JPH0797430B2 - Transaction processor - Google Patents

Description

Description: TECHNICAL FIELD The present invention relates to a transaction processing device including a plurality of transaction devices for performing transactions such as deposits and payments, and in particular, a plurality of transactions constituting the transaction processing device. The present invention relates to a transaction processing device suitable for recycling banknotes between devices.

[Conventional technology]

For example, as disclosed in Japanese Patent Laid-Open No. 59-53992, a counter for banking operations is equipped with a deposit / withdrawal device for counter staff from the viewpoint of improving efficiency of deposit / withdrawal work at the counter. There is. On the other hand, cash corners equipped with a transaction processing device composed of a plurality of transaction devices for conducting transactions such as deposits and payments for customers are also provided at locations other than the counter.

However, in the plurality of transaction devices at the cash corner, the number of transactions of each transaction device varies depending on the degree of utilization of customers. For this reason, in a transaction device that frequently uses deposits, the bills may become redundant in the device.
On the other hand, in a transaction device with a high payout utilization frequency, there may be a shortage of banknotes in the device. As a result, it has been necessary to stop the transaction device, suspend the temporary transaction, and collect or supplement bills from the transaction device by the clerk to restart the transaction.

In order to solve such a problem, a currency management device and a banknote processing system each having a banknote replenishing / collecting means for transferring banknotes between transaction devices are disclosed in JP-A-60-48, respectively.
It is disclosed in Japanese Patent Laid-Open No. 588 and Japanese Patent Laid-Open No. 60-17582.

[Problems to be solved by the invention]

The currency management machine used in the currency management apparatus disclosed in Japanese Patent Laid-Open No. 60-48588 and the bill replenishing / collecting means such as the cassette carrying means used in the bill processing system disclosed in Japanese Patent Laid-Open No. 60-17582 are both. It is a so-called self-propelled vehicle that moves to a target banknote transaction apparatus by a drive means mounted on the guide band or rail on the banknote replenishing and collecting means.
In order for the bill replenishing and collecting means having such a self-propelled structure to move to each device, a sufficient occupied space for traveling or turning is required.

However, when the above-mentioned self-propelled bill replenishing and collecting means is applied to the bill dealing apparatus installed in the above-mentioned cash corner, there are the following problems. That is, the bill replenishing and collecting means is provided on the back surface of the bill transaction device, the back face of the bill transaction device is a security area, and generally the minimum necessary for the safety of the device from the viewpoint of reducing the installation area of the cash corner. In many cases, it is not possible to secure a space for the bill replenishing and collecting means having a self-propelled structure that requires a large space as disclosed in the above-mentioned conventional technique.

Also, financial institutions should have a system with a simple configuration,
Furthermore, when installing the equipment, there is a minimum of work related to the equipment, for example, when replacing the old and new equipment, it is requested to build a system that can start on Saturday without opening the floors and walls of the store and open on Monday. ing.

The present invention realizes the space saving of the bill replenishing and collecting means in order to solve the above-mentioned problems, and it is possible to smoothly exchange the bills between the bill transaction devices installed at the cash corners, and to install the bills. It is an object of the present invention to provide a transaction processing device that can be easily constructed.

[Means for solving problems]

The above-mentioned object is provided with a plurality of automated teller machines installed in a cash corner of a financial institution, arranged in a horizontal row, and a bill replenishment / collection means for leveling the amount of bills between the automated teller machines. In the transaction processing apparatus, the bill replenishing and collecting means has a bill storage unit for horizontally stacking and storing the bills, and an integrated separating and accumulating mechanism for separating and accumulating the bills one by one in the upper portion of the bill storage unit. And is achieved by bringing the bill replenishing and collecting means into close contact with the back surface of the automated teller machine by means of moving means supported and fixed to the automated teller machines at both ends of the plurality of automated teller machines. .

[Action]

By using the vertical type banknote replenishing and collecting means having a banknote storage unit for horizontally stacking and storing banknotes, which is in close contact with the back surface of the transaction processing apparatus, the depth dimension of the transaction apparatus can be reduced, and therefore the banknote replenishment is possible. Since the size of the collecting means protruding to the security area behind the plurality of transaction devices is small, the transaction processing device can be applied to a cash corner with a small security area. Further, since the bill replenishing / collecting means is moved to the transaction device by the guiding means and the moving means provided integrally with the transaction device, the height alignment between the transaction device and the bill replenishing / collecting means can be performed easily and accurately. Can be done. Further, since the guide means and the moving means of the bill replenishing and collecting means are attached to the cash automatic transaction device, when the cash automatic transaction device which is already installed and operating in the cash corner is replaced with a new transaction processing device having the function of the bill replenishing and collecting means. Since it is not necessary to construct cash corner floors, walls, etc. for bill replenishment and collection means,
The time required for installation work is short, and the business hours of cash corners can be minimized.

〔Example〕

 Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 shows the overall configuration of the transaction processing apparatus of the present invention. In this figure, 1 to 3 are transaction apparatuses installed in cash corners or the like.
For example, it is composed of an automated teller machine capable of depositing and withdrawing money. Reference numeral 4 denotes a vertical type banknote replenishing and collecting means for horizontally stacking and storing banknotes, which is installed so that the back surfaces of the transaction devices 1 to 3 are closely attached and movable along the banknotes. The bill replenishing and collecting means 4 replenishes and collects bills to and from the transaction devices 1 to 3 through the carry-in / out port 5 provided on the back surface of the transaction devices 1 to 3. The bill replenishing and collecting means 4 is guided by the guide rails 6 provided at the backs of the respective transaction devices 1 to 3 integrally with the transaction devices at both ends, and by engaging with the screw shaft 7 provided on the upper part thereof, the transaction devices 1 to 1. Move the back of 3. Screw shaft 7
The motor 8 is connected to. Further, a detector 9 for detecting the position of the bill replenishing and collecting means 4 is connected to the motor 8.

The configurations of the transaction devices 1 to 3 and the bill replenishing and collecting means 4 will be described with reference to FIG. Each of the transaction devices 1 to 3 is composed of a slip issuing / passbook printing unit 10 and a bill handling unit 11. The banknote handling unit 11 has a deposit / withdrawal port 12 on the front side thereof. A separating device 13 for taking in the deposited banknotes B is provided on one side of the deposit / withdrawal port 12, and an extruding section 14 for pushing out the dispensed banknotes B to the deposit / withdrawal port 12 is provided on the other side. A discrimination unit 15 is provided in the central portion of the bill handling unit 11. The discriminating section 15 discriminates the authenticity of the bill B to be taken in or paid out. At the rear of the bill handling unit 11, a reject box 16 for collecting the unidentifiable bills B is provided. A first denomination box 17 and a second denomination box 18 for bill recycling are arranged in front of the reject box 16. These denomination boxes 17 and 18 are respectively provided with detection means 19 and 20 for detecting the remaining amount of banknotes in the boxes. The above-mentioned push-out section 14 is provided with a stacking device 21. A temporary stacker unit 22 for temporarily storing the taken-in bills B is arranged above the reject box 16. A stacking device 23 and a separating device 24 are arranged above the temporary stacker unit 22, the first denomination box 17 and the second denomination box 18, respectively. The above-mentioned respective parts are connected by a transfer means, and a gate part is provided at a branch part in the transfer means. Above the temporary stacker portion 22 is connected to this conveying means, and a conveying means 25 facing the carry-in / out port 5 is provided.

Next, the configuration of the bill replenishing and collecting means 4 will be described.

This bill replenishing and collecting means 4 is a carry-in / out port 5 of the transaction devices 1 to 3.
A loading / unloading port 41 provided opposite to each other, a bill storage unit 42, a separating device 43 and a stacking device 44 provided above it, and a transporting unit 45 provided between these devices 43, 44 and the loading / unloading port 41. It has and. The end of the transport means 45 near the carry-in / out port 41 is arranged so as to coincide with the end of the transport means 25 of the transaction devices 1 to 3 described above. The bill storage unit 42 described above is provided with a detection means 46 for detecting the storage amount of bills.

Next, the configuration of the control device used in the device of the present invention will be described with reference to FIG. In this figure, the same parts as those in FIGS. 1 and 2 are the same parts. The control device 50, based on signals from the bill remaining amount detecting means 19 and 20 of each of the transaction devices 1 to 3 and the bill storage amount detecting means 46 of the bill replenishing and collecting means, a movement target position command 51A of the bill replenishing and collecting means 4, The current position 52A of the bill replenishment and collection means 4 based on the first computing unit 51 that computes the replenishment and collection operation command 51B and the drive command 51C for bill replenishment and collection to the transaction device, and the detection signal 9A from the detector 9. A second calculation unit 52 for calculating and outputting, and a movement target position command 51A of the bill replenishment and collection means 4 from the first calculation unit 51 and the bill replenishment and collection means 4 from the second calculation unit 52.
The current position command 52A and the control unit 53 for outputting the motor control signal 53A for moving the bill replenishing and collecting means 4 to the target transaction device to the motor 8.

Next, the operation of the above-described embodiment of the apparatus of the present invention will be described.

Each of the transaction devices 1 to 3 takes in the banknote B inserted into the deposit / withdrawal port 12 by the customer, temporarily stores it in the temporary stacker unit 22, and then stores it in the first and second denomination boxes 17 and 18 according to the denomination. To do. Also, depending on the customer's request, the first and second denomination boxes
The banknote B stored in 17, 18 can be paid out to the deposit / withdrawal port 12.

Due to the above-mentioned customer transactions, for example, many deposit transactions are performed in the transaction device 1, and the denomination boxes 17, 18 of the deposit transactions are performed.
When the banknotes B having a predetermined size or more are stored therein, the excess storage amount of the banknotes B is detected by the detecting means 19 and 20. The detection signal is input to the first calculation unit 51. As a result, the first calculation unit 51 instructs the movement target position command of the bill replenishing and collecting means 4.
51A and bill collection operation command 51B are calculated.

On the other hand, the second computing unit 52 computes the current position command 52A of the bill replenishing and collecting means 4 based on the detection signal 9A from the detector 9 and outputs it to the control unit 53. As a result, the control unit 53
Outputs a motor control signal 53A for moving the bill replenishing and collecting means 4 to the transaction device 1 to the motor 8 in response to the current position command 52A and the movement target position command 51A, so the motor 8 rotates the screw shaft 7. The bill replenishing and collecting means 4 is used as the transaction device
Move to and position. Then, the 1st calculating part 51 gives a banknote collection drive command to the banknote replenishment collection | recovery means 4, drives the banknote replenishment collection | recovery means 4 banknote collection | recovery, and the transaction apparatus 1 banknote replenishment collection | recovery means of a predetermined number of surplus banknotes. Release command to 4 is given. As a result, the denomination boxes 17, 18 of the transaction bill 1
The surplus banknotes in the banknotes are separated by the separating device 24, the denomination and the number of sheets are discriminated by the discriminating section 15, and then conveyed to the conveying means 45 of the bill replenishing and collecting means 4 through the conveying means 25 of the transaction device 1. It The banknotes transported to the transport means 45 are stored in the banknote storage unit 42 by the stacking device 44. The collected banknotes B are recycled to the transaction device in which the banknote shortage has occurred, if necessary.

Next, when a banknote shortage occurs in any one of the transaction apparatuses 1 to 3, the banknote replenishment and collection means 4 is positioned in the corresponding transaction apparatus, and then the banknote replenishment and collection means 4 is driven to replenish the banknotes. When the transaction device is driven to replenish bills, the bill replenishing and collecting means 4 separates the required number of bills by the separating device 43 and supplies the bills to the conveying means 25 of the transaction device through the conveying means 45. The banknotes supplied to the conveying means 25 reach the discrimination section 15 directly without passing through the temporary stacker section 22, and after the denomination and the number of sheets have been discriminated, each denomination box 17,
Stored in 18. This completes the replenishment of bills into the transaction device.

By supplementing and collecting the bills B described above, it becomes possible to level the amount of bills of a plurality of transaction devices, and it is possible to improve the fund operation efficiency thereof. Further, the above-mentioned fund management can reduce the frequency of transaction suspension.

A flow chart of the above operation is shown in FIG. As is clear from FIG. 4, first, the process 400 checks the remaining amount of banknotes in the transaction devices 1 to 3, and the process 40
The remaining amount of money stored in the bill replenishing and collecting means 4 is checked by 1 and the bill replenishing and collecting means 4 is positioned on the corresponding transaction device as shown in processing 402 and 403 based on these remaining amounts, and then the processing 404 and 405. The bills are collected or replenished as shown in.

〔The invention's effect〕

According to the present invention, a vertical type having a small depth dimension is used as the bill replenishing and collecting means, and the bill is closely attached to the device, so that it is possible to reduce the protrusion to the security area on the back side of a plurality of transaction devices, and the cash corner with a narrow security area. It is possible to apply the transaction processing device to. Further, since the bill replenishing and collecting means is moved to the transaction device by the guide means and the moving means of the bill replenishing and collecting means provided integrally with the transaction device, the transaction device and the bill replenishing and collecting means are aligned in the height direction. Can be done easily and accurately.
Furthermore, when installing a transaction processing device by applying it to a cash automatic transaction device that is already installed in a cash corner and is in operation, the floor and walls of the store are not required to be installed, so the period required for installation work is short and The damage on the sales side of the institution can be minimized.

[Brief description of drawings]

FIG. 1 is a perspective view showing an embodiment of the device of the present invention, FIG. 2 is a longitudinal sectional view of an embodiment of the device of the present invention shown in FIG. 1, and FIG. 3 is used for the device of the present invention. FIG. 4 is a diagram showing an example of a control circuit, and FIG. 4 is a process flowchart diagram in the present invention.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Masao Okayama, 502 Jinritsu-cho, Tsuchiura-shi, Ibaraki, Hiritsu Manufacturing Co., Ltd.Mechanical Research Laboratory (72) Inventor Yasuyoshi Hamada, 502, Jinritsu-cho, Tsuchiura-shi, Ibaraki, Hiritsu Manufacturing Co., Ltd. (56) References JP 61-208193 (JP, A) JP 60-263266 (JP, A) JP 60-48588 (JP, A) JP 60-17582 (JP, A) JP-A-59-57370 (JP, A) JP-A-52-47797 (JP, A)

Claims (1)

[Claims] 1. A bill replenishment and collection means for equipping a plurality of automated teller machines installed in a cash corner of a financial institution arranged in a horizontal row and leveling the amount of bills among the automated teller machines. In the transaction processing device having the above, the bill replenishing and collecting means is a bill storage unit for horizontally stacking and storing the bills, and an integrated separation and collection for separating and accumulating the bills one by one on the upper portion of the bill storage unit. And a mechanism for moving the bill replenishing and collecting means in close contact with the back surface of the automated teller machine by means of moving means supported and fixed to the automated teller machines at both ends of the plurality of automated teller machines. Transaction processing device.