JPS6124199B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a passbook printing device that can be used, for example, in an automated teller machine, such as an automatic teller machine, that has a function of handling passbooks.

In recent years, automatic transaction devices having the function of handling passbooks have been developed and put into practical use.

In this type of automated teller machine, when performing online processing, the contents to be printed on the passbook include not only printing the details of the transaction, but also printing unrecorded transactions before the relevant transaction, i.e., automatic transactions that cannot handle the passbook. Trading with trading devices (e.g.
It is also necessary to record the details of transactions such as transactions using magnetic cards issued to the account) and automatic transfers from the account.

By the way, in automatic transaction devices that can handle conventional passbooks, the passbook is used in conjunction with a magnetic card,
Information necessary for transactions, such as bank codes and account numbers, was read using the magnetic information on the magnetic cards.

However, in recent years, it has become possible to handle passbooks with magnetic media attached to part of the back cover of the passbook, that is, passbooks that have the same functions as traditional passbooks and also function as traditional magnetic cards. Automated transaction devices have been developed and are being put into practical use.

As a result, new and unexpected problems have arisen in conventional automatic transaction devices. In other words, when making entries in a passbook, if there are a large number of unrecorded transactions and there are few blank lines on the page of the passbook currently in use, only the blank lines currently in use in the passbook are recorded, and then the passbook is returned to the user once. After the user has changed the page to the next page, it is necessary to import the inserted passbook again and record the remaining entries.

By the way, with conventional automated teller machines that use both a passbook and a magnetic card, the transaction ends when the user returns the passbook and magnetic card, but with an automated teller machine that can handle passbooks with magnetic media attached, , the transaction ends when only the passbook is returned. Therefore, if the passbook is temporarily returned to the user in order to change the page of the passbook in the middle of the book entry as mentioned above, the user may misunderstand that the transaction has ended due to the return of the passbook, and the user may be unable to complete the book entry. Nevertheless, there is a risk that the operation of the automatic transaction device may be interrupted.

In this case, not only will it be impossible for the user who has interrupted the operation to make any remaining entries, but the next user will be able to import the passbook into the transaction device without knowing that the previous transaction is in progress. When a transaction is started, the automatic transaction device detects that a passbook other than the one being transacted has been imported, and becomes unable to transact, which also prevents the next user from trading. There is.

Several proposals have been made with the aim of eliminating these drawbacks. For example, in Japanese Patent Publication No. 53-8170, there is a method to memorize the last printed page when returning a passbook to the user to check whether the reinserted passbook has been correctly paged. A passbook printing device is disclosed. However, with this conventional method, although it is possible to check whether the reinserted passbook has been correctly paged, it is necessary to check whether the passbook has been correctly paged during the entry process. If the user misunderstands this as a signal to end the transaction when the transaction is returned and interrupts the operation even though the transaction is in progress, no effective measures can be taken.

The present invention has been made based on the above circumstances, and its purpose is to prevent passbooks from being returned until at least transaction information that can be stamped on the passbook has been printed, thereby preventing omissions in entries in the passbook. The present invention aims to provide an automatic transaction device that is capable of preventing the transaction of the next user and preventing the next user from interfering with the transaction.

Hereinafter, one embodiment of the present invention will be described based on the drawings. FIG. 1 shows an automatic deposit machine, and the horizontal surface of the operation panel 2 attached to the upper front of the automatic deposit machine 1 includes a deposit slot 3, an operation guide display section 4, an amount display section 5, a transaction key 6 such as a digital key, etc. Deposit confirmation keys 7, 8,
A return opening 10 and a bankbook entrance 11 are provided on the vertical surface.

Therefore, the housing 1 corresponding to the passbook entrance 11
A passbook printing device 12 equipped with a magnetic information reading/writing device as shown in FIG. 2, for example, is housed inside. This printing device 12 accepts a passbook inserted through the passbook entrance 11, transports it to a printing position, prints on it, and returns it from the passbook entrance 11, and is configured as follows. That is, when a passbook is inserted from the entrance 11 with a predetermined printed page open, the tip of the passbook is detected by the optical detector 13, and this detection signal is used to detect the roller pair 14,
15, etc., is driven, and this conveyance path 16 grips and takes in the passbook. A mark detector 17 is provided in the middle of the conveyance path 16. This detector 17 detects marks (described later) printed on the print page of the passbook being conveyed.
It optically detects, for example, a light source that reflects light onto the page surface and a light receiving element that receives the reflected light. In addition, the conveyance path 16
A reading/writing device 18 is provided above. This reading/writing device 18 reads and writes information to the magnetic stripe (described later) of the transferred passbook. , and a pressing plate 20 for pressing the magnetic stripe against the magnetic head 19.

A printing mechanism 21 is provided near the end of the conveyance path 16. This printing mechanism 21
The system stops the transported passbook at a predetermined printing position and prints predetermined information line by line.For example, the platen 22 and the platen 22
The printing head 24 is composed of a wire dot type printing head 24 which is disposed opposite to the printing head 23 and moves in the axial direction along a shaft 23.

A page turning device 25 for changing the pages of the bankbook is provided behind the printing mechanism 21. This page turning device 2
5 will be described later.

Note that 26 is an optical detector that detects the reference position for positioning the passbook on the reading/writing device 18 or the printing mechanism 21.

Figures 3a and 3b show a so-called magnetic passbook P used in the transaction device described above, in which a plurality of printed pages P3 are bound in a booklet form between the front cover P1 and the back cover P2. A plurality of lines of printing fields are printed on each printing surface of these printed pages P3. For example, a magnetic recording section, for example, a magnetic stripe 27 is pasted in the width direction at a predetermined portion of the back cover P2, and this magnetic stripe 27 includes account numbers, bank balances, printed information, etc. is written magnetically. Further, in the margin of each page P3, a predetermined mark, such as an optical bar mark 28 for each page, is printed in black.

Further, the operation guidance display section 4 displays messages one after another that instruct the user regarding operation guidance.

4 and 5 show details of the page turning device 25 described above.

The page turning device 25 is provided within a frame 29 fixed on the conveyance path 16.

That is, 30 is a shaft 31 inserted through the frame 29.
an arm pivoted to the shaft 31, which is connected to the arrow 34 shown in FIG.
It is possible to rotate within the range of .

That is, when the rotary solenoid 33 is energized, the arm 30 operates in the direction of pressing the bankbook P.
When the solenoid 33 is not energized, it is configured to return to the upper standby position by a return spring (not shown) built into the solenoid 33. The arms 30 are provided at both ends of a shaft 31, and a shaft 35a is inserted through the free end of the arm 30. Rollers 35b and 35c having a high coefficient of friction are fixed to the shaft 35a to constitute a page handling body 35.

Further, a pulley 36 is fixed to one end of the shaft 35a. A belt 39 is wound between this pulley 36, pulleys 38a and 38b fixed to a shaft 37 that covers the shaft 31, and a pulley 40 that is pivotally attached to a motor 41, and the driving force of the motor 41 is is transmitted to the page handling body 35, causing the page handling body 35 to rotate in the direction of the arrow 42 shown (FIG. 5). Further, a rod 43 is spanned over the arm 30, and a detection element 44 such as a micro switch is further fixed.

On the other hand, 45 is a page pusher configured to be able to move forward and backward with respect to the frame 29 in a direction perpendicular to the passbook transport direction by means of a plunger solenoid 47 and a return spring 48 via a lever 46, and its tip has an acute angle. It has a protruding shape.

That is, when the solenoid 47 is energized, the page pusher 45 protrudes to press down the page P3 of the passbook P, and when the solenoid 47 is deenergized, the frame 29 is pushed by the spring 48.
This means exiting outside.

Note that 49 and 50 are guide plates that regulate the conveyance of the bankbook P, and 51 is a pressing body that presses the bankbook P against the page handling body 35.

Next, FIG. 6 shows a configuration block in an embodiment of the present invention, in which a plurality of automatic teller machines 1 are connected to a terminal controller 52. As shown in FIG. This terminal controller 52 is connected to a remote center system 55 via a modem (modulator/demodulator) 53 and a communication line 54. Deposit machine 1 has
A communication control unit 56 that controls communication regarding receiving and receiving information between this and the center system 55, a mechanism control unit 57 that controls various internal mechanisms, a storage unit 58 that stores data transmitted from the center system 55, etc. It further includes a journal printing device 59 for recording transactions, a deposit unit 60 for processing received deposits, and the like.

On the other hand, the center system 55 includes an aggregate model 61 that also communicates with other transaction devices, and an input/output control unit 6 that controls the reception of information inside and outside the system.
2. External storage unit (ledger file) that stores, reads, and writes customer transaction information for each account number 6
3 and a central processing section 64 that controls them.

Next, the operating procedure and operation of the above embodiment will be explained. First, the user opens the latest page of the passbook P of the account in which he or she wishes to make a deposit, and then inserts it into the passbook entrance 11 of the automatic deposit machine 1. On the magnetic stripe 27 of the bankbook P, an account number, the number of lines to be printed next on the bankbook P, etc. are recorded as magnetic information.

When the bankbook P is inserted through the bankbook entrance 11, the automatic deposit machine 1 reads the magnetic information from the magnetic stripe 27 attached to the bankbook P using the built-in reading/writing device 18, and confirms the account number, print line, etc. .

That is, when the bankbook P is inserted into the bankbook entrance 11, the detector 13 detects the tip thereof, and the pair of rollers 14 and 15 are activated by this detection signal to take in and convey the bankbook P. However, this bankbook P to be transported
When the mark 28 printed on the printed page P3 is detected by the detector 26, the roller pair 14, 15 is stopped by this detection signal.

That is, the passbook P is stopped at the point where the mark 28 is detected. This stop position is the reading position of the passbook P with respect to the magnetic stripe 27, and here the mark detection signal is detected by the reading/writing device 18.
Read and operate. That is, when the detector 26 detects the mark 28, the conveyance of the bankbook P is temporarily stopped, and then the magnetic stripe 27 is pressed against the magnetic head 19 by the pressing plate 20, and the magnetic head 19 is scanned. , each predetermined magnetic information is read from the magnetic stripe 27.

Note that if the reading information is not obtained from the reading/writing device 18 at this time, since the detector 26 detects the mark 28 at this time, it can be easily determined that this is due to a failure of the reading/writing device 18, for example. .

On the other hand, if the detector 26 does not detect the mark 28 within a predetermined time (for example, after the detector 13 detects the leading edge of the passbook P), the roller pair 1
By rotating the media 4 and 15 in the opposite direction to the direction in which they were taken in, the inserted medium is discharged (returned) to the passbook entrance 11. In other words, if the passbook P is inserted in the opposite direction or upside down, or if a foreign object other than the passbook is inserted, the detector 26 will not detect the detector 1.
Since the mark 28 is not detected even after a predetermined period of time has elapsed after No. 3 detects the inserted media, in this case, the inserted media are ejected.

Here, it is assumed that the passbook P is printed up to the 20th line of the second page.

Therefore, the passbook P is further transported along the transport path 16 by the pair of rollers 14 and 15. At this time, the mark 28 is read by the detector 17, and the last printed line is also detected. Thus, the bankbook P is transported until the next printing line (line 21 of the second page) is at the position of the printing mechanism 21. That is, magnetic stripe 2
The mechanism control unit 57 compares the data read from the detector 7 with the output data of the detector 17. If they match, the passbook P stops at that position, and if not, the passbook P stops in the same way as above. It is discharged to the passbook entrance 11.

Now, when the passbook P is accepted as a regular one, the lid of the deposit slot 3 is opened, and the user inserts the banknotes to be deposited into the opened deposit slot 3 all at once, and then closes the lid of the deposit slot 3. As a result of this operation, the deposit unit 60 built into the automatic teller machine 1 starts operating, takes out banknotes one by one, and supplies them to a detection device (not shown). Then, the denomination and authenticity of the banknotes are determined, and the total amount is displayed on the amount display section 5, as well as the denomination and authenticity.
Banknotes that are illegible during authentication are returned to the return port 10.
and returned to the user. At this time, the user simultaneously inputs information necessary for the transaction, such as the deposit amount, using the transaction key 6.

Now, if the amount displayed on the amount display section 5 matches the deposited amount, the user can press the deposit confirmation key 7.
is pressed, and if they do not match, the deposit confirmation key 8 is pressed to request return of the banknote.

When the user presses the deposit confirmation key 7, the automatic deposit machine 1 advances the transaction to the next step. That is,
It is connected to the automatic teller machine 1 by a communication line 54, and communicates with a center system 55 that centrally manages terminal devices such as other automatic teller machines, and updates the ledger file 63 of the center system 55 and converts the ledger to a passbook. The bookkeeping is automatically performed by the printing mechanism 21 of the automatic deposit machine 1.

In the ledger file 63 of the center system 55,
Before the user uses the automatic deposit machine 1, if the user uses an automatic dispensing machine that does not have a bookkeeping function for the bankbook P, or if the user makes an automatic transfer from the user's account to another account, the bankbook P still remains. Transaction details such as transactions that have not been recorded are stored, and these unrecorded transactions are also recorded along with the current deposit transaction.

That is, the received amount and the information read from the passbook P are sent to the communication control unit 56 and the terminal controller 5.
2. Send to center system 55 via model 53 and communication line 54. The center system 55 stores the corresponding account in the ledger file 6 based on the received information.
3 and compares it with the received information based on the bankbook entry status and the transaction status in that account.

Then, the ledger file 63 is updated and the printed information is transmitted to the deposit machine 1 in the same manner as above. This printing information is stored in the terminal controller 52 for each predetermined line, and based on this, the printing mechanism 21 prints one line at a time.

When printing is completed, the passbook P is sent out of the transport path 16 by the transport path 16. That is, roller pair 1
4 and 15 rotate in the opposite direction to that at the time of taking in when the printing is completed, so that the passbook P sent out from the printing mechanism 21 is conveyed in the ejection direction, and then the detector 26 detects the mark 28 again. Then, it stops in the same way as above. This stop position is the same as the read position, but in this case it is a write position for the magnetic stripe 27, where the read/write device 18 is caused to perform a write operation based on the mark detection signal.

That is, the magnetic strip 27 is pressed against the magnetic head 19 by the pressing plate 20, and the magnetic strip 27 is pressed against the magnetic head 19.
The latest information is written on the magnetic stripe 27 by moving the magnetic stripe 9. When this writing operation is completed, the pair of rollers 14 and 15 performs the discharge operation again, and the passbook P is discharged to the entrance 11 thereof. This completes all operations.

By the way, when the automatic deposit machine 1 records in the passbook P, if there are many unrecorded transactions and there are not enough entry fields on the page where the current transaction is entered, for example, there are 24 rows of entry fields in the page shown in Figure 3b. If lines 1 to 20 have already been printed, and this time we will start recording from line 21, and 6 lines are required to record unrecorded transactions, automatic deposit machine 1 will Transactions for the 21st to 24th lines of the inserted passbook P, that is, 4 lines of unrecorded transactions, are recorded.
The remaining two lines of print data are stored in the storage section 58. However, Laura vs. 1
4 and 15 are further driven to send the passbook P to the page turning device 25.

This page turning device 25 operates the printed page P3 of the bankbook P, and its operation will be explained below with reference to FIG.

That is, the bankbook P is fed into the page turning device 25 and stopped in the state shown in FIG. 7a. This stop position is determined by the distance from the detector 26, and can be easily determined by the number of driving pulses if, for example, the entire transport path 16 is driven by a pulse motor.

When the bankbook P is stopped, the rotary solenoid 33 is energized and the arm 30 is rotated downward. Therefore, the passbook P is held between the rollers 35b, 35c and the pressing body 51. By operating the motor 41 while maintaining the energized state of the rotary solenoid 33, the rollers 35b and 35c are rotated in the direction of the arrow 42.
Page P in contact with rollers 35b and 35c of passbook P
3 is raised as shown in Figure 7b. Then, page P3 of this passed bankbook P is the detection element 4.
4, the signal from the detection element 44 stops the operation of the motor 41 and energizes the plunger solenoid 47. Therefore, the page pressing body 45 protrudes and presses the bankbook P from above the page next to the fed out page.

Thus, the rotary solenoid 33 is de-energized while the plunger solenoid 47 remains energized. Therefore, the arm 30 rotates upward and the seventh
It will be in the state shown in Figure c. Next, by driving the roller pair 14, 15 in the ejection direction of the passbook P in this state, the page P3 of the passbook P is turned up.
is discharged from the page-turning device 25 while being completely turned by the action of the page pusher 45 (FIG. 7d).

Thus, the passbook P is transported until its rear end is detected by the detector 26, and stops at that position. At the same time, the plunger solenoid 47 is deenergized, and the page turning device 25 returns to its initial state.

Next, the passbook P is sent to the printing mechanism 21 again by the pair of rollers 14 and 15. During this time, the mark detector 17 reads the mark 28 and detects the last printed line. In this case, the third page of the passbook P is opened, so the mark 28 is 3.
It must have the book bar mark and the last printed line must be "0". These conditions are determined by the mechanism control section 57. When the determination in the mechanism control section 57 is completed, the remaining print data stored in the storage section 58 is printed.

Note that at this time, if the bankbook P is not turned over correctly, the above-mentioned page turning operation is repeated. However, if the page is not turned correctly even after repeating the page turning a predetermined number of times, the mechanism control section 57 stops these operations and notifies the staff to that effect.

Now, when the printing after page turning is completed, the reading/writing device 18 updates the data such as the final printed page and line on the magnetic stripe 27, and then the passbook P is ejected to the passbook entrance 11. .

The transaction is then completed, and the user can take out the bankbook P from the bankbook entrance 11.

In the above embodiments, the present invention is applied to an automatic teller machine, but it can also be applied to an automatic transaction device having a bookkeeping function such as an automatic teller machine or an automatic bookkeeping machine.

As explained above, in an automatic transaction device having the function of handling passbooks, when there is print information that has not been recorded in the passbook and a page break of the passbook is required to print this information, the present invention automatically updates the passbook. A page break is performed, and the bankbook is not ejected until printing of at least the print data that can be recorded in the bankbook is completed.

Therefore, there is no need to instruct the user to change the page of the passbook and re-insert it, and the passbook that is temporarily returned due to the page change of the passbook during printing has finished printing on the passbook. I misunderstood,
It is possible to prevent the user from ending the operation in the middle of the transaction, and it is possible to smoothly complete the transaction for the user who needs to change the page and reinsert the passbook, and also to make it easier for the next user to complete the transaction. This can prevent interference with transactions.

Furthermore, since a page turning device and a mark detector are provided before and after the printing mechanism, the processing time for bankbooks that do not require page breaks can be significantly shortened. Furthermore, since the opened page, printed line, etc. of the bankbook whose pages have been changed by the page-turning device are checked, printing can be performed reliably without printing on the wrong page.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, in which Fig. 1 is a perspective view, Fig. 2 is a schematic side view of the main parts, Fig. 3 a and b are perspective views of a bankbook of the same example, and Fig. 4 is a perspective view of the same example. A plan view of the main parts of the same example, FIG. 5 is a schematic side view of the main parts of the same example,
FIG. 6 is a block diagram showing the configuration of the same example, and FIGS. 7a, b, c, and d are explanatory diagrams of the operation of the same example. 12... Passbook printing device, 16... Conveyance path, 17... Mark detector, 18... Reading/writing device, 21... Printing mechanism, 25... Page turning device, 28... Mark, P... Passbook,
P3...Print page.

Claims (1)

[Claims] 1 A device for printing on a passbook that has a plurality of printed pages and each printed page has a code indicating the page number, and has a passbook insertion slot for accepting the passbook and a passbook insertion slot provided on the back side of this passbook insertion slot. A detector for detecting the code of the passbook, a printing section provided at the back of the detector for printing transaction details on the passbook, and a page break means for changing the pages of the passbook provided at the back of the printing section. A passbook printing device characterized by comprising: