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Tools & Services
Everything you need, one tap away
● Interest Rates
Explore Our Loan Products
Competitive rates for every dream and business need.
Housing Loan
ROI Starting From
per annum onwards
- Tenure up to 30 Years
- Zero Processing Fee*
Car Loan
ROI Starting From
per annum onwards
- Up to 90% On-Road Funding
- Minimal Documentation
Education Loan
ROI Starting From
per annum onwards
- Studies in India & Abroad
- Moratorium Period
AIF Loan
ROI Starting From
per annum onwards
- 3% Interest Subvention
- Credit Guarantee Support
* Terms & conditions apply. Rates subject to change without prior notice.
View All Rates● Products & Services
Everything You Need,
All in One Bank
Deposits
Grow Your Wealth Safely
Secure, high-yield deposit schemes tailored for every saver.
7.5%
Max interest p.a.
The PGB Advantage
Why Choose
Punjab Gramin Bank
Combining 37 years of rural trust with the convenience of modern banking technology.
Competitive Rates
Best-in-class interest rates tailored to your needs
Instant Approvals
Same-day processing on most loan applications
Extensive Network
470+ branches across Punjab, Haryana & Himachal
24/7 Support
Round-the-clock assistance via call center
Secure Banking
256-bit encryption & multi-layer fraud protection
Mobile Banking
Full-featured app for iOS & Android devices
₹27,850 Cr+
Total Business
470+
Branch Network
4 M+
Happy Customers
37 Years
Of Rural Trust
● Transparency & Compliance
Disclosures & Rates
Essential resources, regulatory links, and financial transparency documents — all in one place.
FD Interest Rates
Check latest returns on Fixed & Recurring Deposits.
Savings Rates
Current interest yields for Savings & Current accounts.
Loan Interest Rates
ROI for Home, Personal, and Agri loan schemes.
Service Charges
Schedule of charges for transfers, SMS, and more.
Privacy Policy
How we protect your data and digital identity.
RBI DEAF List
Search for unclaimed deposits older than 10 years.
Deceased Cases
Form for settlement of claims for deceased accounts.
RTI Information
Right to Information disclosures and nodal officers.
● Governance & Integrity
Institutional Disclosures
Audited financials, institutional pledges, and regulatory commitments — fully transparent.
Institutional Performance
Annual Report
A comprehensive review of the bank's fiscal growth, operational achievements, and strategic roadmap for the coming year.
Financial Audit
Balance Sheets
Detailed audited financial statements including assets, liabilities, and equity to ensure complete fiscal transparency.
Citizen's Charter
Bank's Commitment
Our formal pledge to customers regarding service standards, grievance redressal, and ethical banking practices.
Enterprise Empowerment
MSME Commitment
Dedicated guidelines and support frameworks aimed at fostering the growth of Micro and Small Enterprises.
Bank Smarter. Live Easier.
Manage accounts, pay bills, transfer funds, and track your finances — all from your pocket, anytime.
Free · Secure · iOS & Android
Good morning,
Rajesh Kumar 👋
Total Balance
₹1,24,530.00
Recent
● Financial Planning Suite
Planning Made Simple
Smart tools to calculate, compare, and make confident financial decisions.
Loan EMI Calculator
Calculate exact EMIs for Home, Car, or Personal loans and plan your monthly budget with precision.
FD & RD Returns
Estimate maturity value of your Fixed and Recurring Deposits with live interest rates.
Growth Simulator
Visualize how small monthly savings compound into a large corpus over time.
All calculators use live rates. Results are indicative — consult a branch for exact figures.