JP7192283B2 - Payment system and program - Google Patents

Description

The present invention relates to payment systems and programs.

Patent Document 1 discloses a detection unit that detects a person from each of a first image obtained by imaging a first area and a second image obtained by imaging a second area different from the first area, and the detection a grouping unit that divides persons detected from the first image by a unit into groups according to a first condition, and divides persons detected from the second image by the detection unit into groups according to a second condition; Image processing, comprising: a comparison unit that compares a group related to a first image and a group related to the second image; and a reconstruction unit that reconstructs the group based on the comparison result of the comparison unit. Disclose the system.

Patent Literature 2 discloses a flow line storage unit that stores flow line data for each customer that tracks the behavior of each customer in a store, with added time data at the time when the customer is estimated to have made a payment. A transaction storage unit for storing transaction data for each customer recording the purchase details of each customer with the addition of time data at the time when the customer makes a payment, and each flow line stored in the flow line storage unit. A combining unit that determines a combination that minimizes the difference between each time data for the data and each transaction data stored in the transaction storage unit; A customer behavior management device characterized by comprising a linking unit for attaching.

Patent Document 3 discloses that between one or more type 1 users who can execute payment processing operations for product purchase prices and one or more type 2 users whose payment processing operations are restricted, Disclosed is an information processing device for a first-class user to perform the payment processing operation of a second-class user.

JP 2017-130061 A Japanese Patent No. 4892609 Japanese Patent No. 5861014

By the way, when purchasing a product or service at an unmanned store, a registrant who is registered at the time of entering the store or before entering the store is required, and the registrant pays the fee. No one other than the registrant has payment authority and cannot purchase goods or services.

SUMMARY OF THE INVENTION An object of the present invention is to provide a payment system and a program that enable purchase of goods and services by non-registered persons.

According to the first aspect of the present invention, registrant specifying means for specifying a registrant, related person specifying means for specifying a person related to the registrant specified by the registrant specifying means, and the related person specifying means a payment requesting means for requesting payment from the registrant specified by the registrant specifying means when the specified related person intends to purchase a product or service.
A related person is a person who is associated with a registrant for payment for purchasing a product or service. For example, if the registrant is a parent, the parent's child.

According to a second aspect of the present invention, there is provided candidate identifying means for identifying a candidate of a related person, and notifying the registrant identified by the registrant identifying means of the candidate information identified by the candidate identifying means. 2. The settlement system according to claim 1, further comprising candidate notification means.

The present invention according to claim 3 further comprises information receiving means for receiving information selected as a related person from among the candidates, and the related person identifying means identifies the related person based on the information received by the information receiving means. It is the payment system according to claim 2 to specify.

The present invention according to claim 4 is the settlement system according to claim 2, further comprising information receiving means for receiving information about the unrelated person selected from among the candidates.
In addition, a non-related person means a person who is not a related person.

The present invention according to claim 5 is the settlement system according to claim 2, further comprising information receiving means for receiving information for rejecting selection of a related person from the candidates.

The present invention according to claim 6 is the settlement system according to claim 2, wherein the candidate specifying means excludes a person who is another registrant.

The present invention according to claim 7 is the settlement system according to claim 2, wherein the candidate specifying means excludes a person specified as a related person by another registrant.

The present invention according to claim 8 further comprises signal receiving means for receiving a signal to that effect when the related person specified by said related person specifying means intends to purchase a product or service. There is a payment system as described.

The present invention according to claim 9 is the settlement system according to any one of claims 1 to 7, further comprising acceptance means for accepting acceptance or rejection of the payment requested by said request means.

The present invention according to claim 10 is the settlement system according to claim 9, wherein the purchase of the product or service is permitted when the acceptance means accepts the permission of the request.

The present invention according to claim 11 is the settlement system according to claim 9, wherein purchase of the product or service is refused when the acceptability acceptance means accepts rejection of the request.

The present invention according to claim 12 provides a step of identifying a registrant; a step of identifying a related person related to the identified registrant; and a step of requesting payment from a registered registrant.

According to the present invention according to claim 1 or 11, it is possible to enable purchase of goods and purchase of services by persons other than registrants.

According to the present invention according to claim 2, in addition to the effect of the present invention according to claim 1, it is possible to make it easier to identify the related person than when the registrant inputs the related person.

According to the present invention according to claim 3, in addition to the effect of the present invention according to claim 2, it is possible to improve the accuracy of identifying related persons compared to the case of uniquely identifying related persons.

According to the present invention according to claim 4, in addition to the effects of the present invention according to claim 2, unrelated persons can be excluded from candidates.

According to the fifth aspect of the present invention, in addition to the effect of the second aspect of the present invention, it is possible to reject the selection of related persons.

According to the present invention according to claim 6 or 7, in addition to the effect of the present invention according to claim 2, it is possible to exclude persons unsuitable as candidates.

According to the eighth aspect of the present invention, in addition to the effects of any one of the first to sixth aspects of the invention, it is possible to grasp that the related person is about to purchase a product or service.

According to the present invention according to claim 9, in addition to the effect of the invention according to any one of claims 1 to 7, the registrant can decide whether or not to accept payment when the related person purchases goods or services. .

According to the tenth aspect of the present invention, in addition to the effects of the eighth aspect of the invention, it is possible to purchase goods or services when the registrant permits payment.

According to the present invention of claim 11, in addition to the effect of the invention of claim 8, purchase of goods or services can be prohibited when the registrant refuses payment.

1 is a plan view showing a store having a settlement system according to an embodiment of the present invention; FIG. 1 is an enlarged plan view showing the vicinity of an entrance of a store having a settlement system according to an embodiment of the present invention; FIG. It is a block diagram which shows the hardware of the server used for embodiment of this invention. 1 is a block diagram showing functions of a settlement system according to an embodiment of the present invention; FIG. It is a flowchart which shows the control action of the server used for embodiment of this invention. FIG. 4 is a flow chart detailing steps for identifying a registrant of a server used in an embodiment of the present invention; FIG. 1 is a schematic diagram showing an outline of a settlement system according to an embodiment of the present invention; FIG. Fig. 3 is a flow chart detailing the server payment steps used in embodiments of the present invention;

Next, embodiments of the present invention will be described in detail with reference to the drawings.
FIG. 1 shows a store 10 having a payment system according to an embodiment of the invention. The store 10 is, for example, an unmanned store.

The store 10 is provided with an entrance 12 and an exit 14 . Reading units 16 and 18 are arranged at the entrance 12 and the exit 14, respectively. A reading unit 16 at the entrance reads an authentication ID of a person who attempts to enter the store 10 through the entrance 12 using, for example, a smartphone or a non-contact IC card. Similarly, the reading unit 18 at the exit sends the authentication ID of the person who is about to leave the store 10 using a smartphone or a non-contact IC card, confirms the payment, and notifies the payment result if the smartphone is a smartphone.

An entrance camera 20 is provided at the entrance 12 of the store 10 . The entrance camera 20 captures the face of a person who enters through the entrance 12 to acquire the face image of the person. Also, a large number of in-store cameras 22 are provided in the store 10 . A person's behavior is acquired by this in-store camera 22 . The behavior includes the behavior of a person who purchases or intends to purchase a product or service, and the line of flow of the person.

An image forming device 24 is installed in the store 10 . This image forming apparatus 24 is a so-called multi-function machine for copying and outputting photographs and tickets. One of the in-store cameras 22 is arranged near the image forming device 24 . This single in-store camera 22 is used to obtain the behavior of the person who intends to use the image forming apparatus 24 and the face image of the person.

As shown in FIG. 2, for example, when a parent A and a child B of the parent A enter the entrance 12 of the store 10 together, the parent A holds up a smartphone, for example, over the reading unit 16, and the reading unit 16 reads the smartphone. The obtained authentication ID is sent to the server 26 . The server 26 is set in the store 10, and is connected to the reading units 16 and 18, the entrance camera 20, the in-store camera 22, the image forming device 24, and the like via a local network. The server 26 may be provided outside the store, and may be connected to these devices via the Internet, for example.

Here, in the server 26 , if the read ID for authentication of parent A matches the registered ID, the product or service can be purchased in the store 10 . Child B, on the other hand, is not normally a registrant and cannot purchase goods or services in the store 10 as is. In this embodiment, parent A, who is a registrant, is associated with child B as a related person of parent A, so that child B can also purchase products and services.

The entrance camera 20 takes a face image of the child B who is about to pass through the entrance 12 and registers this face image in the related person database of the server 26.例文帳に追加The entrance camera 20 may also take an image of Parent A's face and send it to the server 26 . In the server 26, parentage determination may be performed based on the similarity of feature amounts between the face image of parent A and the face image of child B, and child B may be associated with parent A as a related person. Alternatively, the voice data of parent A and child B may be acquired by the entrance camera 20, the relationship may be determined from the voice data, and child B may be associated with parent A as a related person. Furthermore, the line of flow of Parent A and Child B may be analyzed from the image captured by the in-store camera 22, and Child B may be associated with Parent A as a related person.

In this embodiment, not only the relationship between parent A and child B, but also registrants and related persons are grouped. For example, it is not limited to the flow line analysis only in the store. may be grouped. Also, the grouping is not limited to one-to-one, and a plurality of related persons may be registered for one registrant, or the same related person may be registered for a plurality of registrants. good too.

FIG. 3 is a block diagram showing the hardware of server 26. As shown in FIG.
The server 26 has a CPU 28 , a memory 30 , a storage device 32 and a network interface 34 , and these CPU 28 , memory 30 , storage device 32 and network interface 34 are connected via a bus 36 .

CPU 28 executes a predetermined process based on a control program stored in memory 30 . The storage device 32 is composed of, for example, a hard disk, and a registrant database and a related person database are constructed. Data is input to the network interface 34 via a network or the like. The network interface 34 is connected to the entrance camera 20, the in-store camera 22, the image forming device 24, a terminal device 38, which will be described later, and the like via a wireless or wired network, and communicates via the network interface 34. .

FIG. 4 is a block diagram including functions of the settlement system 40 according to this embodiment.

The entrance camera 20 and the in-store camera 22 described above are controlled by a camera control section 42, respectively. The camera control unit 42 accumulates images captured by the entrance camera 20 and the in-store camera 22 in the image data accumulation unit 44 . The camera control section 42 is controlled by the processing section 48 and sends the video stored in the video data storage section 44 upon request from the processing section 48 .

A billing unit 46 is provided in the image forming apparatus 24 described above. A billing unit 46 bills for use of the image forming apparatus 24 .

The terminal device 38 is, for example, a smart phone, and is owned by the registrant. The terminal device 38 and the image forming device 24 are connected to the processing section 48 via the network interface 34 .

The processing unit 48 is displayed as a function within the server 26 . The processing unit 48 has a registrant identification unit 50 , a related person identification unit 52 , a purchase behavior identification unit 54 , a purchase price identification unit 56 and a payment request unit 58 . A database 60 is connected to the processing unit 48 .

As described above, the registrant identification unit 50 identifies the registrant when the authentication ID of the registrant read by the reading unit 16 at the entrance matches the registration ID registered in advance in the database 60 . As described above, the related person identification unit 52 identifies child B as a related person to parent A from the face image read by the entrance camera 20 , and registers them in the database 60 . The purchase behavior identification unit 54 identifies the behavior of a registrant and related persons to purchase a product or service. The purchase price specifying unit 56 specifies the price of the product or service when the registrant and related persons purchase the product or service. The payment requesting unit 58 requests the registrant to make payment when the registrant and related persons purchase goods or services.

FIG. 5 is a flow chart showing main control operations in the server 26. As shown in FIG.
First, in step S10, a registrant is specified. To specify the registrant, as shown in FIG. 6, first, in step S101, it is determined whether or not the authentication ID has been read by the reading unit at the entrance. In this step S101, if it is determined that the authentication ID has not been read, the process waits until it is read, and if it is determined that it has been read, the process proceeds to the next step S102. In step S102, it is determined whether or not the read authentication ID matches the registered ID in the database. If it is determined in step S102 that the read authentication ID matches the registration ID in the database, the process proceeds to step S103 to authenticate as a registrant and terminate the process. If it is determined that the read authentication ID does not match the registered ID in the database, that is, if it is determined that there is no registrant who matches the read authentication ID in the database, the process is terminated and, for example, registration is performed again. It is handled by a different flow, such as requesting

In the next step S12, as described above, related persons related to the registrant are specified by photographing with the entrance camera or the like.

In the next step S14, it is determined whether or not there is an act of purchasing by a related person. If it is determined that there is no purchase action by the related person, it waits until there is a purchase action.

On the other hand, if it is determined in step S14 that there is an act of purchasing by the related person, the process proceeds to step S16. In this step S16, the registrant is requested to pay the related person. A registrant here is a person associated with a related person. Proceeding to the next step S18, it is determined whether or not payment for the action by the related person is permitted.

If in step S18 a signal is received to the effect that the payment for the action by the related item is permitted, the process proceeds to step S20, for example, the image forming device is unlocked, and in step S22 the image forming device is enabled to be used, When the use of the image forming apparatus ends in step S24, the process proceeds to step S26, where the usage fee of the image forming apparatus is added to the current usage amount of the registrant, and the process ends. If it is determined in step S18 that a signal indicating refusal of payment for the action by the related person has been received, the process ends without permitting use of the image forming apparatus.

FIG. 7 schematically shows the processing from step S14 to step S26. Child B, who is a related person, is going to use the image forming apparatus 24 . Child B and the image forming device 14 are photographed by the in-store camera 22 . For example, when child B presses the copy button of image forming apparatus 14 or when child B is detected by a human sensor provided in image forming apparatus 14, child B is about to use image forming apparatus 14. is detected.

However, there is a possibility that a plurality of children B are present around the image forming apparatus 14 . Since it is not clear who is going to use it among them, the facial images of each of the plurality of children B are acquired, and the terminal device 38 of the parent A linked to the plurality of children B displays a plurality of children as candidates. Display B's face image. When parent A selects permission or disapproval of payment, the server 26 controls permission or disapproval of use of the image forming apparatus 14, and if use of the image forming apparatus 14 is permitted, It acquires billing information and notifies the terminal device 38 of a payment request.

FIG. 8 shows a detailed flow of steps S16 and S18.
First, in step S161, the face image of the candidate is obtained from the in-store camera 22 described above.

In the next step S162, it is determined whether or not the candidate is another registrant who has already been registered. If it is determined in step S162 that the candidate is not another registrant, the process proceeds to step S163 to determine whether the candidate has already been registered as a related person by another registrant. In step S162, if the candidate is determined to be another registrant who has already been registered, or in step S163, if the candidate is already registered as a related person by another registrant, then the related person of the registrant should not be. Therefore, if it is determined in step S162 or step S163 that the person is a related person already associated with an already registered registrant or another registrant, the process proceeds to step S164 and is excluded from the candidates.

If it is determined in step S162 that the person is not another registrant, and if it is determined that the person is not registered as a related person by another registrant in step S163, and if the person is excluded from the candidates in step S164, Proceeding to step S165, the face image is transmitted to the terminal device 38 possessed by the registrant associated with the action complement.

In the next step S166, it is determined whether or not a signal that a related person has been selected from among the candidates has been received. In this step S166, when the signal selected as the related person is received, the process proceeds to step S167, and the payment is permitted in this step S167.

On the other hand, if it is determined in step S166 that the signal selected as the related person from among the candidates has not been received, the process proceeds to step S168. In step S168, it is determined whether or not selection of all candidates has been rejected. If it is determined in step S168 that the selection has been rejected, the process advances to step S168 to disallow payment. On the other hand, if it is determined in step S168 that the selection has not been rejected, the process proceeds to step S169. In step S169, it is determined whether or not a predetermined time has passed since the face image of the candidate was transmitted in step S164. If it is determined in step S169 that the predetermined time has not elapsed, the process returns to step S166. On the other hand, if it is determined in step S169 that the predetermined time has passed, it is determined that the registrant has ignored the request, and the process advances to step S170 to disallow payment.

In the above embodiment, the use of an image forming apparatus has been described as an example of a service, but any product or service may be used. For example, when a relevant person picks up a product on a shelf and puts it in the registrant's shopping basket, the server may notify the registrant's terminal device of the payment request. Also, if a related person tries to operate the capsule toy vending machine, the server notifies the registrant's terminal device of the payment request, and when the registrant grants permission, the capsule toy vending machine is unlocked. You may make it Furthermore, when a related person leaves clothes at a laundry, the behavior of the related person is photographed by the in-store camera, the server notifies the terminal device of the registrant of the payment request, and only when the registrant gives permission, the clothing may be allowed to receive

10 store 12 entrance 14 exit 16, 18 reading unit 18 smartphone 20 entrance camera 22 in-store camera 24 image forming device 26 server 28 CPU
30 memory 32 storage device 34 network interface 38 terminal device 48 processing unit 50 registrant identification unit 52 related person identification unit 54 purchase behavior identification unit 56 purchase amount identification unit 58 payment request unit

Claims (12)

registrant identification means for identifying a registrant;
a related person identifying means for acquiring a face image of a person related to the registrant identified by the registrant identifying means and identifying the related person;
payment request means for requesting payment from the registrant identified by the registrant identification means when the related person identified by the related person identification means attempts to purchase a product or service;
payment system with Candidate identification means for acquiring facial images of persons around the place where goods or services are received and identifying related person candidates; 2. The settlement system according to claim 1, further comprising candidate notifying means for notifying the registrant specified by. 3. The method according to claim 2, further comprising information receiving means for receiving information about a related person selected from among a plurality of candidates, wherein said related person specifying means specifies the related person based on the information received by said information receiving means. payment system. 3. The settlement system according to claim 2, further comprising information receiving means for receiving information about a non-related person selected from among a plurality of candidates. 3. The settlement system according to claim 2, further comprising information receiving means for receiving information refusing to select a related person from the candidates. 3. The settlement system according to claim 2, wherein said candidate specifying means excludes a person who is another registrant. 3. The settlement system according to claim 2, wherein said candidate specifying means excludes a person specified as a related person by another registrant. 8. The settlement system according to any one of claims 1 to 7, further comprising signal reception means for receiving a signal to that effect when the related person specified by said related person specifying means intends to purchase goods or services. 9. The settlement system according to any one of claims 1 to 8, further comprising acceptance means for accepting acceptance or rejection of the payment requested by said request means. 10. The settlement system according to claim 9, wherein the purchase of the product or service is permitted when the approval/denial acceptance means accepts the permission of the request. 11. The settlement system according to claim 10, wherein purchase of the product or service is prohibited when the acceptability acceptance means accepts the refusal of the request. identifying a registrant;
obtaining a facial image of a related person associated with the identified registrant to identify the related person;
requesting payment from the identified registrant when the identified associated person attempts to purchase the goods or services;
A program that causes a computer to run

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