JP6509010B2 - Purchase information processing system and program - Google Patents

Description

  The present invention relates to a purchase information processing system and program.

A depreciable electronic currency system is known in which the monetary value is depreciated according to the holding period of the electronic currency (see, for example, Patent Document 1).
Patent Document 1: Japanese Unexamined Patent Application Publication No. 2005-316521

  Even if a regional promotion ticket, securities, currency, etc. are issued to the consumer to stimulate personal consumption etc., the consumer preferentially uses the regional promotion ticket, securities, currency etc. There is a case that the cash which was finished without using for the part is turned to savings. Therefore, even if a regional promotion ticket, securities, currency, etc. are delivered to the consumer, it may not be possible to effectively stimulate consumption.

  In the first aspect, the purchase information processing system includes: a history storage unit that stores a history of purchase information of a product purchased by the user in the past; a purchase information acquisition unit that acquires purchase information of a new product by the user; Comparing the purchase information of the new product with the history of the purchase information, if the purchase information of the new product is not similar to the history of the purchase information, the purchase information of the new product is similar to the history of the purchase information And a bonus processing unit that increases the bonus given to the user when the user purchases a new product.

  When the purchase information of the new product is not similar to the history of the purchase information, the privilege processing unit purchases the new product from the case where the purchase information of the new product is similar to the history of the purchase information. If you do, you may want to lower the amount the user should pay.

  The purchase information may include information indicating at least one of an attribute of a product, a store of the product, a location of a store for the product, an amount of the product, and a purchase date of the product.

  The purchase information may include information indicating an attribute of the product, a store of the product, a location of the store of the product, an amount of the product, and a purchase date of the product.

  The system further comprises a designated period acquisition unit for acquiring information indicating a designated period which is a period designated by the user, and the benefit processing unit is configured to allow the user to purchase a new product within the designated period. You may increase the benefits over purchasing outside the designated period.

  The benefit processing unit may increase the benefit as the number of other users who designated the same period as the designated period designated by the user is smaller.

  The system further includes a designated area acquisition unit that acquires information indicating a designated area that is an area designated by the user, and the benefit processing unit instructs the user to purchase a new product when the user purchases a new product in the designated area. You may increase the benefits over purchasing outside the designated area.

  The benefit processing unit may increase benefits as the number of other users who have designated the same area as the designated area designated by the user is smaller.

  The system further comprises a balance control unit for controlling a balance storage unit for storing the current balance of the virtual currency given to the user, and the benefit processing unit determines that the purchase information of the new product is not similar to the history of the purchase information If the purchase information of the new product is similar to the history of the purchase information, the amount to be deducted from the payment amount for the new product is determined, and the balance control unit reduces the amount determined by the bonus processing unit. The amount of payment made may be reduced from the remaining amount stored in the remaining amount storage unit.

  The system further comprises a point control unit for controlling a point storage unit for storing the current point value given to the user, and the benefit processing unit, when the purchase information of the new product is not similar to the history of the purchase information, In the case where the purchase information of the new product is similar to the history of the purchase information, the amount of increase in the point value given to the user when the user purchases a new product is largely determined, and the point control unit The current point value stored in the point storage unit may be increased by the increment amount determined by.

  The system further comprises a balance control unit that controls a balance storage unit that stores the current balance of the local currency given to the user, and the benefit processing unit determines that the store for the new product is in the area where the local currency can be used. Then, comparing the purchase information of the new product with the history of the purchase information, the amount of reduction from the amount paid for the new product is largely determined, and the balance control unit reduces the amount of reduction determined by the benefit processing unit The amount may be reduced from the balance stored in the balance storage unit.

  The purchase information acquisition unit receives usage information including information identifying the user and information identifying the store from the store of the new product which the user intends to purchase, and the purchase information processing system identifies the user A regional currency information storage unit that stores information in association with information that identifies regions where the user can use regional currency, information stored in the regional currency information storage unit, and the usage that the purchasing information acquisition unit receives An availability determination unit that determines whether a store exists in an area where the local currency given to the user can be used based on the information and an area where the regional currency can be used by the availability determination unit If it is determined that a store exists, information indicating the amount of reduction determined by the bonus processing unit is transmitted to the store, and information indicating whether the payment amount reduced by the amount reduced is to be paid in the local currency is sold shop The benefit processing unit determines that the benefit information communication unit receives from the store that the balance control unit pays the payment amount reduced by the reduction amount in the local currency. The payment amount reduced by the reduction amount may be reduced from the remaining amount stored in the remaining amount storage unit.

  In a second aspect, a program causes a computer to function as the purchase information processing system described above.

  The above summary of the invention does not enumerate all of the features of the present invention. In addition, a subcombination of these feature groups can also be an invention.

BRIEF DESCRIPTION OF THE DRAWINGS The whole structure of the purchase information processing system 10 in one Embodiment is shown roughly. It is a block diagram showing functional composition with which purchase information processing server 140 is provided. Basic information 310, setting information 320, currency usage information 330, and purchase history information 340 stored in the information storage unit 280 are shown in a table format. The rule information 350 stored in the information storage unit 280 is shown in a table format. The additional discount rates set for each period or area are shown in a table format. The coefficient information 600 which defines the coefficient by which the additional discount rate is multiplied is shown in a table format. It is a flowchart which shows a process of the purchase information processing server 140 at the time of receiving utilization information from the shop 20. The screen showing a purchase recommendation store which purchase information processing server 140 generates is shown typically.

  Hereinafter, the present invention will be described through the embodiments of the invention, but the following embodiments do not limit the invention according to the claims. Moreover, not all combinations of features described in the embodiments are essential to the solution of the invention.

  FIG. 1 schematically illustrates the entire configuration of a purchase information processing system 10 according to an embodiment. The purchase information processing system 10 includes a shop terminal 120a and a shop terminal 120b, a purchase information processing server 140, a local government server 150, a card 180a and a card 180b, a user terminal 170a and a user terminal 170b, and a communication line 160. .

  The user 190 a and the user 190 b are users of the purchase information processing system 10. The user 190a is the owner of the card 180a, and the user 190b is the owner of the card 180b. The user 190a is an owner of the user terminal 170a, and the user 190b is an owner of the user terminal 170b. The user 190a and the user 190b are consumers, respectively, and purchase goods at the store 20a or the store 20b by transaction. The user 190 a and the user 190 b may be collectively referred to as the user 190. In addition, the user terminal 170 a and the user terminal 170 b may be generically referred to as a user terminal 170.

  The user 190 is given local currency from the municipality 50. For example, the local currency is given to the user 190 by the local currency being given in association with the card 180a and the card 180b, respectively. The user 190 can purchase a product by allocating a given local currency to at least a part of the price of the product. The local currency may be a virtual currency. In addition, goods are not only tangible goods but also intangible goods. Intangible goods include services, contents, rights, etc.

  The card issuing organization 40 is, for example, a credit card company. Specifically, the card issuing organization 40 is a credit card issuer. The purchase information processing server 140 is managed by the card issuing organization 40. The card issuing organization 40 issues a card 180a, which is a credit card, to the user 190a. In addition, the card issuing organization 40 issues the regional currency card 180b to which the regional currency is given to the user 190b.

  The store 20a is a member store of credit cards issued by the purchase information processing server 140. The store 20b is not a member store of the credit card. The store terminal 120a is managed by the store 20a. The store terminal 120 b is managed by the store 20 b. The stores 20a and 20b may be collectively referred to as a store 20. Further, the shop terminal 120a and the shop terminal 120b may be collectively referred to as a shop terminal 120.

  The municipality server 150 is managed by the municipality 50. The purchase information processing server 140 and the local government server 150 communicate with each other through the communication line 160. Further, the purchase information processing server 140 and the shop terminal 120 communicate with each other through the communication line 160. The user terminal 170 a and the user terminal 170 b communicate with the purchase information processing server 140. The communication line 160 includes communication lines such as a dedicated line, a public line, and a data communication line. The devices connected to the communication line 160 and the communication line 160 may form part of a computer network such as the Internet.

  The municipality 50 requests the card issuing agency 40 to give the user 190 the regional currency. Specifically, the local government server 150 provides the card issuing agency 40 with information on the local currency given to the user 190. The regional currency information includes a personal ID for identifying the user individual and the total amount of regional currency to be given.

  The card issuing organization 40 gives the local currency to the user 190 based on the local currency information provided by the local government 50. For example, the purchase information processing server 140 registers the local currency information given to the user 190a who owns the card 180a in association with the identification information of the card 180a. The card issuing organization 40 issues a card 180 b which is a regional currency card to the user 190 b who does not possess a credit card issued by the card issuing organization 40. The purchase information processing server 140 registers the local currency information given to the user 190 b in association with the identification information of the card 180 b.

  The purchase information processing server 140 is responsible for information processing related to a transaction performed using the card 180a and the card 180b. For example, the purchase information processing server 140 carries out information processing related to the use of the regional currency performed using the card 180a and the card 180b. In addition, the purchase information processing server 140 is responsible for information processing related to the credit settlement for the transaction using the card 180a.

  The store terminal 120 is provided in the store 20. The store terminal 120 has, for example, a function as a point-of-sale information management terminal. The store terminal 120 has a function of reading identification information of a card from the card 180 and a function of receiving user input at the time of trading of a product with the user 190.

  The purchase information processing server 140 manages purchase history information that specifies the type of product purchased by the user 190 in the past, the store of the purchaser, and the like. When the purchase information processing server 140 is notified from the store terminal 120 that the user 190 purchases a new product using the regional currency, the information on the type of the new product and the store of the purchaser is purchased in the past The similarity of purchase information is calculated in comparison with the history. For example, the purchase information processing server 140 calculates low similarity when it is going to purchase a product from a store that has not been purchased in the past. Then, the purchase information processing server 140 calculates the discount rate of the commodity price to be higher as the similarity is lower. The purchase information processing server 140 determines the discount amount obtained by multiplying the product price by the discount rate, and reduces the amount obtained by subtracting the discount amount from the product price from the balance of the regional currency.

  As described above, according to the purchase information processing system 10, as the similarity of the purchase information is lower, the amount of payment from the local currency is reduced. Thus, the more similar the purchasing information is, the more payments will be made from the local currency. If the purchase information has high similarity, the payment from the regional currency may be higher than the product price, and if the purchase information has low similarity, the payment from the regional currency may be matched with the product price.

  The purchase information processing system 10 described above can promote the purchase behavior different from the normal purchase behavior for the user 190. In this way, it may be possible to effectively stimulate personal consumption.

  FIG. 2 is a block diagram showing a functional configuration of the purchase information processing server 140. As shown in FIG. The purchase information processing server 140 includes an availability determination unit 210, a purchase information acquisition unit 220, a product search unit 230, a benefit processing unit 240, a benefit information communication unit 250, a user terminal IF 260, and a purchase information storage control unit 270, an information storage unit 280, a local currency information reception unit 290, and a local currency use information transmission unit 295.

  The information storage unit 280 stores information including basic information 310, setting information 320, currency usage information 330, purchase history information 340, rule information 350, and product information 360.

  The purchase history information 340 includes a history of purchase information of a product purchased by the user 190 in the past. The purchase information includes information indicating at least one of an attribute of a product, a store of the product, a location of a store for the product, an amount of the product, and a purchase date of the product. The attribute of the product may be a type to which the product belongs. The product store is the store 20 that has sold the product to the user 190. That is, the store of goods is a purchaser from which the user 190 purchases the goods. The information storage unit 280 is an example of a history storage unit that stores a history of purchase information of a product purchased by the user 190 in the past.

  The local currency information receiving unit 290 acquires local currency information from the local government server 150. The regional currency information includes a personal ID identifying the user 190, the amount of regional currency given to the user 190, information identifying the region where the user 190 uses the regional currency, and the like. The personal ID may be, for example, information for specifying a basic resident register number. The information storage unit 280 stores the local currency information acquired by the local currency information receiving unit 290 in the basic information 310 and stores it. As described above, the information storage unit 280 identifies the information for identifying the user 190 and the information for identifying the area where the user 190 can use the area currency, based on the area currency information acquired by the area currency information receiving unit 290. Correspond in basic information 310.

  The purchase information acquisition unit 220 acquires purchase information of a new product by the user 190. The bonus processing unit 240 compares the purchase information of the new product acquired by the purchase information acquisition unit 220 with the history of the purchase information stored in the information storage unit 280. If the purchase information of the new product is not similar to the history of the purchase information, the privilege processing unit 240 indicates that the user 190 has a new product than if the purchase information of the new product is similar to the history of the purchase information. Increase the benefits given to the user 190 when purchasing. For example, when the purchase information of the new product is not similar to the history of the purchase information, the privilege processing unit 240 indicates that the user 190 is new than if the purchase information of the new product is similar to the history of the purchase information. Lower the amount to be paid by the user 190 when purchasing a certain item. More specifically, when the purchase information of the new product is not similar to the history of the purchase information, the benefit processing unit 240 is more than when the purchase information of the new product is similar to the history of the purchase information, Determine the amount deducted from the payment for the new product. The bonus processing unit 240 determines the amount of reduction with reference to the rule information 350 for determining the reduction rate. In addition, the reward processing unit 240 records the purchase information of the new product and the past purchase information on condition that the purchase information of the new product shows a large economic effect or economic value as compared with the history of the purchase information. It may be judged whether and are similar. For example, the bonus processing unit 240 compares the price of the product included in the history of the purchase information with the price of the new product so that the purchase information of the new product has a large economic effect compared to the history of the purchase information or It may be determined whether or not it shows economic value. Specifically, when the new product price is lower than the reference price based on the product price included in the purchase information history, the bonus processing unit 240 compares the purchase information of the new product with the purchase information history. If it is determined that the new product does not show a great economic effect or value, and the amount of the new product is over the reference amount, the purchase information of the new product has a large economic effect or economic compared to the history of the purchase information. You may judge that it shows value. The benefit processing unit 240 gives the benefit to the user 190 when the user 190 purchases a new product, when the purchase information of the new product does not show a great economic effect or economic value as compared with the history of the purchase information. You do not have to increase

  Thereby, purchasing similar to the usual purchasing behavior, such as purchasing a product different from the product that the user 190 always purchases, or purchasing at a store 20 different from the store 20 that the user 190 always purchases, etc. The user 190 can be guided to take action. In addition, there are cases where consumption can be effectively recalled.

  The user terminal IF 260 communicates with the user terminal 170 a to acquire information from the user 190. The user terminal IF 260 acquires information indicating a designated period which is a period designated by the user 190. That is, the user terminal IF 260 functions as a user designated period acquisition unit. The designated period is, for example, a period in which the user 190 uses the local currency. When the user 190 purchases a new product within a designated period, the privilege processing unit 240 increases the privilege compared to when the user 190 purchases a new commodity outside the designated period. By specifying the designated period, the seller of the product can predict the time when the number of visitors is likely to increase. In addition, the product seller can reduce the possibility of product shortage by preparing more products at a time when the number of visitors is likely to increase.

  The bonus processing unit 240 increases the bonus as the number of other users 190 who designated the same period as the designated period designated by the user 190 is smaller. Therefore, for example, consumption behavior of the user 190 can be guided so that consumption does not concentrate in a part of period. This makes it possible to equalize the use of regional currency and to revitalize the region in a sustainable manner.

  The user terminal IF 260 acquires information indicating a designated area which is an area designated by the user 190. That is, the user terminal IF 260 functions as a user designated area acquisition unit. The designated area is, for example, an area where the user 190 uses the area currency. When the user 190 purchases a new product in a designated area, the privilege processing unit 240 increases the privilege compared to when the user 190 purchases a new commodity outside the designated area. By specifying the designated area, the seller of the product can predict the area where the number of visitors is likely to be. Further, by preparing a large number of products at a store 20 in an area where the number of visitors is likely to increase, it is possible to reduce the possibility of shortage of products.

  The bonus processing unit 240 increases the bonus as the number of other users 190 who have specified the same area as the specified area specified by the user 190 is smaller. Therefore, for example, consumption behavior of the user 190 can be guided so that consumption does not concentrate in a part of area in the area.

  The information storage unit 280 stores, in the basic information 310, the current balance of the regional currency given to the user 190. The purchase information storage control unit 270 controls the information of the remaining amount stored in the basic information 310. For example, the purchase information storage control unit 270 reduces the payment amount reduced by the reduction amount determined by the reward processing unit 240 from the remaining amount of the regional currency stored in the basic information 310. The purchase information storage control unit 270 is an example of a balance control unit that controls a balance storage unit that stores the current balance of the regional currency given to the user 190.

  Here, the operation of each part of the purchase information processing server 140 when the user 190 intends to purchase a new product at the store 20 will be described. When the user 190 tries to purchase a product at the store terminal 120, the store terminal 120 uses the identification information of the card 180, the information for identifying the store 20 as a store, and the usage information including the product price, to the purchase information processing server 140 Send to Since the card 180 is issued specifying the user 190, the identification information of the card 180 can be used as information for identifying the user 190. Therefore, the purchase information acquisition unit 220 receives usage information including information identifying the user 190 and information identifying the store from the store of the new product that the user 190 intends to purchase.

  The availability determination unit 210 can use the regional currency provided to the user 190 based on the information stored in the setting information 320 of the information storage unit 280 and the usage information received by the purchase information acquisition unit 220. Determine if the dealer exists in the area. When it is determined by the availability determination unit 210 that a store exists in the area where the regional currency can be used, the privilege processing unit 240 determines the amount of reduction from the payment amount described above.

  Then, when it is determined by the availability determination unit 210 that the store exists in the area where the regional currency can be used, the benefit information communication unit 250 sends information indicating the amount of reduction determined by the benefit processing unit 240 to the store. Send. Then, the privilege information communication unit 250 receives, from the store, information indicating whether or not the payment amount reduced by the reduction amount determined by the privilege processing unit 240 is to be paid in the local currency. When the purchase information storage control unit 270 receives from the store that the payment amount reduced by the reduction amount determined by the bonus processing unit 240 is to be paid by the local currency, the payment reduced by the reduction amount determined by the bonus processing unit 240 The amount is reduced from the remaining amount stored in the remaining amount storage unit. Further, the purchase information storage control unit 270 updates the currency usage information 330 for managing the amount of reduction and the like, and the purchase history information 340.

  The price of the product purchased using the local currency is finally charged to the local government 50. The card issuing organization 40 performs the charge processing to the local government 50. Specifically, the local currency usage information transmitting unit 295 transmits the sum of the payment amount and the reduction amount to the local government server 150 based on the currency usage information 330, so that the local government 50 is charged for the product. . The local currency use information transmitting unit 295 functions as a billing unit that bills the local government 50 for the product.

  Further, the product information 360 stored by the information storage unit 280 includes information on the product sold at the store 20. The user 190 can specify a product search condition through the user terminal 170 and cause the purchase information processing server 140 to search for a product that satisfies the specified search condition.

  Specifically, the user terminal 170 transmits the search condition of the product designated by the user 190 to the purchase information processing server 140. The search conditions include a condition specifying an area where a shop to be purchased exists, a condition specifying a type of product to be purchased, a condition specifying a purchase time, a condition specifying a discount rate, and the like. When the user terminal IF 260 acquires, from the user terminal 170, search conditions for searching for a product from the user 190, the product search unit 230 determines the product that satisfies the search condition acquired by the user terminal IF 260 based on the information included in the product information 360. Search for The user terminal IF 260 transmits, to the user terminal 170, information on a product that satisfies the discount rate condition acquired by the user terminal IF 260 among the products searched by the product search unit 230. The product search unit 230 refers to the purchase history information 340, selects a product purchased by another user 190 who has purchased a product of the same type as the product purchased by the user 190 in the past, and selects the selected product. You may search from the product information 360 as a search target. Further, the product search unit 230 further refers to the purchase history information 340 among the selected products, limits the search target to a product that the user 190 has not purchased in the past, and searches the product information 360. Good.

  The benefit may be a point that can be allocated to a part of the purchase price of another product or can be exchanged for a product. In this case, the information storage unit 280 may store the current score of the point given to the user 190 in the basic information 310. If the purchase information of the new product is not similar to the history of the purchase information, the privilege processing unit 240 indicates that the user 190 has a new product than if the purchase information of the new product is similar to the history of the purchase information. The amount of increase of the point value given to the user 190 may be largely determined when purchasing. Then, the purchase information storage control unit 270 may increase the current point value stored in the basic information 310 by the increase amount determined by the benefit processing unit 240. Thus, the purchase information storage control unit 270 may control the information storage unit 280 that stores the current point value given to the user 190.

  The storage destination of the value such as the remaining amount of the regional currency and the point score may be the card 180 instead of the information storage unit 280. In this case, the purchase information storage control unit 270 may control the store terminal 120 to rewrite the value stored in the card 180.

  Increasing benefits is a concept that includes adding new benefits as well as increasing the amount of reduction from the payment amount and increasing the points. For example, increasing the benefit includes increasing the number of items purchased with the same payment amount. In addition, increasing the benefit includes an additional gift of a product different from the product to be purchased to the user.

  FIG. 3 illustrates the basic information 310, the setting information 320, the currency usage information 330, and the purchase history information 340 stored in the information storage unit 280 in a table format.

  The basic information 310 associates the customer ID, the card ID, the personal ID, the remaining amount, the local government ID, the valid area and the valid period with each other. The customer ID is identification information of a customer given by the card issuing organization 40. The card ID is identification information for identifying the card 180. The card ID may be a credit card number.

  The personal ID is information provided from the local government server 150 for identifying the identification information of the user 190. The personal ID may be, for example, information for specifying a basic resident register number. The balance is the current balance of the local currency given to the user 190. The municipality ID is identification information for identifying a municipality. The effective area is information for specifying the area where the local currency can be used. The effective area is determined in accordance with the local government 50. For example, the effective area may be an area where the local government 50 is autonomous. As the effective area, the same area may be defined for all the residents in the area where the local government 50 is autonomous. Expiration date is information that specifies an expiration date for which the local currency can be used. Local currency can only be used within the expiration date.

  The setting information 320 associates the customer ID, the discount rate pattern for each area, and the discount rate pattern for each period with each other. The discount rate pattern for each area is information that is specified by the user 190 and specifies the area where the user 190 uses the area currency. The discount rate pattern for each period is information that is specified by the user 190 and specifies the period in which the user 190 uses the regional currency. Details of these pieces of information will be described with reference to FIG.

  The currency usage information 330 associates the customer ID, the usage date, the usage amount, the store ID, the discount amount, and the balance after use with each other. In the currency usage information 330, one record is added for each usage. The usage date is an example of information specifying the time when the product was purchased. The time may be information including date and time. The time may be information including only a date. The usage amount is the total amount of purchased product prices. Store ID is information which identifies the store 20 which is a store which sold goods. The discount amount is information indicating the amount of reduction from the total amount of the product price. The balance after use represents the balance of the local currency after purchasing the product. For example, the balance after use is an amount obtained by subtracting the discount amount from the usage amount from the balance of the regional currency before purchasing.

  The purchase history information 340 associates the customer ID, the date and time of use, the store ID, the product attribute, and the price with one another. The purchase history information 340 has one record added to each purchased item. The item attribute includes, for example, information identifying the type to which the item belongs. As an example, the product attribute may include a classification number defined in Japan Standard Product Classification. The price is the price of the product purchased by the user 190.

  FIG. 4 shows the rule information 350 stored in the information storage unit 280 in a table format. The rule information 350 includes a rule 410, a rule 420, a rule 430, a rule 440, a rule 450, and a rule 460 which respectively determine the discount rate for the product price. Each rule includes a conditional part and a consequent part. The consequent part of each rule defines the additional discount rate Dr1, Dr2, Dr3, Dr4, Dr5 or Dr6 when the condition part is satisfied. The final discount rate is determined based on the sum of the additional discount rates of each rule.

  The rule 410 includes a condition part regarding the purchase frequency Rr in the area where the dealer exists. As one example, Rr is evaluated by the ratio of the number of purchases in the area where the dealer exists in the purchase history.

  For example, in the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 identifies the area where the store 20a exists. Further, the bonus processing unit 240 refers to the purchase history information 340 and counts the number of purchases in the past from the store 20 in the same area as the area where the store 20 a exists. Then, the bonus processing unit 240 calculates Rr based on the counted number and the total number of purchases.

  The bonus processing unit 240 determines whether or not the condition unit is satisfied based on the rules 410 and Rr, and determines the additional discount rate Dr1 defined by the conclusion unit corresponding to the satisfied condition unit. For example, when Rr is 10% or more, the bonus processing unit 240 determines the additional discount rate Dr1 to be 0%. In addition, the bonus processing unit 240 determines the additional discount rate Dr1 to be 1% when 0% <Rr <10%. Further, the benefit processing unit 240 determines the additional discount rate Dr1 to be 2% when Rr = 0%, that is, when there is no history of purchasing in the same area as the area where the store 20a exists.

  Thus, the bonus processing unit 240 increases the additional discount rate Dr1 as the Rr is lower. For example, when Rr is equal to or greater than a predetermined threshold (for example, 10%), the bonus processing unit 240 determines that the purchase frequency in the area where the store 20a is present is high, and the additional discount rate Dr1 is 0 Make it into%. That is, the bonus processing unit 240 determines that a discount based on Rr is not to be made.

  As a result, no benefit is given to the user 190 when purchasing goods in a region where the frequency of purchase is high. And, the less frequent the purchase frequency is, the greater benefit can be given to the user 190. As a result, it is possible to give great benefits to purchasing behavior in areas where past frequency of purchasing is low. As a result, it is possible to promote purchasing behavior in areas different from areas where purchasing is routine. When you stop in areas that you do not use on a daily basis, you are more likely to find stores that you prefer that are not in areas that you use daily. Therefore, it can be expected that consumption behavior different from everyday can be induced by promoting purchasing behavior in areas not used daily.

  The rule 420 includes a condition part related to the distance D from an area where the purchase frequency is high to the store. As an example, the distance D is evaluated as a distance from a reference point in the area where Rr is larger than a predetermined threshold value to a point where the dealer exists. The point where the prefectural office or municipal office exists, the central point of the area, etc. may be selected as the reference point. Also, a point on the boundary between the other areas may be selected as the reference point. The rule 420 is applied when it is determined that the purchase frequency in the area where the dealer exists is low.

  In the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 identifies a point where the store 20a exists. Further, as described above, the benefit processing unit 240 calculates Rr with reference to the purchase history information 340.

  The bonus processing unit 240 determines whether the condition unit is satisfied based on the rules 420 and D, and determines the additional discount rate Dr2 defined by the conclusion unit corresponding to the satisfied condition unit. For example, when the distance D is less than 3 km, the bonus processing unit 240 determines the additional discount rate Dr2 to be 0%. When the distance D is 3 km or more and less than 10 km, the bonus processing unit 240 determines the additional discount rate Dr2 to be 1%. When the distance D is 10 km or more, the bonus processing unit 240 determines the additional discount rate Dr2 to be 2%.

  As a result, when the store is close from the area where the purchase frequency is high, the user 190 is not given a benefit. And, the further away the store is from the area where the purchase frequency is high, the greater benefit is given to the user 190. As a result, for example, it is possible to give great benefits to purchasing behavior in an area away from the daily life zone such as home and work. Therefore, it is possible to promote purchasing behavior in areas away from the daily life zone. When leaving the daily life zone, the assortment and display method of the stores may differ greatly from the assortment and display methods of the stores in the living area. Therefore, it can be expected that consumption behavior different from everyday life can be induced by promoting purchasing behavior in areas away from the daily life zone. In addition, it becomes a place to know stores around the store where they stopped by, and it can be expected to effectively stimulate personal consumption different from daily life.

  The rule 430 includes a condition part regarding the purchase frequency Rt of the same type of product as the product to be purchased. As an example, Rt is evaluated by the ratio of the number of purchases of purchased products to the purchase history.

  In the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 specifies the type of the product to be purchased. Further, the privilege processing unit 240 refers to the purchase history information 340 and counts the number of cases in which a product of the same type as the product to be purchased has been purchased in the past. Then, the bonus processing unit 240 calculates Rt based on the counted number and the total number of purchases.

  The bonus processing unit 240 determines whether the condition unit is satisfied based on the rules 430 and Rt, and determines the additional discount rate Dr3 defined by the consequent unit corresponding to the satisfied condition unit. For example, the benefit processing unit 240 determines the additional discount rate Dr3 to be 0% when 10% ≦ Rt. In addition, the bonus processing unit 240 determines the additional discount rate Dr3 to be 1% when 0% <Rt <10%. Further, in the case of Rt = 0%, that is, when there is no history of purchasing the same type of product as the product to be purchased, the bonus processing unit 240 determines the additional discount rate Dr3 to be 2%.

  Thus, the bonus processing unit 240 increases the additional discount rate Dr3 as the Rt decreases. For example, when Rt is equal to or more than a predetermined threshold (for example, 10%), the bonus processing unit 240 determines that the purchase frequency of the same product is high, and sets the additional discount rate Dr3 to 0%. That is, it is determined that a discount based on Rt is not to be made.

  As a result, when purchasing a product that is frequently purchased, the user 190 is not given a benefit. Then, the user 190 can be given greater benefits as the frequency of purchase of the same type of product is lower. Thereby, only low benefits are given to the purchase behavior of products that are frequently purchased in the past, such as daily necessities, and great benefits are given to products that are low in past purchase frequency, such as products other than daily necessities Can. Also, for example, when an elderly woman who has never joined a fitness club in the past joins a fitness club, a great benefit can be given. By this, it is possible to promote admission to a fitness club, and in turn, it is possible to expect to consume products such as sportswear that have never been purchased in the past. Also, for example, when a man who has never purchased a cake in the past purchases a cake, a great benefit can be given. This enables men to promote the purchase of cakes that they do not eat on a daily basis, which in turn increases the possibility of leading men to the taste of making cakes and increasing the possibility for men to newly recognize cakes as favorites. it can. As described above, it can be expected that new consumption behavior can be induced by promoting the purchase behavior of products that are not purchased on a daily basis.

  The rule 440 includes a condition part regarding the purchase frequency Rs at the store. As one example, Rs is evaluated by the ratio of the number of purchases at the same store to the purchase history.

  In the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 identifies the store 20a and refers to the purchase history information 340 to check in the past at the store 20a. Count the number of items purchased. Then, the bonus processing unit 240 calculates Rs based on the counted number and the total number of purchases.

  The bonus processing unit 240 determines whether the condition unit is satisfied based on the rules 440 and Rs, and determines the additional discount rate Dr4 defined by the consequent unit corresponding to the satisfied condition unit. For example, the benefit processing unit 240 determines the additional discount rate Dr4 to be 0% when 5% ≦ Rs. Further, the benefit processing unit 240 determines the additional discount rate Dr4 to be 1% when 0% <Rs <5%. Further, the benefit processing unit 240 determines the additional discount rate Dr4 to be 2% when Rs = 0%, that is, when there is no history of purchasing in the store 20a in the past.

  Thus, the bonus processing unit 240 increases the additional discount rate Dr4 as the Rs is lower. For example, when Rs is equal to or higher than a predetermined threshold (for example, 10%), the bonus processing unit 240 determines that the purchase frequency at the store 20a is high, and sets the additional discount rate Dr4 to 0%. That is, it is determined that a discount based on Rs is not to be made.

  As a result, no benefit is given to the user 190 when purchasing a product at the shop 20 where the frequency of purchase is high. Then, as the purchase frequency at the same store is lower, it is possible to give the user 190 greater benefits. As a result, it is possible to give only a low benefit to the purchase behavior at the store 20 used on a daily basis, and to give a large benefit to the purchase behavior at the store 20 not used on a daily basis. Therefore, it is possible to promote purchasing behavior at stores that are not used on a daily basis. When you stop at a store that you do not use on a daily basis, the assortment and display method of the store may be greatly different from the assortment and display method of the store that you use on a daily basis. Therefore, it can be expected that consumption behavior different from everyday can be induced by promoting purchasing behavior at stores not used daily. In addition, it becomes a place to know stores around the store where they stopped by, and it can be expected to effectively stimulate personal consumption different from daily life.

  The rule 450 includes a condition part regarding the purchase frequency Rp at the same time as the time to purchase. As one example, Rp is evaluated at the ratio of the number of purchases at the same time in the purchase history. The time may be, for example, a day of the week, a time of day, a month of a year, or a period of a year (for example, a quarter).

  In the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 specifies the current time. Further, the privilege processing unit 240 refers to the purchase history information 340 and counts the number of purchases made at the same time in the past. Then, the bonus processing unit 240 calculates Rp based on the counted number and the total number of purchases.

  The bonus processing unit 240 determines whether the condition unit is satisfied based on the rules 450 and Rp, and determines the additional discount rate Dr5 defined by the consequent unit corresponding to the satisfied condition unit. For example, the benefit processing unit 240 determines the additional discount rate Dr5 to be 0% when 5% ≦ Rp. In addition, the bonus processing unit 240 determines the additional discount rate Dr5 to be 1% when 0% <Rp <5%. Further, in the case of Rp = 0%, that is, when there is no history of purchasing the product at the same time as the purchased product, the bonus processing unit 240 determines the additional discount rate Dr5 to be 2%.

  Thus, the bonus processing unit 240 increases the additional discount rate Dr5 as the Rp is lower. For example, when Rp is equal to or greater than a predetermined threshold (for example, 5%), the bonus processing unit 240 determines that the purchase frequency at the same time is high, and sets the additional discount rate Dr5 to 0%. That is, it is determined that a discount based on Rp is not to be made.

  As a result, no benefit is given to the user 190 when purchasing at a time when the past purchase frequency is high. And, as the purchase frequency at the same time is lower, it is possible to give the user 190 greater benefits. As a result, it is possible to give only low benefits to purchasing behavior at the time of daily purchasing, and to provide great benefits to purchasing behavior at times other than the daily purchasing time. Therefore, it is possible to promote purchasing behavior at a time when it is not used daily, such as a time zone or a season when it is not used daily. For example, if you visit a store during a time zone in which you do not purchase on a daily basis, there may be cases in which products that you do not want to sell are on sale in the time zone that you use daily. In addition, when you visit the store in the season when you do not purchase on a daily basis, there may be cases where seasonal goods that are not sold are sold in the seasons that you use on a daily basis. Therefore, promoting purchasing behavior in time zones and seasons that are not used on a daily basis increases the possibility that the product willingness of those products is promoted. As described above, it can be expected that consumption behavior different from everyday can be induced by promoting purchasing behavior at a time when it is not used daily.

  The rule 460 includes a condition part regarding the purchase frequency Rv in the same price range as the price of the product to be purchased. As one example, Rv is evaluated by the ratio of the number of purchases in the same price range in the purchase history.

  In the purchase information processing server 140, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 specifies a price range including the commodity price. Further, the privilege processing unit 240 refers to the purchase history information 340 and counts the number of cases where products in the same price range have been purchased in the past. Then, the privilege processing unit 240 calculates Rv based on the counted number and the total number of purchases.

  The benefit processing unit 240 determines whether the condition unit is satisfied based on the rules 460 and Rv, and determines the additional discount rate Dr6 defined by the consequent unit corresponding to the satisfied condition unit. For example, the bonus processing unit 240 determines the additional discount rate Dr6 to be 0% when 5% ≦ Rv. In addition, the bonus processing unit 240 determines the additional discount rate Dr6 to be 1% when 0% <Rv <5%. Further, in the case of Rv = 0%, that is, when there is no history of purchasing a product at the same time as the purchased product, the bonus processing unit 240 determines the additional discount rate Dr6 to be 2%.

  Thus, the bonus processing unit 240 increases the additional discount rate as the Rv is lower. For example, when Rv is equal to or higher than a predetermined threshold (for example, 5%), the bonus processing unit 240 determines that the purchase frequency of products in the same price range is high, and sets the additional discount rate Dr6 to 0%. . That is, it is determined that a discount based on Rv is not to be made.

  In addition, the privilege processing unit 240 calculates a reference amount based on the amount of the product purchased by the user in the past based on the history of the purchase information. Then, the bonus processing unit 240 sets the additional discount rate Dr6 to 0% when the product price is lower than the reference amount. For example, even if 0% <Rv <5%, the bonus processing unit 240 sets the additional discount rate Dr6 to 0% when the product price is lower than the reference amount. The reference amount may be an average amount of goods purchased in the past. For example, the reference amount may be an average value of the amount of goods purchased in the past. The reference amount may be an amount within a price range having the highest frequency of the number of purchases (for example, a median value of the price range) in the distribution of the number of purchases with respect to the amount of goods purchased in the past.

  As a result, no benefit is given to the user 190 when purchasing a product in a price range where the past purchase frequency is high. Then, the user 190 can be given greater benefits as the frequency of purchase of products in the same price range is lower. As a result, it is possible to give only low benefits to the purchase behavior of the products in the price range that is always purchased, and to provide great benefits to the purchase behavior of products in the price range other than the price range of products that are always purchased. This leads to the promotion of consumption behavior different from usual, and can effectively stimulate personal consumption. The additional discount rate based on Rv may be determined for each type of product. For example, the benefit may be increased when the user 190 who normally purchased rice in the price range of 1,500 yen at 5 kg and newly purchases rice at the price of 3000 yen with 5 kg. Even if the user 190 frequently purchases other agricultural products in the price range of 3000 yen or more, the benefit given to the user 190 may be increased. In addition, the benefit may be increased when the user 190 who normally purchased jeans in the price range of 1000 yen purchases new expensive old jeans. Even if the user 190 frequently purchases other clothes in the higher price range, the benefit given to the user 190 may be increased.

  In addition to the region, distance D, type of product, purchase frequency at the same store, purchase timing, and price range of the product described above, the condition that the purchase frequency or the number of purchases has increased has been satisfied. If it is done, benefits may be increased. For example, the privilege may be increased when it is determined that the frequency of going to drink changes in the direction of increasing compared to the past. Specifically, the benefits may be increased if the number of times you have been drinking since this year is seven or more times more than the number of times you have been drinking in the last year. In addition, when the number of wine consumption per month is three, the benefit may be increased when the average number of consumption per month in the latest half year increases to six.

  FIG. 5 shows the additional discount rates set for each period or region in a table format. The additional discount rate per period 510 and the additional discount rate per region 520 are included as part of the rule information 350.

  In the additional discount rate 510 for each period, the quarter is associated with the discount rate pattern of the additional discount rate DP. The quarter is an example of the period.

  Discount rate pattern A indicates that an additional discount rate of 10% is given when using the regional currency in the second quarter, and an additional discount rate DP of 0% when using the regional currency in the other quarters .

  Discount rate pattern B gives an additional discount rate DP of 4% when using the regional currency in the first quarter, and gives an additional discount rate DP of 3% when using the regional currency in the second quarter. It shows that if the regional currency is used in the third quarter, an additional discount rate DP of 2% is given, and if the regional currency is used in the fourth quarter, an additional discount rate DP of 1% is provided.

  The discount rate pattern c gives an additional discount rate DP of 3% when the regional currency is used in the first quarter to the third quarter, and an additional discount rate DP of 1% when the regional currency is used in the fourth quarter Indicates that is given.

  The user 190 selects one of the discount rate patterns among the discount rate pattern A, the discount rate pattern B, and the discount rate pattern B using, for example, the user terminal 170, and transmits the discount rate pattern to the purchase information processing server 140. In the purchase information processing server 140, the user terminal IF 260 stores the received information indicating the discount rate pattern in the setting information 320 of the information storage unit 280.

  For example, if the purchase information acquisition unit 220 receives usage information from the store terminal 120a when the user 190a has selected the pattern B, the benefit processing unit 240 responds if the current time is within the second quarter. Determine the additional discount rate based on the timing based on the additional discount rate DP of 3%. More details will be described in conjunction with FIG.

  In the additional discount rate 520 for each area, the discount rate pattern of the additional discount rate is associated with the area. Discount rate pattern A is given an additional discount rate DR of 5% when using regional currency in District A or B, and when using regional currency in other regions, additional discount rate DR is 0% Indicates that there is. Discount rate pattern B gives an additional discount rate DR of 5% when using regional currency in District C or District D, and has an additional discount rate DR of 0% when using regional currency in other regions Indicates that. The discount rate pattern C shows that an additional discount rate DR of 2.5% is given when the regional currency is used in any of the A to D zones.

  The user 190 selects one of the discount rate patterns from among the discount rate pattern A, the discount rate pattern B, and the discount rate pattern C, using, for example, the user terminal 170, and transmits the discount rate pattern to the purchase information processing server 140. In the purchase information processing server 140, the user terminal IF 260 stores the received information indicating the discount rate pattern in the setting information 320 of the information storage unit 280.

  For example, in the case where the user 190a has selected the pattern A, when the purchase information acquisition unit 220 receives the usage information from the store terminal 120a, the benefit processing unit 240 identifies the area where the store 20a exists. Then, if the identified area is in the B section, the bonus processing unit 240 determines the additional discount rate based on the area based on the corresponding 5% additional discount rate DR. More details will be described in conjunction with FIG. When the store 20a exists in the C ward or D ward, the benefit processing unit 240 determines 0% as the additional discount rate DR for each area.

  FIG. 6 shows, in the form of a table, coefficient information 600 which defines a coefficient to be multiplied with the additional discount rate. The designated coefficient information 600 is included as part of the rule information 350.

  The bonus processing unit 240 multiplies the additional discount rates DP and DR for each time period or area by a coefficient corresponding to the ratio x of the number of users who have selected the pattern, according to the number of users who designated each pattern. As an example, the coefficient α (p) according to the number of users who designated the discount rate pattern for each period will be described.

  Assuming that the ratio of the number of persons who select each pattern is p, in the case of 0% ≦ p <25%, α (p) = 1.3. In the case of 25% ≦ p <50%, α (p) = 1.2. In the case of 50% ≦ p <75%, α (p) = 1.1. In the case of 75% ≦ p ≦ 100%, α (p) = 1.0.

  Similarly, in the designated area, assuming that the ratio occupied by the number of people who selected each pattern is q, in the case of 0% ≦ q <25%, in the case of α (q) = 1.3 and 25% ≦ p <50% If α (q) = 1.2, 50% ≦ q <75%, then α (q) = 1.1, and if 75% ≦ q ≦ 100%, then α (q) = 1.0.

  As an example, if the user 190a selects the pattern B as the discount rate pattern for each period, assuming that the number of users who selected the pattern B as the designated period is 20% of the whole, the user 190a selects the regional currency in the second quarter In the case of using the, the bonus processing unit 240 calculates α (p) × DP as the additional discount rate based on the time, and determines 3.9%.

  In addition, when the user 190a selects the pattern A as the discount rate pattern for each area, assuming that the number of users who select the pattern A as the designated period is 40% of the whole, the user 190a uses the area currency in the area B In this case, the bonus processing unit 240 calculates α (q) × DR as the area-based discount rate, and determines 6%.

  The bonus processing unit 240 calculates the total discount rate DR with DR = Dr1 + Dr2 + Dr3 + Dr4 + Dr5 + Dr6 + α (p) × DP + α (q) × DR. Then, the privilege processing unit 240 determines an amount obtained by multiplying the price of the product by the total discount rate DR as a discount amount.

  FIG. 7 is a flowchart showing processing of the purchase information processing server 140 when the usage information is received from the store 20.

  The purchase information acquisition unit 220 extracts a card ID, a shop ID, and a commodity price from the use information received from the shop terminal 120 (S700), and supplies the card processing unit 240 and the availability determination unit 210 with each other. The availability determination unit 210 refers to the basic information 310 to acquire the valid area and the valid period associated with the card ID (S702). Then, the availability determination unit 210 determines whether the local currency is available (S704). Specifically, the information providing unit 210 determines that the local currency can be used when the store 20 exists in the effective area of the local currency and the current date and time is within the expiration date of the local currency. Do.

  If it is determined in S704 that the local currency is not available, the process proceeds to S722.

  If it is determined that the local currency is available, the benefit processing unit 240 relates to the rule described in relation to FIG. 4, the discount rate pattern of additional discounting described in relation to FIG. 5, and FIG. The total discount rate is calculated based on the coefficient α described above (S706). Further, the bonus processing unit 240 calculates the discount amount and the payment amount based on the product price and the total discount rate (S 708). The payment amount is the product price minus the discount amount.

  Subsequently, the privilege information communication unit 250 transmits usage inquiry information including the total discount rate and the discount amount to the store 20a (S710). When the store terminal 120 receives the usage inquiry information, it displays the total discount rate and the discounted amount, presents the total discount rate and the discounted amount to the user 190, and selects the user 190 whether to use the local currency or not Let When the user 190 selects whether to use the regional currency, the shop terminal 120 transmits, to the purchase information processing server 140, availability information indicating whether to use the regional currency. The privilege information communication unit 250 receives the availability information from the store 20 (S712).

  In the process of S 708, if the amount of payment after discount is larger than the remaining amount of regional currency, the amount obtained by multiplying the remaining amount of regional currency by the total discount rate is calculated as the discounted amount, and the remaining amount of discount and regional currency Calculate the difference between the product price and the total sum of Then, in S710, information indicating that the difference should be settled with a credit card or cash may be included in the usage inquiry information and transmitted. When the store terminal 120 receives the usage inquiry information, the store terminal 120 may display the difference along with the total discount rate and the discount amount, and notify the user 190 that the difference should be credited. When the user 190 selects the purport that the regional currency is to be used and the difference payment method, the store terminal 120 transmits the information indicating the difference payment method to the availability information including the availability information, and uses the information processing server 140 in S712. Availability information is received at the purchase information processing server 140.

  In S714, the bonus processing unit 240 determines whether the use of the local currency has been notified based on the availability information. Subsequently, when it is notified that the regional currency is used, the purchase information storage control unit 270 updates the remaining amount of the regional currency of the basic information 310 and the currency usage information 330 (S716). Specifically, the purchase information storage control unit 270 subtracts the payment amount from the remaining amount of the basic information 310 to update the remaining amount. In addition, the usage information of the local currency is stored in the currency usage information 330.

  Subsequently, processing relating to payment using the local currency is performed (S718). Specifically, the information storage unit 280 stores information for charging the local government 50 for the sum of the payment amount and the discount amount. Furthermore, when it is selected to pay the difference in credit settlement when there is a difference between the product price and the payment amount, the information storage unit processes the credit settlement processing and the information for billing the difference to the user 190. Store in 280.

  Subsequently, the purchase information storage control unit 270 adds information such as purchased products, information of the store 20, etc. to the purchase history information 340, updates the purchase history information (S720), and ends the processing of this flow. .

  If it is determined that the local currency is not used in the determination of S714, a process regarding payment not using the local currency is performed (S722). For example, in the case where the card 180 is a credit card, the information storage unit 280 stores credit payment processing and information for charging the user 190. Subsequently, the process proceeds to S720 to update the purchase information in the purchase history information 340, and the process ends.

  In addition, when the user 190 pays at least a part of the commodity price using the regional currency, the card issuing organization 40 charges the local government based on the information stored in the information storage unit 280 in S718. Do. Specifically, based on the information stored in the information storage unit 280, the local currency use information transmitting unit 295 transmits the sum of the payment amount and the discount amount to the local government server 150. Thus, for example, the user 190a can use the local currency by using the card 180a, which is a normally used credit card, and the card issuing agency 40 charges the local government for the use of the local currency and the discounted amount. Thus, the user 190 can conveniently use the local currency.

  FIG. 8 schematically shows a search screen 800 for a recommended product generated by the purchase information processing server 140. The purchase information processing server 140 causes the user terminal 170 to display the search screen 800. The search screen 800 includes a search condition menu 810, a search button 820, and a search result 830.

  The search condition menu 810 includes a purchase area menu for specifying a purchase area, a product type menu for specifying a product type, a purchase time menu for specifying a purchase time, and a discount rate menu for specifying a discount rate. The search condition menu 810 is a pull-down menu for selecting condition items in pull-down format. In the purchase area menu, the area where the store to be searched exists is specified. In the item type menu, the type of item to be searched is specified. In the purchase date menu, purchase dates to be searched are specified. The discount rate menu specifies a range of discount rates for products to be searched for.

  When the user 190 touches the search button 820, a search result 830 including a list of recommended products acquired from the purchase information processing server 140 is displayed. Specifically, when it is detected that the display position of the search button 820 is touched, the user terminal 170 acquires information indicating the purchase area, the type of product, the purchase time, and the discount rate set in the search condition menu 810, It transmits to the purchase information processing server 140.

  In the purchase information processing server 140, the user terminal IF 260 acquires, from the user terminal 170, information indicating the purchase area, the type of product, the purchase time, and the discount rate. The product search unit 230 searches the product information 360 for products and stores that satisfy the specified conditions. The product search unit 230 supplies information for identifying the searched product, product price and store to the benefit processing unit 240 to calculate the discount rate and the discount amount. The product search unit 230 extracts a product satisfying the discount rate condition from among the searched products, and supplies the product to the user terminal IF 260. The user terminal IF 260 transmits the product supplied from the product search unit 230, the searched shop, the product price, the discount amount and the discount rate information to the user terminal 170. The user terminal 170 a displays the search result 830 based on the information received from the purchase information processing server 140. Thereby, the user 190 can easily search which product can be purchased at a high discount rate if it is bought at a store.

  According to the purchase information processing system 10 described above, since the payment amount of the user 190 can be reduced, it is possible to promote effective use without saving local currency. Further, according to the purchase information processing system 10, the value of the regional currency may change depending on the product or store to be purchased. For example, depending on the product or store purchased, the value of the local currency will decrease. According to the purchase information processing system 10, such a system in which the value of the currency changes can be realized realistically and highly conveniently. Therefore, the use of regional currency can be disseminated.

  In the above description, the purchase information processing system 10 in the case of using the regional currency for at least partial payment of the commodity price has been described. However, the currency used for payment is not limited to the local currency. The above-described purchase information processing system 10 can be modified to be applied to a mode in which a currency not limited to a region is adopted. In addition, the above-described purchase information processing system 10 can be modified to be applied to a form in which legal currency is used.

  The similarity of the purchase information in the present embodiment is an example of an index indicating the magnitude of the economic effect or the magnitude of the economic value of the purchase action. For example, the act of purchasing a product from a retailer who has not frequently purchased in the past has an economic effect or economic value greater than the act of purchasing a product from a retailer who has frequently purchased in the past It can be judged. In addition, the act of purchasing goods from a store located in a place that has not frequently purchased in the past is more economical than the act of purchasing goods from a store located in a place that has frequently purchased in the past It can be judged that the economic value is large. In addition, it can be determined that the act of purchasing a product at a time when it has not frequently purchased in the past has a greater economic effect or economic value than the act of purchasing a product at a time when it has frequently purchased in the past. . In addition, it can be determined that the act of purchasing a product with an attribute that has not been purchased frequently in the past has a greater economic effect or economic value than the act of purchasing a product with an attribute that has frequently been purchased in the past. . Also, for example, an act of newly purchasing a product of an amount higher than the average amount of goods purchased in the past (for example, the above-mentioned reference amount) may have an economic effect or economic value over the past average purchasing action. Can be judged to be large. Therefore, the bonus processing unit 240 compares the purchase information of the new product with the history of the purchase information, and determines whether the purchase information of the new product shows a large economic effect as compared with the history of the purchase information. If the purchase information of the new product shows a large economic effect as compared to the history of the purchase information, then the purchase information of the new product does not show a large economic effect as compared to the history of the purchase information. The benefit given to the user may be increased when the user purchases a new product.

  In the above description, at least a part of the processing described as the operation of the purchase information processing server 140 can be realized by the processor controlling each piece of hardware (for example, a hard disk, a memory, and the like) included in the computer according to a program. As described above, at least a part of the processing of the purchase information processing server 140 operates according to a program to control each hardware, so that each hardware including a processor, a hard disk, a memory, and the like cooperates with the program. It can be realized by operating. That is, the processing of the purchase information processing server 140 can be realized by a so-called computer. The computer may read a program that controls the execution of the above-described process, operate according to the read program, and execute the process. The computer can read the program from a computer readable recording medium storing the program. Further, the program may be supplied to the computer through a communication line, and the computer may read the program supplied through the communication line.

  As mentioned above, although this invention was demonstrated using embodiment, the technical scope of this invention is not limited to the range as described in the said embodiment. It is apparent to those skilled in the art that various changes or modifications can be added to the above embodiment. It is also apparent from the scope of the claims that the embodiments added with such alterations or improvements can be included in the technical scope of the present invention.

  The execution order of each process such as operations, procedures, steps, and steps in the apparatuses, systems, programs, and methods shown in the claims, the specification, and the drawings is particularly “before”, “preceding” It is to be noted that “it is not explicitly stated as“ etc. ”and can be realized in any order as long as the output of the previous process is not used in the later process. With regard to the operation flow in the claims, the specification, and the drawings, even if it is described using “first,” “next,” etc. for convenience, it means that it is essential to carry out in this order. It is not a thing.

10 purchase information processing system 20 store 40 card issuing organization 50 local government 120 store terminal 140 purchase information processing server 150 local government server 160 communication line 170 user terminal 180 card 190 user 210 availability determination unit 220 purchase information acquisition unit 230 product search unit 240 privilege Processing unit 250 privilege information communication unit 260 user terminal IF
270 purchase information storage control unit 280 information storage unit 290 regional currency information reception unit 310 basic information 320 setting information 330 currency usage information 340 purchase history information 350 rule information 360 product information 410, 420, 430, 440, 450, 460 rule 510, 520 additional discount rate 600 coefficient information 800 search screen 810 search condition menu 820 search button 830 search results

Claims (12)

A history storage unit that stores a history of purchase information of products purchased by the user in the past;
A purchase information acquisition unit for acquiring purchase information of a new product by the user;
The purchase information of the new product is compared with the history of the purchase information, and the purchase behavior of the new product is the case where the purchase information of the new product is not similar to the history of the purchase information. When the purchase information of the new product is similar to the history of the purchase information when it is different from the daily purchase behavior of the user, or the purchase behavior of the new product is different from the daily purchase behavior of the user A purchase information processing system, comprising: a benefit processing unit that increases a benefit given to the user when the user purchases the new product from the case where the user does not do so . In the case where the purchase information of the new product is not similar to the history of the purchase information, and the purchase behavior of the new product is different from the daily purchase behavior of the user . The user purchases a new product from when the purchase information of the new product is similar to the history of the purchase information or when the purchase behavior of the new product is not different from the daily purchase behavior of the user The purchase information processing system according to claim 1, wherein the amount to be paid by the user is lowered in the case of doing so. The purchase information includes information indicating at least one of an attribute of the product, a store of the product, a location of a store of the product, an amount of the product, and a purchase time of the product. Purchase information processing system described in 2. It further comprises a designated period acquisition unit that acquires information indicating a designated period that is a period designated by the user,
The benefit processing unit increases the benefit from the case where the user purchases the new product outside the specified period, when the user purchases the new product within the specified period. Purchase information processing system according to any one of 3 ). 5. The purchase information processing system according to claim 4 , wherein the benefit processing unit increases the benefit as the number of other users who designated the same period as the designated period designated by the user is smaller. It further comprises a designated area acquisition unit that acquires information indicating a designated area that is an area designated by the user,
The benefit processing unit increases the benefit from the case where the user purchases the new product outside the designated area when the user purchases the new product in the designated area. The purchase information processing system according to any one of 5 . The purchase information processing system according to claim 6 , wherein the bonus processing unit increases the bonus as the number of other users who designated the same area as the designated area designated by the user is smaller.   Point control unit for controlling a point storage unit for storing current point values given to the user
And further
  In the case where the purchase information of the new product is not similar to the history of the purchase information, and the purchase behavior of the new product is different from the daily purchase behavior of the user. The user purchases the new product from when the purchase information of the new product is similar to the history of the purchase information or when the purchase behavior of the new product is not different from the daily purchase behavior of the user. When purchasing, the amount of increase of the point value given to the user is largely determined,
  The point control unit increases the current point value stored in the point storage unit by the increase amount determined by the benefit processing unit.
The purchase information processing system according to any one of claims 1 to 7. A history storage unit that stores a history of purchase information of products purchased by the user in the past;
A purchase information acquisition unit for acquiring purchase information of a new product by the user;
The purchase information of the new product is compared with the history of the purchase information, and if the purchase information of the new product is not similar to the history of the purchase information, the purchase information of the new product is the purchase information A bonus processing unit that increases a privilege to be given to the user when the user purchases the new product from the case of being similar to the history of
A balance controller that controls the balance storage section for storing the current balance of virtual currency given to the user
Bei to give a,
When the purchase information of the new product is not similar to the history of the purchase information, the benefit processing unit is more likely to receive the new product than when the purchase information of the new product is similar to the history of the purchase information. Largely determine the amount of deduction from payments for
The balance control unit reduces the payment amount reduced by the reduction amount determined by the benefit processing unit from the balance stored in the balance storage unit.
Purchasing information processing system. A history storage unit that stores a history of purchase information of products purchased by the user in the past;
A purchase information acquisition unit for acquiring purchase information of a new product by the user;
The purchase information of the new product is compared with the history of the purchase information, and if the purchase information of the new product is not similar to the history of the purchase information, the purchase information of the new product is the purchase information A bonus processing unit that increases a privilege to be given to the user when the user purchases the new product from the case of being similar to the history of
A balance controller that controls the balance storage section for storing the current balance of local currency given to the user
Bei to give a,
The bonus processing unit compares purchase information of the new product with a history of the purchase information, when the store of the new product is in an area where the local currency can be used, for the new product. Determine the amount of reduction from the payment amount,
The balance control unit reduces the payment amount reduced by the reduction amount determined by the benefit processing unit from the balance stored in the balance storage unit.
Purchasing information processing system. The purchase information acquisition unit receives usage information including information identifying the user and information identifying the store from a store of the new product the user intends to purchase.
The purchasing information processing system
A local currency information storage unit that associates and stores information for identifying the user and information for identifying an area where the user can use the local currency;
The store can use the area currency available to the user based on the information stored in the area currency information storage unit and the usage information received by the purchase information acquisition unit. An availability determination unit that determines whether or not it exists;
When it is determined by the availability determination unit that a store exists in an area where the local currency can be used, information indicating the amount of reduction determined by the benefit processing unit is transmitted to the store, and the amount of reduction is determined. A privilege information communication unit for receiving information from the retailer indicating whether or not the payment amount reduced by only the area currency is to be paid,
When the benefit information communication unit receives from the store that the benefit information communication unit is to pay the payment amount reduced by the reduction amount from the store, the balance control unit reduces the reduction amount by the reduction amount The purchase information processing system according to claim 10 , wherein the paid amount is reduced from the remaining amount stored in the remaining amount storage unit. A program for causing a computer to function as a purchase information processing system according to any one of claims 1 to 11 .

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