JPH0715700B2 - IC card system - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Technical Field The present invention deposits cash in a financial institution, stores the amount of money in an IC card as a balance, and pays when purchasing a product from the balance stored in the IC card. The present invention relates to an IC card system for debiting, and to an IC card system characterized by printing out transaction data stored in a special IC card.

(B) Outline of the invention The IC card system according to the present invention deposits cash in a shopping account set up at a financial institution, updates the balance in the shopping balance storage area of the IC card with the amount, and pays when purchasing a product. In the system for withdrawing from the shopping balance storage area of the IC card, the IC card is provided with an area for storing transaction data for multiple times so that the printing result of the necessary transaction data can be viewed from this storage area without waste. It was done.

(C) Conventional Technology and Its Deficiencies Currently, as a part of cashless transactions, a system for performing so-called shopping when purchasing products with an IC card is experimentally performed.

This system allows customers to set up shopping accounts at financial institutions,
By depositing cash in this account, the amount is stored in the shopping balance storage area of the IC card. When you purchase products at the store, insert the IC card into the IC card reader / writer installed in the store and deduct the price of the purchased products from the balance recorded in the shopping balance storage area (withdrawal). It is a substitute for payment.

However, when the conventional IC card system prints the shopping balance and transaction data stored in the IC card, it prints all of the past transaction data, so when the old transaction data not needed by the customer is also included. However, there is a problem in that the processing time and the output medium for printing are wasteful.

(D) Object of the invention The present invention is printed in the unit of printable data on the entry / exit table when the customer himself or herself operates the automatic transaction device (ATM) to inquire about the shopping balance and transaction data. It is an object of the present invention to provide an IC card system capable of releasing the entry / exit table in ascending order from new data to old data.

(E) Configuration and Effect of the Invention The present invention provides an IC card system having a transaction data storage area for storing transaction data for a plurality of times and having an IC card in which the transaction content is stored for each transaction in a store or the like. A data reading means provided with a card reader / writer for reading the number of printable data from the transaction data storage area of the IC card which has received the IC card reader / writer in the order of new data to old data; Print ejecting means for printing the data read by the data reading means on the entry / exit table page by page and ejecting the data;
Also, a means for reading a selection operation for selecting continuation / termination of print ejection after ejection of one page of the entry / exit table, and when the reading means detects termination selection of print output, the print ejection is interrupted and continuation selection is detected. At this time, an automatic transaction processing device is provided which is provided with a print discharge control means for giving the print discharge means an instruction to discharge the print of the entry / exit table on the next page.

With the above configuration, if the customer inserts the IC card into the automatic transaction processing device, etc. and makes an inquiry, the shopping balance and transaction data stored in the IC card are printed from the new data on the entry / exit table, It is possible to select continuation / termination of print discharge after discharging one page of the input / output table. Therefore, the customer can confirm that the desired past transaction data has been printed and can finish the print discharge. Therefore, the processing time required for the inquiry can be shortened, and the problem of wasteful entry / exit table is eliminated.

(F) Embodiment FIG. 1 is a diagram showing the configuration of an IC card system according to an embodiment of the present invention. The IC card 1 is inserted into an automatic deposit payment device (hereinafter referred to as “ATM”) 2 which is an automatic transaction processing device, and undergoes processing such as balance update of a shopping balance storage area (M2: see FIG. 5). When a product is purchased at each store 4, the product is inserted into an IC card reader / writer installed in that store, and the price of the purchased product is withdrawn from the shopping balance storage area. This IC card reader / writer has a memory (usually a floppy disk) that stores the price of the withdrawn metal, that is, the price of the sold product, and at a later date the transaction financial institution reads the data and receives the cash equivalent to the amount withdrawn. .

FIG. 2 is an external view of the ATM. An IC card insertion opening 21 for inserting the IC card 1, a passbook insertion opening / outgoing / outgoing opening 22 and a magnetic card insertion opening 23 for a deposit account are provided on the vertical operation panel surface on the front side of the apparatus. Banknote deposit / withdrawal port 24, CRT 25, and coin deposit / withdrawal port 27 are provided on the horizontal operation panel surface. The CRT 25 not only displays the functions of the ATM, operation procedures, etc., but also displays the input keys that the customer should press. A transparent touch panel switch 26 is installed on the surface of the CRT 25 and detects pressing of various keys displayed on the CRT 25.

FIG. 3 is a schematic diagram showing the configuration of the IC card 1. A microcomputer 10 including a CPU 10a and a memory 10b (see FIG. 4) is provided inside. A shopping balance storage area or the like for storing the amount of money deposited in the shopping account is set in the memory (see FIG. 5). On the surface of the card, a terminal 11 of the microcomputer 10 and a magnetic stripe 12 on which a personal identification number of a deposit account, an account number, etc. are recorded are formed. Here, the deposit account refers to an ordinary deposit account in a bank or the like.

FIG. 4 is a block diagram of the control unit of the ATM 2 and the IC card 1. R that stores programs etc. in the CPU 28 of ATM2
An OM 29, a RAM 30 for storing data, etc. are connected, and an interface 31 is connected. In addition to the CRT 25 and touch panel switch 26, the IC
The transaction contents are printed on the IC card reader / writer 34, which exchanges data with the IC card inserted in the card insertion slot 21, the passbook inserted in the passbook insertion slot 22, and the shopping balance and transaction data are displayed on the entry / exit table. A printer 35 for printing, a banknote processing unit 36 for processing deposits and withdrawals of banknotes, a coin processing unit 37 for processing deposits and withdrawals of coins, and a slip processing unit 38 for printing a transaction statement when a transaction is made without inserting a passbook. Also, a communication processing unit 39 for communicating with the center is connected.

As described above, the IC card 1 inserted into the IC card insertion slot 21 is connected to the IC card reader / writer 34, and the IC card 1 has the microcomputer 10 including the CPU 10a and the memory 10b built therein.

FIG. 5 is a partial configuration diagram of the memory of the IC card 1.
In order to identify the card, area M1 stores unique data such as a bank number, owner's name, and personal identification number, and area M2 has a shopping balance storage area. In this area, the amount transferred to the shopping account at the bank is stored,
For each purchase, the IC card reader / writer at the store deducts the purchase price from the balance. Area M3 is an area for storing the contents of the shopping (transaction) for each of the shopping. This area is divided into 100 transaction data storage areas, and each transaction data storage area contains the name of the store where the purchase was made,
The price of goods etc. is stored. The contents of the transaction are stored in this transaction data storage area for each transaction, and when all the storage areas have been stored, the subsequent transaction data will be stored in order from the storage area storing the old transaction data to the latest transaction data. It will be rewritten.

FIGS. 6 (A), (B), and (C) are flowcharts showing the processing procedure of the ATM control unit.

First, as shown in FIG. 6 (A), a menu is displayed on the CRT. If the customer selects and inputs from this menu display, the selected process is executed.

FIG. 6 (B) is a flowchart showing a processing procedure of printing (entry) transaction data and a shopping balance on the entry / exit table. First, a message prompting you to insert the IC card is displayed, and the inserted IC card is accepted (n10 → n1
2). "Please wait" for ATM users
The contents of the memory in the received IC card are read (n14 → n16). This step n1
6 corresponds to the data reading means of the present invention. Next, the number of data that can be printed on one page of the entry / exit table (seven) is read backward from the latest data to the past data, and printed on the entry / exit table (n-16 → n18 → n20). The step n20 and the printer 35 shown in FIG. 4 correspond to the print discharging means of the present invention. Next, a display prompting the receipt of the printed entry / exit table is displayed, and the entry / exit table is discharged from the entry / exit table outlet 22. If there is still data to be printed, the next in / out table is displayed to inquire whether to continue printing or to end here (n26 → A → n28). Then, the customer's selection operation is read (n30). This step n30 corresponds to the means for reading the selection operation of the present invention.

FIG. 8 is a diagram showing a display example at this time. Touch "Enter" to continue here, or touch "End" to end. When "Fill" is operated, the data of the number to be printed next is read and the same printing process is performed (n32
→ n14 → n16 →). It should be noted that this step n32 corresponds to the print ejection control means of the present invention. When all data is printed or when "End" is specified, the IC card will be returned, and the IC card will be returned from the IC card slot 21 and a display indicating that the operation has been completed (n34 → n36 → 38) will be displayed. ). If no data is stored in the memory of the IC card, a display indicating that there is no data is displayed and the process ends (n18 → n
40).

7 (A) and 7 (B) show the print results of the entry / exit table obtained by the above processing. FIG. 7 (A) is an entry / exit table on the first page, where the 7th row shows the latest transaction data and the 1st row shows the transaction data for the past 6 times (some data are omitted). . As is clear from the figure, the latest transaction data deduction balance of 131,000 yen matches the printing of the previous balance, so it can be known that this page is the result of printing the latest transaction data. FIG. 7B shows the printing result of the second sheet entry / exit table. The transaction data on the 4th line is transaction data one time past the 1st line shown in FIG. 7 (A), and the 1st line of FIG. 7 (B) represents the oldest (first) transaction data. . As is clear from the figure, the deduction balance of 100,000 yen and the total balance of 131,000 do not match on this page, so it can be seen that there is an entry / exit table following this page.

FIG. 6C shows a processing procedure performed when the balance inquiry is selected on the menu display. First, a display requesting insertion of an IC card is displayed, the inserted IC card is accepted, and the shopping balance storage area in the memory of the IC card is read (n50 → n52 → n54). The result is C
Display on RT (n56). FIG. 9 shows a display example at this time. The user can know the shopping balance by looking at this display. After that, the IC card is returned from the IC card insertion slot, and the user pulls out the IC card to switch to the end display screen (n58 → n60).

As described above, in the entry process, by touching “end” when the entry / exit table on which the desired past transaction data is printed is received, the entry process can be immediately terminated.

[Brief description of drawings]

FIG. 1 is a diagram showing a configuration of an IC card system according to an embodiment of the present invention, FIG. 2 is an external view of an ATM used in the IC card system, and FIG. 3 is an IC used in the IC card system. A schematic block diagram of the card, Figure 4 shows the ATM and I
FIG. 5 is a block diagram of the control unit of the C card, FIG. 5 is a partial configuration diagram of the memory of the IC card, and FIG. 6A is a CP of the control unit.
FIG. 6 (B) is a flow chart showing the main routine of U, FIG. 6 (B) is a flow chart showing the processing procedure for printing the transaction data of the IC card and the shopping balance on the entry / exit table, and FIG. 6 (C) is
7A and 7B are flowcharts showing a processing procedure for inquiring the balance of the IC card, FIGS. 7A and 7B are diagrams showing the printing result of the entry / exit table, and FIGS. 8 and 9 are diagrams showing display examples of ATM. . 1 …… IC card, 2 …… ATM.

Claims (1)

[Claims] 1. An IC card system having a transaction data storage area for storing transaction data for a plurality of times and having an IC card in which the transaction contents are stored for each transaction in a store or the like, provided with an IC card reader / writer. This IC card reader /
From the transaction data storage area of the IC card that has received the writer, a data reading means for reading the printable number of data from the transaction data storage area in the order of new data to old data, and the data read by the data reading means. A print discharging means for printing and discharging each page, and a means for reading a selection operation for selecting continuation / end of print discharging after discharging one page of the entry / exit table, and this reading means detected end selection of print output. At this time, the automatic transaction processing device is provided with a print discharge control unit that gives the print discharge unit an instruction to discharge the print of the entry / exit table on the next page when the print discharge is interrupted and the continuation selection is detected. IC card system.