JPS5926077B2 - automatic cash handling device - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic cash handling device such as an automatic teller machine called a cash dispenser and an automatic cash deposit machine.

2. Description of the Related Art Recently, with the advent of automatic cash handling devices such as automatic cash dispensing devices, deposits exclusively made by cards have started to be made without passbooks.

In general, automatic machines such as cash dispensers are easier to handle single sheets such as cards than bundles such as passbooks. However, if you perform a deposit transaction only with a card,
On the bank side, all information regarding automatic transfers, automatic payments, etc. must be recorded in the data area of each depositor's account, which increases the capacity of the storage device. This point-based passbook allows you to erase this information by making a note, so there is no need to increase the capacity of the storage device. Recently, automatic cash dispensing machines that are capable of recording bankbooks have appeared. Conventionally, automatic cash handling devices that assume passbook entry lack convenience for users because they cannot handle cash if the user forgets their passbook. Therefore, the present invention is intended to enable automatic cash handling equipment to handle cash (payments or deposits) by switching to handling cash without a passbook in cases where the passbook is forgotten, even if it is handled as a passbook.
The present invention is an automatic cash handling device that includes a printer that records transactions in a passbook or an in/out slip, automatically handles cash according to user operations, and records transactions using the printer. A passbook print control unit that performs bookkeeping, an in/out slip print control unit that prints on the in/out slip, a forget passbook instruction means, and a switch of the passbook print control unit to the in/out slip print control unit according to an instruction from the forget passbook instruction means. control means to operate the passbook print control section when a passbook is inserted, and to record a transaction in the passbook, and when there is an instruction from the forget passbook instruction means to operate the entry/exit slip print control section. The present invention is characterized in that it automatically handles cash by controlling transactions to be recorded on in/out slips and automatically handling cash.Next, this will be explained in detail with reference to an actual example of an automatic cash dispensing device.

FIG. 1 shows a magnetic card used for automatic payment. This card 1 has a magnetic recording band 1A, on which various data necessary for deposit transactions are recorded.

1A1 is a recording data area, and a part of it 1A2 is used as a type code area in the present invention, in which a deposit type code is recorded.

For example, code 21 is used for deposits using a passbook card, and code 20 is used exclusively for the card. Figure 2 shows a block diagram of the main parts of the automated teller machine, where 2 is a magnetic card reader, 3 is a magnetic card reader, and 3 is a magnetic card reader.
is an imprinter, 4 is a slip printer, 5 is a main controller,
Reference numeral 6 indicates a paper counter, 8 a passbook/input slip printer, 9 an operation keyboard, and 10 an operation display panel.

The operation of this payment device will be explained according to the flowchart shown in FIG. 3. When the magnetic card 1 is inserted into the card reader 2, the data recorded on the magnetic recording band 1A is read and the type code is determined. . If the type code is 21, the payment device enters the passbook handling mode and checks the card data. At this point, a check is made to see if this card is for a cash payment device, and if the check result is negative, the card is returned as an inoperable card. If the check result is good, the card holder is then instructed to operate the operation keyboard 9 and enter his/her own code number, and the entered code number 7 card 1
A match is made between the code numbers magnetically recorded on the code numbers. If the result of this password check is incorrect, the card holder is deemed not to be the legitimate card holder, and the card is returned. If the result is good, the user is instructed to insert the bankbook 12 he/she brought into the entrance of the printer 8 of the payment device. When the passbook is inserted, the payment device operates in a normal passbook handling mode, dispenses the requested amount of cash 11, and records the balance. If the user forgets the passbook, the user is prompted to press the forget passbook key on the operation keyboard 9. As a result, the payment device switches to the invoice handling mode and dispenses the requested amount of cash 11, but does not record the balance or erase the data area of the depositor's account. If it is determined that the type code is not 21, then this code is checked to see if it is 20.
If so, the payment device will operate in the entry/exit ticket handling mode.
Otherwise, the card will be returned as an unusable card.

FIG. 4 shows a circuit for making the above determination.

Among various data of the magnetic card 1 read by the card reader 2, the discrimination code is sent to the discrimination code register 32, and the other data is sent to the card data register 31. The passbook/in/out slip mode discriminator 33 judges the discrimination code recorded in the register 32, and produces an output S1 if the passbook card combination code 21, and produces an output S2 if the card exclusive code 20. If the output S is now generated and the forget bankbook button is not pressed, the signal from the insertion keyboard 9 is O, so the inhibit gate 34 produces an output and activates the bankbook print control section 36. When the output S2 occurs or the bankbook forgotten button is pressed, the AND gate 38 and the OR gate 35 produce outputs, and the entry/exit slip print control unit 37 is activated.
Furthermore, in the case of an automatic cash deposit machine, a device for determining the authenticity of the paper inserted by the customer is provided in place of the paper counter. As explained in detail above, according to the present invention, in an automatic cash handling device, it is possible to pay cash even when a depositor who handles a passbook forgets his or her passbook, thereby providing highly flexible user services. Become. In addition, purchasing this processing machine is relatively simple, and if you forget your bankbook, the process in this case is executed by pressing the forgot bankbook key, so the process is reliable, easy, and quick. In addition to the magnetic card described above, a card such as a hologram card can be used as the card of the present invention.

[Brief explanation of the drawing]

FIG. 1 is an explanatory diagram of the magnetic card, FIG. 2 is a block diagram of the main part of the cash dispensing machine, FIG. 3 is a flowchart for explaining the operation, and FIG. 4 is a block diagram of the determination circuit. In the drawing, 1 is a magnetic card, 1A2 is a deposit type code area, and 9 is an operation keyboard including a passbook forget key.

Claims (1)

[Claims] 1. An automatic cash handling device equipped with a printer that records transactions in a passbook or receipt/disbursement slip, automatically handles cash according to the user's operation, and records transactions in the passbook using the printer. an in/out slip print control section that prints on the in/out slip; a forget passbook instruction means; and an operation by switching the passbook print control section to the in/out slip print control section according to instructions from the forget passbook instruction means. and controls the passbook print control unit to operate when a passbook is inserted to record a transaction in the passbook, and operates the in/out slip print control unit when an instruction from the passbook forgetting instruction unit is given. An automatic cash handling device characterized by automatically handling cash by controlling and recording transactions on in/out slips.