JP7057318B2 - Information processing equipment, information processing methods and information processing programs - Google Patents

Description

Embodiments of the present invention relate to information processing devices, information processing methods and information processing programs.

Conventionally, a technique for controlling insurance premiums according to the driving characteristics of a driver has been known. For example, Patent Document 1 discloses a technique for calculating an insurance premium using the driving characteristics of each driver obtained by a drive recorder or the like in each region.

Japanese Unexamined Patent Publication No. 2012-164289

However, with the above-mentioned conventional technique, it is not always possible to reduce the insurance premium of the driver according to the contribution of the driver in the transportation business. For example, in the above-mentioned conventional technique, the insurance premium is calculated only based on the driving characteristics of the driver placed in each area regarding the area, so that the driver's insurance depends on the driver's contribution in the transportation business. It is not always possible to reduce the cost.

The present application has been made in view of the above, and provides an information processing device, an information processing method, and an information processing program capable of reducing the driver's insurance premium according to the driver's contribution in the transportation business. The purpose is to do.

The information processing device according to the present application is a vehicle used by a driver for his / her own use, and when the driver performs a transportation operation requested from the outside by using a private vehicle, the driver performs the above-mentioned transportation work. Acquired by the acquisition department for the acquisition department that acquires profit information indicating the profit obtained by performing the transportation business, and the insurance premium paid by the driver in the predetermined insurance that the driver has subscribed to. It is characterized by having an appropriation section for appropriating an amount based on the profit information obtained.

According to one aspect of the embodiment, there is an effect that the insurance premium of the driver can be reduced according to the contribution of the driver in the transportation business.

FIG. 1 is a diagram showing an example of the first information processing according to the embodiment. FIG. 2 is a diagram showing an example of the second information processing according to the embodiment. FIG. 3 is a diagram showing an example of the third information processing according to the embodiment. FIG. 4 is a diagram showing a configuration example of the information processing system according to the embodiment. FIG. 5 is a diagram showing a configuration example of the information processing apparatus according to the embodiment. FIG. 6 is a diagram showing an example of the registration information storage unit according to the embodiment. FIG. 7 is a diagram showing an example of a request content storage unit according to an embodiment. FIG. 8 is a diagram showing an example of the target driver information storage unit according to the embodiment. FIG. 9 is a flowchart showing an information processing procedure for determining a target driver. FIG. 10 is a flowchart showing an information processing procedure for applying an amount based on profit information. FIG. 11 is a hardware configuration diagram showing an example of a computer that realizes the functions of the information processing device.

Hereinafter, an information processing apparatus, an information processing method, and an embodiment for implementing an information processing program (hereinafter, referred to as “embodiments”) according to the present application will be described with reference to the drawings. Note that this embodiment does not limit the information processing apparatus, information processing method, and information processing program according to the present application. Further, in the following embodiments, the same parts are designated by the same reference numerals, and duplicate description is omitted.

[1. Information processing overview]
First, an example of information processing according to an embodiment will be described with reference to FIGS. 1 to 3. FIG. 1 is a diagram showing an example of the first information processing according to the embodiment. The first information processing according to the embodiment is information processing when the requester requesting the transportation business is defined as an individual (general consumer). The second information processing according to the embodiment is information processing when the requester requesting the transportation business is defined as a predetermined company (for example, a corporate store). Further, the third information processing according to the embodiment is information processing for determining a target driver to be in charge of the transportation work according to the request contents of the requester who requests the transportation from among the drivers.

Prior to the description of FIG. 1, the information processing system according to the embodiment will be described with reference to FIG. FIG. 4 is a diagram showing a configuration example of the information processing system 1 according to the embodiment. As shown in FIG. 4, the information processing system 1 according to the embodiment includes a driver terminal device 10-x, a client terminal device TMn, and an information processing device 100. The driver terminal device 10-x, the client terminal device TMn, and the information processing device 100 are connected to each other via a network N so as to be communicable by wire or wirelessly. The information processing system 1 shown in FIG. 4 may include a plurality of driver terminal devices 10-x, a plurality of requester terminal devices TMn, and a plurality of information processing devices 100.

The driver terminal device 10-x is a terminal device used by the driver Dx. The driver terminal device 10-x is, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. In the present embodiment, the driver terminal device 10-x is pre-installed with an application (referred to as "navigation application AP") corresponding to a predetermined car navigation system (hereinafter abbreviated as "car navigation"), and the driver. The Dx is used, for example, by installing the driver terminal device 10-x on the dashboard of a vehicle or the like. That is, in the present embodiment, since the driver terminal device 10-x is treated like a terminal device dedicated to a car navigation system, it is preferably a smartphone or a tablet type terminal. The driver Dx carries and uses the driver terminal device 10-x, for example, except when driving.

In the present embodiment, it is assumed that the driver terminal device 10-x is a smartphone in particular. The driver terminal device 10-x is equipped with various sensors (for example, an acceleration sensor, a gyro sensor, a GPS sensor, a pressure sensor), and the vehicle travels in what position and in what behavior using these sensors. It detects the behavior of the vehicle, such as whether it is running or whether it is running according to what kind of operation the vehicle has performed. Then, the driver terminal device 10-x transmits the behavior information indicating the detected behavior to the information processing device 100. Further, the driver terminal device 10-x displays various information received from the information processing device 100 on the display screen of the own device.

Further, a common arbitrary number is applied to the driver terminal device 10-x and the "x" of the driver Dx. For example, the driver D1 is a specific driver of the driver Dx. If present, the driver terminal device 10-x of the driver D1 is distinguished as the driver terminal device 10-1. Therefore, the driver terminal device 10-x of the driver D2 or the driver D3 can be distinguished according to the same example. On the other hand, when it is not necessary to distinguish between the driver and the driver terminal device, or when it is desired to explain a plurality of drivers at one time, the term "driver Dx" and "driver terminal device 10-x" are used as they are.

Further, an arbitrary number common to the above is applied to the "x" of the vehicle Cx driven by the driver Dx, and for example, the vehicle Cx of the driver D1 is distinguished as the vehicle C1. Therefore, the vehicle Cx of the driver D2 or the driver D3 can be distinguished according to the same example. On the other hand, when it is not necessary to distinguish the vehicle Cx, or when it is desired to explain a plurality of vehicles at once, the vehicle Cx is referred to as it is. Further, in the present embodiment, the vehicle Cx is assumed to be a general automobile, but the vehicle Cx may be, for example, a bicycle, a motorcycle, or the like. That is, the vehicle type of the vehicle Cx is not limited.

The requester terminal device TMn is a terminal device used by the requester Rn. The client terminal device TMn is, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like.

In the present embodiment, the client terminal device TMn is particularly a smartphone. The requester terminal device TMn transmits various information to the information processing device 100 in response to the operation of the requester Rn. Further, the requester terminal device TMn displays various information received from the information processing device 100 on the display screen of its own device.

Further, an arbitrary number is applied to the requester terminal device TMn and the "n" of the requester Rn. For example, assuming that the requester R1 is a specific requester among the requester Rn. The requester terminal device TMn of the requester R1 is distinguished as the requester terminal device TM1. Therefore, the requester terminal device TMn of the requester R2 or the requester R3 can be distinguished according to the same example. On the other hand, when it is not necessary to distinguish between the requester and the requester terminal device, the requester Rn and the requester terminal device TMn are referred to as they are.

Here, the relationship between the driver Dx and the client Rn according to the embodiment will be described. For example, the information processing apparatus 100 provides an intermediary service for mediating transactions between individuals, that is, CtoC (Consumer To Consumer) transactions, or an intermediary service for mediating transactions between individuals and companies, that is, CtoB (Consumer To Business) transactions. ing. Specifically, the information processing apparatus 100 provides the driver Dx and the client Rn with a platform PF that mediates each transaction of such a form.

Here, the client Rn may be an individual (general consumer), or for example, provides a service on a predetermined electronic commerce service (for example, an EC site) (for example, sells a product). ) It may be a company (for example, a store).

In such a state, the driver Dx registers that he / she wants to perform the transportation business by using the platform PF, for example, when he / she wants to perform the transportation business in his / her free time and earn funds. In addition, if the client Rn is an individual, if there is a business such as wanting the luggage to be delivered to the designated place, or if there is a need to send confidence to the designated place because it is possible to share a carpool, use the platform PF to request transportation. do. In addition, if the client Rn is a company and there is a business such as wanting the purchased in-house product to be delivered to the purchase source, the platform PF is used to request transportation.

Then, for example, the information processing apparatus 100 determines the optimum driver Dx among the registered driver Dx based on the request content included in the transportation request of the requester Rn, and determines the optimum driver Dx with respect to the requester Rn. Introducing this determined driver Dx. For this reason, the relationship between the driver Dx and the client Rn is the relationship between the person in charge of the transportation business and the transportation business client, which are connected by the CtoC transaction (or the CtoB transaction).

Next, the vehicle Cx according to the embodiment will be described. The vehicle Cx is a so-called private vehicle of the driver Dx used by the driver Dx for his / her own use. For this reason, the vehicle Cx is a vehicle (vehicle) used for general purposes other than a transportation business vehicle (or a business vehicle or a business vehicle) that engages in commercial activities. Therefore, the driver Dx does not usually live by making some profit by using the vehicle Cx, but usually only uses the vehicle Cx for commuting, etc., and has another job. Engaged in. Under such circumstances, the driver Dx may want to earn funds by registering in the platform PF, for example, by carrying out transportation work in the spare time between work.

Here, the premise for performing the information processing (particularly, the first and second information processing) according to the embodiment will be described. The driver Dx obtains a reward (reward) directly from the client Rn or via the platform PF by performing the transportation business, but if this reward is spent on entertainment, for example, the reward is effective. It is hard to say that it is being utilized. In particular, it can be said that the rewards obtained in the form of carrying out transportation work in the free time between work tend to be used for entertainment. For this reason, for example, the manager of the information processing apparatus 100 wants to make effective use of the reward, and some of the driver Dx, for example, want to make good use of it as part of their living expenses. There is.

Insurance premiums can be considered at such times. Because the driver Dx drives the vehicle Cx, of course, he / she has automobile insurance, and may also have life insurance or the like. Then, it is quite possible that the driver Dx is burdened with monthly insurance premium payments. Therefore, if the profit (for example, reward) obtained by the driver Dx performing the transportation business can be applied to the insurance premium of the insurance that the driver Dx has subscribed to, the real insurance premium will be cheaper and the driver Dx will bear the burden. Will be reduced.

Based on such a premise, the information processing apparatus 100 according to the embodiment performs information processing according to the embodiment. Specifically, the information processing apparatus 100 uses a private vehicle, which is a vehicle used by the driver for his / her own use, and when the driver performs a transportation operation requested from the outside, this operation is performed. Acquires profit information indicating the profit obtained by a person performing a transportation business. Then, the information processing apparatus 100 allocates an amount based on the profit information to the insurance premium paid by the driver in the predetermined insurance that the driver has subscribed to. For example, the information processing apparatus 100 acquires profit information indicating the amount of remuneration paid to the driver from the client who requested the transportation business as the profit obtained by the driver performing the transportation business. Then, the information processing apparatus 100 allocates at least a part of the reward amount paid to the driver to the insurance premium paid by the driver.

Further, for example, the information processing layer and 100 refer to the amount of money based on the profit information, which is the profit indicated by the profit information and calculated based on the total amount of the profit that is the source of the appropriation to be applied to the insurance premium. Appropriate for insurance premiums. Further, the information processing apparatus 100 allocates an amount calculated according to the content of the transportation business to the insurance premium as an amount based on the profit information.

[2. An example of the first information processing]
From here, an example of the first information processing will be described with reference to FIG. The first information processing according to the embodiment is information processing when the requester Rn requesting the transportation business using the platform PF is defined as an individual (general consumer). In the first information processing, the information processing apparatus 100 acquires profit information indicating a reward amount arbitrarily determined by the client Rn for the driver Dx. Further, for example, in the information processing apparatus 100, the driver Dx registered for the intermediary service that mediates the transaction between individuals (CtoC transaction) performs the transportation business requested by the client Rn for this intermediary service. If so, the profit information of the profit corresponding to this transportation business is acquired. The intermediary service is realized by the platform PF.

Therefore, for example, it is assumed that the driver Dx is registered as a member of the information processing apparatus 100 via the platform PF. Then, the driver Dx operates his / her own driver terminal device 10-x and transmits the desired information to the information processing device 100 that he / she wants to be in charge of the transportation business (step S11). When the information processing apparatus 100 receives the desired information from the driver Dx that he / she wishes to be in charge of the transportation business, the information processing apparatus 100 stores the desired information in the registration information storage unit 122 (step S12). An example of the internal configuration of the registration information storage unit 122 will be described later with reference to FIG. 7.

Further, when the transportation target to be transported exists, the user uses the platform PF to transmit the transportation request information for requesting transportation to the information processing apparatus 100 (step S13). When the information processing apparatus 100 receives the transportation request information requesting transportation from the user, the information processing apparatus 100 stores the transportation request information in the request content storage unit 123 (step S14). An example of the internal configuration of the request content storage unit 123 will be described later with reference to FIG. In the example of FIG. 1, it is assumed that the information processing apparatus receives the transportation request information for requesting transportation from the requester R1 who is the user in step S13.

In such a state, the information processing apparatus 100 is a target to be in charge of the transportation work in response to the request from the requester R1 from the driver Dx who wants to be in charge of the transportation work by using an arbitrary method. The driver is determined (step S15). An example of the determination process for determining the target driver will be described later with reference to FIG. In the example of FIG. 1, it is assumed that the information processing apparatus 100 determines the driver D1 as the target driver.

Next, the information processing apparatus 100 presents information according to the determination of the driver D1 as the target driver (step S16). For example, the information processing apparatus 100 presents information about the requester R1 to the driver D1 who is the target driver (step S16-1). Further, the information processing apparatus 100 presents the requester R1 with information regarding the driver D1 who is the target driver (step S16-2). Further, the information processing apparatus 100 determines the position information and the time information in which the transaction according to the request content is performed between the requester R1 and the driver D1, and operates the determined position information and the time information with the requester R1. Present to person D1. For example, the information processing device 100 transmits information to the requester terminal device TM1 of the requester R1. Further, the information processing device 100 transmits information to the driver terminal device 10-1 of the driver D1.

In the example of FIG. 1, the driver D1 is requested by the requester R1 to carry the transported object OB1 to a predetermined designated destination, and at the same time, for example, the requested object R1 delivers the transported object OB1 at a predetermined meeting place. Suppose you received it. Then, the driver D1 performs a transportation operation of transporting the transported object OB1 to the designated destination. When the transportation of the transported object OB1 is completed, the driver D1 reports the completion of work to the information processing device 100 by using, for example, the driver terminal device 10-1 (step S17). That is, the driver terminal device 10-1 transmits the business completion information to the effect that the transportation of the transported object OB1 is completed to the information processing device 100 in response to the operation of the driver D1.

When the information processing apparatus 100 receives the work completion information from the driver D1, the information processing apparatus 100 notifies the requester R1 corresponding to the work completion information that the requested work has been completed (step S18). For example, the information processing device 100 transmits a business completion notification to the requester terminal device TM1 of the requester R1. For example, in the business completion notification, an arbitrary remuneration amount is set as the remuneration amount, which is the amount of the remuneration to the driver D1, and the user is instructed to deposit the remuneration at the set amount.

In such a case, the requester R1 uses, for example, the requester terminal device TM1 to deposit the reward in the set amount (step S19). In the example of FIG. 1, the client R1 is supposed to deposit the reward "5,000 yen". Further, in the example of FIG. 1, in order to simplify the explanation, it is assumed that the information processing apparatus 100 is configured to be able to directly accept the payment of the reward from the client Rn. In such a case, the information processing apparatus 100 receives the payment of the reward "5,000 yen" from the client terminal apparatus TM1 in step S19. For example, the information processing apparatus 100 may accept predetermined electronic money points (points for "5,000 yen") having a value equivalent to the reward "5,000 yen".

Here, since the reward "5,000 yen" is the profit obtained by the driver D1 performing the transportation business, the information indicating the reward "5,000 yen" is obtained by the driver D1 performing the transportation business. It can be said that it is profit information showing the profit obtained by doing it. Therefore, it can be said that the information processing apparatus 100 acquires the profit information indicating the reward "5,000 yen" in step S19.

The client R1 can also deposit a reward of "5,000 yen" to a predetermined bank account corresponding to the information processing apparatus 100. In such a case, the information processing apparatus 100 acquires profit information indicating the reward "5,000 yen" by accessing the account management server apparatus that manages the predetermined bank account, for example.

Further, the requester R1 can read the predetermined code information (for example, a bar code or a QR code (registered trademark)) displayed on the requester terminal device TM1 at various stores such as a convenience store. , You can also deposit the reward "5,000 yen" (convenience store settlement). Assuming that such payment between the requester Rn and the store is realized by, for example, a predetermined payment server device SA1, the information processing device 100 receives, for example, a reward by accessing the payment server device SA1. Acquire profit information indicating gold "5,000 yen".

Further, in the above example, the requester R1 does not directly pay the reward to the driver D1, but the request is made by short-range communication between the requester terminal device TM1 and the driver terminal device 10-1. The person R1 can also pay the reward "5,000 yen" directly to the driver D1. Assuming that such direct payment between individuals is realized by, for example, a predetermined payment server device SA2, the information processing device 100 can access, for example, the payment server device SA2 to receive a reward " Acquire profit information indicating "5,000 yen".

Next, the information processing apparatus 100 stores the profit information acquired as described above in the profit information storage unit 125 (step S20). Here, the profit information storage unit 125 will be described. The profit information storage unit 125 stores profit information indicating the profit obtained by the driver Dx performing the transportation business. In the example of FIG. 1, the revenue information storage unit 125 has items such as "requester ID", "form", "name", "charged driver ID", and "payment amount".

The "requester ID" indicates identification information for identifying the requester Rn who requested the transportation business or the requester terminal device TM1 of the requester Rn. The "form" is information indicating the form (for example, an individual or a company) of the client Rn. The information processing apparatus 100 can make the requester Rn specify the "form". The "name" indicates the name of the requester Rn identified by the "requester ID". The “charged driver ID” indicates the driver Dx in charge of the transportation business requested by the requester Rn identified by the “requester ID”. The "payment amount" is profit information indicating the profit obtained by the driver Dx performing the transportation business. For example, the “payment amount” indicates a reward amount that is the amount of the reward paid from the client Rn who requested the transportation business to the driver Dx in charge of the transportation business. In addition, the "payment amount" may be a fee amount, which will be described later.

That is, in the example of the profit information storage unit 125 shown in FIG. 1, the form of the requester R1 identified by the requester ID "R1" is "individual", the name (name) is "NA1", and the requester. An example is shown in which the "driver D1" is in charge of the transportation work requested by R1. Further, in the example of the profit information storage unit 125 shown in FIG. 1, the client R1 sets an arbitrary remuneration amount of "5,000 yen" for the driver D1, so that the remuneration of "5,000 yen" is provided. An example of depositing money in the information processing apparatus 100 is shown. That is, an example is shown in which the information processing apparatus 100 has acquired the profit information indicating the reward "5,000 yen" by accepting the payment of the reward "5,000 yen".

Next, the information processing apparatus 100 is the profit information stored in the profit information storage unit 125 with respect to the insurance premium paid by the driver D1 in the predetermined insurance subscribed to by the driver D1 and is operated. A person D1 performs an appropriation process to allocate an amount based on the reward "5,000 yen" obtained by carrying out the transportation work of the client R1 (step S21). In this embodiment, the insurance to which the insurance is applied is automobile insurance. In such a case, the information processing apparatus 100 determines the appropriate amount to be applied to the insurance premium paid by the driver D1 in the automobile insurance subscribed to by the driver D1 based on the reward amount "5,000 yen". calculate. For example, the information processing apparatus 100 defines a reward amount of "5,000 yen" as an appropriate amount. In this case, the driver D1 cannot receive the reward "5,000 yen", but instead pays the insurance premium that is cheaper by deducting "5,000 yen" from the insurance premium currently being paid, for example, this month.

In addition, regardless of the size of the reward amount, if it is uniformly stipulated that the predetermined ratio of the reward amount is the appropriate amount, the information processing apparatus 100 uses the predetermined ratio with respect to the reward amount "5,000 yen". Is calculated as the appropriate amount. For example, when the information processing apparatus 100 calculates "4,000 yen" as an appropriate amount, the driver D1 receives the difference "1,000 yen" as a reward and also receives "4" from the insurance premium currently paid. For example, I will pay the insurance premium that has been deducted by "1,000 yen" and is cheaper this month.

Further, taking an insurance company server device 200 as an example of an information processing device belonging to an insurance company that provides automobile insurance to which the driver D1 has subscribed, the information processing device 100 has a reference to the insurance company server device 200. Instruct the driver D1 to charge the insurance premium after the allotted amount "4000 yen" has been applied (step S22).

Here, the information processing apparatus 100 accepts the registration of insurance subscribed from the driver D1 and is accessible by, for example, a business tie-up among the insurance companies subscribed to by the driver D1. If an insurance company exists, the insurance company's insurance may be defined as the appropriate destination.

By the way, as described above with reference to FIG. 1, the information processing apparatus 100 performs the first information processing. Specifically, the information processing apparatus 100 acquires profit information indicating a reward amount arbitrarily determined by the client Rn, who is an individual client, for the driver Dx, and the driver obtains an amount based on the acquired reward amount. Appropriate to the premium of Dx subscription insurance. As a result, the information processing apparatus 100 according to the embodiment can reduce the insurance premium of the driver according to the contribution of the driver in the transportation business. As a result, the information processing apparatus 100 can reduce the payment burden imposed on the driver, for example, so that the driver can effectively utilize the reward.

[3. An example of the second information processing]
Next, an example of the second information processing will be described with reference to FIG. FIG. 2 is a diagram showing an example of the second information processing according to the embodiment. The second information processing according to the embodiment is information processing when the requester Rn requesting the transportation business using the platform PF is defined as a company that operates a store or the like. In the second information processing, the information processing apparatus 100 is requested by the driver Dx registered for the intermediary service that mediates the transaction between the individual and the company (CtoB transaction) by the predetermined company for the intermediary service. When the information processing business is performed, the profit information of the profit corresponding to this transportation business is acquired. For example, as a predetermined company, the information processing device 100 is a store (or a company that operates the store) that is exhibited in a predetermined electronic commerce service (for example, an electronic mall) related to the manager of the information processing device 100. When the driver Dx performs the requested transportation business, the profit information corresponding to this transportation business is acquired. For example, the information processing apparatus 100 acquires profit information indicating a fee paid to the manager from a predetermined company that has requested the transportation business as the profit obtained by the driver Dx performing the transportation business. The intermediary service is realized by the platform PF.

In the example of FIG. 2, the same step numbers as those of FIG. 1 are used for the procedure common to that of FIG. Specifically, the processes of steps S11 to S18 shown in FIG. 1 are similarly performed in the second information processing shown in FIG. Therefore, the description of the processes in steps S11 to S18 will be omitted or the description will be simplified. However, in the example of FIG. 2, in step S13, the information processing apparatus 100 is exhibited not by the individual client Rn who is a general consumer but by a predetermined electronic commerce service related to the administrator of the information processing apparatus 100. It is assumed that the transportation request information for requesting transportation has been received from the store (company). Further, such a store is designated as the client R2. Further, the transportation target requested to be transported here by the requester R2 is, for example, a purchased product purchased by the user among the products sold by the requester R2. Such purchased goods are referred to as consignment OB2. Further, also in the example of FIG. 2, it is assumed that the information processing apparatus 100 determines the driver D1 as the target driver to be in charge of the transportation work in response to the request from the client R2 in step S15.

Here, since the requester R2 is a store, normally, the requester R2 requests the delivery of the transported object OB2 to a predetermined delivery company. However, in the second embodiment, the client R2 corresponds to requesting the driver D2 to deliver the transported object OB2 by using the platform PF.

Further, in the example of FIG. 2, the driver D2 is requested by the client R2 to transport the transported object OB2 to the purchase source, and at the same time, for example, at the designated meeting place, the client R2 (employee of the store). It is assumed that the consignment OB2 is received (from the member). Then, the driver D2 performs a transportation business of transporting the transported material OB2 to the purchase source. When the transportation of the transported object OB2 is completed, the driver D2 reports the completion of work to the information processing device 100 by using, for example, the driver terminal device 10-2 (step S17). That is, the driver terminal device 10-2 transmits the business completion information to the effect that the transportation of the transported object OB2 is completed to the information processing device 100 in response to the operation of the driver D2.

Then, when the information processing apparatus 100 receives the work completion information from the driver D2, the information processing apparatus 100 notifies the requester R2 corresponding to the work completion information that the requested work has been completed (step S18). For example, the information processing device 100 transmits a business completion notification to the requester terminal device TM2 of the requester R2. Here, since the client R2 is a company, the fee that is the source of the allowance to be applied to the insurance premium of the driver D1 is not paid directly to the driver D2. Is paid to the information processing apparatus 100. Therefore, in the example of FIG. 2, the business completion notification specifies that such a fee should be paid.

In the example of FIG. 2, the procedure after step S18 continues to steps S39 to S42. Then, first, the client R2 (employee of the store) deposits the fee using, for example, the client terminal device TM2 (step S39). In the example of FIG. 2, the client R2 is supposed to deposit the fee "3,000 yen". In such a case, the information processing apparatus 100 accepts the payment of the fee "3,000 yen" from the client terminal apparatus TM2 in step S39. For example, the information processing apparatus 100 may accept predetermined electronic money points (points for "3,000 yen") having a value equivalent to the fee "3,000 yen".

Here, since the commission "3,000 yen" is the profit obtained by the driver D2 performing the transportation business, the information indicating the commission "3,000 yen" is that the driver D2 performs the transportation business. It can be said that it is profit information showing the profit obtained by. Therefore, it can be said that the information processing apparatus 100 acquires the profit information indicating the fee "3,000 yen" in step S39.

The client R2 can also deposit a fee of "3,000 yen" to a predetermined bank account corresponding to the information processing apparatus 100. In such a case, the information processing apparatus 100 acquires profit information indicating a fee of "3,000 yen" by accessing the account management server apparatus that manages the predetermined bank account, for example.

Further, the requester R2 can read the predetermined code information (for example, a bar code or a QR code (registered trademark)) displayed on the requester terminal device TM1 at various stores such as a convenience store. , You can also deposit the fee "3,000 yen" (convenience store settlement). Assuming that such payment between the requester Rn and the store is realized by, for example, a predetermined payment server device SA1, the information processing device 100 may access, for example, the payment server device SA1 to charge a fee. Acquire profit information indicating "3,000 yen".

Next, the information processing apparatus 100 stores the profit information acquired as described above in the profit information storage unit 125 (step S40). The example of the profit information storage unit 125 shown in FIG. 2 shows an example in which the profit information regarding the client R2 is added to the profit information storage unit 125 shown in FIG. That is, in the example of the revenue information storage unit 125 shown in FIG. 2, the form of the requester R2 identified by the requester ID “R2” is “company”, the name is “store ST1”, and the requester R2 is An example is shown in which "Driver D2" is in charge of the requested transportation work. Further, the example of the profit information storage unit 125 shown in FIG. 2 shows an example in which the client R2 deposits the fee “3,000 yen” into the information processing apparatus 100. That is, an example is shown in which the information processing apparatus 100 has acquired the profit information indicating the commission "3,000 yen" by accepting the payment of the commission "3,000 yen".

Next, the information processing apparatus 100 is the profit information stored in the profit information storage unit 125 with respect to the insurance premium paid by the driver D1 in the predetermined insurance subscribed to by the driver D2, and is operated. A person D2 performs an appropriation process to allocate an amount based on the fee "3,000 yen" obtained by carrying out the transportation work of the client R2 (step S41). Here, the commission "3,000 yen" is used as a source of the allowance to be applied to the driver D2. Further, the information processing apparatus 100 can increase the resources of the appropriation by collecting fees not only from the client R2 but also from each client Rn (particularly, the client Rn as a company). Therefore, the information processing apparatus 100 allocates an appropriate amount to the insurance premium paid by the driver D2 in the automobile insurance subscribed to by the driver D2 based on the total amount of the fees collected from each client Rn. Is calculated. For example, the information processing apparatus 100 calculates an amount corresponding to a predetermined ratio to the total amount as an appropriate amount. For example, when the information processing apparatus 100 calculates "2,000 yen" as the appropriate amount, the driver D1 deducts "2,000 yen" from the insurance premium currently paid and reduces the insurance premium, for example. Pay this month.

Then, the information processing apparatus 100 instructs the insurance company server apparatus 200 to charge the driver D2 for the insurance premium after the allocated amount has been applied (step S42).

By the way, as described above with reference to FIG. 2, the information processing apparatus 100 performs the second information processing. Specifically, the information processing apparatus 100 acquires profit information indicating the fee paid by the client Rn, which is a company, and collects the fee, and the amount of money based on the funds (for example, a predetermined percentage of the total atomic amount). Amount of money) will be applied to the insurance premium of the driver Dx. As a result, the information processing apparatus 100 according to the embodiment can reduce the insurance premium of the driver according to the contribution of the driver in the transportation business. As a result, the information processing apparatus 100 can reduce the payment burden imposed on the driver, for example, so that the driver can effectively utilize the reward.

[4. Example of third information processing]
Next, an example of the third information processing will be described with reference to FIG. FIG. 3 is a diagram showing an example of the third information processing according to the embodiment. As the third information processing, the information processing apparatus 100 acquires characteristic information indicating the characteristics of the driver's driving, and based on the acquired characteristic information, a request from the client requesting transportation from among the drivers. Determine the target driver to be in charge of transportation work according to the content.

For example, the information processing apparatus 100 calculates a safety score, which is an index value indicating the safety of the driver's driving mode, based on the driver's driving history. For example, the information processing apparatus 100 calculates a safety score based on a tendency specified based on a driving history and a tendency of a driver's driving mode. The driving history includes an acceleration history indicating a change in the acceleration of the vehicle driven by the driver, a position history indicating a change in the position information of the vehicle driven by the driver, or a change in the position information of the vehicle driven by the driver. There is a pressure history showing the corresponding pressure change.

Then, the information processing apparatus 100 acquires the calculated safety score as the feature information, and determines as the target driver the driver who is determined to satisfy the condition information according to the request content based on the feature information. .. Hereinafter, an example of information processing according to the embodiment will be described step by step with reference to FIG.

First, as a premise, the information processing apparatus 100 acquires behavior information indicating driving behavior from each vehicle Cx, and stores the acquired behavior information as a driving history at any time. An example of this process will be described.

First, the driver terminal device 10-x installed in each vehicle Cx detects the driving behavior which is the behavior of the vehicle Cx, and corresponds to the behavior information indicating the detected behavior and the date and time information indicating the detected date and time. Attached and transmitted to the information processing apparatus 100. For example, the driver terminal device 10-x detects the current acceleration of the vehicle Cx by using an acceleration sensor among various built-in sensors, and transmits acceleration information indicating the detected acceleration to the information processing device 100. .. Further, for example, the driver terminal device 10-x detects the current position of the vehicle Cx by using a GPS (Global Positioning System) sensor among various built-in sensors, and information on the position information indicating the detected position. It is transmitted to the processing device 100. Further, for example, the driver terminal device 10-x detects the current barometric pressure around the vehicle Cx by using the barometric pressure sensor among various built-in sensors, and the barometric pressure information indicating the detected barometric pressure is information processing device 100. Send to.

Further, for example, the driver terminal device 10-x detects the inclination of the vehicle Cx, that is, the steering wheel operation (for example, at what angle the steering wheel is operated) by using the gyro sensor among the various built-in sensors. Then, the steering wheel operation information indicating the detected steering wheel operation (for example, the steering wheel operation angle) is transmitted to the information processing apparatus 100. The information processing apparatus 100 may acquire steering wheel operation information by estimating what kind of steering wheel operation has been performed from, for example, changes in acceleration or position information.

Further, for example, the driver terminal device 10-x detects the acceleration of the vehicle Cx by using an acceleration sensor among various built-in sensors, and brake operation (for example, brake operation angle) based on the detected acceleration. Is detected, and brake operation information indicating the detected brake operation (for example, at what angle the brake is pressed) is transmitted to the information processing apparatus 100. The information processing apparatus 100 may acquire the brake operation information by estimating what kind of brake operation has been performed from, for example, changes in acceleration and position information.

Next, the information processing device 100 receives the behavior information from the driver terminal device 10-x, and stores the behavior information acquired from the driver terminal device 10-x as the operation history in the operation history storage unit 121. .. Here, the operation history storage unit 121 will be described. The driving history storage unit 121 stores the driving history corresponding to each vehicle Cx. In the example of FIG. 1, the operation history storage unit 121 has items such as "vehicle ID", "driver ID", "date and time information", "acceleration information", "position information", and "atmospheric pressure information". Although not shown, the operation history storage unit 121 may also have items such as "steering wheel operation information" and "brake operation information".

The "vehicle ID" is identification information for identifying the vehicle Cx. The "vehicle ID" may be, for example, the number of the vehicle. The "driver ID" is identification information that identifies the driver. "Date and time information" is the detection date and time when the driving behavior is detected. The "acceleration information" indicates the acceleration detected at the date and time indicated by the corresponding "date and time information" for the vehicle identified by the corresponding "vehicle ID". The "position information" indicates the position detected at the date and time indicated by the corresponding "date and time information" for the vehicle identified by the corresponding "vehicle ID". The "atmospheric pressure information" indicates the atmospheric pressure detected at the date and time indicated by the corresponding "date and time information" for the vehicle identified by the corresponding "vehicle ID".

That is, in the example of the driving history storage unit 121 shown in FIG. 1, regarding the vehicle C1 driven by the driver D1, the acceleration is "AC11", the position is "PT11", and the atmospheric pressure around the vehicle C1 is "" at the date and time "DT11". An example of "PR11" is shown. In the example of FIG. 1, conceptual symbols are used as "date and time information", "acceleration information", "position information", and "atmospheric pressure information", but actual information is originally input. Further, in the present embodiment, each vehicle Cx is described as being driven by one driver, but for example, the vehicle Cx may have a plurality of drivers in some cases. An example of this is a situation in which one vehicle Cx is used by a family member. In such a case, the driving history storage unit 121 may associate a plurality of "driver IDs" with one "vehicle ID" and store the behavior information of each driver as a driving history. can.

As described above, while the information processing apparatus 100 appropriately accumulates the operation history, the information processing apparatus 100 receives desired information from the driver Dx as in step S11 to the effect that he / she wants to be in charge of the transportation business, or explains in step S13. It accepts transportation request information to the effect that the user requests transportation as described above.

Here, the transportation request information includes request content information indicating the request content such as what is desired to be transported. More specifically, for example, the request content information includes the transportation target content indicating what the transportation target is, and the transaction detailed information indicating what kind of transaction is desired. In the example of FIG. 3, the information processing apparatus 100 receives the request content information including the transportation target contents such as the transportation target “pottery tableware set”, the transportation target size “medium cardboard box size”, and the weight “5 kg” from the requester R1. ing. Further, in the example of FIG. 3, the information processing apparatus 100 has a transaction date and time place "April 20, 2019, 13:00 in front of T2 M Building, T1 Ward, Tokyo", a destination "Z Co., Ltd., T2 Ward, Tokyo", and a transportation request. Request content information including transaction details such as the date and time "April 20, 2019 14:00" is accepted from the requester R1. Such request content information is a matching condition (an example of condition information according to the request content) used for matching with the driver Dx.

Then, in such a state, the information processing apparatus 100 responds to the request content from the requester requesting transportation from the driver Dx by performing the third information processing as an example of step S15. Determine the target driver to be in charge of transportation work.

As an example of step S15, first, the information processing apparatus 100 identifies the tendency of the driving mode based on the driving history, and calculates the safety score based on the driving characteristic with the tendency of the specified driving mode as the driving characteristic (step S15-). 1). For example, the information processing apparatus 100 calculates the latest safety score at this time by using the operation history up to the time when the transportation request is received from the requester R1. The safety score is an index value indicating the safety of the driving mode of the driver Dx. The safety score can be rephrased as a danger score, which is an index value indicating the danger of the driving mode of the driver Dx.

For example, the information processing apparatus 100 is statutory as a tendency of the driving mode of the driver Dx based on the driving history corresponding to the driver Dx (which can be said to be the driving history corresponding to the vehicle Cx) for each driver Dx. By specifying the tendency of the traveling speed (the tendency of the traveling speed in a predetermined period) when compared with the speed, it is determined that the specified tendency of the traveling speed is one driving characteristic of the driver Dx. Further, in this case, from the viewpoint that the faster the traveling speed, the lower the safety, the information processing device 100 has a score such that the safety score is finally calculated to be lower as the traveling speed tends to be faster. Therefore, the first speed evaluation score, which is a score for evaluating the tendency of the running speed from the viewpoint of safety, is calculated.

Further, for example, the information processing apparatus 100 has a tendency of traveling speed (predetermined period) as a tendency of the driving mode of the driver Dx based on the driving history corresponding to the driver Dx for each driver Dx. By specifying the tendency of the traveling speed in the above, it is determined that the specified tendency of the traveling speed is one of the driving characteristics of the driver Dx. Further, in this case, the information processing apparatus 100 finally calculates that the safety score is lower as the traveling speed at the curve tends to be faster from the viewpoint that the traveling speed at the time of the curve is faster and the safety is lower. The second speed evaluation score, which is a score for evaluating the tendency of the traveling speed at a curve from the viewpoint of safety, is calculated.

Further, for example, the information processing apparatus 100 has a steering wheel operation on a straight road (or a curve) as a tendency of the driving mode of the driver Dx based on the driving history corresponding to the driver Dx for each driver Dx. Identify the behavioral tendency of. For example, the information processing apparatus 100 identifies the behavior tendency of the steering wheel operation based on the number of steering wheel operations at a predetermined angle or more on a straight road and the number of sharp steering wheel operations on a straight road, thereby specifying the behavior of the steering wheel operation. The tendency is judged to be one of the driving characteristics of the driver Dx. Further, in this case, the information processing apparatus 100 is safer as the tendency of dangerous steering wheel operation according to the number of steering wheel operations is from the viewpoint that the more unnecessary steering wheel operations are performed even though the information processing device 100 is not a curve, the lower the safety is. The first handle evaluation score, which is a score such that the score is calculated low and is a score for evaluating the behavior tendency of the handle operation from the viewpoint of safety, is calculated.

From the viewpoint that the more unstable steering wheel operations (such as shaking to the left and right) on a curve, the lower the safety of the information processing device 100, there is a tendency for dangerous steering wheel operations according to the number of steering wheel operations on a curve. It is also possible to calculate the second handle evaluation score, which is a score such that the safety score is calculated lower to some extent, and is a score for evaluating the behavior tendency of the steering wheel operation from the viewpoint of safety.

Further, for example, the information processing apparatus 100 specifies the behavior tendency of the brake operation on a straight road as the tendency of the driving mode of the driver Dx based on the driving history corresponding to the driver Dx for each driver Dx. do. For example, the information processing apparatus 100 identifies the specified brake operation by specifying the behavior tendency of the brake operation based on the number of times the brake is pressed at a predetermined angle or more in the section without a signal and the number of times of sudden braking in the section without a signal. It is judged that the behavior tendency of is one of the driving characteristics of the driver Dx. Further, in this case, the information processing apparatus 100 tends to have a dangerous brake operation according to the number of brake operations from the viewpoint that the more the extra brake operation is performed even though there is no signal and the presence is not present, the lower the safety is. , The brake evaluation score is calculated, which is a score such that the safety score is calculated low, and is a score for evaluating the behavior tendency of the brake operation from the safety.

Further, the information processing apparatus 100 refers to the atmospheric pressure information, extracts the operation history during operation on a slope from the change in atmospheric pressure, and based on the extracted operation history, the behavior tendency of the steering wheel operation on the slope and the braking operation on the slope. Behavioral tendencies can be identified and scores for evaluating these behavioral tendencies can be further calculated.

In the example of FIG. 3, assuming that the information processing apparatus 100 uses the first speed evaluation score, the second speed evaluation score, the first handle evaluation score, the second handle evaluation score, and the brake evaluation score, these scores are added together. By combining them, a safety score that comprehensively evaluates safety is calculated. That is, in step S15-1, the information processing apparatus 100 performs the above-mentioned specific processing and calculation processing for each driver who has registered a desire for transportation work, based on the operation history of the driver. Although not shown, the information processing apparatus 100 has a storage unit in which a safety score is stored for each driver Dx, and the safety score may be acquired from this storage unit when performing matching.

Further, for example, the driving mode (driving characteristic) corresponding to the safety score "0 to 20" indicates "driving with very low safety", and the driving mode (driving characteristic) corresponding to the safety score "21 to 40". Indicates "low safety driving", and the driving mode (driving characteristics) corresponding to the safety score "41-60" indicates "medium safety driving" and corresponds to the safety score "61-80". The driving mode (driving characteristics) to be performed indicates "driving with high safety", and the driving mode (driving characteristics) corresponding to the safety score "81 to 100" indicates "driving with extremely high safety". do.

Next, the information processing apparatus 100 matches the condition information according to the request content of the requester R1 with the feature information indicating the characteristics of the driver's operation for each driver who has registered the desire for the transportation work. As a result, it is determined whether or not the condition information is satisfied, and the driver who satisfies the condition information is determined as the target driver (step S15-2).

For example, when the request content information received from the requester R1 includes information for designating a predetermined operation mode, the information processing apparatus 100 defines the predetermined operation mode as condition information according to the request content. .. For example, it is assumed that the requester R1 has specified "safe driving" or "safe driving driver" as a predetermined driving mode in the request content information. In this case, the information processing apparatus 100 determines, for example, that the driving modes satisfying "safe driving" are "driving with high safety" and "driving with very high safety", and corresponds to these driving modes. The driver Dx for which the safety score (that is, the safety score "61 to 100") is calculated is determined as the target driver.

Further, for example, the information processing apparatus 100 defines the operation mode corresponding to the transportation of the transportation target specified in the request content information received from the requester R1 as the condition information according to the request content. In the example of FIG. 3, the requester R1 specifies in the request content information that the transportation target is the “pottery tableware set”. The information processing apparatus 100 determines that the operation mode according to the transportation of the object to be transported is "safe operation" because the "pottery tableware set" is a crack and requires careful operation (or safe operation). .. Further, the information processing apparatus 100 determines, for example, that the driving modes satisfying "safe driving" are "driving with high safety" and "driving with very high safety", and the safety corresponding to these driving modes is achieved. The driver Dx for which the score (that is, the safety score "61 to 100") has been calculated is determined as the target driver.

Further, for example, the information processing apparatus 100 is a transport destination specified in the request content information received from the requester R1, and the position information according to the transport destination for transporting the transport target is a condition according to the request content. Defined as information. Then, the information processing apparatus 100 determines the driver Dx that satisfies this position information as the target driver. For example, the information processing apparatus 100 determines a driver whose movement range includes a movement route for transporting a transportation target to a transportation destination based on the operation history of the driver Dx as the target driver. For example, the information processing apparatus 100 sets the movement route when transporting the transportation target to the transportation destination as the movement range by matching the position information defined as the condition information with the "position information" included in the operation history. The driver including the driver is determined as the target driver.

[5. Information processing variations]
The information processing apparatus 100 according to the above embodiment may be implemented in various different forms other than the above embodiment. Therefore, in the following, another embodiment of the information processing apparatus 100 will be described.

[5-1. Determine the allocation destination according to the purpose for which the private car is used]
The vehicle Cx according to the embodiment is a so-called driver Dx's private vehicle used by the driver Dx for his / her own use, and is a transportation business vehicle (or a business vehicle, a business vehicle) that engages in commercial activities. I explained that it is a vehicle (automobile) used for general purposes other than (car). However, some vehicle Cx may have both a private use used by the driver Dx for his own use and a commercial use used by the driver Dx for commercial use. .. Therefore, in accordance with such a situation, the information processing apparatus 100 allocates the amount of the predetermined insurance that the driver has taken out based on the profit information according to the use of the private car by the driver. It is also possible to determine the insurance to be applied and apply the amount to the determined insurance.

For example, it is assumed that the vehicle C1 of the driver D1 has both a private use by the driver D1 and a business use by the driver D1. In such a case, the driver D1 may have a plurality of insurances depending on these uses. Further, the information processing apparatus 100 can specify, for example, what kind of insurance the driver D1 has in accordance with the intended use, based on the registration information by the driver D1.

In such a state, when the transportation business is performed by the driver D1, for example, the information processing apparatus 100 obtains the automobile insurance corresponding to the private use among the insurances subscribed to by the driver D1 as profit information. Determine as the appropriate destination to which the amount based on is applied. Then, the information processing apparatus 100 performs the appropriation process described so far for the automobile insurance determined as the appropriation destination. As a result, the information processing apparatus 100 according to the embodiment can realize the appropriation process specialized for the private operation of the private car.

[5-2. Switching of allocation destination (1)]
Further, when the information processing apparatus 100 specifies that the driver to whom the amount based on the profit information is allocated switches the allocation destination of the amount from the predetermined insurance to which the driver has subscribed to another allocation destination. The amount will be applied to the other allottees. For example, in the information processing apparatus 100, the driver to whom the amount of money based on the profit information is applied is not the insurance of the predetermined insurance type among the predetermined insurances to which the driver has the appropriate amount of the amount of money. If it is specified to switch to the insurance of the other insurance type, the amount will be applied to the insurance of the other insurance type. This point will be described by taking driver D1 as an example.

For example, in the information processing apparatus 100, it is assumed that the insurance of the appropriate destination is set as automobile insurance by default. In this case, automobile insurance is an example of insurance of a predetermined insurance type. In such a state, for example, the information processing apparatus 100 shifts the allocation destination from the automobile insurance to the insurance of another insurance type (for example, life insurance, etc.) for the driver D1 before performing the allocation processing. Ask them to specify whether or not to switch, and if switching, specify the insurance to switch to. Here, it is assumed that the information processing apparatus 100 has received the designation of switching from the automobile insurance to the life insurance from the driver D1. In such a case, the information processing apparatus 100 switches the insurance of the appropriate destination from the automobile insurance of the default setting to the life insurance, and performs the appropriation process for the life insurance. As a result, the information processing apparatus 100 according to the embodiment can be allocated to the allocation destination desired by the user, so that the satisfaction level of the user can be enhanced.

[5-3. Switching of allocation destination (2)]
Further, in the information processing apparatus 100, the driver to whom the amount of money based on the profit information is applied allocates the amount of money from the predetermined insurance to which the driver has subscribed to services other than the insurance service. If it is specified to switch the destination, the amount will be applied to the payment amount generated by the driver using the other service. For example, the information processing apparatus 100 allocates an amount to the settlement amount generated by the driver using a predetermined service related to the driving of the vehicle as another service. Similarly, this point will be described by taking driver D1 as an example. Further, assuming that the predetermined insurance covered by the driver D1 is automobile insurance, automobile insurance can be said to be an example of insurance service.

In such a state, the information processing apparatus 100 specifies, for example, whether or not to switch the allocation destination from the automobile insurance to a service other than the insurance service to the driver D1 before performing the allocation processing. At the same time, when switching, specify the insurance to switch to. Other services include certain services related to vehicle driving, such as toll roads (eg, highways), parking services (eg, coin parking, parking meter parking, etc.), etc. Car rental etc. can be mentioned. Of course, services other than insurance services are not limited to predetermined services related to the driving of such vehicles.

In such an example, it is assumed that the information processing apparatus 100 receives from the driver D1 the designation that the allocation destination is switched from the automobile insurance to the expressway service (expressway usage fee). In such a case, the information processing apparatus 100 switches the allocation destination from the automobile insurance to the expressway service, and performs allocation processing for the settlement amount generated by, for example, the driver D1 using the expressway. For example, when the driver D1 travels on a highway using ETC (Electronic Toll Collection System), the information processing device 100 becomes cheaper because the reward amount is applied to the usage fee of the highway. The usage fee is controlled to be deducted from the driver D1's account. As a result, the information processing apparatus 100 according to the embodiment can be allocated to the allocation destination desired by the user, so that the satisfaction level of the user can be enhanced. In addition, drivers who undertake transportation work tend to be confident in driving a vehicle or prefer to drive a vehicle, so such drivers often use highways, coin parking, etc. it is conceivable that. For this reason, the information processing apparatus 100 can reduce the usage fee imposed by the service that the driver frequently uses when driving the vehicle, so that the reward can be used more effectively.

[6. Information processing device configuration]
Next, the information processing apparatus 100 according to the embodiment will be described with reference to FIG. FIG. 5 is a diagram showing a configuration example of the information processing apparatus 100 according to the embodiment. As shown in FIG. 5, the information processing apparatus 100 includes a communication unit 110, a storage unit 120, and a control unit 130. For example, the information processing device 100 is a server device that performs information processing described with reference to FIGS. 1 to 4.

(About communication unit 110)
The communication unit 110 is realized by, for example, a NIC (Network Interface Card) or the like. Then, the communication unit 110 is connected to the network N by wire or wirelessly, and transmits / receives information between, for example, the driver terminal device 10-x and the requester terminal device TMn.

(About the storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory, or a storage device such as a hard disk or an optical disk. The storage unit 120 includes an operation history storage unit 121, a registration information storage unit 122, a request content storage unit 123, a target driver information storage unit 124, and a profit information storage unit 125. Since the internal configurations of the operation history storage unit 121 and the profit information storage unit 125 have already been described, the description thereof will be omitted here.

(Regarding the registration information storage unit 122)
The registration information storage unit 122 stores the registration information registered in the information processing apparatus 100 by the driver Dx who desires to be in charge of the transportation business, for example, via the platform PF. Here, FIG. 6 shows an example of the registration information storage unit 122 according to the embodiment. In the example of FIG. 6, the registration information storage unit 122 has items such as "driver ID", "attribute information", "vehicle information used", and "desired date and time in charge".

The "driver ID" is identification information that identifies the driver Dx who desires to be in charge of the transportation business. "Attribute information" indicates various attribute information regarding the driver Dx who desires to be in charge of the transportation business. For example, the "attribute information" is personal information of the driver Dx such as the age, gender, address, etc. of the driver Dx who wants to be in charge of the transportation business. "Vehicle information used" indicates information about the vehicle used for the transportation business by the driver Dx who wants to be in charge of the transportation business. For example, the "used vehicle information" indicates the name of the vehicle used for the transportation business, the vehicle type, and the like by the driver Dx who desires to be in charge of the transportation business. The "desired date and time in charge" indicates the date and time when the driver Dx who wants to be in charge of the transportation business wants to perform the transportation business.

That is, the example of FIG. 6 shows an example in which the driver D1 identified by the driver ID “D1” registers that he / she wants to perform the transportation business in the date / time zone of the desired date / time “hDA11”. Further, in the example of FIG. 6, the attribute information of the driver D1 identified by the driver ID "D1" is "aDA11", and the vehicle information used is "cDA11".

(About the request content storage unit 123)
The request content storage unit 123 stores the request content received from the requester Rn. Here, FIG. 7 shows an example of the request content storage unit 123 according to the embodiment. In the example of FIG. 7, the request content storage unit 123 has items such as "requester ID", "transportation request information", "designated information", "attribute information", and "desired transportation date and time".

The "requester ID" is identification information that identifies the requester Rn who requested transportation. The "transportation request information" includes request content information indicating the request content such as what is desired to be transported. More specifically, for example, the request content information includes the transportation target content indicating what the transportation target is, and the transaction detailed information indicating what kind of transaction is desired. "Designated information" indicates the content specified by the requester Rn at the time of transportation. For example, "designated information" indicates information in which the operation mode to be transported is specified.

"Attribute information" indicates various attribute information related to the requester Rn who requested transportation. For example, the "attribute information" is personal information of the requester Rn, such as the age, gender, and address of the requester Rn who requested the transportation. The "desired transportation date and time" indicates the date and time when the requester Rn who requested the transportation wants the transportation target to be transported.

That is, in the example of FIG. 7, the requester R1 identified by the requester ID "R1" wants to carry the transportation target "OB11" in the date and time zone of the desired transportation date and time "HT11". .. Further, in the example of FIG. 7, the attribute information of the requester R1 identified by the requester ID “R1” is “AT11”, and an example is shown in which the content indicated by “DS11” is specified for transportation.

(About the target driver information storage unit 124)
The target driver information storage unit 124 stores information about the target driver who is in charge of the transportation business. Here, FIG. 8 shows an example of the target driver information storage unit 124 according to the embodiment. In the example of FIG. 8, the target driver information storage unit 124 has items such as “target driver ID” and “requester ID”.

The "target driver ID" indicates identification information for identifying the driver Dx who is the target driver to be in charge of the transportation business among the driver Dx who desires to be in charge of the transportation business. The "requester ID" indicates identification information for identifying the requester Rn who requested the transportation work in charge of the driver Dx identified by the target driver ID.

That is, the example of FIG. 8 shows an example in which the driver D1 is determined as the target driver in charge of the transportation work generated by the transportation request by the requester R1.

(About control unit 130)
Returning to FIG. 5, in the control unit 130, various programs stored in the storage device inside the information processing apparatus 100 are executed by the CPU (Central Processing Unit), the MPU (Micro Processing Unit), or the like using the RAM as a work area. It will be realized by. Further, the control unit 130 is realized by, for example, an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array).

As shown in FIG. 5, the control unit 130 includes a behavior information acquisition unit 131, a reception unit 132, a score calculation unit 133, a feature information acquisition unit 134, a determination unit 135, a presentation unit 136, and a payment reception unit. It has 137, a profit information acquisition unit 138, and an allocation unit 139, and realizes or executes the functions and operations of information processing described below. The internal configuration of the control unit 130 is not limited to the configuration shown in FIG. 5, and may be any other configuration as long as it is configured to perform information processing described later. Further, the connection relationship of each processing unit included in the control unit 130 is not limited to the connection relationship shown in FIG. 5, and may be another connection relationship.

(About the behavior information acquisition unit 131)
The behavior information acquisition unit 131 acquires behavior information indicating driving behavior, which is the behavior of the vehicle Cx. For example, the driver terminal device 10-x detects the driving behavior which is the behavior of the vehicle Cx in which the own device is installed, and associates the behavior information indicating the detected behavior with the date and time information indicating the detected date and time. , Is transmitted to the information processing apparatus 100. Therefore, the behavior information acquisition unit 131 acquires the behavior information and the date and time information from the driver terminal device 10-x. Further, the behavior information acquisition unit 131 stores the acquired behavior information as an operation history in the operation history storage unit 121.

(About reception desk 132)
The reception unit 132 accepts the registration from the driver Dx that he / she wishes to be in charge of the transportation business. For example, the reception unit 132 receives desired information from the driver terminal device 10-x of the driver Dx that he / she wants to be in charge of the transportation business. Further, the reception unit 132 stores the desired information to the effect that the person in charge of the transportation business is desired in the registration information storage unit 122.

In addition, the reception unit 132 accepts registration from the user to request transportation. For example, the reception unit 132 receives the transportation request information for which transportation is requested from the user's requester terminal device TMn. Further, the reception unit 132 defines such a user as a requester, and stores the transportation request information request for transportation in the request content storage unit 123. In addition, the reception unit 132 can also receive a work completion report from the driver Dx who has completed the transportation work.

(About score calculation unit 133)
The score calculation unit 133 calculates a safety score, which is an index value indicating the safety of the driving mode of the driver Dx, based on the driving history of the driver Dx. In calculating the safety score, first, the score calculation unit 133 identifies the tendency of the driving mode based on the driving history. For example, when the transportation request is received by the reception unit 132, the score calculation unit 133 determines the tendency of the operation mode based on the operation history of the driver Dx for each driver Dx who wants to be in charge of the transportation business. Identify. For example, the score calculation unit 133 performs the specific process described in step S15-1 of FIG.

Then, the score calculation unit 133 calculates the safety score based on the driving characteristics, with the tendency of the specified driving mode as the driving characteristics. For example, the score calculation unit 133 calculates the safety score of the driver Dx based on the driving characteristics specified for each driver Dx who wants to be in charge of the transportation business.

For example, the score calculation unit 133 may use the acceleration history indicating a change in the acceleration of the vehicle driven by the driver Dx, the position history indicating the change in the position information of the vehicle driven by the driver Dx, or the driver Dx as the driving history. The safety score is calculated based on the driving characteristics specified based on at least one of the pressure histories showing the pressure change according to the change in the position information of the vehicle driven by the vehicle. For example, the score calculation unit 133 calculates the safety score based on the tendency specified based on the driving history and the tendency of the driving mode of the driver Dx.

Further, for example, the score calculation unit 133 calculates the safety score based on at least one of the tendency of the driver Dx's accelerator operation, brake operation operation, and steering wheel operation as the tendency of the driving mode. Further, the score calculation unit 133 may calculate the safety score based on the ratio of the driving mode indicating safe driving and the ratio of the driving mode indicating dangerous driving. For example, the score calculation unit 133 performs the calculation process described in step S15-1 of FIG.

(About the feature information acquisition unit 134)
The feature information acquisition unit 134 acquires feature information indicating the characteristics of the driver Dx regarding driving. For example, the feature information acquisition unit 134 acquires the safety score calculated by the score calculation unit 133 as the feature information. For example, if the safety score calculated for the driver Dx is stored in a predetermined storage unit for each driver Dx who wishes to be in charge of the transportation business, the feature information acquisition unit 134 is a determination unit. When the determination process is performed by 133, the combination of the driver Dx and the safety score is acquired from the storage unit. Then, the feature information acquisition unit 134 outputs the acquired combination to the determination unit 135.

(About decision unit 135)
Based on the feature information acquired by the feature information acquisition unit 134, the determination unit 135 responds to the request content from the requester Rn who requests the transportation from the driver Dx who wants to be in charge of the transportation work. Determine the target driver to be in charge of transportation work. For example, the determination unit 135 determines, among the driver Dx, the driver Dx determined to satisfy the condition information according to the request content based on the characteristic information as the target driver.

For example, when the request content received from the requester Rn is the content that specifies a predetermined operation mode, the determination unit 135 determines the predetermined operation mode as condition information according to the request content based on the safety score. The driver Dx determined to satisfy the conditions is determined as the target driver. Further, for example, the determination unit 135 targets the driver Dx determined to satisfy the operation mode corresponding to the transportation of the transportation target specified in the request content as the condition information according to the request content based on the safety score. Determine as a driver.

That is, the determination unit 135 determines whether or not the condition information is satisfied by matching the condition information according to the request content with the feature information acquired by the feature information acquisition unit 134, and the operation satisfying the condition information. Person Dx is determined as the target driver. Therefore, the determination unit 135 performs the process described in step S15-2 of FIG.

(About presentation unit 136)
The presentation unit 136 presents the client Rn with information about the target driver determined by the determination unit 135. That is, the presentation unit 136 introduces the target driver determined by the determination unit 135 to the client Rn. In addition, the presentation unit 136 presents information regarding the client Rn who has requested the target driver to be in charge of the transportation work to be in charge of the target driver determined by the determination unit 135. That is, the presentation unit 136 introduces the client Rn to the target driver.

Further, for example, the presentation unit 136 determines the position information and the time information in which the transaction according to the request content is performed between the requester Rn and the target driver, and the determined position information and the time information are combined with the requester Rn. Present to the target driver.

(About the deposit reception department 137)
The payment reception unit 137 accepts the payment of the reward from the client Rn to the driver Dx. For example, when the payment reception unit 137 receives a business completion report from the driver Dx who has completed the transportation business, the payment reception unit 137 sends a business completion notification including the content specifying that the reward should be paid at the requester of the transportation business. Send to a certain requester Rn. Then, the payment reception unit 137 receives the payment of the reward to the driver Dx from the client Rn. For this reason, the payment receiving unit 137 performs, for example, the processes of steps S18 and S19 described with reference to FIG.

In addition, the payment reception unit 137 accepts the payment of the fee from the client Rn. For example, the payment reception unit 137 is the requester of the transportation business to send a business completion notification including the content specifying that the fee should be paid when the business completion report is received from the driver Dx who has completed the transportation business. Send to requester Rn. Then, the payment reception unit 137 accepts the payment of the fee from the client Rn. For this reason, the payment receiving unit 137 performs the processes of steps S18 and S19 described with reference to FIG. 2, for example.

(About Revenue Information Acquisition Department 138)
The profit information acquisition unit 138 shows the profit obtained by the driver Dx performing the transportation business when the driver Dx performs the transportation business using the private vehicle which is the vehicle used for his / her own use. Get revenue information.

For example, according to the example of FIG. 1, the profit information acquisition unit 138 is the amount of the reward paid from the client Rn who requested the transportation business to the driver Dx as the profit obtained by the driver Dx performing the transportation business. Acquire profit information indicating the amount of compensation. For example, the profit information acquisition unit 138 acquires profit information indicating the reward amount arbitrarily determined by the client Rn for the driver Dx as the reward amount. For example, the profit information acquisition unit 138 makes a profit when the driver Dx registered for the intermediary service that mediates the transaction between individuals performs the transportation business requested by the client Rn for the intermediary service. Get information.

Further, according to the example of FIG. 2, the profit information acquisition unit 138 is a transportation requested by a predetermined company for the intermediary service by a driver registered for the intermediary service that mediates a transaction between an individual and a company. Acquire profit information when doing business. For example, when the profit information acquisition unit 138 performs the transportation business requested by the store selling in the predetermined electronic commerce service related to the manager of the information processing apparatus 100 as a predetermined company, the driver Dx performs the transportation business. Get revenue information. For example, the profit information acquisition unit 138 acquires profit information indicating a fee paid to the manager from a predetermined company that has requested the transportation business as the profit obtained by the driver Dx performing the transportation business.

(About Appropriation Department 139)
The appropriation unit 139 allocates an amount based on the profit information acquired by the profit information acquisition unit 138 to the insurance premium paid by the driver in the predetermined insurance subscribed to by the driver Dx. For example, the appropriation unit 139 allocates at least a part of the remuneration paid to the driver Dx to the insurance premium paid by the driver Dx.

Further, the appropriation unit 139 is the profit indicated by the profit information as the amount based on the profit information acquired by the profit information acquisition department 138, and is the source of the profit to be applied to the insurance premium. The amount calculated based on the total amount will be applied to the insurance premium.

In addition, the appropriation unit 139 allocates the amount calculated according to the content of the transportation business to the insurance premium as the amount based on the profit information acquired by the profit information acquisition unit 138.

In addition, the appropriation department 139 provides insurance to which the amount based on the profit information is allocated from the predetermined insurance that the driver has taken out according to the use of the private car by the driver Dx. The amount will be applied to the decided insurance.

In addition, the appropriation department 139 has specified that the driver Dx to which the amount based on the profit information is allocated switches the appropriation destination of the amount from the predetermined insurance to which the driver Dx has subscribed to another appropriation destination. In that case, the amount will be applied to the other allottees. As an example, in the allocation department 139, the driver Dx to which the amount based on the profit information is allocated is from the insurance of the predetermined insurance type among the predetermined insurances to which the driver subscribes to the allocation of the amount. If it is specified to switch to the insurance of the other insurance type, the amount will be applied to the insurance of the other insurance type. Further, as another example, in the appropriation unit 139, the driver Dx to which the amount based on the profit information is allocated is from the predetermined insurance to which the driver subscribes to the appropriation of the amount, other than the insurance service. When it is specified to switch the allocation destination to the service of, the said amount is allocated to the settlement amount generated by the driver Dx using the other service. For example, the appropriation unit 139 allocates an amount to the settlement amount generated by the driver Dx using a predetermined service related to the driving of the vehicle as another service.

[7. Processing procedure]
Next, the procedure of information processing according to the embodiment will be described with reference to FIGS. 9 and 10. FIG. 9 describes an information processing procedure for determining a target driver to be in charge of transportation work according to the request contents of the requester for transportation. FIG. 10 describes an information processing procedure for applying an amount based on profit information to the insurance premium paid by the driver Dx who has performed the transportation business.

[7-1. Processing procedure (1)]
First, with reference to FIG. 9, the procedure of information processing for determining the target driver to be in charge of the transportation work according to the request contents of the requester who requests the transportation will be described. FIG. 9 is a flowchart showing an information processing procedure for determining a target driver. In the example of FIG. 9, the information processing apparatus 100 has an operation history storage unit 121 as shown in FIG. 3 by appropriately acquiring behavior information from each driver Dx. Further, in the example of FIG. 9, it is assumed that the information processing apparatus 100 has received registration from the driver Dx that he / she wishes to be in charge of the transportation business.

First, the reception unit 132 determines whether or not a transportation request has been received from the user (requester Rn) (step S101). If the reception unit 132 has not received the transportation request from the user (step S101; No), the reception unit 132 waits until the transportation request is received. On the other hand, when the transportation request is received by the reception unit 132 (step S101; No), the score calculation unit 133 has the operation history of the driver Dx for each driver Dx who wants to be in charge of the transportation business. (Step S102), the tendency of the operating mode is specified based on the above. Then, the score calculation unit 133 calculates a safety score for each driver Dx based on the tendency (driving characteristic) of the driving mode (step S103). Although not shown, the score calculation unit 133 stores the calculated safety score in a predetermined storage unit.

In such a state, the feature information acquisition unit 134 acquires the safety score calculated by the score calculation unit 133 as the feature information (step S104). Further, the feature information acquisition unit 134 outputs the acquired safety score to the determination unit 135 in association with the identification information that identifies the driver Dx for which the safety score has been calculated.

Then, the determination unit 135 determines the driver in charge of the transportation work generated by the request from the requester Rn by matching the condition information according to the request content of the requester Rn with the feature information (step). S105). When the target driver is determined by the determination unit 135, the presentation unit 136 presents information to the target driver and the requester Rn (step S106).

[7-2. Processing procedure (2)]
Next, with reference to FIG. 10, an information processing procedure for applying an amount based on profit information to the insurance premium paid by the driver Dx who has performed the transportation business will be described. FIG. 10 is a flowchart showing an information processing procedure for applying an amount based on profit information.

First, the reception unit 132 determines whether or not the work completion report has been received from the driver Dx who has completed the transportation work (step S201). If the reception unit 132 has not received the work completion report (step S201; No), the reception unit 132 waits until the work completion report is received. On the other hand, when the work completion report is received by the reception unit 132 (step S201; Yes), the payment reception unit 137 informs the requester Rn of the requester of the transportation work that the transportation work has been completed. Notify (step S202).

Next, the profit information acquisition unit 138 determines whether or not the profit information corresponding to the requester Rn of the requester of the transportation business can be acquired (step S203). For example, if the revenue information acquisition unit 138 determines that the revenue information cannot be acquired because the payment reception unit 137 has not accepted the payment (step S203; No), the revenue information acquisition unit 138 waits until the revenue information can be acquired. .. On the other hand, when the appropriation unit 139 determines that the profit information acquisition unit 138 has been able to acquire the profit information because the payment reception unit 137 has received the payment (step S203; Yes), the appropriation unit performs the appropriation process based on the profit information. (Step S204).

[8. Hardware configuration]
Further, the information processing apparatus 100 according to the above embodiment is realized by, for example, a computer 1000 having a configuration as shown in FIG. FIG. 11 is a hardware configuration diagram showing an example of a computer 1000 that realizes the functions of the information processing apparatus 100. The computer 1000 has a CPU 1100, a RAM 1200, a ROM 1300, an HDD 1400, a communication interface (I / F) 1500, an input / output interface (I / F) 1600, and a media interface (I / F) 1700.

The CPU 1100 operates based on a program stored in the ROM 1300 or the HDD 1400, and controls each part. The ROM 1300 stores a boot program executed by the CPU 1100 when the computer 1000 is started, a program depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores a program executed by the CPU 1100, data used by such a program, and the like. The communication interface 1500 receives data from another device via the communication network 50 and sends it to the CPU 1100, and transmits the data generated by the CPU 1100 to the other device via the communication network 50.

The CPU 1100 controls an output device such as a display or a printer, and an input device such as a keyboard or a mouse via the input / output interface 1600. The CPU 1100 acquires data from the input device via the input / output interface 1600. Further, the CPU 1100 outputs the generated data to the output device via the input / output interface 1600.

The media interface 1700 reads a program or data stored in the recording medium 1800 and provides the program or data to the CPU 1100 via the RAM 1200. The CPU 1100 loads the program from the recording medium 1800 onto the RAM 1200 via the media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or PD (Phase change rewritable Disk), a magneto-optical recording medium such as MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. And so on.

For example, when the computer 1000 functions as the information processing apparatus 100 according to the embodiment, the CPU 1100 of the computer 1000 realizes the function of the control unit 130 by executing the program loaded on the RAM 1200. Further, the data in the storage unit 120 is stored in the HDD 1400. The CPU 1100 of the computer 1000 reads and executes these programs from the recording medium 1800, but as another example, these programs may be acquired from another device via the communication network 50.

[9. others〕
Further, each component of each of the illustrated devices is a functional concept, and does not necessarily have to be physically configured as shown in the figure. That is, the specific form of distribution / integration of each device is not limited to the one shown in the figure, and all or part of them may be functionally or physically distributed / physically in any unit according to various loads and usage conditions. Can be integrated and configured.

The embodiments of the present application have been described in detail with reference to some drawings, but these are examples, and various modifications are made based on the knowledge of those skilled in the art, including the embodiments described in the disclosure column of the invention. It is possible to carry out the present invention in other modified forms.

Further, the above-mentioned "section, module, unit" can be read as "means" or "circuit". For example, the determination unit can be read as a determination means or a determination circuit.

1 Information processing system 10-x Driver terminal device TMn Requester terminal device 100 Information processing device 120 Storage unit 121 Operation history storage unit 122 Registration information storage unit 123 Request content storage unit 124 Target driver information storage unit 125 Profit information storage unit 130 Control unit 131 Behavior information acquisition unit 132 Reception unit 133 Score calculation unit 134 Feature information acquisition unit 135 Decision unit 136 Presentation unit 137 Payment reception unit 138 Profit information acquisition unit 139 Appropriation department

Claims (15)

Obtained by the driver performing the transportation business when the driver performs the transportation business requested from the outside by using a private vehicle which is a vehicle used by the driver for his / her own use. As a profit, an acquisition unit that acquires profit information indicating the amount of remuneration, which is the amount of remuneration paid from the client who requested the transportation business to the driver, and
Appropriation of at least a part of the remuneration as an amount based on the profit information acquired by the acquisition unit for the insurance premium paid by the driver in the predetermined insurance that the driver has subscribed to. An information processing device characterized by having a unit. The information processing apparatus according to claim 1 , wherein the acquisition unit acquires the profit information indicating the reward amount arbitrarily determined by the client for the driver as the reward amount. The acquisition unit acquires the profit information when the driver registered for the intermediary service that mediates transactions between individuals performs the transportation business requested by the client for the intermediary service. The information processing apparatus according to claim 1 or 2 . The acquisition unit obtains the profit information when a driver registered for an intermediary service that mediates a transaction between an individual and a company performs a transportation business requested by a predetermined company for the intermediary service. The information processing apparatus according to any one of claims 1 to 3 , wherein the information processing apparatus is obtained. The acquisition unit performs the profit information when the driver performs the transportation business requested by the store exhibiting in the predetermined electronic commerce service related to the manager of the information processing apparatus as the predetermined company. The information processing apparatus according to claim 4 , wherein the information processing apparatus is obtained. The fifth aspect of claim 5 , wherein the acquisition unit acquires, as the remuneration amount , the profit information indicating the fee paid as the remuneration to the manager from the predetermined company that requested the transportation business. Information processing equipment. The appropriation department is the amount of money based on the profit information acquired by the acquisition department, which is the profit indicated by the profit information and is the total amount of the remuneration that is the source of the appropriation to be applied to the insurance premium. The information processing apparatus according to any one of claims 1 to 6 , wherein the amount calculated based on the above is applied to the insurance premium. Claim 1 is characterized in that the appropriation unit allocates an amount calculated as a reward according to the content of the transportation business to the insurance premium as an amount based on the profit information acquired by the acquisition unit. The information processing apparatus according to any one of 7 to 7 . The appropriation section is an insurance to which the amount based on the profit information is allocated from the predetermined insurance that the driver has subscribed to according to the use of the private car by the driver. The information processing apparatus according to any one of claims 1 to 8 , wherein the amount of money is applied to the determined insurance. When the driver to whom the amount based on the profit information is allocated specifies that the allocation destination of the amount is switched from the predetermined insurance that the driver has subscribed to to another allocation destination. Is the information processing apparatus according to any one of claims 1 to 9 , wherein the amount is allocated to the other allocation destination. In the appropriation section, the driver to whom the amount based on the profit information is allocated is insured from the insurance of the predetermined insurance type among the predetermined insurances to which the driver subscribes to the appropriation of the amount. The information processing device according to claim 10 , wherein when it is specified to switch the allocation destination to the type of insurance, the amount is applied to the insurance of the other insurance type. In the appropriation department, the driver to whom the amount based on the profit information is allocated allocates the amount from the predetermined insurance to which the driver subscribes to a service other than the insurance service. The information processing apparatus according to claim 10 or 11 , wherein when it is specified to switch, the amount is applied to the payment amount generated by the driver using the other service. .. 12. The allocation unit is characterized in that, as the other service, the allocation amount is allocated to the settlement amount generated by the driver using a predetermined service related to the driving of the vehicle. The information processing device described. It is an information processing method executed by an information processing device.
Obtained by the driver performing the transportation business when the driver performs the transportation business requested from the outside by using a private vehicle which is a vehicle used by the driver for his / her own use. As a profit, an acquisition process for acquiring profit information indicating the amount of remuneration, which is the amount of remuneration paid from the client who requested the transportation business to the driver, and
Appropriation of at least a part of the remuneration as an amount based on the profit information acquired by the acquisition process for the insurance premium paid by the driver in the predetermined insurance subscribed to by the driver. An information processing method characterized by including a process. Obtained by the driver performing the transportation business when the driver performs the transportation business requested from the outside by using a private vehicle which is a vehicle used by the driver for his / her own use. As a profit, an acquisition procedure for acquiring profit information indicating the amount of remuneration, which is the amount of remuneration paid from the requester who requested the transportation business to the driver, and
Appropriation of at least a part of the remuneration as an amount based on the profit information acquired by the acquisition procedure for the insurance premium paid by the driver in the predetermined insurance that the driver has subscribed to. An information processing program characterized by having a computer perform procedures and.

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