JP5227597B2 - Passbook pass / fail judgment device - Google Patents

Description

  The present invention relates to a passbook pass / fail judgment device, and more particularly, to a passbook pass / fail judgment device that can easily find a defect in a passbook medium itself on the spot.

  Insert the passbook into the passbook insertion slot to print the transaction details on the passbook with the cash machine, but the passbook is displayed with the message "This passbook cannot be handled", "The page is incorrect", etc. There are many cases of rejection. The cause of this passbook rejection is due to a problem (hardware factor) in the passbook part, but there are many cases where the passbook itself has a problem (medium factor).

Patent Document 1 describes a method of reading a bar code printed on a bankbook and determining the type of bankbook.
JP 05-282347 A

  However, in such a failure, maintenance personnel rushed, but “end users have already left” in many cases, and the maintenance personnel confirms the passbook when a passbook rejection occurred, and whether it is a hardware factor / medium factor It was not possible to pinpoint exactly what was happening, and cleaning was presumed or parts were replaced, and the passbook reject failure often recurs, so maintenance was poor.

  On the other hand, the invention described in Patent Document 1 only describes a method of reading a barcode and determining the type of passbook.

  In view of the above problems, an object of the present invention is to provide a passbook pass / fail judgment device that can easily find a defect in the passbook medium itself on the spot.

In order to achieve the above object, a passbook pass / fail judgment device of the present invention has a magnetic stripe reading unit, an image capturing unit, and a control unit capable of controlling them, and is set by the control of the control unit. Whether or not there is an abnormality in the magnetic stripe of the bankbook read by the magnetic stripe reader with respect to the bankbook, and whether or not there is an abnormality in the printing of the bankbook captured by the image capture unit The determination of the abnormality of the magnetic stripe is performed by detecting a jitter abnormality and an azimuth abnormality, and the azimuth abnormality is performed by setting the magnetic head of the magnetic stripe detection unit to a predetermined angle range with respect to the passbook. for, we continue to set shifted obliquely by an angle predetermined, that determines the azimuth abnormality when the magnetic information is read while set obliquely And butterflies. Furthermore, the passbook pass / fail judgment device of the present invention determines whether or not the set passbook is a passbook of the same financial institution format, the magnetic information of the passbook read by the magnetic stripe reader and the image After determining whether or not the bar code information of the passbook captured by the capturing unit is in the same financial institution format, whether or not there is an abnormality in the magnetic stripe and the printing is abnormal It is characterized by determining whether or not there is.

Passbook diagnosis device of the present invention to is found that the jitter abnormality, the strength of the magnetic information of characters and judging on whether a predetermined value or more.

  Further, the passbook pass / fail judgment device of the present invention is characterized in that the judgment as to whether or not there is an abnormality in the printing is carried out by judging whether the printing is thin and whether the printing is not show-through. Pass / fail judgment device. Further, the passbook pass / fail judgment device of the present invention can determine whether or not the print is thin by increasing the image sensitivity of the image capture unit in a predetermined range and in predetermined steps so that the print information can be recognized. It is characterized in that it is performed by determining whether or not. Furthermore, the passbook pass / fail determination device of the present invention determines whether the print is not show-through, by decreasing the image sensitivity of the image capture unit in a predetermined range, in predetermined steps, Is performed by determining whether or not it has changed. Furthermore, in the passbook pass / fail determination apparatus of the present invention, the determination of whether or not there is an abnormality in printing includes determination of whether or not the printing is diagonal or determination of whether or not the line is skipped. Furthermore, the passbook pass / fail determination device of the present invention has an analysis result display screen, and displays the determination result on the analysis result display screen.

  According to the present invention, in the passbook pass / fail judgment device, a defect of the passbook medium itself can be easily found on the spot.

  The best mode for carrying out the present invention will be described.

  FIG. 1 is a diagram showing an example of an external view of a passbook pass / fail judgment device of the present invention. The passbook pass / fail determination apparatus 1 inserts the passbook 5 into the passbook insertion slot 4, operates the operation buttons 3 as necessary, and displays the result on the analysis result display screen 2. The analysis result can also be indicated by sound.

  FIG. 2 is a hardware configuration diagram showing an embodiment of the passbook pass / fail determination apparatus of the present invention. The passbook pass / fail determination apparatus 1 includes an analysis result display screen 2, an operation button 3, a passbook transport unit 7, an MS 8, a CCD 9, a power supply 10, and a control unit 6. The analysis result display screen 2, the operation button 3, the bankbook transport unit 7, the MS 8 serving as the magnetic stripe reading unit, the CCD 9 serving as the image capturing unit, and the power source 10 are connected to the control unit 6, respectively. ing. The display on the analysis result display screen 2 such as an LCD, the operation by the operation button 3, the transfer of the passbook by the passbook transfer unit 7, the reading of the magnetic stripe by the MS 8, the reading of the passbook by the CCD 9, and the control of the power supply 10 are Control is performed by the unit 6. The control by the control unit 6 is as shown below.

  FIG. 3 is an overall flowchart showing an embodiment of the passbook pass / fail determination apparatus of the present invention. First, when a passbook is rejected by an automatic cash machine (S100), a bank clerk borrows a passbook from an end user and sets it in a passbook pass / fail judgment device (S101). The subsequent steps are controlled by the passbook pass / fail determination device 1.

  First, another bankbook investigation is performed (S102). That is, it is investigated whether the bankbook is in the same financial institution format. Then, it is determined whether or not the bankbook is another bankbook (S103). If the bankbook is another bankbook, the next survey is not performed and the process ends (S107). If the bankbook is not another bankbook, a jitter azimuth survey is performed. (S104). It is determined whether or not there is a jitter / azimuth abnormality (S105). If there is a jitter / azimuth abnormality, the next investigation is not performed and the process ends (S107). If there is no jitter / azimuth abnormality, a print investigation is performed. (S106) The process ends (S107).

  FIG. 4 is a flowchart showing the contents of “other bankbook investigation (S102)” in FIG. The magnetic information is read, compared with the magnetic information of the own bank, and it is determined whether it is a bankbook for other bank. Further, the barcode is read by the CCD, and the type / pattern of the barcode is compared with that of the own bank, and it is determined whether it is an other bank book. First, a magnetic stripe read (S202) is performed, and it is determined whether or not the magnetic information is own (S203). If it is determined that the magnetic information is self-owned, the process ends (S207). If it is determined that the magnetic information is not self-owned, the passbook barcode image is read (S204). And it is determined whether it is an other bank passbook (S205). If it is determined that the bankbook is not a bankbook, the process ends (S207). If it is determined that the bankbook is another bankbook, “This bankbook is another bankbook” is displayed on the analysis result display screen 2 (S206). ) End (S207).

  FIG. 5 is a flowchart showing the contents of “jitter azimuth survey (S104)” in FIG. First, magnetic stripe reading is performed (S302), and it is determined whether or not there is magnetism (S303). If it is determined that there is no magnetism, the message “This passbook has no magnetism” is displayed on the analysis result display screen 2 (S304), and the process ends (S309). On the other hand, when it is determined that there is no magnetism, it is determined whether or not the jitter is abnormal (S306). If it is determined that the jitter is abnormal, a message “This bankbook is magnetically abnormal” is displayed on the analysis result display screen 2 (S306), and the process is terminated (S309). On the other hand, if it is determined that the jitter is not abnormal, it is determined whether the azimuth is abnormal (S307). If it is determined that there is an azimuth abnormality, the message “This passbook has a magnetic writing failure” is displayed on the analysis result display screen 2 (S308), and the process ends (S309). On the other hand, if it is determined that there is no azimuth abnormality, the process ends as it is (S309).

  Here, the determination of the jitter abnormality is a determination of whether or not the magnetic writing density of the bankbook is abnormal, and the determination of the azimuth abnormality is a determination of whether or not the magnetic writing angle of the bankbook is abnormal.

FIG. 6 is a flowchart showing the contents of “printing survey (S106)” in FIG.
First, a print image is read (S402), and it is determined whether or not the print position matches the magnetic information (S403). If it is determined that they match, “analysis is not a problem” is displayed on the analysis result display screen 2 (S404), and the process ends (S414). On the other hand, if it is determined that they do not match, it is determined whether the print is light (S405). If it is determined that the printing is light, a message “This bankbook is lightly printed” is displayed on the analysis result display screen 2 (S406), and the process ends (S414). On the other hand, if it is determined that the print is not thin, it is determined whether or not the show-through is made (S407). If it is determined that there is a show-through, “This passbook is show-through” is displayed on the analysis result display screen 2 (S408), and the process ends (S414).
On the other hand, if it is determined that there is no show-through, it is determined whether or not the diagonal printing is performed (S409). If it is determined that the printing is diagonal, the display “This passbook is diagonal printing” is displayed on the analysis result display screen 2 (S410), and the process ends (S414). On the other hand, if it is determined that the printing is not oblique printing, it is determined whether the line is skipped (S411). If it is determined that the line is skipped, the message “This passbook is skipped” is displayed on the analysis result display screen 2 (S412), and the process ends (S414).
On the other hand, if it is determined that the line is not skipped, the message “This passbook is dusty or dirty” is displayed on the analysis result display screen 2 (S413), and the process ends (S414).

  FIG. 7 is a flow chart showing the contents of “a Other bankbook (S205)” in FIG. First, the barcode information is read (S502), the barcode type / pattern is compared with that of the own bank, and it is determined whether or not it is an other bank passbook (S503). If it is determined that it is not owned by the bank, “bank flag: a0 (abnormal barcode)” is set (S504). If it is determined that it is owned by the bank, “bank flag: a1 (normal)” (S505). ) And the process ends (S506).

  FIG. 8 is a flow chart showing the contents of “b Magnetic Nasashi (S303)” in FIG. First, the MS magnetic lead, that is, the magnetic stripe is read (S602), and it is determined whether or not the magnetic level is zero (S603). If it is determined that the magnetic level is not zero, “magnetic level flag: b1 (normal)” (S604), and if it is determined that the magnetic level is zero, “magnetic level flag: b0 (no magnetism)” (S605). ) And end (S606).

  FIG. 9 is a flowchart showing the contents of “c jitter abnormality (S305)” in FIG. Based on the read magnetic information, the magnetic character spacing and the magnetic strength are compared with the pattern of the own row, and it is determined whether there is a jitter abnormality (magnetic disappearance). In this flowchart, determination is made based on whether or not the strength of the magnetic information of one character is greater than or equal to a predetermined value (S702). If the strength of the magnetic information of one character is not equal to or greater than the predetermined value, the process ends as “magnetic level flag: b2 (jitter abnormality)” (S705). On the other hand, when the strength of the magnetic information of one character is equal to or greater than the predetermined value, “magnetic level flag: b1 (normal)” is set (S704), and the process ends (S705).

  FIG. 10 is a flowchart showing the content of “d azimuth abnormality (S307)” in FIG. An azimuth abnormality can be checked by setting the magnetic head obliquely, reading magnetic information, and determining that the azimuth abnormality is normal when the magnetism is read normally. First, when the magnetic head is standard (0 degree), it is determined whether the magnetic head can read (recognize) the magnetic information (S802). If the magnetic information can be read, “magnetic level flag: b1 (normal)” is set (S803), and the process ends (S804). On the other hand, if it is determined that the magnetic information cannot be read, the magnetic head is set obliquely to the right by 0.2 degrees from the standard (S805). Next, it is determined whether or not the magnetic head exceeds +2 degrees to the right (S806). If it is more than +2 degrees to the right, the process goes to S811, and if it is not more than +2 degrees to the right, it is determined whether the magnetic information can be read (recognizable) (S807). If it is determined that the magnetic information cannot be read, the magnetic head is set to +0.2 degrees to the right (S808), and the process returns to S806. On the other hand, when it is determined that the magnetic information can be read, “magnetic level flag: b3 (azimuth abnormality)” is set (S809), and the process ends (S810). In S811, the magnetic head is set obliquely to the left by 0.2 degrees from the standard. Then, it is determined whether or not the magnetic head is more than +2 degrees left (S812). If it is more than +2 degrees to the left, “magnetic level flag: b1 (normal)” is set (S813), and the process ends (S817). On the other hand, if it is not more than +2 degrees left, it is determined whether the magnetic information can be read (recognized) (S814). If it is determined that the magnetic information can be recognized, the magnetic head is set obliquely to the left by +0.2 degrees (S815), and the process returns to S812. On the other hand, if it is determined that the magnetic information can be read, “magnetic level flag: b3 (azimuth abnormality)” is set (S816) and the process ends (S817).

  In S807 and S814, in order to determine whether or not magnetic information can be read, first, the magnetic head needs to read the magnetic information. Here, there are the following two reading methods for reading magnetic information by the magnetic head. One is a method of tilting the magnetic head by 0.2 degrees while moving it sideways. In other words, reading is performed while moving a certain amount at a certain angle, and if reading is not possible, it is set obliquely by +0.2 degrees (S808, S815), and reading is further repeated while moving a certain amount. The slope at the end is the largest (maximum 2 degrees). Accordingly, since the magnetic information can be read once (or within two times in total, right and left once), the entire reading time can be shortened. Second, when the tilt of the magnetic head is determined, the entire reading is performed with the magnetic head fixed. If the reading is not possible, the reading is set at an angle of +0.2 degrees (S808, S815), and the entire reading is repeated again. . In this case, although it takes time, since the whole is read, the inclination of the magnetic information can be detected more accurately.

  As described above, the azimuth abnormality can be detected by setting the magnetic head with respect to the bankbook in a predetermined angle range while being obliquely shifted by a predetermined angle. In addition, 0.2 degree | times and 2 degree | times in FIG. 10 are examples, and a suitable angle is selected according to a condition.

  FIG. 11 is a flowchart showing the content of “e print is light (S405)” in FIG. When the CCD sensitivity is raised to such an extent that it does not show through and the image is taken in and the print is read, it is determined that the print is thin. First, the image sensitivity is increased by 0.5 level from the standard (S902). Next, it is determined whether the image sensitivity exceeds +3 levels (S903). If the image sensitivity exceeds +3 levels, “print level flag: c1 (normal)” is set (S904), and the process ends (S908). On the other hand, if the image sensitivity does not exceed +3, it is determined whether the print information can be recognized (S905). If it is determined that the print information cannot be recognized, the image sensitivity is increased by 0.5 (S906), and the process returns to S903. On the other hand, if it is determined that the print information can be recognized, “print level flag: c2 (light print)” is set (S907), and the process ends (S908).

  In this way, by increasing the image sensitivity of the CCD 9 in a predetermined range for a predetermined range, it is possible to determine whether the printing is thin.

  FIG. 12 is a flowchart showing the contents of “f show-through” (S407) in FIG. If the sensitivity of the CCD is lowered to such an extent that normal printing does not disappear, the image is taken in, and if the print information changes, it is determined that the show-through occurs. First, the image sensitivity is lowered by 0.5 level from the standard (S1002). Next, it is determined whether the image sensitivity exceeds -3 levels (S1003). If the image sensitivity exceeds -3 levels, “print level flag: c1 (normal)” is set (S1004), and the process ends (S1008). On the other hand, if the image sensitivity is not over -3, it is determined whether the print information has changed (S1005). If it is determined that the print information has not changed, the image sensitivity is lowered by 0.5 (S1006), and the process returns to S1003. On the other hand, if it is determined that the print information has changed, “print level flag: c3 (show-through)” is set (S1007), and the process ends (S1008).

  As described above, by reducing the image sensitivity of the CCD 9 by a predetermined level for a predetermined range, it is possible to determine whether or not the show-through occurs.

  FIG. 13 is a flowchart showing the content of “g oblique printing (S409)” in FIG. A CCD image is taken in, and it is determined whether the printing state is oblique with respect to the regulation of the own bank. First, an image of the entire bankbook is captured (S1102). Next, it is determined whether the printing state is diagonal (S1103). If it is determined that the printing state is not oblique, the “printing level: c1 (normal)” is set (S1104), and the process ends (S1106). On the other hand, when it is determined that the printing state is diagonal, the printing level is set as “printing level: c4 (diagonal)” (S1105) and the process ends (S1106).

  FIG. 14 is a flowchart showing the contents of “h skipping lines (S411)” in FIG. A CCD image is taken in, and it is determined whether the print position is deviated from the regulation of the own line. First, an image of the entire bankbook is captured (S1202). Next, it is determined whether the print position is line skipping (S1202). If it is determined that the print position is not line skipping, the “print level: c1 (normal)” is set (S1204), and the process ends (S1206). On the other hand, if it is determined that the print position is line skipping, the process ends as “printing level: c5 (line skipping)” (S1206).

  FIG. 15 is a chart showing an example of each flag. By displaying not only each flag but also its state on the analysis result display screen 2, the cause can be understood.

  As described above, the present invention, for example, when the end user reports that the bankbook returns with a voice saying that this bankbook cannot be handled, the bank employee will pass the rejected bankbook from the end user. The borrower is temporarily borrowed and the passbook pass / fail judgment device is used on the spot to check the pass / fail status. As a result, when the passbook itself is bad, by reissuing the passbook, the recurrence is prevented and the occurrence of passbook rejection is reduced. If there is no problem with the bankbook, call a fault, call maintenance personnel, and conduct a hardware investigation. Since the bankbook is known to be no problem, the countermeasure time is short.

It is a figure which shows an example of the external view of the passbook quality determination apparatus of this invention. It is a hardware block diagram which shows one Embodiment of the passbook quality determination apparatus of this invention. It is the whole flowchart which is one Embodiment of the passbook quality determination apparatus of this invention. It is a flowchart which shows the content of the "other bankbook investigation" in FIG. It is a flowchart which shows the content of the "jitter azimuth investigation" in FIG. It is a flowchart which shows the content of the "print investigation" in FIG. It is a flowchart which shows the content of "a other bankbook" in FIG. It is a flowchart which shows the content of "b magnetism nothing" in FIG. 6 is a flowchart showing the contents of “c jitter abnormal?” In FIG. 5. 6 is a flowchart showing the content of “d azimuth abnormality” in FIG. 5. It is a flowchart which shows the content of "e printing is thin" in FIG. It is a flowchart which shows the content of "f show-through?" In FIG. It is a flowchart which shows the content of "g diagonal printing" in FIG. It is a flowchart which shows the content of "h line jump?" In FIG. It is a chart which shows an example of each flag.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Passbook pass / fail judgment device 2 Analysis result display screen 3 Operation button 4 Passbook insertion slot 5 Passbook 6 Control part 7 Passbook conveyance part 8 MS
9 CCD
10 Power supply

Claims (8)

It has a magnetic stripe reading unit, an image capturing unit, and a control unit that can control them,
The passbook set by the control unit is determined whether there is an abnormality in the magnetic stripe of the passbook read by the magnetic stripe reader with respect to the set passbook, and the passbook taken in by the image take-in unit And whether or not there is an abnormality in printing ,
The determination of the abnormality of the magnetic stripe is performed by detecting jitter abnormality and azimuth abnormality,
For the azimuth abnormality, the magnetic head of the magnetic stripe detector is set to the passbook with the predetermined angle range being shifted obliquely by a predetermined angle, and the magnetic information can be read in the diagonally set state. A passbook pass / fail determination device, characterized in that an azimuth abnormality is determined . In the passbook pass / fail judgment device according to claim 1,
The determination of whether the set passbook is a passbook of the same financial institution, the magnetic information of the passbook read by the magnetic stripe reader and the passbook bar read by the image take-in unit After determining whether the code information is in the same financial institution format, determining whether the magnetic stripe has an abnormality and determining whether the printing has an abnormality. A passbook pass / fail judgment device. In the passbook pass / fail judgment device according to claim 1 or 2,
The pass / fail determination apparatus according to claim 1, wherein the jitter abnormality is determined based on whether or not the magnetic information strength of the character is a predetermined value or more . In the passbook pass / fail judgment device according to any one of claims 1 to 3,
The determination as to whether or not there is an abnormality in the printing is performed by determining whether the printing is thin and whether the printing is not show-through . In passbook diagnosis device according to 請 Motomeko 4,
The determination as to whether or not the print is thin is made by determining whether or not the print information can be recognized by increasing the image sensitivity of the image capturing unit in a predetermined range and in predetermined steps. Passbook pass / fail judgment device characterized by the above. In the passbook pass / fail judgment device according to claim 4 or 5 ,
Determining whether or not the print has been show-through is performed by determining whether or not the print information has been changed by decreasing the image sensitivity of the image capture unit in a predetermined range and in predetermined steps. A passbook pass / fail judgment device characterized by the above. In the passbook pass / fail judgment device according to any one of claims 1 to 6,
Wherein the determination of whether there is an abnormality in the printing, passbook quality determination equipment, characterized in that it contains one of the determination whether the oblique print of determining whether or row jump. In the passbook pass / fail judgment device according to any one of claims 1 to 7,
A passbook pass / fail determination apparatus , comprising an analysis result display screen, wherein the determination result is displayed on the analysis result display screen .

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