JP7617232B2 - Information providing device, system, information providing method, and program - Google Patents

Description

The present invention relates to an information providing device, a system, an information providing method, and a program.

Previously, technology has been disclosed that makes it easy to determine whether a business partner is an invoice business operator (Patent Document 1).

JP 2022-179153 A

Previous technology did not provide suitable invoicing support for merchants who use electronic payments as providers of goods or services.

The present invention was made in consideration of these circumstances, and one of its objectives is to provide an information provision device, system, information provision method, and program that can provide suitable invoice handling for affiliated stores that use electronic payment as providers of goods or services.

One aspect of the present invention is an information providing device that provides information to a member store that uses an electronic payment service as a provider of goods or services via a member store interface, the information providing device comprising: an acquisition unit that acquires information on fees for each payment that the electronic payment service operator acquires from the member store; and a processing unit that multiplies the fees by a consumption tax rate to calculate the amount of consumption tax, and creates the invoice that satisfies the invoice requirements by performing rounding for each invoice for payments within a predetermined range.

According to one aspect of the present invention, it is possible to provide suitable invoice handling for affiliated stores that use electronic payment as providers of goods or services.

FIG. 1 is a diagram showing an example of a configuration for realizing an electronic payment service. FIG. 1 is a sequence diagram (part 1) illustrating an example of a general flow of electronic payment. FIG. 2 is a sequence diagram (part 2) illustrating an example of a general flow of electronic payment. FIG. 2 is a configuration diagram of a payment server 100 according to the first embodiment. FIG. 11 is a diagram showing an example of the contents of user information 172. FIG. 13 is a diagram showing an example of the contents of affiliated store/store information 176. FIG. 1 illustrates an example of a configuration including a payment intermediary device. FIG. 13 is a diagram showing an example of the contents of payment details information 178 for each affiliated store. FIG. 1 is a diagram showing an example of a qualified invoice.

Below, with reference to the drawings, an embodiment of the information providing device, system, information providing method, and program of the present invention will be described. The information providing device creates an invoice that satisfies the invoice requirements and is issued by an affiliated store that uses the electronic payment service as a provider of goods or services to a user who is a purchaser in the electronic payment service. The electronic payment service is provided by cooperation between an application program and a payment server. In the following description, the application program is referred to as a payment application. The electronic payment service is a service that supports payments related to the purchase of goods or services at a store. A store is, for example, a physical store (real store) that exists in the real world, but may also include a virtual store for electronic commerce. The virtual store may include a store provided by an entity different from the operator of the electronic payment service. In that case, when making a payment for a purchase at a virtual store, the screen is controlled to transition to an interface screen of the electronic payment service. In the electronic payment service, a store is treated as belonging to, for example, an affiliated store (brand), and processing such as payment when a purchase is made at a store is mainly performed between the user and the affiliated store. Below, the electronic payment service provided to the user side will be described first, and then the interface for the affiliated store will be described.

[Electronic payment service]
1 is a diagram showing an example of a configuration for realizing an electronic payment service. The electronic payment service is realized mainly by a payment server 100. The payment server 100 communicates with, for example, one or more user terminal devices 10, one or more first store terminal devices 50, one or more second store terminal devices 70, and one or more employee terminal devices 80 via a network NW. The network NW includes, for example, the Internet, a LAN (Local Area Network), a wireless base station, a provider device, and the like.

The user terminal device 10 is, for example, a portable terminal device such as a smartphone or a tablet terminal. The user terminal device 10 is a computer device having at least an optical reading function, a communication function, a display function, an input acceptance function, and a program execution function. In the following description, the components for realizing these functions are referred to as a camera, a communication device, a touch panel, a CPU (Central Processing Unit), etc. In the user terminal device 10, a processor such as a CPU executes a payment app 20, which operates in cooperation with the payment server 100 to provide electronic payment services to users. The payment app 20 is installed in the user terminal device 10 from, for example, an application store, and controls the camera, communication device, touch panel, etc.

The first store terminal device 50 is installed, for example, in a store. The first store terminal device 50 is a computer device having at least a product price acquisition function, an optical reading function, a program execution function, and a communication function. The first store terminal device 50 includes a so-called POS (Point of Sale) device, and the product price acquisition function and the optical reading function may be realized by the POS device. The store code image 60 is placed in the store, and is a code image such as a QR code (registered trademark) printed on a paper or plastic medium. The store code image 60 may be displayed on a display placed in the store (which may be the display of a terminal device such as a smartphone).

The second store terminal device 70 is used by the operator of the affiliated store. The second store terminal device 70 is a smartphone, a tablet terminal, a personal computer, or the like. The second store terminal device 70 operates an interface 72 for affiliated stores. The interface 72 for affiliated stores may be an app for affiliated stores or a browser. The interface 72 for affiliated stores accepts coupon settings and the like by the operator of the affiliated store and transmits them to the payment server 100. The second store terminal device 70, which is a smartphone, has the function of displaying a code image corresponding to a store code image and reading a code image displayed by the user terminal device 10 by executing the app for affiliated stores. Some of the second store terminal devices 70 have the same function as the first store terminal device 50, that is, the function of reading a code image using a camera and transmitting payment information to the payment server 100. This will be described later. This function is referred to as a direct payment function.

The payment server 100 realizes electronic payment based on payment information received from the user terminal device 10 or the first store terminal device 50. The first store terminal device 50 may include a POS device and an affiliated store server, in which case the payment information is sent from the POS device to the payment server 100 via the affiliated store server. In the following explanation, no distinction is made between these two, and it is assumed that the payment information is sent from the first store terminal device 50.

Figures 2 and 3 are sequence diagrams illustrating the general flow of electronic payment. There may be two types of electronic payment: pattern 1 and pattern 2.

In the case of pattern 1 (hereinafter referred to as user scan) shown in FIG. 2, the user terminal device 10 with the payment application 20 activated decodes the store code image 60 by the optical reading function (S1). The store code image 60 includes store URL (Uniform Resource Locator) information. This store URL is the domain of the electronic payment service to which information capable of identifying the store is added, and is associated with the affiliated store ID, store ID, etc. in the payment server 100 (described later). The payment application 20 transmits the first payment information including the store URL and the account ID to the payment server 100 (S2). The payment server 100 searches for store information (described later) from the affiliated store ID and store ID corresponding to the store URL, acquires the affiliated store name and store name information (S3), and transmits it to the payment application 20 (S4). The user inputs the payment amount into the user terminal device 10 on the screen on which the affiliated store name and store name are displayed (S5). Then, the user terminal device 10 generates second payment information including at least the payment amount and transmits it to the payment server 100 (S6). The payment server 100 performs electronic payment based on the received second payment information (S7). The payment server 100 then transmits a payment completion notice (information for displaying a payment completion screen) to the payment application 20 (S8), and the payment application 20 displays the payment completion screen (S9). Note that when the store code image 60 is displayed on a display installed in the store, the store code image 60 may include not only the store URL but also information on the payment amount. In this case, the procedure in which the user inputs the payment amount is omitted, and the first payment information is transmitted to the payment server 100 with the information on the payment amount included. Information on the affiliated store name and store name may be included and displayed on the payment completion screen.

In the case of pattern 2 (hereinafter referred to as store scan) shown in FIG. 3, when the payment app 20 is started, when a payment operation is performed in the payment app 20, when the automatic update timing (for example, every minute) occurs, and at other timings, the payment app 20 sends a request to issue a one-time code to the payment server 100 (S11). The payment server 100 generates a one-time code (S12) and sends it to the payment app 20 (S13). The payment app 20 displays a code image such as a QR code or a barcode generated based on the one-time code (S14). The user holds (presents) the display surface of the user terminal device 10 over the first store terminal device 50, and the first store terminal device 50 decodes the code image using an optical reading function and obtains the one-time code, etc. (S15). The first store terminal device 50 then generates payment information including the one-time code, payment amount, affiliated store ID, store ID, etc., and sends it to the payment server 100 via the POS gateway device as described below (S16). The payment amount information is acquired in advance by reading a barcode or manually entering it. Based on the received information, the payment server 100 identifies the user corresponding to the one-time code and performs electronic payment (S17). The payment server 100 then sends a payment completion notice to the payment application 20 (S18), and the payment application 20 displays a payment completion screen (S19).

Note that electronic payment may be made using only one of the above patterns. Furthermore, the "account ID" described in FIG. 2 may be other information (e.g., a phone number) that can be used as user identification information. Furthermore, issuance of a one-time code may be omitted in the store scan, and the payment app 20 may display a code image generated based on the user's account ID. In this case, the payment server 100 identifies the user corresponding to the account ID instead of identifying the user corresponding to the one-time code.

[Payment server]
FIG. 4 is a configuration diagram of the payment server 100 according to the first embodiment. The payment server 100 includes, for example, a communication unit 110, a payment content providing unit 120, a payment processing unit 130, an information management unit 140, a content providing unit for affiliated stores 150, and a storage unit 170. The content providing unit for affiliated stores 150 includes an acquisition unit 152 and a processing unit 154. The components other than the communication unit 110 and the storage unit 170 are realized by, for example, a hardware processor such as a CPU executing a program (software). Some or all of these components may be realized by hardware (including circuitry) such as an LSI (Large Scale Integration), an ASIC (Application Specific Integrated Circuit), an FPGA (Field-Programmable Gate Array), or a GPU (Graphics Processing Unit), or may be realized by cooperation between software and hardware. The program may be stored in advance in a storage device such as a hard disk drive (HDD) or flash memory (a storage device with a non-transient storage medium), or may be stored in a removable storage medium (non-transient storage medium) such as a DVD or CD-ROM, and installed in the storage device by inserting the storage medium into a drive device.

The storage unit 170 is a HDD, flash memory, RAM (Random Access Memory), etc. The storage unit 170 may be a NAS (Network Attached Storage) device that the payment server 100 can access via a network. The storage unit 170 stores information such as user information 172, payment content information 174, affiliated store/shop information 176, and payment details information for each affiliated store 178.

The communication unit 110 is a communication interface for connecting to the network NW. The communication unit 110 is, for example, a network interface card.

The payment content providing unit 120 has, for example, a web server function, and provides information (content) for displaying various screens of the electronic payment service to the user terminal device 10. The payment content providing unit 120 reads out necessary content from the payment content information 174 as appropriate and provides it to the user terminal device 10. The user terminal device 10 accepts various inputs by the user while the content is being played by the payment application 20, and transmits the aforementioned payment information and the like to the payment server 100.

The payment processing unit 130 performs payment processing based on the payment information transmitted by the user terminal device 10 or the first store terminal device 50. The payment processing unit 130 performs payment processing while referring to the user information 172.

5 is a diagram showing an example of the contents of the user information 172. The user information 172 is an example of the user's registration information. The user information 172 is associated with information such as a user URL, an account ID, a corporate/individual business owner flag, a telephone number, a password, an email address, a user ID, a name or a name, an address, a date of birth, a registration date, a charge balance, a deferred payment setting, a deferred payment limit, a deferred payment usage amount, a deferred payment available amount, a payment method setting, a bank account, a credit card number, a charge history information, and a payment history information. The corporate/individual business owner flag is a flag indicating whether the user is a corporate or individual business owner, and is set to 1 if the user is a corporate or individual business owner, and is set to zero if the user is not. The user URL is used for remittance processing between users. When registering for a new electronic payment service, it is necessary to register a telephone number and a password. The account ID is issued to the user by the payment server 100, and the user ID is an ID that the user can set at will (or does not have to set). Similarly, email address, name, address, and date of birth are also information that can be set by the user at will (but do not have to be set). The registration date is the date on which the user registered with the electronic payment service (the date on which the account was created). Hereinafter, the user's instance (electronic payment account) to which this information is associated will be referred to as an account.

The charge balance is information indicating the balance of electronic money that is set by the user by transferring money to the account in advance. Methods of transfer include transfer from an ATM (Automatic Teller Machine) of a designated business (bank) and transfer from a registered bank account. The deferred payment setting is information indicating whether the setting for enabling deferred electronic payment has been completed, and is set to either "completed" or "not completed." The payment method setting is setting information indicating whether the user will make electronic payment from the charge balance or deferred payment at that time. The bank account and credit card number are information on the bank account or credit card number (account number, card number) that can be deposited into the electronic payment service. The charge history information is a history of the user transferring money to the electronic payment service in advance to increase the charge balance. The payment history information is information indicating the details of the payment made by the user (date and time, store ID of the store where the purchase was made, payment amount, payment method, etc.) for each payment.

Figure 6 is a diagram showing an example of the contents of affiliated store/store information 176. Affiliated store/store information 176 includes, for example, a first table 176A in which affiliated store IDs and store IDs are associated with store URLs, a second table 176B in which affiliated store names and sales amounts (described above) are associated with affiliated store IDs, and a third table 176C in which store names are associated with store IDs. In addition to this information, affiliated store/store information 176 may also include information such as the affiliated store or store category, store location, and payment patterns.

The information management unit 140 manages the user information 172 and the affiliated store/store information 176 based on information acquired from the user terminal device 10 and the second store terminal device 70. The information management unit 140 adds new records, edits, deletes, etc. for the user information 172 and the affiliated store/store information 176.

[Electronic Payment]
When payment information is obtained from the user terminal device 10 or the first store terminal device 50, the payment processing unit 130 refers to the user information 172 to obtain the "payment method setting" of the user. For a user whose "payment method setting" is set to "charge balance", the payment processing unit 130 performs electronic payment as follows. For example, the payment processing unit 130 performs electronic payment by decreasing the charge balance managed in association with the user ID and increasing the item value of the affiliated store's sales. The item value of the affiliated store's sales is not itself used as electronic money, for example, and an amount corresponding to the item value of the sales is transferred to a bank account in a cycle according to an agreement between the affiliated store and the electronic payment service.

The payment processing unit 130 performs electronic payment for users whose "setting information" is set to "deferred payment" as follows. Deferred payment is set separately from "credit payment" in cooperation with a credit card company, which is a separate entity from the operator of the electronic payment service, and the operator of the electronic payment service acts as the creditor and allows electronic payment that is not dependent on the charge balance within the deferred payment limit. In order to receive the deferred payment service, it may be required to obtain a credit card provided by the operator of the electronic payment service. The amount used for deferred payment is settled on the payment date of the following month in a lump sum for one month, for example, by debiting from a bank account. In this case, the payment processing unit 130 performs provisional payment by adding the payment amount to the deferred payment amount and subtracting the same amount from the available deferred payment amount, and when the closing date comes, it performs processing to debit the payment for the current month on the payment date of the following month as described above, or requests the operator of the credit card company to perform such processing. In addition, if the payment amount exceeds the available deferred payment amount at the time of provisional payment, an error notification is returned to the payment application 20.

[Services for affiliated stores]
The following describes the service for affiliated stores. In this specification, the service for affiliated stores is a service that creates qualified invoices issued by affiliated stores to users (corporate accounts or sole proprietors). An example of an information providing device is the content providing unit 150 for affiliated stores and the payment details information for each affiliated store 178 in FIG. 4. In FIG. 4, the information providing device is a function of the payment server 100, but the information providing device may be a device separate from the payment server 100.

The affiliated store content provider 150, for example, acquires a request for issuing a qualified invoice that meets the invoice requirements from the affiliated store via the affiliated store interface 72. The request for issuing a qualified invoice includes the user ID of the target user, the target period, etc. Hereinafter, the request form receives a request for issuing a qualified invoice from the target user and sends the issuance request to the payment server 100.

The acquisition unit 152 requests a payment intermediary device that mediates payments in electronic payment services to acquire payment information corresponding to the issuance request (hereinafter referred to as "payment information for invoice creation" to distinguish it from the payment information described in Figures 2 and 3). The payment information for invoice creation includes, for example, the tax-excluded amount, items, tax rate, points, etc. for each payment.

Figure 7 shows an example of a configuration including a payment intermediary device. The payment intermediary device includes, for example, some or all of the electronic commerce server 200, the POS gateway device 300, and the second store terminal device 70A.

The electronic commerce server 200 is a transaction management device for an electronic commerce business that uses an electronic payment service (in partnership with an electronic payment service) to make payments. The electronic commerce server 200 provides users with electronic commerce services via the network NW. In the electronic commerce service, when the product or service to be purchased (put into the cart) is finalized and an electronic payment service is selected when selecting the payment method, the payment server 100 takes over the payment process and the electronic payment is completed. The electronic commerce server 200 holds the information required as payment information for creating an invoice, and can transmit this to the payment server 100 as necessary.

The POS gateway device 300 is a device that aggregates information from multiple POS devices contained in each of the multiple first store terminal devices 50 and transfers it to the payment server 100. The POS devices do not communicate with the payment server 100 independently, but send payment information to the payment server 100 via the POS gateway device 300. The POS gateway device 300 also holds the information necessary as payment information for creating an invoice, and can send this to the payment server 100 as necessary.

As described above, the second store terminal device 70A is one of the second store terminal devices 70 that has a direct payment function similar to that of the first store terminal device 50. The second store terminal device 70A is realized, for example, using a tablet device with a camera. The second store terminal device 70A is equipped with a direct payment function as one function of the interface 72 for affiliated stores. The second store terminal device 70A also holds the information necessary as payment information for creating an invoice, and can transmit this to the payment server 100 as necessary.

The various payment intermediary devices described above may automatically transmit payment information for invoice creation to the payment server 100 each time an electronic payment is made, rather than transmitting payment information for invoice creation to the payment server 100 in response to a request from the payment server 100.

When the acquisition unit 152 acquires the payment information for invoice creation, it registers it in the payment details information for each affiliated store 178. Figure 8 is a diagram showing an example of the contents of the payment details information for each affiliated store 178. The payment details information for each affiliated store 178, for example, associates the corporate number and registration number of the affiliated store with the affiliated store ID, and further associates information such as a payment ID that can identify the payment, the date (or date and time) of the payment, the payment amount (amount excluding tax), items, tax rate, points, etc. for each account ID (see Figure 5) of the user who made the payment with the affiliated store.

The corporate number of the affiliated store is obtained from the affiliated store when subscribing to the electronic payment service. Regarding the registration number, the acquisition unit 152 acquires it from the National Tax Agency server 400 by inputting the corporate number into an API (Application Programming Interface) provided by the National Tax Agency server 400.

When the processing unit 154 receives a request to issue a qualified invoice from an affiliated store, it references the payment details information for each affiliated store 178 and creates a qualified invoice that meets the invoice requirements to be issued by the affiliated store to the user. The invoice requirements must include the name or title and registration number of the business issuing the invoice (in this invention, the affiliated store), the transaction date, transaction details, the total amount of the price excluding or including tax and the tax rate, the amount of consumption tax divided by tax rate (rounding must be adjusted for each invoice), and the name or title of the business receiving the document (user).

At this time, the processing unit 154, for example, refers to the user information 172, extracts users who have made payments with the affiliated store and whose corporate/individual business owner flag is set to 1, and automatically creates qualified invoices for all extracted users. Alternatively, if the request to issue a qualified invoice contains information specifying the target users, the processing unit 154 may create qualified invoices only for the specified users.

Figure 9 is a diagram showing an example of a qualified invoice. The qualified invoice (shown in the figure as "Payment Notice") includes the user's name, the affiliated store's name, and the affiliated store's registration number. It also includes the payment amount (excluding tax) for each tax rate transcribed from the payment details information 178 for each affiliated store, and the total amount of consumption tax for each tax rate. The processing unit 154 sends the qualified invoice to the user's email address or displays it in a downloadable form within the payment app 20.

By carrying out such processing, affiliated stores that use electronic payment services can reduce the effort of issuing qualified invoices for each user themselves, allowing them to allocate human resources to necessary business. In addition, since there is no need to carry out the process of obtaining the registration number required for qualified invoices, the business burden on affiliated stores can be further reduced. In this way, according to the embodiment, service to affiliated stores can be improved by supporting invoices.

According to the embodiment described above, it is possible to provide suitable invoice handling for affiliated stores that use electronic payment as providers of goods or services.

The above describes the form for carrying out the present invention using an embodiment, but the present invention is not limited to such an embodiment, and various modifications and substitutions can be made without departing from the spirit of the present invention.

10 User terminal device 20 Payment application 70, 70A Second store terminal device 72 Interface for affiliated stores 100 Payment server 120 Payment content providing unit 130 Payment processing unit 140 Information management unit 150 Content providing unit for affiliated stores 152 Acquisition unit 154 Processing unit 178 Payment details information for each affiliated store

Claims (16)

An information providing device that performs electronic payment for an electronic payment service in response to a request from a payment intermediary device,
an acquisition unit that acquires payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediation device that intermediates payments in the electronic payment service;
a processing unit that generates an invoice to be issued by the affiliated store to a user who is a purchaser of the electronic payment service based on the payment information, the invoice satisfying invoice requirements;
Equipped with
the processing unit, in response to receiving an invoice issuance request from the terminal device of the affiliated store, sends the invoice , which is generated based on the payment information obtained from the payment intermediary device , to a user terminal device used by the user.
Information providing device. An information providing device that performs electronic payment for an electronic payment service in response to a request from a payment intermediary device,
an acquisition unit that acquires payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediation device that intermediates payments in the electronic payment service;
a processing unit that generates an invoice to be issued by the affiliated store to a user who is a purchaser of the electronic payment service based on the payment information, the invoice satisfying invoice requirements;
Equipped with
the payment intermediary device is a device that acquires and aggregates the payment information from the POS devices of the multiple member stores , and is a device different from an information providing device that executes electronic payment of the electronic payment service;
Information providing device. The user is a corporation or an individual business owner,
3. An information providing device according to claim 1 or 2. the payment intermediary device is a transaction management device of an electronic commerce business that uses the electronic payment service to make payments;
3. An information providing device according to claim 1 or 2. the electronic payment service performs payment using payment information transmitted by a store terminal device used by the affiliated store,
The payment intermediary device is the store terminal device.
2. The information providing device according to claim 1. The processing unit inputs a pre-acquired corporate number of the affiliated store into an API (Application Programming Interface) of a public service to acquire the registration number of the affiliated store required for the invoice.
3. An information providing device according to claim 1 or 2. a payment intermediation device that intermediates payments in an electronic payment service, the payment intermediation device transmitting payment information between an affiliated store that provides a product or service in the electronic payment service and a user to an information providing device;
An information providing device that performs electronic payment for an electronic payment service in response to a request from the payment intermediary device,
an information providing device comprising: an acquisition unit that acquires payment information between the affiliated store and the user from the payment intermediary device; and a processing unit that creates an invoice that satisfies invoice requirements, the invoice to be issued by the affiliated store to the user who is a purchaser of the electronic payment service, based on the payment information, wherein the processing unit sends the invoice generated based on the payment information acquired from the payment intermediary device to a user terminal device used by the user in response to acquiring a request to issue the invoice from a terminal device of the affiliated store ;
A system comprising: a payment intermediation device that intermediates payments in an electronic payment service, the payment intermediation device transmitting payment information between an affiliated store that provides a product or service in the electronic payment service and a user to an information providing device;
An information providing device that performs electronic payment for an electronic payment service in response to a request from the payment intermediary device,
an information providing device including an acquisition unit that acquires payment information between the affiliated store and the user from the payment intermediary device, and a processing unit that creates an invoice that satisfies invoice requirements and is issued by the affiliated store to the user, who is a purchaser of the electronic payment service, based on the payment information;
Equipped with
the payment intermediary device is a device that acquires and aggregates the payment information from the POS devices of the multiple member stores, and is a device different from an information providing device that executes electronic payment of the electronic payment service;
system. The user is a corporation or an individual business owner,
9. A system according to claim 7 or 8. the payment intermediary device is a transaction management device of an electronic commerce business that uses the electronic payment service to make payments;
9. A system according to claim 7 or 8. the electronic payment service performs payment using payment information transmitted by a store terminal device used by the affiliated store,
The payment intermediary device is the store terminal device.
The system of claim 7. The processing unit inputs a pre-acquired corporate number of the affiliated store into an API (Application Programming Interface) of a public service to acquire the registration number of the affiliated store required for the invoice.
9. A system according to claim 7 or 8. an information providing device that performs electronic payment of the electronic payment service in response to a request from a payment intermediary device ,
obtain payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediary device that intermediates payments in the electronic payment service;
based on the payment information, prepare an invoice to be issued by the affiliated store to the user who is a purchaser of the electronic payment service, the invoice satisfying invoice requirements;
In response to receiving an invoice issuance request from the terminal device of the affiliated store, send the invoice generated based on the payment information obtained from the payment intermediary device to a user terminal device used by the user.
How to provide information. A processor of an information providing device that performs electronic payment of the electronic payment service in response to a request from a payment intermediary device ,
acquiring payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediary device that intermediates payments in the electronic payment service;
having the affiliated store create an invoice to be issued to the user, who is a purchaser of the electronic payment service, based on the payment information, the invoice satisfying invoice requirements;
In response to receiving the invoice issuance request from the terminal device of the affiliated store, the invoice is generated based on the payment information obtained from the payment intermediary device and sent to a user terminal device used by the user.
program. an information providing device that performs electronic payment of the electronic payment service in response to a request from a payment intermediary device ,
obtain payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediary device that intermediates payments in the electronic payment service;
based on the payment information, prepare an invoice to be issued by the affiliated store to the user who is a purchaser of the electronic payment service, the invoice satisfying invoice requirements;
the payment intermediary device is a device that acquires and aggregates the payment information from the POS devices of the multiple member stores , and is a device different from an information providing device that executes electronic payment of the electronic payment service ;
How to provide information. A processor of an information providing device that performs electronic payment of the electronic payment service in response to a request from a payment intermediary device ,
acquiring payment information between a member store that provides a product or service in the electronic payment service and a user from a payment intermediary device that intermediates payments in the electronic payment service;
having the affiliated store create an invoice to be issued to the user, who is a purchaser of the electronic payment service, based on the payment information, the invoice satisfying invoice requirements;
the payment intermediary device is a device that acquires and aggregates the payment information from the POS devices of the multiple member stores , and is a device different from an information providing device that executes electronic payment of the electronic payment service ;
program.

Images