JPH0411917B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Application of the Invention] The present invention relates to an automated teller machine.

[Background of the invention]

In the case of a conventional automatic teller machine, an operator of the machine sets bills for payment transactions in a stacker that separates them by type, and notes the number and amount of the set bills. Then, it is necessary to separately calculate the number and amount of bills paid out at the time of aggregation, and then check that the amount and number of bills match by counting the calculated result and the bills remaining in the stacker. has been done. That is, the device itself not only does not have the function of counting the initial number and amount of banknotes, but also does not have the function of counting the number and amount of banknotes paid out during a transaction.

Therefore, the operation manager must count the number and amount of banknotes, which poses a problem that requires a great deal of effort. Moreover, since the deposited banknotes must be stored in a stacker separate from the stacker for payment transactions, there is a problem that they cannot be recycled for use in payment transactions.

[Purpose of the invention]

In view of the above circumstances, the present invention has been developed at the initial stage, at the time of operation,
At the time of aggregation, the number and amount of banknotes can be automatically counted, and at the time of aggregation, the initial count value, the count value during operation, and the count value at the time of aggregation are automatically calculated, and the amount It is an object of the present invention to provide an automated teller machine which is capable of determining whether the banknotes and the number of banknotes match, thereby making it unnecessary for an operation manager to count the banknotes.

[Summary of the invention]

In order to achieve the above object, the present invention includes a banknote payment function, a banknote deposit mechanism, a stacker for storing payment transaction banknotes and deposited banknotes during transaction operation, and a memory for storing banknote count values. In the automated teller machine, a first means for automatically counting the number and amount of all transaction banknotes set in the stacker at the time of initial setting and storing the counted value in the memory; a second means for counting the number and amount of deposited banknotes, counting the number and amount of deposited banknotes, and storing the counted value at the time of the transaction operation in the memory; In addition to counting the number and amount of banknotes, the count value of all banknotes at the time of the initial setting is calculated.
and a third means for adding the counted value of banknotes at the time of the transaction operation, comparing the calculated value with the counted value at the time of the aggregation, and outputting a result as to whether or not they match. be.

This eliminates the need for the operator to separately count banknotes during initial setup, transaction operation, and totaling, and moreover, it is possible to automatically perform a match determination during totaling and complete the operation.

[Embodiments of the invention]

The invention will now be described with reference to the accompanying drawings. 1 to 6 show an embodiment in which the present invention is applied to an automatic teller machine (ATM).

In the figure, reference numeral 1 is an automated teller machine (hereinafter simply referred to as ATM). Reference numeral 2 denotes an operation mechanism, which includes an operation panel section 21 for customers to perform transaction operations, an operation guidance display section 22 for displaying how to operate the operation panel section 21, and an internal operation panel 23 for operation by an operation staff member. It is made up of. 3 is a slip card mechanism, which includes a magnetic card section 31 that reads data from a magnetic card (not shown) inserted by a customer, a transaction statement/journal printing section 32 that records the details of transactions with the customer, and a magnetic card section 32 that records the details of transactions with the customer. and an imprint section 33 for imprinting with embossing.

4 is a bill payment mechanism for paying a desired amount to a customer during a payment transaction, and includes a first stacker 41 that stores 500 yen bills, 1000 yen bills, 5000 yen bills, and 10,000 yen bills, respectively; 42, 43, and 44. Since the respective first stackers 41 to 44 have the same structure, the one for 500 yen bills will be explained here. That is, the first stacker 41 for 500 yen bills is
As shown in FIG. 4, a push plate 41a has a box shape with one end open, is movably attached between the opening and the inner bottom, and is capable of stacking banknotes.
have. Then, the banknotes are stored by sequentially stacking the banknotes on the push plate 41a by the storage part 11a of the transport path 11, and the uppermost stacked banknotes are sequentially stacked by the feeding part 11b of the transport path 11. It is now possible to bring it out. In FIG. 4, reference numeral 15 denotes a gate provided in a communication section communicating with the first stacker of the conveyance path 11. By moving as shown in solid lines and broken lines, the gate 15 opens a path for banknotes to the first stacker and It is now possible to open the path for banknotes that are dispensed from the bank. 51 is a discriminator that discriminates the denomination and authenticity of banknotes. 52a and 52b are second stackers for storing banknotes deposited by customers.
The second stacker 52a is a primary stacker that temporarily stores the deposited banknotes until the transaction is successfully completed, and the second stacker 52b is a primary stacker that stores the deposited banknotes temporarily until the transaction is completed normally.
This is a secondary stacker that stores banknotes in the secondary stacker 52a. The primary stacker 52a is arranged on the secondary stacker 52b, and the partition plate 53
and the roller 11c of the conveyance path 11. As shown in FIG. 5, the secondary stacker 52b has a box shape with its top and bottom partially open, and when it is set in the ATM main body, the top opening is open. It is closed by the partition plate 53. When the deposited banknotes are sent through the storage section 11a of the conveyance path 11, the partition plate 53 operates to open the upper opening to store the deposited banknotes, and It can be fed out by the feeding section 11b of the conveyance path 11.

Reference numeral 6 denotes a safe in which the operator stores banknotes for payment transactions in advance during transaction operations, and the banknotes present in each of the first stackers 41 to 44 and the secondary stacker 52b of the second stacker at the time of aggregation. should be stored. That is, as shown in FIG. 3, the safe 6 has a box shape with an open top, and a push plate movably attached between the opening and the inner bottom and on which banknotes can be stacked. 61, and an upper door (not shown) that opens the opening when set in the ATM main body and can close the opening when removed from the ATM main body. and,
When it is set against the ATM body,
The uppermost bill stacked on the push plate 61 can be fed out from the payout section 11b of the conveyance path 11, and the banknotes can be stacked on the push plate 61 by the storage section 11a of the conveyance path 11. ing.

7 is a passbook printing mechanism that prints transaction details on the passbook.

8 is a control unit that controls each of the above mechanisms,
Controls the ATM according to the program stored inside.

9 is a central system that inquires and updates customer information via the control unit 8. In addition, 10 is a power supply part,
20 is a remote monitoring device.

Therefore, at the time of initial setting, that is, when all banknotes are stored in the safe 6, all the banknotes can be stored in the first stackers 41 to 44 from the safe 6 via the conveyance path 11. It's getting old. At this time, the banknotes are passed through a discriminator 51 to be identified in each safe, and the number and amount of each banknote are counted by first detectors 12a, 12b, and 12c, which will be described later. It is becoming more and more common.

The conveyance path 11 is for conveying banknotes, and as shown in FIG. 2, the conveyance path 11 is for conveying banknotes, and as shown in FIG.
The discriminator 51, the banknote separator 13, and the tray section 14 are connected to each other, and consists of a feeding section 11a and a storage section 11b having an appropriate number of rollers and belts. Note that the tray section 14 has a payment deposit slot 15.
When a banknote is deposited by a customer, the banknote is sent to the banknote separator 13 and transferred to the first stacker 4.
1 to 44 are sent out to the payment deposit slot 15. The banknote separator 13 is for separating deposited banknotes one by one.

The first detector 12 is installed on the conveyance path delivery section 11b next to the safe 6, as shown in FIG.
In addition, a detector 12a detects that a banknote is paid out from the safe 6, a detector 12b detects that the banknote passes on the conveyance path 11 as shown in FIG. 4, and a 500 yen stacker 41. It consists of a detector 12c that detects that the bills are stacked on the push plate 41a, and the final detection by the detector 12c makes it possible to count the number and amount of 500 yen bills. . Note that the detectors 12b, 1
2c is installed next to each of the first stackers 41 to 44, so that the number and amount of banknotes corresponding to each of the first stackers 41 to 44 can be counted.

When the detectors 12a, 12b, and 12c count the number and amount of each banknote, the counted value is stored in a predetermined memory. At that time, the transaction details/journal printing unit 32 of the banknote payment mechanism 3 prints the count value at the time of initial setting on a slip, and sends the slip to the outside of the ATM. It is now possible to check the counted values.

On the other hand, during transaction operation, when the banknotes stored in the first stackers 41 to 44 are paid, the second detector 16 can count the number and amount of the banknotes to be paid. As shown in FIG. 4, the second detector 16 is installed on the downstream side of the gate 15 in the conveyance path 11, and detects that each banknote is paid out from each first stacker, thereby detecting the payment banknotes. It is now possible to count the number and amount of money. Then, the counted values of the number and amount of each bill to be paid are stored in a predetermined memory.

Further, when banknotes deposited by a customer are stored in the primary stacker 52a of the second stacker, the number and amount of banknotes deposited can be counted by denomination by the third detector 17. It's getting old. The third detector 17 is installed, for example, above the secondary stacker 52b as shown in FIG.
By detecting that the banknotes are stored in the banknotes a, the number and amount of banknotes can be counted. When the number and amount of deposited banknotes are counted, the counted values are stored in a predetermined memory.

Note that when the deposited banknotes are stored in the secondary stacker 52b from the primary stacker 52a, the third detector 17 detects whether the deposited banknotes remain in the secondary stacker 52b based on the counted values together with the detector 17a. They also share the function of detecting presence.

When the transaction is completed and the banknotes inside the device are totaled, the banknotes present in each of the first stackers 41 to 44 and the secondary stacker 52b of the second stacker are fed all at once to the safe 6 via the conveyance path. It is now possible to do so. In that case, the fourth detector 1 detects the number and amount of banknotes sent into the safe 6.
8a, 18b, 18c, and 18d make it possible to count according to the type. Said fourth detector 18a, 18b, 18c, 18d
As shown in FIGS. 3 to 5, a detector 18a is installed on the conveyance path feeding section 11b next to the secondary stacker 52b, and detects when deposited banknotes are fed out from the secondary stacker 52b. , 18b and
A detector 18c is installed on the downstream side of the gate 15 in the conveyance path 11 next to each of the first stackers 41 to 44, and detects that each banknote is fed out from each first stacker; It consists of a detector 18d that is installed on the conveyance path storage section 11a and detects that banknotes have been fed into the safe 6.The detector 18d ultimately detects the number and amount of each banknote. It is now possible to count. Therefore, the detector 1
8c also has the function of the second detector 16. A secondary stacker 52 is detected by the fourth detector.
When the number and amount of banknotes existing in the banknotes b and the first stackers 41 to 44 are counted, the counted value at the time of aggregation is compared with the sum of the counted value at the time of initial setting and the counted value at the time of transaction operation. It is now possible to At this time, among the counted values at the time of transaction operation, the counted values of the number and amount of bills to be paid are added as negative values. The respective counted values are sent to the banknote payment mechanism 3.
The transaction details/journal printing section 32 prints on the slip and sends the slip outside the ATM, thereby allowing the operator to confirm each count value. At this time, it is possible to display on the slip whether or not the results of comparison between the counted value at the time of aggregation and the counted value at the time of initial setting and transaction operation match or not.

Next, the operation of the ATM will be described according to the flowchart shown in FIG.

First, an operation staff member sets the safe 6 containing banknotes for payment transactions into the ATM, and then turns on the power (step 100), and then checks whether each mechanism operates normally. Mechanism initialization is performed (110), and if it is K, the system waits for instructions for initial counting. At this time, when mechanical initialization is performed, if it is N, processing is continued until it operates normally, that is, until it reaches K.

Then, when initial counting is instructed (120), the bills for payment transactions are fed out one by one from the safe 6 and conveyed (130), and by passing through the discriminator 51 on the conveyance path 11, the denomination is determined. They are identified (140) and sorted by denomination (150). That is,
The banknote (160) is stored in the 500-yen stacker 41, the banknote (170) is stored in the 1,000-yen stacker 42, the banknote (180) is stored in the 5,000-yen stacker, and the banknote (190) is stored in the 10,000-yen stacker. . At that time, the first detector 12
b and 12c count the number and amount of each banknote and store them in the number/amount area (200). This operation is repeated until there are no more banknotes in the safe 6 (210).

When there are no more bills in the safe 6, the sorting operation stops, and the transaction statement journal printing section 32 of the slip card mechanism 3 prints the count value of each bill on a slip and discharges it (220). This results in
The operating staff can know from the slip the number and amount of each banknote initially set in the device, and can enable the customer to conduct transactions.

Note that the memory area stores information on banknotes for payment transactions, and the information does not disappear at least until the totaling operation is completed.

On the other hand, during transaction operation, if the customer is making a payment transaction, for example, the first stackers 41 to 44
1. Desired banknotes are fed into the deposit slot 15 through the tray section 14, but at this time, the second detector 1
6, the number and amount of bills fed out are counted, and the counted value is stored in the memory. In addition, when a customer makes a deposit transaction, the banknotes are transferred from the payment/deposit slot 19 to the tray section 14, the banknote separator 13, and the validator 51 to the primary stacker 52 of the second stacker.
At that time, the denomination of the deposited banknotes is discriminated by the discriminator 51, and the number and amount of the deposited banknotes are counted by the third detector 17. The count value is stored in memory. Since the memory stores banknote information for each transaction, whether payment or deposit, the contents will not disappear at least until the aggregation operation is completed.

In addition, when making a transaction with a customer, the details of the transaction are recorded in the transaction details journal printing section 3 of the slip card mechanism 3.
2, the transaction statement slip and journal are printed, and the transaction statement slip is received by the customer.

Then, after the device has been operated for a certain period of time, the operation is stopped and aggregation is performed (240). In that case, when the internal operation panel 23 of the operation mechanism 2 is used to instruct counting during totalization, the banknotes deposited by the customer are separated and conveyed one by one from the secondary stacker 52b of the second stacker, passed through the discriminator 51, and then sent to the safe. 6, and the number and amount of deposited banknotes are counted (250). At this time, as a matter of course, since there is only one safe, there is no need to allocate storage locations depending on the identification results. Next, the banknotes for payment transaction are paid out from the ten thousand yen stacker 44,
As described above, the banknotes are stored in the safe 6 through the discriminator 51, and the number and amount of the banknotes are counted (260). Thereafter, the items are stored in the safe 6 from the 5,000 yen stacker 43, the 1,000 yen stacker 42, and the 500 yen stacker 41 and counted (270), (280),
(290).

After all the banknotes are stored in the safe 6 and the number and amount of each banknote is counted, the counted value is compared with the counted value previously stored in a predetermined memory area (300). That is, the number and amount of each banknote at the time of counting are compared with the result of adding the number and amount of banknotes at the time of initial counting and the number and amount of banknotes at the time of attachment (300). In that case, the payment count value at the time of transaction is added as a negative value.

If the comparison results are the same, edit the number and amount of each denomination for the initial setting count, transaction operation count, and aggregation count value, and print them on the slip along with a normal signature. Eject (310). If the comparison results are not equal, display an abnormality sign on the operating mechanism 2 (320), edit each count value in the same way as above, print it on a slip together with the abnormality sign, and output it (320). 330).

Thereby, the operation staff can know the total result without having to count each banknote in the safe 51.

Although the illustrated embodiment shows an example in which the counting results are printed and displayed on the slip, the present invention is not necessarily limited to this. For example, a remote monitoring device can be equipped with a function to display counts during initial setup, transaction operation, and aggregation.
It is possible to remotely monitor the ATM while it is in operation. In addition, the counting results are disclosed to the central system.
It can also be expanded to be managed by a central system by reporting at certain times, such as when a station is closed or when a customer makes a transaction.

As described above, the present invention stores bills for payment transactions from a safe into each first stacker at the time of initial setting, counts the number and amount of the bills according to the type, and stores the bills in the first stacker and the first stacker at the time of totaling. The banknotes are stored in the safe from the second stacker, and the number and amount of the banknotes are counted according to the type, and the counted value is compared with the counted value at the time of initial setting and the counted value at the time of transaction operation to determine whether they match or not. Since the configuration is configured so that the banknotes are clearly included and output externally, there is no need for the operations staff to calculate the banknotes for each payment transaction, and there is also no need to calculate them during aggregation, which saves the operations staff that much effort. be able to. Moreover, since the payment transaction banknotes and the deposited banknotes are stored together at the time of aggregation, the deposited banknotes can also be recycled and used for the payment transaction at the next operation, and rationalization can be achieved accordingly.

[Brief explanation of drawings]

Figure 1 shows the present invention as an automated teller machine (ATM).
FIG. 2 is a block diagram showing a banknote transport route, FIG. 3 is a schematic diagram showing the safe set up, FIG. 4 is a schematic diagram showing the first stacker, Figure 5 shows 2 of the second stacker.
FIG. 6 is a schematic diagram showing the next stacker and a flowchart showing the operating procedure of the present invention. 1... Automatic teller machine (ATM), 2... Operation mechanism, 3... Slip card mechanism, 4... Bill payment mechanism, 41-44... First stacker, 5... Bill deposit mechanism, 51... Discriminator, 52a...Primary stacker of second stacker, 52b...Secondary stacker of second stacker, 6...Safe, 8...Control unit, 9...
...Central system, 11...Transport path, 12a...First detector, 12b...First detector, 12c...
...First detector, 16... Second detector, 17...
...Third detector, 17a...Third detector, 18
a... Fourth detector, 18b... Fourth detector,
18c...Fourth detector, 18d...Fourth detector.

Claims (1)

[Scope of Claims] 1. In an automated teller machine equipped with a banknote payment mechanism, a banknote deposit mechanism, a stacker for storing payment transaction banknotes and deposited banknotes during transaction operations, and a memory for storing banknote counts. , a first means for automatically counting the number and amount of all banknotes for transaction set in the stacker at the time of initial setting, and storing the counted value in the memory; and a second means for counting the number and amount of deposited banknotes, and storing the counted value at the time of transaction operation in the memory; At the same time, for the counted value of all banknotes at the time of the initial setting,
It is characterized by comprising a third means for adding the counted value of banknotes at the time of the transaction operation, comparing the calculated value with the counted value at the time of the aggregation, and outputting a result as to whether or not they match. automated teller machine. 2. The automated teller machine according to claim 1, wherein the result of the third means as to whether or not they match is output to a remote monitoring device.