JPH0831174B2 - Banknote replenishment method in automatic teller machine - Google Patents

Description

Description: FIELD OF THE INVENTION The present invention relates to an automated teller machine in banking business.

[Background of the Invention]

In the conventional automatic teller machine, bills are transferred from the bill storage box that stores bills for replenishment to each type of denomination storage box such as a 10,000-yen ticket storage box and a 1,000-yen ticket storage box that stores dispensed banknotes. Replenishment is performed by checking the status of each denomination-specific storage box at the end of the withdrawal transaction, and when it is detected that one of the denomination-specific storage boxes becomes empty or the amount of stored banknotes falls below the specified amount. , A large amount of banknotes are replenished at once until the denomination-specific storage box is full, and the next customer transaction is not started until it is full. Therefore, in the conventional device, it takes a relatively long time to replenish bills, and especially during the time when the customer is queuing, not only the processing efficiency is deteriorated but also the next user feels uneasy. There was a problem such as giving.

[Object of the Invention]

An object of the present invention is to efficiently perform a bill replenishment operation in an automatic teller machine without waiting for a customer.

[Outline of Invention]

In order to achieve the above object, the present invention provides a first banknote storage unit for storing banknotes and dispensing banknotes stored therein in response to a dispensing command, and a second banknote storage unit for storing replenishment banknotes. In an automatic teller machine that has a means and automatically replenishes bills from the second bill storage means to the first bill storage means according to the amount of bills in the first bill storage means , The transaction processing is performed in parallel with the transaction processing during a time period that does not affect the transaction processing.

For example, the replenishment is interrupted in response to the start of the bill counting operation in the transaction process, restarted in response to the end of the transaction process, and the replenishment and the transaction process are performed in parallel during the other time zones.

Example of Invention

 Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 shows one configuration example of an online system including a central device and a terminal device, 10 is a central device, 11 is a terminal device, and 12 is a communication path connecting the central device and the terminal device. Further, FIG. 2 shows an example of the reply message output from the central device to the terminal device, 20 is a reply message,
21 indicates a message identification code.

FIGS. 3, 4, and 5 are time charts for message transmission / reception between the central device and the terminal device. FIGS. 3 and 4 correspond to the present invention, and FIG. 5 corresponds to the prior art. In the figure, 30 is a spectator operation time, 31 is an inquiry message, 32 is a central device side processing for the inquiry message,
33 is a reply message from the central device to the inquiry message, 34 is a deposit / withdrawal bill counting processing time, 35 is a medium withdrawing operation time, 36 is a bill replenishment operation permission time zone, 37 is a bill replenishment operation prohibition time zone, 38 is a bill replenishment operation The operating time, 39 is the time point when one transaction is completed, 40 is the time point for counting the dispensed banknotes, 41 is the time point for starting the deposit banknote counting operation, and 42 is the time point for completing the replenishment operation in the prior art.

FIG. 6 is a block diagram showing a bill transport path of the automatic teller machine according to the present invention. In the figure, 60 is a deposit / withdrawal port for depositing / withdrawing bills with a customer, 61 is a bill receiving box, and 62 is a receiving box. A bill separating unit that sends out the delivered bills one by one to a conveyance path, 63 is a temporary stacker for collected bills, 64 is a bill cassette detachably attached to the apparatus, 65 is a temporary stacker,
66 is a bill storage box for storing replenishment bills, 67 is a bill discriminating unit for authenticating bills and discriminating denominations, 68 is a 10,000-yen bill storage box for storing only 10,000-yen bills for payment, 69 Indicates a 1,000-yen ticket storage box that stores only 1,000-yen tickets for payment, and 70 to 74 denote gates for allocating the destinations of bills. Although various sensors for detecting the passage or existence of the bill are arranged in the bill transport path and the storage units for the bill, they are omitted in the drawing. Although this embodiment has a function of returning the deposited banknotes for withdrawal, it is not an essential function of the present invention.

First, the parallel processing of the bill replenishment operation and the deposit / withdrawal transaction processing will be described with reference to FIGS. 3 to 5.

In the conventional time chart of the withdrawal transaction, as shown in FIG. 5, after receiving the reply message 33 from the central device 10, the withdrawal banknote counting process 34 is performed and the withdrawal banknote is delivered to the customer in the transaction. It is determined whether or not the bill replenishment condition is satisfied at the time when the removal operation 35 of all the desired media is completed. If 10,000 yen ticket storage box 68 or 1,000 yen ticket storage box
If the remaining number of bills of 69 is less than a certain specified number,
The bill is delivered from the bottom of the bill storage box 66, and the discrimination section
The denomination is discriminated at 67, the gates 73 and 74 are operated corresponding to the denomination, and the bill replenishing operation is performed until the denomination-based storage boxes 68 and 69 are full. Therefore, when the bill replenishing operation is started, until the time 42 when the bill replenishing operation is completed, the next customer's transaction start is kept waiting.

On the other hand, in the present invention, in the case of a dispensing transaction, as shown in FIG. 3, during the bill replenishing operation possible time zone 36, from the time 39 when one transaction is completed, to the dispensing bill counting operation of the next transaction.
The period is up to 40, and the bill replenishing operation is performed in parallel with the customer input operation time 30 and the central communication time 30 to 33 of the next transaction. In the case of deposit transaction, as shown in FIG.
From 41 to 41 at the time when the counting operation of deposited banknotes in the next transaction is started, the banknote replenishing operation is performed in parallel with the input operation time 30 until the banknote insertion of the next transaction is completed. Therefore, according to the time chart of the present invention, the customer waiting time can be shortened by preferentially accepting the customer transaction and performing the transaction processing up to a predetermined step and the bill replenishing operation in parallel.

FIG. 7 is a diagram showing a logical diagram of a control system in the above-mentioned automatic transaction device, in which 100 is a transmitter / receiver between a central device and a terminal device, 101 is a transmission / reception buffer, and 102 is from the central device. Is a reply message identification decoder for recognizing the message identification code 21 of the reply message, 103 is an inquiry message creation circuit created according to input data, and 104 is an input operation panel.

Reference numeral 105 is a withdrawal transaction operation completion detection circuit for detecting that the input operation necessary for withdrawal transaction is completed, 106 is a receipt banknote insertion completion detection circuit for detecting that the deposit banknote has been inserted into the receiving box 6, and 107 is After the completion of the insertion of the deposited banknote into the receiving box 6 is detected, the deposited banknote in the receiving box is separated into the separating unit 62 and the banknote discriminating unit 6
A deposit banknote counting command circuit that counts via 7 and issues a transfer command to store the temporary stacker 65 or 63, 108
Is a fetch command circuit that issues a command to fetch the handling bills other than the 10,000-yen bills and the 1,000-yen bills into the temporary stacker 63 for collection, and the 109-denominated 10,000-yen bills that can be used for payment. A take-in command circuit that issues a command for taking only the yen bills into the temporary stacker 65, and 110 is a deposit transaction operation completion detection circuit that detects that the input operation necessary for the deposit transaction is completed. When the identification code 21 in the reply message from the central device to the inquiry is the content that allows the deposit transaction, the deposit banknotes held in the temporary stacker 65 and the collection temporary stacker 63 are bills, respectively. Deposited banknote take-in command circuit for issuing a command to store in the storage box 66 and the banknote cassette 64, 112 generates a banknote take-in command for storing the deposited banknotes held in the collection temporary stacker 63 in the banknote cassette 64. Circuit, 113 is a banknote storage box for depositing banknotes held in the temporary stacker 65
A circuit that issues a bill take-in command for storing in 66, 11
4 is a full detection circuit whose output signal becomes a true value when the banknote storage box is full, 115 is a banknote take-in completion detection circuit which detects that the deposited banknotes are completely stored in the banknote storage box 66 and the banknote cassette 64. . Reference numeral 116 is a deposit cancellation operation detection circuit for detecting that the customer has performed a deposit cancellation operation, 117 is a receipt cancellation operation by the customer when the identification code 21 in the reply message from the central unit indicates that the deposit transaction is prohibited. When an operation is detected, the deposited bills held in the temporary stacker 65 and the temporary stacker 63 for collection are placed in the bill receiving box.
A receipt banknote return command circuit that outputs an operation command for returning to 61, 118 is a receipt banknote return completion detection that detects that all the deposited banknotes held in the temporary stackers 65 and 63 have been completely conveyed to the banknote receiving box 61 Circuit.

119 is the identification code 2 in the reply message from the central unit
When 1 indicates permission of the withdrawal transaction, a withdrawal banknote counting command circuit that issues a command to take out a predetermined number of banknotes from the banknote storage box 68 or 69 of different denominations and convey them to the banknote receiving box 61, Reference numeral 120 denotes a dispensed bill counting completion detection circuit that detects that all predetermined dispensed bills have been completely conveyed to the bill receiving box. Further, 121 is a banknote removal completion detection circuit for detecting that the banknotes in the banknote receiving box have been removed, 122 is a deposit / withdrawal open command circuit, 123 is a transaction end detection circuit, 124 is an all-medium removal completion detection circuit, and 125 is a banknote. A banknote replenishment command circuit for issuing a banknote in the storage box 66 one by one, and a replenishment command for replenishing the banknotes reduced by the withdrawal transaction to each banknote storage box of each denomination, 126 is a 10,000-yen-ticket full detection circuit, 127 is a 1,000-yen ticket full detection circuit, 128 is a circuit for detecting that the banknotes are no longer in the banknote storage box 66, 129 is a banknote replenishment permission signal generation circuit, 200 to 20
8 is an AND circuit, 300 to 307 are OR circuits, 400 to 404 are inverter circuits, and 500 to 503 are signal paths.

Next, the operation of the device of the present invention will be described in detail with reference to FIG.

When the reply message 20 from the central unit is received, the message identification code 21 is decoded by the decoder 102, and one of the output signals 500, 501, 502, 503 becomes a true value, and the deposit transaction permission, the deposit transaction prohibition, the withdrawal transaction permission, and the withdrawal transaction, respectively. It becomes a signal to instruct prohibition. First, the case of withdrawal transaction will be described.

When the withdrawal transaction operation completion detection circuit 105 detects that the customer's input operation is completed, the inquiry message created by the inquiry message creation circuit 103 is set in the transmission / reception buffer 101 via the AND circuit 200, and the inquiry message is sent to the central device. Sent as. The reply message from the central unit for the inquiry message is received by the transmission / reception buffer 101, and the message identification code is decoded by the reply message identification decoder 102. The decoded result,
When the withdrawal transaction is permitted, the output of the signal line 502 becomes a true value, and the withdrawal bill counting command circuit 119 is activated. As a result, banknotes are delivered from the 10,000-yen ticket storage box 68 and the 1,000-yen ticket storage box 69, and the number of banknotes corresponding to the amount desired by the customer is conveyed to the receiving box 61. When the end of the bill counting operation is detected by the payout bill counting completion detection circuit 120, the deposit / withdrawal port open command circuit 122 is activated, a shutter (not shown) is operated, the deposit / withdrawal port 60 is opened, and the dispensing bill is taken out. Is possible. When the discharged banknote is taken out by the customer, the output signal of the banknote removal completion detection circuit 121 becomes a true value, the output of the AND circuit 205 becomes a false value, and the deposit / withdrawal port is closed. Further, when all the media used for the withdrawal transaction are withdrawn, the output of the all-medium removal completion detection circuit 124 becomes a true value, whereby the transaction end detection circuit 123 confirms that the withdrawal transaction is completed. On the other hand, when the message identification code indicates that the withdrawal transaction is prohibited, the signal 503 becomes a true value. In this case, the pay-out operation of the dispensed banknote is not performed, and when the extraction of all the media used in the transaction is completed, the output of the detection circuit 124 becomes a true value, and the transaction end detection circuit 123 indicates the time point when the dispense transaction is completed. Recognize.

Next, the case of deposit transaction will be described. When the customer inserts the deposited banknotes into the banknote receiving box 61 and closes the shutter, the deposited banknote insertion completion detection circuit 106 detects the completion of the banknote insertion. As a result, the deposit banknote counting command circuit 107 is activated, and the deposited banknotes inserted into the banknote receiving box are transferred to the banknote separating unit 62. Then, the bills are fed out one by one in the separating unit 62, and the gate 73, the gate 74, the bill discriminating unit 67, and the gate 70.
Pass through. When the bill storage box 66 is full, the output signal of the full detection circuit 114 activates the take-in command circuit 108 to the collection temporary stacker 63 via the AND circuit 201, and the sorting gate 7
1,72 stores the bills in the temporary collection stacker 63. When the bill storage box 66 is not full, the AND circuit 202 gates it to activate the take-in command circuit 109 to the temporary stacker 65, and the sorting gate 71 stores the bills in the temporary stacker 65. When the deposit transaction operation completion detection circuit 110 detects the completion of the input operation, the inquiry message creation circuit 103
The inquiry message created in (1) is set in the transmission / reception buffer 101 via the AND circuit 200 and transmitted to the central device as an inquiry message. The reply message to the inquiry message from the central unit is received by the transmission / reception buffer 101, and the identification code is the reply message identification decoder 102.
Is decoded by. If the decoding result indicates that the deposit transaction is permitted, the output of the signal line 500 becomes a true value,
The deposit banknote take-in command circuit 111 is activated. Banknote storage box 6
When 6 is full, that is, when the output signal of the full detection circuit 114 is a true value, the output of the AND circuit 203 activates the banknote take-in command circuit 112 to the banknote cassette 64, and the deposits held in the temporary collection stacker 63 are collected. The bills are stored in the bill cassette 64.
When the banknote storage box 66 is not full, the output of the AND circuit 204 activates the banknote take-in command circuit 113, and the deposited banknotes temporarily held in the temporary stacker 65 are stored in the storage box 66. Further, when the extraction of all the media used for the deposit transaction is completed, the output of the all-medium removal completion detection circuit 124 becomes a true value, and the transaction end detection circuit 123 recognizes the end of the deposit transaction. On the other hand, when the message identification code indicates the prohibition of the deposit transaction, or when the deposit cancellation operation is detected by the deposit cancellation detection circuit 116, the deposit banknote return command circuit 117 is activated, and the temporary stacker 65 and the recovery stacker 65 are collected. The deposited banknotes temporarily stored in the temporary stacker 63 are sent to the banknote receiving box 61. When all the deposited banknotes in the temporary stacker have been sent out, the deposited banknote return completion detection circuit 11
The output signal of 8 becomes a true value, and the deposit / withdrawal port open command circuit 1
22 is activated, the deposit / withdrawal port 60 is opened, and the deposited bill can be taken out. Further, when the removal of all the media is completed, the output of the all media removal completion detection circuit 121 becomes a true value, and the transaction end detection circuit 123 recognizes the end of the deposit transaction.

When one deposit / withdrawal transaction is completed as described above, the output signal of the transaction end detection 123 becomes a true value. In the present invention, the bill replenishment permission signal generation circuit 129 is generated by this signal.
Is set, and its output signal becomes a true value. This output signal is gated by the output signal of the AND circuit 208 which becomes a true value when the bill storage box 66 is not empty and either the 10,000-yen ticket storage box 68 or the 1,000-yen ticket storage box 69 is not full, The replenishment command circuit 125 is activated. On the other hand, the bill counting start timing in the dispensing transaction is the output signal of the dispensing bill counting command circuit 119 being a true value, and the deposit bill counting start timing in the deposit transaction is the output of the deposit bill counting command circuit 107. These signals are recognized by the true value of the signals, and these signals are OR circuits.
The replenishment permission signal generation circuit 129 is reset via 307 to stop the bill replenishment command circuit 126. As a result, the bill replenishing operation is performed in parallel with the customer operation during the specific period shown in FIGS. 3 and 4.

〔The invention's effect〕

ADVANTAGE OF THE INVENTION According to this invention, in an automatic teller machine, a bill replenishment operation can be efficiently performed without making a user wait.

[Brief description of drawings]

FIG. 1 is a diagram showing one configuration example of an online system consisting of a central device and a terminal device, FIG. 2 is a diagram showing a format example of a reply message, and FIGS. 3 and 4 are payments of a transaction device according to the present invention. , A time chart showing an operation example of a deposit, FIG. 5 is a time chart at the time of payment operation in a conventional apparatus, FIG. 6 is a block diagram showing a main part of a cash handling apparatus according to an embodiment of the present invention, and FIG. FIG. 3 shows a logic diagram of a control system in the device according to one embodiment of the present invention. 63 ... Temporary stacker for collection, 64 ... Banknote cassette, 65 ...
... Temporary stacker, 66 ... Banknote storage box, 125 ... Banknote replenishment command circuit, 129 ... Banknote replenishment permission signal generation circuit.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (56) References JP-A-58-86687 (JP, A) JP-A-56-140483 (JP, A) Actually opened 58-105665 (JP, U)

Claims (4)

[Claims] 1. A first banknote storage means for storing banknotes and dispensing banknotes stored in response to a withdrawal command, and a second banknote storage means for storing supplementary banknotes. From the second banknote storage means to the first banknote storage means in accordance with the banknote amount of the first banknote storage means.
In the automatic cash transaction apparatus for automatically replenishing bills in the bill storing means, the replenishment is performed in parallel with the transaction processing during a time period that does not affect the transaction processing. 2. The bill replenishing method according to claim 1, wherein the bill counting operation period is not included in the time period that does not affect the transaction processing. 3. The bill replenishment method according to claim 2, wherein the replenishment is interrupted in response to the start of the bill counting operation in the transaction processing. 4. The interrupted replenishment is resumed in response to the end of the transaction processing.
The bill replenishment method according to item.