Get fast & simple auto financing
Lock-in your interest rate1 before you head to the dealership.
Prequalify to buy or refi in seconds
Learn your financing power with no credit impact. Take it to our network dealers nationwide when you apply to buy a car.
Use our calculator to help accurately plan your budget.
Get perks to help buy your next ride.
Shop for a car online
Shop dealer inventory, then apply for financing online or at any of our network dealers nationwide.
Unlock offers and insights for your car
Get special offers and learn about your current trade-in value.
Explore more about car buying
Auto FAQs
Yes, if your car and current financing meet all requirements, you can submit an application to refinance.
No, you don't need a Chase account to finance or refinance with Chase.
You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info.
Use our Car payment calculator for estimates. Your monthly payment will be based on several factors, such as your amount financed, term, vehicle details and Annual Percentage Rate (APR). To determine your personalized rate and payment, apply for Chase Auto Financing. All applications are subject to credit approval.
A down payment is the initial amount of money you want to pay toward your car, and it can lower your financing amount and monthly payments. A down payment isn't required when you finance with Chase.
No, Chase doesn't offer financing for private party vehicle purchases.
If your dealership is in the Chase network but you can't find it using the dealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.
Prequalification is an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income info you provide and your credit report. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
If you get prequalified, you'll have an estimate of how much you may be able to borrow. This can help you plan your vehicle financing before you apply.
The Chase prequalification tool won't provide results in some cases, like if you have a freeze on your credit or a recent change in address.
If you don't get prequalified:
- You can check your credit score for free with Chase Credit Journey.
- Even if you've not been prequalified, you're always welcome to shop for and choose a vehicle on Chase.com/auto, and apply online.
We'll connect you with Chase's online inventory so you can shop for a vehicle. Please remember, prequalifying doesn't mean that you're guaranteed an offer. Once you've chosen a vehicle you can also apply online before going to the dealer. If your application is approved, you'll get your financing amount and annual percentage rate (APR).
Our online marketplace works best when you are actively looking for your next car.
When you find a car you’re interested in, complete the form on the car's detail page and we’ll send your information to the dealer. They'll work with you to schedule a visit and guide you through your car buying experience. If you don't get a response, check the spam or junk folder of the email you provided.
At the end of the process, we'll also send you a survey to share any feedback.
If you’re not ready to buy a car, visit the Chase Auto website for helpful resources and information.
Dealer inventories are usually refreshed daily. If you have an inventory-related question for a specific car, contact the dealer directly. Car availability is subject to change.
Yes. Our network also includes dealers that don't offer online inventory. Chase financing is available directly online from Chase Auto or in-person at any of our network dealers.
No, you don't have to finance your vehicle with Chase.
Within our exclusive MyCar dashboard, we offer insights like your current car’s trade-in value, and a calculator to help estimate your rates and monthly payment if you’re shopping for a car.
When you get prequalified, you request an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income and credit info you provide us. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
If you’re a Chase customer, sign in with your username and password to access your MyCar dashboard. If you have any available pre-approval offers you’ll see that special offer messaging on your dashboard along with any relevant terms & conditions.
1To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change.
2Life of loan savings based on Sep 2025 through Feb 2026 customers who refinanced their eligible auto loan with Chase, excluding costs for optional vehicle coverage, tax, title, and registration fees.