JPH0355857B2 - - Google Patents

Description

[Detailed Description of the Invention] [Object of the Invention] The present invention relates to a control method for a passbook handling device, for example, a control method for a device that processes passbooks such as an automatic cash deposit device, an automatic cash dispensing device, and an automatic bookkeeping device. .

[Background of the invention]

Conventionally, this type of passbook handling device has been proposed, for example, in Japanese Patent Application No. 56-14572. Special application 1986-
In 14572, when the print margin of a circulation passbook becomes less than a predetermined value, a new passbook is automatically issued following the circulation passbook.

However, in these passbook handling devices,
Although it is possible to perform printing processes such as endpaper printing and carryover printing from a circulating passbook to a newly issued passbook, and reprinting and updating of magnetic stripe information, it is still possible to issue a new passbook with the same or new registered seal as the circulating passbook. has not been reached. This is due to legal issues and conditions such as the fact that customers do not always bring registered seals with them when they visit banks, etc. Under the current banking business system, all issued It is impossible to create a passbook handling device that can automatically issue a new passbook with even a registered seal affixed to the new passbook.

Therefore, a new passbook issued by the passbook handling device proposed in Japanese Patent Application No. 14572/1988 will also be a new passbook without a registered seal. Of course, in the passbook handling device of this patent application 14572/1980, when issuing a new passbook, it uses known means such as voice guidance and film guidance to issue the following message: "Your passbook is new. If you bring your seal today, Please take this passbook with you and complete the seal registration at the counter.If you do not have a seal, please bring it with you the next time you visit our bank and complete the seal registration at the counter. ”, etc. However, with this publicly known guidance, the probability that a customer will bring their seal to the bank next time is extremely low due to the customer missing, overlooking, or forgetting the guidance.
There is a drawback that a large number of new passbooks with unregistered seals remain issued. Therefore, when an attempt is made to make a payment using a passbook in an emergency, the process may start with the seal registration procedure, which results in a problem of discomfort to the customer as processing time is lost.

[Purpose of the invention]

The present invention has been made in order to solve the above-mentioned problems in the conventional automatic issuance of new bankbooks, and by printing a message requesting seal registration procedures on the new bankbook when issuing a new bankbook, it is possible to promptly notify customers. An object of the present invention is to provide a control method for a passbook handling device that can guide the user to a seal registration procedure.

[Summary of the invention]

In the conventional technology, when issuing a new passbook, information on seal registration procedures was provided to customers by means such as publicly known voice guidance and film guidance (including GRT guidance). There was a problem that the registration procedures were not carried out promptly. In contrast, the present invention focuses on the human habit of checking the balance column of a passbook after writing a book or before going to the bank, etc., and it is possible to carry over all printed information from a circulating passbook to a newly issued passbook. The present invention is characterized in that by printing seal registration procedure request message information below the line that has been printed, the customer is made aware of the necessity of the seal registration procedure not only at the bank but also at home.

[Embodiments of the invention]

Hereinafter, one embodiment of the present invention will be described with reference to the drawings.

FIG. 1 is a sectional side view showing the main structure of an embodiment of a passbook handling device which is characteristic of Japanese Patent Application No. 56-14572 and the present invention. The main operations and controls are based on a patent application filed in 1982.
Basically the same as 14572. Hereinafter, only the operation and control method for issuing a new passbook, which are characteristic of the present invention, will be explained.

When the print margin of the circulation passbook becomes less than a predetermined value, the control circuit 17 receives an instruction to issue a new passbook from a central control circuit (not shown) and performs the following control.

First, the conveyance rollers 2, 3, 4, and 5 are driven, and the circulation passbook is evacuated to an evacuation path (not shown) near the insertion slot 1. Although the above-mentioned circulation passbook may be ejected from the insertion slot 1, it is preferable not to eject it at this point but to set it aside. This is because the customer receives the distribution passbook ejected from insertion slot 1,
If the user goes home under the misunderstanding that the business process has been completed, the newly issued passbook will be left behind and problems associated with theft will occur. Note that before the passbook is evacuated to the evacuation route, the information on the magnetic stripe 27 of the circulation passbook is stored as the latest information in the memory of the read/write control circuit 16, and then during transportation to the evacuation route, the information on the magnetic stripe 27 is All data are erased using the magnetic head 11.

When this evacuation is completed, the newly issued passbook 9' is fed from the new passbook issuing section 25 to the conveyance path 23 with the page opened to an arbitrary page, and the newly issued passbook 9' is fed to the conveyance path 23 with the page opened to an arbitrary page, and the well-known optical detection means 10, page changing section 40, etc. Tsute spine cover 9
The next page after a, that is, the zero page, is opened, and the endpaper 90 (store number, account number, name of the holder, etc.) is printed using the printing head 8 (see FIG. 6).

When this endpaper printing 90 is completed, the first line of the desired page (usually the first line of the first page) is moved to the front of the print head 8 by the page change unit 40 and the optical detection means 10 again. As shown in Figure 2, carry over printing from the old passbook 89
(Continuous printing) is printed on the newly issued passbook 9'.

The first feature of the present invention is that, as shown in FIG. 2, below the carryover printing (continuation printing) line 89, this newly issued passbook 9' is a newly issued passbook with no registered seal;
and information requesting customers to promptly register their seals, for example, ``We have a new bankbook.If you bring your seal today, please go to the counter to register your seal.If you did not bring your seal today. Next time you visit our store, please bring your seal with you and complete the seal registration procedure at the counter.'' etc. is printed and returned to the customer. In other words, the purpose is to make customers aware of the necessity of seal registration procedures not only while they are at the bank, but also at home, etc., and to promptly guide customers to the seal registration procedures.

A second feature of the present invention is that identification information is added to the magnetic stripe 27 of the newly issued bankbook 9' to identify whether the seal has been registered or not. That is, as shown in FIG. 3, on the magnetic stripe 27 of the newly issued passbook 9', there is the same account number information 85, password information 84, last printed page line information 83, last printed page information 82, etc. In addition, the present invention is characterized in that the information on the magnetic stripe 27 is configured by adding new seal registration identification information 86.

In this way, by incorporating the seal registration identification information 86 on the magnetic stripe 27 of the newly issued passbook 9' to configure the information on the magnetic stripe 27, there are the following advantages.

In other words, the new bankbook 9' that has just been newly issued has no seal registration yet. Therefore, if you use this new bankbook 9' to perform business transactions next time without completing the seal registration procedure, the read/write control circuit will read the seal registration identification information 86 on the magnetic stripe 27 with the magnetic head 11. 16 is determined to be unregistered, and when returning the passbook 9', the above-mentioned seal registration procedure request information 87 can be printed again to request the customer to perform the seal registration procedure again. In addition, when the passbook 9' is processed by a machine inside a bank counter such as a window machine or a teller machine, if the identification information 86 indicates that the seal is not registered, the seal registration procedure request information 87 is processed as described above.
In addition to having the bankbook 9' printed and returned, it is also possible to verbally instruct the bank operator to request seal registration. Furthermore, depending on the configuration of the system, it is also possible to refuse cash disbursements for bankbooks with unregistered seals.
As a matter of course, once the seal is registered, the seal registration identification information 86 is switched to "registered", and after that, the seal registration procedure request information 87 will not be printed even if the bankbook is used for business processing.

〔Effect of the invention〕

As explained above, according to the present invention, a new bankbook is issued with identification information indicating whether the seal has been registered or not written on the magnetic stripe, and information requesting the customer to register the seal. Even if the customer is not a bank, it is possible to make the customer aware of the need for seal registration and prompt the customer to take the seal registration procedure.

[Brief explanation of drawings]

Fig. 1 is a side sectional view showing the main configuration of a passbook handling device which is an embodiment of the present invention, Fig. 2 is a plan view of a passbook on which seal registration procedure request information is printed, and Fig. 3 is a plan view of a newly issued passbook. Fig. 4 is a plan view showing the information structure of the magnetic stripe, Fig. 4 is a diagram showing the flow of issuing a new passbook according to the present invention, Fig. 5 is a diagram showing the passbook processing flow according to the present invention, and Figs. 1
FIG. 3 is a plan view and a side view showing an example. 9': Newly issued passbook, 27: Magnetic stripe,
82: Final printed page information, 83: Final printed line information, 84: PIN information, 85: Account number information,
86: Seal registration identification code information, 87: Seal registration procedure request information, 89: Carryover printing information.

Claims (1)

[Scope of Claims] 1. In a new passbook issuing device that automatically issues a new passbook continuously from a distributed passbook, information indicating that the seal of the newly issued passbook has not been registered on the magnetic stripe of the newly issued passbook. A control method for a passbook handling device characterized by writing. 2. The method according to paragraph 1, characterized in that when there is information indicating that the seal is not registered on the magnetic stripe, information to guide the seal registration procedure is printed on the printed paper surface of the passbook each time the book is registered. Control method for passbook handling equipment.