.) operates the terminal device 50, and the items (name, address, telephone number, electronic information) of the account opening application submitted by the customer. Enter data such as email addresses. In the securities company server 30, the information (name, address, telephone number, e-mail) described in the account opening application form inputted by the person in charge at the securities company and transmitted via the communication line 51 by the customer information registration processing means 31. Data such as an address), and the data of the items described in the received account opening application form is given to the customer who applied for the account opening (in this embodiment, the account number is the user identification information). The customer information is stored in the customer information storage means 40 (see FIG. 2) as customer information (step S1). When electronic mail is sent to the electronic post office box system 60 together with the electronic post office box account by the electronic post registration processing means 34 in step S5 described later, the electronic post office box account is associated with the customer identification information (account number) and the customer information. The data is stored in the storage means 40.

  Subsequently, the address data of the customer (user) stored in the customer information storage means 40 (see FIG. 2) by the address conversion position data acquisition processing means 32 (data indicated by the prefecture, city, street, etc.) Together with the customer identification information (account number) or another customer identification information (customer identification information for external system transmission) associated with the account number on a one-to-one basis to the address conversion system 70 via the communication line 2 (Step S2).

  In the address conversion system 70, correspondence between address data (data indicated by prefecture, city, street, etc.) stored in a conversion table storage means (not shown) and latitude / longitude data of the address The address data transmitted from the securities company server 30 of the securities company system 20 via the communication line 2 is converted into address conversion position data indicated by latitude and longitude using the conversion table that defines The address conversion position data obtained in this way is connected to the customer identification information (account number) or another customer identification information (customer identification information for external system transmission) associated with the account number on a one-to-one basis. To the securities company server 30 of the securities company system 20. This address conversion process can be executed using an existing service provided for a fee.

  Then, in the securities company server 30, the address conversion position data acquisition processing means 32 performs a conversion process from the address conversion system 70 and has one-to-one correspondence with customer identification information (account number) or account number via the communication line 2. Address conversion position data (latitude / longitude data) transmitted together with another associated customer identification information (customer identification information for external system transmission) is received, and the received address conversion position data is converted into customer identification information. It is associated with (account number) and stored in the customer information storage means 40 (see FIG. 2) (step S3).

  Then, the electronic mail creation processing means 33 uses the data such as the name and account number stored in the customer information storage means 40 (see FIG. 2) to provide document data relating to service provision (here, as an example, A standard document data for opening an account indicating the name and account number.) Is created and associated with the name and account number in the customer information storage means 40 (see FIG. 2). The stored address conversion position data (latitude / longitude data) of the customer is attached to the created electronic mail (step S4).

  Further, the electronic mail creation processing means 33 associates the customer (user) who is the destination of the electronic mail with the customer identification information (account number) of the customer and stores the allowable range correction data in the allowable range correction data storage means 41. Is stored, in addition to address conversion position data (latitude / longitude data), allowable range correction data is also attached to the created electronic mail (step S4).

  Further, the electronic mail creation processing means 33 attaches the address conversion position data (latitude / longitude data) to the electronic mail or the address conversion position data (latitude / longitude data) and the allowable range correction data to the electronic mail. Is stored in the shipping / browsing history storage means 42 (see FIG. 3) in association with the customer identification information (account number) (step S4).

  Subsequently, the electronic mail registration processing means 34 automatically attaches a shipping number to the electronic mail created by the electronic mail creation processing means 33 and attaches the address conversion position data (latitude / longitude data), or the address. Electronic mail with attached conversion position data (latitude / longitude data) and allowable range correction data is converted into customer identification information (account number) or another customer identification information (external system) associated with the account number on a one-to-one basis. Along with the customer identification information for transmission) and the shipping number, it is transmitted to the electronic post office box system 60 via the dedicated line 1 (step S5). The electronic mail may be transmitted to the electronic post office box system 60 together with the electronic post office box account and the shipping number.

  Further, the electronic mail registration processing means 34 associates the shipping number and registration date (shipping date) of the electronic mail transmitted to the electronic post office box system 60 with the customer identification information (account number), and the shipping / viewing history storage means 42 (FIG. 3) (step S5).

  Next, in the electronic post office box system 60, an address sent from the service provider system (in this embodiment, the securities company server 30 of the securities company system 20) via the dedicated line 1 by the electronic mail reception processing means 61. Electronic mail with conversion position data (latitude / longitude data) attached, or electronic mail with address conversion position data (latitude / longitude data) and tolerance correction data, customer identification information (account number) or account The customer identification information received together with the other customer identification information (customer identification information for external system transmission) and the shipping number associated with the number one-to-one and received from the account correspondence information storage means 65 (see FIG. 4) (Account number) or another customer identification information (customer identification information for external system transmission) associated with the account number on a one-to-one basis. E-mail with customer's electronic post office box account received and received address conversion position data (latitude / longitude data) or electronic mail with address conversion position data (latitude / longitude data) and tolerance range correction data attached The postal mail is stored in the electronic post office box database 64 (see FIG. 5) in association with the acquired electronic post office box account and the received shipping number, together with the electronic mail sender and registration date and time (step S6).

  When the electronic mail is received by the electronic mail reception processing means 61 together with the electronic post office box account and the shipping number, the electronic mail with the received address conversion position data (latitude / longitude data) or the address conversion position is attached. The electronic post office box database 64 (see FIG. 5) is associated with the received electronic post office box account and the shipping number, together with the electronic mail sender and registration date and time, with the electronic mail attached with the data (latitude / longitude data) and tolerance correction data. (Step S6). Therefore, in this case, it is not necessary to install the account correspondence information storage means 65 (see FIG. 4). However, the electronic post office box system 60 is a system for receiving electronic mail from a service provider system other than the securities company system 20, and the electronic mail from the service provider system other than the securities company system 20 is an electronic post office box account. Instead, when it is transmitted together with user identification information for management of the service provider, an account correspondence information storage means 65 (see FIG. 4) is installed in order to cope with reception of such user identification information. You may keep it.

  Subsequently, the electronic mail arrival notification processing means 63 receives from the electronic mail reception processing means 61 information indicating that the newly arrived electronic mail is stored in the electronic post office box database 64 (see FIG. 5) and is registered. An e-mail address or other electronic address (a specific storage area on the computer network) stored in the contact storage means 66 in association with the electronic post-office box account for the customer (user) to whom the mail is addressed E-mail or other electronic information is sent to the e-mail or other electronic mail that contains information indicating that new e-mail has arrived and information that prompts the customer (user) to view it. Using the data transmission means, it transmits to the acquired electronic address via the Internet 4 (step S7).

  Then, the customer (user) operates his / her terminal device 90 to receive electronic mail arrival notification data in an electronic mail or other electronic data transmission / reception format, and displays the notification content on the terminal device 90 on the screen. (Step S8).

  In step S7, the electronic mail arrival notification processing means 63 associates the telephone stored in the contact storage means 66 with the electronic post office box account for the customer (user) who is the destination of the new electronic mail. A number or a facsimile number may be acquired, and automatic calling or facsimile transmission may be performed.

  Thereafter, when a customer (user) holding the portable device 80 with the portable device 80 such as a cellular phone performs a login operation to the electronic post office box, the browsing request / GPS position data transmission processing unit 81 causes a login request. A communication network 3 including a mobile phone network together with an electronic PO Box account (which may be input in advance in the portable device 80 or may be input by a customer (user) each time a browsing request is made). Is transmitted to the electronic post office box system 60 (step S9). At this time, the customer (user) inputs and transmits the password together with the electronic post office box account (ID).

  In the electronic post office box system 60, the browsing processing means 62 receives an electronic post office box account (ID) and a password which are input by the portable device 80 and transmitted via the communication network 3 including the mobile telephone network (step S10). The received electronic post office box account (ID) is registered using the data of the account correspondence information storage means 65 (see FIG. 4) or the data of the password storage means (not shown) for storing the correspondence between the electronic post office box accounts and passwords. And whether or not the electronic post office box account (ID) and the password correspond to each other, and whether or not the login is permitted is obtained through the communication network 3 including the cellular phone network. It transmits to portable devices 80, such as a mobile telephone (step S11). Note that the log-in permission / inhibition result data is an index indicating the contents of the electronic mail stored in the electronic post-office box database 64 (see FIG. 5) in association with the electronic post-office box account of the customer when login is permitted. (Title) data (data for selecting electronic mail to be viewed), and if login is not permitted, notification that electronic PO Box account (ID) is not registered and password is incorrect It is data.

  Then, in the portable device 80 such as a cellular phone, when the browsing request / GPS position data transmission processing means 81 receives the result data of the login permission / refusal determination from the electronic post office box system 60, if the login is permitted, In order to notify the user that the electronic post office box account (ID) is not registered and that the password is incorrect if the login is not permitted. Is displayed (step S12).

  Subsequently, when login is permitted, when a customer (user) holding the portable device 80 with a portable device 80 such as a cellular phone performs a browsing instruction operation for selecting an electronic mail to be browsed. The browsing request / GPS position data transmission processing means 81 generates an electronic mail browsing request signal (including, for example, an electronic mail shipping number as information for specifying the electronic mail to be browsed) in an electronic post office box account (in advance). It may be input to the mobile device 80, or may be input by the customer (user) each time a browsing request is made.) And to the electronic post office box system 60 via the communication network 3 including the mobile phone network. It is transmitted (step S13). Since the electronic post office box account (ID) has already been transmitted to the electronic post office box system 60 in step S9, the transmission may be omitted in step S13.

  In the electronic post office box system 60, when the browsing processing means 62 receives an electronic mail browsing request signal transmitted from the portable device 80 such as a mobile phone via the communication network 3 including the mobile telephone network together with the electronic post office box account. (Step S14), a transmission request signal of GPS position data indicating the current position is transmitted to the portable device 80 via the communication network 3 including the cellular phone network (Step S15).

  Subsequently, in the portable device 80 such as a cellular phone, the transmission request for the GPS position data transmitted from the electronic post office box system 60 via the communication network 3 including the cellular phone network by the browsing request / GPS position data transmission processing means 81. When the signal is received (step S16), GPS position data indicating the current position is acquired from the GPS receiver 82, and the acquired GPS position data is transmitted to the electronic post office box system 60 via the communication network 3 including the mobile phone network. (Step S17).

  Then, in the electronic post office box system 60, the browsing processing means 62 receives the GPS position data transmitted from the portable device 80 via the communication network 3 including the mobile phone network, and the received GPS position data, step S10, The address conversion position data (latitude / longitude data) attached to the electronic mail that is stored and registered in the electronic post office box database 64 (see FIG. 5) in association with the electronic post office box account received in S14 is compared. It is determined whether or not they match (step S18).

  In the process of determining whether or not they match, the electronic mail stored and registered in the electronic post office box database 64 (see FIG. 5) in association with the electronic post office box account received from the portable device 80 by the browsing processing means 62. In addition, when the tolerance correction data is not attached, the GPS position data is within a predetermined tolerance range (for example, within 30 meters) centered on the address conversion position data (latitude / longitude data). On the other hand, processing for determining whether or not to enter is performed, and on the other hand, data for allowable range correction is stored in the electronic mail stored and registered in the electronic post office box database 64 (see FIG. 5) in association with the electronic post office box account received from the portable device 80. Is attached, a predetermined allowable range (for example, 30 meters) is changed to the allowable range correction data (for example, 100 meters). After the correction, the GPS position data is determined whether it falls within the corrected allowable range (for example, within 100 meters) around the address conversion position data (latitude / longitude data) (step S18). ).

  Here, when the browsing processing means 62 determines that they match (step S19), the browsing processing means 62 associates the electronic post office box database 64 (see FIG. 5) is transmitted to the portable device 80 via the communication network 3 including the cellular phone network (step S20).

  Then, in the portable device 80 such as a cellular phone, the browsing request / GPS position data transmission processing means 81 receives the electronic mail browsing data transmitted from the electronic post office box system 60 via the communication network 3 including the cellular phone network. The electronic mail content is received and displayed on the screen (step S21).

  Further, in the electronic post office box system 60, the electronic mail box database 64 (see FIG. 5) is associated with the electronic post office box account received from the portable device 80 by the browsing processing means 62 by the browsing processing means 62. Is transmitted to the securities company server 30 of the securities company system 20 through the dedicated line 1 together with the shipping number of the electronic mail stored and registered in (step S22).

  Then, in the securities company server 30 of the securities company system 20, the browsing history record processing means 36 receives the browsing permission information transmitted via the dedicated line 1 from the electronic post office box system 60 together with the shipping number of the electronic mail. Sometimes, the status of the data in the “presence / absence of browsing” column stored in the shipping / browsing history storage means 42 (see FIG. 3) in association with the received shipping number is changed from “unfinished” to “done”. (Step S23).

  On the other hand, if the browsing processing means 62 determines that the two do not match at step S19, the browsing processing means 62 sends error display data indicating that browsing is not allowed due to an error to a communication network including a mobile phone network. 3 to the mobile device 80 (step S24).

  In the portable device 80 such as a cellular phone, the browsing request / GPS position data transmission processing means 81 receives the error display data transmitted from the electronic post office box system 60 via the communication network 3 including the cellular phone network. Then, a screen display indicating that browsing is not permitted due to an error is performed (step S25).

  According to this embodiment, there are the following effects. In other words, the address confirmation system 10 does not use the means of “mail” in paper media, but transmits the information to the electronic post office box system 60 in order to transmit information to the customer (user) (for example, notification of opening an account). Since the mail is transmitted, it is possible to reduce the time loss caused by the paper document delivery that has been conventionally performed.

  In addition, since there is no need to use “mail” on paper media, there will be no problem of time-consuming delivery to depopulated areas, etc., so securities companies (service providers) to customers (users) The speed of information transmission can be made uniform among customers (users).

  Further, in the address confirmation system 10, address conversion position data composed of latitude and longitude obtained by converting the address is attached to the electronic mail, and the electronic mail attached with the address conversion position data is sent to the electronic post office box system 60. Send. When the customer (user) browses the electronic mail stored and registered in the electronic post office box database 64 (see FIG. 5), from the portable device 80 having a mobile phone function held by the customer (user), The GPS position data indicating the current position is received, and the GPS position data is compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database 64 (see FIG. 5). If it is determined that the electronic mail has been accepted, the electronic mail is permitted to be read, so that the address of the customer (user) can be confirmed when information is transmitted to the customer (user). For this reason, it is not necessary to perform costly processing such as using a delivery means for obtaining a delivery record in order to confirm the address of the customer (user), so that the cost can be reduced. In addition, it is possible to realize address confirmation more quickly than in the case of address confirmation by “mail” on a paper medium. In other words, it is possible to quickly and inexpensively communicate information (account number notification, etc.) to customers regarding account opening notifications by securities companies, etc., and the address described in the account opening application form is the customer (user). ) It is possible to quickly and inexpensively confirm whether the address is correct.

  Furthermore, it is possible to confirm the address of the customer (user) and to transmit information to the customer (user) himself without using the means of "mail" on paper media. Can make a contribution.

  Since the electronic post office box system 60 is provided with account correspondence information storage means 65 (see FIG. 4), the customer (user) inputs the electronic post office box account when accessing the electronic post office box system 60. In many cases, it is not necessary to input customer identification information (user identification information) dedicated to a securities company (service provider), so that it is possible to easily access an electronic post office box. Therefore, it is possible to realize use of the electronic post office box system 60 by a plurality of service providers while ensuring smooth and easy operability when browsing electronic mail by a customer (user). In step S5 (see FIG. 6) described above, when the electronic mail is sent to the electronic post office box system 60 together with the electronic post office box account by the electronic mail registration processing section 34, the account correspondence information storage section 65 (FIG. 4). In this case, the customer (user) can input the electronic post office box account when accessing the electronic post office box system 60, so that the electronic post office box can be easily accessed. be able to.

  In addition, since the securities company server 30 of the securities company system 20 is provided with the electronic post office box browsing program storage means 43 and the electronic post office box browsing program provision processing means 37, the customer (user) can use the securities company (service). By downloading the program provided by the provider to a portable device 80 such as a cellular phone used by the provider, it is possible to obtain an electronic mail browsing request and to acquire and transmit GPS position data for address confirmation.

  Furthermore, since the securities company server 30 of the securities company system 20 is provided with the allowable range correction data input reception processing means 35 and the allowable range correction data storage means 41, for example, a huge living in a large mansion. If you live in a condominium, live in the countryside, etc. for some reason, the “Longitude / Longitude is included” obtained from the conversion from address data (data indicated by prefecture, city, street, etc.) The difference between the “address conversion position data” and the GPS position data when the user actually tries to access the electronic post office box system 60 with the mobile device 80 such as a mobile phone falls within a predetermined allowable range. If not, the tolerance can be adjusted to an appropriate distance.

  Note that the present invention is not limited to the above-described embodiment, and modifications and the like within a scope where the object of the present invention can be achieved are included in the present invention.

  For example, in the above-described embodiment, the electronic post office box system 60 is used by a plurality of service providers. However, the electronic post office box system in the present invention has a certain service provider (for example, a specific securities). The system may be operated and managed by a company, etc., in which case the electronic post office box account and the user identification information (customer identification information) may be matched, and therefore the account correspondence information storage means The installation of 65 (see FIG. 4) can be omitted. In other words, it is not necessary to prepare a dedicated account in the electronic post office box, and services such as normal online communication (for example, online trade) performed between a service provider (such as a securities company) and a user (customer). It is possible to log in using user identification information (customer identification information) for management of a provider (such as a securities company).

  At this time, it is not necessary to configure the securities company system 20 which is a service provider system and the electronic post office box system 60 with separate computers and connect them via a communication line, and the securities company system 20 which is a service provider system. And the electronic post office box system 60 may be integrally configured by the same computer. In the case of such an integrated configuration, it is not necessary to exchange data between the securities company system 20 and the electronic post office box system 60 via the dedicated line 1 which is a communication line. The electronic mail transmission processing function of the electronic mail registration processing means 34 on the company system 20 side and the electronic mail reception processing function of the electronic mail reception processing means 61 on the electronic post office box system 60 side are no longer necessary. According to 33, the created electronic mail may be stored in the electronic post office box database 64 and registered.

  In the flowchart of FIG. 6 in the above-described embodiment, the browsing processing means 62 receives an electronic mail browsing request signal from the portable device 80 such as a cellular phone in step S14, and in step S18, the portable device such as a cellular phone. The GPS position data indicating the current position is received from 80, but the present invention is not limited to this flow, and the browsing processing means 62 uses the electronic mail browsing request signal from the portable device 80 such as a cellular phone. GPS position data indicating the current position may be received simultaneously.

  As described above, the address confirmation system, the address confirmation processing method, and the program according to the present invention, for example, send an account opening notice to a customer who opened an account in a financial institution such as a securities company, and the address designated by the customer. Is suitable for use in confirming whether the customer's address is correct.

DESCRIPTION OF SYMBOLS 1 Dedicated line which is a communication line 2 Communication line 3 Communication network including a mobile telephone network 4 Internet which is a communication line 10 Address confirmation system 20 Securities company system which is a service provider system 32 Address conversion position data acquisition processing means 33 Electronic mail preparation Processing means 34 Electronic postal registration processing means 37 Electronic post office box browsing program provision processing means 40 Customer information storage means 41 as user information storage means 41 Permissible range correction data storage means 43 Electronic post office box browsing program storage means 60 Electronic post office box system 61 Electronic mail reception processing means 62 Browsing processing means 63 Electronic mail arrival notification processing means 64 Electronic post office box database 65 Account correspondence information storage means 66 Contact address storage means 70 Address conversion system 80 Mobile device having mobile phone function 90 Terminal device

Claims (10)

An address confirmation system configured by a computer that executes processing for confirming a user's address,
A service provider system operated and managed by a service provider that provides services to users;
An electronic post office box system connected to the service provider system via a communication line and executing processing related to registration and browsing of electronic mail;
The service provider system includes:
User information storage means for storing user information including user address data in association with user identification information for management of the service provider;
The address data of the user stored in the user information storage means is transmitted to an address conversion system that performs conversion processing from address data to address conversion position data including latitude and longitude, and the address conversion Address conversion for receiving the address conversion position data transmitted after the conversion process from the system and executing the process of storing the received address conversion position data in the user information storage means in association with the user identification information Position data acquisition processing means;
Creates an electronic mail consisting of document data related to the service providing, the address conversion position data of the user information storage means stores the user, an electronic mail creation processing means for executing the attaching process to the electronic mail ,
The electronic mail attached with the address conversion position data created by the electronic mail creation processing means together with the user identification information stored in the user information storage means to the electronic post office box system via the communication line An electronic postal registration processing means for executing a process of transmitting,
The electronic post office box system
An electronic PO Box database that stores, for each user, the electronic mail to which the address conversion position data transmitted from the service provider system is attached;
Account correspondence information storage means for storing a correspondence relationship between the user identification information for management of the service provider and an electronic PO Box account for accessing the electronic PO Box;
The electronic mail attached with the address conversion position data transmitted from the service provider system is received together with the user identification information, and corresponds to the received user identification information from the account correspondence information storage means. An electronic mail reception processing means for acquiring the electronic post office box account and executing the process of storing the electronic mail attached with the received address conversion position data in the electronic post office box database in association with the acquired electronic post office box account;
Contact storage means for storing an e-mail address or other electronic address as a contact designated by the user in association with the electronic post office box account;
Electronic mail arrival notification data for notifying that the new electronic mail is stored and registered in the electronic post office box database is sent to the electronic address of the user stored in the contact storage means via a communication line. An electronic mail arrival notification processing means for executing a process of transmitting;
Transmission of GPS position data indicating the current position when receiving the electronic mail viewing request signal transmitted from a mobile device having a mobile phone function held by the user via a communication network including a mobile phone network Whether the GPS position data transmitted from the mobile device via the communication network including the mobile phone network is received after the request signal is transmitted to the mobile device via the communication network including the mobile phone network , or the received from the mobile device the mobile telephone network via a communication network including a transmitted the electronic mail read request signal and the GPS position data indicating the current position at the same time, the the said received GPS position data Compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, it was determined that the two match. The case, the viewing data of the electronic mail, and transmits to the portable device via a communication network including the mobile phone network, the viewing permission information indicating that permission to view the electronic mail, the communication line An address confirmation system comprising: browsing processing means for executing processing to be transmitted to the service provider system via the Internet . An address confirmation system configured by a computer that executes processing for confirming a user's address,
A service provider system operated and managed by a service provider that provides services to users;
An electronic post office box system connected to the service provider system via a communication line and executing processing related to registration and browsing of electronic mail;
The service provider system includes:
User information storage means for storing user information including user address data and an electronic PO Box account for accessing the electronic PO Box in association with user identification information for management of the service provider;
The address data of the user stored in the user information storage means is transmitted to an address conversion system that performs conversion processing from address data to address conversion position data including latitude and longitude, and the address conversion Address conversion for receiving the address conversion position data transmitted after the conversion process from the system and executing the process of storing the received address conversion position data in the user information storage means in association with the user identification information Position data acquisition processing means;
Creates an electronic mail consisting of document data related to the service providing, the address conversion position data of the user information storage means stores the user, an electronic mail creation processing means for executing the attaching process to the electronic mail ,
The electronic mail attached with the address conversion position data created by the electronic mail creation processing means is transmitted to the electronic post office box system via the communication line together with the electronic post office box account stored in the user information storage means. Electronic mail registration processing means for executing the processing to
The electronic post office box system
An electronic PO Box database that stores, for each user, the electronic mail to which the address conversion position data transmitted from the service provider system is attached;
The electronic mail attached with the address conversion position data transmitted from the service provider system is received together with the electronic post office box account, and the electronic mail with the received address conversion position data attached is received as the electronic post office box account. Electronic mail reception processing means for executing processing to be stored in the electronic post office box database in association with
Contact storage means for storing an e-mail address or other electronic address as a contact designated by the user in association with the electronic post office box account;
Electronic mail arrival notification data for notifying that the new electronic mail is stored and registered in the electronic post office box database is sent to the electronic address of the user stored in the contact storage means via a communication line. An electronic mail arrival notification processing means for executing a process of transmitting;
Transmission of GPS position data indicating the current position when receiving the electronic mail viewing request signal transmitted from a mobile device having a mobile phone function held by the user via a communication network including a mobile phone network Whether the GPS position data transmitted from the mobile device via the communication network including the mobile phone network is received after the request signal is transmitted to the mobile device via the communication network including the mobile phone network , or the received from the mobile device the mobile telephone network via a communication network including a transmitted the electronic mail read request signal and the GPS position data indicating the current position at the same time, the the said received GPS position data Compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, it was determined that the two match. The case, the viewing data of the electronic mail, and transmits to the portable device via a communication network including the mobile phone network, the viewing permission information indicating that permission to view the electronic mail, the communication line An address confirmation system comprising: browsing processing means for executing processing to be transmitted to the service provider system via the Internet . The service provider system includes:
Electronic post office box browsing program storage means for storing an electronic post office box browsing program installed in the portable device;
An electronic device that executes processing for transmitting the electronic post office box browsing program stored in the electronic post office box browsing program storage means to the portable device via a communication network including the mobile phone network in response to a user download request Including a program providing processing means for viewing a post office box,
The electronic post office box browsing program is:
The electronic mail browsing request signal is transmitted to the electronic post office box system via the communication network including the mobile phone network, and then transmitted from the electronic post office box system via the communication network including the mobile telephone network. The GPS position data transmission request signal is received, the GPS position data indicating the current position is obtained from a GPS receiver installed in the portable device, and the obtained GPS position data is used as a communication network including the cellular phone network. The GPS position data indicating the current position is acquired from the GPS receiver, and the electronic mail browsing request signal and the acquired GPS position data are transmitted to the mobile phone network. And simultaneously transmitting to the electronic post office box system via a communication network including:
Browsing request / GPS position data transmission process for receiving electronic mail browsing data transmitted from the electronic post office box system via the communication network including the mobile phone network and executing the process of displaying the contents of the electronic mail on the screen as a means, address verification system according to claim 1 or 2, characterized in that a program for operating the portable device. The service provider system includes:
An allowable range correction data storage means for storing the allowable range correction data input by the service provider or the person in charge thereof in association with the user identification information for management of the service provider;
The electronic mail creation processing means of the service provider system is:
When the electronic mail composed of document data related to service provision is created, if the allowable range correction data is stored in the allowable range correction data storage means for the user who is the destination of the electronic mail, The address conversion position data and the allowable range correction data are configured to execute processing for attaching to the electronic mail,
The electronic mail registration processing means of the service provider system is:
The electronic mail to which the address conversion position data and the tolerance range correction data are attached is also configured to execute processing for transmitting to the electronic post office box system via the communication line,
The electronic post office box database of the electronic post office box system is
The electronic mail attached with the address conversion position data and the allowable range correction data transmitted from the service provider system is also stored,
The browsing processing means of the electronic post office box system is:
When comparing the GPS position data and the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, to determine whether they match,
A process of determining whether or not the GPS position data falls within a predetermined allowable range centered on the address conversion position data when the allowable range correction data is not attached to the electronic mail; Run,
When the allowable range correction data is attached to the electronic mail, the predetermined allowable range is corrected by the allowable range correction data, and the GPS position data is the address conversion position data. The address confirmation system according to any one of claims 1 to 3 , wherein the address confirmation system is configured to execute a process of determining whether or not the value is within a corrected allowable range as a center. The user is a customer who applied for opening an account with a financial institution,
The service provider system is a financial institution system operated and managed by the financial institution where a customer opens an account,
The electronic mail created by the electronic mail creation processing means of the service provider system is an electronic mail composed of standard document data for notifying an account opening indicating a customer account number. The address confirmation system in any one of Claims 1-4 . An address confirmation system configured by a computer that executes processing for confirming a user's address,
User information storage means for storing user information including user address data in association with user identification information;
The address data of the user stored in the user information storage means is transmitted to an address conversion system that performs conversion processing from address data to address conversion position data including latitude and longitude, and the address conversion Address conversion for receiving the address conversion position data transmitted after the conversion process from the system and executing the process of storing the received address conversion position data in the user information storage means in association with the user identification information Position data acquisition processing means;
Creates an electronic mail consisting of document data related to the service providing, the address conversion position data of the user information storage means stores the user, an electronic mail creation processing means for executing the attaching process to the electronic mail ,
An electronic post office box database that stores the electronic mail attached with the address conversion position data created by the electronic mail creation processing means in association with the user identification information for each user;
Contact storage means for storing an email address or other electronic address to be a contact specified by the user in association with the user identification information;
Electronic mail arrival notification data for notifying that the new electronic mail is stored and registered in the electronic post office box database is sent to the electronic address of the user stored in the contact storage means via a communication line. An electronic mail arrival notification processing means for executing a process of transmitting;
Transmission of GPS position data indicating the current position when receiving the electronic mail viewing request signal transmitted from a mobile device having a mobile phone function held by the user via a communication network including a mobile phone network Whether the GPS position data transmitted from the mobile device via the communication network including the mobile phone network is received after the request signal is transmitted to the mobile device via the communication network including the mobile phone network , or the received from the mobile device the mobile telephone network via a communication network including a transmitted the electronic mail read request signal and the GPS position data indicating the current position at the same time, the the said received GPS position data Compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database, it was determined that the two match. In case, address verification system characterized in that a browsing processing unit for executing a process of transmitting the viewing data of the electronic mail, to the portable device via a communication network including the mobile phone network. An address confirmation processing method executed by an address confirmation system configured by a computer that executes processing for confirming a user's address,
A service provider system operated and managed by a service provider that provides services to users;
Connect the electronic post office box system that performs processing related to registration and browsing of electronic mail via a communication line.
In the service provider system,
User information storage means for storing user information including user address data in association with user identification information for management of the service provider is provided,
The address conversion position data acquisition processing means of the service provider system converts the address data of the user stored in the user information storage means from address data to address conversion position data including latitude and longitude. And sending the address conversion position data transmitted from the address conversion system after the conversion process, and associating the received address conversion position data with the user identification information. Executing the process of storing in the user information storage means;
Electronic mail creation processing means of the service provider system, creates an electronic mail consisting of document data related to the service providing, the address conversion positional data of the stored user in the user information storage unit, the electronic mail Execute the process to attach to
The user identification information stored in the user information storage means is the electronic mail to which the electronic mail registration processing means of the service provider system has attached the address conversion position data created by the electronic mail creation processing means. And executing a process of transmitting to the electronic post office box system via the communication line,
In the electronic post office box system,
An electronic PO Box database that stores, for each user, the electronic mail to which the address conversion position data transmitted from the service provider system is attached;
Account correspondence information storage means for storing a correspondence relationship between the user identification information for management of the service provider and an electronic PO Box account for accessing the electronic PO Box;
A contact storage means for storing an electronic mail address or other electronic address to be a contact specified by the user in association with the electronic post office box account;
The electronic mail reception processing means of the electronic post office box system receives the electronic mail attached with the address conversion position data transmitted from the service provider system together with the user identification information, and the account correspondence information storage means The electronic post office box account corresponding to the received user identification information is acquired, and the electronic mail with the received address conversion position data attached is stored in the electronic post office box database in association with the acquired electronic post office box account. Execute the process to
Electronic mail arrival notification processing means of the electronic post office box system stores electronic mail arrival notification data for notifying that the newly arrived electronic mail is stored and registered in the electronic post office box database via the communication line. Executing a process of transmitting to the electronic address of the user stored in the means;
When the browsing processing means of the electronic post office box system receives the electronic mail browsing request signal transmitted via a communication network including a cellular phone network from a portable device having a cellular phone function held by the user. The GPS position data transmission request signal indicating the current position is transmitted to the portable device via the communication network including the cellular phone network, and then transmitted from the portable device via the communication network including the cellular phone network. come the like to receive GPS location data, or the the GPS position data indicating the read request signals and the current location of the electronic mail which is transmitted via a communication network including the mobile phone network from the portable device simultaneously receiving and, said received address converting position data attached to the electronic mail that is registered the stored and GPS location data to the electronic PO Box database Comparing, if it is determined that both are coincident, the browsing data of the electronic mail, and transmits to the portable device via a communication network including the mobile phone network, the browsing of the electronic mail An address confirmation processing method, comprising: executing a process of transmitting browsing permission information indicating permission to the service provider system via the communication line . An address confirmation processing method executed by an address confirmation system configured by a computer that executes processing for confirming a user's address,
A service provider system operated and managed by a service provider that provides services to users;
Connect the electronic post office box system that performs processing related to registration and browsing of electronic mail via a communication line.
In the service provider system,
User information storage means for storing user information including user address data and an electronic PO Box account for accessing the electronic PO Box in association with user identification information for management of the service provider is provided,
The address conversion position data acquisition processing means of the service provider system converts the address data of the user stored in the user information storage means from address data to address conversion position data including latitude and longitude. And sending the address conversion position data transmitted from the address conversion system after the conversion process, and associating the received address conversion position data with the user identification information. Executing the process of storing in the user information storage means;
Electronic mail creation processing means of the service provider system, creates an electronic mail consisting of document data related to the service providing, the address conversion positional data of the stored user in the user information storage unit, the electronic mail Execute the process to attach to
The electronic mail registration processing means of the service provider system attaches the electronic mail attached with the address conversion position data created by the electronic mail creation processing means together with the electronic post office box account stored in the user information storage means. , Execute processing to transmit to the electronic post office box system via the communication line,
In the electronic post office box system,
An electronic PO Box database that stores, for each user, the electronic mail to which the address conversion position data transmitted from the service provider system is attached;
A contact storage means for storing an electronic mail address or other electronic address to be a contact specified by the user in association with the electronic post office box account;
The electronic mail reception processing means of the electronic post office box system receives the electronic mail attached with the address conversion position data transmitted from the service provider system together with the electronic post office box account, and receives the received address conversion position data. Executing the process of storing the electronic mail attached with the electronic mail in association with the electronic post office box account in the electronic post office box database,
Electronic mail arrival notification processing means of the electronic post office box system stores electronic mail arrival notification data for notifying that the newly arrived electronic mail is stored and registered in the electronic post office box database via the communication line. Executing a process of transmitting to the electronic address of the user stored in the means;
When the browsing processing means of the electronic post office box system receives the electronic mail browsing request signal transmitted via a communication network including a cellular phone network from a portable device having a cellular phone function held by the user. The GPS position data transmission request signal indicating the current position is transmitted to the portable device via the communication network including the cellular phone network, and then transmitted from the portable device via the communication network including the cellular phone network. come the like to receive GPS location data, or the the GPS position data indicating the read request signals and the current location of the electronic mail which is transmitted via a communication network including the mobile phone network from the portable device simultaneously receiving and, said received address converting position data attached to the electronic mail that is registered the stored and GPS location data to the electronic PO Box database Comparing, if it is determined that both are coincident, the browsing data of the electronic mail, and transmits to the portable device via a communication network including the mobile phone network, the browsing of the electronic mail An address confirmation processing method, comprising: executing a process of transmitting browsing permission information indicating permission to the service provider system via the communication line . An address confirmation processing method executed by an address confirmation system configured by a computer that executes processing for confirming a user's address,
User information storage means for storing user information including user address data in association with user identification information;
Contact address storage means for storing an e-mail address or other electronic address as a contact designated by the user in association with the user identification information,
Address conversion for converting the address data of the user stored in the user information storage means from the address data to address conversion position data including latitude and longitude And transmitting the address conversion position data transmitted after the conversion process from the address conversion system, and associating the received address conversion position data with the user identification information, the user information storage means Execute the process to memorize
Electronic mail creation processing unit, creates an electronic mail consisting of document data related to the service providing, the address conversion location data of the user stored in the user information storage unit, executes the attaching process to the electronic mail And
The electronic mail attached with the address conversion position data created by the electronic mail creation processing means is associated with the user identification information, and stored in an electronic post office box database for each user,
Electronic mail arrival notification processing means stores electronic mail arrival notification data for notifying that the newly arrived electronic mail is stored and registered in the electronic post office box database in the contact storage means via a communication line. Execute processing to send to the user's electronic address;
When the browsing processing means receives the electronic mail browsing request signal transmitted via a communication network including a cellular phone network from a portable device having a cellular phone function held by the user, the browsing processing means indicates the current position. The GPS position transmitted from the mobile device via the communication network including the mobile phone network after transmitting the GPS position data transmission request signal to the mobile device via the communication network including the mobile phone network or receiving data, or receiving the said GPS position data indicating the read request signals and the current location of the electronic mail which is transmitted via a communication network including the mobile phone network from the portable device at the same time, the received The GPS position data is compared with the address conversion position data attached to the electronic mail stored and registered in the electronic post office box database. If it is determined that there, the browsing data of the electronic mail, the address verification processing method is characterized in that it performs the processing of transmitting to the portable device via a communication network including a cellular phone network. The program for functioning a computer as an address confirmation system in any one of Claims 1-6 .

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