JP7701425B2 - Information processing method, information processing device, and information processing program - Google Patents

Description

This disclosure relates to an information processing method, an information processing device, and an information processing program.

In principle, wages (salaries) must be paid in cash at least once a month on a fixed date to workers such as employees, but as an exception, they can be paid by depositing money into a financial institution if the worker agrees. For example, Patent Document 1 describes a payment management system in which employee (staff) salaries are paid by bank transfer to a financial institution, as well as an example of a case in which salaries are paid in points. Note that the points in this case are, for example, electronic money or points in a web point service that can be used for various payments, and can be used in place of cash by transferring points to make payments, and can also be paid out as cash.

Patent No. 6437155

When paying employees' salaries, if the company to which the employee belongs has a salary settlement business, the company will generally carry out the settlement process by dispensing cash or transferring the money to the employee's account at a financial institution. On the other hand, if the company does not have a salary settlement business, a method is used in which a specified management company lends money to a payment company, and the payment company transfers the salary amount to the employee's account at the financial institution, as described in Patent Document 1, for example. In either case, usually, as per the above-mentioned principle, salaries are paid to the employee's account at a financial institution at least once a month on a fixed date (payday).

On the other hand, some employees may wish to have their pay transferred to an account other than that of a financial institution at an appropriate time, depending on, for example, their current asset status or payment needs. However, with the conventional salary payment method described above, it was difficult to flexibly accommodate such employee wishes.

Therefore, in one aspect, the present disclosure has been made in consideration of such circumstances, and aims to provide an information processing method, information processing device, and information processing program that can flexibly accommodate employees' desired salary payment methods and improve convenience.

An information processing method according to one embodiment of the present disclosure is an information processing method for paying a salary to an employee of a company, and includes the steps of receiving, in an information processing device, an allocation ratio for the salary from a terminal of the employee, receiving the total salary of the employee from a terminal of the company, and associating an amount calculated based on the allocation ratio as at least a portion of the salary with an employee account associated with the employee.

In this disclosure, "company" includes private corporations (including for-profit corporations such as joint-stock companies, limited liability companies, LLCs, limited partnerships, and general partnerships, as well as non-profit corporations such as school corporations, medical corporations, religious corporations, and NPOs) and public corporations (public corporations, public financial institutions, and public corporations), as well as individuals such as sole proprietors and freelancers. Furthermore, in this disclosure, "employee" refers to a person who provides services as part of corporate activities and receives compensation for them, and includes, for example, workers who work based on an employment contract with a company (including full-time employees, contract employees, part-time employees, etc.) and workers who work under contracts other than an employment contract with a company (including officers, business partners, and subcontractors, etc.).

FIG. 1 illustrates a configuration of a communication system according to an embodiment. FIG. 2 illustrates an example of a hardware configuration of an information processing device according to the present disclosure. FIG. 3 is a schematic diagram showing an outline of the configuration of the payroll management system according to the first embodiment. FIG. 4 is an example of a monthly salary management table in the company to which the employee belongs. FIG. 5 is an example of a monthly salary management table in the company to which the employee belongs. FIG. 6 shows an example of a block diagram illustrating the functional configuration of an information processing device constituting the payroll management system according to the first embodiment. FIG. 7 shows an example of a sequence diagram of processing between the server and the terminal according to the first embodiment. FIG. 8 is an example of a monthly salary payment table for the company to which the employee belongs. FIG. 9 is an example of a monthly salary payment table for the company to which the employee belongs. 10A and 10B show an example of a screen displayed on a terminal according to a second example of the first embodiment.

<Legal compliance>
The disclosure described herein, when implemented, is implemented in compliance with the laws and regulations of the countries in which the disclosure is implemented. In addition, the disclosure described herein is implemented with all changes, substitutions, variations, modifications, and alterations that a person skilled in the art can make that are necessary to comply with the laws and regulations of the countries.

The following describes the information processing method, information processing program, and information processing device according to the present disclosure with reference to the drawings.

<System Configuration>
Fig. 1 shows a configuration of a communication system 1 for effectively implementing an information processing method according to an embodiment of the present disclosure. As shown in Fig. 1, in the communication system 1, a server 110A, a server 110B, a server 110C, and a server 110D are connected to a terminal 120A, a terminal 120B, and a terminal 120C via a network 130.

In this disclosure, if there is no need to distinguish between server 110A, server 110B, server 110C, and server 110D, server 110A, server 110B, server 110C, and server 110D may each be referred to as server 110.

In this disclosure, when there is no need to distinguish between terminal 120A, terminal 120B, and terminal 120C, terminal 120A, terminal 120B, and terminal 120C may each be referred to as terminal 120.

In this disclosure, when there is no need to distinguish between the server 110 and the terminal 120, the server 110 and the terminal 120 may each be expressed as an information processing device 200. Note that the number of information processing devices 200 connected to the network 130 is not limited.

The server 110 provides a predetermined service to a terminal 120 used by a user via the network 130. Examples of the predetermined service include, but are not limited to, payroll management services, payment services, financial services, commercial transaction services, SNS (Social Networking Services) such as instant messengers, and content provision services such as music, videos, and books. When a user uses the predetermined service via the terminal 120, the server 110 can provide the predetermined service to one or more terminals 120.

In this disclosure, a payment service refers to a service that allows one or more users to give and receive money or money equivalents. Examples include, but are not limited to, services that allow payment using one-dimensional codes (such as barcodes), two-dimensional codes (such as QR codes (registered trademark)) (hereinafter, one-dimensional codes and two-dimensional codes are collectively referred to as "two-dimensional codes, etc." or "identification codes"), near-field wireless communication (NFC (Near Field Communication), BLE (Bluetooth (registered trademark) Low Energy), Wi-Fi (registered trademark), ultrasonic communication, infrared communication, etc.). In addition, the term "user-readable code payment" or "MPM (Merchant Presented Mode)" refers to payment made by the terminal 120 of the user (payer) making the payment reading a two-dimensional code or the like, and the term "store-readable code payment" or "CPM (Consumer Presented Mode)" refers to payment made by the terminal 120 of the user making the payment displaying a two-dimensional code or the like, and the terminal 120 of the user (seller, biller) at the store or other side that bills for the payment reading the displayed two-dimensional code or the like. Note that MPM and CPM may be dynamic or static.

Where necessary, the terminal used by user X will be referred to as terminal 120X. User information is information about a user associated with an account used by the user in a specified service. User information includes, by way of example and without limitation, information associated with the user, such as the user's name, user icon image, user's age, user's gender, user's address, user's hobbies and interests, and user identifier, which is input by the user or provided by a specified service, balance information of electronic value (electronic money) associated with the user, and credit card information (such as a credit card number) associated with the user, and may be any one or a combination of these.

The network 130 serves to connect two or more information processing devices 200. The network 130 refers to a communication network that provides a connection path so that the terminal 120 can transmit and receive data after connecting to the server 110.

One or more portions of network 130 may be wired or wireless. Network 130 may include, by way of example and without limitation, an ad hoc network, an intranet, an extranet, a virtual private network (VPN), a local area network (LAN), a wireless LAN (WLAN), a wide area network (WAN), a wireless WAN (WWAN), a metropolitan area network (MAN), a portion of the Internet, a portion of the public switched telephone network (PSTN), a cellular network, Integrated Service Digital Networks (ISDNs), wireless LANs, Long Term Evolution (LTE), Code Division Multiple Access (CDMA), Bluetooth (registered trademark), satellite communications, or the like, or a combination of two or more thereof. Network 130 may include one or more networks 130.

The information processing device 200 may be any information processing device capable of implementing the functions and methods described in this disclosure. The information processing device 200 may include, but is not limited to, a smartphone, a mobile phone (feature phone), a computer (such as, but not limited to, a desktop, laptop, tablet, etc.), a server device, a media computer platform (such as, but not limited to, a cable or satellite set-top box, digital video recorder, etc.), a handheld computer device (such as, but not limited to, a PDA (Personal Digital Assistant), an email client, etc.), a wearable device (such as, but not limited to, a glasses-type device, a watch-type device, etc.), another type of computer, or a communication platform.

<Hardware Configuration>
The hardware configuration of the information processing device 200 included in the communication system 1 will be described with reference to FIG.

The information processing device 200 includes a processor 201, a memory 202, a storage 203, an input/output interface (input/output I/F) 204, and a communication interface (communication I/F) 205. The hardware components of the information processing device 200 are connected to each other via a bus B, for example and not for limitation.

The information processing device 200 realizes the functions and/or methods described in this disclosure through cooperation between the processor 201, memory 202, storage 203, input/output I/F 204, and communication I/F 205.

The processor 201 executes functions and methods realized by codes or instructions included in a program stored in the storage 203. The processor 201 includes, but is not limited to, a central processing unit (CPU), a micro processing unit (MPU), a graphics processing unit (GPU), a microprocessor, a processor core, a multiprocessor, an application-specific integrated circuit (ASIC), a field programmable gate array (FPGA), and the like, and may realize each process disclosed in each embodiment by a logic circuit (hardware) or a dedicated circuit formed in an integrated circuit (an integrated circuit (IC) chip, a large scale integration (LSI)). These circuits may be realized by one or more integrated circuits, and multiple processes shown in each embodiment may be realized by one integrated circuit. In addition, an LSI may be called a VLSI, a super LSI, an ultra LSI, or the like depending on the degree of integration.

The memory 202 temporarily stores the programs loaded from the storage 203 and provides a working area for the processor 201. The memory 202 also temporarily stores various data generated while the processor 201 is executing the programs. Examples of the memory 202 include, but are not limited to, a RAM (Random Access Memory) and a ROM (Read Only Memory).

Storage 203 stores programs. Examples of storage 203 include, but are not limited to, a hard disk drive (HDD), a solid state drive (SSD), flash memory, etc.

The communication I/F 205 transmits and receives various data via the network 130. The communication may be performed either wired or wirelessly, and any communication protocol may be used as long as mutual communication can be performed. The communication I/F 205 has a function of performing communication with other information processing devices via the network 130. The communication I/F 205 transmits various data to other information processing devices according to instructions from the processor 201. The communication I/F 205 also receives various data transmitted from other information processing devices and transmits it to the processor 201.

The input/output I/F 204 includes an input device that inputs various operations to the information processing device 200, and an output device that outputs the results of processing by the information processing device 200. The input/output I/F 204 may be an integrated input device and output device, or may be separate input device and output device.

The input device is realized by any one of all types of devices, or a combination thereof, that can receive input from a user and transmit information related to the input to the processor 201. Examples of input devices include, but are not limited to, hardware keys such as a touch panel, a touch display, and a keyboard, pointing devices such as a mouse, a camera (operation input via images), and a microphone (operation input via voice).

The output device is realized by any one of all types of devices capable of outputting the processing results processed by the processor 201, or a combination thereof. When the processing results are output as video or video images, the output device is realized by any one of all types of devices capable of displaying the display data written to the frame buffer, or a combination thereof. Examples of output devices include, but are not limited to, touch panels, touch displays, monitors (such as, but not limited to, liquid crystal displays and OELDs (Organic Electroluminescence Displays)), head mounted displays (HDMs), projection mapping, holograms, devices capable of displaying images and text information in the air (which may be a vacuum), speakers (audio output), printers, and the like. Note that these output devices may be capable of displaying display data in 3D.

The programs of the embodiments of the present disclosure may be provided in a state stored in a computer-readable storage medium. The storage medium can store the programs in a "non-transitory tangible medium." Examples of the programs include, but are not limited to, software programs and computer programs.

The storage medium may, where appropriate, include one or more semiconductor-based or other integrated circuits (ICs) (such as, by way of example and not limitation, field programmable gate arrays (FPGAs), application specific ICs (ASICs), etc.), hard disk drives (HDDs), hybrid hard drives (HHDs), optical disks, optical disk drives (ODDs), magneto-optical disks, magneto-optical drives, floppy diskettes, floppy disk drives (FDDs), magnetic tapes, solid state drives (SSDs), RAM drives, secure digital cards or drives, any other suitable storage media, or any suitable combination of two or more of these. The storage medium may, where appropriate, be volatile, non-volatile, or a combination of volatile and non-volatile.

The program of the present disclosure may also be provided to the information processing device 200 via any transmission medium capable of transmitting the program (such as a communications network or broadcast waves). Each embodiment of the present disclosure may also be realized in the form of a data signal embedded in a carrier wave, in which the program is embodied by electronic transmission.

The programs disclosed herein may be implemented using, for example and without limitation, scripting languages such as JavaScript (registered trademark), Python, C language, Go language, Swift Kotlin, Java (registered trademark), etc.

At least a portion of the processing in the information processing device 200 may be realized by cloud computing consisting of one or more computers.

At least a part of the processing in the information processing device 200 may be performed by another information processing device. In this case, at least a part of the processing of each functional unit realized by the processor 201 may be performed by the other information processing device.

＜Other＞
Unless explicitly stated, the judgment configuration in the embodiments of the present disclosure is not required, and a specified process may be performed when the judgment condition is satisfied, or a specified process may be performed when the judgment condition is not satisfied.

In this disclosure, unless otherwise specified or indicated by context, "at least one of A and B" means "A, B, or both." Furthermore, unless otherwise specified or indicated by context, "a," "an," or "the" shall mean "one or more." Thus, in this specification, unless otherwise specified or indicated by context, "an A" or "the A" means "one or more A."

The present disclosure encompasses all changes, substitutions, variations, modifications, or alterations that a person skilled in the art may make to the embodiments and examples of the present disclosure. The appended claims also encompass all changes, substitutions, variations, modifications, or alterations that a person skilled in the art may make to the embodiments and examples of the present disclosure. Furthermore, the present disclosure encompasses any combination that a person skilled in the art may make of one or more features of an embodiment or example in the present disclosure with one or more features of another embodiment or example in the present disclosure.

In addition, any reference in the appended claims to an apparatus or system, or a component of an apparatus or system, that is adapted, arranged, capable, configured, enabled, operable, or capable of performing a particular function encompasses that apparatus, system, component, whether or not that apparatus, system, component, or that particular function is activated, turned on, or unlocked, so long as the apparatus, system, or component is so adapted, arranged, capable, configured, enabled, operable, or capable of performing a particular function.

Unless otherwise specified, the present disclosure may obtain consent from the user in advance or immediately before carrying out any embodiment or example. In addition, the consent obtained may be comprehensive or may be obtained on a case-by-case basis.

Below, an embodiment according to an example of the present disclosure will be described with reference to the drawings. However, the embodiment described below is merely an example, and is not intended to exclude the application of various modifications and techniques not specified below. In other words, an example of the present disclosure can be implemented with various modifications without departing from the spirit of the invention. In addition, in the description of the drawings below, identical or similar parts are given identical or similar reference symbols, and the drawings are schematic and do not necessarily correspond to actual dimensions, ratios, etc. Furthermore, the drawings may include parts with different dimensional relationships and ratios.

First Embodiment
The first embodiment is an embodiment showing an application example to a system in which a company CO that does not have a settlement business for paying salaries to employees pays salaries to employees through a settlement business operator KA that performs salary payments on behalf of the company. In this embodiment, a case will be described in which at least a portion of the total salary of employee A is paid at a predetermined allocation ratio to multiple accounts, that is, as a non-limiting example, an account associated with an employee account JA opened at the settlement business operator KA (sometimes referred to as "employee account JA"), an account associated with an employee account JB opened at the settlement business operator KB (sometimes referred to as "employee account JB"), and an employee account JD at a financial institution designated by employee A.

Figure 3 is a schematic diagram showing an overview of the configuration of the payroll management system according to the first embodiment. In this configuration, the payroll management system 1000 is constructed by multiple information processing devices 200, such as employee A's terminal 120A, payment service provider KA's server 110A, payment service provider KB's server 110B, server 110C of company CO to which employee A belongs, and server 110D of a financial institution designated by employee A.

In the salary management system 1000, the user information of each employee is provided to the company CO from each employee's terminal 120 or by any other suitable means. Each employee also notifies the company CO of the salary allocation ratio W to be allocated to the employee account at each payment service provider as the salary receiving and settlement means and the employee account at the financial institution as part of the user information from the employee's terminal 120 or by any other suitable means. The company CO also stores this user information together with the internal information of each employee within the company as user information J10 of each employee in server 110C (user information table). The company CO's server 110C also stores various information related to the company CO as company information J20 in server 110C (company information table).

The company's server 110C transmits the necessary information from the user information J10 and the company information J20 to the payment service provider KA's server 110A. The server 110A functions as a payroll management server (main server) in the payroll management system 1000, and creates a payroll management table T10 in the format shown in FIG. 4, for example, based on the company information J20 of each company that uses the payroll management service and the user information J10 of each employee belonging to each company. Note that FIG. 4 is an example of a monthly payroll management table T10 in the company CO to which employee A belongs. In the payroll management table T10 shown in the figure, the total payroll amount and the payroll allocation ratio W are associated with each employee or employee ID, and in this example, the financial institution portion is specified as an absolute value of the amount, and the payment service providers KA and KB portions are specified as relative values (percentages) to the amount excluding the financial institution portion. Note that the allocation ratio W may be specified as a relative value (such as a percentage) including the financial institution portion.

Based on the salary management table T10, the server 110A of the payment service provider KA calculates, for each employee of each company, the amount MA to be allocated to the employee account JA at the payment service provider KA and the amount MB to be allocated to the employee account JB at the payment service provider KB from the total salary of that employee. The server 110A then associates these amounts MA and MB and the amount MD to be allocated to the employee account JD of the financial institution with the employee accounts JA, JB and employee account JD. Here, the server 110A may manage the calculated amounts MA and MB in a format in which they are added to the salary management table T10 shown in FIG. 4, or may manage them as a salary management table T11 in a format in which the relative value of the allocation ratio W in FIG. 4 is rewritten with the amounts MA and MB, as shown in FIG. 5.

Here, when the amounts MA and MB are calculated from the allocation ratio W of employee B shown in Figure 4 (total salary: 400,000 yen, payment service provider KA portion: 60%, payment service provider KB portion: 40%, financial institution portion: 40,000 yen), the amounts MA = (40-4) x 0.6 = 216,000 yen and MB = (40-4) x 0.4 = 144,000 yen. However, in Figure 5, the amounts are rounded to the nearest 10,000 yen, so that MA = 220,000 yen and MB = 140,000 yen, respectively. In this way, if a fraction occurs when calculating the amounts MA and MB, appropriate rounding can be performed in a specified unit.

Then, after performing the specified processing, the server 110A of the payment service provider KA withdraws at least a portion of the amount MA from the appropriate company account and deposits it into the employee account JA. The server 110B of the payment service provider KB withdraws at least a portion of the amount MB from the appropriate company account and deposits it into the employee account JB. Furthermore, the server 110D of the financial institution withdraws at least a portion of the amount MD from an appropriate company account at the financial institution and deposits (transfers) it into the employee account JD. Note that "withdrawal" from an account may be expressed as subtracting a balance or value (electronic value, points, cash, etc.), and "deposit" and "transfer" to an account may be expressed as adding a balance or value.

Also, as an example and not a limitation, in this embodiment, as a predetermined process, a value including the amount MA of the employee's salary may be temporarily deposited into an account associated with a corporate account KA _CO opened with the payment service provider KA (sometimes referred to as "corporate account KA _CO "), and a value including the amount MB of the employee's salary may be temporarily deposited into an account associated with a corporate account KB _CO opened with the payment service provider KB (sometimes referred to as "corporate account KB _CO "). In this case, for example, when there is a salary payment request from employee A, the requested amount of employee A's salary can be transferred from corporate accounts KA _CO and KB _CO to employee accounts JA and JB, thereby making it possible to pay the salary.

As described above, "employee accounts JA and JB" correspond to an example of an "employee account associated with an employee" in this disclosure, and "allocation ratio W" corresponds to an example of an "allocation ratio" in this disclosure.

Effects of the First Embodiment
According to this embodiment, the salary of an employee of a company is allocated not only to an employee account in a financial institution but also to an employee account in a payment service provider that provides a salary management service, and at that time, the value calculated based on a predetermined allocation ratio of the salary is associated with the employee account in the payment service provider for processing. Therefore, it is possible to diversify the means of payment of the salary by the employee and flexibly respond to the amount and payment method of the salary desired by the employee, and as a result, it is possible to improve the convenience of the employee and the company.

Furthermore, if the system is configured so that the amount equivalent to the employee's salary is first deposited into the corporate accounts KA _CO and KB _CO , and then deposited into the employee accounts JA and JB in response to a salary payment request from employee A, a predetermined value can be held as internal reserves in the corporate accounts KA _CO and KB _CO if there is no salary payment request from the employee. This internal reserve value can then be used for investment, management, and for paying the salaries of other employees. Furthermore, by using electronic value or points to deposit money into the corporate accounts KA _CO and KB _CO and the employee accounts JB and JB, remittance costs can be reduced or eliminated compared to transferring cash to an account at a financial institution.

<Functional configuration of the first embodiment>
The functional configuration of the server 110 and the terminal 120 will be described with reference to FIG. 6. FIG. 6 shows an example of a block diagram showing the functional configuration of the information processing device constituting the payroll management system according to the first embodiment, and is also a diagram showing the overall schematic configuration of the payroll management system 1000 constructed by the information processing device 200 (the server 110 and the terminal 120). The functional units disclosed in FIG. 6 are realized by cooperation between the processor 201, the memory 202, the storage 203, the input/output I/F 204, and the communication I/F 205 included in the information processing device 200. That is, the processor 201 of the information processing device 200 shown in FIG. 2 expands various programs (such as a payroll management service and a control program related to other services, an arithmetic program, etc.) stored in the storage 203 into the memory 202 (e.g., RAM). The processor 201 then interprets and executes the various programs expanded into the memory 202 to control each hardware component, thereby realizing the functional configuration described below.

The functions realized by the information processing device 200 may be realized by a processor 201 such as a general-purpose CPU, or some or all of the functions may be realized by a single or multiple dedicated processors 201. Furthermore, the functional configuration realized by the information processing device 200 may of course have functions omitted, replaced, or added as appropriate depending on the embodiment or example.

(1) Functional configuration of the server As shown in FIG. 6, the server 110 has an input/output I/F 311, a communication I/F 312, a control unit 313, and a storage unit 314, and functions as a related server of the payroll management service. The input/output I/F 311 corresponds to the input/output I/F 204 in FIG. 2, and the communication I/F 312 corresponds to the communication I/F 205 in FIG. 2. The control unit 313 also has an information management unit 315, an account management unit 316, a deposit/withdrawal management unit 317, and a display management unit 318. The functions or processes of each functional unit may be realized by machine learning or AI (Artificial Intelligence) to the extent that they can be realized. For convenience, in FIG. 6, 110A is assumed as the server 110, but the basic functional configuration is common to the other servers (servers 110B, 110C, and 110D), and the control unit 313 can realize functions unique to each server.

In the server 110, the processor 201 executes the payroll management system program stored in the memory unit 314 to construct a payroll management system 1000 that distributes the salaries of company employees to employee accounts of the payment service provider and employee accounts of financial institutions at a predetermined allocation ratio W, as described above. The memory unit 314 also stores information about employees (user information J10), information about the company (company information J20), and various other information J30.

Here, the user information J10 includes, by way of example and not limitation, basic information such as the employee ID, name, address, telephone number, and email address of each employee belonging to each company, as well as, by way of example and not limitation, information regarding the employee's affiliation, attendance status (work days, work hours, etc.), job type/function, hourly wage, daily wage, monthly wage, total salary, personnel evaluation, employee account at a financial institution, employee account at the employee's payment service provider, etc. In addition, the company information J20 includes, by way of example and not limitation, the head office location, industry, telephone number, capital, sales, profit, number of employees, date of establishment, evaluation by a research company, rating, trend/distribution of rating, credit, business relationship, major shareholders, ranking within the industry, the payment service provider used by the company in the payroll management system 1000, and the company account at the payment service provider. In addition, the various information J30 includes, by way of example and not limitation, various setting parameters and calculation parameters necessary for the processing executed by the payroll management system 1000, operation logs in the payroll management system 1000, etc.

The information management unit 315 of the control unit 313 in the server 110 executes appropriate processing related to the payroll management service described below. That is, the information management unit 315 has functions such as holding, managing, sending and receiving user information J10 associated with an employee ID and company information J20 associated with a company ID, as well as sending and receiving various requests and notifications required between companies, employees, payment service providers, and financial institutions. The account management unit 316 has functions such as updating and managing account information such as employee accounts, company accounts, and balances and deposit and withdrawal information for company and employee accounts at financial institutions. Furthermore, the deposit and withdrawal management unit 317 has functions such as receiving deposit and withdrawal requests required between companies, employees, payment service providers, and financial institutions, and processing and managing the requests.

The display management unit 318 also has the functionality to process and manage the creation of image data for displaying the user interface (UI) for various processes by the payroll management system 1000 via the input/output I/F 321 (output device) of the employee's terminal 120, as necessary. The UI includes, but is not limited to, user information J10, company information J20, various information J30, and the operating status on the screen of the terminal 120.

(2) Functional configuration of the terminal As shown in Fig. 6, the employee terminal 120 has an input/output I/F 321, a communication I/F 322, a control unit 323, and a storage unit 324. The input/output I/F 321 corresponds to the input/output I/F 204 in Fig. 2, and the communication I/F 322 corresponds to the communication I/F 205 in Fig. 2. The control unit 323 also has an information management unit 325, an instruction processing unit 326, and a display processing unit 327. Note that the functions or processes of each functional unit may be realized by machine learning or AI (Artificial Intelligence) to the extent feasible.

On the employee's terminal 120, the processor 201 executes the payroll management system application (program) stored in the memory unit 324, allowing the employee to access the payroll management system 1000 and use payroll management services including sending user information J10, sending payroll payment (deposit) requests, and receiving various notifications.

In the terminal 120, the information management unit 325 of the control unit 323 has functions such as managing the information (including user information J10) entered by employees and input parameters required for various processes executed in the payroll management system 1000, controlling various setting processes and various calculation processes in the terminal 120, sending requests to related servers (each server 110) for the payroll management service, and receiving various notifications.

The instruction processing unit 326 also has a function to process user information J10, various requests, and other instructions from employees required for using the payroll management service (such as instructions for various settings and changes) sent to the server 110. The display processing unit 327 also has a function to display UI images for various settings and various processes in the payroll management system 1000 executed on the employee's terminal 120 based on image data sent from the server 110 via the input/output I/F 321 (output device) of the terminal 120, and, if necessary, to perform processes related to the creation of various image data performed by the display management unit 318 of the server 110, as well as the management thereof, on behalf of the server 110.

<Operation Processing of First Embodiment>
The processing of the payroll management system 1000 according to this embodiment will be described with reference to Figure 7. Figure 7 shows an example of a sequence diagram of the processing between each server 110 and the terminal 120 according to the first embodiment, and also shows an example of the processing procedure in the information processing method according to the present disclosure. Note that the processing procedure described below is merely an example, and each process may be changed as much as possible within the scope of the technical concept of the present disclosure, and steps may be omitted, replaced, or added as appropriate.

(Step SP10)
First, employee A starts terminal 120A and executes the payroll management system application (program) at any timing, and a predetermined login screen is displayed via input/output I/F 321 of terminal 120A. When employee A inputs his/her login information from input/output I/F 321 (input device), instruction processing unit 326 transmits the information to server 110 (e.g., any one of servers 110A, 110B, or 110C), which is the operation server of payroll management system 1000, and login is permitted, and image data of the initial screen generated by display management unit 318 is transmitted to terminal 120A. Display processing unit 327 of terminal 120A displays the initial screen via input/output I/F 321 (output device) based on the image data.

The payroll management system application can be provided, for example and without limitation, as an application installed and executed on terminal 120A, an online application executed in a web browser, an application installed on another terminal 120 or server 110 to which terminal 120A can connect via short-range wireless communication, or an application that operates on a virtual network that terminal 120A can access via a VPN.

Examples of initial screens include, but are not limited to, specific screens prepared as defaults, various setting screens, portal site screens for various services and e-commerce, the individual site screens for those, menu selection screens, the screen displayed when employee A last logged in, a customized screen created by employee A, and screens that combine these. Then, in step SP10, when employee A enters user information J10 from a screen for entering his/her personal information, the information management unit 325 and instruction processing unit 326 send the user information J10 to server 110C of company CO to which employee A belongs.

(Step SP30)
In step SP30, the company's server 110C receives the user information J10 of employee A from the terminal 120A, stores the user information together with internal information about employee A within the company as user information J10 of employee A, and transmits necessary information from the user information J10 and company information J20 to the server 110A of the payment service provider KA. Thus, step SP30 corresponds to an example of "a step of receiving the total amount of the employee's salary from the company's terminal" in this disclosure.

(Step SP50)
In step SP50, the server 110A of the payment business operator KA checks (authenticates) whether the company account KA _CO of the company CO and the employee account JA of the employee A in the payroll management service provided by the payment business operator KA are registered. If those accounts are not registered, the server 110A creates a new company account KA _CO and employee account JA. The server 110A of the payment business operator KA also sends a request to the server 110B of the payment business operator KB used by the company CO to check (authenticate) whether the company account KB _CO of the company CO and the employee account JB of the employee A in the payroll management service provided by the payment business operator KB are registered. If those accounts are not registered, the server 110B also sends a request to the server 110B to create a new company account KB _CO and employee account JB.

The payment service providers KA and KB are businesses that have been pre-certified by company CO, and a contract has been made between them regarding the use of employee payroll management services. Employee A has also agreed in advance with company CO that his payroll will be paid by the payroll management system 1000. This allows company CO to efficiently and reliably manage employee A's payroll.

(Step SP51)
Next, in step SP51, the server 110A of the payment provider KA creates a salary management table T10, as illustrated in Figure 4, for each employee of company CO who uses the salary management services of the payment providers KA and KB, based on the user information J10 and company information J20 transmitted from the server 110C of company CO.

(Steps SP52, SP11, SP53)
At this time, if the user information J10 of the employee A does not include the salary allocation ratio W, the server 110A transmits a setting request for the allocation ratio W to the server 110A of the enterprise CO or the terminal 120A of the employee A in step SP52. Here, for example, as shown in FIG. 7, in step SP11, the employee A appropriately sets the allocation ratio W and transmits the allocation ratio W from the terminal 120A to the server 110A. In step SP53, the server 110A creates or updates the salary management table T10 as shown in FIG. 4. Even if the user information J10 of the employee A includes the salary allocation ratio W, a series of processes in steps SP52, SP11, and SP53 may be executed to prompt the employee A to review the allocation ratio W. Thus, step SP11 corresponds to an example of "a step of receiving the salary allocation ratio from the employee's terminal" in the present disclosure. Furthermore, when the allocation ratio W is set by employee A, it is easier to reflect employee A's wishes, whereas when the allocation ratio W is set by company CO, there is an advantage that salary management by company CO is easier.

Furthermore, in step SP53, the server 110A of the payment service provider KA calculates the amount MA to be allocated to the employee account JA of the payment service provider KA and the amount MB to be allocated to the employee account JB of the payment service provider KB from the total salary of employee A of the company CO based on the salary management table T10 illustrated in FIG. 4 (the same applies to other employees). Then, the server 110A associates these amounts MA and MB with the employee accounts JA and JB, and creates a salary management table T11 including the amounts MA and MB, as shown in FIG. 5, for example. Here, as described above, if a fraction occurs when the amounts MA and MB are calculated from the relative value (percentage) of the allocation ratio W shown in FIG. 4, appropriate rounding may be performed in a predetermined unit (rounding is performed in 10,000 yen units in FIG. 5). In this way, step SP53 corresponds to an example of a step in this disclosure of "associating the amount calculated based on the allocation ratio for at least a part of the salary with the employee account associated with the employee".

(Steps SP31, SP54, SP55, SP70)
Next, in step SP31, when a deposit request for employee A's salary is sent from the server 110C of the company CO to the server 110A of the payment company KA, in step SP54, the server 110A temporarily deposits the full amount MA (240,000 yen) of employee A's payment company KA portion, which is listed in the salary management table T11 shown in FIG. 5, to the company account KA _CO of the company CO. In addition, in step SP55, the server 110A sends a deposit request for the amount MB (60,000 yen) of employee A's payment company KB portion, which is listed in the salary management table T11 shown in FIG. 5, to the server 110B of the payment company KB. In step SP70, the server 110B that received the deposit request temporarily deposits the full amount MB (60,000 yen) of employee A's payment company KB portion, to the company account KB _CO of the company CO.

(Steps SP56, SP32)
When the deposit to the company accounts KA _CO and KB _CO is completed, in step SP56, the servers 110A and 110B of the payment business operators KA and KB send a deposit completion notice to the server 110C of the company CO. At this time, the deposit completion notice from the payment business operator KB may be sent directly to the server 110C, or may be sent via the server 110A of the payment business operator KA. Then, in step SP32, a payroll notice is sent from the server 110C of the company CO to the terminal 120A of employee A. Note that in step SP56, the deposit completion notice from the servers 110A and 110B of the payment business operators KA and KB may be sent directly to the terminal 120A of employee A. In this case, the deposit completion notice also serves as the payroll notice to employee A, so step SP32 is not necessary.

(Steps SP12 and SP13)
In step SP12, employee A determines the total salary amount at a desired timing, for example, the amount required at that time, and in step SP13, sets the allocation ratio Ws for the total salary amount. The allocation ratio Ws here may be the same as or different from the above-mentioned allocation ratio W. In this way, the "allocation ratio Ws" also corresponds to an example of the "allocation ratio" in this disclosure.

(Step SP13)
Next, in step SP13, a salary payment request including information on the total salary is sent from the terminal 120A of the employee A to the server 110A of the settlement company KA. Here, the total salary that the employee can request payment of may be, for example, the same as the monthly total salary in Figs. 4 and 5, or may be within the range of the amount reserved for the employee accounts JA and JB in the company accounts KA _CO and KB _CO up to that point (the amount of the salary paid so far that has not yet been paid and is stored). In addition, when requesting salary payment here, it is possible to specify an allocation ratio Ws different from the allocation ratio W shown in Figs. 4 and 5, or if the company CO determines the allocation ratio W, the employee does not need to specify the allocation ratio Ws. Furthermore, if the total salary and allocation ratio W requested to be paid are the same as the conditions already set in Figs. 4 and 5, for example, it is possible to configure it so that only an instruction to request salary payment is sent.

(Step SP57)
If the total salary amount and the allocation ratio W in the payment request are different from the conditions already set in, for example, FIG. 4 and FIG. 5, in step SP57, the server 110A creates or updates the salary payment tables T20 and T21 in the formats shown in, for example, FIG. 8 and FIG. 9, including information on other employees of employee A. If the total salary amount and the allocation ratio W in the payment request are the same as the values shown in FIG. 4 and FIG. 5, the processing of step SP57 is not necessary. Thus, step SP57 also corresponds to an example of "a step of associating an amount calculated based on the allocation ratio for at least a part of the salary with an employee account associated with the employee" in this disclosure. Note that these salary payment tables T20 and T21 may be created for each employee. Here, the salary payment tables T20 and T21 shown in FIG. 8 and FIG. 9 correspond to the formats of the salary management tables T10 and T11 shown in FIG. 4 and FIG. 5 described above. Then, the server 110A transmits a salary payment approval request to the server 110C of the company CO.

(Step SP33)
In step SP33, if the total salary amount and allocation ratio Ws requested for payment meet certain conditions (for example, whether the total salary amount and the transfer amounts for the settlement businesses KA, KB, and financial institutions exceed their respective upper limits), server 110C transmits to server 110A a notice of approval of the salary payment request from employee A. However, even if the transfer amount exceeds the upper limit, it may be configured to pay it out as a loan to employee A. In this case, appropriate processing is possible, such as deducting it from employee A's next month's salary or compensating from another employee's account.

(Steps SP58, SP59, SP71, SP90)
Next, in step SP58, the server 110A deposits the amount MA' (90,000 yen) for the payment business operator KA of employee A, which is listed in the salary payment table T21 shown in FIG. 9, from the company account KA _CO of the company CO to the employee account JA of employee A. In addition, in step SP59, the server 110A transmits a deposit request for the amount MB' (10,000 yen) for the payment business operator KB of employee A, which is listed in the salary payment table T21 shown in FIG. 9, and a deposit request for the amount MD' (100,000 yen) of the financial institution of employee A, to the server 110B of the payment business operator KB. In step SP71, the server 110B, which has received the deposit request, deposits the amount MB' (60,000 yen) for the payment business operator KB of employee A from the company account KB _CO of the company CO to the employee account JB of employee A. Also, in step SP90, the financial institution's server 110D, which received the deposit request, deposits (transfers) employee A's financial institution portion MD' (100,000 yen) from an appropriate company account of company CO to employee A's employee account at the financial institution.

(Steps SP60, SP34)
When the deposit to the employee account JA, JB and the employee account JD of the financial institution is completed, in step SP60, the servers 110A, 110B of the payment business operators KA, KB and the server 110D of the financial institution send a payment completion notice to the server 110C of the company CO. At this time, the payment completion notice from the payment business operator KB and the financial institution may be sent directly to the server 110C or via the server 110A of the payment business operator KA. Then, in step SP34, the server 110C of the company CO sends a payment notice to the terminal 120A of the employee A. In addition, in step SP60, the payment completion notice from the servers 110A, 110B of the payment business operators KA, KB and the server 110D of the financial institution may be sent directly to the terminal 120A of the employee A. In this case, the payment completion notice also serves as a payment notice to the employee A, so step SP34 is not necessary.

<<First Example>>
The first example of the first embodiment is an example in which user information such as employee A is managed by the server 110A of the payment business operator KA, not the server 110C of the company CO. In this example, employee A can directly request the creation of an employee account JA from the terminal 120A to the server 110A of the payment business operator KA. In addition, the server 110A of the payment business operator KA manages the created employee account JA in association with the company account KA _CO of the company CO that has been prepared in advance. As a result, in the configuration of this example, a payroll management system 1000 is constructed by the terminal 120A of employee A, the server 110A of the payment business operator KA, the server 110B of the payment business operator KB, and the server 110D of the financial institution, and the employee account JA of employee A can be created and managed directly from the terminal 120A in the payroll management service operated by the payment business operator KA.

<<Effects of the First Embodiment>>
According to this embodiment, there is no need to provide the server 110C of the company CO as a payroll management server for the employee A, etc., and therefore, communication via the server 110C for payroll management is not required, and communication from the server 110C for payroll management may be omitted. As a result, the burden on the employees is further reduced, convenience is further improved, and the resource usage of the information processing device and the amount of data communication can be further reduced.

<<Operation Processing of the First Example>>
In this embodiment, the processing is the same as that in the first embodiment shown in Fig. 7, except that the processing related to salary management by server 110C, such as the transmission of employee information J10 in step SP30 shown in Fig. 7, the reception by server 110C of the request to set allocation ratio W in step SP52, the salary deposit request in step SP31, salary notification in step SP32, the reception by server 110C of the approval request in step SP57, the approval in step SP33, the reception by server 110C of the payment completion notification in step SP60, and the payment notification in step SP34, is unnecessary. Note that some of the processing, such as the salary notification in step SP32, the reception by server 110C of the approval request in step SP57, and the approval in step SP33, may be performed by server 110C as in the first embodiment.

<<Second Example>>
The second example of the first embodiment is an example in which employee A performs the process of setting the salary allocation ratios W, Ws, and total salary amount using a user interface displayed on terminal 120A in steps SP11 and SP12 in the sequence shown in Figure 7.

<<Effects of the Second Embodiment>>
According to this embodiment, when employee A sets the allocation ratios W, Ws, and total salary, the operation can be performed simply and intuitively, and the visibility for employee A can be improved, compared to, for example, when numerical input is used, so that the convenience of employee A who uses the salary management system 1000 can be further improved. In addition, it is possible to prevent the operation by employee A from becoming complicated, thereby realizing smooth processing in the salary management system 1000. Furthermore, it is possible to realize a simple screen display, compared to, for example, when displaying input fields for the allocation ratios W, Ws, and total salary, and an input format in the form of a numerical table, and as a result, it is possible to reduce the resource usage of the information processing device and the amount of data communication.

<<Operation Processing of the Second Example>>
10(A) and (B) show an example of a screen displayed on the terminal 120 according to the present embodiment, and are also diagrams showing an example of a part of the process in the information processing method according to the present disclosure. As shown in FIG. 10(A), in this embodiment, in steps SP11 and SP12, text TX1 indicating the total salary and a pie chart object OB1 are displayed on the terminal 120A of employee A. The text TX1 and the pie chart object OB1 in FIG. 10(A) correspond to the total salary and allocation ratio Ws for employee A in the salary payment table T20 in the format shown in FIG. 8, for example. That is, the total salary that employee A wishes to transfer is 1 million yen, and the allocation ratio Ws is 50% each for the payment companies KA and KB, and 300,000 yen for the financial institution, which is displayed as case (1) in FIG. 10(A).

From this state of case (1), employee A can change the allocation ratio Ws, for example, by the following operation. That is, by long-tapping the line segment R10 separating the financial institution portion and the payment business operator portion and swiping downward (operation OP1) and releasing the tap at the position of line segment R11 (dashed line), the transfer amount of the financial institution portion can be changed from (1) 300,000 yen to (2) 400,000 yen. Similarly, by long-tapping the line segment R20 separating the payment business operators KA and KB portions and swiping upward and left (operation OP2) and releasing the tap at the position of line segment R21 (dashed line), the allocation ratio of the payment business operators KA and KB can be changed from (1) 50%, 50% to (2) 60%, 40%. The corresponding amounts MA and MB are displayed in FIG. 10(A) as case (2). If the amount contains a fraction due to the exact position of line segments R11 and R21, the fraction can be rounded off in an appropriate unit.

On the other hand, by pinching in (operation OP3) the pie chart object OB1 in the whole of case (1) shown in FIG. 10(A), the whole pie chart object OB1 can be reduced to the size of the pie chart object OB2 shown in FIG. 10(B), for example. At this time, the total salary can be reduced according to the total area of the pie chart object OB2, and text TX2 indicating the changed total salary is displayed in FIG. 10(B). That is, the total salary that employee A wishes to transfer is changed to 600,000 yen, and the allocation ratio Ws is displayed as 50% each for the settlement companies KA and KB, and 180,000 yen for the financial institution. Even in the state shown in FIG. 10(B), the allocation ratio Ws can be further changed as in the explanation of FIG. 10(A). Conversely, by pinching out (operation OP4) the pie chart object OB2 shown in FIG. 10(B), the whole pie chart object OB2 can be expanded to the size of the pie chart object OB1 shown in FIG. 10(A), for example.

As described above, the "pie chart objects OB1 and OB2" correspond to an example of an "allocation ratio designation object" in the present disclosure. Displaying the state of FIG. 10(A) and (B) corresponds to an example of "a step of sending an instruction to display an allocation ratio designation object for designating an allocation ratio" in the present disclosure, "a step of displaying a first display area associated with a first payment service provider in the allocation ratio designation object," and "a step of displaying a second display area associated with a second payment service provider together with the first display area in the allocation ratio designation object." Furthermore, the operations OP1 and OP2 shown in FIG. 10(A) correspond to an example of "an operation of increasing or decreasing at least a part of the area according to the allocation ratio" in the present disclosure, and displaying the state of case (2) as a result corresponds to a process included in an example of "a step of receiving an allocation ratio in response to an operation on the allocation ratio designation object from an employee" in the present disclosure.

10(A) and its result correspond to an example of "increasing the ratio of the first payment service provider in the allocation ratio of the salary in response to an operation of the employee to enlarge the first display area" and an example of "reducing the ratio of the second payment service provider in the allocation ratio of the salary in response to an operation of the employee to enlarge the first display area." Furthermore, the enlargement and reduction of the pie chart object by the operations OP3 and OP4 correspond to an example of "changing the overall area of an allocation ratio designation object" in the present disclosure.
Also, as such, the operations and processes herein correspond to those in this disclosure.

<<Third Example>>
The third example of the first embodiment is an example in which the payment provider KA, which operates the payroll management server (main server) in the payroll management system 1000, proposes or recommends to employee A to revise the allocation ratio W based on the allocation ratio W set by employee A. In this example, the server 110A of the payment provider KA checks the allocation ratio W between payment providers KA and KB, and if the allocation to a payment provider KB other than the company (payment provider KA) is greater than the company's allocation, it transmits a proposal or recommendation to the terminal 120A of employee A to increase the amount allocated to the company (payment provider KA).

<<Effects of the Third Embodiment>>
According to this embodiment, the payment service provider KA, which operates the server 110A as a payroll management server, holds the payroll allocation ratio W of employee A and others as a payroll management table, so that it is easy to check it, and if the allocation to its own company (payment service provider KA) is small, it is in an environment where it is easy to propose a review of the ratio to employee A. Furthermore, as a result of proposing a review of the allocation ratio W in this way, the allocation to employee account JA of its own company (payment service provider KA) increases, which has the advantage of allowing the company to utilize the deposit as funds for its own business.

<<Operation Processing of the Third Embodiment>>
In this embodiment, for example, the server 110A of the payment service provider KA compares the relative value of its own (payment service provider KA) portion with the relative value of the payment service provider KB portion in the allocation ratio W based on the salary management tables T10 and T11 created in step SP51 shown in Fig. 7. If the result shows that the relative value of its own (payment service provider KA) portion is smaller than the relative value of the payment service provider KB portion, in step SP52, a request to set the allocation ratio W is sent to the server 110A of the company CO or the terminal 120A of the employee A, along with a recommendation to increase the allocation to the payment service provider KA.

<<Fourth Example>>
The fourth example of the first embodiment is an example in which a fee incurred in processing salary payment requests from employee A is charged according to the frequency or interval of those requests.

<<Effects of the Fourth Embodiment>>
According to this embodiment, it is possible to collect fees commensurate with the increase in transactions (number of transactions processed) that inevitably occurs due to the high frequency or short intervals of salary payment requests (for example, when salary payment is made daily instead of monthly). In addition, it is expected that the effect of suppressing the increase in such transactions can be expected by charging, so that the resource usage of the information processing device and the amount of data communication can be further reduced.

<<Operation Processing of the Fourth Embodiment>>
In this embodiment, for example, when a salary payment request is sent from employee A to the server 110A of the settlement business operator KA in step SP13 shown in FIG. 7, the server 110A creates the salary payment table T20 and measures the period of time that has elapsed since the previous salary payment in step SP57. If the period of time that has elapsed is shorter than a predetermined value, the server 110A sends a notice to the server 110C of the company CO or the terminal 120A of the employee A that a charge (fee) will be incurred and a request for approval of the charge. The server 110A of the settlement business operator KA continues the subsequent salary deposit process only when the server 110C or the terminal 120A sends a notice of approval of the charge. The charge may be made to employee A or to the company CO based on a prior agreement or contract.

The above embodiment and each example have been described in detail as an example of the present disclosure, but the above description is merely an example of the present disclosure in every respect, and it goes without saying that various improvements and modifications can be made without departing from the scope of the present disclosure. Furthermore, the above embodiment and each example may be partially substituted or may be appropriately combined, and further, for example, modifications such as those mentioned appropriately in each embodiment and each example are possible.

For example, the payroll management system 1000 may not include the financial institution's server 110D, that is, the payroll management system 1000 may not transfer the payroll to the financial institution. In addition, the financial institution portion of the allocation ratios W and Ws may be a relative value rather than an absolute value. Furthermore, the payment business operator KA that operates the payroll management server 110A may be configured to charge for deposit processing to other payment business operators (for example, payment business operator KB). In this case, the amount charged can be determined according to, but is not limited to, the number of employees (users) using the payment business operator KB, the number of employee accounts at the payment business operator KB, or the amount of circulation. The payment business operator KA may also be configured to charge the company CO. In this case, the amount charged can be determined according to, but is not limited to, the number of employees (users) using the payroll management service, the number of employee accounts at the payment business operator KA, or the amount of circulation. Furthermore, each payment business operator KA, KB may be configured to be able to register multiple employee accounts for each employee. Furthermore, an appropriate value equivalent to a fee may be paid to employees who are not charged.

1...communication system, 110, 110A, 110B, 110C, 110D...server, 120, 120A, 120B, 120C...terminal, 130...network, 200...information processing device, 201...processor, 202...memory, 203...storage, 204...input/output interface (input/output I/F), 205...communication interface (communication I/F), 313...control unit, 314...storage unit, 315...information management unit, 316...account management unit, 317 ...deposit/withdrawal management unit, 318...display management unit, 323...control unit, 324...memory unit, 325...information management unit, 326...instruction processing unit, 327...display processing unit, 1000...payroll management system, A...employee, B...bus, CO...company, J10...user information, J20...company information, J30...various information, JA...employee account, employee account balance, B...employee account, employee account balance, JD...employee account of financial institution, KA...payment business operator, KA _CO ...company account, company account balance, KB...payment business operator, KB _CO ...company account, company account balance, OB1, OB2...pie chart object, OP1 to OP4...operation, R10, R11, R20, R21...line segment, T10, T11...payroll management table, T20, T21...payroll payment table, TX1, TX2...text, W, Ws...allocation ratio.

Claims (11)

An information processing method for paying a salary in electronic value to an employee associated with an organization, comprising:
An information processing device,
Providing the employee with a payment service that allows the employee to use the electronic value;
receiving a transfer instruction including an instruction to deposit at least a portion of the salary in the form of the electronic value from an information processing terminal used by the employee;
identifying the at least a portion of the salary as a transfer amount based on the transfer instruction;
When the transfer amount does not exceed an upper limit, a deposit step of transferring electronic value equivalent to the transfer amount to an employee account of the payment service associated with the employee, using a balance associated with the organization as a transfer source;
after the step of depositing, a step of notifying the information processing terminal used by the employee that the deposit has been deposited as a salary for the organization;
An information processing method for performing the above. The information processing method according to claim 1, wherein the step of depositing money is executed when requested by the employee at a desired timing. 3. The information processing method according to claim 1 or 2, further comprising executing a step of calculating an amount to be charged to the organization based on at least one of the number of employees using the payment service, the number of accounts of the employees in the payment service, and electronic value equivalent to the transfer amount. The information processing device,
The information processing method according to any one of claims 1 to 3, further comprising the step of proposing to change the content of the transfer instruction. The step of depositing money includes:
5. The information processing method according to claim 1, further comprising depositing the electronic value from an account associated with the organization to the employee account. The information processing device,
The information processing method according to claim 1 , further comprising the step of making a deposit different from the deposit process of the deposit step when the transfer amount exceeds the upper limit. The information processing device,
2. The information processing method according to claim 1 , further comprising the step of crediting the excess amount over said upper limit as a loan to said employee . The information processing method according to any one of claims 1 to 7 , wherein the step of depositing is executed when the employee has agreed to receiving payment of salary in electronic value. The information processing method according to any one of claims 1 to 8 , wherein the transfer instruction includes an allocation ratio for paying the salary of the employee with the electronic value, and the allocation ratio is determined by the employee. An information processing device including a processor that pays a salary in electronic value to an employee associated with an organization ,
The processor,
Providing a payment service for which electronic value can be used to the employee;
receiving a transfer instruction including an instruction to deposit at least a portion of the salary in the form of the electronic value from an information processing terminal used by the employee;
identifying the at least a portion of the salary as a transfer amount based on the transfer instruction;
When the transfer amount does not exceed an upper limit, a deposit step of transferring electronic value equivalent to the transfer amount to an employee account of the payment service associated with the employee, using a balance associated with the organization as a transfer source;
after the step of depositing, a step of notifying the information processing terminal used by the employee that the deposit has been deposited as a salary for the organization;
An information processing device that executes the above. An information processing device for paying wages in electronic value to employees associated with an organization ,
Providing a payment service for which electronic value can be used to the employee;
receiving a transfer instruction including an instruction to deposit at least a portion of the salary in the form of the electronic value from an information processing terminal used by the employee;
identifying the at least a portion of the salary as a transfer amount based on the transfer instruction;
When the transfer amount does not exceed an upper limit, a deposit step of transferring electronic value equivalent to the transfer amount to an employee account of the payment service associated with the employee, using a balance associated with the organization as a transfer source;
after the step of depositing, a step of notifying the information processing terminal used by the employee that the deposit has been deposited as a salary for the organization;
A program that executes the following.