JPS6315637B2 - - Google Patents

Description

[Detailed description of the invention]

The present invention relates to, for example, a currency transaction information processing device in an online currency transaction information processing system of a financial institution. Generally, the biggest feature of online currency transaction information processing systems in financial institutions such as banks is that all transaction information is stored and managed in a central processing unit.
As a result, online transactions that used to be based on a passbook will now be possible without the use of a passbook, making it possible to make automatic cash payments and automatic withdrawals for utility bills using just a magnetic card. These transaction information are stored in the ledger file of the central processing unit as non-book transaction information, and when the user brings their passbook, the passbook printing device prints out the non-book transaction information, so-called appendix printing. ing. By the way, in the conventional system, if two types of accounts, for example, ordinary deposit and reserve deposit, are set in the same passbook, it is not possible to print out the non-book transaction information for both accounts in the same process. Can not.
Therefore, by communicating with the central processing unit twice for ordinary deposits and savings deposits,
It is necessary to print additional information for both accounts. For this reason, not only is it time-consuming, but even if, for example, one account has been printed with an attachment, the next attachment information (non-book transaction information) is requested from the central processing unit at a later date.
There is also a loss in the use of the communication line, such as when a message is returned saying that there is no additional information. In addition, conventionally, there has been a system in which the central processing unit sends back information such as information about fixed deposits such as "Maturity is coming" from the central processing unit when a savings account is transacted, but this is just "secondary information". , sending that information did not complete the processing of the transaction. The present invention has been made in view of the above circumstances, and its purpose is to print out blank transaction information for multiple accounts in the same booklet in the same process. The purpose is to provide a currency transaction information processing device that can process currency transactions. An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows the bankbook according to the present invention in an open state, and a plurality of pages 3 are bound in a booklet form between the front cover 1 and the back cover 2. A plurality of lines (for example, 16 lines) of printing fields 4 are printed on the printing surface, and transaction information for one transaction can be printed on each line. Further, a magnetic recording section such as a magnetic stripe 5 is attached to a predetermined portion of the surface of the back cover 2, and magnetic information such as an account number corresponding to the passbook is recorded on the magnetic stripe 5. Furthermore, each page 3
For example, a barcode mark 6 identifying each page is printed and displayed in black at a predetermined portion of the margin. This barcode mark 6 is composed of a number of bars corresponding to the number of pages, such as one bar on the first page and two bars on the second page. Therefore, the account number system of the passbook configured as described above is set as shown in the table below, for example. That is, for example, each page 3 of the ordinary deposit page is made up of one to four bars with the barcode mark 6, and the page of savings account is made up of five to six bars with the barcode mark 6. Each page is numbered 3. The account number is the account number read from the magnetic stripe 5 (for example,
123456), ordinary deposits are identified by the suffix ``A'' and savings deposits are identified by ``B''.

[Table] Figure 2 schematically shows the configuration of an online currency transaction information processing system according to the present invention, in which a central processing unit has a ledger file 7 that stores transaction information for each account, which serves as a ledger for each account. 8. The bankbook printing device 10 prints non-book transaction information on a bankbook by communicating with the central processing unit 8 online via a communication line 9. The bankbook printing device 10 is configured as follows, for example. That is, 11 is a bankbook insertion slot, into which the bankbook P shown in FIG. 1 described above is inserted with a predetermined page open. A reciprocating conveyance path 13 consisting of a plurality of conveyance rollers 12, 12, . Further, a detector 15 is provided between the passbook insertion slot 11 and the starting end of the conveyance path 13 to optically detect the inserted passbook P. Along the conveyance path 13, a magnetic reading unit 16 reads magnetic information from the magnetic stripe 5 of the bankbook P, a mark reading unit 17 optically reads the barcode mark 6 from the bankbook P, and a mark reading unit 17 that optically reads the barcode mark 6 from the bankbook P has already been printed on the printing surface of the bankbook P. A printed line detection section 18 that optically detects lines and a printing section 19 that prints predetermined transaction information on the printing surface of the passbook P are sequentially arranged. The printing section 19 is connected to a printing head 20.
and a platen 21. Each of these parts includes a magnetic head drive circuit 23 centered around the main control part 22, an account number determination circuit 24,
It is controlled by a print designated line discrimination circuit 25, a motor drive circuit 26, and a print head drive circuit 27. Further, a communication control section 28, a storage section 29, and a print information editing section 30 are connected to the main control section 22, and are adapted to receive and receive information from the central processing unit 8 and the like. Further, a guide display section 31 is connected to the main control section 22 . The guide display section 31 is provided on the customer service side of the passbook printing device 10, and includes a plurality of instruction display lamps 32, 33, 34, 35, 36, 37, 38,
39 is provided corresponding to each guide text, and by lighting the lamp, the user is guided to operate the corresponding guide text. Next, the system of the present invention will be explained in detail in the above configuration. First, when the passbook printing device 10 is in a standby state, the guide display section 31 lights up the lamp 32 to display a guide message such as "Please insert your passbook", and waits for the arrival of the user. Now, when the user opens the bankbook P to, for example, the savings account page and inserts it into the bankbook insertion slot 11, the detector 15 detects this and outputs the detection signal to the main control section 22. As a result, the main control unit 22 operates the motor drive circuit 26 to drive the motor 14, and the conveyance path 13 operates to take in and convey the inserted passbook P. The transported passbook P passes through the magnetic reading section 16, the mark reading section 17, and the printed line detection section 18 in order, and is then detected by the print designated line determination circuit 25 based on the output signal of the printed line detection section 18. The determined line, that is, the line following the last printed line, is stopped at a position opposite to the print head 20. Meanwhile, the magnetic reading section 16
The magnetic head drive circuit 23 drives the magnetic head to read magnetic information from the magnetic stripe 5 of the passbook P and output it to the account number determining circuit 24. The mark reading unit 17 also reads the barcode mark 6 from the printed surface of the passbook P and outputs it to the account number determination circuit 24. This results in
The account number determination circuit 24 specifies the account number as shown in the table above based on the above two types of signals, and outputs it to the main control section 22. That is, in this case, since it is a regular deposit, the barcode mark 6 read by the mark reading section 17 is composed of 1 to 4 bars from the table above, and by distinguishing it, it is possible to detect the magnetic The code "A" is added to the end of the account number (for example, 123456) read by the reading section 16, and the account number (123456A) is output to the main control section 22. Upon receiving this, the main control unit 22 lights up the lamp 33 or 34 (in this case, 33 because it is a savings account) of the guide display unit 31, depending on the account determined by the code added to the end of the account number. lamp 32
Turn off the light. That is, in this case, since it is a regular deposit, the information display section 31 lights up the lamp 33 to say, for example, "We accept additions to regular deposits."
The following information will be displayed. Next, the main control section 22 transmits the account number to the central processing unit 8 by operating the communication control section 28 . Upon receiving this, the central processing unit 8 reads out the account section corresponding to the account number from the ledger file 7. Assume that the read account contents are as shown in FIG. 3, for example. The structure of the ledger file 7 is stored for each account number 41 excluding the last code, and the code 4 of the ordinary deposit account is stored in the storage area.
2, the latest balance 43 and non-book transaction information 44,
A savings account code 45, its latest balance 46, and blank transaction information 47 are stored.
Therefore, the central processing unit 8 determines the account based on the code added to the end of the received account number, and
The non-book transaction information 44 corresponding to the account is sequentially transmitted to the communication control unit 28 of the passbook printing device 10. The communication control unit 28 that receives this temporarily stores the transmitted information in the storage unit 29. As a result, the print information editing section 30 sequentially edits the contents of the storage section 29 in correspondence with a predetermined print format, converts it into a hammer magnet signal for the print head 20, and supplies it to the print head 20. At this time, the print head drive circuit 27 operates, and the print head 20 prints the passbook P for the non-book transaction information of the savings account.
Print on the ordinary deposit page. In this way, the central processing unit 8 sequentially transmits the unrecorded transaction information of the savings account, and when transmitting the last unrecorded transaction information, determines whether or not there is also unrecorded transaction information in the savings account. If there is, a specific code indicating it is added and transmitted. Upon receipt of this, the passbook printing device 10 side prints the last non-book transaction information of the savings account, and also prints the last non-book transaction information of the savings account.
In step 2, the above code is determined and it is determined that there is information to be printed in the savings account, and the main control section 22 drives the motor 14 in reverse via the motor drive circuit 26. As a result, the conveyance path 13 carries out a conveyance operation in the opposite direction to that at the time of taking in the bankbook, and returns the bankbook P to its insertion slot 11. Also, at this time, the main control unit 2
Step 2 turns on the lamp 36 of the guide display section 31 to display a message such as ``Please open the savings account page and insert the deposit'', and turns off the lamp 33. Here, when the user opens the reserve deposit page according to the above guidance and inserts the passbook 9 again, the non-book transaction information 47 of the reserve deposit account is printed through the same operation as in the case of ordinary deposits. When all of these processes are completed, the account contents in the ledger file 7 are updated as shown in FIG. Through the above-described processing, it is possible to successively print out the non-book transaction information for each of the savings deposit and savings deposit accounts. In addition, when printing an attachment for one of the accounts, if the central processing unit 8 determines that there is no blank transaction information for the other account, the central processing unit 8 adds a specific code to that effect at the end. It is added to the blank transaction information and sent. Upon receiving this, the passbook printing device 10 determines the above code in the main control unit 22 and determines that there is no information to be printed in the other account, and the main control unit 22 prints the last non-book transaction information. After the completion, the passbook P is returned by driving the motor 14 in the reverse direction. Also, at this time, the main control unit 2
2 lights up the lamp 38 or 39 of the guide display section 31 to display a guide message indicating that there is no supplementary information for the other account, and to inform the user of this fact. As described in detail above, according to the present invention, for a passbook that includes multiple accounts in the same booklet, it is possible to print out the non-book transaction information for those accounts in the same process. It is possible to provide a currency transaction information processing device that can obtain various effects such as not only eliminating labor but also eliminating communication line usage loss.

[Brief explanation of the drawing]

The drawings are for explaining one embodiment of the present invention; Fig. 1 shows a bankbook in an open state, Fig. 2 shows a schematic configuration of an online currency transaction information processing system, and Fig. 3 shows a ledger file. FIG. 4 is a diagram showing an example of account contents before updating in the ledger file, and FIG. 4 is a diagram showing an example of account contents after updating in the ledger file. P... Passbook, 7... Ledger file, 8... Central processing unit, 9... Communication line, 10... Passbook printing device.

Claims (1)

[Scope of Claims] 1. A central processing unit that stores non-book transaction information for each of the plurality of accounts; and a passbook that prints the non-book transaction information on the passbook by online communication with the central processing unit. A currency transaction information processing device having a printing device and a currency transaction information processing device accepts a passbook containing a plurality of mutually matched accounts defined by different codes in the same booklet, and records the plurality of accounts in the accepted passbook. means for reading and identifying each part; a transmitting means for transmitting at least the account number for the account determined by the means to the central processing unit; a transmission means for transmitting the non-book transaction information corresponding to other accounts in the same passbook to the passbook printing device with a specific code attached thereto; A currency transaction information processing device comprising: printing means for printing one of the non-book transaction information received by the device and also printing the other non-book transaction information to which a specific code has been added.