JP5784346B2 - Electronic voucher gift giving device, electronic voucher gift giving method, and electronic voucher gift giving program - Google Patents

Description

  The present invention relates to an electronic voucher gift giving device, an electronic voucher gift giving method, and an electronic voucher gift giving program for improving the handling of the voucher.

  A cash voucher is not a currency or an auxiliary currency, but is a securities distributed in a form similar to money. For example, a cash voucher is issued in the form of a physical medium such as paper by a cash voucher issuing company. Conventionally, for example, there have been various types of cash vouchers according to applications such as gift certificates, book cards, and beer tickets.

  Among conventional cash vouchers, for example, gift certificates are issued with a promise that department stores and business cooperatives will benefit their products and services until they reach the value listed on the gift certificate. Among conventional cash vouchers, for example, book cards and beer vouchers can be used for limited purposes such as books and liquors (products handled at liquor stores). Further, among conventional cash vouchers, there are those that do not change, such as a gift card issued by a credit card company.

  Gold vouchers are purchased as gifts and are often given by gift givers to recipients. When purchasing a voucher, the purchaser of the voucher went to a store handling the desired voucher and purchased the desired type of voucher.

  Specifically, for example, based on the information on the receiver and the information on the amount of the voucher transmitted from the terminal on the sender side of the voucher, the inquirer is inquired whether to approve the voucher. ID is given to the receiver side terminal and the receiver side terminal uses the assigned ID to access the cash voucher contract shop and purchases the desired product from the contract shop. There has been a technique in which a credit company with which a sender contracts is billed via a server (see, for example, Patent Document 1 below).

JP 2001-229276 A

  However, the technique described in Patent Document 1 described above does not charge the sender until the recipient of the cash voucher accesses the contract shop and purchases a desired product. For this reason, the user who is the sender uses the card considering the amount of money that the receiver may use until the receiver uses the voucher or until the voucher expires. There was a problem that it was inferior in the convenience of giving gifts for cash vouchers.

  Further, as described above, a conventional cash voucher issued in the form of a physical medium such as paper must be carried at the time of settlement. For this reason, the user must always carry a cash voucher in preparation for unexpected settlement. Further, as described above, since the usage of the cash voucher is limited, if the merchandise to be purchased using the cash voucher is not decided, all the types of cash vouchers possessed must be carried. As described above, the conventional cash voucher has a problem that it must be always carried, and there is a problem that the convenience of using the cash voucher is inferior.

  In addition to the annoyance that conventional cash vouchers must always be carried, there is a high possibility that they will be lost or stolen by always carrying them. For this reason, there is a problem that the user has to pay attention to the type and number of cash vouchers for carrying the cash voucher, and there is a problem that the convenience for holding the cash voucher is inferior.

  In addition, the conventional cash voucher has always had to be carried, and on the contrary, it tends to refrain from carrying and sometimes missed the opportunity to use it. As described above, the conventional cash voucher may not be used in a scene desired by the user, and there is a problem that the convenience of using the cash voucher is inferior.

  In addition, the conventional voucher has always been carried, so that there is a voucher that has been kept stored because it tends to be avoided. As described above, there are many conventional cash vouchers that are owned but cannot be used effectively, and there is a problem that the convenience of using the cash voucher is inferior.

  In addition, among conventional cash vouchers, for example, a voucher with no change such as a gift card may not be able to use all of the available cash voucher. As described above, the conventional voucher has a problem that the user of the voucher or the user who gives the voucher to the user may lose, and it is difficult to make the most effective use of the voucher.

  In addition, because the use of conventional cash vouchers is limited for each voucher and the types of issued vouchers are limited, users who purchase cash vouchers, users who give purchased vouchers to third parties (donors) ) Or a user who receives a gift certificate (donee) or the like, the customer may not be able to use the certificate to purchase goods or services desired by the user. As described above, the conventional cash voucher may not be used for payment of goods or services desired by the user, and there is a problem that the convenience of using the cash voucher is inferior.

  In addition, a conventional cash voucher cannot be purchased without going to a predetermined sales location. As described above, the conventional cash voucher is troublesome until it is obtained or until it is used, and the convenience of the cash voucher user (the gift voucher or the recipient of the voucher) is inferior. was there.

  In the case of a conventional voucher, for example, the user who gave the voucher (donor) confirms whether the gift voucher was beneficial to the recipient because the recipient does not know how to use the voucher. Hateful. Further, in the case of a conventional cash voucher, it is difficult for a user (donee) who receives a given cash voucher to tell the gift giver in real time that he / she has used the cash voucher. For this reason, the opportunity to convey the feeling of gratitude to the gift giver of the voucher may be missed, and there has been a problem that a mechanism for communicating feelings between the two has not been established.

  The present invention provides an electronic voucher gift giving device, an electronic voucher gift giving method, and an electronic voucher gift giving program capable of improving the convenience of a user who uses a voucher in order to solve the above-described problems caused by the prior art. For the purpose.

  Moreover, this invention can improve the convenience of the user who uses a cash voucher, and deepens the exchange between the gift giver and the recipient of the voucher, in order to eliminate the above-mentioned problems caused by the prior art. An electronic voucher gift giving device, an electronic voucher gift giving method, and an electronic voucher gift giving program are provided.

  In order to solve the above-described problems and achieve the object, the electronic gift voucher gifting apparatus according to the present invention provides user information including information on the card usage amount and usage limit for each user identification information. User information storage means for storing in association, identification information of a user who purchases a voucher (hereinafter referred to as “first user”), the purchase amount of the voucher (hereinafter referred to as “cash voucher amount”), and the voucher A gift information receiving means for receiving input of information that can identify a user (hereinafter referred to as a “second user”), and the user information storage means based on the information received by the gift information receiving means. Use of adding the amount of the voucher to the usage amount of the first user to be stored for the current month and adding the amount of the voucher to the amount of use limit of the second user stored by the user information storage means Person information update means and An amount obtained by subtracting the amount of the voucher from the second user's usage limit amount stored by the user information storage means and subtracting the amount of the voucher from the second user's usage amount on a predetermined billing date And claim processing means.

  In addition, the electronic gift voucher gifting apparatus according to the present invention, in the above invention, accepts input of information for designating whether or not to use the cash voucher when making a payment using the card of the second user. And the billing processing means subtracts the voucher amount from the second user's limit when the usage information accepting unit accepts the use of the voucher. An amount obtained by subtracting the amount of the voucher from the amount used by the user is charged.

  The electronic voucher gift giving apparatus according to the present invention is the electronic voucher gifting device according to the above invention, wherein the user information updating means adds the amount of the voucher added to the second user's usage limit amount stored in the user information storage means. And the identification information of the first user who is the gifting source of the voucher for the amount of the voucher are stored in association with each other, and the user information storage means stores the payment using the card of the second user Informing means for associating and notifying the amount of the voucher associated with the identification information of the second user and information relating to the first user who is the gifting source of the voucher amount based on the information to be performed And the usage information accepting means accepts input of information specifying which of the vouchers to use as a result of the notification by the notifying means.

  In addition, in the above invention, the electronic gift voucher gifting device according to the present invention is the first source that gives the voucher that received the designation to use when the usage information accepting unit accepts the designation to use the voucher. It is characterized by comprising notifying means for notifying the user's terminal device that the cash voucher has been used.

  In addition, the electronic gift voucher gifting apparatus according to the present invention, in the above-mentioned invention, has already issued cash voucher information receiving means for receiving input of issued cash voucher information related to a cash voucher issued on a physical medium (hereinafter referred to as “already issued cash voucher”) Approval information receiving means for accepting the input of approval information for approving the already-issued voucher information accepted by the already-issued voucher information accepting means, and the approval information when the approval information accepting means accepts the input of approval information A voucher amount specifying means for specifying the amount of the issued voucher based on the issued voucher information approved by the award, wherein the gift information receiving means determines the amount specified by the voucher amount specifying means as the voucher amount. It is characterized by doing.

  Moreover, the electronic gift voucher gifting device according to the present invention, in the above invention, comprises priority designation accepting means for accepting input of information for designating priority relating to the use of the money voucher, wherein the claim processing means accepts the priority designation acceptance. Based on the information received by the means, the amount obtained by subtracting the amount of the high-priority cash voucher from the amount used by the second user is charged.

  Further, the electronic gift voucher gifting method according to the present invention comprises user information storage means for storing, in association with each user identification information, user information including information relating to the card usage amount and usage limit amount of the user. An electronic voucher gift giving method used for an electronic voucher gift giving device, including identification information of a user who purchases a voucher (hereinafter referred to as “first user”) and a purchase amount of the voucher (hereinafter referred to as “cash voucher amount”). Based on the information received in the gift information reception step and the information received in the gift information reception step, the user who receives input of information that can identify the user (hereinafter referred to as “second user”) who uses the voucher The amount of the voucher is added to the amount of use of the first user for the current month stored by the information storage means, and the amount of the voucher is added to the amount of use limit of the second user stored by the user information storage means Add User information update step and a predetermined billing date, and subtracting the voucher amount from the second user's usage limit amount stored by the user information storage means and the second user's usage amount And a billing process for charging an amount obtained by subtracting the amount of the voucher from the bill.

  The electronic voucher gift program according to the present invention further comprises user information storage means for storing, in association with each piece of user identification information, user information including information relating to the user's card usage amount and usage limit amount. An electronic voucher gift giving program to be executed by the electronic voucher gift giving device, the identification information of the user who purchases the voucher (hereinafter referred to as “first user”) and the purchase amount of the voucher (hereinafter referred to as “voucher amount”) And a gift information receiving step for accepting input of information that can identify a user who uses the voucher (hereinafter referred to as “second user”), and the use based on the information received in the gift information receiving step. The amount of the voucher is added to the usage amount of the first user for the current month stored by the user information storage means, and the usage limit amount of the second user stored by the user information storage means In the user information update step of adding the amount of money voucher, and the predetermined billing date, the amount of money voucher is subtracted from the amount of use limit of the second user stored in the user information storage means and the second A billing process for charging an amount obtained by subtracting the amount of the voucher from the amount of use of the user, and causing the electronic voucher gift giving device to execute.

  According to the electronic voucher gift giving apparatus, the electronic voucher gift giving method, and the electronic voucher gift giving program according to the present invention, there is an effect that it is possible to improve the convenience of the user who uses the voucher.

  Moreover, according to the electronic voucher gift giving apparatus, the electronic voucher gift giving method, and the electronic voucher gift giving program according to the present invention, it is possible to improve the convenience of the user who uses the voucher, and the giver and the recipient of the voucher. It has the effect of deepening exchanges with.

It is explanatory drawing which shows the system configuration | structure of an electronic voucher gift system provided with the electronic voucher gift apparatus of embodiment concerning this invention. It is a block diagram which shows the hardware constitutions of the computer apparatus which implement | achieves the electronic money voucher gift apparatus of embodiment concerning this invention. It is a block diagram which shows the hardware constitutions of the computer apparatus which implement | achieves a client terminal device. It is a block diagram which shows the hardware constitutions of the portable communication terminal device which implement | achieves a client terminal device. It is a block diagram (the 1) which shows the hardware constitutions of a payment terminal device. It is a block diagram (the 2) which shows the hardware constitutions of a payment terminal device. It is explanatory drawing (the 1) which shows the example of various databases with which the electronic voucher gift apparatus of embodiment concerning this invention is provided. It is explanatory drawing (the 2) which shows the example of various databases with which the electronic voucher gift apparatus of embodiment concerning this invention is provided. It is explanatory drawing (the 3) which shows the various database examples with which the electronic voucher gift apparatus of embodiment concerning this invention is provided. It is explanatory drawing (the 1) which shows the example of a display screen of the display with which the computer apparatus which implement | achieves the client apparatus in the electronic voucher gift system of embodiment concerning this invention is provided. It is explanatory drawing (the 2) which shows the example of a display screen of the display with which the computer apparatus which implement | achieves the client apparatus in the electronic voucher gift system of embodiment concerning this invention is provided. It is explanatory drawing (the 3) which shows the example of a display screen of the display with which the computer apparatus which implement | achieves the client apparatus in the electronic voucher gift system of embodiment concerning this invention is provided. It is explanatory drawing (the 4) which shows the example of a display screen of the display with which the computer apparatus which implement | achieves the client apparatus in the electronic voucher gift system of embodiment concerning this invention is provided. It is explanatory drawing (the 5) which shows the example of a display screen of the display with which the computer apparatus which implement | achieves the client apparatus in the electronic voucher gift system of embodiment concerning this invention is provided. It is explanatory drawing which shows the functional structure of the electronic voucher gift apparatus of embodiment concerning this invention. It is a flowchart (the 1) which shows the process sequence of the electronic voucher gift giving apparatus in the electronic voucher gift giving system of embodiment concerning this invention. It is a flowchart (the 2) which shows the process sequence of the electronic voucher gift apparatus in the electronic voucher gift system of embodiment concerning this invention. It is a flowchart (the 3) which shows the process sequence of the electronic voucher gift giving apparatus in the electronic voucher gift giving system of embodiment concerning this invention.

  Exemplary embodiments of an electronic voucher gift giving apparatus, an electronic voucher gift giving method, and an electronic voucher gift giving program according to the present invention will be described below in detail with reference to the accompanying drawings.

  First, a system configuration of an electronic voucher gift giving system according to an embodiment of the present invention will be described. FIG. 1 is an explanatory diagram showing a system configuration of an electronic voucher gift giving system including an electronic voucher gift giving device according to an embodiment of the present invention.

  In FIG. 1, an electronic voucher gift giving system 100 according to an embodiment of the present invention includes an electronic voucher gift giving device 110, a client terminal device 120, and a settlement terminal device 130. In the electronic voucher gift giving system 100, an electronic voucher gift giving device 110, a client terminal device 120, and a settlement terminal device 130 are connected to a network 101 such as the Internet. In the electronic voucher gift giving system 100, the electronic voucher gift giving device 110 and the client terminal device 120, and the electronic voucher gift giving device 110 and the settlement terminal device 130 are communicably connected via the network 101.

  The electronic voucher gift giving apparatus 110 can be realized by a computer device such as a personal computer, for example, and performs various processes related to the issuance of an electronic voucher and payment (card payment) processing using a card. The electronic voucher gift giving apparatus 110 includes various databases such as a user information database, a usage information database, and a voucher information database. The computer apparatus and various databases that realize the electronic voucher gift giving apparatus 110 will be described later (see FIGS. 2, 5-1, 5-2, and 5-3).

  The client terminal device 120 can be realized by, for example, a computer device such as an input operation unit that receives a user's input operation or a personal computer equipped with a display (see FIGS. 3A and 3B). . The computer device that implements the client terminal device 120 will be described later. The payment terminal device 130 has a card payment function and is connected to a network 101 such as the Internet via a payment network such as CAFIS or INFOX-NET. The payment terminal device 130 can communicate with the electronic cash voucher gift device 110 via the network 101.

  In the electronic gift voucher gift system 100, the payment terminal device 130 can perform various processes relating to payment using a card such as a credit card (hereinafter referred to as “card payment”). The settlement terminal device 130 communicates with the electronic voucher gift giving device 110 when executing various processes related to card settlement. Further, the settlement terminal device 130 controls an interface between the user and the electronic voucher gift giving system 100.

  Specifically, payment terminal apparatus 130 can be realized by a payment terminal apparatus 130 such as a credit inquiry terminal of a card such as a CAT (Credit Authorization Terminal) terminal or a multi-function payment terminal such as an INFOX terminal. Payment terminal device 130 can be connected to the Internet via a predetermined network in addition to a telephone line. Further, the payment terminal device 130 may be connected to the POS terminal or may be integrated into the POS terminal and connected to the network 101 via the POS terminal.

(Hardware configuration of computer device)
Next, a hardware configuration of a computer device that realizes the electronic voucher gift giving apparatus 110 will be described. FIG. 2 is a block diagram showing a hardware configuration of a computer device that implements the electronic voucher gift giving device 110 according to the embodiment of the present invention.

  2, the computer apparatus includes a CPU 201, a ROM 202, a RAM 203, an HDD (hard disk drive) 204, an HD (hard disk) 205, an FDD (floppy (registered trademark) disk drive) 206, and a removable recording medium. As an example, an FD (floppy disk) 207 and a network I / F (interface) 208 are provided. The units 201 to 208 included in the computer device are connected to each other by a bus 209.

  The CPU 201 controls the entire computer device. The ROM 202 stores a program such as a boot program. The RAM 203 is used as a work area for the CPU 201. The HDD 204 controls data read / write with respect to the HD 205 according to the control of the CPU 201. The HD 205 stores data written under the control of the HDD 204.

  The FDD 206 controls reading / writing of data with respect to the FD 207 according to the control of the CPU 201. The FD 207 stores data written under the control of the FDD 206. In addition to the FD 207, the removable recording medium may be a CD-ROM (CD-RW), MO, DVD (Digital Versatile Disk), or the like.

  The network I / F 208 is connected to the network 101 via a communication line, and is connected to an external device such as the client terminal device 120 via the network 101. The network I / F 208 controls an interface between the network 101 and the inside, and controls data input / output from the computer apparatus.

(Hardware configuration of client terminal device 120 (part 1))
Next, a hardware configuration of a computer device that implements the client terminal device 120 will be described. FIG. 3A is a block diagram illustrating a hardware configuration of a computer device that implements the client terminal device 120.

  3A, a computer device that implements the client terminal device 120 includes a CPU 301, a ROM 302, a RAM 303, an HDD 304, an HD 305, an FDD 306, an FD 307 as an example of a removable recording medium, a display 308, and the like. , A keyboard 309, a mouse 310, a scanner 311, and a network I / F 312. Each component is connected by a bus 313.

  Here, the CPU 301 controls the entire computer apparatus. The ROM 302 stores a program such as a boot program. The RAM 303 is used as a work area for the CPU 301. The HDD 304 controls reading / writing of data with respect to the HD 305 according to the control of the CPU 301. The HD 305 stores data written under the control of the HDD 304.

  The FDD 306 controls reading / writing of data with respect to the FD 307 according to the control of the CPU 301. The FD 307 stores data written under the control of the FDD 306. In addition to the FD 307, the removable recording medium may be a CD-ROM (CD-RW), MO, DVD (Digital Versatile Disk), or the like.

  The display 308 displays a window (browser) relating to data such as a document, an image, and function information as well as a cursor, an icon, and a tool box. The display 308 displays various display screens (see FIGS. 6-1, 6-2, 6-3, 6-4, and 6-5) for confirming the usage details. Specifically, the display 308 can be realized by, for example, a TFT liquid crystal display, an organic EL (Electro-Luminescence) display, or the like.

  The keyboard 309 includes keys for inputting characters, numerical values, various instructions, and the like, and performs data input. The mouse 310 performs cursor movement, range selection, window movement, size change, and the like. A trackball, a joystick, or the like may be used instead of or in addition to the mouse 310 as long as it has the same function as a pointing device.

  The scanner 311 optically reads an image. The network I / F 312 is connected to the network through a communication line, and is connected to an external device such as the electronic cash voucher gift giving device 110 via the network. The network I / F 312 controls an interface between the network and the inside, and controls input / output of data from the client terminal device 120.

(Hardware configuration of client terminal device 120 (part 2))
Next, a hardware configuration of a portable communication terminal device that implements the client terminal device 120 will be described. FIG. 3-2 is a block diagram illustrating a hardware configuration of a portable communication terminal device that implements the client terminal device 120. 3-2, the portable communication terminal device includes a CPU 321, a ROM 322, a RAM 323, a display 324, a keyboard 325, a communication I / F 326, a camera 327, a microphone 328, and a speaker 329. ing. Each component is connected by a bus 320. The portable communication terminal device that implements the client terminal device 120 may include a memory (not shown) that stores text data, images, and the like.

  The CPU 321 controls the entire portable communication terminal device. The ROM 322 stores a program such as a boot program. The RAM 323 is used as a work area for the CPU 321. The display 324 displays a set mode (manner mode, drive mode, etc.) and various marks, icons, tool boxes, and the like indicating the reception state of radio waves, and is mainly realized by a liquid crystal display such as a TFT liquid crystal display.

  The keyboard 325 includes keys for inputting characters, numerical values, various instructions, and the like, and performs data input. The communication I / F 326 is connected to a network through a communication line and controls an interface between the network and the portable communication terminal device. The communication I / F 326 controls data input / output with another portable communication terminal device or computer device via a network.

  The camera 327 images an imaging target by operating the keyboard 325, and generates image data. The generated image data is stored in the RAM 323 or the like. The microphone 328 inputs voice data obtained by analog / digital conversion of the user's voice, and the speaker 329 outputs voice obtained by digital / analog conversion of voice data transmitted from the other party.

(Hardware configuration of payment terminal device 130)
Next, the hardware configuration of the settlement terminal device 130 will be described. 4A and 4B are block diagrams illustrating a hardware configuration of the settlement terminal device 130. FIG. 4A shows a hardware configuration of the payment terminal device 130 having a function specialized for card payment. FIG. 4B shows a hardware configuration of the payment terminal device 130 realized by a POS terminal having a card payment function.

  4A, a payment terminal apparatus 130 having a function specialized for card payment includes a CPU 411, a ROM 412, a RAM 413, a display 414, a keyboard 415, a network I / F 416, a buzzer 417, and a card. A reader 418 and a printer 419 are provided. In addition, the units 411 to 419 included in the settlement terminal device 130 are connected by a bus 420.

  The CPU 411 controls the settlement terminal device 130 as a whole. The ROM 412 stores various programs to be executed at the time of card payment. The RAM 413 is used as a work area for the CPU 411. The CPU 411 communicates with the server 110 via the network I / F 416 during card settlement.

  The keyboard 415 accepts various input operations related to card payment by a store clerk or the like who performs card payment, or accepts an input operation of a personal identification number by a card owner. The keyboard 415 outputs the input information to the CPU 411. The display 414 can be realized by a display device including a liquid crystal panel, for example. The liquid crystal panel that realizes the display 414 can display fixed messages, numbers, symbols, and the like. The liquid crystal panel for realizing the display 414 may be a 7-segment display.

  The buzzer 417 outputs a predetermined buzzer sound when an error occurs in the payment terminal device 130. As the buzzer 417, various known buzzers such as a piezoelectric buzzer, an electronic buzzer, and an electromagnetic buzzer can be used. The card reader 418 reads data recorded on the card in the settlement using the card. The card may be of a type equipped with an IC chip or a type equipped with a magnetic tape.

  The printer 419 performs a printing process for printing the contents of settlement on the slip sheet. As the printer 419, for example, an impact dot printer capable of printing on a copyable slip sheet can be used. The printer 419 is not limited to an impact dot printer, and can be realized by a printer of various known printing methods such as a thermal printer, a laser printer, and an ink jet printer. The printer 419 includes a sheet holding mechanism that holds a slip sheet, a printer head that performs printing on the slip sheet, and the like.

  4-2, the payment terminal device 130 realized by a POS terminal having a card payment function includes a CPU 421, a ROM 422, a RAM 423, an HDD 424, an HD 425, a display 426, a touch panel 427, a keyboard 428, and the like. , A barcode scanner 429, a printer 430, a drawer opening device 431, a network I / F 432, a speaker 433, and a card reader 434. In addition, the units 421 to 434 included in the settlement terminal device 130 are connected by a bus 435, respectively.

  The CPU 421 controls the entire payment terminal device 130 realized by a POS terminal having a card payment function. The ROM 422 stores various programs to be executed at the time of card settlement, product sales registration, or sales settlement. The RAM 423 is used as a work area for the CPU 421. The CPU 421 communicates with the server 110 via the network I / F 432, for example, at the time of card settlement.

  The payment terminal device 130 realized by a POS terminal having a card payment function can directly communicate with the server 110. Further, the payment terminal device 130 realized by a POS terminal having a card payment function may communicate with the server 110 via a server computer provided for each store or each group.

  The HDD 424 controls reading / writing of data with respect to the HD 425 according to the control of the CPU 421. The HDD 424 stores data written under the control of the HD 425. Specifically, the HD 425 stores, for example, a product master file and a sales file. Since the merchandise master file and the sales file in the payment terminal device 130 realized by the POS terminal having the card payment function are known, the description thereof will be omitted.

  The display 426 can be realized by a display device including a liquid crystal panel, for example. The display 426 displays a window (browser) related to data such as a document, an image, and function information as well as a cursor, an icon, and a tool box. A payment terminal device 130 realized by a POS terminal having a card payment function includes a display 426 that displays information on the store clerk side and a display 426 that displays information on the customer (card owner) side. A plurality of displays 426 may be provided per table.

  The touch panel 427 is stacked on the display 426 and outputs a signal corresponding to the operation position to the CPU 421. As the touch panel 427, various known methods such as a resistive film method, a capacitance method, an acoustic pulse recognition method, an ultrasonic surface acoustic wave method, an infrared light shielding method, and an image recognition method can be used. The keyboard 428 includes keys for inputting characters, numerical values, various instructions, and the like, and outputs a signal corresponding to the operated key to the CPU 421.

  The barcode scanner 429 can be realized by an optical mark recognition device (OMR: Optical Mark Reader) that can optically read a barcode or a two-dimensional code attached to a product. The barcode scanner 429 includes a light source such as an LED, a polygon mirror that scans light from the light source, a sensor that receives reflected light from an object to be read, a decoding circuit that decodes an optical signal received by the sensor, and the like. By using a CCD image sensor as the sensor, it becomes possible to read a two-dimensional code. Data decoded by the decoding circuit is output to the CPU 421.

  The printer 430 performs a printing process for printing the contents of settlement on roll paper. It can be realized by a printer of various known printing methods such as a thermal printer, a laser printer, and an ink jet printer. The printer 430 includes a roll paper holding mechanism that holds the roll paper, a printer head that performs printing on the roll paper, a cutter mechanism that cuts the printed roll paper at an arbitrary length, and the like.

  The drawer opening device 431 opens a drawer device connected to the payment terminal device 130 when a predetermined operation is performed on the payment terminal device 130 realized by a POS terminal having a card payment function. Specifically, the drawer opening device 431 can be realized by, for example, a solenoid or the like, and operates when an opening signal output from the CPU 421 is received in response to an operation of the “deposit / cash” key on the keyboard 428. Unlock the drawer device.

  The speaker 433 outputs a sound of “beep” when a product is scanned and a notification sound when an abnormality such as an error occurs. The speaker 433 includes a voice coil (not shown), and outputs a sound by applying an electric signal according to the sound signal output from the CPU 421 to the voice coil. The card reader 434 reads data recorded on the card at the time of card settlement. The card may be of a type equipped with an IC chip or a type equipped with a magnetic tape.

(Example database)
Next, various databases provided in the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention will be described. 5-1, FIG. 5-2, and FIG. 5-3 are explanatory views showing various database examples provided in the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention.

(User information database)
FIG. 5A shows a user information database. In FIG. 5A, the user information database 510 stores user information related to the card user in association with each card identification information.

  The card identification information is unique to each card and is information that can identify each card. Specifically, for example, when the card in this embodiment is realized by a credit card, the card number can be realized by a unique credit card number for each credit card.

  In the credit card number, the card issuer (issuer) such as a credit card company can be specified by the first six-digit bank identification number (BIN). The credit card number includes a BIN, is configured by an arbitrary number sequence assigned by a card issuer, and is unique information for each card.

  The card identification information only needs to be information (card identification information) that can identify each card, and is not limited to a series of numbers such as a credit card number. Specifically, the card number may be realized by, for example, information on a predetermined number of digits including only alphabets, or information on a predetermined number of digits including numbers and alphabets.

  User information is various information necessary for card issuance and card settlement. For example, it is obtained in advance from the user when the card is issued (at the time of application), and the user is issued by the card issuer. It can be registered in the information database 510. Specifically, the user information includes information that can identify the user, such as the name, address, telephone number, and sex of the user.

  When the user owns a mobile terminal device such as a mobile phone, address information (e-mail address) of the mobile terminal device may be included. The address information of the mobile terminal device owned by the user is used, for example, for sending electronic details and distributing service / campaign information.

  In addition, the user information may specifically include information related to payment ability, such as the user's annual income and usage limit. The usage limit is set according to the annual income of the user. In the electronic gift voucher gift system 100 according to the embodiment of the present invention, with respect to a user who has a voucher, all the vouchers owned by the user are within the normal usage limit set according to the annual income of the user. An amount obtained by adding the total amount of vouchers can be used as the limit of use. The use limit amount obtained by adding the amount of the voucher owned to the normal use limit amount is subtracted by the amount of the voucher of the voucher used when the added voucher is used at the time of card settlement.

  The user information specifically includes information related to payment, such as a payment method, the name of a financial institution used for payment, a branch name, a deposit item, and an account number. For example, for a user who has set up revolving payment (installment payment), the payment amount per payment by installment payment is included in the information related to payment. The user information includes, for example, information set for each card such as a card expiration date, in addition to information unique to the user.

  In the user information database 510, since the user information is stored in association with each card identification information such as a card number, the user information of a specific user is specified by specifying the card identification information. Can be extracted. In the user information database 510, in addition to card identification information (card number), information corresponding to the specified user information can be extracted by specifying specific user information.

(Usage information database)
FIG. 5B shows a usage information database. In FIG. 5B, the usage information database 520 stores, for each card identification information, information relating to the usage amount of the card for a predetermined period in association with each other. The information related to the usage amount of the card for a predetermined period includes information indicating the total amount of card payments made during the predetermined period.

  The predetermined period is a period from the day after the previous closing date to the next closing date, and can be, for example, one month from the previous month 11 to the next month 10 of the previous month. The closing date is a closing date for the card company to determine the amount of advance payment to the member store and the amount charged to the card member. Specifically, for example, “10th of every month”, “25th of every month”, etc. Can be set as follows.

  The usage information database 520 stores information indicating the usage amount for each card payment (the usage amount per card payment) and the date and time of the card payment. It can be calculated on the basis of the usage amount (the usage amount per card payment) and the date and time of card payment. The date and time of card payment can be, for example, the date and time when the payment terminal device 130 reads a card, or the date and time when the electronic cash voucher gift device 110 receives information read by the payment terminal device 130.

  Further, the usage information database 520 may store the number of payments specified for each card payment and the store terminal device ID of the store that has made the card payment. The store terminal device ID is set, for example, for each settlement terminal device 130 or for each store where the settlement terminal device 130 is installed. Further, the usage information database 520 may store information that can specify the usage limit.

  In addition, the usage information database 520 stores information indicating whether or not a cash voucher has been used for card payment, and information related to the cash voucher used for card payment. The information on the voucher used for the card settlement includes, for example, information indicating the type of voucher, the voucher amount, the gift giver of the voucher, the gift date and time of the voucher, and the like.

(Cash information database)
FIG. 5-3 shows a voucher information database. In FIG. 5C, the cash voucher information database 530 stores, for each card identification information, information related to a cash voucher (electronic cash voucher) owned by the user specified by the card identification information. The information related to the voucher includes, for example, information indicating a gift giver (gift giver), the amount of the voucher, the type of voucher (issuer of the voucher), a store where the voucher can be used, and the like. Moreover, the information regarding a cash voucher may include the information regarding the privilege at the time of using the said cash voucher, for example.

(Display screen example)
Below, the example of a display screen of each apparatus in the electronic voucher gift system 100 of embodiment concerning this invention is demonstrated. 6-1, FIG. 6-2, FIG. 6-3, FIG. 6-4, and FIG. 6-5 are displays included in the computer device that realizes the client device in the electronic voucher gift system 100 according to the embodiment of the present invention. It is explanatory drawing which shows the example of a display screen.

  6A, a display screen 610 is displayed when a user (donor) who gives a voucher performs a predetermined input operation on a computer device that realizes a client device. The display screen 610 displays a column for inputting gift destination information and a column for specifying the gift content. The gift destination information can be realized by, for example, the name and card number of the user of the gift destination. Instead of or in addition to the card number, input of the address, telephone number, address information (e-mail address), etc. of the user of the gift recipient may be accepted.

  The contents of the gift include, for example, the “amount” of the gift voucher to be given, the “use” in which the gift voucher can be used, the “purchase product notification” that specifies whether or not to notify the purchased product, and whether or not to give a gift notification. It can be specified by information such as “notification of gifts” that specifies whether or not. The “money amount” of the gift voucher to be given can be arbitrarily set by the user as the gift source. Alternatively, the “money amount” of the gift certificate to be given is one of a plurality of options such as “30000 yen”, “10000 yen”, and “5000 yen” arbitrarily set by the operator of the electronic gift certificate gift system 100 or the like. You may enable it to set by designating.

  Whether or not to notify the purchased product can be set by specifying one of “Yes”, “None”, or “Let the user select” in the “Purchased Product Notification” item. it can. When “Yes” is specified in the item “Notification of Purchased Goods”, when the user (donee) who is the recipient of the cash voucher uses the voucher, the donor is notified that the voucher has been used. Specifically, for example, notification can be performed using electronic mail. Specifically, for example, notification can be made using a document that is sent out at a later date using a cash voucher.

  When “users to select” is specified in the “purchased product notification” item, a payment terminal device is used when the user (donee) who is the recipient of the voucher performs card payment using the card of the user A message prompting the user to select “not present” or “not present” for “purchased product notification” is displayed at 130. As a result, the product to be purchased may be determined, and “Yes” or “No” of “Notification of Purchased Product” may be designated immediately before using the voucher.

  Whether or not to give a gift can be set by designating one of “Yes (letter)”, “Yes (mail)”, and “No” in “Gift Notification”. When “Yes (letter)” is designated in the item “Notification of Purchased Goods”, a document (letter, letter of appreciation) describing that the cash voucher has been used is delivered to the gift voucher used.

  When “Yes (email)” is designated in the item “Notification of Purchased Goods”, an e-mail containing a message for guiding the use of the voucher to the gift voucher used is transmitted. When “Yes (letter)” or “Yes (email)” is specified in the “Notification of Purchased Product” item, the name of the product purchased by the recipient is displayed on the predetermined WEB screen so that it can be notified. May be. If “none” is specified in the “notification of purchased product” item, the gift certificate is not notified to the gift giver.

  In addition, the contents of the gift may include a message notifying that the voucher has been received. A message for notifying that a voucher has been received can be arbitrarily set by the recipient. Further, a plurality of fixed messages for notifying that a voucher has been received may be provided in advance, and the recipient may be appropriately selected.

  The “use” in the gift content can be selected, for example, by double-clicking the corresponding input box. When “use” in the gift content is selected, another display screen 620 is superimposed on the display screen 610 and displayed in a pop-up manner.

  In FIG. 6B, the display screen 620 is displayed when setting the usage conditions of the gift certificate to be given. Specifically, for example, the conditions for using the voucher can be set by designating a store or region where the gift voucher to be given can be used, or by specifying a product that can use the gift voucher to be given. Examples of stores and areas where gift certificates can be used include “XX Department Store”, “Travel Agent XX”, “Tokyo”, “Shinjuku Ward”, “Saitama Prefecture”, “Kanto Ichiroku Roku Prefecture”, etc. You can specify as follows. For example, “books”, “home appliances”, “travel expenses”, “clothing”, “toys”, and the like can be designated as products that can use the gift voucher to be given.

  Either “store or region” or “product” that can use the gift certificate to be given may be designated, or both may be designated. When both “store and region” and “product” that can use the gift certificate to be given are designated, the gift certificate given can be used only when paying for the designated product at the designated store or region.

  6-3, the display screen 630 is displayed when a user (donee) who receives a voucher performs a predetermined input operation on a computer device that implements a client device. The display screen 630 displays a list of vouchers owned by the user and a search field for searching for desired voucher information from the list.

  The list displays, for example, information such as the type (use), amount, giver, and gift date of the voucher owned by the user. Also, the list displays the presence / absence of “notification of purchase product” designated on the display screen 610 and the usage method of each voucher. As for the presence / absence of the “purchased product notification” setting, the setting content designated by the gift giver on the display screen 610 is displayed. Moreover, the usage method of each voucher designates whether to use each voucher preferentially or when it is selected. As a method of using each voucher, in the case of a voucher for which priority use is set, it is used preferentially over a voucher for which selective use is set.

  Specifically, for example, when “usage method” is designated as “priority use”, when a target product is purchased, a settlement process for debiting from a cash voucher is performed instead of a normal card settlement. Further, for example, when “usage method” is designated as “selective use”, a product (settlement) using a cash voucher is appropriately designated from the products to be paid in the current month.

  The “usage method” is preferably set before the card settlement. The “usage method” may be performed after the card settlement. Specifically, if you set the “Usage” to “Priority Use” after the card payment and before the payment (closing date) for the current month, the card payment for the target product or service by the closing date. If it is performed, the payment process which deducts the usage amount of the said card payment from a cash voucher is performed.

  The list also displays a “detail” item that is operated when displaying detailed information of each voucher. The “details” item is provided for each cash voucher. When a voucher is selected on the display screen 630 and the “details” item in the selected voucher is designated, a display screen 640 is displayed.

  6-4, the display screen 640 is displayed when the “details” item in the cash voucher selected on the display screen 630 is specified. Display screen 640 displays detailed information about the selected voucher. Specifically, the display screen 640 includes, for example, the type (usage) of the designated voucher, the amount, the gift giver, the gift date, the presence / absence of the gift giver for the purchase product notification, the method for notifying the gift giver, and the like. Display information. Further, the display screen 640 may accept an input of an arbitrary message for notifying the gift giver when a purchased product is notified, or may display a message of accepting the input.

  In addition, in the display screen 640, “Store notification” specifies whether or not to notify the store side that the cash voucher has been used when a cash voucher is used for card settlement. In the operation of the electronic voucher gift system 100 according to the embodiment of the present invention, for example, the store side notified that the voucher has been used advertises that it provides services such as wrapping purchased products for free. By doing so, it is possible to promote card settlement using a cash voucher at the store.

  Specifically, for example, when a card payment is made using a voucher in which “Store notification” is set to “Yes” on the display screen 640, the payment terminal device 130 that has made the card payment A predetermined mark is printed on a receipt issued in card settlement. A store that sells a product provides a service such as wrapping the product for free when a receipt printed with a predetermined mark is issued.

  On the display screen 640, the “detail selection” key can be operated when “selection use” is designated in the “use method” item. When the “detail selection” key is operated while the display screen 640 is displayed, another display screen 650 is superimposed on the display screen 640 and displayed in a pop-up manner.

  In FIG. 6-5, the display screen 650 displays the settlement items that can use the voucher for the current month's payment. Specifically, for example, when the display is a screen 650, “2010/9/25” is applied with a “15,000 yen” voucher for payment of a magazine purchased at “A store” and “2010/9/25” 27 indicates that a “30,000 yen” voucher will be applied to the payment of the reference book purchased at “A store”.

  On the display screen 640, an operation key for declaring sale of a voucher owned is displayed. When an operation key that declares to sell a voucher that is owned is operated while the display screen 640 is displayed, the amount obtained by the sale can be applied to, for example, payment of the billed amount for the current month. In this case, if there is no payment in the current month, it can be applied to payment in the following month. In this case, the amount appropriated for payment by the credit card may be the entire amount obtained by sale, that is, the converted amount (converted amount) of the voucher, or may be a part thereof. When the amount appropriated for credit card payment is a part of the amount obtained by the sale, the part of the amount may be arbitrarily designated by the user.

  When selling, the administrator of the electronic cash voucher gift system 100 may collect a predetermined fee as appropriate. As a result, if there is no cash voucher that can be used to pay for the goods that the user wants, the user will raise funds by selling the cash voucher he owns and pay using the funds. Can do.

  As described above, by giving or receiving a voucher using the display screens 610 to 650, a gift voucher and a user of the received voucher can purchase or give a voucher on the WEB screen. Can be done. As a result, it is possible to give and use a cash voucher easily and safely without going to the place where the voucher is purchased.

  The display screens 610 to 650 described above are examples in which the client terminal device 120 is realized by a computer device such as a personal computer. However, the display screen is not limited to the above. For example, when the client terminal device 120 is realized by a mobile phone, the display items on each screen, the layout of each display item, and the like may be adjusted to provide a display screen suitable for the display of the mobile phone.

(Functional configuration of the electronic voucher gift giving apparatus 110)
Next, a functional configuration of the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention will be described. FIG. 7 is an explanatory diagram showing a functional configuration of the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention.

  7, each function of the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention includes a user information storage unit 701, a gift information receiving unit 702, a priority designation receiving unit 703, and a user information updating unit 704. A notification unit 705, a usage information reception unit 706, a settlement processing unit 707, a billing processing unit 708, an issued voucher information reception unit 709, an approval information reception unit 710, and a voucher amount specifying unit 711. Realized.

  A user information storage unit 701, a gift information receiving unit 702, a priority designation receiving unit 703, a user information updating unit 704, a notification unit 705, and a use for realizing each function of the electronic money voucher gifting device 110 according to the embodiment of the present invention. The information receiving unit 706, the settlement processing unit 707, the billing processing unit 708, the issued voucher information receiving unit 709, the approval information receiving unit 710, and the voucher amount specifying unit 711 are each provided in a computer device that implements the electronic voucher gift giving device 110. Can be realized.

  The user information storage unit 701 stores, in association with each user identification information, user information including information related to the card usage amount and the usage limit amount of the user in association with each other. The user information storage unit 701 uses, for example, the user information database 510, the usage information database 520, and the cash voucher information database 530 described above, and uses the card usage amount and the usage limit amount for each user identification information. The user information including the information regarding is stored in association with each other.

  The gift information reception unit 702 identifies identification information of a user who purchases a voucher (hereinafter referred to as “first user”), a purchase amount of the voucher (hereinafter referred to as “cash voucher amount”), and a user who uses the voucher (hereinafter referred to as “voucher”). An input with information capable of specifying a second user ”is accepted. For example, in the client terminal device 120 connected to a predetermined WEB page via a network, the gift information reception unit 702 performs an input operation according to the content of the predetermined WEB page, and is transmitted from the client terminal device 120 By receiving the information, the input of the identification information of the first user, the amount of the voucher, and the information that can specify the second user is accepted.

  Specifically, for example, in the client terminal device 120 that displays the display screen 610 in FIG. 6A by connecting to a predetermined WEB page, the user inputs according to the display content of the display screen 610. Perform the operation. The identification information of the first user can be realized by the identification information of the card of the first user, for example.

  The identification information of the first user's card is requested to be input to the user connected to the predetermined WEB page before the display screen 610 is displayed when the predetermined WEB page is connected, for example. Can be obtained by Alternatively, the first user may be specified based on the address information of the client terminal device 120 connected to a predetermined WEB page, and the identification information of the specified first user's card may be acquired. Information such as the amount of the voucher and the name of the second user can be obtained by inputting according to the contents of the display screen 610.

  The priority designation accepting unit 703 accepts input of information for designating priority relating to the use of the voucher. Specifically, for example, the priority designation receiving unit 703 displays the display screen 630 to the user in the client terminal device 120 that displays the display screen 630 of FIG. 6-3 by connecting to a predetermined WEB page. Perform the input operation according to the displayed contents.

  Based on the information received by the gift information receiving unit 702, the user information updating unit 704 adds the amount of the voucher to the usage amount of the first user stored in the user information storage unit 701 and uses the information. The voucher amount is added to the second user's usage limit amount stored in the person information storage unit 701. As a result, when a voucher is given from the first user to the second user, the first user is assumed to have made the card payment of the amount of the voucher, and to the second user The second user's usage limit can be increased without any special procedure.

  In addition, the user information update unit 704 includes the amount of the voucher to be added to the second user's usage limit amount stored in the user information storage unit 701 and the first user who is a gift source of the voucher amount. The identification information is stored in association with each other. As a result, even after the amount of the given cash voucher is added to the usage limit amount of the second user, the gift source of the cash voucher can be identified.

  The notifying unit 705, based on the information stored in the user information storage unit 701, in the settlement using the card of the second user, the voucher amount associated with the second user identification information and the voucher amount Information relating to the first user who is the gift-giving source of the voucher is associated and notified. For example, the notification unit 705 displays a list of voucher information in which the type of the voucher, the voucher amount, the name of the gift recipient of the voucher, and the like are associated with each other on the displays 414 and 426 provided in the settlement terminal device 130, thereby generating the second The voucher amount associated with the identification information of the user and the information relating to the first user who is the gift source of the voucher amount can be notified in association with each other. In this case, settlement terminal device 130 may include, for example, an operation key for displaying an intention not to use any of the vouchers in the voucher information list.

  The usage information accepting unit 706 accepts input of information for designating whether or not to use a cash voucher at the time of settlement using the second user's card. For example, the usage information reception unit 706 receives information output from the payment terminal apparatus 130 as a result of a predetermined input operation performed on the payment terminal apparatus 130 that performs payment using the card of the second user. By receiving, an input of information specifying whether or not to use a cash voucher is accepted.

  As a result of the notification by the notification unit 705, the usage information reception unit 706 receives input of information that designates which cash voucher is to be used. For example, the usage information reception unit 706 displays the voucher information displayed on the displays 414 and 426 of the payment terminal device 130 with respect to the payment terminal device 130 that displays a list of voucher information by the notification unit 705 performing notification. As a result of the input operation for designating any one piece of the voucher information from the list, the designation of which voucher is used is accepted based on the information output from the settlement terminal device 130.

  In addition, for example, the usage information reception unit 706 is displayed on the displays 414 and 426 of the payment terminal device 130 with respect to the payment terminal device 130 that displays a list of voucher information by the notification unit 705 performing notification. As a result of the input operation to the operation key for displaying the intention not to use any voucher in the voucher information list, no voucher is used based on the information output from the settlement terminal device 130. Accept specification.

  The payment processing unit 707 performs payment processing by communicating with the payment terminal device 130. The payment process is performed when a payment request transmitted from the payment terminal device 130 is received. Specifically, for example, when the payment processing unit 707 receives a payment request transmitted from the payment terminal device 130, the card identification information included in the payment request, the corresponding payment amount, and the payment amount Settlement processing is performed based on information about the payee.

  Specifically, for example, the payment processing unit 707 determines whether or not to use a cash voucher for the payment processing based on the designation received by the usage information receiving unit 706, and uses it when using the cash voucher. Information on the type and amount of the voucher is stored in association with the identification information of the corresponding card. Alternatively, the settlement processing unit 707 may perform a process of subtracting the voucher amount from the payment amount during the settlement process.

  Thereafter, the settlement processing unit 707 transmits the result of the settlement process to the settlement terminal device 130, for example. The payment processing unit 707 transmits a payment result indicating that the payment processing is normally completed when the payment processing is completed, and indicates that the payment processing is not normally completed when the payment processing is not completed. Send the indicated settlement result. More specifically, the settlement processing unit 707 stores the information in the usage information database 520 in the user information storage unit 701, for example.

  The billing processing unit 708 subtracts the voucher amount from the second user's usage limit amount stored in the user information storage unit 701 and subtracts the voucher amount from the second user's usage amount on a predetermined billing date. Charge the amount you made. The predetermined billing date is, for example, a closing date, and the billing processing unit 708 uses the second user stored in the user information storage unit 701 when “10th of every month” and “25th of every month” arrive. The amount of money voucher is subtracted from the limit amount, and the amount obtained by subtracting the amount of money voucher from the amount used by the second user is charged.

  In addition, when the usage information receiving unit 706 receives a designation to use the voucher, the billing processing unit 708 subtracts the voucher amount from the second user's usage limit amount, and from the second user's usage amount. The amount is calculated by subtracting the voucher amount. Thereby, when the user desires to use the voucher, the voucher can be used.

  In addition, when the usage information receiving unit 706 receives a designation to use the voucher, the billing processing unit 708 determines the priority from the usage amount of the second user based on the information received by the priority designation receiving unit 703. Claim the amount after subtracting the voucher amount of the high voucher.

  The already-issued voucher information receiving unit 709 receives input of information (issued voucher information) related to a voucher issued on a physical medium such as paper. The issued voucher information receiving unit 709 receives input of issued voucher information when receiving information transmitted from the computer device by receiving a predetermined input operation in the computer device realizing the client terminal device 120, for example. Accept.

  The approval information receiving unit 710 is input by the issued voucher information receiving unit 709 and the issued voucher information receiving unit 709 by using a physical medium such as paper delivered to a place such as an administrator of the electronic voucher gift giving apparatus 110 by a method such as mailing separately. As a result of the judgment of the manager based on the issued voucher information received, the input of information specifying whether to approve the issued voucher information received is accepted. When there are a plurality of pieces of issued voucher information that have been input, the administrator of the electronic voucher gift giving device 110 inputs information indicating whether to approve or not approve each issued voucher information.

  The voucher amount specifying unit 711 is based on already issued voucher information that can be determined to be approved based on the information received by the approval information receiving unit 710 among the already issued voucher information received by the issued voucher information receiving unit 709. , Specify the voucher amount in each issued voucher.

(Processing procedure of electronic gift voucher gift device 110)
Next, a processing procedure of the electronic voucher gift giving apparatus 110 in the electronic voucher gift giving system 100 according to the embodiment of the present invention will be described. 8, FIG. 9 and FIG. 10 are flowcharts showing the processing procedure of the electronic voucher gift giving apparatus 110 in the electronic voucher gift giving system 100 according to the embodiment of the present invention.

  In the flowchart of FIG. 8, it is first determined whether or not the gift information transmitted from the client terminal device 120 has been received (step S801). In step S801, for example, in the client terminal device 120 connected to a predetermined WEB page via a network, an input operation is performed according to the content of the predetermined WEB page, and the information transmitted from the client terminal device 120 is displayed. It is determined whether or not it has been received.

  In step S801, when the gift information transmitted from the client terminal device 120 is received (step S801: Yes), that is, the client terminal device 120 connected to a predetermined WEB page via the network 101 and displaying the display screen 610. When the gift information transmitted from is received, the user information database 510 is updated based on the received gift information (step S802), and the series of processes is terminated.

  On the other hand, when the gift information transmitted from the client terminal device 120 is not received in step S801 (step S801: No), that is, the gift transmitted from the client terminal device 120 connected to a predetermined WEB page via the network. If no information has been received, it is determined whether or not priority designation has been accepted (step S803). In step S803, for example, it is determined whether or not information specifying the priority transmitted from the client terminal device 120 displaying the display screen 630 is connected to a predetermined WEB page via the network.

  In step S803, when priority designation is not accepted (step S803: No), that is, information specifying the priority transmitted from the client terminal device 120 connected to a predetermined WEB page via the network is received. If not, the process returns to step S801. On the other hand, if designation of priority is accepted in step S803 (step S803: Yes), the process proceeds to step S802, where the user information database 510 is updated based on the received information for designating priority ( Step S802), a series of processing ends.

  In the flowchart of FIG. 9, it is first determined whether or not the issued voucher information has been input (step S901). In step S901, for example, in the client terminal device 120 connected to a predetermined WEB page via the network, an input operation is performed in accordance with the content of the predetermined WEB page, and the issued issuance transmitted from the client terminal device 120 is transmitted. It is determined whether or not the voucher information is received.

  In step S901, when there is no input of already-issued voucher information (step S901: No), it waits until there is an input. On the other hand, in step S901, when there is an input of already-issued voucher information (step S901: Yes), it is notified that there is an input of already-issued voucher information (step S902).

  In step S902, for example, when an instruction signal for displaying the issued voucher information input within a predetermined period is input to the electronic voucher gift giving device 110, the electronic voucher gift giving device 110 is connected. By displaying the already-issued voucher information input within a predetermined period on a predetermined display (not shown), it is notified that the issued voucher information has been input. In this case, the instruction signal is connected to the electronic voucher gift giving device 110 when an operator who performs input confirmation work on the issued voucher information such as an administrator of the electronic voucher gift giving device 110 performs the input confirmation work. It is possible to input to the electronic voucher gift giving apparatus 110 by performing a predetermined input operation on a predetermined computer apparatus (not shown).

  Alternatively, in step S902, for example, a predetermined display (not shown) connected to the electronic voucher gift giving apparatus 110 when a predetermined time (for example, one day) has elapsed since the previously displayed voucher information was displayed last time. Display the already-issued voucher information input within a predetermined period, so that the fact that the already-issued voucher information has been input may be notified. As a result, the operator who performs input confirmation of the issued voucher information, such as the administrator of the electronic voucher gift giving device 110, every predetermined time (for example, every other day) since the previous voucher information has been input confirmed. On the other hand, it is possible to notify that the issued voucher information has been input.

  In the operation of the electronic voucher gift giving system 100, the administrator of the electronic voucher gift giving device 110 separately receives the voucher issued by a physical medium such as paper delivered to the administrator by a method such as mailing, Based on the issued voucher information, information indicating whether the entered issued voucher information is approved or not is input. When there are a plurality of pieces of issued voucher information that have been input, the administrator of the electronic voucher gift giving device 110 inputs information indicating whether to approve or not approve each issued voucher information.

  Next, it is determined whether or not there is an input of approval information for the already-issued voucher information informing that there is an input in step S902 (step S903). In step S903, it is determined whether or not the administrator of the electronic voucher gift giving apparatus 110 has input approval information for already issued voucher information. If approval information is input in step S903 (step S903: Yes), the voucher information database 530 updates the voucher information database 530 based on the approved issued voucher information, thereby adding the voucher information to the voucher information database. Registration is performed (step S904).

  On the other hand, if there is no input of approval information in step S903 (step S903: No), it is determined whether or not there is input of non-approval information for the issued voucher information informing that there was an input in step S902. (Step S905). In step S905, it is determined whether or not information indicating that the issued voucher information by the administrator of the electronic voucher gift giving apparatus 110 is not approved has been input.

  In step S905, if there is an input of non-approved information about the issued voucher information informing that there was an input in step S902 (step S905: Yes), the issued voucher information in which the non-approved information is input The user who is the transmission source is notified of the non-approval of the issued voucher information (step S906), and the series of processes is terminated. In step S906, for example, the issued voucher information is transmitted to the client terminal device 120 of the corresponding user by sending an e-mail including a message for guiding that the entered issued voucher information is invalid. Notify of non-approval. Or in step S906, you may perform the process which prints out the document which guides that the input issued voucher information delivered to the applicable user was invalid.

  In step S905, when there is no input of non-approved information on the issued voucher information that has been notified that there was an input in step S902 (step S905: No), the input of the issued voucher information is notified in step S902. It is determined whether or not a predetermined time has passed (step S907). In step S907, when the predetermined time has not elapsed (step S907: No), the process returns to step S903.

  On the other hand, in step S907, when a predetermined time has elapsed since the input of the issued voucher information was notified in step S902 (step S907: Yes), for example, a predetermined display connected to the electronic voucher gift giving apparatus 110 ( (Not shown), an error notification is made by displaying a predetermined error message such as “There is unconfirmed issued voucher information. Please check”, and the series of processing is completed. To do.

  In the flowchart of FIG. 10, it is first determined whether or not a settlement request has been accepted (step S1001). In step S1001, it is determined whether or not a payment request has been accepted by determining whether or not a payment request transmitted from the payment terminal apparatus 130 has been received by performing card payment processing in the payment terminal apparatus 130. To do. The payment request includes card identification information used for card payment, information related to the payment amount in the card payment, and information related to a store that performs the card payment.

  In step S1001, when a payment request is not received (step S1001: No), the process waits until a payment request is received. On the other hand, when a payment request is accepted in step S1001 (step S1001: Yes), the card identification information is referred to based on the card identification information included in the payment request, and associated with the corresponding card identification information. It is determined whether there is any voucher information (step S1002). In step S1002, when there is no voucher information associated with the corresponding card identification information (step S1002: No), the process proceeds to step S1006.

  On the other hand, when there is the voucher information associated with the corresponding card identification information in step S1002 (step S1002: Yes), the corresponding voucher information is notified (step S1003). In step S1003, for example, the voucher information is notified by displaying the display screen 640 shown in FIG. 6-4.

  In operation of the electronic cash voucher gift system 100, a user who makes a card payment inputs information specifying whether or not to use the cash voucher in the card payment to the payment terminal device 130 that has notified the voucher information. When a plurality of voucher information exists and a cash voucher is used in card payment, a user who performs card payment inputs information specifying a voucher to be used in the card payment.

  Next, as a result of notifying the voucher information in step S1003, based on the information transmitted from the settlement terminal device 130 by performing an input operation for using the voucher in the settlement terminal device 130, in step S1001: Yes. In the settlement process for the accepted settlement request, it is determined whether or not a cash voucher is used (step S1004).

  In step S1004, when a cash voucher is used (step S1004: Yes), a settlement process using the cash voucher is performed (step S1005), and a series of processing ends. In step S1005, the amount obtained by subtracting the amount of cash voucher designated in step S1004: Yes from the amount used in card payment is added to the billed amount for the current month as the amount used for card payment.

  Further, in step S1005, the usage limit is updated by subtracting the amount of the used voucher from the usage limit obtained by adding the amount of the voucher owned to the normal usage limit. Step S1004: If the amount of cash voucher specified in Yes is higher than the card payment usage amount, the surplus voucher amount that could not be used can be used for the next card payment.

  On the other hand, when a cash voucher is not used in step S1004 (step S1004: No), a normal settlement process is performed (step S1006), and the series of processes is terminated. In step S1006, based on the payment request received in step S1001, the available amount associated with the corresponding card number is compared with the current card payment usage amount, and the current card payment usage amount is calculated. If the price is lower or equivalent, the settlement process is performed.

  In the above-described embodiment, an example has been described in which processing for offsetting the use amount of a card payment and the amount of a voucher is performed for each card payment and reflected in the billing. However, the present invention is not limited to this. For example, in addition to the operations described in the above embodiment, a payment method may be selected in which a voucher amount converted by paying a predetermined fee is used for the billed amount for the current month. In this case, the converted voucher amount (the remaining amount after deducting the fee from the original voucher amount) is handled in the same manner as when cash is transferred.

  By using the electronic gift voucher gift system 100 according to the embodiment of the present invention, it is possible to perform shopping beyond a credit frame of a credit card or the like using a card such as a credit card. This makes it possible, for example, to purchase a voucher at a home appliance store every month and register the purchased voucher as a voucher for the user who purchased the purchase, so that high-priced home appliances exceeding the credit line of the card can be purchased in a lump sum payment. it can.

  Or, for example, by purchasing a voucher that can be used at a travel destination including overseas travel before the travel and registering the purchased voucher as a cash voucher for the user who purchased it, without using cash at the travel destination. All can be handled by card payment. Thereby, it is possible to eliminate the need to take a large amount of cash to the travel destination and the like, and it is possible to reduce the risk at the travel destination as compared with the case of traveling with the cash. Specifically, the damage can be reduced compared to the case where cash is lost or stolen at the travel destination.

  Further, by using the electronic gift voucher gift system 100 according to the embodiment of the present invention, it is possible to grasp the product for which the card payment has been made. "Is realized by a cash voucher set to" Yes ", it is possible to grasp the use of pocket money of the family such as the child. Accordingly, it is possible to give a family such as a child the idea that “the purchased product is transmitted to the parent (family)”, and to prevent waste of the family such as the child.

  Further, by using the electronic gift voucher gift system 100 according to the embodiment of the present invention, for example, by realizing a pocket money handed over to a family such as a child with a cash voucher whose use is limited in advance, The use of pocket money can be restricted. As a result, it is possible to prevent unnecessary items from being purchased or spending money to purchase items with low significance.

  In the electronic gift voucher gift system 100 according to the embodiment of the present invention, when a card payment is performed using a cash voucher, if the amount of the cash voucher is higher than the card payment usage amount, the difference between the cash voucher amount and the usage amount ( The remaining amount is continuously registered in the voucher information database. In this case, the amount of money voucher (amount) on the display screen 630 displayed next time is set as the remaining amount.

  Thereby, in the electronic voucher gift system 100 according to the embodiment of the present invention, the voucher can be used until the amount of the voucher is used up, so that the user is not lost and the convenience of the user is improved. Can be achieved. In addition, an administrator of the electronic voucher gift system 100 that accepts registration of a voucher, such as a card company, may obtain a retirement profit generated between the voucher information registration and the use of the registered voucher in full. it can.

  In addition, by using the electronic cash voucher gift system 100 according to the embodiment of the present invention, it is possible to issue various cash vouchers that do not exist in existing cash vouchers without limiting the types of cash vouchers. Specifically, for example, “Voucher that can be used at A focus”, “Voucher that can be used at B shopping street”, “Voucher that can be used at C shopping mall”, “Voucher that can be used at country D”, “Used at bridal products” It is possible to issue a voucher whose use range is limited to a specific range, such as “Available voucher”.

  As a result, a user who uses the cash voucher can gift a voucher that matches the gifter's intention. Moreover, by this, in the store in which the card payment using a cash voucher is possible, it can utilize as a means to guide a user to the specific range restrict | limited by a cash voucher. In addition, this enables an administrator of the electronic voucher gift system 100 that accepts the registration of a cash voucher, such as a card company, to be used for increasing the number of merchants, and to obtain a fee income from the merchant when the voucher is issued. it can.

  In the electronic money voucher gift system 100 according to the embodiment of the present invention, the card payment is made from both the member store using the voucher usable in the electronic voucher gift system 100 and the card company accepting the voucher registration. Points may be issued. Or, from both merchants and card companies, send information about the product (notice) or send an e-mail (thanks mail) that the user will thank for the purchase after purchasing the product by card payment. Also good. By providing such a service, the use of the card can be promoted.

  As described above, the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention receives the input of the identification information of the first user, the voucher amount, and the information that can identify the second user. Based on the received information, the amount of the voucher is added to the usage amount of the first user in the usage information database for the current month, and the amount of the voucher is added to the usage limit amount of the second user in the money information database. In addition, on a predetermined billing date, the amount of the voucher is subtracted from the amount of the second user's usage limit and the amount obtained by subtracting the amount of the voucher from the amount of the second user's usage is charged.

  According to the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention, it is possible to give a voucher of the voucher amount from the first user to the second user without using a physical medium such as paper. As a result, the first user can easily and quickly give a voucher to the second user, and the second user can give the donated voucher without carrying a physical medium such as paper. Can be used. As a result, it is possible to improve the convenience related to the gifting of the voucher and the use of the gifted voucher.

  The electronic voucher gift giving apparatus 110 according to the embodiment of the present invention accepts input of information specifying whether or not to use a voucher when using a second user's card and uses the voucher. When the designation is accepted, the cash voucher amount is subtracted from the usage limit amount of the second user, and an amount obtained by subtracting the cash voucher amount from the usage amount of the second user is charged.

  According to the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention, the second user can use the voucher at an arbitrary timing without being limited in the use timing of the voucher. As a result, it is possible to improve the convenience of using the gift certificate.

  The electronic voucher gift giving apparatus 110 according to the embodiment of the present invention includes a voucher amount to be added to the second user's usage limit amount and identification information of the first user who is a gift source of the voucher amount. In the case of settlement using the second user's card, the first use as a gift source of the voucher amount associated with the second user's identification information and the voucher amount A notification means for associating with information related to the person, and when receiving the input of information specifying whether or not to use any voucher as a result of the notification, It is characterized by subtracting the amount of the voucher and charging an amount obtained by subtracting the amount of the voucher from the amount used by the second user.

  According to the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention, when the second user owns a plurality of vouchers, the first user who is the gifting source of each voucher and the first user While grasping | ascertaining the amount of money vouchers given by the user, arbitrary vouchers can be used from among a plurality of vouchers owned. As a result, it is possible to improve the convenience of using the gift certificate.

  In addition, the electronic gift voucher gifting apparatus 110 according to the embodiment of the present invention, when receiving a designation to use a voucher, for the terminal device of the first user who is the gifting source of the voucher that has received the designation to use. This is characterized by notifying that the voucher has been used. According to the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention, when the second user uses the voucher given by the first user, the first voucher that is the gift source of each voucher is used. You can tell the user that you have used a gift certificate. As a result, the second user can easily and reliably report on the use of the donated cash voucher, and can improve the convenience of using the voucher.

  Moreover, the electronic voucher gift giving apparatus 110 according to the embodiment of the present invention receives the issued voucher information that has received the input after accepting the input of the issued voucher information related to the issued voucher that is a voucher issued by a physical medium. When the input of approval information to be approved is accepted, the amount of the issued voucher is specified based on the issued voucher information approved by the approval information, and the voucher information database is updated with the specified amount as the voucher amount. It is a feature.

  According to the electronic gift voucher gift apparatus 110 according to the embodiment of the present invention, the second user does not carry a physical medium such as paper, but has already issued a voucher (already issued voucher) with a physical medium such as paper. Can be used. As a result, it is possible to improve the convenience of using the gift certificate.

  Also, the electronic gift voucher gift apparatus 110 according to the embodiment of the present invention accepts input of information specifying the priority related to the use of the voucher, and based on the received information, the usage amount of the second user The amount obtained by subtracting the amount of a high-priority cash voucher is charged. According to the electronic gift voucher gifting apparatus 110 according to the embodiment of the present invention, a voucher can be used according to an arbitrary priority designated for each voucher. As a result, the cash voucher can be used in accordance with the circumstances of the user who uses the cash voucher, and the convenience of using the cash voucher can be improved.

  As described above, the electronic cash voucher gifting device, the electronic cash voucher gifting method, and the electronic cash voucher gifting program according to the present invention are useful for the electronic cash voucher gifting device, the electronic cash voucher gifting method, and the electronic cash voucher gifting program that can be used for card settlement. In particular, the present invention is suitable for an electronic cash voucher gifting device, an electronic cash voucher gift giving method, and an electronic cash voucher gift giving program for giving a cash voucher usable for card settlement between users.

DESCRIPTION OF SYMBOLS 100 Electronic voucher gift giving system 110 Electronic voucher gift giving device 120 Client terminal device 130 Payment terminal device 701 User information storage unit 702 Gift information receiving unit 703 Priority designation receiving unit 704 User information updating unit 705 Notification unit 706 Usage information receiving unit 707 Settlement Processing unit 708 Claim processing unit

Claims (8)

User information storage means for associating and storing user information including information relating to the card usage amount and usage limit amount for each user identification information;
Identification information of the user who purchases the voucher (hereinafter referred to as “first user”), the purchase amount of the voucher (hereinafter referred to as “cash voucher amount”), and the user who uses the voucher (hereinafter referred to as “second user”). A gift information receiving means for receiving input of information that can be specified),
Based on the information received by the gift information receiving means, the amount of the voucher is added to the current month's usage amount of the first user stored by the user information storage means, and the user information storage means User information updating means for adding the amount of the voucher to the second user's usage limit amount to be stored;
Usage information receiving means for receiving input of information specifying whether or not to use the cash voucher at the time of settlement using the card of the second user;
When the usage information receiving means receives the designation to use the cash voucher, the cash voucher amount is subtracted from the usage limit amount of the second user stored in the user information storage means on a predetermined billing date. And billing the amount obtained by subtracting the amount of the voucher from the amount used by the second user ,
A billing processing unit for billing the usage amount of the second user on the predetermined billing date when the usage information receiving unit receives a designation not to use the cash voucher ;
An electronic voucher gift giving device characterized by comprising: The user information updating unit is configured to add the amount of the cash voucher to be added to the usage limit amount of the second user stored in the user information storage unit and the first usage to be a gift source of the voucher amount of the voucher amount. Associated with the identification information of the person,
Upon payment using the second user's card, based on the information stored by the user information storage means, the amount of the voucher associated with the identification information of the second user and the amount of the voucher Informing means for informing and associating with the information related to the first user who is the gift vender,
2. The electronic voucher gift giving device according to claim 1 , wherein the usage information receiving unit receives an input of information specifying which one of the vouchers is used as a result of the notification by the notification unit. 3. The electronic cash voucher according to claim 2, wherein the notifying unit notifies a settlement item that can be used for payment of the current month by the voucher of the voucher amount associated with the identification information of the second user. Gift device. When the usage information accepting unit accepts a designation to use the cash voucher, the fact that the cash voucher has been used with respect to the terminal device of the first user who is the gifting source of the cash voucher that has accepted the designation to use. The electronic voucher gift giving device according to any one of claims 1 to 3, further comprising notifying means for notifying. Already-issued voucher information receiving means for accepting input of issued voucher information relating to a voucher issued on a physical medium (hereinafter referred to as “already issued voucher”);
Approval information receiving means for accepting input of approval information for approving already-issued voucher information accepted by the issued issuance certificate information receiving means;
A voucher amount specifying unit for specifying the amount of the issued voucher based on the issued voucher information approved by the approval information when the approval information receiving unit receives the input of the approval information;
With
5. The electronic voucher gift giving device according to claim 1, wherein the gift information receiving unit sets the amount specified by the voucher amount specifying unit as the amount of the voucher. Comprising priority designation receiving means for receiving input of information specifying the priority for use of the voucher;
The claim processing unit charges an amount obtained by subtracting the amount of the cash voucher having a high priority from the usage amount of the second user based on the information received by the priority designation receiving unit. electronic cash voucher gift device according to any one of claims 1 to 5. An electronic voucher gifting method used for an electronic voucher gifting device provided with a user information storage means for storing user information including information relating to the card usage amount and the usage limit amount for each user identification information. There,
Identification information of the user who purchases the voucher (hereinafter referred to as “first user”), the purchase amount of the voucher (hereinafter referred to as “cash voucher amount”), and the user who uses the voucher (hereinafter referred to as “second user”). A gift information receiving process for receiving input of information that can be specified),
Based on the information received in the gift information reception step, the amount of the voucher is added to the current month's usage amount of the first user stored by the user information storage unit, and the user information storage unit A user information update step of adding the amount of the voucher to the usage limit amount of the second user to be stored;
A use information accepting step for accepting an input of information designating whether or not to use the voucher at the time of settlement using the card of the second user;
When a designation to use the cash voucher is accepted in the usage information accepting step, the cash voucher amount is subtracted from the second user's credit limit stored in the user information storage means on a predetermined billing date. And billing the amount obtained by subtracting the amount of the voucher from the amount used by the second user ,
A billing process step of billing the second user's usage amount on the predetermined billing date when a designation not to use the cash voucher is received in the usage information reception step ;
An electronic voucher gift giving method characterized by including An electronic cash voucher gift program to be executed by an electronic voucher gift gift device provided with user information storage means for storing user information including information relating to the user's card usage amount and usage limit amount for each user identification information Because
Identification information of the user who purchases the voucher (hereinafter referred to as “first user”), the purchase amount of the voucher (hereinafter referred to as “cash voucher amount”), and the user who uses the voucher (hereinafter referred to as “second user”). A gift information receiving process for receiving input of information that can be specified),
Based on the information received in the gift information reception step, the amount of the voucher is added to the current month's usage amount of the first user stored by the user information storage unit, and the user information storage unit A user information update step of adding the amount of the voucher to the usage limit amount of the second user to be stored;
A use information accepting step for accepting an input of information designating whether or not to use the voucher at the time of settlement using the card of the second user;
When a designation to use the cash voucher is accepted in the usage information accepting step, the cash voucher amount is subtracted from the second user's credit limit stored in the user information storage means on a predetermined billing date. And billing the amount obtained by subtracting the amount of the voucher from the amount used by the second user ,
A billing process step of billing the second user's usage amount on the predetermined billing date when a designation not to use the cash voucher is received in the usage information reception step ;
Is executed by the electronic voucher gift giving apparatus.

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