JPH0330904B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic cash dispensing device that is installed in a financial institution or the like and allows a customer to withdraw a designated amount from his/her own account through his or her own operation.

Conventionally, automatic cash dispensing devices used in financial institutions and the like superimpose a statement slip on the banknotes to be paid and eject them so that they can be delivered to customers.

However, many of these statement slips are often thrown away in a trash can or placed in a wallet or pocket without being checked at all after the customer receives them. In addition, extreme customers may take only cash and leave the statement slip (receipt) in the outlet and leave, and the machine cannot distinguish between this situation and someone who has forgotten to take cash, so a certain amount of time has elapsed. It may become a later problem. In order to eliminate such drawbacks, in some cases a method has been adopted in which, if a statement slip is left behind, the statement slip is automatically loaded into the device after a certain period of time and operation of the device is resumed. However, if there are banknotes remaining, the banknotes that have been imported may be mixed up with the banknotes that have been collected in the storage box due to reasons such as re-counting of previously imported banknotes or double banknotes. Therefore, if a customer makes an application later, there may be a surplus or shortage. Furthermore, if the machine is found to operate in such a manner, it may induce criminal acts such as having some of the ejected banknotes removed and taken in, so this is not a very desirable method. In order to prevent this, it is possible to set up a dedicated collection box for collecting banknotes and separate them from banknotes collected due to an error during counting, and to collect the banknotes only once, but if the collection occurs more than once. However, the problems with customers caused by the introduction of new products have not been resolved.

In order to solve these drawbacks, the present invention is equipped with a button on the customer operation unit that allows the customer to select whether it is necessary to issue a statement or not, and does not issue a statement to customers who do not need a statement. The purpose of the present invention is to provide an automatic cash dispensing device in which the device is configured to reduce failures caused by operational errors by customers and cash troubles between financial institutions and customers. do. Embodiments of the present invention will be described in detail below with reference to the drawings.

Fig. 1 shows the external appearance of the operating section of an automatic cash dispensing machine which is an embodiment of the present invention. A discharge port from which the statement slip is discharged; 3 is an operation guidance display that displays text, images, etc. to guide the customer's transaction operations;
Reference numeral 4 denotes a customer key operation section, including a numeric keypad 5 for inputting a personal identification number, a billion dollar amount, etc., a denomination button 6 for specifying an amount such as 10,000,000 yen, etc., and a button for selecting a transaction type such as a payment balance inquiry and displaying information on the display 3. a general-purpose button 7 used for selecting and specifying the entered items, etc., a correction button 8 used for correcting the entered amount, etc., a cancel button 9 for requesting cancellation of the transaction, and a display for specifying whether a statement is necessary or not. It consists of a first confirmation button 11 and a second confirmation button 11 for confirming the payment amount, denomination, etc. by looking at the display 3 and starting the transaction execution operation.

FIG. 2 is a block diagram showing the internal structure of FIG. 1, FIG. 3 is a block diagram of the banknote counting and conveying section shown in FIG. 2, and FIG. 4 shows the general transaction operation of the embodiment of the present invention. This is a flowchart.

Next, the operation of this device will be explained.

The customer first inserts the cash card into card slot 1.
When the card is inserted into the card, the card reader/writer 12 reads the magnetically recorded data from the card, and the main controller 13 reads the magnetically recorded data from the card.
Import that data into. On the other hand, the customer is numeric keypad 5
Enter your PIN using . The main control unit 13 compares the customer's input PIN number with the data read from the card to confirm that the PIN numbers match. Next, the customer inputs the requested payment amount using the numeric keypad 5, denomination button 6, etc. Since the input amount is displayed on the display 3, the customer sees it and confirms it, and then presses the first confirmation button 10 or the second confirmation button 11 depending on whether a statement slip is required or not. The manual control unit 13 starts executing a transaction upon pressing the confirmation button, and exchanges transaction data with the center via the line interface control unit 14. Next, the main control section 13 causes the banknote counting and conveyance section 15 to count and select banknotes, while causing the statement printing section 16 to print transaction data. The statement printing unit 16 overlaps the statement and journal paper 17, prints transaction data on the statement, and prints the journal paper 1.
7, and further imprint the embossed characters on the card. Then, the main control unit 13 sends the statement slip to the banknote counting and conveyance unit 15 if the confirmation button that requires a statement slip is pressed when starting the transaction, and collects the statement slip if the confirmation button that does not require a statement slip is pressed. box 1
The banknote counting and conveyance unit 15 is operated so that the banknotes are stored in the banknote 8. The processing of the statement slip and the payment of banknotes will be further explained with reference to FIG.

In FIG. 3, each banknote stored in the 1,000-yen bill storage box 19 and the 10,000-yen banknote storage box 20 passes through a banknote running path 22 where each banknote is sucked one by one by a suction valve 21, and passes through a banknote running path 22 where abnormal banknotes are located along the path. The detection sensor 23 checks to see if two or more bills are stacked on top of each other, and the bills are put into the stacking car 22 and pooled on the bill pooling tray 25. On the other hand, the statement slip 26 printed by the statement printer is sent to a banknote counting and conveyance mechanism, and if it is necessary to release it to the customer, it is put into the collection vehicle 24 via the statement conveyance path 27A and the banknotes are arranged and pooled first. The upper discharge port shutter 28 stacked on top opens and the banknote pool receiving tray 25 moves to the state A so that it can be received by the customer. Whether or not the customer has received the bill is confirmed by the receipt detection sensor 29, and when receipt is confirmed, the bill pool tray 25 returns to its original position and the discharge port shutter 28 closes. If any abnormality is detected in the abnormality detection sensor 23 during banknote counting, counting will be temporarily stopped, and the banknotes aligned and pooled in the banknote pooling tray 25 will be moved to the position B, and the banknotes will be transferred to the reject banknote collection box. 30, the banknote pool tray returns to its original position and re-counting is performed. In addition, 31 is a saucer 25 for the alignment pool.
This is a residual detection sensor for detecting whether or not banknotes remain. On the other hand, if there is no need to release the statement slip, the statement slip printed by the statement printer is once taken into the banknote counter, and then the statement slip conveyance path 27A is reversed in the opposite direction to the direction in which the statement slip is released to the customer side. It passes through the crank roller 27B and is stored in the statement slip collection box 18.

As explained above, in the present invention, statement slips are discharged only to customers who need them, so statement slips are not wasted or left in the discharge port, and there is no risk of equipment failure. This has the effect of reducing troubles with customers regarding banknotes and forgotten banknotes. In addition, in the present invention, the confirmation buttons for instructing the start of transaction execution are separated into those that require a statement and those that do not require a statement, so when executing a transaction, one of the confirmation buttons must be pressed. This has the advantage that the customer does not forget to specify whether the statement is essential or unnecessary.

[Brief explanation of drawings]

FIG. 1 is a perspective view showing the appearance of a customer operation unit according to an embodiment of the present invention, FIG. 2 is a block diagram showing a schematic configuration of an embodiment of the present invention, and FIG. 3 is a partial mechanism of FIG. 2. FIG. 4 is a flowchart illustrating a transaction operation according to an embodiment of the present invention. 1...Card insertion slot, 2...Statement slip, bill ejection slot, 3...CRT display, 4...Customer key operation section, 5...Numeric keypad, 6...Denomination specification button, 7...General purpose button, 8...Correct button, 9...
...Cancel button, 10,11...Statement slip confirmation button, 12...Card reader/writer, 13...
Main control unit, 14 is a line interface control unit, 1
5...Banknote counting conveyance section, 16...Statement slip printing section,
17... Journal paper, 18... Statement collection box, 19... Storage box by denomination, 21... Suction valve, 22... Bill running path, 23... Abnormal bill detection sensor, 24... Collection vehicle, 25 ... Bill pool saucer, 26... Statement slip, 27A, 27B... Statement conveyance path, 28... Discharge port shutter, 29... Receipt detection sensor, 30... Reject bill collection box,
31...Residual detection sensor.

Claims (1)

[Claims] 1. In an automatic cash dispensing device in which cash payment operations are performed by the customer's own operations, a confirmation button is provided that causes the customer operation unit to start the transaction execution operation and also indicates whether or not issuing a statement slip is necessary, and when this confirmation button is pressed, An automatic cash dispensing device that selectively sends statement slips to either a payment bill discharge port or a statement collection section based on the following.