JPH0332098B2 - - Google Patents

Description

[Detailed Description of the Invention] This invention provides deposits,
The present invention relates to a cash dispensing method in complex transaction processing using a transaction processing device used for transactions such as withdrawals.

There are two types of transaction processing devices of this type: those used by tellers and those operated by customers themselves.
Only one transaction, either a deposit or a withdrawal, can be made for one account. However, if you withdraw the required amount of cash from an account,
There is often a desire to perform multiple transactions at once, such as depositing some or more of this cash into another account.
In such cases, with conventional transaction processing devices, it is necessary to first process a withdrawal (withdrawal) and actually receive the cash, and then perform another transaction process of a deposit (deposit) using this cash. , transaction processing operations were extremely tedious.

Therefore, when one customer performs deposit/withdrawal transactions for multiple accounts, only one cash input or one
Processing these multiple transactions in one cash release,
Complex transaction processing is desired. In this composite transaction process, if there is a difference between the withdrawal amount and the deposit amount, this difference is released when the composite transaction is completed. Therefore, the operator must perform some operation in order to release the difference in the last transaction in a series of multiple transactions, but since the operator operates many transactions in succession, it is the last transaction. There is a risk of forgetting something or making a mistake.

An object of the present invention is to provide a cash dispensing method that can reliably disburse the final difference in a complex transaction using a transaction processing device.

EMBODIMENT OF THE INVENTION Hereinafter, the compound transaction processing method of this invention and the cash dispensing method in this transaction processing will be described in detail with reference to the drawings.

FIG. 1 shows the external appearance of the transaction processing device.
This transaction processing device 1 is installed at a cutout part of a counter 2 installed in a bank store or at a counter 2.
or adjacent to the counter 2 on the teller T side. Then, the customer C and the teller T face each other with the transaction processing device 1 in between, and the transaction progresses through mutual operations by both parties. Transaction processing device 1
includes a teller transaction data display 3, a teller keyboard 4, a passbook insertion slot 5, a slip insertion slot 6, a bill insertion slot 7, a bill return slot 8, a bill discharge slot 9, a coin slot 11, and a coin return slot 12. and coin ejection port 13
is provided. As the display 3, a CRT display, plasma, display, etc. is used. Since a CRT display device is used in this embodiment, the display device 3 will be abbreviated as CRT hereinafter. In this embodiment, transactions using banknotes and coins are possible.

FIG. 2 shows an outline of the internal configuration of the transaction processing device 1. As shown in FIG. Transaction processing is controlled by a central processing unit (eg, microprocessor, hereinafter referred to as CPU) 10. The CPU 10 includes a PROM 14 that stores the program, and a RAM 15 that stores various transaction data and is provided with a register group to be described later. The CPU 10 has a CRT 3, a keyboard 4,
Bill depositing machine 21, bill dispensing machine 22, coin depositing machine 2
3. It is equipped with a coin dispensing machine 24 and a form printing machine 25 for printing on passbooks and slips. Further, the transaction processing device 1 is provided with a line control device 26, and exchanges transaction data with the center via the line control device 26. In FIG. 2, the interfaces of each input/output device and the control circuit of the CRT 3 are omitted.

FIG. 3 shows an outline of the banknote deposit machine 21.
The banknote deposit machine 21 has a banknote slot 7 and a banknote slot 7.
A banknote carry-in path 31 for conveying banknotes to the temporary storage mechanism 33 by a feed roller 46, a banknote discrimination device 32 provided on the banknote carry-in path 31 to discriminate the type and authenticity of the banknotes; 32
a temporary storage mechanism 33 that temporarily stores banknotes that are determined to be genuine banknotes, and a deposited banknote storage box 3 that stores the banknotes in the temporary storage mechanism 33 after each process.
4. Banknote return port 8, a first port for transporting banknotes from the temporary storage mechanism 33 to the return port 8 in the event of a failed transaction, etc.
It is comprised of a banknote return path 35 and a second banknote return path 36 for returning banknotes that cannot be distinguished from regular banknotes by the discrimination device 32. Inlet port 7
The return port 8 is provided with shutters 41 and 42, an open/close state detector 43 for the shutters 41 and 42, a bill detector 44, and a bill removal detector 45, respectively. The shutters 41 and 42 are opened and closed automatically and can also be closed manually. Each of the banknote conveyance paths 31, 35, and 36 is constituted by a belt that pinches both sides of the banknote in its longitudinal direction, and a banknote passage detector 47 is provided at an appropriate position. The belt is wrapped around a number of pulleys. By monitoring the time required for a bill to pass between the passage detectors 47 using a timer or the like, it is possible to detect a jam in the bill. A conveyance path switch 48 is provided at a location where the second return path 36 branches from the carry-in path 31.
The second return route 36 joins the first return route 35 midway. The temporary storage mechanism 33 is located below the carry-in path 31 and holds banknotes on a belt hung on a pulley, and includes an arm 49 to prevent banknotes from falling. When returning temporarily stored banknotes, this belt moves with point Q as a fulcrum and pinches the banknotes between it and the belt on the carry-in path 31.
Send out the banknotes. Additionally, in the temporary storage mechanism 33, the central part of the banknote, which is supported by belts on both sides, is pushed down from above to store the banknote in the storage box 33.
4, and a stored banknote detector 51. The maximum number of banknotes (NS) that can be stored in the temporary storage mechanism 33 is, for example,
It is predetermined to be 50 pieces. Banknote storage box 34
is provided with a banknote excess detector 52 that detects when the banknotes in the box 34 have become so large as to overflow. In the configuration shown in FIG. 3, all types of banknotes are stored in the temporary storage mechanism 33, and the storage box 3
However, it is preferable to provide a temporary storage mechanism and storage box for each type of banknote. Furthermore, if necessary, a bill slot and a bill depositing machine may be provided for each type of bill.

FIG. 4 shows an outline of the banknote dispensing machine 22.
The banknote dispensing machine 22 dispenses a specified number of banknotes from each of the banknote storage boxes 61 to 64, each storing a large number of 10,000 yen, 5,000 yen, 1,000 yen, and 500 yen bills. A feeding mechanism 65 for transporting banknotes, and a temporary storage mechanism 6 for temporarily storing the fed bills.
6. A banknote discharge port 9 and a banknote discharge path 67 that collectively sends out temporarily stored banknotes to the discharge port 9.
It consists of Each of the storage boxes 61 to 64 is equipped with a run-out detector 68 that detects when the stored banknotes are running low. The feeding mechanism 65 includes a blank feed detector 7 that detects that the banknotes are not fed.
A two-bill detector 72 is provided that detects when two or more bills are fed out at the same time.
The temporary storage mechanism 66 has almost the same structure as the mechanism 33 shown in FIG. 3, and includes a stored banknote detector 73. The discharge port 9 is provided with a shutter 74, a shutter open/close state detector 75, and a bill removal detector 76. Also in this dispensing machine 22, a banknote passage detector 77 for detecting a jam is installed at an appropriate place on the conveyance path.
is provided. Since the coin depositing machine 23 and the coin dispensing machine 24 have substantially the same configuration, illustration thereof is omitted.

FIG. 5 shows the keyboard 4. Arranged on the left half of the keyboard 4 are transaction setting keys consisting of transaction item keys arranged in two vertical columns and transaction type keys arranged in three vertical columns. These five columns of keys are designated as 1st to 5th digits in order from the right column. Also, add 1 to each of the 9 keys in each row, starting from the bottom.
Assign a code number from ~9. Only one of the nine transaction setting keys for each column is pressed. The set transaction is then represented by a five-digit number. For a column in which all nine keys are not pressed, the number in that column is 0.
Each transaction setting key is provided with an indicator light P. These indicator lights P turn on when the corresponding key is pressed, and turn off when the transaction is completed or another key in the same row is pressed.

The right half of the keyboard 4 is provided with numeric keys and function keys including combination, overaccumulation prohibition, cash counting, confirmation, screen request, cash return, change, and completion keys. Numeric keys include 0-9
In addition to the numbers, it includes a 000 key, a dot key, and an enter key for entering thousands. The combination, excessive storage prohibition, and cash counting keys are also provided with indicator lights P, and these indicator lights P turn on when the keys are pressed and go out when they are pressed again. Pressing the key whose indicator light P is on again means resetting the function of that key, as will be described later. Let me briefly explain the functions of some function keys.

Composite key This key is used to perform multiple deposit and withdrawal transactions with one cash injection or cash withdrawal. When the composite key is pressed, all cash input into the deposit machine is accepted except for defective ones, and the amount due is not paid. Then, in the case of a withdrawal transaction, the withdrawal amount is added to the payment R described later, and in the case of a deposit transaction, the deposit amount is subtracted from the payment balance R. In principle, when the composite key is reset, the payment balance R is
The amount of money will be released by the dispensing machine.

Excessive storage prohibition key This key is used to return cash exceeding the deposited amount when the amount of cash exceeds the deposited amount is inserted into the deposit machine during a deposit transaction. If the excessive storage prohibition key is pressed, wait for the transaction amount to be input, and after inputting the transaction amount key, the machine will begin to identify and count the cash that has been inserted into the deposit machine, and the correctly identified cash will be counted. The cash is temporarily stored as long as it is within the transaction amount, and when it exceeds the transaction amount, the excess cash is returned.

Even if the overaccommodation prohibition key is pressed, if the composite key is pressed, all the correctly classified cash is temporarily stored, and only the poorly classified cash is returned.

Cash Counting Key This key restricts the function of the deposit machine to only identifying and counting cash. When the cash counting key is pressed, the cash inserted into the input slot of the deposit machine is identified and counted, and if it is genuine cash, it is returned to the return slot via the second return path, and only cash that has been misidentified is temporarily stored. store. Additionally, the cumulative total of cash that has been successfully identified is displayed. Finally (after extracting normal cash), the temporarily stored unidentified cash is returned.

FIG. 6 shows the contents of the RAM 15.
The RAM 15 includes an area for storing keyed-in account numbers, bankbook print lines and balances, an area used as a flag for storing pressed transaction setting keys, an area used as a flag for storing pressed function keys, An area for storing the next line (cursor position) to be input from the second line to the eleventh line on the CTR 3 display screen (described later) (1 is the cursor position), a deposit machine 21 and a dispensing machine 22 An area used as a temporary storage counter to calculate the number of banknotes stored in the temporary storage mechanisms 33 and 66, an area for storing each status of the depositing machine 21 and the dispensing machine 22, and an area for normal discrimination when in cash counting mode. There is an area for storing the accumulated amount of cash, a total area, and an area used as a register group. The register groups include the following: Here, R is an abbreviation for register, and IR indicates an auxiliary register for redo operation.

Transaction Setting R Stores the transaction keyed in using the transaction setting key. It is set by pressing the screen request key.

Transaction Setup IR Stores transactions keyed by the Transaction Setup key. It is reset at the start of transaction processing, and each time the transaction setting key is pressed.

Received amount R Stores the amount received from the customer. Every time the cash is recognized by the deposit machine, the amount is added. The contents are cleared after the center communication.

Temporarily stored amount R The deposit machine identifies the amount and stores the temporarily stored amount. Every time the cash is recognized by the deposit machine, the amount is added. Cleared when temporarily stored cash is stored or returned.

Transaction amount R Stores the transaction amount in deposit/withdrawal transactions. It is set when the transaction amount is keyed in by the teller, and cleared after communication with the center.

Change R Stores the amount of change in deposit transactions. It is set by pressing the change key.

Withdrawal Amount R Stores the amount to be paid to the customer. After communication with the center, the change amount for deposit transactions, the transaction amount for payment transactions, etc. are automatically set, and in the case of cancellation transactions, key input data is set.

This is a work register to correctly calculate the withdrawal amount IR payment machine.

Remaining Payment R In a compound transaction, the result of adding and subtracting the transaction amount for each transaction is stored, and the amount of the remaining payment R is paid to the customer at the end of the compound transaction.

Release amount R Memorize the amount to be withdrawn from the withdrawal machine.

Count amount R Stores the amount counted by the dispensing machine. Release amount is 1
If the amount exceeds the amount that can be counted (discharged) at one time, the amount to be counted at one time is set.

Receipt tally R Used to tally the amount of money correctly deposited by the deposit machine.

Discharge tally R Used to tally the amount normally disbursed by the dispensing machine.

The transaction processing procedure of such a transaction processing device is shown in FIGS. 7 to 12. Below is an example of a complex transaction in which one customer withdraws 90,000 yen from a savings account, then cancels a 10,000 yen time deposit (interest is 1,000 yen), and then deposits 110,000 yen into a current account. I will explain about it. In this case, the amount the customer should receive is 90,000 + 10,000 + 1,000 = 100,000 yen, and the amount to be deposited is 110,000 yen, so the customer must deposit 9,000 yen. Therefore, the customer hands over 10,000 yen to the teller and receives 1,000 yen as change at the end of the complex transaction. FIG. 13 shows the contents of each register corresponding to the operations performed by the teller and each processing step in this example. In this figure, the customer may insert and remove banknotes.

The customer shall fill in his or her own account number and name, as well as the deposit amount and payment request amount, on the deposit slip and withdrawal slip for the three transactions mentioned above, and affix his or her seal in the required places to submit these deposit and withdrawal slips. He handed Teller his passbook and 10,000 yen in cash. After checking the seal on the slip and passbook, the teller performs the next transaction process.

Referring to FIG. 7, the transaction setting IR is reset (step (100)), and the initial screen is displayed on the CRT 3 (step (101)). The transaction setting IR is reset to 00000. The state in which the transaction setting IR has been reset is not shown in FIG. Furthermore, in this example, nothing is displayed on the initial screen. The teller first presses a compound key, so step (102)
(103) is NO, step (107) is YES.
Since this compound key has not been pressed, the answer is NO at step (108), and the process proceeds to step (109).
Set the composite key flag in the function key flag storage area of RAM 15. As shown below, when the compound key is pressed again, YES is returned at step (108).
Therefore, the composite key flag is reset.
In FIG. 7, steps (107) to (110) particularly show the complex key set and reset processing, but exactly the same processing is performed for the excessive storage prohibition and cash counting keys.

The teller then presses the "Normal" and "Withdraw" keys to set up the transaction, so step (102)
The answer is NO, and the answer is YES at step (103). The normal key has the fifth digit and code number 1, and the withdrawal key has the first digit and code number 4, so the number (transaction code) representing the set transaction is 10004.
This number is set in the trade setting IR (step (104)). Next, the teller presses the screen request key, so step (102) returns YES and the transaction settings IR
The contents of are transferred to the transaction setting R (step 105)),
Trading guidance will be displayed on CRT3.

An example of this trading guidance display is shown in FIG. The first line displays the details of the set transaction. The 2nd to 11th lines are columns for displaying various transaction data, and step (106)
In , only these data items, such as the account number, characters in the passbook line (last printed line or line to be printed) (second line), and [ ] indicating the place where the data is displayed, are displayed, and the data is Not yet displayed. In addition, a cursor CU is displayed in the lower right corner of the item in which data should be inputted next. This cursor CU sequentially moves to the location of the next data item to be input each time a data key is input. The 12th line is a message field.

While looking at this display, the teller performs key input operations for data, which will be described later, operations for setting slips and passbooks into the respective insertion slots 6 and 5, and operations for setting cash (in this example, this operation is performed during the deposit process). ). Each of these operations may be performed in any order, but the completion key is pressed last. When each operation is completed and the screen request key is not pressed again (step (111)), the process moves to step (112). As will be clear from what will be described later, the screen request key is used as an input for canceling key-input data or resetting each operation. Therefore, if the screen request key has been pressed (YES in step (111)), the operation is redone. As mentioned above, the flag for storing that the screen request key has been pressed again is located in the RAM 15, and the contents of this flag are checked in step (111).

In step (112), it is checked whether it is a deposit transaction based on the contents of the transaction setting R, and if it is a deposit, a zero proof check is performed as described later (steps (114) and (115)), and the center communication is performed. (Step (116)). If the transaction is not a deposit,
Check whether the compound key has been pressed (step
113)). In this example, since the compound key has already been pressed, YES is returned in step (113), and the process moves to center communication. If NO in step (113), it is checked whether the content of recipient amount R is 0 or not (step (119)). If it is 0, the process moves to center communication, and if it is not 0, an error occurs. Since the amount received by the deposit machine is stored in the recipient amount R, it is generally impossible for the contents of the recipient amount R to be non-zero in a withdrawal transaction. If you first set up a deposit transaction and insert cash, and after the deposit machine has accepted the cash, you wish to cancel the deposit transaction, the teller must press the Request Screen key to redo the operation, and then press the Return key. Cash received must be returned. When cash is returned (FIG. 9, step (117)), the returned cash amount is subtracted from the content of the received amount R (this process is not shown), so the content of the received amount R becomes 0. However, if the cash return processing is forgotten, the contents of the received amount R will not become 0, and an error will occur in step (119), so the teller will notice this.

The center is provided with a customer-specific information file that stores the account number, name and balance for each customer. When a message containing transaction data is transmitted from the transaction processing device, the center searches the file and checks the existence of an account and other items to determine whether the transaction is possible, such as whether the withdrawal amount is less than the balance. do. This result is then transmitted to the transaction processing device.

If trading is possible (ES at step (117)),
The number of transactions, total transaction amount for each transaction, etc. are totaled in RAM 15 (step (118)), and authentication is printed on the deposit slip (for example, transaction date and account number are printed).
Prints transaction data on passbooks and processes cash payments. After this, unless the transaction is a complex transaction, the teller stores the printed slip as a copy, hands the bankbook and cash to the customer, and completes the transaction. If the transaction is not possible (NO in step (117)) or if there is an error in step (119), an error message is displayed on the CRT3 (step (120)),
If the confirmation key is pressed (step (121)), the process returns to step (106) and data/key input operations are redone. You may return to step (101) from step (121).

Since this example is a compound transaction, no cash is actually released in the cash payment process, as will be shown later.
The teller then proceeds with the term deposit cancellation process.

FIG. 8 shows details of the data key input process. After displaying the guidance in step (106), the teller performs key input operations for account number, passbook line, and balance. Referring to Figure 8, CRT
Since the cursor CU is displayed at the account number location on the screen shown in step 3, the teller first inputs the account number using the numeric keypad (step (131)).
Then, this entered account number will be displayed in [ ] (step (132)), and the RAM15 will be displayed.
(step (133)). This data key input moves the cursor CU to the bankbook line, so the teller similarly keys in the bankbook line and then keys in the balance. These data are displayed on CRT3 (see Figure 14)
and stored in the RAM 15 (repetition of steps (131) to (133)). If these data are recorded on a magnetic stripe attached to the cover of the passbook, a magnetic stripe reader is placed inside the passbook insertion slot 5 and the data is continuously read by this stripe reader. It can also be displayed on a CRT3.

When the above data input is completed, the cursor CU has moved to the transaction amount on the fourth line. In this example, the initial transaction amount is 90,000 yen (withdrawal). The teller then inputs 90,000 yen using the numerical keys (step (131)). Then, this transaction amount is displayed on the fourth line of CRT3 (step (132) (see Figure 14)). Regarding the transaction amount, the processing in step (133) is omitted. Next, the teller presses the enter key (step (134)), and the key-input transaction amount is set as the transaction amount R (steps (135) and (136)).

The cursor CU on the CRT3 screen is displayed at the required location on the 5th line when the transaction amount is entered using the keypad.
If there is no need to enter the required and value date data, the teller presses the enter key to skip these entries. If the starting date data is not entered, the date on which the transaction is conducted will be treated as the date. In a withdrawal transaction, the received amount on the 6th line, the teller amount on the 7th line, and the change amount on the 8th line are irrelevant. The cursor CU moves to the withdrawal amount on the 9th line. In addition, teller storage and teller withdrawal means that the teller directly stores or withdraws cash using his own cash storage box without using a deposit machine or withdrawal machine. When you key in the amount and teller withdrawal amount, these amounts will be displayed on the 7th and 11th lines of the CRT3. However, the explanation is omitted here.

Although the change key is not used for withdrawal transactions, it will be briefly explained. When the change key is pressed (step (137)), if the transaction is a deposit (step (138)) and the transaction amount has already been entered (step (139)), change will be made using this transaction amount. The amount of change is calculated (step (140)) and the calculated change amount is displayed on the 8th line of CRT3 (step (141)).

The transaction type may be reset using the transaction setting key during the data key input operation. This occurs when the type of transaction is changed during the operation. When the transaction is reset (YES in step (142)), the configured transaction is set in the transaction configuration IR. (Step (143)).

When re-entering data or after resetting a transaction (step (142)), the screen request key is pressed (step (144)). In this case, the fact that the screen request key was pressed is stored in the flag of the RAM 15, the transaction amount R and change R are cleared (step (145)), and the contents of the transaction setting IR are transferred to the transaction setting R. Memorize it (step (146)) and display the trading guidance on the CRT3 (step (147)). After this process, YES is returned in step (111), so each operation (at least the data input operation) is redone. Steps (142) to (147) are the same as step (102) above.
~(106) is almost the same process.

The completion key is pressed when all operations are completed (step (148)).

The above is the data key input process. Since the slip setting and passbook setting processing are not very important, their explanation will be omitted. Generally, in the case of a transaction where only withdrawals are made, it is not necessary to set cash, and it is impossible because the shutter of the deposit machine's slot does not open.
In the case of compound transactions, cash can be set at any time, as will become clear later. However, here, in order to make the teller operation and its corresponding processing easier to understand, it is assumed that cash is set in the deposit processing during the complex transaction. In FIG. 7, if each process after step (106) is completed and the result in step (111) is NO, the process moves to center communication (step (166)) through steps (112) and (113), and the transaction is possible. If so (step (117)), after step (118), the process proceeds to slip printing, passbook printing, and cash payment processing. Descriptions of the slip printing and bankbook printing processing will be omitted. The procedure for cash payment processing is shown in FIG.

In FIG. 11, the contents of the transaction setting R are sequentially checked to see if it is a deposit (step (200)), a withdrawal (step (201)), or an empty completion (step (202)). Empty completion means that the contents of the transaction setting R have been reset, that is, the transaction code is 00000. Since we are currently explaining the withdrawal process for 90,000 yen, the content of transaction setting R is withdrawal (step (200)).
NO, YES at step (201)). If the transaction amount has already been set (YES in step (208)),
Transfer the contents of the transaction amount R to the withdrawal amount IR (step (209)), add the contents of the withdrawal amount IR to the contents of the payment machine R, and further subtract the contents of the withdrawal amount R to calculate the remaining payment amount. (Step (210)). In this example, since the transaction amount is 90,000 yen, the contents of the withdrawal amount IR are also 90,000 yen, and the contents of the remaining payment R and the withdrawal amount R are both 0, so the remaining payment is 90,000 yen. The reason why the content of the withdrawal amount R is subtracted in step (210) is to cope with the correction of the withdrawal amount, which will be described later. After this, the contents of the withdrawal amount IR are transferred to the withdrawal amount R (step (211)), and the CRT 3 shows that the withdrawal amount is 90,000 yen (line 9) and the denomination is 9 10,000 yen bills. (line 10) (step (212)) (see Figure 14). When the teller sees this display and presses the confirmation key (NO in step (213),
YES at step (214)), the content of the remaining payment R is 0.
(Step (221)) The content of the remaining payment R is 90,000 yen, so answer NO at step (221).
Then, it is checked whether the compound key has been pressed (step (222)). Since the composite key has already been pressed, YES is returned in step (222), and the process moves to step (226) without performing cash discharging processing, where the transaction amount R and withdrawal amount R are cleared (step (226)). In this way, if the composite key is pressed, no cash dispensing process is performed even if there is an amount to be paid. If the content of the payment balance R is 0 (YES in step (221)), the amount to be paid is 0, so naturally no cash release process is performed. The cash release process will be described later.

In the withdrawal confirmation display at step (212), the teller can correct the withdrawal amount using the numeric keys if the withdrawal amount is different, and can also correct the denomination if necessary (step 212). (213)).
The denomination displayed on the CRT 3 is determined so as to emit the minimum number of banknotes. Therefore, although it is not directly related to this example, if you wish to exchange and release 10,000 yen out of 90,000 yen, you can set the desired denomination using this step (213). can. On the keyboard 4, the denomination setting key is omitted. Key input data using numeric keys is
The corrected withdrawal amount is displayed on the CRT 3 (step (215)), and when the enter key is pressed (step (219)), the corrected withdrawal amount is set in the withdrawal amount IR (step (220)). Even when the withdrawal amount is corrected in this way, the remaining payment amount is calculated again in step (210), but at this time, the incorrect withdrawal amount that has already been transferred to withdrawal amount R (step (211)) is Since the amount is subtracted, an accurate balance of payment can be calculated.

This completes the first transaction of the composite transaction, that is, the withdrawal process of 90,000 yen from the savings account.

The teller then proceeds to cancel the term deposit. The compound key remains pressed. The teller first sets up a transaction (FIG. 7, step (103)) and presses the screen request key (step (102)). Due to this,
The number representing the set transaction is first displayed in the transaction setting.
It is set in IR (step (104)) and then transferred to transaction setting R (step (105)). The subscription key is the 5th digit and the code number is 4, the cancellation key is the 3rd digit and the code number is 8, and the withdrawal key is the 1st digit and the code number is 4, so these numbers represent the set transaction. is 40804.

The teller then performs data key entry and bill and passbook set processing. In the data key entry process (Figure 8), the teller enters the account number and bankbook line, so these data are
Displayed on CRT3. Since it is a periodic cancellation, there is no need to key in the balance and transaction amount. When the teller presses the completion key, the process moves through steps (111), (112), and (113) in FIG. 7 to center communication (step (116)). If the transaction is approved through center communication (step (117)), each transaction is tallied (step (118)), and the process proceeds to slip printing, passbook printing, and cash payment processing.Cash payment processing (Figure 11) Now, proceed to step (208) via steps (200) and (201). Since the transaction amount has not been set yet, the answer to step (208) is NO. In the case of cancellation, the cancellation fee including interest is transmitted from the center through center communication and displayed on the CRT 3. In this example, the term deposit is 10,000 yen and the interest rate is 1,000 yen, so the cancellation fee is 11,000 yen. Also, a message asking you to key in the withdrawal amount will be displayed on the 12th line of the CRT3 (step (246)), so the teller will receive the cancellation fee (1
11,000 yen) as the withdrawal amount (step (217)). Then, this entered withdrawal amount will be
It is displayed on the CRT 3 (step (218)), and when the enter key is pressed (step (219)), the withdrawal amount is set to IR (step (220)). In addition,
When the cancellation fee is transmitted from the center, the teller may directly set the cancellation fee to the withdrawal amount IR without having to key in the withdrawal amount. Also, if the center does not calculate interest, the teller will do the calculation manually and then key-in the withdrawal amount including interest. Further, although not shown in this embodiment, another example in which the transaction amount is transmitted from the center as described above is a case where an exchange fee is calculated for a predetermined deposit amount.

Next, by adding the content of the payment balance R of 90,000 yen and the content of the withdrawal amount IR of 11,000 yen (withdrawal amount R
The contents of is 0), the new payment balance of 101,000 yen is calculated and stored in the payment balance R (step (210)), and the contents of the withdrawal amount IR are transferred to the withdrawal amount R (step (211)). , displays the withdrawal confirmation (step (121)).
If the confirmation key is pressed (step (214)), the process proceeds to step (226) via steps (211) and (222), and the contents of transaction amount R and withdrawal amount R are cleared.

This completes the term deposit cancellation process.

In addition, Teller processes a deposit of 110,000 yen to the current account. Since this transaction processing is the last transaction processing of a compound transaction consisting of a series of transactions, the teller presses the compound key again (Figure 7, step (107)) to cancel the compound transaction processing function. (Step (110)). The teller then sets up the deal,
Press the screen request key (steps (103) (102)).
The current key has the fifth digit and the code number is 2, and the deposit key has the first digit and the code number is 9, so the number representing the set transaction is 20009.

Next, the teller performs data key input, slip set, passbook set, and cash set processing.
In the data/key input process (Figure 8), the teller enters the account number, bankbook line, balance, and transaction amount (110,000 yen).
These data are displayed on the CRT3.
The input transaction amount is displayed on the second to fourth lines of the transaction amount R (steps (131) to (136)). The change key will be described later.

Details of the cash set processing procedure are shown in FIG. Referring to this figure, it is sequentially checked whether the contents of the transaction setting R indicate a deposit (step (150)) and whether the composite key has been pressed (composite key/flag set) (step 151)). In the case of a compound transaction, the shutter 41 of the slot 7 of the banknote deposit machine 21 (the same applies to the coin deposit machine 23) is opened in order to insert cash (step (152)). In this example, since the content of the transaction setting R is deposit, YES is returned in step (150) and the process proceeds to step (152). The teller inserts the 10,000 yen handed over by the customer into the input slot 7 and then manually closes the shutter 41, so the answer is YES at step (153).
So step (154) is also YES.

As is clear from this processing procedure, the shutter 41 of the slot 7 of the banknote deposit machine 21 is always in a closed state. Then, only when deposit transactions and compound transactions are set up, the shutter 4
1 is opened. This also applies to transactions other than these, such as withdrawal-only transactions.
If it is open, there is a risk of accidentally inserting cash, which will disrupt the process. Shutter 41 is also opened when the composite key flag is set, so in this series of composite transactions, the teller or customer withdraws 90,000 yen from the above-mentioned savings account or withdraws 10,000 yen from the time deposit. Even at the cancellation processing stage, it is possible to insert 10,000 yen into the input slot 7.

Next, check whether the cash count key has been pressed (step (155)) and whether the compound key has been pressed (step (156)), and since both are NO, next check whether the excessive storage prohibition key has been pressed. Check (step (157)), this key is not pressed,
Proceed to the cash storage process without making a decision in step (158).

Referring to FIG. 10, in the cash storage process, the banknotes inserted into the slot 7 are taken in one by one and judged by the discrimination device 32 (step (181)). As a result of the verification, if it is a genuine banknote (step (182))
(YES), checks whether the number of banknotes stored in the temporary storage mechanism 33 has reached the maximum number (NS) based on the contents of the temporary storage counter (step (183)), and the number of banknotes must have reached the maximum number (NS). Next, check the status of the composite key and overstorage prohibition key (steps (184) and (185)). Since neither the compound key nor the storage prohibition key has been pressed, answer NO at step (184).
Step (185) returns NO, step (186)
The verified banknotes are stored in the temporary storage mechanism 33 and the content of the temporary storage counter is incremented by 1 (step (187)). Then, the amount of the verified banknote is added to the temporary storage amount R and the received amount R (steps (188) and (189)),
Check whether there are any bills left in the slot 7 (step (190)). If there are any banknotes left in the slot 7, return to step (181) and identify the banknotes one by one in the same way, temporarily store them, and add the amount of the banknotes to the temporary storage amount R and the received amount R. go. If steps (181) to (190) are repeated 50 times, the number of temporarily stored banknotes will reach (NS), so the answer will be YES in step (183), and the 51st banknote will be sent to the return slot through the second return path 36. Return to step 8 (step (195)). Banknotes that cannot be determined to be genuine banknotes by the discrimination device 32 are also returned (steps (182) and (195)). When the banknotes in the input slot 7 run out (NO in step (190)), if there are any banknotes to be returned in the return slot 8, they are removed (step (191)).
(192)), and the content of the received amount R is displayed on the sixth line of CRT3 (step (193)). In this example, the banknote inserted into the slot 7 is 10,000 yen, so if this banknote is a regular banknote (step (182)), the contents of the temporary storage amount R and the received amount R are 10,000 yen. Then, 10,000 yen is displayed as the received amount on the 6th line of CRT3 (Step (193)).

When the teller presses the change key (Figure 8, step (137)), the content of transaction setting R is deposit (step (138)), and the transaction amount of 110,000 yen has already been entered using the key (step (137)). 139)) and calculate the change (step (140)). In this example, the received amount is 10,000 yen, the paid amount is 101,000 yen, and the transaction amount is 110,000 yen, so change = received amount + remaining payment - transaction amount (1,000) (10,000) (10 (11,000) (110,000), the change will be 1,000 yen. This change of 1,000 yen is set in change R and displayed on the 8th line of the CRT 3 (step (141)).

When the teller presses the completion key (step (148)),
This means that the data key input, slip set, passbook set, and cash set processing have been completed.

In step (112) in Figure 7, the transaction set is a deposit, so this step (112)
The result is YES and the process moves to zero proof check (step (114)).

Amount = Received amount + Payment balance - Transaction amount - Change (0) (10,000) (101,000) (110,000) (1,000) Therefore, the content of amount R is 0, so select YES at step (115). Then, it is possible to proceed to center communication. If the change is not calculated because the teller does not press the change key (step (140)), an error occurs in this zero proof check.

As a result of the communication with the center, if the transaction is possible (step (117)), each transaction is totaled in the RAM 15 (step (118)), and the process proceeds to printing of slips, bankbooks, and cash payment processing.

In Figure 11, since the content of the transaction setting R is a deposit (YES at step (200)), the payment balance R
The contents of (101,000) and the contents of the received amount R (10,000 yen)
A new payment balance is calculated by adding the transaction amount R and subtracting the contents (110,000) of the transaction amount R, and stores it in the payment balance R (step (203)). This new balance is equal to the change. Then, the contents of the temporary storage amount R, 10,000 yen, are added to the contents of the storage total R and are totaled (step (204)), and the received amount R, transaction amount R, and temporary storage amount R are cleared (step (205)). ). If there are banknotes stored in the temporary storage mechanism 33 (step (206)), they are stored in the storage box 34 (step (207)). Since the content of the remaining payment R is not 0 (NO in step (221)) and the composite key has been reset (NO in step (222)), proceed to step (223) to prepare for the cash release process. , transfer the contents of the payment balance R to the withdrawal amount R (step (223)), clear the payment balance R (step (224)), transfer the contents of the withdrawal amount R to the discharge amount R (step (225)). )), perform cash release processing. After the cash release process is completed, the transaction amount R and the withdrawal amount R are cleared (step (226)).

Details of the cash release process are shown in FIG. First, it is checked whether the entire amount of cash to be released R can be released (step (231)). Specifically, it is checked from the contents of the RAM 15 whether the dispensing machine 22 is out of banknotes or whether a failure has occurred in the dispensing machine 22. If a failure occurs in the dispensing machine 22, it is checked whether the content of the disbursed amount R is 0 or not. If the full amount can be released, a message to confirm the release is displayed on the 12th line of CRT3 (step (232)). When the confirmation key is pressed (step (233)), if the contents of the disbursed amount R are not 0, the amount to be disbursed by the dispensing machine 22 is set to the counted amount R (step (235)). The maximum amount of banknotes that can be stored in the temporary storage mechanism 66 of the dispensing machine 22 is also determined, and is, for example, 50 banknotes.
If the amount released exceeds the amount of 50 banknotes, 2
It is decided that the money will be released in more than one time, and at the time of the first release, the maximum amount that can be released in one time is set as the counted amount R (step (235)).

When the discharge amount is set to the counted amount R, the storage box 6
The banknotes are fed out one by one from any one of banknotes 1 to 64 and temporarily stored in the temporary storage mechanism 66, and the fed out banknotes are counted (step (236)). In this process, check whether there is an error that makes it impossible to continue dispensing, such as empty dispensing or jamming (step 237)), and if there is no error, check whether dispensing of the amount set in the counted amount R has been completed. If the process is not completed, return to step (236) and repeat the above process (step (238)). If an empty bill is dispensed or a jam occurs, the bill is fed out the required number of times (for example, three times), and if the bill is still dispensed empty or the jam is not cleared, an error is determined in step (237). .

When the counting amount of banknotes has been fed out, the banknotes in the temporary storage mechanism 66 are transferred to the banknote discharge port 9 through the banknote discharge path 67.
(step (239)) and open the shutter 74. It is checked whether or not there is a conveyance error such as a jam occurring during this banknote conveyance process (step (240)), and if there is no conveyance error, the system waits for the ejected banknotes to be extracted by the teller from the discharge port 9 (step (241)). )).

When the dispensed banknote is extracted, the contents of the counted amount R are subtracted from the contents of the dispensed amount R, and the result of this subtraction is set as the new dispensed amount (step (242)). This process is
This is effective when the amount released exceeds the maximum amount that can be released at one time. Next, release the contents of the counted amount R
(step (243)) and returns to step (234). If the content of the amount to be released R is 0 in step (234), this means that the amount of banknotes to be released has been completely released. If the content of the dispensed amount R is not 0, the amount to be dispensed for the second time is set to the counted amount R, and the banknote dispensing process is repeated in the same way.

If the full amount cannot be dispensed in step (234), that is, the banknotes in the storage boxes 61 to 64 have run out, or there is a failure in the dispensing machine 22, and the dispensed amount R≠0, and an error occurs in steps (237) and (240). In the case of occurrence, an indication that discharge is not possible or failure of the discharge machine is displayed on the 12th line of the CRT 3 (steps 245 and 246), and error processing is performed (step (247)). In these cases, it is impossible for the dispenser 22 to dispense cash, so the teller will have to pay.

In this example, since the content of the discharge amount R is 1,000 yen, 1,000 yen is set to the counted amount R (step (235)), and one thousand yen bill is dispensed from the storage box 63 and placed in the discharge port 9. Released (step (236) ~
(239)). In addition, the content of the release amount R becomes 0 through the processing in step (242), and 1,000 yen is added to the release total R through the processing in step (243).

The teller pulled out 1,000 yen in cash from outlet 9.
This thousand yen and three types of passbooks with transaction data printed on them are handed over to the customer, the printed slips are stored, and the complex transaction is completed.

In Fig. 9, steps (161), (163) and (176) are data key input processing (Fig. 8).
and cash set processing. As mentioned above, the screen request key is used when redoing the key input operation (step (144)), and the completion key is used when the key input operation is completed (at this time, the passbook, slip, and cash set processing has also been completed). ) (step (148)). and,
The fact that these keys have been pressed is stored in the RAM 15 as a flag. in step (161)
If YES and NO in step (154), proceed to step (170). YES at step (163)
In this case, check whether there are banknotes in the slot 7 (step (164)), and if there are no banknotes, open the slot 7.
Automatically close the shutter 41 (step (165) and proceed to step (170).Step (170)
If the cash count key has not been pressed, the process proceeds to step (175), and if the cash return key has not been pressed, the process proceeds to step (176). If the screen request key or completion key is pressed, the cash setting process ends.

The cash return key is pressed when requesting the return of banknotes stored in the temporary storage mechanism 33. If YES in steps (162) and (175), proceed to step (177). If YES in step (167), check whether there are banknotes in the slot 7 (step (168)), and if there are no banknotes, close the shutter 41 of the slot 7 (step (169)), and proceed to step (169). Proceed to (177).

Although detailed illustration of the cash return process (step (177)) is omitted, in this process, it is first checked from the output signal of the stored banknote detector 51 whether or not banknotes are stored in the temporary storage mechanism 33, and the stored banknotes are checked. If there is, a message indicating that the cash will be returned will be displayed on the 12th line of the CRT 3, and the banknotes will be returned via the first return route 35 to the return slot 8.
to be carried out. Then, when the banknotes in the return slot 8 are removed, the contents of the temporarily stored amount R are subtracted from the contents of the accepted amount R, and the contents of the temporarily stored amount R are cleared.

If the cash counting key is pressed, YES is returned in step (155), and the process moves to cash counting processing (step (159)). This cash counting process is also omitted from illustration, but in this process, the banknotes inserted into the input slot 7 are taken in one by one and judged by the discrimination device 32. If the banknote is a regular banknote, the banknote is It is returned to the return port 8 via the second return path 36. This banknote discrimination and return process is repeated until there are no banknotes in the slot 7. For banknotes that the discrimination device 32 cannot distinguish from regular banknotes, the banknotes are stored in the temporary storage mechanism 3.
Store in 3. When all the banknotes in the input slot 7 have been verified, the shutter 42 of the return slot 8 is opened. When the teller pulls out cash, the 12th line of CRT3 displays the cumulative cash amount for identification.

With this, the cash discrimination and counting process is completed, and the process returns to step (152). When the opened shutter 41 is closed again by the teller (step (153)), there is no cash in the slot 7, so the process moves from step (154) to step (170). Since the cash counting key has already been pressed, YES is returned at step (170). If defective banknotes are stored in the temporary storage mechanism 33 (YES in step (171)), a message indicating that the defective cash is to be returned is displayed on the CRT 3 (step (172)), and the temporarily stored cash is transferred to the first return path 35. , return the item to the return slot 8, and open the shutter 42 (step (173)).
When the teller removes the returned bill (step (174)), the process shown in FIG. 9 ends.

In a deposit transaction, if the compound key is not pressed (NO in step (156)) and the excessive deposit prohibition key has been pressed (YES in step (157)),
Wait for the transaction amount (deposit amount) to be entered by key (step (158)). This is because the prohibition on overstorage is meaningful only when the transaction amount is fixed.

In the cash storage process shown in Figure 10, if the composite key is not pressed (NO in step (184)) and the excessive storage prohibition key has been pressed (step (185)), the process proceeds to step (186). Then, the content of the received amount R and the content of the transaction amount R are compared each time a banknote is taken in and verified. If the content of the received amount R exceeds the content of the transaction amount R, subsequent bills are returned to the return slot 8 via the second return path 36 without being temporarily stored (step (195)). . Therefore, for example, if the transaction amount is 85,000 yen but you accidentally put 100,000 yen (10 10,000 yen bills) into slot 7, only 90,000 yen will be temporarily transferred. The money is stored in the storage mechanism 33 and 10,000 yen is returned to the return slot 8. Then, 5,000 yen becomes change (Step (140)). In this way, even if you accidentally insert a number of banknotes that exceed the transaction amount, if you press the excessive storage prohibition key, the excess banknotes will be returned immediately.

However, even if the excessive storage prohibition key has been pressed, if the compound key has also been pressed, YES will be obtained in step (156) in FIG. 9, and the process will be executed in step (157).
The process proceeds to cash collection processing without processing (158). Also, in the cash storage process (Figure 10),
Step (184) becomes YES and step (185)
Since the process in (186) is skipped, the over-storage prohibition function will be canceled. As a result, in compound transaction processing, all the cash input is accepted, the withdrawal amount (change) is added as a balance for each transaction, and the final balance is output at the end of compound transaction processing. It will be released by the gold machine. Therefore, during normal transactions, the excessive storage prohibition key can be kept depressed at all times. At the time of a compound transaction, it is sufficient to simply press the compound key, and there is no need to release the overaccommodation prohibition function by pressing the overaccommodation prohibition key again.

In the above example, the composite transaction is a combination of three transactions: withdrawal of 90,000 yen from a savings account, cancellation of a time deposit, and deposit of 110,000 yen into a current account. In this compound transaction, the teller presses the compound key and sets the compound key flag when starting the first transaction, a withdrawal of 90,000 yen. Therefore, for the first withdrawal and second cancellation transaction, cash payment processing (11th
YES in step (222) in Figure), and cash release processing is not performed. And the teller is the last
Before starting the transaction for depositing 110,000 yen, the composite key is pressed again to reset the composite key flag. Therefore, in the final deposit transaction process, the answer at step (222) is NO, and the process moves to the cash discharge process, whereby the change stored in the payment balance R is discharged to the discharge port 9 of the dispensing machine 22.

If the teller gets carried away and forgets to press the composite key again at the start of the deposit process, which is the last transaction in the composite transaction, the composite key flag remains set. Then, in this last transaction as well, the result in step (222) is YES, and the remaining cash is not released. With this invention, even if the teller forgets to cancel the composite transaction, the remaining payment amount can be released in cash.

If the teller forgets to cancel the compound transaction at the start of the last transaction in the compound transaction and this last transaction is also terminated without the remaining cash being released, at this point The teller presses the compound key (FIG. 7, step (107)) to cancel the compound transaction (YES in step (108), step (110)). When the last transaction of the compound transaction is completed, the process in Figure 7 returns to the start and has already proceeded to steps (100) and (101), so the transaction settings are
Transaction code 00000 is set in IR.
After canceling the composite transaction, the teller presses the screen request key (step (102)). Then, trade settings
The contents of the IR are transferred to the transaction setting R (step (105)), and the transaction guidance is displayed (step (106)) (no transaction is set, so nothing is displayed). After that, data key input and slip , move on to passbook and cash set.

The teller does nothing about the slip, passbook, and cash set, and only presses the completion key in the data key input operation (FIG. 8, step (148)). This causes the process to proceed to step (111), but in this step the answer is NO, and the process proceeds to step (112). Since the content of the transaction setting R is 00000, the answer at step (112) is NO, and since the composite key has already been released, the answer at step (113) is also NO. Received amount R
The content of is 0 because it has already been cleared in step (205) in Figure 11, and is cleared in step (119).
YES, and the process moves to center communication (step (116)).

Since the transaction type and transaction data are not set at all, in center communication, only the minimum data required by the format of the message to be sent to the center (for example, the terminal number of this transaction processing device) is edited. and this message is transmitted to the center. When the center receives such a message, it immediately responds by sending a message that only indicates that transactions are possible, so YES is returned at step (117), and only the number of transactions is counted (step (118)). Proceed to the printing of slips and passbooks, and the processing of cash payments. Since transaction data is not included in the message sent from the center, no slips or passbooks are printed.

In the cash payment process (FIG. 11), NO is obtained in both steps (200) and (201), and since the transaction setting R is empty and completed (00000), YES is obtained in step (202). Therefore, it is possible to proceed to step (221). Since the balance that was not released remains in the payment balance R, the answer at step (221) is NO. Since the composite transaction has already been canceled, the answer at step (222) is also NO, and the process goes through steps (223) to (225). , proceed to cash release processing;
The amount of cash stored in the payment balance R is released.

In the above example, if you forget to release the composite key and want to release the remaining cash after the composite transaction ends,
I am communicating with the center without transaction data, but
Center communication may be omitted. Also, in order to release this cash, the teller unlocks the composite key,
and the completion key is pressed. Instead of the completion key,
It is also possible to provide a special key to force the release of cash, so that when this key is pressed, the process immediately proceeds to step (221) in FIG.

In the above example, only the processing for banknotes is shown, but it goes without saying that the processing for coins and the processing using both banknotes and coins are performed in exactly the same way.

The present invention can be applied not only to transaction processing devices used by tellers, but also to automated teller machines operated by customers themselves. In this case,
The cash dispenser is also provided with a key for entering the transaction amount.

As described above, the cash dispensing method for complex transactions using the transaction processing device according to the present invention includes a cash deposit machine that discriminates and accepts cash inserted into the input slot, a cash deposit machine that counts a specified amount of cash, and The first step is to enter the transaction amount for deposits or withdrawals.
A second key for setting up a composite transaction, which is operated upon initiating a composite transaction; a second key for setting up a composite transaction; A cash deposit machine comprising a third key for canceling a transaction, a fourth cash release key for forcibly releasing cash, and a remaining payment storage device for storing an amount to be paid for each transaction in a compound transaction. Adds the amount received in to the remaining payment storage, adds the withdrawal amount of each transaction to the remaining payment storage, subtracts the deposited amount of each transaction from the remaining payment storage, and adds each transaction's withdrawal amount to the remaining payment storage for each individual transaction that makes up the composite transaction. When a compound transaction is set in , cash dispensing by the cash dispenser is prohibited, and the remaining payment storage device is disabled at the final stage of the last individual transaction after the compound transaction is canceled by the third key. Even when the amount is discharged by the cash dispenser, the composite transaction is canceled by the third key, and an input is made by the fourth cash dispensing key without performing individual transaction processing, the remaining payment amount is It is characterized in that the amount stored in the storage device is dispensed by a cash dispensing machine.

Preferably, the second key and the third key are shared by one composite key, the first operation of this composite key sets up the composite transaction, and the second operation releases the composite transaction. .

This invention sets a compound transaction by operating a second key when starting the compound transaction, and sets the compound transaction at the start of the last individual transaction processing of a series of individual transactions that make up the compound transaction. In principle, the third key must be operated in order to release the lock. Then, when a compound transaction is set in each individual transaction that constitutes a compound transaction, the dispensing of cash by the cash dispensing machine is prohibited, and the last individual transaction performed after the compound transaction is canceled by the third key. At the final stage of the transaction, the amount in the remaining payment storage device is released by a cash dispenser.

However, there are cases where the user forgets to operate the third key when starting processing of the last individual transaction in a series of individual transactions that constitute a composite transaction. In this case, since the composite transaction is not canceled, cash equivalent to the remaining payment amount will not be released even at the final stage of the last individual transaction.

According to this invention, it is possible to deal with forgetting to operate the third key. That is, according to the present invention, if you forget to operate the third key when starting the last individual transaction of a compound transaction, you must operate the third key again after the last individual transaction and do nothing. It is sufficient to operate the cash release key without performing individual transaction processing.

According to this invention, even when a composite transaction is canceled by the third key and an input is made by the fourth cash release key without performing individual transaction processing, the amount in the remaining payment storage device is changed to cash disbursement. Since the money is released by the money machine, it is possible to reliably pay the remaining balance in cash.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the appearance of the transaction processing device;
Fig. 2 is a block diagram showing the internal structure of the transaction processing device, Fig. 3 is a block diagram showing an outline of the bill depositing machine, Fig. 4 is a block diagram showing the outline of the bill dispensing machine, and Fig. 5 is a block diagram showing the outline of the bill dispensing machine. 6 is a diagram showing the contents of the RAM, FIG. 7 is a flow chart showing the overall procedure of transaction processing, and FIG. 8 is a flow chart showing the procedure of data key input processing. Figure 9 is a flow chart showing the cash set processing procedure, Figure 10 is a flow chart showing the cash collection processing procedure, and Figure 11 is a flow chart showing the cash payment processing procedure.
FIG. 12 is a flow chart showing the cash dispensing processing procedure, FIG. 13 is a diagram showing the transaction operation procedure and the contents of each register, and FIG. 14 is a diagram showing an example of a CRT display. 3...CRT, 4...Keyboard, 7, 11...
...Input port, 8,12...Return port, 9,13...Discharge port, 15...RAM, 21,23...Deposit machine,
22, 24...Dispensing machine, 32, 61...Identification device.

Claims (1)

[Scope of Claims] 1. A cash depositing machine that distinguishes and accepts cash inserted into an input slot, a cash dispensing machine that counts a specified amount of cash and discharges it to a discharge slot, and transaction amount for deposits or withdrawals. A first key for entering the composite transaction, a second key for setting the composite transaction, which is operated to initiate the composite transaction, and a second key for starting the processing of the last individual transaction in the series of individual transactions that make up the composite transaction. A third key for canceling the compound transaction, a fourth cash release key for forcibly releasing cash, and a remaining payment storage device for storing the amount to be paid for each transaction in the compound transaction. prepare, add the amount received by the cash deposit machine to the remaining payment storage, add the withdrawal amount of each transaction to the remaining payment storage, subtract the deposited amount of each transaction from the remaining payment storage, and create a compound transaction. When a composite transaction is set in each constituent individual transaction, cash dispensing by the cash dispensing machine is prohibited, and at the final stage of the last individual transaction to be performed after the composite transaction is canceled by the third key. When the amount in the remaining payment storage device is released by the cash dispenser, the composite transaction is canceled by the third key, and an input is made by the fourth cash release key without individual transaction processing being performed. Also, a cash dispensing method for a complex transaction using a transaction processing device, in which the amount of the remaining payment storage device is discharged by a cash dispensing machine. 2. A patent claim in which the second key and the third key are shared by one composite key, the first operation of this composite key sets a composite transaction, and the second operation cancels the composite transaction. A method for discharging cash in a complex transaction using the transaction processing device according to item 1. 3 Transaction setting key for setting the type of transaction,
and a set transaction storage device that stores the set transaction and is reset when the transaction is completed, and when an input is made using the cash release key, the combination transaction is canceled and the set transaction storage device is reset. 2. A cash dispensing method for a complex transaction using the transaction processing device according to claim 1, wherein the amount in the remaining payment storage device is discharged by a cash dispensing machine when the transaction processing device is used.