JPS6259838B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a teller deposit device installed at a teller counter of a bank or the like to reliably perform money deposit handling operations.

(Prior art) At counters in banks and other institutions, tellers, or tellers, exchange cash, bankbooks, slips, etc. with customers, but when receiving or paying cash, they must carefully check to ensure that there are no mistakes in counting. In addition, since each teller is responsible for storing cash, the psychological or mental burden on such tellers is considerable. Recently, withdrawal devices and deposit devices have been proposed to lighten the burden on such tellers.

The deposit device is usually installed next to the teller and is electrically connected to the teller's machine that stores transaction data for deposits at the teller. Then, the teller enters the deposit amount and denomination into the teller's machine while looking at the deposit slip, loads the received cash all at once into the deposit slot of the deposit device, and when the deposit device starts, the cash is conveyed one by one. , identified and counted and held in a first security deposit. On the condition that the counted amount matches the amount entered into the teller's machine, the temporarily held cash is taken in and stored in the safe of the deposit device in response to a take-in command. In addition, if there is a discrepancy, we will notify the customer, and if the customer requests a refund, we will take out the temporarily held cash (not yet stored in the safe) from the deposit machine and send it to the customer along with the slip, etc. I am planning to return it to. The safe of the deposit device is locked, and the teller cannot freely take out or take out the cash inside.

(Problems with conventional technology) There is no problem if the depositing customer has little cash, but
If you bring in more cash at once than the capacity of the temporary storage section, the following problems will occur. In other words, the temporary storage capacity is preset to, for example, 200 bills, so if you start with 300 bills placed in the deposit slot, it will stop at 200 bills. In this case, if the data for 300 coins is placed in the teller's machine, it will not match the count by the deposit device, making it impossible to store cash in the safe of the deposit device. Therefore, a transaction
If you handle 300 banknotes separately in two transactions, 200 banknotes and 100 banknotes, once the transaction stops at 200 banknotes, enter the relevant data into the teller's machine and issue a command to retrieve it, and the transaction will be temporarily suspended. Take the remaining 200 pieces of cash into the safe and store them, then take the remaining 100 pieces of cash into the safe.
They will be counted and temporarily put on hold.

However, if, for example, only 99 banknotes were counted when the remaining banknotes were counted and temporarily held, it turns out that the total number of banknotes is only 299 and the customer requests a refund, the bank will be locked. Since the teller does not have the key to the safe, he is unable to take out the 200 pieces of cash that have already been stored in the safe, so he calls the bank employee who owns the key to unlock it. It becomes very troublesome. Furthermore, in order to avoid such a situation, it is necessary to install a money counting machine separately from this teller deposit device, which greatly increases costs.

(Technical issue) The purpose is to reduce the labor involved in the troublesome deposit processing described above without installing a separate money counting machine when it is necessary to process coins that exceed the capacity of the temporary storage section of a teller deposit device. It is something.

(Means for Solving the Problems) The present invention includes a number inputting means for inputting the denomination and amount of money received from a depositing customer, and a conveyance means for transporting the money placed in a depositing slot. , an identification counting means for identifying and counting the coins during transportation; a temporary holding unit for temporarily holding the identified and counted coins; The present invention relates to an over-the-counter deposit device comprising a receiving and storing means for taking in and storing the temporarily reserved money in a safe, and a return means for returning the temporarily reserved money based on a return instruction,
The above object of the present invention is to provide a counting mode specifying means for selecting and specifying a counting mode in which the teller deposit device is used as a money counting machine without taking any money into the safe; an addition mode designation means for selecting and designating an addition mode in which the temporarily reserved money is taken into the safe and stored in the safe regardless of whether it matches or does not match the counted value of the stored money; and the counting mode designation means. When a counting mode is designated by the means, cumulatively totaling without clearing the counted value when returning the currency that has been transported by the transporting means, identified and counted by the identification and counting means, and temporarily held based on a return instruction. At the same time, when the addition mode is designated by the addition mode designation means, the money transported by the transport means, identified and counted by the identification and counting means, and temporarily reserved is calculated based on the counted value of the temporarily reserved coins and the stored money. and a control means for causing the receiving and storing means to take and store the number into the safe based on the taking command, regardless of whether the number is coincident with the value entered by the number input means or not, so that the capacity of the temporary storage section is exceeded. When processing money, this is achieved by dividing the money in the counting mode and sequentially counting and cumulating all the money, and then sequentially taking in and storing the money in the addition mode and processing it as one transaction. .

(Operation of the invention) Counting mode designation means and addition mode designation means are provided in the teller deposit device, so that when processing currency exceeding the capacity of the temporary holding section, it is counted in the counting mode and then sequentially stored in the addition mode. ing.

(Embodiments of the Invention) A specific example of the configuration when using a teller's machine will be described with reference to FIGS. 1 to 3.

The deposit device 100 is electrically connected to the teller's machine 200, and at the upper front of the deposit device 100 is a bill placement stand (deposit port) for placing bills.
101 is provided, and a bill detector 102 consisting of a light emitting/receiving element detects whether or not a bill NT is placed on the bill mounting table 101. Further, a return unit 103 for holding returned banknotes is provided at the bottom of the banknote placement table 101, and the returned banknote NT3 can be retrieved by inserting a hand from the front. The presence or absence of the banknote NT3 is detected by the banknote detector 104. Furthermore, a removable safe 105 can be inserted into the lower part of the return section 103, and return buttons 10 are provided at the top of both sides of the deposit device 100 so that tellers on both sides can operate them.
6, 107 and start buttons 108, 109 are provided in parallel. And the deposit device 10
0 has a clear button 110 for clearing the entire device, a counting mode button 111 as a counting mode designation means for using the depositing device 100 as a banknote counting machine, and a button for performing banknote loading processing, etc. Addition mode buttons 112 serving as addition mode designation means are arranged in a built-in manner, and an openable/closeable lid 113 is attached to the top surface of the buttons 112 to prevent them from being operated at all times. In addition, a shutter 114 for a teller to take banknotes NT1 stored in a temporary storage section 115 is attached to the top surface of the deposit device 100 so that the shutter 114 can be opened and closed, and the presence or absence of banknotes NT1 is detected by a banknote detector 116. It's getting old. A banknote identification and counting device 116 as a recognition and counting means for detecting the denomination and number of banknotes is disposed on the banknote conveyance path, and at the subsequent stage there is a path for switching between the holding path R1 and the return path R2. A switching means 117 is provided. The safe 105 has a safe drawer prevention mechanism 1 for preventing the safe from being pulled out after insertion.
A shutter mechanism 119 is provided on the top surface of the safe 105 for storing banknotes NT2 in the safe. It is designed to be detected by an empty detector 120.

The circuit configuration of the deposit device 100 is as shown in FIG. 3, and includes a control circuit (for example, a microcomputer system) 130 that performs overall control;
The control circuit 130 is configured to drive a banknote transport mechanism 150 as a transport means for transporting banknotes.

On the other hand, the teller's machine 200 is equipped with various keys 201 (including a "payment" key, "import" key, "refund" key, etc.) on the operation panel surface, and the front surface is equipped with various keys such as denomination, amount, etc. Display device 2 that displays
02 is provided. This key 201 constitutes a numerical input means for inputting the denomination amount.
In addition, a printing device 203 for printing necessary information on a journal or the like is provided on the upper end surface.
The internal configuration is as shown in FIG.
4 and a storage device 205, and the arithmetic control circuit 204 is interconnected with the control circuit 130 of the deposit device 100. The arithmetic control circuit 204 and the control circuit 130 constitute a control means, and the teller's machine 200 and the depositing device 100
This constitutes a counter deposit device.

In such a configuration, the safe 105 of the deposit device 100 has an opening in a part of its upper surface, which is closed by a shutter mechanism 119, and is normally locked. When this safe 105 is inserted into the deposit device 100 first thing in the morning, for example, a shutter mechanism 119 provided on a part of the top surface is opened by a known mechanism, and a withdrawal prevention mechanism 118 is activated to prevent the safe 105 from being pulled out. It takes a lock. By opening the shutter mechanism 119, the banknotes can be stored in the safe through the opening, but first, the empty banknote detector 120 checks whether the banknotes are already stored in the safe. In this case, the empty banknote detector 120 outputs the empty detection signal ES to the control circuit 130. This empty detection signal ES brings the deposit device 100 into an operable state. If the empty detection signal ES is not obtained when inserting the safe 105, it is determined that a safe in which banknotes are already stored has been inserted by mistake,
The operation of the deposit device 100 is disabled. in this case,
An alarm such as a buzzer may be output. Next, an example of a deposit operation will be explained.

Typically, when a teller receives cash (in this case banknotes), slip, or passbook from a customer who is about to make a deposit,
The teller places the banknote NT on the banknote placement stand 101 of the deposit device 100 and presses the start button 108 or 109.
At the same time, the user looks at the slip and enters the deposit amount and denomination into the teller's machine 200 using the key 201. In addition, the above start button 108 or 109
The conveying mechanism 150 is driven by the pressure, and the banknotes NT on the banknote mounting table 101 are taken in and conveyed one by one. The banknotes NT are then identified by the banknote identification and counting device 116 for denomination, authenticity, etc., and only genuine banknotes are counted.The banknotes NT are conveyed to the storage path R1 by the path switching means 117 and stored in the temporary storage section 115. . Here, the banknote NT3 identified as a counterfeit banknote is guided and conveyed to the return section 103 through the return path R2 by the operation of the path switching means 117. When all the banknotes NT on the mounting table 101 are conveyed in this manner, the banknote detector 102 detects this and stops the conveyance mechanism 150. In addition, the number of bills of each denomination detected and counted by the bill identification and counting device 116 is transmitted from the control circuit 130 to the arithmetic control circuit 204 of the teller's machine 200, including the total amount deposited and counted as an amount value to the display device 202. Is displayed. At this time, if the amount matches the amount entered in advance in the teller's machine 200, the deposit data is transferred to the storage device 2 by pressing the "import" key of the teller's machine 200.
05 is stored as a cumulative value by denomination, and
The banknotes NT1 that have been temporarily held are taken into the safe 105 by the drive of the take-in section (conveyance mechanism 150), and arranged and stored by a storage mechanism separately provided inside the safe. This intake section and storage mechanism constitute a capture storage means. Therefore, if the teller's machine 200 is online, printing on the passbook is performed by this machine, and if it is offline, printing is performed by another machine behind the counter. In addition, safe 105
The denomination data of the banknotes NT2 stored in the banknotes NT2 is also stored in the storage device 140 of the deposit device 100.

By the way, the amount counted by the deposit device 100 and
If the amount entered in the teller's machine 200 does not match, no operation will occur even if the "import" key is pressed. There are two possible reasons for the discrepancy. One is that the banknotes handed out by the customer are mixed with heavily soiled banknotes, and the identification and counting device 116 of the deposit device 100 determines that these are counterfeit banknotes. The other case is due to a misunderstanding on the part of the customer, that is, when the amount written on the invoice and the amount given to the teller did not match, but they thought they did. In the former case, the bills identified as counterfeit bills are returned to the return unit 103 without being counted, and the bill detector 103 of the return unit 103 detects this and notifies the teller. Teller is this banknote
Take out the NT3, visually check it, and if it is determined to be a genuine note, input the number to teller's machine 200, and if the total value of the amount and the counted amount matches the amount entered at the beginning, As described above, the banknotes are stored and the data is stored by pressing the ``take in'' key.
However, the soiled banknotes cannot be stored in the safe 105 of the deposit device 100, and are stored separately in the same way as checks, etc., and the data regarding these banknotes is different from the data on the banknotes stored in the safe 105. The information is stored separately in the storage device 140. Also,
If there is no banknote in the return unit 103 and a match cannot be made, it is due to a misunderstanding on the part of the customer, so the teller will inform the customer, and if the customer is satisfied, have the customer rewrite the bill and re-enter the amount. After checking the match, use the "Import" key to store the data. If the customer is not satisfied, the customer presses the return button 106 or 107 on the deposit device 100, which activates the return drive system as a return means, opens the shutter 114 of the deposit device 100, and causes the temporary holding section 115 to open. The top half of the banknote NT1 that had been held in the bank will be automatically ejected, and the teller will manually pick it up and return it to the customer along with the slip and passbook.
In this case, the input data will be cleared. Note that the shutter 114 is configured to be closed when the banknote detector 116 detects that the banknote NT1 is removed.

Next, a case where a depositor deposits a large amount of banknotes will be explained.

First, when using the deposit device 100 as a simple counting machine, the lid 113 on the top surface of the deposit device 100 is
, and press the counting mode button 111. In this counting mode, you can import data and
05, but the counting results are cumulatively displayed on the display device 202 of the teller's machine 200.

After pressing the counting mode button 111, the large amount of banknotes received from the customer is divided into several parts, one of them is placed on the placing table 101 of the deposit device 100, and the start button 108 or 109 is pressed. The banknotes are driven and transported one by one, identified and counted by an identification and counting device 116, and stored in a temporary storage section 115. and,
When all the banknotes NT on the mounting table 101 are transported, the banknote detector 102 detects this, stops the transport mechanism 150, and displays the counting result on the display device 202 of the teller's machine 200. However, the banknotes NT placed on the mounting table 101 are
If the number exceeds a predetermined quantity limited from the capacity of 5, for example 200 sheets, the identification counting device 116 is used.
When the banknotes count 200, the transport mechanism 150 is stopped and no more banknotes are transported. however,
In this case as well, the counting results are displayed on the display device 202 of the teller's machine 200. Next, when the teller presses the return button 106 or 107, the return section operates, the shutter 114 is opened, and the temporary holding section 11
Only the upper half of the banknote NT1 held in banknote NT1 is automatically ejected, and when the teller is pulled out, the banknote NT1 is
14 will be closed. At this time, if there are banknotes on the mounting table 101, the counting starts automatically, but if there are no banknotes, the teller places one of the remaining divided banknotes on the holding table 101 again, presses the start button 108 or 109, and starts counting. repeat. In this case as well, the cumulative value is displayed on the display device 202 of the teller's machine 200.

When all the banknotes received from the customer have been counted in this way, the teller compares the amount on the display device 202 and the slip, and if they do not match, informs the customer to that effect, and the customer requests a refund. If so, please return the banknotes along with your passbook and slip. After this, when the teller presses the clear button 110, the display is cleared, the counting mode is also canceled, and one operation is completed.
Further, if the displayed amount matches the slip, the teller presses the addition mode button 112 of the deposit device 100 in order to deposit the money into the safe 105.
Set the device to the addition mode and place the banknotes on the mounting table 101 again.
1 and press the start button 108 or 109. And the Terror's Machine 200 has a key 20
Enter the amount of the invoice in step 1. Note that the display of the counting result is cleared when the addition mode is designated, and the counted value of the current banknote transport is redisplayed. However, when the banknotes on the mounting table 101 run out or the banknotes in the temporary storage section 115 become full (here, 200
When counting bills), the conveyance mechanism 150 is stopped, and when the teller presses the "take in" key of the teller's machine 200, the take-in section is operated, and the bills are stored and arranged in the safe 105. Note that at this point, the entered amount and the counted amount do not match, but since the mode is addition, it is possible to import the amount into the safe 105. After that, if there are any banknotes left on the mounting table 101, automatic start will occur; if there are no banknotes left, place the next banknote on the mounting table 101 and press the start button 108 or 109, and the same procedure as described above will be carried out, identified, and counted again. and will be temporarily put on hold. Thereafter, the storage operation is repeated in the same manner, and when the last bill is conveyed and the conveyance mechanism 150 is stopped, the cumulative value on the display device 202 matches the input amount. Then, by pressing the "take in" key, the last banknotes of the current transaction are stored and arranged. At this point, the display is cleared, the deposit data is added to the previous data and stored in a predetermined area of the storage device 140, and the addition mode of the deposit device 100 is automatically canceled to complete one transaction.

Finally, the case where the safe 105 of the deposit device 100 is collected will be described. This collection occurs when the safe is full of banknotes, or when the bank performs a check on cash and data during business hours. Therefore, a separate detector is used to detect whether the safe 105 is full, and the teller is notified through an alarm, display, or the like. In addition,
Since it would be a problem if the banknotes become full in the middle of storing a large amount of banknotes, it would be good to be able to notify in advance when a suitable amount has been stored. In any of the above cases, the teller presses the "return" key on the teller's machine 200. As a result, the deposit device 100
A lock release signal RL is output from the control circuit 130 to the withdrawal prevention mechanism 118, and the safe 105 is partially pushed out by a spring or the like, allowing the teller to pull out the safe 105. At this time, the shutter mechanism 119 of the safe 105 is closed and the opening is closed, so the teller cannot touch the banknotes NT2 in the safe. Further, by pressing the "Return" key, the cumulative value stored in a predetermined area of the storage device 140 is moved to another area, and subsequent deposit data is not added to this cumulative value.
In addition, in the off-line teller's machine, this cumulative value is printed in a journal using the printing device 203, this journal is pasted on the safe 105, and the teller or the bank employee at the bank carries the safe 105 back to the bank and creates a new empty safe. Receive it and insert it into the deposit device 100. At this time, as described above, it is detected whether the safe is empty or not, and the deposit device 100 becomes operational only when the safe is empty. In addition, the online teller's machine does not print the journal and only transports the safe 105 back to its original location. Then, at the bank, the lid of the safe is opened with a key, and the banknotes of various denominations are taken out and set in a banknote sorting machine, etc., and the banknotes are sorted by denomination and bundled, for example, every 100 sheets. Data from this banknote sorter and journal (if offline) or CRT display (if online)
A bank employee compares the data and confirms that the data matches the cash. In addition, in the above-mentioned embodiment, an example was explained in which the depositing device is connected to the teller's machine, but in some cases, it may be possible to use the depositing device alone, and in that case, the display device, journal printer, and All you need to do is add a "money" key and a "take in" key to the deposit device. In addition, although we made it possible to pull out the safe using the "return" key, it is also possible to automatically close the data by using the key to pull out the safe. Various types of containers, pull-out prevention mechanisms, etc. can be applied, and should not be limited to the embodiments.
Furthermore, although the description has been made regarding a bill depositing device, the present invention is also applicable to a coin depositing device.

(Effects of the Invention) By providing the counting mode specifying means and the addition mode specifying means in the depositing device, it is possible to process currency exceeding the capacity of the temporary storage section very easily.

[Brief explanation of the drawing]

Fig. 1 is an external view of a deposit device and teller's machine showing an embodiment of the present invention, Fig. 2 is a schematic internal mechanism diagram of the deposit device, and Fig. 3 is a schematic circuit configuration of the deposit device and teller's machine. FIG. 100... Deposit device, 101... Bill placement stand (deposit slot), 102, 104, 116... Bill detector, 103... Return section, 105... Safe, 10
6,107...Return button, 108,109...
Start button, 110... Clear button, 11
1... Counting mode button, 112... Addition mode button, 113... Lid, 114... Shutter, 1
15...Temporary storage unit, 116...Banknote identification and counting device, 117...Passage switching means, 118...Drawer blocking mechanism, 119...Shutter mechanism, 120...Banknote empty detector, 130...Control circuit, 140 . . . Storage device, 150 . . . Banknote transport mechanism, 200 . . . Teller's machine, 201 .

Claims (1)

[Claims] 1. A numerical input means for inputting the denomination and amount of coins received from a depositing customer, a conveying means for conveying the coins placed in the deposit slot, and an identification counter for identifying and counting the coins during conveyance. means, a temporary holding unit for temporarily holding the identified and counted coins, and taking the temporarily held money into the safe based on a taking command on the condition that the counting result and the set value match. In an over-the-counter deposit device, which is equipped with a take-in and storage means for storing the money, and a return means for returning the temporarily held money based on a return instruction, the over-the-counter deposit device is equipped with a take-in storage means for storing the money, and a return means for returning the temporarily held money based on a return instruction. Counting mode designation means for selecting and specifying a counting mode to be used as a counting machine; and a counting mode specifying means for selecting and specifying a counting mode to be used as a counting machine; addition mode designation means for selecting and designating an addition mode to be taken in and stored in the safe; and when a counting mode is designated by the counting mode designation means, the counting mode is conveyed by the conveyance means and identified and counted by the identification counting means. When the temporarily reserved money is returned based on a return instruction, the counted value is accumulated without being cleared, and when the addition mode is designated by the addition mode designation means, the money is transported by the transport means, and the The currency that has been identified and counted by the identification counting means and temporarily reserved is processed based on the retrieval command, regardless of whether the counted value of the temporarily reserved currency and the value entered by the number inputting means match or do not match. and control means for receiving and storing money in a safe by the taking and storing means, and when processing money exceeding the capacity of the temporary holding section, after dividing the money in the counting mode and sequentially counting and summing all the money. . A teller deposit device, characterized in that the money is sequentially taken in and stored in the addition mode and processed as one transaction.