JP6348764B2 - Information processing apparatus and program - Google Patents

Description

  Embodiments described herein relate generally to an information processing apparatus and a program.

  In a shopping center or the like, a developer has an obligation to store a credit transaction slip settled by each tenant for a predetermined number of years. For example, a technology for safely storing receipts and slips at the time of credit transactions in a POS (Point Of Sales) terminal has been disclosed. However, it is not easy to secure slip storage space for all tenants. Therefore, in recent years, a voucher storage service for storing voucher electronic data tends to expand its business in order to reduce costs for securing voucher storage space and improve convenience of voucher storage data.

  The slip storage service is provided by a storage management server having a slip storage database, and the tenant settlement terminal transmits transaction data to the storage management server at the time of credit settlement. The storage management server stores received transaction data and provides a service for transmitting stored transaction data in response to an inquiry from a tenant management server that manages tenants.

  By the way, in recent years, a service has been developed that allows a tablet terminal equipped with a touch pad to be input by handwriting instead of entering a customer's signature on a receipt for a store copy at the time of credit settlement. In this service, image data of a payment sign can be attached to transaction data and stored in a slip storage service as transaction data with signature image.

  With respect to such a service, it has been desired that the sign image data and transaction data for all transactions in each tenant can be easily confirmed from the tenant management server to be stored in the slip storage server without omissions or defects.

  The problem to be solved by the present invention is an information processing apparatus capable of confirming whether or not the data stored in the slip storage service matches the data stored on the developer side with respect to the sign image transaction data And to provide a program.

  The information processing apparatus according to the embodiment includes transaction data receiving means, transaction information storage means, matching data receiving means, and matching list output means. The transaction data receiving means receives the transaction data received from the tenant's payment terminal and the image data of the payment sign input by handwriting from the sign pad connected to the payment terminal. The transaction information storage means stores the transaction data related to the same settlement and the image data of the settlement sign in association with each other as signature image existence transaction data. The matching data receiving means receives the matching data to be subject to data matching from a slip storage service that stores the signed image existence transaction data transmitted by the settlement terminal as slip storage data. The match list output means matches the sign image existence transaction data stored in the transaction information storage means with the match data received by the match data receiving means, and indicates a match list indicating whether there is a difference between the two Is generated and output.

FIG. 1 is a schematic configuration diagram of a payment service system according to the present embodiment. FIG. 2 is a block diagram illustrating a functional configuration of the tenant management server. FIG. 3 is a diagram illustrating a print example of the matching list. FIG. 4 is a sequence diagram illustrating an example of the procedure of the matching process.

  FIG. 1 is a schematic configuration diagram of a payment service system 100 according to the present embodiment. Each tenant of the shopping center is provided with a payment terminal 2 that performs credit payment processing, and a sign pad 3 that can input a payment signature by handwriting is connected. A tenant management server 1 for developers is arranged in a shopping center office, a server management room, or the like. The settlement terminal 2 and the tenant management server 1 are connected by a network such as a LAN. The tenant management server 1 is connected via a dedicated line 6 to a storage management server 4 that provides a slip storage service and a payment management server 5 that provides a credit payment service. Further, the settlement terminal 2 possessed by each tenant is connected to the storage management server 4 via a network.

  Note that the slip storage service and the credit settlement service are not limited to the configuration shown in FIG. 1 and may be provided by a plurality of information processing apparatuses. Further, the service may be provided in a composite manner by a plurality of information processing apparatuses connected via a network. The same applies to the tenant management server 1.

  Next, an overview of the credit settlement process will be schematically described. Each tenant performs credit payment processing using the payment terminal 2. Since the payment terminal 2 may be an existing payment terminal such as a POS cash register, detailed description thereof will be omitted. The settlement terminal 2 generates transaction data for each credit settlement based on data held in the terminal and input processing from the input device. The transaction data includes information such as the terminal number of the payment terminal 2, the credit card member number, the slip number, the transaction date, the transaction content, the handling category, and the total amount.

  The sign pad 3 is a tablet terminal having a display with a touch panel. When a customer draws a payment sign on the touch panel with a finger or a dedicated pen, the sign pad 3 receives input of drawing information of the payment sign and generates image data. The sign pad 3 transmits the generated payment sign image data to the payment terminal 2.

  The payment terminal 2 adds the image data of the payment signature input from the sign pad 3 to the transaction data for credit payment, and generates the transaction data with signature image. The settlement terminal 2 transmits the generated signature image presence transaction data to the tenant management server 1 and the storage management server 4 of the slip storage service.

  The payment terminal 2 does not necessarily have to add the image data of the payment sign to the transaction data. As another example, an image file of a payment sign may be transmitted separately, or a storage location different from transaction data may be used. In this case, the settlement terminal 2 generates transaction data with a sign image with information indicating the storage destination and transmission destination of the image file, identification information for identifying the image file, and the file name added to the transaction data. Good.

  As another example, the transaction simply includes information indicating that the sign input from the sign pad 3 has been performed, that is, information indicating that the image data of the payment sign is stored in any of the information terminals. , It may be attached to transaction data and used as transaction data with a signature image.

  In this way, the settlement terminal 2 outputs the transaction data with the signature image data itself or information regarding the signature image data attached thereto. In other words, the settlement terminal 2 associates the signature image data with the transaction data, and generates and outputs the signature image presence transaction data indicating that the transaction has electronic data of the settlement signature. Accordingly, the tenant management server 1 can collate with respect to the presence / absence of electronic data of the settlement sign or the difference of the settlement sign in the later-described collation process.

  A developer who is a manager of the shopping center uses the tenant management server 1 to centrally manage each tenant in the shopping center. The tenant management server 1 receives the signature image presence transaction data from the settlement terminal 2 of each tenant and stores it in the transaction information DB (Database) 20. Further, the tenant management server 1 transmits the transaction data excluding the signature image to the payment management server 5 of the credit payment service via the dedicated line 6. In addition, when the signature image is also authenticated by the credit settlement service, transaction data with the signature image may be transmitted to the settlement management server 5.

  The payment terminal 2 and the payment management server 5 perform transaction data inquiry processing via the tenant management server 1. If the transaction can be settled, the settlement management server 5 transmits response data indicating that the transaction has been concluded to the settlement terminal 2. When receiving the response data, the settlement terminal 2 registers the transaction data in the storage device of the settlement terminal 2 and prints out a receipt on which the transaction data is printed.

  The storage management server 4 that provides the slip storage service stores the transaction data or the signed image transaction data received from the settlement terminal 2 (or the tenant management server 1) in the slip storage DB 41, and stores and manages it. For example, the storage management server 4 provides a Web page for browsing the data in the slip storage DB 41, searches for a list of slip storage data that matches the search conditions received on the Web, and displays the list.

  In response to a request from the tenant management server 1, the storage management server 4 collects slip storage data to be matched, generates matching data, and transmits it to the tenant management server 1. The tenant management server 1 matches the matching data received from the storage management server 4 with the signature image presence transaction data stored in the transaction information DB 20. Then, the tenant management server 1 generates a match list (see FIG. 3) including the match result, and outputs it as print data or document data. An example of the matching process and data output performed by the tenant management server 1 will be described later.

  Since the slip storage service and the credit settlement service are often provided in cooperation with each other, FIG. 1 shows an example of a system configuration that is connected to each other and performs data communication. Of course, the system configuration example is not limited to this, and the slip storage service and the credit settlement service may not perform data communication. Other system configurations and data communication are not limited to the above-described example.

  Next, the functional configuration of the tenant management server 1 will be described with reference to FIG. FIG. 2 is a block diagram showing a functional configuration of the tenant management server 1.

  As illustrated in FIG. 2, the tenant management server 1 includes a control unit 10 including a control device such as a CPU and a storage device such as a ROM (Read Only Memory) and a RAM. A communication I / F (Interface) 13 and an I / O (Input / Output) device control unit 14 are connected to the control unit 10 via a bus 12. An input device such as a keyboard 15 and a mouse 16, a display device 17 such as a liquid crystal display, a printer 18, and a storage device 19 such as an HDD (Hard Disk Drive) are connected to the I / O device control unit 14. The storage device 19 stores a transaction information DB 20.

  The transaction information DB 20 stores the transaction data received from the payment terminal 2 and the image data of the payment signature of the same transaction as the transaction in association with each other as signature image presence transaction data.

  Next, a program executed by the tenant management server 1 will be described. The program executed by the tenant management server 1 according to the present embodiment is a file in an installable format or an executable format, and is a computer such as a CD-ROM, flexible disk (FD), CD-R, DVD (Digital Versatile Disk). Recorded on a readable recording medium.

  Further, the program executed by the tenant management server 1 of the present embodiment may be configured to be provided by being stored on a computer connected to a network such as the Internet and downloaded via the network. Further, the program executed by the tenant management server 1 of the present embodiment may be provided or distributed via a network such as the Internet. Further, the program of this embodiment may be configured to be provided by being incorporated in advance in a ROM or the like.

  As shown in FIG. 2, the program executed by the tenant management server 1 of the present embodiment has a module configuration including a data reception unit 51, a match list generation unit 52, and a match list output unit 53. As actual hardware, a CPU (processor) reads out and executes a program from the storage medium, whereby the above-described units are loaded onto the main storage device, and a data receiving unit 51, a match list generation unit 52, and a match list output unit 53 are loaded. Are generated on the main memory.

  The data receiving unit 51 receives transaction data from the settlement terminal 2 and stores it in the transaction information DB 20 of the storage device 19. Further, the data receiving unit 51 receives image data of a settlement sign from the sign pad 3 and stores it in the transaction information DB 20. The data receiving unit 51 may receive image data of a payment sign via the payment terminal 2. That is, the data receiving unit 51 may receive image data of a payment sign together with transaction data from the payment terminal 2.

  The data receiving unit 51 receives a data matching range via an input screen (not shown) displayed on the display device 17 and input devices such as the keyboard 15 and the mouse 16. Then, the storage management server 4 is requested to generate the data for matching using the slip storage data corresponding to the matching range and transmit it to the tenant management server 1. The data receiving unit 51 receives the data for matching transmitted from the storage management server 4 and stores it in the storage device 19.

  The match list generation unit 52 matches the match data received from the storage management server 4 with the transaction data stored in the transaction information DB 20, and the presence or absence of data difference between the two indicates the difference location. Generate a reconciliation list.

  The match list output unit 53 prints out the match list generated by the match list generation unit 52 by the printer 18. Further, the match list output unit 53 outputs the display data of the match list to the display device 17 and causes the display device 17 to display the display data. The output format of the matching list is not limited to the above. The match list output unit 53 may output a document file or other file generated by the match list generation unit 52 to an external device.

  FIG. 3 is a diagram illustrating a print example of the matching list. As shown in FIG. 3, information such as the creation date of the match list, the SC code that is the code of the shopping center, the SC name that indicates the name of the shopping center, the transaction date, and the credit company is output to the header of the match list. .

  FIG. 3 shows an example in which 0001 is added as a phenomenon code to data that exists in the tenant management server 1 but does not exist in the slip storage service. And about the transaction data which exists only in transaction information DB20 of the tenant management server 1, the information of each item, such as a terminal number, a member number, a slip number ..., is listed.

  Further, data that does not exist in the tenant management server 1 but exists in the slip storage service is given 0002 as a phenomenon code. For the slip storage data that exists only in the slip storage DB 41 of the slip storage service (indicated as “exists only in the center” in the figure), information on each item such as the terminal number, member number, slip number,. Listed.

  In addition, for a transaction that exists in both the tenant management server 1 and the slip storage service and satisfies the matching condition for being regarded as the same transaction, but for which it is determined that some data is different from each other, 0003 is set as a phenomenon code. It is attached.

  For example, the same transaction may be determined using data items such as a terminal number, a member number, a slip number, and a purchase date as a matching condition for regarding the same transaction. The data items to be collated are not particularly limited. However, all of the data items other than the above-described collation conditions may be collated, or some data items such as the amount and the number of payments may be collated.

  In addition, there is no particular limitation on the method of expressing the wrinkled data. As illustrated in FIG. 3, an item “inconsistency” may be provided to clearly indicate a flawed data item name or information. As another example, a portion having a wrinkle may be highlighted (printed) by color display, reverse display, underline display, or the like. As a simpler notation example, both the data, that is, the transaction data read from the transaction information DB 20 and the reconciliation data received from the storage management server 4 are simply listed again, and the administrator You may visually check the data differences.

  With regard to the settlement signature habit determination, for example, it may be determined whether or not the settlement signature image files are the same. In other words, the image file name and the information indicating the file storage location are used to determine whether the image files are identical. Note that the same determination of the payment signature may be performed using an existing image identification technology, a signature identification technology, or the like. Further, the same determination may be performed by combining the above-described determination methods.

  Next, a procedure example of the matching process executed in the settlement service system 100 of the present embodiment will be described with reference to FIG. FIG. 4 is a sequence diagram illustrating an example of the procedure of the matching process.

  First, credit settlement processing is performed in the tenant settlement terminal 2. The settlement terminal 2 accepts transaction data in response to an input operation on an input device such as a scanner, a keyboard, a touch panel, or a card reader (step S1). Further, the sign pad 3 generates an image file of a settlement signature drawn by handwriting based on a touch input to the touch panel (step S2). Next, the sign pad 3 transmits the generated image file to the settlement terminal 2 (step S3).

  The settlement terminal 2 receives the settlement signature image file transmitted from the sign pad 3 (step S4). Then, the image file of the settlement signature received in step S4 or the related information of the image file is attached to the transaction data received in step S1, and signature image presence transaction data is generated (step S5).

  The settlement terminal 2 transmits transaction data to the settlement management server 5 of the credit settlement service via the tenant management server 1, and inquires about whether or not settlement can be performed on the transaction data (step S6). The payment management server 5 determines whether or not payment processing is possible based on the card payment information DB 61 and the like, and returns a determination result to the payment terminal 2 via the tenant management server 1 (step S7). In the case where the credit settlement service verifies the identity by using the signature image, the settlement terminal 2 may send the signature image presence transaction data and make an inquiry in step S6.

  When a response to the effect that payment is possible is obtained from the payment management server 5 (step S7), the payment terminal 2 transmits the signed image presence transaction data to the tenant management server 1 (step S8). The tenant management server 1 stores the received sign image presence transaction data in the transaction information DB 20 and updates the transaction information DB 20 (step S9).

  Further, the settlement terminal 2 transmits the signature image presence transaction data to the voucher storage service storage management server 4 (step S10). The storage management server 4 updates the slip storage data in the slip storage DB 41 with the received signature image presence transaction data (step S11).

  Next, the storage management server 4 generates matching data at a predetermined timing such as a predetermined time (step S12) and transmits it to the tenant management server 1 (step S13).

  Here, the storage management server 4 generates the data for matching at a predetermined timing, but the timing of generating the data for matching is not limited to this. For example, the tenant management server 1 may make a request (inquiry) to generate data for a match. As an example, the tenant management server 1 may transmit a reconciliation request to the storage management server 4 at a predetermined timing.

  The tenant management server 1 performs an electronic slip matching process by matching the matching data received in step S13 with the data stored in the transaction information DB 20 (step S14). Then, the tenant management server 1 generates a match list using the match result, and stores it in the storage device 19 (step S15). Moreover, the tenant management server 1 displays and outputs the matching list on the display. Further, the tenant management server 1 outputs the generated data for printing the matching list to the printer 18 and prints the matching list (step S16).

  Although several embodiments of the present invention have been described, these embodiments are presented by way of example and are not intended to limit the scope of the invention. These novel embodiments can be implemented in various other forms, and various omissions, replacements, and changes can be made without departing from the scope of the invention. These embodiments and modifications thereof are included in the scope and gist of the invention, and are included in the invention described in the claims and the equivalents thereof.

  For example, the present embodiment is not limited to credit settlement. You may apply the said embodiment to other payment systems, such as payment by a debit type interbank payment network.

  The present embodiment may also be applied to processing such as return of merchandise and cancellation of transactions. When a cancellation slip number, a return receipt number or the like is used instead of the transaction number, the matching result may be output to the above-described matching list using those identification numbers.

  As described above, the tenant management server 1 according to the present embodiment collates the signature image presence transaction data stored in the transaction information DB 20 and the reconciliation data received from the slip storage service, and generates and outputs a reconciliation list. Accordingly, in the present embodiment, it is possible to confirm whether or not the data stored in the slip storage service matches the data stored on the developer side for the signature image presence transaction data.

  DESCRIPTION OF SYMBOLS 1 ... Tenant management server, 2 ... Payment terminal, 3 ... Sign pad, 4 ... Storage management server, 5 ... Payment management server, 20 ... Transaction information DB, 41 ... Slip storage DB, 51 ... Data reception part, 52 ... Matching list Generation unit, 53 .. matching list output unit.

JP 2012-48495 A

Claims (6)

Transaction data receiving means for receiving transaction data received from a payment terminal of a tenant and image data of a payment signature input by handwriting from a sign pad connected to the payment terminal;
Transaction information storage means for associating the transaction data for the same settlement with the image data of the settlement sign and storing the transaction data as signature image existence transaction data;
Receiving data receiving means for receiving reconciliation data to be subjected to data reconciliation from a voucher storage service that stores the signed image transaction data transmitted by the settlement terminal as voucher storage data;
The sign image existence transaction data stored in the transaction information storage means and the match data received by the match data receiving means are collated, and a collation list indicating whether there is a difference between the two is generated and output. A match list output means;
An information processing apparatus comprising:   The transaction data receiving means receives the image data of the payment sign via the payment terminal, and receives the transaction data and the image data of the payment sign concerning the transaction together from the payment terminal. Item 4. The information processing apparatus according to Item 1.   The information processing apparatus according to claim 1, wherein the transaction data receiving unit receives image data of the payment sign from the sign pad without passing through the payment terminal.   The information processing apparatus according to any one of claims 1 to 3, wherein the match list output unit performs the same determination of the payment signature based on a file name of image data of the payment signature to be matched.   5. The information processing apparatus according to claim 1, wherein the match list output unit performs image identification on image data of the payment sign to be matched and makes the same determination of the payment sign. A computer in an information processing device;
Transaction data receiving means for receiving transaction data received from a payment terminal of a tenant and image data of a payment signature input by handwriting from a sign pad connected to the payment terminal;
Transaction information storage means for associating the transaction data for the same settlement with the image data of the settlement sign and storing the transaction data as signature image existence transaction data;
Receiving data receiving means for receiving reconciliation data to be subjected to data reconciliation from a voucher storage service that stores the signed image transaction data transmitted by the settlement terminal as voucher storage data;
The sign image existence transaction data stored in the transaction information storage means and the match data received by the match data receiving means are collated, and a collation list indicating whether there is a difference between the two is generated and output. A match list output means;
Program to function as.

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