Pair your Chase Total Checking® account with
Chase SavingsSM
Savings made simple with our most popular savings account. Automatically set money aside, earn interest and track your savings on the go with our Chase Mobile® app.Same page link to footnote reference1
Open nowAccount subject to approval
$5 or $0 Monthly Service FeeSame page link to footnote reference2
How to avoid the feeBenefits of Chase SavingsSM
Earn interest
Your account earns
interest.
See interest ratesopens in a new window
Autosave
It's easy to save when linked to a Chase checking account.Same page link to footnote reference3
ATM & branches
Access to 14,000 ATMs and 5,000 branches.
Online & mobile banking
Manage your savings from anywhere.
See Account Disclosures and Rates for more information. Account subject to approval.
Explore other savings accounts
Chase Premier SavingsSM
Earn Premier relationship rates when you link the account to a Chase Premier Plus CheckingSM or Chase Sapphire® Banking account.Same page link to footnote reference4,Same page link to footnote reference5
$25 or $0 Monthly Service FeeSame page link to footnote reference2 |
How to avoid the fee
Chase Private Client SavingsSM
Already a Chase Private Client CheckingSM customer? Link a Chase Private Client Savings account to get the most of your relationship and earn relationship rates.
$0 Monthly Service Fee
See Account Disclosures and Rates for more information. Account subject to approval.
Chase Certificate of Deposit
Get a guaranteed rate with a CD, regardless of changes in the market. Existing Chase checking or savings customers can open online.
Tools and resources to help strengthen your savings strategy
Manage your budget
Explore how to reach your goals by creating a budget and effectively tracking your spending.
Grow your savings
Autosave helps you reach your savings goals with automatic transfers from your Chase checking account to your Chase savings account.Same page link to footnote reference3
Calculate your savings
See how saving regularly — even if it's a few dollars a week — can help you reach your goals.
Find a Chase ATM or branch
To find a Chase ATM or branch near you, tell us a ZIP code or an address.
Read more about personal banking
FAQs
Learn more about your Chase savings account by reading our frequently asked questions:
Our savings accounts have different features that may help you determine which account is best for you. With features like automatic transfers and no monthly service fees with qualifying activities on our savings options, you can help build your savings with a Chase savings account.
- The Chase SavingsSM account provides easy access to your funds via the Chase Mobile app.
- The Chase Premier SavingsSM account may let you earn Premier relationship rates.
To start, deposit money into your account by direct deposit, cash, or electronic transfers, but consider setting up automatic transfers from your checking account to help you save consistently. You can access your funds when needed, while earning interest on your balance, making it a smart way to save for future goals, emergencies, or unexpected expenses.
Before selecting a Chase savings account, figuring out your financial goals and how you plan to use your savings may be a helpful first step. Start by evaluating and comparing our savings options to open the one that aligns best with your needs. Other factors to keep in mind when comparing accounts are minimum balance requirements, monthly fees, and access to online banking tools, which can help you manage your savings effectively and increase your earning potential.
You'll need to provide personal information, such as your address, email, Social Security Number and contact details. Once your application is approved, you can fund your new savings account and help build your savings!
Other miscellaneous fees apply: See Additional Banking Services & Fees (PDF) for more information.
Same page link returns to footnote reference1Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
Same page link returns to footnote reference2New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference3Autosave is not available with Chase First Banking.
Same page link returns to footnote reference4Savings-account interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion and are subject to change without notice. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Account fees could reduce earnings. CD interest is fixed for the duration of the term and is compounded daily.
Same page link returns to footnote reference5Chase Premier SavingsSM: Earn Premier relationship rates when you link the account to a Chase Premier Plus CheckingSM, Chase Sapphire® Checking, Chase Private Client CheckingSM, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking account and make at least five customer-initiated transactions in a monthly statement period using your linked checking account. See interest rates.
Savings Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 33172 to no longer receive Chase SavingsSM text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
Same page link returns to footnote reference6There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.