JP5222969B2 - Electronic payment processing apparatus and control program therefor - Google Patents

Description

  The present invention relates to an electronic payment processing apparatus having a function of performing payment processing of a transaction price using electronic money, and a control program therefor.

In recent years, payment methods using electronic money are becoming popular. Accordingly, various inventions relating to electronic money settlement have been made. (For example, see Patent Document 1)
When the payment processing apparatus described in Patent Literature 1 reads information on a plurality of electronic money brands from a storage medium storing information on electronic money, the priority order of each brand is determined based on the transaction history. Display information about brands according to priority. Then, settlement processing is executed with the brand selected from the displayed contents.

JP 2008-9748 A

  When information on a plurality of electronic money brands is stored in the storage medium as described above, there may be a mixture of brands whose electronic money balance is less than the price. However, the conventional payment processing apparatus including the payment processing apparatus described in Patent Document 1 cannot select a brand to be used after the customer recognizes the electronic money balance. Therefore, when a brand with insufficient balance is selected, it is necessary to perform a process of additionally selecting another brand to pay the insufficient price, or a process of canceling the initial selection and selecting another brand again. Such a process may delay the settlement process and cause a customer waiting for a cash register to wait for a long time. In addition, the number of points given to a transaction differs for each brand used, which is one factor that requires time to select electronic money.

  The present invention has been made based on the above circumstances, and an object of the present invention is to provide an electronic payment processing apparatus and a control program for the electronic payment processing apparatus that enable a customer to easily select electronic money to be used and smoothly perform payment processing. Is to provide.

  The present invention provides a display unit, a detection unit for detecting electronic money from an electronic money medium in which a plurality of types of electronic money are stored, and a predetermined first reference for information about each electronic money detected by the detection unit. And a first display control means for displaying on the display means a screen in which information relating to each electronic money is color-coded based on the first reference, and the first display control means displays a screen on the display means. Display means for displaying a screen on which information relating to each electronic money is arranged based on the second standard while maintaining the color classification according to the balance based on the first standard in response to the screen switching operation being displayed And a second display control means for displaying the electronic money, and an electronic money settlement means for executing settlement with electronic money selected from the display contents of each screen.

  According to the present invention in which such means are taken, it is possible to provide an electronic payment processing apparatus and a control program for the electronic payment processing apparatus that can easily select electronic money that should be used by a customer and can smoothly perform payment processing.

The block diagram which shows the principal part structure of the electronic payment processing apparatus in one Embodiment. The schematic diagram which shows the data structure of the electronic money information in the embodiment. The flowchart of the process which CPU performs in the same embodiment. The figure which shows an example of the brand selection screen in the embodiment. The figure which shows an example of the brand selection screen in the embodiment.

  Hereinafter, a first embodiment of the present invention will be described with reference to the drawings. FIG. 1 is a block diagram showing a main configuration of an electronic payment processing apparatus 1 according to the present invention. The electronic settlement processing apparatus 1 includes a CPU 2 as a control center. A ROM 3, a RAM 4, a communication I / F (interface) 5, a keyboard controller 6, a customer display controller 7, a display controller 8, an electronic money I / F controller 9, etc. are connected to the CPU 2 via a bus line 10. Yes. Then, the LAN cable 50 is connected to the communication I / F 5, the keyboard 60 is connected to the keyboard controller 6, and the touch panel sensor 71 and the display of the customer surface display 70 that is a display means provided on the customer side of the customer surface display controller 7. The cashier side display 80 is connected to the display controller 8, and the electronic money I / F 90 as detection means is connected to the electronic money I / F controller 9.

  The communication I / F 5 controls communication with a network such as the Internet connected via the LAN cable 50. The keyboard controller 6 captures a signal corresponding to the operation key output from the keyboard 60 and notifies the CPU 2 of it. The keyboard 60 is provided with an electronic money key 61 or the like for declaring payment of a price with a numeric key or electronic money. The customer surface display controller 7 takes in an electrical signal output from the touch panel sensor 71, obtains the touch position coordinates, notifies the CPU 2, and controls the screen display of the display unit 72. The display controller 8 controls screen display on the display 80. The electronic money I / F controller 9 controls wireless communication between the electronic money I / F 90 and the medium 20 with electronic money.

  The medium with electronic money 20 is owned by a customer, and an electronic money DB (database) 21 is stored in a storage unit provided inside. FIG. 2 is a schematic diagram showing the data structure of the electronic money DB 21. The electronic money DB 21 is composed of electronic money information of electronic money (hereinafter referred to as a brand) having different types of issuers. Each electronic money information is associated with a medium ID that is a unique identifier assigned to the medium 20 with electronic money, a brand ID that is a unique identifier assigned to each brand, and a balance of electronic money. In this embodiment, the electronic money DB 21 is composed of the electronic money information of the brands B1 to B4, and the electronic money balances of the respective brands B1 to B4 are “7000” yen, “1600” yen, “500” yen, “4000” in this order. "Assuming a yen.

  Next, the effect | action by the above structures is demonstrated. FIG. 3 is a flowchart of processing executed by the CPU 2 when paying for the transaction using electronic money. This process is started in response to the operation of the electronic money key 61 after the sales data of the purchased product is registered.

  First, the CPU 2 forms a flag F in the RAM 4 and initializes its value to “0” (ST1). Next, a message for prompting the electronic money I / F 90 to be placed on the electronic money I / F 90 is displayed on the display unit 72 (ST2), and a transition is made to a state of waiting for reception of the electronic money DB 21 from the electronic money attached medium 20 ( ST3). When the customer places the electronic money-attached medium 20 in the electronic money I / F 90, the electronic money DB 21 is detected and stored in the RAM 4 (Yes in ST2). And CPU2 specifies the electronic money balance of each brand memorize | stored in electronic money DB21 based on electronic money DB21 memorize | stored in RAM4 (ST4). Furthermore, it communicates with the electronic money brand server identified by the brand ID of each brand via the LAN I / F 5 to identify the point grant rate (ST5). The point grant rate is a numerical value indicating what percentage of the price is returned to the customer as a point. In this embodiment, as an example, it is assumed that a point grant rate of 5% is specified for brand B1, 1% for brand B2, 8% for brand B3, and 10% for brand B4. Note that the process of ST4 constitutes a balance specifying means, and the process of ST5 constitutes a point specifying means.

  Next, the CPU 2 determines whether or not the value of the flag F is “0” (ST6). At this time, when the value of the flag F is “0” (Yes in ST6), priority is set for the electronic money information of each brand in descending order of the electronic money balance (ST7). When priorities are set for the electronic money information constituting the electronic money DB 21 shown in FIG. 2, the priorities 1 to 4 become the electronic money information of the brand B1, the brand B4, the brand B2, and the brand B3 in this order. The process of ST7 constitutes priority order setting means or first priority order setting means.

  After setting the priority, the CPU 2 displays the brand selection screen 100 on which the brand image of each electronic money information is arranged according to the priority on the display unit 72 (ST8). At this time, the electronic money balance is classified into three categories of 5000 yen or more (Category 1), less than 5000 yen and 2000 yen or more (Category 2), and less than 2000 yen (Category 3), and depending on which category the balance belongs to Change the coloring of the image. Furthermore, a brand whose electronic money balance is less than the price is displayed in an identifiable manner. Note that the process of ST8 constitutes a display control means.

  An example of the brand selection screen 100 is shown in FIG. On the screen 100, display fields 101 to 104, which are brand image display fields of electronic money information with priority levels 1 to 4, respectively, a switching button 105 which is a switching means, and an amount display field 106 which is a price display field are arranged. ing. The display columns 101 to 104 and the switching button 105 can be operated by touching the touch panel sensor 71. Note that the brand images of the brand B1, the brand B4, the brand B2, and the brand B3 are sequentially displayed in the display columns 101 to 104 according to the priority order set in the process of ST7. The brand images displayed in the display columns 101 to 104 are color-coded using the above-mentioned section 1 as the color C1, the section 2 as the color C2, and the section 3 as the color C3. That is, since the electronic balance of the electronic money of the brand B1 belongs to the category 1, the brand image is displayed in the color C1, and the electronic balance of the electronic money of the brand B4 belongs to the category 2, so the brand image is displayed in the color C2. , B3's electronic balance belongs to category 3, so the brand image is displayed in color C3. Further, since the electronic balance of the electronic money of brand B3 is less than 1575 yen, which is the price, “unusable” is displayed to notify the shortage of the balance.

  After displaying brand selection screen 100, CPU 2 determines whether switching button 105 has been touched (ST9). When the switch button 105 is touched (Yes in ST9), the value of the flag F is reversed to “1” if it is currently “0”, and to “0” if it is currently “1” (ST10). Then, the process returns to ST6 again to determine whether the value of the flag F is “0”. At this time, if the value of the flag F is not “0” (No in ST6), the priority order is set in descending order of the point grant rate (ST11). When priorities are set based on the above-described point grant rate, the priorities 1 to 4 are, in order, brand B4, brand B3, brand B1, and brand B2. After setting the priority order based on the point grant rate, a brand selection screen 100 in which brand images are arranged in the priority order is displayed on the display unit 72. Note that the processing of ST11 constitutes second priority setting means.

An example of the brand selection screen 100 in which brand images are arranged in the priority order based on the point grant rate is shown in FIG. According to the priority set in the process of ST11, brand images of brand B4, brand B3, brand B1, and brand B2 are displayed in the display columns 101 to 104, respectively. Each brand image is also displayed with a point grant rate, and is color-coded as described with reference to FIG. 4, and an unusable display is attached to a brand whose remaining amount is less than the price.
When it is determined that the switching button 105 is not operated in the process of ST9 (No in ST9), the CPU 2 determines whether the brand image is touched (ST12). This determination is continued until either the switching button 105 or the brand image is touched (No in ST12). It should be noted that the selection is processed as invalid even if the brand image with the unusable display is touched.
When the customer performs a touch operation on a brand image that is displayed in the display columns 101 to 104 and is not marked with an unusable display (Yes in ST12), the CPU 2 performs a settlement process on the electronic money indicated by the touched brand image. The electronic money to be executed is selected (ST13). Then, electronic money settlement is executed using the selected electronic money (ST14). In this process, an amount obtained by subtracting the price from the balance of electronic money selected in the process of ST13 is calculated as a new balance, and the calculated balance and the brand ID of the electronic money are obtained via the electronic money I / F 90. It transmits to the medium 20 with electronic money. The medium with electronic money 20 that has received the information updates the balance associated with the received brand ID in the electronic money DB 21 with the received balance. Further, the number of points obtained by multiplying the price by the point grant rate of the brand is transmitted to the server of the brand via the LAN I / F 5. In addition, a known settlement process is performed, and the electronic money settlement process is terminated. Note that the processing of ST14 constitutes an electronic money settlement means.

  As described above, the electronic payment processing apparatus 1 rearranges the brand images displayed on the brand selection screen 100 according to the balance of electronic money. For this reason, customers can select a brand that is displayed in a higher position with a large balance of electronic money, thereby avoiding wasteful processing such as re-selecting the brand due to insufficient balance and using both electronic money payment and cash payment. And payment processing proceeds smoothly.

  Further, the brand image is displayed so that it can be identified whether there is a balance more than the price. As a result, the customer can clearly identify a brand with insufficient balance. At this time, since the balance is indirectly recognized by the customer without displaying the electronic money balance on the customer display 70, the direct balance is not known to a third party.

  In addition, the operation of the switch button 105 can switch the display of the brand image in the order of the balance of electronic money or the point grant rate. Therefore, the customer can pay the price with a brand that is convenient for the customer while referring to the number of points and the balance given.

  In the above-described embodiment, the case where the balance is displayed in such a manner that the brand image is color-coded is described. However, the balance may be identified by other methods such as adding a symbol according to the balance.

Each invention described in the scope of claims of the present application is appended below.
[1] In an electronic payment processing apparatus including detection means for detecting the electronic money from an electronic money medium storing a plurality of types of electronic money, and display means provided on a customer side, the detection means detects the electronic money Balance specifying means for specifying the balance of electronic money, priority setting means for setting priority for each electronic money based on the balance of electronic money specified by the balance specifying means, and setting by the priority setting means Display control means for displaying on the display means a screen on which information relating to each electronic money is arranged in accordance with the priority order; and electronic money settlement means for executing settlement with electronic money selected from the display content of the screen. An electronic payment processing apparatus characterized by comprising:

[2] The display control means stores information relating to each electronic money according to the priority set by the priority setting means and so that electronic money whose electronic money balance is less than the transaction price can be identified. The electronic settlement processing apparatus according to the above [1], wherein the electronic payment processing apparatus is displayed on a display means.

[3] In an electronic payment processing apparatus comprising detection means for detecting the electronic money from an electronic money medium storing a plurality of types of electronic money, and display means provided on a customer side, the detection means detects the electronic money Balance specifying means for specifying the balance of electronic money, point specifying means for specifying the magnitude of points given when using the electronic money detected by the detecting means, and the balance of electronic money specified by the balance specifying means First priority setting means for setting a priority order for each electronic money based on the above, and second priority setting means for setting a priority order for each electronic money based on the size of the points specified by the point specifying means And information on each electronic money is arranged according to the priority set by either one of the first or second priority setting means. Display control means for displaying a screen on the display means, switching means for switching the screen displayed on the display means by the display control means to a screen in which information on each electronic money is arranged according to the other priority, and the display An electronic payment processing apparatus, comprising: electronic money settlement means for performing settlement with electronic money selected from display contents displayed on the means.

[4] A control program for an electronic payment processing apparatus, comprising: detection means for detecting the electronic money from an electronic money medium storing a plurality of types of electronic money; and display means provided on a customer side, A balance specifying function for specifying the balance of electronic money detected by the detecting means in the electronic payment processing apparatus, and a priority setting for setting a priority for each electronic money based on the balance of electronic money specified by the balance specifying function A display control function for displaying on the display means a screen on which information relating to each electronic money is arranged in accordance with the priority set by the priority setting function, and payment with electronic money selected from the display content of the screen A control program for realizing an electronic money settlement function for executing.

  DESCRIPTION OF SYMBOLS 1 ... Electronic payment processing apparatus, 2 ... CPU, 100 ... Brand selection screen, 107 ... Switch button

Claims (6)

Display means;
Detecting means for detecting the electronic money from an electronic money medium storing a plurality of types of electronic money;
Information relating to each electronic money detected by the detecting means is arranged based on a predetermined first reference, and a screen in which the information relating to each electronic money is color-coded based on the first reference is displayed on the display means. First display control means for causing
After the screen is displayed on the display means by the first display control means, information on each electronic money is maintained while maintaining the color classification based on the first reference in response to a screen switching operation. Second display control means for causing the display means to display a screen arranged based on a second reference;
An electronic payment processing apparatus comprising: electronic money payment means for executing payment with electronic money selected from the display contents of each screen. The first and second display control means arrange information about each electronic money based on the first and second criteria, respectively, and color-code the information about each electronic money based on the first criteria. , And display on the display means a screen with an indication indicating that the electronic money that cannot be used for payment is displayed,
The electronic payment processing apparatus according to claim 1, wherein the electronic money settlement unit processes invalidation of selection of information related to electronic money with a display indicating that the use is not possible.   After the screen is displayed on the display unit by the second display control unit, the first display control unit performs the electronic money based on the first reference in response to a screen switching operation. The electronic payment processing apparatus according to claim 1, wherein a screen on which information relating to information is arranged is displayed again on the display unit.   3. The electronic device according to claim 1, wherein each screen displayed by the first and second display control means includes a screen switching button, and the switching operation is an operation on the button. Payment processing device. A communication means for communicating with a server related to electronic money;
The said 2nd reference | standard is determined based on the predetermined | prescribed numerical value obtained by communicating with the server relevant to each electronic money detected by the said detection means, The any one of the Claims 1 thru | or 4 characterized by the above-mentioned. The electronic payment processing apparatus described in 1. A control program for an electronic payment processing apparatus, comprising: a display means; and a detection means for detecting the electronic money from an electronic money medium storing a plurality of types of electronic money,
In the electronic payment processing apparatus,
Information relating to each electronic money detected by the detection means is arranged based on a predetermined first criterion, and a screen in which the information relating to each electronic money is color-coded based on the first criterion is displayed on the display means. A first display control function,
After the screen is displayed on the display means by the first display control function, information on each electronic money is maintained while maintaining the color classification based on the first reference in response to a screen switching operation. A second display control function for causing the display means to display a screen arranged based on a second reference;
A control program for realizing an electronic money settlement function for executing settlement with electronic money selected from display contents of each screen.

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