JPH0756660B2 - Transfer system - Google Patents

Description

The present invention relates to a transfer system, and more particularly to a transfer system capable of efficiently collectively managing a plurality of transfer information in files and the like.

In financial institutions such as banks, automation of processing such as deposit, payment, and transfer is being promoted in order to reduce the load of counter operations and improve services.

In particular, regarding the transfer process, it is considered that the customer himself / herself can input transfer information such as a transfer destination bank code, an account number or an amount from an automatic transaction device (hereinafter, simply referred to as an automatic machine). Therefore, the problem is how to efficiently manage these input systems on the automatic machine side.

[Problems to be solved by the invention]

However, in the currently automated transfer processing system, it is necessary to operate and input the transfer information each time the customer makes a transfer. As described above, this transfer information is composed of multi-item, multi-digit input data. Therefore, there is a drawback that increases the operation input time for the transfer process, that is, the increase in the occupation time of the customer's automatic machine.

In order to eliminate this drawback, it is conceivable to store the transfer information once input on the automatic machine side. However, simply storing the transfer information input by each customer causes an enormous amount of file capacity for storing the transfer information, which is unrealistic.

[Means for solving problems]

The present invention, in order to solve the above-mentioned problems, an input unit for inputting the transfer information of the transfer destination, and a file unit for storing the transfer information input by the input unit in a registration area,
Based on the setting means for setting an expiration date to the transfer information input by the input means, and the transfer information being input by the input means, and a request for registration of the transfer information being made,
With reference to the setting deadline of the transfer information registered in the registration area of the file means, the transfer information input by the input means is overwritten in the registration area in which the transfer information whose setting deadline has passed is stored. When the transfer information that has passed the set time limit is not stored, it is characterized by comprising a control means for storing the input transfer information in a new empty area.

Further, the setting means includes an updating means for updating the expiration date attached to the transfer information every time the transfer information registered in the file means is used.

[Action]

When the transfer information is input, the control means searches the transfer information stored in the file means, and stores the input transfer information in the area in which the expired transfer information is stored. It saves time and effort to search and delete expired information on a regular basis, and when new transfer information is entered, the new transfer information and the expired transfer information can be replaced to prevent the file from becoming huge. .

Hereinafter, the present invention will be described in detail with reference to examples.

〔Example〕

FIG. 1 is a diagram showing an embodiment of a transfer system to which the present invention is applied, FIG. 2 is a diagram showing a specific configuration of the transfer information input device 12 shown in FIG. 1, and FIG. 3 is a registration file in the embodiment. 11
And FIG. 4 is a flowchart showing the operation of the center HOST.

As is clear from FIG. 1, in the present embodiment, a configuration is adopted in which the input machine 12 for inputting the transfer information by the customer and the automatic machine 13 for performing the actual transfer information based on the transfer information are separated. As a result, the customer's transfer information is input through the dedicated input device 12, and the operation rate of the automatic machine 13 is improved.

The automatic machine 13 waits for the same structure as a normal cash depositing machine or cash paying machine, and the details thereof will be omitted.

As shown in FIG. 2, the transfer information input device 12 includes a display unit 21, a keyboard 22, a line control unit 23, and a floppy disk 24. The floppy disk 24 is a list table of transfer destination bank names, branch names, and corresponding code data, and is used by the customer to select the transfer destination bank and branch names and perform code conversion.

A computer 10 (FIG. 1) of the center HOST is provided with a registration file 11 for storing transfer information. This file
11, a plurality of transfer information storage areas, as shown in FIG.
A transfer information number storage area 11a is provided corresponding to 11b.

This transfer information number (hereinafter referred to as an ID number) is assigned by the center computer with numerical data of different values for each transfer information. Then, this ID number is used as search information for the transfer information in the file 11. The ID number is notified to the customer via the transfer information input device 12, and can be regarded as the center registration number of the transfer information input by the customer.

On the other hand, in each storage area 11b of the transfer information in the file 11, the expiration date area 110, the transfer destination bank number area 113, the transfer recipient (recipient) name area 114, and the transfer source (transfer requester)
Name area 115 etc. are provided respectively. It can be considered that the input items in each of these areas are designated and input by the customer excluding the expiration date.

The operation of the system of FIG. 1 will be described below with reference to the operation flowchart of FIG.

First, the customer operates the transfer information input device 12 to input the transfer information. That is, the customer sequentially inputs a bank name, a branch name, a transfer destination account number, etc. by using a pseudonym input key or the like on the keyboard 22. The input transfer information is sent to the computer 10 of the center HOST via the control unit 20 and the line control unit 23. At this time, the control unit 20 of the input device 12 refers to the table 24 and sends the designated bank and branch name converted into code data to the center.

The center computer 10 determines that it is a transfer information registration request by receiving a message from the input device 12 as shown in FIG. And the file that should store the received transfer information 11
Determine the upper area 11b.

That is, the center computer 10 first refers to the expiration date set in the expiration date area 110 in the transfer information of each area 11b (file search). Then, it is determined whether or not each transfer information has expired.

If there is information that has expired, the computer 10 displays in the area where the expired transfer information is stored.
The received new transfer information is overwritten. As a result, the transfer information that has expired is deleted.

At this time, the computer 10 sets and stores the expiration date of the information in the expiration date area 110 in the newly written transfer information storage area. In this embodiment, the expiration date is set to 6 months after the date of registration request.

Next, the computer 10 generates an ID number for this transfer information and stores it in the area 11a on the corresponding file 11. This ID number is, for example, a continuous number that is incremented by 1 each time transfer information is registered.

As described above, the newly registered remittance information is stored in the expired information storage area of the remittance information of each already registered area. At this time, if there is no expired information, the transfer information will be stored in a new empty area.

The ID number assigned to the newly registered transfer information is notified from the computer 10 to the transfer information input device 12. The input device 12 that has received this ID number displays this ID number on the display unit 21 to notify the customer. By recognizing the ID number displayed on the display unit 21, the customer finishes the input operation of the transfer information. Next, the customer goes to the automatic machine 13 to execute the transfer process.

That is, the customer selects the transaction item to be transferred by the automatic machine 13 and inputs the ID number previously notified by the input machine 12. This ID
The number is sent as a transfer request message from the automatic machine 13 to the host HOST computer 10 via the line.

The computer 10 receiving this message searches the area 11a in the file 11 using this ID number as a key (fourth
Figure). Then, the transfer information of the area 11b corresponding to the corresponding ID number is returned to the automatic machine 13.

The automatic machine 13 displays the returned transfer information on a display unit (not shown) and prompts the customer to confirm the transfer destination. If there is a confirmation input from the customer, the process of inputting the amount of money, depositing cash, etc. is continued and a series of transfer processes are executed.

The execution result of the transfer process is sent from the automatic machine 13 to the center HOST computer 10. This result notifies the computer
10 updates the expiration date in the transfer information for which the file search is performed. For example, the expiration date for the transfer information is reset after 6 months. And the area of file 11
Will update 11b.

〔The invention's effect〕

According to the present invention, when the transfer information is input, the file means is searched, and the new transfer information and the transfer information that has passed the deadline are replaced, so that the transfer information that has passed the deadline is deleted. You can prevent excess.

Rather than searching for and deleting expired transfer information on a regular basis, it searches and deletes only when necessary (when inputting new transfer information), eliminating unnecessary search and deletion operations, and controlling means It is possible to reduce the burden of.

Since the deadline is set by the setting means, it is possible to save the trouble of designating the deadline each time the transfer information is input.

[Brief description of drawings]

FIG. 1 is a diagram showing an embodiment of the present invention, FIG. 2 is a diagram showing one specific example of the input device 12 in the embodiment, and FIG. 3 is a file.
11 is a diagram showing the configuration of FIG. 11, and FIG. 4 is a flowchart showing the operation of the HOST computer 10. 11 is a registration file, 11a is a transfer information number (ID number) area, 11b is a transfer information area, and 110 is an expiration date area.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (56) Reference JP-A-59-60566 (JP, A) JP-A-48-74763 (JP, A) JP-A-58-35640 (JP, A) JP-A-59- 9763 (JP, A) JP 51-6631 (JP, A) JP 57-31064 (JP, A)

Claims (2)

[Claims] 1. An input unit for inputting transfer information of a transfer destination, a file unit for storing the transfer information input by the input unit in a registration area, and an expiration date set for the transfer information input by the input unit. And a setting means for setting the transfer information registered in the registration area of the file means on the basis of the transfer information being input by the input means and the transfer information registration request being made. The transfer information input by the input means is overwritten in the registration area in which the transfer information that has passed the deadline is overwritten, and if the transfer information that has passed the set deadline is not stored, the above input is made to a new empty area. And a control means for storing the transferred transfer information. 2. The scope of claim 1, wherein the setting means includes updating means for updating the expiration date attached to the transfer information every time the transfer information registered in the file means is used. Transfer system.