JP6805459B2 - 3D authentication system - Google Patents

Description

The present invention relates to a 3D authentication system.

Conventionally, congratulatory telegrams and condolences are applied to the telegram service company by telephone, fax, etc., a message with the content according to the purpose is selected from various design papers prepared by the service company, and the content is printed and sent to the recipient. It is common to deliver.

Nowadays, in addition to the above messages, it is known that by sending the voice data to a service company via the Internet or the like, the voice data can be incorporated into the selected design paper or stuffed animal and the message content can be output by voice. ..

For example, when an order for a gift with a recording / playback function is received from the computer terminal of the gift giver in Patent Document 1, the voice message of the gift giver to the gift recipient is received from the gift giver's telephone through the telephone network. A technique is disclosed in which a voice message of a gift giver is recorded for a gift with a recording / playback function and delivered to the recipient as a gift with a voice message.

By the way, a 3D printer that creates a 3D model (three-dimensional model) using powdered gypsum or a foaming agent is known. With this 3D printer, it has become possible to easily create a stereoscopic image with a height difference and a high stereoscopic expression effect from a 2D image such as a photograph, which makes it possible to express various shadows and realistic textures. It is possible to create a 3D model with a certain shape. If we can provide a service that uses this 3D model as a gift, the person who receives it should be pleased. In addition to gifts, you may want to send congratulatory gifts together, but since you cannot send cash by courier, you can purchase gift certificates, registered mail, or transfer money separately. It is necessary and troublesome. Therefore, instead of sending cash, it would be convenient if a 3D model containing the recipient's authentication information could be sent as a gift and the recipient could withdraw cash directly from the ATM, etc. using the 3D model's authentication information. Is. However, in order to realize this, a new authentication system that makes the 3D model of the gift function as a means of authenticating the recipient is required.

Tomi No. 3127929

The present invention has been made in view of such a situation, and an object of the present invention is to provide a 3D authentication system capable of authenticating a recipient based on a 3D model.

In order to solve the above problems, the authentication system of the present invention provides the following solutions.

Remittance information generation means that generates remittance information based on the input information from the remittance applicant,
It is provided with a storage means for storing the remittance information generated by the remittance information generating means.
The remittance information includes information indicating the contents of the remittance.
The information indicating the contents of the remittance is characterized by including information on a 3D model for authentication used for authentication.

According to the present invention, it is possible to provide a 3D authentication system capable of authenticating a recipient based on a 3D model.

It is an image diagram of the 3D authentication system which concerns on embodiment of this invention. It is a functional block diagram which shows the structure of the 3D authentication system which concerns on embodiment of this invention. It is an image diagram of the 3D figure and the 3D scanner which concerns on embodiment of this invention. It is a figure which shows an example of the data stored in the remittance information DB of the 3D authentication system which concerns on embodiment of this invention. It is a flowchart which shows the processing operation of the remittance person terminal of a 3D authentication system. It is a flowchart which shows the processing operation of the modeled object creation apparatus of a 3D authentication system. This is an example of a method of adding authentication information of a 3D modeled object according to an embodiment of the present invention. It is a flowchart which shows the processing operation of the system of the financial institution which concerns on embodiment of this invention. It is a figure which shows an example of the screen of the automatic teller machine which concerns on embodiment of this invention.

Hereinafter, embodiments for carrying out the present invention (hereinafter referred to as the present embodiment) will be described in detail with reference to the accompanying drawings. In addition, the same element is given the same number or reference numeral throughout the description of the embodiment.

FIG. 1 is an image diagram of a “3D authentication system” (also referred to as a “3D remittance telegram system”) according to the present embodiment. Hereinafter, the above system will be referred to as "this system". Here, the "3D remittance telegram" means a message transmission (telegram) having an authentication function and a remittance function by a 3D figure.

This system is a so-called "telegram service" for congratulatory and condolences, with an authentication function for recipients and a remittance function. It is necessary to authenticate the recipient for remittance, but in this system, this authentication is performed using a 3D model (three-dimensional model) of the gift to be sent to the recipient. Hereinafter, this 3D model will be referred to as a "3D figure" or simply a "figure" as a typical example thereof. The remittance person accesses the web page of the service provider that creates the figure from his / her own PC, smartphone, or other terminal, selects the figure, and further remittance information includes the remittance amount, the message to the recipient, and the receipt. Enter personal information (name, address, telephone number, etc.) and remittance sender information (name, financial institution's own account number, etc.).

The gift figure selected here may be a ready-made figure prepared in advance by the service provider, or an original figure created by the remittance sender. Ready-made figures of various genres such as animals, plants, vehicles, buildings, sculptures, robots, dinosaurs and monsters, sweets, anime and idol characters are available. Original figures can be created in several ways. For example, image data such as a photograph of an object is sent to a service provider, and the service provider converts the image data into 3D data for creating a figure and creates it with a 3D printer. Alternatively, the remittance person brings the actual figure to the store of the service provider and creates it by the service provider. Alternatively, you may scan the real thing yourself with a 3D scanner and send the data to the service provider to create it. Alternatively, you may scan a human to create a figure. For both ready-made and original figures, if necessary, the finished figure can be processed. Figures made by processing ready-made products are treated as original figures.

The service provider creates the 3D data of the figure created above and "prints" it with a 3D printer. At this time, by synthesizing an "additional figure" as the recipient's authentication information with the original figure shape and changing the shape and composition position of the additional figure each time, the outer shape of the figure to be sent to the recipient is remitted. It is processed into a unique shape that is different for each person and each recipient (that is, for each 3D remittance telegram). Then, the authentication information is linked with the remittance information (remittance amount, recipient information, message, etc.) created by the sender. Details of this authentication information and additional figures will be described later.

After creating the figure, the service provider sends the remittance information obtained from the sender and the authentication information embedded in the figure to the financial institution as authentication registration information from the certifier side, and delivers the created figure to the recipient. To do. If the recipient owns a 3D printer, the completed 3D data may be sent to the recipient and the recipient may "print" with their own 3D printer.

The recipient goes to the financial institution with the delivered figure or the figure created by himself / herself, and reads the shape of the brought figure into the 3D scanner installed in the financial institution. The financial institution extracts (identifies) the authentication information from the shape data of the figure read by the 3D scanner, authenticates the recipient, and if the authentication is OK, acquires the remittance information for the recipient. Then, based on the remittance information, the recipient is made to output the remittance amount and a message to the recipient from the automatic teller machine (automated teller machine or ATM: Automated Teller Machine). This withdrawal is deducted from the sender's account, so the recipient does not need to have an account at the financial institution.

With such a mechanism, a gift is created with a 3D figure, and the recipient is authenticated based on the (hidden) authentication information added to the 3D figure, and the recipient gives a congratulatory gift, etc. You can receive it in cash at the venue. That is, it is possible to provide a so-called "3D remittance telegram service" in which a 3D figure can be sent as a gift, money can be sent at the same time, and a message can be sent like a telegram.

FIG. 2 is a functional block diagram showing a configuration of a 3D authentication system or a 3D remittance telegram system (this system) according to an embodiment of the present invention. As shown in FIG. 2, this system is connected to the remittance terminal 10 operated by the remittance person via the network, and is authenticated to authenticate the recipient based on the request from the remittance terminal 10. It is composed of a 3D model creation device 20 for creating a 3D figure including information, and a system 30 of a financial institution.

The system 30 of the financial institution has a 3D authentication identification device 35 that extracts (identifies) authentication information from the shape of the figure brought in by the recipient, and authenticates the recipient with the extracted authentication information, and when the authentication is completed. It is composed of an authentication server 32 that acquires the remittance information received from the sender terminal 10 of the sender and outputs the remittance amount included in the remittance information to an automatic teller machine (hereinafter referred to as ATM 38). In the case of this remittance service, the recipient is the person to be authenticated in the authentication system, and the sender is the certifier. Hereinafter, in the remittance service, the system 30 of a financial institution that performs 3D authentication may be simply referred to as an authentication system, but the authentication system itself can be applied to other services.

The 3D model creation device 20 creates (prints) a 3D figure from the 3D authentication generator 21 and the 3D data, which receives the order contents for creating the 3D remittance telegram from the sender terminal 10 and generates the authentication information of the 3D figure. ) Consists of a 3D printer 26.

The 3D authentication generation device 21 is composed of a communication means 22, an operation reception means 23, a storage means 24, and a control means 25. The 3D authentication generation device 21 adds authentication information associated with the person to be authenticated (recipient) to the 3D data of the figure, and transmits the authentication information to the authentication system to generate the authentication registration information for collation as an authentication registration information generation means. Function. The details of adding the authentication information will be described later. However, if the figure itself is unique, the authentication information that identifies the person to be authenticated is only the 3D data of the shape.

The communication means 22 is a communication interface for communicating with the remittance terminal 10 and the system 30 of the financial institution.

The operation receiving means 23 receives an operation input from the sender for creating a 3D figure. For example, a Web page for creating a 3D figure is provided, displayed on the display of the remittance terminal 10, and the content input by the remittance is passed to the control means 25. Here, the sender selects a figure to send as a gift or asks to create an original figure. The figure selected or created here may be something associated with the recipient. For example, if the recipient likes cats, choose a cat figure. Alternatively, when sending money to grandparents, it would be nice to send a figure of the current state of the grandchild.

The storage means 24 has a remittance information database 100 (hereinafter referred to as a remittance information DB 100), an authentication information database 200 (hereinafter referred to as an authentication information DB 200), and a user information database 300 (hereinafter referred to as a user information DB 200) in a partial storage area thereof. (Called user information DB 300) is assigned and stored in a semiconductor memory, magnetic or optical disk mounted on the 3D authentication generator 21.

As an example of the data structure of the remittance information DB 100 is shown in FIG. 4, for example, the identification ID of the "3D remittance telegram" and the remittance person name and account number are used as the recipient information. , The recipient's name, the recipient's address and telephone number, and the remittance contents include the ID of the figure, the amount to be sent to the recipient, the message to the recipient, and the like. In addition, although not shown, the remittance information may include the date and time, period, and place (where the ATM is installed) where the recipient can receive the remittance amount. Specifying these will increase safety even if the figure is stolen. This is because the time and place where the criminal withdraws cash can be limited. Further, the message to the recipient may include voice, still image, and moving image in addition to text (text information). It should be noted that the date and time or period during which the recipient can receive the remittance amount, the designation of the place, and the message to the recipient are not essential items.

In the authentication information DB 200, data for creating a 3D figure to be created, a figure ID, IDs of a plurality of (at least several tens of types or more) additional figures (described later) for each figure ID, shape data of the additional figures, and the like are registered. ing.

The user information DB 300 is information registered when the user uses the service of the service provider, and for example, the login ID and password of the user (sender) are registered. If the recipient who received the remittance is also a user of this service, he / she can use the same service to return the congratulatory money.

Based on the request from the sender terminal 10, the control means 25 reads necessary data from the storage means in order to create a 3D figure including the authentication information for authenticating the recipient, and each of the symbols 23 and 24 is indicated. Control the means.

Further, the control means 25 generates shape data for creating a 3D figure from a plurality of photographs input from the remittance terminal 10 for generating the original figure, transmits the shape data to the 3D printer 26, and transmits the 3D figure. Let me create it.

Further, the control means 25 instructs the 3D printer 26 to change the size of the 3D figure according to the remittance amount when the remittance person specifies the amount that the remittance can receive at one time. You may send it. For example, as shown in FIGS. 3A and 3B, the size of the figure 50 is changed. By doing so, for example, when the remittance amount is 100,000 yen, the recipient can withdraw the entire amount of 100,000 yen at a time if the normal size is shown in FIG. 3 (a). , A figure of a small size (for example, 20% of the standard size) shown in FIG. 3 (b) will receive only 20,000 yen at a time. Therefore, in order to receive the remittance amount of 100,000 yen, it is necessary to receive the small size figure in 5 batches. That is, the sender can specify that the recipient cannot withdraw all the remittance amount at once. Therefore, for example, when remittance is made from a parent to a child, if the monthly withdrawal amount is specified, it is possible to prevent the child from withdrawing all at once and wasting money. The remittance information can also include designation of the date, time, and place where the recipient can receive the remittance amount. By doing so, withdrawals can only be made at a designated date, time, period, and place (ATM installed at that place), which further enhances security. Also, even if a figure containing authentication information is stolen, criminal investigation will be easier.

Further, the control means 25 may send an output instruction to the 3D printer 26 to create a plurality of figures, one as a genuine product, and all the other as a pseudo product (dummy). In this case, the recipient will receive one genuine product and one or more dummy figures. However, although the authentication information is added to the genuine product, the dummy cannot be withdrawn because the authentication information is not added. The genuine and dummy figures created here are created, for example, by changing the color or size. Then, the recipient is notified by another means which of the plurality of figures is genuine. Recipients can store genuine and dummy figures in separate locations, or put them in separate bags or purses (in the case of small figures) when taking them out, even if the dummy is stolen. Even if it is lost, it will not be damaged and the safety can be further improved.

The 3D printer 26 receives the 3D data of the modeled object and creates (prints) a 3D figure to be sent to the recipient. The 3D printer 26 is a device for modeling a three-dimensional object using, for example, a resin (for example, ABS resin) based on 3D CAD (Computer Aided Design) data. As a modeling method, for example, 3D data is cross-sectioned using a layered manufacturing method, and the cross-sectioned layers are laminated with a resin to form a desired shape and output.

(Structure of financial institution system)
In the above, the 3D authentication generator 21 which is the side that generates the 3D authentication information has been described, but below, the system of the financial institution which is the authentication system on the side that authenticates the 3D authentication information will be described. The system 30 of the financial institution registers the WEB server 31 that receives the request from the customer via the Internet, the 3D authentication identification device 35 that identifies the authentication information from the figure brought in by the recipient, and the identified authentication information. It is composed of an authentication server 32 that determines whether or not the authentication registration information is matched, and an ATM 38 that outputs a message to the recipient and the remittance amount included in the remittance information associated with the figure.

The authentication server 32 includes a storage means 33 and a determination means 34. The storage means 33 has a remittance information DB 100, an authentication registration information database 400 (hereinafter referred to as an authentication registration information DB 400), and a customer information database 500 (hereinafter referred to as a customer information DB 500) in a partial storage area thereof. It is assigned and stored in a mounted semiconductor memory, magnetic or optical disk. The remittance information entered by the sender is registered in the remittance information DB 100.

In the authentication registration information DB 400, the shape data of the 3D figure sent from the 3D authentication generation device 21 and the information of the additional figure for each 3D figure are registered.

In the customer information DB 500, the name, account number, and account balance associated with the remittance person (customer of the financial institution) are stored.

The determination means 34 determines whether the authentication information of the 3D figure identified by the authentication information identification means 37 is stored in the authentication registration information DB 400 of the storage means 33, and if the authentication information and the authentication registration information match, the ATM 38 is notified. Instruct the remittance and output the message to the recipient.

The 3D authentication identification device 35 includes a 3D scanner 36 and an authentication information identification means 37. The 3D scanner 36 is a device that reads the shape data of the figure from the figure 50 (3D data acquisition means). There are several types of 3D scanners, such as a floor-standing type, a desktop type, and a handy type, but here, a desktop type 3D scanner is exemplified. As shown in FIG. 3A, the 3D scanner 36 has, for example, an L-shaped pedestal, and an object is installed in the center of the upper surface of the pedestal, and a rotating body 63 that rotates 360 ° is provided. ing. An image pickup device 61 (camera) is provided on the side surface of the pedestal, and the image pickup device 61 slides by a slide bar 62 that can slide up and down. The above two mechanisms make it possible to read 360 ° data of an object. The imaging device of the 3D scanner may be a type that scans an object with a laser beam and acquires three-dimensional point cloud data, instead of the type that images with a camera as described above.

The authentication information identification means 37 identifies the authentication information from the shape data read by the 3D scanner 36. Specifically, based on the additional figure stored in the authentication registration information received from the 3D model creation device 20 in advance, it is determined whether or not the additional figure exists in the normal position in the read figure. ..

When the determination means 34 determines the output instruction, the ATM 38 outputs cash corresponding to the designated remittance amount and outputs a message to the recipient on a screen such as a touch panel. In the case of the 3D authentication identification device 35 provided with a small 3D scanner, the 3D authentication identification device 35 may be built in the ATM 38.

The above-mentioned functions and configurations of this system are merely examples, and even if one functional block (database and functional processing unit) is divided or a plurality of functional blocks are collectively configured as one functional block. Good. In each function processing unit, a CPU (Central Processing Unit) built in the device reads a computer program stored in a storage device such as a ROM (Read Only Memory), a flash memory, an SSD (Solid State Drive), or a hard disk. , Realized by a computer program executed by the CPU. That is, each function processing unit reads and writes necessary data such as a table from a database (DB; Data Base) stored in a storage device or a storage area in a memory by this computer program, and is related in some cases. It is realized by controlling the hardware (for example, input / output device, display device, communication interface device). Further, the database in the embodiment of the present invention may be a commercial database, but it also means a mere collection of tables and files, and the internal structure of the database itself does not matter.

FIG. 5 is a flowchart showing a processing operation of the remittance person terminal 10 of this system. The processes described below do not necessarily have to be processed in the order shown in this flowchart, and the processing order may be changed as long as the relationship between the input data and the output data of each processing block is not impaired.

As shown in FIG. 5, when requesting the creation of a 3D remittance telegram of this system, the sender logs in to access the Web page of the service provider's 3D authentication generator 21 from the sender terminal 10 (step). S11). Here, the remittance person moves to the login ID and password input screen, and inputs his / her login ID and password.

The control means 25 of the 3D authentication generation device 21 collates the login ID and password of the sender from the user information DB 300, and if they match, allows the Web page to be browsed.

Next, the sender selects whether to make the 3D figure an original figure or a ready-made 3D figure from the 3D remittance telegram creation screen (step S12). Then, when a ready-made 3D figure is selected (step S12 “NO”), a target figure is further selected from the 3D remittance telegram creation screen (step S13).

When the original figure is selected (step S12 “YES”), the data for creating the original figure is transmitted (step S14). Specifically, for example, when it is desired to make a person, an animal, or the like an original figure, a plurality of photographs (front, back, left, right, up, down, etc.) of the object are transmitted to the service provider as an attached file. In addition to sending photos, for example, go to the store of the service provider, bring in the object of the original figure (doll, plastic model, pet, or yourself, etc.) and use the object as the store's dedicated equipment (3D). It may be read by a scanner or the like) to generate data for creating a 3D figure.

Next, the sender is made to input the remittance amount to be sent to the recipient and the message to the recipient (step S15), and input the recipient information (recipient name, address, telephone number, etc.) (step S16). ).

Then, the sender inputs the sender information (sender's name, account number, etc.) (step S17) and presses the execute button (step S18) to complete the request for creating a 3D remittance telegram.

FIG. 6 is a flowchart showing the processing operation of the 3D model creation device of this system.

As shown in FIG. 6, when the operation receiving means 23 of the 3D authentication generator 21 receives an order for creating a 3D remittance telegram from the remittance terminal 10 (step S21), the control means 25 receives the order information (remittance information, figure). Send information (selection of figures, photographic images, etc.). In response to this, when the control means 25 requests the creation of the original figure (step S2 “YES”), the control means 25 acquires the data that is the source of the original figure from the photographic image or the like attached and transmitted from the sender terminal 10 (step S24). ). The control means 25 converts the data into 3D figure creation data by a dedicated device (3D scanner or the like) (step S25).

In the case of a request for creating a ready-made 3D figure (step S22 “NO”), the control means 25 is a figure selected from a database (not shown) in which the figure creation data is stored in the storage means 24. Acquire the creation data (step S23).

Next, the control means 25 generates data in which additional figures are combined as authentication information with the figure creation data.

Then, the control means 25 sends the figure creation data obtained by synthesizing the additional figure to the 3D printer 26 to the 3D printer 26 to create the target figure (step S26).
FIG. 7 is an example of a method of adding authentication information to a 3D modeled object. Here, in order to simplify the explanation, a case where the figure has a simple shape like a PET bottle and the additional figure which is the authentication information to be added to the figure is also a simple geometric figure will be described. When using a ready-made figure, the position to "synthesize" this additional figure on the figure is determined based on the registered 3D figure creation data. The term "composite" as used herein means pasting the shape of the additional figure on the original figure or cutting out the original figure with the shape of the additional figure.

Here, as a simple example, the additional figure has a rectangular parallelepiped convex shape on the front surface as shown in FIG. 7 (a), and a plurality of diagonal line protrusions on the front surface as shown in FIG. 7 (b). Those having a partial shape and those having a plurality of circular convex or concave shapes on the front surface as shown in FIG. 7C are listed. In particular, the additional figure shown by reference numeral 70a in FIG. 7C shows an example of the case where the original figure is "cut out" (recessed) in the shape of the additional figure. In the example of FIG. 7C, only the additional figure of 70a is a concave portion and the others are convex portions, but the concave portion and the convex portion may be randomly combined in a plurality of additional figures. However, the actual size of the additional figure is not conspicuous in this way, and is a minute size within the range that can be read by the 3D scanner. In the case of a ready-made figure, an ID may be given to each figure in which additional figures are combined with the ready-made figure and registered in advance. In this way, the work of synthesizing additional figures is not required each time. Here, which additional figure is synthesized and which figure is actually used may be randomly determined.

For example, when the additional figure 70 shown in FIGS. 7 (a), 7 (b), and 7 (c) is adopted, the portion where the additional figure 70 is combined is cross-sectionald based on the registered 3D figure creation data. Then, the additional figures 70 are synthesized for each of the cross-sectioned layers (cross sections A to C), and the 3D data of the figure obtained by synthesizing the final additional figures (that is, including the authentication information) is created. Then, using the layered manufacturing method, the 3D printer 26 is used to stack the cross-sectioned layers with resin or the like to complete a figure having a unique shape one by one. In the case of an original figure, the data for creating a 3D figure created from the image or the like that is the source of the 3D figure is used as the original data. After that, the procedure is the same as above. Combining an additional figure with a figure is an image of attaching a "mole" to identify the figure. In the case of humans, it can be compared to the ability to distinguish twins and triplets by the shape and position of the mole. Of course, if you have the only original figure in the world, the shape of the figure itself will be the authentication information without synthesizing the additional figures.

As described above, the authentication information of the figure is usually determined by the combination of the shape of the additional figure and the composite position thereof, but the size (height, width) of the entire figure itself may be used as the authentication information. If a "standard size" is set for each figure, for example, if the height of the standard size figure is 100.0 mm, the figure for certification will be within a predetermined range (for example, 99.) each time from the height of the standard size. The height is slightly changed from 0 mm to 101.0 mm, etc.). Then, the information slightly changed within a predetermined range from the standard size is used as the authentication information. By doing this, each figure with a slightly different size will have a "unique shape", so even if you bring a figure that imitates only the design to a financial institution, the size of the figure you brought will be Unless it exactly matches the size of the figure for authentication, an authentication error will occur and the withdrawal process will not be performed. Of course, the standard size of the figure and the size of the figure for certification shall change randomly. The authentication method by detecting the size of such a figure may be used in combination with the method of synthesizing the additional figure described above, or may be a substitute for the method.

When the additional figure of the authentication information has a convex shape, the 3D authentication generation device 21 transmits 3D data of the concave shape of the additional figure corresponding to the authentication registration information to the authentication server 32, and the unevenness of both is data. It may be assumed that the authentication is established when the above matches exactly.

Returning to FIG. 6, the control means 25 associates the created figure with the recipient information (step S27), and transmits the recipient information and the authentication information to the authentication server 32 of the system 30 of the financial institution via the communication means 22. It is transmitted as authentication registration information (step S28).

FIG. 8 is a flowchart showing the processing operation of the system of the financial institution according to the embodiment of the present invention.

As shown in FIG. 8, the 3D scanner 36 of the 3D authentication identification device 35 scans the 3D figure brought in by the recipient (step S31) and converts it into figure creation data.

In addition, how to place the 3D figure when scanning with the 3D scanner may be added as authentication information. For example, the sender asks the service provider to create a 3D figure with the 3D figure lying down, or if possible, upside down, and the recipient also receives the 3D figure. Tell them to certify while lying down or upside down. Alternatively, the remittance person decides a personal identification number or the like associated with the 3D figure, and requests the service provider to separately assign the personal identification number or the like when creating the 3D figure. Then, inform the recipient of the password and the like. By doing so, even if a person other than the legitimate recipient reads the 3D figure with the 3D scanner, an authentication error will occur unless the correct placement or password at the time of authentication of the figure is known. Therefore, it is possible to prepare for the loss or theft of the figure.

Next, the authentication information identification means 37 receives the figure creation data and determines the matching figure creation data from the pre-registered authentication registration information DB 400 (step S32).

When the authentication is established (step S33 “YES”), the determination means 34 reads the remittance amount and the recipient information from the remittance information DB 100 separately transmitted (step S34). Next, the determination means 34 calculates the account balance of the sender from the customer information DB 500 linked by the remittance information DB 100, and determines whether or not the account balance is larger than the remittance amount (step S35). When the account balance is larger than the remittance amount (step S35 “YES”), the determination means 34 displays the message information on the display screen of the ATM 38 when the message information is input in the remittance amount and the remittance information. A bill equivalent to the remittance amount is output from the cash outlet (step S36).

Further, since the 3D scanner 36 generally takes time to scan and takes up an installation space, it is considered that the 3D authentication identification device 35 and the ATM 38 are often installed at different locations. In such a case, once the figure is authenticated by the 3D authentication identification device 35, the 3D authentication identification device 35 once issues a "certified card". Then, it is desirable that the recipient who receives the authenticated card moves to the place where the ATM 38 is installed and inserts the authenticated card into the ATM 38 to receive the withdrawal.

For example, as shown in FIG. 9, a "3D authentication button" is assigned on the display screen of the ATM 38, and when the button is pressed, an authentication card insertion instruction screen is displayed. Then, by inserting the authenticated card into the card insertion slot of the ATM 38, the remittance amount included in the remittance information and a message to the recipient are displayed, and the remittance amount is withdrawn from the cash withdrawal port. In addition, the authenticated card has the same shape as the cash card, can be used only once, and once used, it is not discharged from the ATM. Even after inserting the authenticated card, the cash card or fingerprint authentication owned by the recipient may be used. By authenticating the recipient himself / herself by another means in this way, the security can be further strengthened.

Returning to FIG. 8, if the authentication result is unsuccessful (step S33 “NO”), an authentication error display is output on the display screen of the ATM 38 (step S37). If the account balance is less than the remittance amount (step S35 “NO”), a message of insufficient balance is displayed on the display of the ATM38 (step S38). In this case as well, the authenticated card inserted in the ATM is not ejected, so that the recipient needs to request the sender to make a deposit, and after the deposit, start over from the process of step S31.

(Modification example)
According to the description of the embodiment so far, it was decided to withdraw directly from the sender's account, but even if the sender remits money to a dedicated account in advance and the recipient is allowed to withdraw from that dedicated account. Good. Alternatively, the remittance amount may be paid to the service provider or the financial institution in advance so that the recipient receives the remittance amount from the account of the service provider or the financial institution.

In addition, voice data and video data may be included as a message to the recipient. In that case, in order to avoid leakage to the surroundings, if authentication by the determination means 34 is established, voice or video will be used between the ATM 38 and the mobile terminal owned by the recipient using short-range wireless communication. The data may be downloaded to the mobile terminal.

(Effect of embodiment)
According to this system, the system of the financial institution authenticates the recipient based on the authentication information contained in the 3D figure, and when the authentication is successful, instructs the automatic teller machine to withdraw money from the sender terminal. Service can be provided. Here, the service provider is in charge of creating the figure with the authentication information added, and the financial institution such as a bank is in charge of the authentication of the figure and the processing of withdrawal and message output. By doing so, the service provider can provide a service that allows the service provider to create an attractive figure and send a gift and a remittance at the same time. In addition, new services will enable financial institutions to differentiate themselves from other institutions, providing convenience to remittancers who are customers.

In addition, the 3D model creation device creates a figure in which additional figures are combined as an authentication figure. Alternatively, as an authentication figure, create a figure whose size has been changed in a minute range from the standard size. Therefore, the created figure has a unique shape for each sender and each recipient (for each remittance telegram), so even if a imitated figure is brought to a financial institution, it will not be authenticated and withdrawal processing will not be performed. .. In addition, if the sender and the recipient decide how to place the figure itself when scanning and the password, the security will be further strengthened.

In addition, the 3D model creation device is specified by changing the size of the figure according to the amount that can be received when the sender specifies the amount that the recipient can receive at one time from the remittance amount. Withdrawals can only be made at the specified date, time, period, and place (ATM installed at that place), further improving safety. Also, even if a figure containing authentication information is stolen, criminal investigation will be easier.

Further, the 3D model creation device creates a plurality of figures, one of which is created as a genuine product, and the other of which is created as a pseudo product. By doing so, for example, it leads to crime prevention measures when an unauthorized user brings a figure to a financial institution.

This system is applied to the service of sending a 3D model as a gift and sending a message (“telegram”) with remittance to a financial institution, but it does not involve remittance, but the recipient's It can also be applied to systems that send messages that require authentication. For example, if you think of a will as a telegram of this system, you can apply it to a system where only a person who has been sent a figure and authenticated after his death can hear the will for a specified date and time or period. be able to.

Although the present invention has been described above using the embodiments, it goes without saying that the technical scope of the present invention is not limited to the scope described in the above embodiments. It will be apparent to those skilled in the art that various changes or improvements can be made to the above embodiments. Further, it is clear from the description of the scope of claims that the form to which such a modification or improvement is added may be included in the technical scope of the present invention.

1 3D authentication system (3D remittance telegram system)
10 Remittance terminal 20 3D model creation device 21 3D authentication generator 22 Communication means 23 Operation reception means 24 Storage means 25 Control means 26 3D printer 30 Financial institution system (authentication system)
31 WEB server 32 Authentication server 33 Storage means 34 Judgment means 35 3D authentication identification device 36 3D scanner 37 Authentication information identification means 38 Automatic teller machine (ATM)
50 3D figure (figure)
61 Imaging device 62 Slide bar 63 Rotating body 70 Additional figure 100 Remittance information DB (Remittance information database)
200 Authentication information DB (Authentication information database)
300 User information DB (User information database)
400 Authentication registration information DB (Authentication registration information database)
500 Customer Information DB (Customer Information Database)

Claims (6)

Remittance information generation means that generates remittance information based on the input information from the remittance applicant,
It is provided with a storage means for storing the remittance information generated by the remittance information generating means.
The remittance information includes information indicating the contents of the remittance.
The information indicating the contents of the remittance is an authentication system including authentication information extracted from the shape data of a 3D modeled object which is a gift to the recipient of the remittance . The authentication system according to claim 1, wherein the information indicating the remittance content further includes a remittance amount and a message. The input information includes information indicating which type of 3D modeled object among a plurality of types of 3D modeled objects is selected by the remittance applicant as the authentication 3D modeled object. Or the authentication system according to 2. Data for generating the original 3D model when the person who wants to send money desires an original 3D model different from a plurality of types of 3D models prepared in advance as the authentication 3D model. The authentication system according to claim 3, further comprising a transmission means for transmitting the data. Claims 1 to 4 are characterized in that the 3D model for authentication is authenticated based on the 3D data read by the 3D scanner and the placement method when the 3D data is read by the 3D scanner. The authentication system according to any one of the above. One of claims 1 to 4, wherein the authentication 3D model is authenticated based on the 3D data read by the 3D scanner and the size of the authentication 3D model. Authentication system described in.

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