JPS6117276B2 - - Google Patents

Description

[Detailed Description of the Invention] [Industrial Field of Application] The present invention is applicable to automatic deposit machines, automatic cash dispensing machines, and automatic bankbook entry machines in financial institutions such as banks, which record or print the results of cash transactions in bankbooks. This invention relates to an automatic cash transaction device that has a mechanism for this purpose.

[Prior art]

When a conventional automatic cash transaction device prints transaction results on a bankbook and the last line of the bankbook is printed, the bankbook is ejected to the customer and a message is given prompting the customer to issue a new bankbook. Therefore, customers had to have a new passbook issued at a bank counter and have any last-minute transactions printed out, but in this way they had no way of knowing the details of those transactions until they received the new passbook. It was inconvenient because I couldn't do it.

As a method to solve this problem,
No. 83885 discloses an automatic passbook issuing device,
In this device, each new passbook is stacked inside with the first printing page opened, and when a new passbook is issued, it is fed to the printing unit and predetermined information is printed on the cover. By simply flipping the page using , the details of the transaction will be printed on the opened page.
Therefore, this device requires a large passbook hopper because all new passbook pages must be opened and stacked, and additional effort is required to open the pages when stacking them.

[Purpose of the invention]

An object of the present invention is to provide a mechanism for automatically turning over the cover of a passbook so that new passbooks can be stacked in a closed state, in order to solve the problems with the conventional devices as described above. The purpose of the present invention is to provide an automatic cash transaction device.

[Summary of the invention]

When an automatic cash transaction device has a large number of new passbooks stacked in its internal hopper in a closed state, and the last line of the current passbook is printed, one of the new passbooks is discharged from the hopper to a printing mechanism to print predetermined information on its cover, and is further sent to an automatic cover turning mechanism to turn over the cover to open the first printed page. It is sent to the printing mechanism again to print the unfilled transaction results on the opened page, and then sent to the customer's passbook receiving slot. The automatic cover turning mechanism has a mechanism that engages with the open part of the sent passbook and a mechanism that pushes the part near the spine of the passbook in a direction perpendicular to the face of the passbook to bend the passbook. It is characterized by a novel structure in which only the front cover, which is thicker and more elastic than the paper of each page, is released from the engagement mechanism by the resulting repulsive force of the passbook, thereby allowing the front cover to be turned over. . Therefore, the customer brings the passbook to the bank counter and gets the authentication stamp,
It will be possible to issue a new passbook by simply going through the simple procedure of having a notification stamp etc. affixed.

[Embodiments of the invention]

FIG. 1 shows an automatic cash dispensing machine 1 as an example of a device in which the present invention can be implemented. When receiving cash payment, the customer first inserts the cash card into the card slot 3 according to the instructions displayed on the guidance display 2 on the front operation panel, and enters the PIN number and payment from the keyboard 4. Key in the amount. Further, the customer inserts the bankbook into an open state through the bankbook insertion slot 5 and waits for payment processing by the host computer. When the host computer determines that the customer's payment request is valid, the payment machine 1 inserts the card from the card slot 3 and the receipt with the transaction result printed from the receipt slot 6, and inserts it into the bankbook slot. 5, the bankbook in which the transaction results have been entered is discharged, and cash corresponding to the payment amount is discharged from the cash outlet 7. In that case, the unrecorded portions of past transactions will also be entered in the passbook. When making entries in such a passbook, if all the entries have been made up to the last printed line of the passbook, that is, when the passbook has been used, it is ejected from the passbook insertion slot 5 and the payment machine 1 is stacked inside it. The user takes out a new bankbook, prints the specified information on its cover, prints the transaction results for the unfilled portion on the transaction entry page, and ejects it from the bankbook insertion slot 5.

FIG. 2 schematically shows a mechanism for performing such a bankbook processing operation. When inserting a passbook, the customer opens the page on which the transaction results of the passbook are to be entered and inserts it into the passbook insertion slot 7. Passbook insertion is sensor 8
When detected by the passbook, the passbook transport mechanism 9 operates to transport the passbook to the printing mechanism 12 through the magnetic label reading/writing mechanism 10 and the automatic page reading/print line detection mechanism 11. At that time, magnetic label reading/
The writing mechanism 10 reads the contents (account number, page number, print line number, etc.) of the magnetic label attached to the passbook. The automatic page reading/print line detection mechanism 11 detects the opened page of the passbook and the last print line that has already been printed. If the detection results are related to the content of the magnetic label or the account,
If the data matches the data previously stored in the computer, the printing mechanism 12 prints on the next print line, but if the page numbers do not match, it means that the wrong page of the passbook has been opened, and the passbook is The page is directly sent to the automatic page turning mechanism 13, where the correct page is opened, and then printed at the printing mechanism 12. When printing is completed, the passbook is returned to the passbook insertion slot 7 by the passbook transport mechanism 9.
During this process, the contents of the magnetic label are updated by the magnetic label reading/writing mechanism 10. During such a passbook printing operation, when it is detected that the last printing line on the last page of the passbook has been printed, the passbook is ejected to the insertion slot 5, and then sent to the passbook hopper 14 to issue a new passbook. A new bankbook stacked in a closed state is sent to a printing mechanism 12, and predetermined items such as bank branch name, account number, customer number, etc. are printed on the cover. Thereafter, it is sent to the automatic cover turning mechanism 15 and its cover is turned over. After the first printing page is opened by turning over the cover in this manner, the passbook is sent to the printing mechanism 12, where the unfilled portion of the transaction is printed, and the passbook is ejected to the passbook insertion slot 5. Since this new bankbook does not have the bank's authentication stamp or the customer's notification stamp, the customer may be instructed by display or voice to bring it to the bank counter. In addition, customers may mistakenly think that the operation is complete when the old passbook is issued, so it is necessary to notify the customer in the same way that a new passbook will be issued, or to dispose of the new passbook. The cash card and cash may be ejected later.

3A to 3C show an example of the bankbook hopper 14 and the bankbook dispensing mechanism attached thereto. As shown in FIG. 3A, a new bankbook 32 is stacked inside the bankbook stacking section 31 in a closed state, and a weight 33 is placed on top of the new bankbook 32. A groove is provided on the lower surface of the stack part 31, and the pawl 34 engages with the end of the lowest passbook through the groove and moves in the horizontal direction, thereby removing the passbook as shown in FIG. 3B. Send it to the transport mechanism. FIG. 3C shows in detail the passbook dispensing mechanism provided on the lower surface of the stack section 31. When the solenoid 35 is energized, the arm 36 is pulled to the position 36', and the fork-shaped end of the arm engages the pawl 3.
The pawl 34 is horizontally moved by a length L via the stud 37 provided in the passbook 4, and the passbook is transferred to the transport mechanism 9 (the second
Extrude to (Figure). The solenoid 5 is then demagnetized and the arm 36 is returned to its original position by the spring 38. The extruded passbook is captured by a conveyance mechanism 9 (details are omitted) using an ordinary belt or roller, and is then captured by a printing mechanism 12 (Fig. 2).
transported to.

Note that any conventional type of passbook printing mechanism can be used as the printing mechanism 12.

Figures 4A to 4F show the automatic cover turning mechanism and its operating state. Among the feed rolls 41 to 46, rolls 41 and 43 are pressed against each roll 42 and 44 by a spring, and roll 4
5 is supported by a pivot arm 47 and is pressed against the roll 46 when arm 47 is pivoted to position 47' by a solenoid (not shown) or other means.

In FIG. 4A, the passbook 32 is fed through the printing mechanism in the direction indicated by arrow A with its spine at the beginning, and when the leading end is sensed by the sensor 48, it has traveled a further length l. Arm 4
7 rotates, and the roll 45 bends the passbook 32 while holding it between itself and the roll 46. Passbook 32
are fed as they are by the feed rolls and guided by guide 49 as shown in FIG. 4B.
It collides with the stopper surface 50 provided on the. At this time, sensor 51 senses bankbook 32, and in response, rotation of feed rolls 41-46 is stopped and arm 52 is activated by means of a solenoid (not shown) or other means as indicated by arrow B (FIG. 4B). direction, i.e. clockwise. This arm 52 is formed with a U-groove 53 into which the rear end, ie, the open portion, of the bankbook 32 enters when the arm 52 rotates. Passbook 32
As the arm 52 rotates clockwise, the bankbook 32, whose center part is held between the rolls 45 and 46 and whose back part is held by the guide 49, is bent more than each page of paper. Only the thick and resilient front cover is released from the U-groove 53 by the repulsive force of its deflection, as shown in FIG. 4C. In this manner, the arm 52 rotates to an angle such that each page and back cover of the passbook are held in the U-groove 53 and only the front cover is released, and then returns to its original rotated position as shown in Figure 4D. be returned. Therefore, only the front cover rests on the arm 53. Then, the feed rolls 41-46 rotate in reverse to move the passbook to the right, and the fourth
As shown in Figure E, the roll 45 is returned to its original position. Furthermore, as each roll continues to rotate, the bankbook 32 is sent to the automatic page turning mechanism with the front cover completely opened, as shown in FIG. 4F.

In addition, in such a cover turning operation, not only the front cover but also the internal pages may be turned over, but the automatic page reading mechanism reads the page number of the opened page and automatically turns the page. It is also possible to open a desired page, in this case the first printed page, by means of a turning mechanism.

FIGS. 5A to 5C show another embodiment of the automatic cover turning mechanism of the present invention. This embodiment is configured such that a newly issued passbook is sent from a hopper through a printing mechanism to an automatic cover-turning mechanism, and then sent to an automatic page-turning mechanism provided above the automatic cover-turning mechanism. In this device, a passbook is fed in from the right in the direction of arrow C, the cover is opened, and then sent upward in the direction of arrow D.

This automatic cover turning mechanism has a feed roll 60 and a pinch roll 61 for further feeding the sent passbook into the mechanism, and a stopper plate 62 for receiving the passed passbook. provided. The stopper plate 62 is swingably connected via a pin 64 to an arm 63 which is rotatably attached to the machine frame. A flexible plate 65 is attached to the lower surface of the stopper plate 62, and the other end of the plate 65 is attached to the upper end of a curved plate 66 fixed to the machine frame.

As shown in FIG. 5A, when the passbook 67 fed by the feed roll 60 and the pinch roll 61 stops when its tip, that is, the back part hits the stopper plate 62, the arm 63 is activated by a solenoid (not shown), etc. It is rotated counterclockwise about 68 as a fulcrum. At this time, the open part of the passbook is held in contact with the separator roll 69 (see Fig. 6A) provided coaxially with the pinch roll 61, so that the arm 63 rotates as shown in Fig. 5B. As the passbook moves, the flexible plate 65
At the same time, it is deflected along the curved plate 66. Furthermore, when the arm 63 rotates, the open part is released from the separator roll 69 by the repulsive force of the cover of the passbook and the paper of each page, and the separator roll 69 is released.
In contact with the plate 70, only the most resilient front cover is released from the separator plate 70 and is moved to the feed roll 7 as shown in FIG. 5C.
Touch 1. At this angle, the arm 63 stops rotating, and the pinch roll 7
2 is pressed against the feed roll 71 and grips the front cover, whereby the passbook is sent out in the direction of arrow D.

Note that instead of using the separator roll shown in FIG. 6A, it is also possible to use a grooved metal roll 73 as shown in FIG. 6B or a grooved plate 74 as shown in FIG. 6C. Furthermore, even if other pages are opened along with the cover, the separator plate 70 can be omitted by allowing the automatic page reading mechanism and automatic page turning mechanism described above to open a predetermined page. Of course it is possible.

[Brief explanation of the drawing]

FIG. 1 is a diagram showing an automatic cash dispensing machine that can implement the present invention, FIG. 2 is a block diagram of a mechanism for passbook processing in the automatic cash dispensing machine of FIG. 1, and FIGS. 3A and 3B are passbook processing machines. Side sectional view of hopper, No. 3C
The figure is a bottom view of the passbook hopper and shows the passbook feeding mechanism, Figures 4A to 4F are diagrams showing the automatic cover turning mechanism and its operation, and Figures 5A to 5C are another embodiment of the automatic cover turning mechanism. A diagram showing
6A to 6C are diagrams showing various embodiments of the separator section in FIG. 5A. 9...Passbook transport mechanism, 10...Magnetic label reading/writing mechanism, 11...Automatic page reading/print line detection mechanism, 12...Passbook printing mechanism, 13...Automatic page turning mechanism, 14...Passbook hopper , 15
...Automatic cover turning mechanism.

Claims (1)

[Scope of Claims] 1. A hopper that stacks and holds a plurality of new bankbooks in a closed state, a printing mechanism that prints the result of a cash transaction on the opened page of the bankbook, and a printing mechanism that prints the final print of the bankbook. A feeding mechanism that feeds out one of the new bankbooks from the hopper when up to the line has been printed, a cover turning mechanism that receives the fed out bankbook and turns over its cover, and a cover turning mechanism that feeds out one of the new bankbooks from the hopper when up to the line has been printed; and a discharge mechanism for discharging the new passbook to the customer's receiving slot after the print mechanism prints the next print after the last print line, and the cover turning mechanism rotates the back of the received passbook to the means for deflecting the passbook by pushing in a direction substantially perpendicular to the face of the passbook; engaging means for engaging the cover and page openings of the passbook; and a repulsive force generated in the passbook as the deflection of the passbook increases. A cash transaction with an automatic cover turning mechanism, characterized by comprising means for releasing only the cover from the engagement, and means for feeding the passbook with the cover released from the engagement means. Device.