JP3935860B2 - Stock dividend receiving method, stock dividend receiving program, and stock dividend receiving device - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a stock dividend receiving method, a stock dividend receiving program, and a stock dividend receiving apparatus suitable for use in receiving stock dividends, and reduces the burden on shareholders regarding the receipt of stock dividends. Stock dividend receiving method, stock dividend receiving program, and stock dividend receiving that can promptly receive dividends (same day of payment start date) in securities accounts, etc., which can be made difficult under the current system It relates to the device.
[0002]
[Prior art]
Conventionally, as a method for shareholders to receive stock dividends, as shown in FIG. 24 and FIG. 25, bank / postal mail can be received by dividend receipt or postal transfer notice (hereinafter referred to as dividend receipt). Direct receipt method of receiving at the office ((Part 1) and (Part 2): initial receipt) and an account receiving method of receiving via the bank / post office account as shown in FIGS. (Part 1) and (Part 2): Receipt for the second and subsequent times).
[0003]
In the direct receiving method (part 1) shown in FIG. 24, the shareholder submits a real shareholder report nominee notification to the securities company of the customer in (1). As a result, after the real stockholder report data is passed from the securities company to the securities custody transfer organization in (2), the real stockholder report data is passed from the securities custody transfer organization to the name transfer agent in (3).
[0004]
Further, in the direct receiving method (part 2) shown in FIG. 25, stock certificates are stored in a securities company. In the figure, the shareholder submits the share certificate and the share transfer request (stock name, number of shares, shareholder information, etc.) to the transfer agent in (2) via the securities company in (1). As a result, the name transfer agent rewrites the name of the stock certificate in (3) and then returns the stock certificate to the securities company.
[0005]
Here, the name transfer agent performs the name transfer process for the share purchaser to become a shareholder on behalf of the individual / company that intends to become a shareholder. A trust bank, etc., who has a role and is designated as the issuing company. In addition, the name transfer agent is responsible for paying dividends on behalf of the issuing company and sending out convocation notices to the shareholders.
[0006]
In FIG. 24 and FIG. 25, the name transfer agent sends the dividend receipt and the dividend transfer designation form (postcard, etc.) to the shareholders in (4) after the resolution of the general meeting of shareholders regarding the payment of dividends of the stock issue. To do. Information such as a shareholder's address, name, number of shares held, dividend per share, dividend to be paid (total amount), and a seal column for a notification seal are printed on the dividend receipt.
[0007]
The receipt of dividends at the bank or post office counter is only valid during the payment period (usually about one month). Accordingly, after the delivery period has elapsed, the dividend can be received only at the branch office of the name transfer agent. However, it should be noted that at the branch office of the name transfer agent, dividend payments cannot be received after the payment period of 3 to 5 years has passed since the date of dividend payment commencement.
[0008]
On the other hand, the dividend transfer designation form is a postcard for designating an account receiving method in which dividends are transferred to an account (bank account, post office account) designated by a shareholder. This dividend transfer designation form is printed with the issuing company name, name transfer agent name, shareholder information entry field, stock brand code, shareholder number, notification seal stamping field, account information entry field, and the like.
[0009]
Upon receipt of the above dividend receipt, etc. and dividend transfer designation form, the shareholder will enter his / her name and address on the dividend receipt, etc., and a notification stamp in the stamped column, and in (5) the handling bank / post office And pay dividends directly at (6).
[0010]
In addition, when the direct receipt described with reference to FIGS. 24 and 25 is troublesome, in the second and subsequent receipts, the account receiving method (part 1) shown in FIG. 26 and the account receiving method (part 2) shown in FIG. ) Is taken. That is, in (1) in FIG. 26 and FIG. 27, the shareholder enters the shareholder information and the account information in the dividend transfer designation form, and after imprinting the registration seal, the shareholder transfer agent designates the dividend transfer designation form. Mail.
[0011]
After (2) in FIG. 26, the real shareholder report data is passed from the securities company to the securities custody transfer mechanism, and then in (3) in FIG. 26, the real shareholder report data is passed from the securities custody transfer mechanism to the name transfer agent. In FIG. 27, the processing related to the real shareholder report data does not occur.
[0012]
Then, after the resolution of the general meeting of shareholders regarding payment of dividends of the stock issue, the name transfer agent mails a transfer notice to the shareholders in (4) in FIG. 26 and (2) in FIG. This transfer notice is a document for notifying the shareholders that the dividend will be transferred to the account specified in the dividend transfer designation form.
[0013]
When the scheduled transfer date is reached, the name transfer agent transfers the dividend to the shareholder's account at the handling bank / post office in (5) in FIG. 26 and (3) in FIG. As a result, the shareholder receives the dividend via the account at (6) in FIG. 26 and (4) in FIG.
[0014]
Conventionally, a dividend payment management system for receiving stock dividends in a bank account in the name of a securities company and paying stock dividends to each shareholder by account transfer, check transfer, etc. has been disclosed (Patent Literature). 1).
[0015]
[Patent Document 1]
JP 2002-279193 A
[0016]
[Problems to be solved by the invention]
By the way, as described above, in the past, stock dividends were received by the direct receiving method (see FIGS. 24 and 25) or the account receiving method (see FIGS. 26 and 27). Various procedures (manual entry and stamping of dividend receipts, bringing of dividend receipts, entry and stamping of dividend transfer designation form, mailing of dividend transfer designation form, etc.) There is a need to do.
[0017]
Therefore, conventionally, as the number of stocks owned increases, the number of procedures for receiving dividends increases, and the burden on the shareholder increases, which poses a problem of preventing prompt receipt (on the day of payment start date).
[0018]
Here, there may be a method in which the name transfer agent receives dividends directly from the securities account at the trading securities company in which the shareholders deposit the stock certificates, and the method is expedited. It is difficult to realize.
[0019]
Note that the conventional dividend payment management system (see Patent Document 1) does not solve the problem because there is no description regarding the dividend transfer designation document.
[0020]
Conventionally, since a payment period for dividends has been set, there has been a problem that due to the shareholder's disappointment, the payment period elapses and the dividends are missed.
[0021]
The present invention has been made in view of the above, and can reduce the burden on shareholders regarding the receipt of dividends for stocks, and can promptly distribute dividends in securities accounts, etc., which are considered difficult under the current system (start payment) It is an object to provide a stock dividend receiving method, a stock dividend receiving program, and a stock dividend receiving apparatus capable of receiving on a day-to-day basis.
[0022]
[Means for Solving the Problems]
In order to achieve the above object, in the present invention, as described above, since it is not possible to receive dividends directly in the securities account under the current system, for example, a receiving account is provided in the bank system, All the corresponding dividends are collected together at the receiving account, and the data processing is made so that it can be easily deposited into the securities accounts of multiple securities companies. be able to.
[0023]
Specifically, the invention according to claim 1 is a shareholder data acquisition step for acquiring shareholder data relating to a plurality of shareholders from a securities company, and for receiving each dividend of a plurality of shares based on the shareholder data. Dividend transfer designation form data creation process for creating dividend transfer designation form data specifying a receiving account on behalf of a plurality of shareholders, and a submission process for submitting the dividend transfer designation form data to the name transfer agent It is characterized by including.
[0024]
According to the first aspect of the invention, based on the shareholder data acquired from the securities company, dividend transfer designation form data for designating a receiving account for receiving each dividend of a plurality of stocks is substituted for the plurality of shareholders. The dividend transfer specification data will be submitted to the name transfer agent, so that the shareholder's burden will be reduced in relation to the receipt of stock dividends, and the dividend transfer specification data will be submitted. The dividend generated can be received promptly.
[0025]
In addition, according to the invention of claim 1, it is possible to avoid the situation that the shareholder cannot receive the dividend after the payment period has passed due to the risk of theft or loss of the dividend receipt or the like due to forgetting.
[0026]
According to the first aspect of the present invention, it is possible for the name transfer agent to improve the efficiency of the paperwork by importing the dividend transfer designation data into the company system.
[0027]
Further, the invention according to claim 2 designates a shareholder data acquisition process for acquiring shareholder data relating to a plurality of shareholders from a securities company, and a receiving account for collectively receiving each dividend based on the shareholder data. Dividend transfer specification data creation process for creating dividend transfer specification data on behalf of the plurality of shareholders, submission process for submitting the dividend transfer specification data to the name transfer agent, and dividend transfer specification Receiving the stock dividends corresponding to the plurality of shareholders at the designated receiving account from the account of each dividend paying company based on the document data.
[0028]
According to the invention according to claim 2, on the basis of the shareholder data acquired from the securities company, it is created on behalf of a plurality of shareholders, on behalf of a plurality of shareholders, which designates a receiving account for collectively receiving each dividend. After submitting this dividend transfer designation data to the name transfer agent, we decided to receive each stock dividend corresponding to multiple shareholders from the account of each dividend paying company with the designated receiving account. Dividends can be received promptly (on the day of the payment start date) in securities accounts, etc., which has been difficult under the current system.
[0029]
Further, according to the invention of claim 2, it is possible to avoid the risk of theft or loss of a dividend receipt or the like, and a situation in which the dividend cannot be received after the payment period has elapsed due to forgetting.
[0030]
According to the second aspect of the present invention, it is possible for the name transfer agent to improve the efficiency of the paperwork by taking the dividend transfer designation data into the company system.
[0031]
Further, the invention according to claim 3 is the share dividend receiving method according to claim 2, wherein the dividend received in the receiving account is associated with each shareholder and distributed to each securities account in the securities company. Including a process.
[0032]
According to the invention of claim 3, since the dividend received in the receiving account is associated with each shareholder and distributed to each securities account in the securities company, each securities of the shareholders in the company is determined. Since dividends can be taken into the account, it is possible to propose stock investments that emphasize dividend yield.
[0033]
According to a fourth aspect of the present invention, in the stock dividend receiving method according to any one of the first to third aspects, the shareholders, trading securities companies, and stocks are managed in association with each other, and the dividend transfer designation is performed. It includes a shareholder management process that checks for duplicate submission of document data.
[0034]
According to the invention according to claim 4, since the shareholder, the trading securities company, and the stock issue are managed in association with each other and the duplicate submission of the dividend transfer specification data is checked, the duplicate submission can be prevented. it can.
[0035]
According to a fifth aspect of the present invention, in the stock dividend receiving method according to the fourth aspect, in the shareholder management step, a duplicate registration of shareholders is checked.
[0036]
According to the fifth aspect of the present invention, since duplicate registration of shareholders is checked, duplicate registration can be prevented.
[0037]
Further, the invention according to claim 6 is the stock dividend receiving method according to any one of claims 1 to 3, wherein the submission status of the dividend transfer designation data is managed as submission status management information, It includes a dividend transfer specification data submission management process for checking for duplicate submission of dividend transfer specification data.
[0038]
According to the invention of claim 6, the submission status of the dividend transfer specification data is managed as the submission status management information, and the duplicate submission of the dividend transfer specification data is checked. can do.
[0039]
Further, the invention according to claim 7 is the stock dividend receiving method according to claim 6, wherein in the dividend transfer designation form data submission management step, the number of shares with dividends is checked at the end of the fiscal year. The corresponding submission status management information is deleted.
[0040]
According to the invention of claim 7, the number of shares with dividends is checked at the end of the fiscal year, and if it is zero, the corresponding submission status management information is deleted. Even in this case, it is possible to resubmit dividend transfer specification data.
[0041]
Further, the invention according to claim 8 is the share dividend receiving method according to any one of claims 1 to 7, because the shareholder has already submitted a written dividend transfer designation form, If the above-mentioned dividend transfer specification data is rejected by the above-mentioned name transfer agent, the dividend transfer specification data to be submitted to the above-mentioned name transfer agent after creating the dividend transfer specification data for change online It includes a document data changing step.
[0042]
According to the eighth aspect of the present invention, when the dividend transfer designation data is rejected by the name transfer agent due to the fact that the shareholder has already submitted the written dividend transfer designation, Correspondingly, since the dividend transfer specification data for change is prepared and submitted, the dividend transfer specification data can be received even if the dividend transfer specification has been submitted.
[0043]
Further, the invention according to claim 9 is the share dividend receiving method according to any one of claims 1 to 7, because the shareholder has already submitted a written dividend transfer designation form, Dividends to be submitted to the name transfer agent after creating the dividend transfer specification data for change if the written transfer specification written in offline correspondence is rejected by the name transfer agent. It includes a transfer specification data changing process.
[0044]
According to the invention of claim 9, because the shareholder has already submitted a written dividend transfer designation form, the written dividend transfer designation form prepared for offline correspondence is transferred to the name transfer agent. When the acceptance is rejected, the dividend transfer designation form data for change is created and submitted, so that even if the dividend transfer designation form has been submitted, the dividend transfer designation form data can be accepted.
[0045]
The invention according to claim 10 is the stock dividend receiving method according to any one of claims 1 to 9, wherein in the dividend transfer designation form data creation step, deposit with rights obtained from each securities company. Based on the remaining information and the seal stamp data, dividend payment specification data is created.
[0046]
According to the invention of claim 10, since it is decided to create the dividend transfer designation data based on the deposit deposit information with rights obtained from each securities company and the seal imprint data, regarding the receipt of stock dividends, It is possible to promptly receive dividends on the securities account of a trading brokerage company that is difficult under the current system (on the day of payment start date).
[0047]
The invention according to claim 11 is the stock dividend receiving method according to any one of claims 3 to 10, wherein payment schedule information relating to a payment schedule of dividends is acquired from the name transfer agent side, Including a dividend payment schedule details information creation step of creating dividend payment schedule details information relating to a dividend payment schedule for each shareholder and each securities company based on the payment schedule information, and in the distribution step, the dividend payment The dividend is distributed based on schedule details information.
[0048]
According to the invention of claim 11, based on the payment schedule information acquired from the name transfer agent side, the dividend payment schedule details information relating to the dividend payment schedule is created for each shareholder and each securities company, Since the dividend is distributed based on the information on the scheduled payment of money, it is possible to quickly receive and distribute the dividend of stock while following the payment schedule.
[0049]
The invention according to claim 12 includes a unit dividend information acquisition step of acquiring unit dividend information per share in the stock dividend receiving method according to claim 11, wherein the dividend payment schedule details information In the creation step, the dividend payment schedule details information is created based on the payment schedule information and the unit dividend information.
[0050]
According to the invention of claim 12, since the unit dividend per share information is acquired and the dividend payment schedule details information is created based on the payment schedule information and the unit dividend information, Stock dividends can be received and distributed promptly while following the schedule.
[0051]
The invention according to claim 13 is the stock dividend receiving method according to claim 11 or 12, wherein when the dividend is received, the dividend transfer details information is acquired, the dividend transfer details information, and the dividend It is characterized by including a deposit matching process for matching with the deposit schedule details information.
[0052]
According to the thirteenth aspect of the present invention, since the payout transfer detailed information acquired at the time of receiving the payout is matched with the payout receipt planned detailed information, the actual management of the payout is efficiently performed. be able to.
[0053]
According to a fourteenth aspect of the present invention, in the stock dividend receiving method according to the thirteenth aspect, when an actual deposit amount exceeds a predetermined amount in the deposit matching step, the shareholder separately designates the difference exceeding the planned amount. It includes a differential transfer process for transferring to a deposit account.
[0054]
According to the invention of claim 14, when the actual deposit amount exceeds the planned amount, the difference is transferred to a deposit account designated by the shareholder separately. Dividends on stocks, etc. can be received at the deposit account, and the convenience of shareholders can be improved.
[0055]
The invention according to claim 15 is the share dividend receiving method according to claim 14, in which, in the differential transfer step, the distribution of dividends from a stock company is indicated to the shareholder receiving the dividends. Therefore, it is characterized in that the transfer is made with the name of the “stock issue” plus the word “dividend” as the transfer holder.
[0056]
According to the fifteenth aspect of the present invention, since the transfer holder is designated as “stock issue” and “dividend”, the transfer of the dividend is made as the stock dividend and the transfer amount in the transfer destination account. It can be easily identified.
[0057]
The invention according to claim 16 is the stock dividend receiving method according to any one of claims 1 to 15, characterized in that the receiving account is a deposit account in the name of a securities company.
[0058]
According to the invention of claim 16, since the receiving account is a deposit account in the name of a securities company, a securities account, etc., which makes it difficult for the current system to reduce the burden on shareholders regarding the receipt of stock dividends. Can be received promptly (on the payment start date).
[0059]
The invention according to claim 17 is the stock dividend receiving method according to any one of claims 1 to 15, wherein the receiving account is a concentrated deposit account.
[0060]
According to the invention of claim 17, since the receiving account is a concentrated deposit account, the shareholder's burden is reduced with respect to the receipt of stock dividends, and dividends in securities accounts, etc., which are difficult under the current system It is possible to receive money promptly (on the day of payment start date).
[0061]
The invention according to claim 18 is a stock dividend receiving program for causing a computer to execute the stock dividend receiving method according to any one of claims 1 to 17.
[0062]
According to the eighteenth aspect of the present invention, the same operations and effects as the stock dividend receiving method according to any one of the first to seventeenth aspects are achieved.
[0063]
According to a nineteenth aspect of the present invention, there is provided shareholder data acquisition means for acquiring shareholder data relating to a plurality of shareholders from a securities company, and a receiving account for receiving each dividend of a plurality of shares based on the shareholder data. Dividend transfer designation form data creation means for creating dividend transfer designation form data to be specified on behalf of multiple shareholders, and submission means for submitting the dividend transfer designation form data to the name transfer agent It is characterized by.
[0064]
According to the invention of claim 19, on the basis of shareholder data acquired from a securities company, dividend transfer designation data specifying a receiving account for receiving dividends of a plurality of stocks is substituted for a plurality of shareholders. The dividend transfer specification data will be submitted to the name transfer agent, so that the shareholder's burden will be reduced in relation to the receipt of stock dividends, and the dividend transfer specification data will be submitted. The dividend generated can be received promptly.
[0065]
According to the nineteenth aspect of the present invention, it is possible to avoid a situation in which a shareholder cannot receive a dividend due to the risk of theft or loss of a dividend receipt or due to a forgotten payment period.
[0066]
According to the invention of claim 19, for the name transfer agent, it is possible to improve the efficiency of the paperwork by taking the dividend transfer designation data into the company system.
[0067]
According to a twentieth aspect of the present invention, a shareholder data acquisition unit for acquiring shareholder data relating to a plurality of shareholders from a securities company, and a receiving account for collectively receiving each dividend based on the shareholder data are designated. Dividend transfer designation form data creation means for creating dividend transfer designation form data on behalf of the plurality of shareholders, submission means for submitting the dividend transfer designation form data to a transfer agent, and the dividend transfer designation Receiving means for receiving each stock dividend corresponding to the plurality of shareholders from the account of each dividend paying company from the account of each dividend paying company based on the document data.
[0068]
According to the invention of claim 20, on the basis of the shareholder data acquired from the securities company, the dividend transfer designation data for designating the receiving account for collectively receiving each dividend is created on behalf of a plurality of shareholders. After submitting this dividend transfer designation data to the name transfer agent, we decided to receive each stock dividend corresponding to multiple shareholders from the account of each dividend paying company with the designated receiving account. Dividends can be received promptly (on the day of the payment start date) in securities accounts, etc., which has been difficult under the current system.
[0069]
According to the invention of claim 20, it is possible to avoid the risk of theft or loss of the dividend receipt or the situation where the dividend cannot be received after the payment period has passed due to forgetting.
[0070]
According to the twentieth aspect of the present invention, it is possible for the name transfer agent to improve the efficiency of the paperwork by taking the dividend transfer designation data into the company system.
[0071]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, an embodiment of a stock dividend receiving method, a stock dividend receiving program, and a stock dividend receiving apparatus according to the present invention will be described in detail with reference to the drawings.
[0072]
FIG. 1 is a block diagram showing the configuration of an embodiment according to the present invention. This figure shows stock dividends received between multiple shareholders, multiple securities companies, and multiple transfer agents (stock issuers) to support the receipt and distribution of stock dividends. A system using apparatus 600 is illustrated.
[0073]
Here, an outline of an embodiment will be described with reference to FIG. In the figure, a plurality of shareholders conclude a contract for stock dividend receiving service with trading company A and B in (1). Hereinafter, in one embodiment, the term “shareholder” refers to a shareholder who has entered into an agreement relating to a stock dividend receiving service.
[0074]
Here, as explained with reference to FIG. 24 and FIG. 26, the stock dividend receiving service is performed by the trading securities company on behalf of the procedure for receiving dividends that has been performed by shareholders for each stock brand. A service in which each shareholder receives dividends for a plurality of stocks at a shareholder securities account established by securities companies A and B.
[0075]
Actually, the stock dividend receiving service is realized by the stock dividend receiving apparatus 600 (see FIG. 1).
[0076]
Returning to FIG. 2, in (2), based on various information provided by each securities company (shareholder information, imprint information, remaining deposit information with rights, etc., which will be described later), dividend transfer designation is specified for each shareholder and each stock issue. The certificate data is automatically created on behalf of the shareholder by the stock dividend receiving apparatus 600 (see FIG. 1), and then transmitted to each name transfer agent system. This dividend transfer designation data is obtained by digitizing various data printed and described in the dividend transfer designation (postcard or the like) shown in FIG.
[0077]
In {circle around (3)}, each name transfer agent system transfers each dividend corresponding to a plurality of shareholders and securities companies A and B to a central bank account opened in the bank system.
[0078]
Here, the concentrated deposit account refers to a deposit account for intensively receiving dividends of each stock brand that a plurality of shareholders should receive from a plurality of name transfer agent systems.
[0079]
As described later, the concentrated deposit account includes a single deposit account (a concentrated deposit account 410 (see FIG. 1) and an X shareholder deposit account 810 (see FIG. 20)), and a plurality of grouped deposit accounts. (X shareholder dividend receipt exclusive account 422, Y shareholder dividend receipt exclusive account 423 and Z shareholder dividend receipt exclusive account 424 (see FIG. 21), X shareholder virtual deposit account 425, Y shareholder virtual deposit account 426, Z shareholder A virtual deposit account 427 and a parent deposit account 428 (see FIG. 22)).
[0080]
In {circle around (4)}, based on an instruction from the stock dividend receiving apparatus 600, a securities company distribution process is executed in which dividends are distributed from the concentrated deposit account to the securities company A deposit account and the securities company B deposit account.
[0081]
Further, in (5), in the securities companies A and B, a shareholder allocation process is executed in which dividends are allocated from the securities company A deposit account and the securities company B deposit account to each shareholder securities account. If there is sufficient funds in the securities company A deposit account and the securities company B deposit account, the securities company allocation process may be executed after the shareholder allocation process is executed first.
[0082]
In this way, in one embodiment, dividend transfer designation data is created on behalf of shareholders, each dividend is received at a centralized deposit account, and distributed to a securities company A deposit account and a securities company B deposit account. Furthermore, it is characterized in that it is allocated to each shareholder securities account.
[0083]
When there is one securities company, a concentrated deposit account is not required. In this case, after receiving directly in the securities company deposit account from each name transfer agent system, it is distributed to each shareholder securities account.
[0084]
Next, the configuration of an embodiment will be described with reference to FIG. In the figure, securities company system 100 ₁ ~ 100 _n Is a computer system operated by each of n securities companies, and has a function of communicating with the stock dividend receiving device 600 via the network 700.
[0085]
Here, in the figure, the securities company system 100 ₁ Is operated by a securities company, and the securities company system 100 ₂ Is operated by a securities company. The multiple shareholders who use the stock dividend receiving service are the following three shareholders.
[0086]
・ X shareholders
・ Y shareholders
・ Z shareholders
[0087]
In addition, the X shareholder has a transaction with both the brokerage company and the brokerage company, has opened an X shareholder securities account 430 corresponding to the brokerage company, and has an X shareholder securities account 432 corresponding to the brokerage company. Opened.
[0088]
The Y shareholder has a transaction only with the brokerage company, and has established a Y shareholder securities account 433 corresponding to the brokerage company. The Z shareholder has a transaction only with Kou Securities Company, and has opened Z Shareholder Securities Account 431 corresponding to Kou Securities Company.
[0089]
The information providing company system 200 is a computer system that provides the stock dividend receiving apparatus 600 with information related to the unit dividend per share for each stock brand, and has a function of communicating with the stock dividend receiving apparatus 600 via the network 700. It has. In one embodiment, the function of the information providing company system 200 is changed to the name transfer agent system 300. ₁ ~ 300 _m You may have it.
[0090]
Name transfer agent system 300 ₁ ~ 300 _m Is a computer system operated by each of a plurality of m name transfer agents (trust banks designated by a stock issuer), and communicates with the stock dividend receiving device 600 via the network 710. It has.
[0091]
In addition, name transfer agent system 300 ₁ ~ 300 _m Has a function of transferring each dividend to the bank system 400 on behalf of the corporation through the bank network 720.
[0092]
The bank system 400 is a computer system operated by a bank related to the stock dividend receiving service, and has functions such as account management, transfer, and transfer.
[0093]
In the bank system 400, a concentrated deposit account 410, a former securities company deposit account 420, a second securities company deposit account 421, and the like are opened.
[0094]
The central deposit account 410 is the name transfer agent system 300. ₁ ~ 300 _m From the bank network 720 to which each dividend is transferred.
[0095]
The A securities company deposit account 420 is a deposit account opened by the A securities company in the name of the company. Based on the account transfer data transmitted from the stock dividend receiving apparatus 600, each dividend is transferred from the central deposit account 410 to the former securities company deposit account 420.
[0096]
The second securities company deposit account 421 is a deposit account opened by the second securities company in the name of the company. Based on the account transfer data transmitted from the stock dividend receiving apparatus 600, each dividend is transferred from the central deposit account 410 to the OTC securities company deposit account 421. The bank system 400 also has a function of communicating with the stock dividend receiving device 600 via the network 710.
[0097]
Securities company system 100 ₁ The X shareholder securities account 430 is a securities account that the X shareholders have in the securities company. Based on the dividend payment details data transmitted from the stock dividend receiving device 600, the X shareholder account 430 receives each dividend related to the X shareholder in the securities company.
[0098]
The Z shareholder securities account 431 is a securities account that the Z shareholders have in the securities company. Based on the dividend payment details data transmitted from the stock dividend receiving device 600, each dividend relating to the Z shareholder of the securities company is deposited in the Z shareholder account 431.
[0099]
Securities company system 100 ₂ The X shareholder securities account 432 is a securities account that the X shareholders have in the securities company. Based on the dividend payment details data transmitted from the stock dividend receiving device 600, the X shareholder account 432 receives each dividend related to the X shareholder of the securities company.
[0100]
The Y shareholder securities account 433 is a securities account that the Y shareholders have in the securities company. Based on the dividend payment details data transmitted from the stock dividend receiving apparatus 600, each dividend relating to the Y shareholder in the securities company is deposited in the Y shareholder securities account 433.
[0101]
The other bank system 500 is a computer system operated by another bank, and has functions such as account management, transfer, and transfer. In this other bank system 500, a Z shareholder account 510 and the like are established. The other bank system 500 is connected to the affiliated bank system 400 via the bank network 720.
[0102]
The Z shareholder account 510 is a deposit account held by a Z shareholder. The Z shareholder account 510 includes stocks that are not stocked by the securities company from the central bank account 410, and stocks that the Z shareholder keeps at hand, or securities companies that do not use the stock dividend receiving service. Dividends on stocks held are transferred.
[0103]
The stock dividend receiving device 600 is a device for realizing the stock dividend receiving service described above, managing shareholders, creating and transmitting dividend transfer designation data, and distributing from a concentrated deposit account to a securities company deposit account. Executes processing related to distribution of dividends related to stocks that are not subject to a stock dividend receiving service contract (stocks held by shareholders at hand) to a deposit account, and deposits to a stock certificate.
[0104]
In stock dividend receiving apparatus 600, communication unit 601 is connected to network 700 and network 710, and controls communication according to a predetermined communication protocol.
[0105]
The shareholder management unit 602 has a function of managing various information related to shareholders (shareholder information, seal imprint information, stock brand information, deposit information with rights, etc. described later). The dividend transfer specification data creation / transmission unit 603 creates the dividend transfer specification data on behalf of each shareholder on the basis of the stock dividend receiving service contract, and then transfers the name transfer agent system 300. ₁ ~ 300 _m It has a function to send to.
[0106]
The securities company distribution processing unit 604 is a name transfer agent system 300. ₁ ~ 300 _m To distribute the dividend transferred to the central deposit account 410 to the securities company deposit account 420 and the securities company deposit account 421.
[0107]
The shareholder distribution processing unit 605 is a securities company system 100 ₁ A process of depositing dividends into the X shareholder account 430 and the Z shareholder account 431 managed above is executed. Similarly, the shareholder allocation processing unit 605 performs the securities company system 100. ₂ A process of depositing dividends into the X shareholder account 432 and the Y shareholder account 433 managed above is also executed.
[0108]
The stock brand information management unit 606 has a function of managing stock brand information, a function of calculating dividends based on unit dividend information received from the information providing company system 200, and the like. The input unit 607 is an input device such as a keyboard and a mouse, and is used when various information is manually input.
[0109]
In stock dividend receiving apparatus 600, shareholder information database 610, seal imprint information database 620, stock brand information database 630, deposit with deposit information database 640, dividend payment schedule details information database 650, submission status management information database 660, and deposit A payment processing status management information database 670 is used.
[0110]
In the following, these shareholder information database 610, imprint information database 620, stock issue information database 630, deposit with deposit information database 640, dividend payment schedule details information database 650, submission status management information database 660, and payment / payment processing status The table structure of the management information database 670 will be described with reference to FIGS.
[0111]
FIG. 3 is a diagram showing the relationship of each field between the databases shown in FIGS. In the figure, parts corresponding to those in FIGS. 4 to 10 are given the same reference numerals and field names.
[0112]
The shareholder information database 610 shown in FIG. ₁ ~ 100 _n This is a database that stores the shareholder information acquired from (see Fig. 1). For each stock company, “shareholder centralized management number”, “shareholder name”, “postal code”, “address”, “phone number”, “dividend” It has fields of “gold deposit account number”, “trade securities company code”, “real shareholder number”, “shareholder securities account number”, and “shareholder designated deposit account number”.
[0113]
The “shareholder centralized management number” is a number that is centrally managed by the stock dividend receiving apparatus 600 and uniquely identifies the shareholder. “Shareholder name” is the name or name of the shareholder. “Postal code” is a postal code corresponding to the shareholder. “Address” is the address (or residence) corresponding to the shareholder. “Telephone number” is a telephone number corresponding to a shareholder.
[0114]
“Dividend receipt account number” is the number of a deposit account for receiving dividends. For example, a virtual deposit account (an X shareholder virtual deposit account 425, a Y shareholder virtual deposit account 426 shown in FIG. 22, Z shareholder virtual deposit account 427). “Transaction securities company code” is a code for identifying the securities company with which the shareholder trades. When the shareholder is dealing with a plurality of securities companies, a plurality of securities company codes are associated with one shareholder management number.
[0115]
The “real shareholder number” is a number for managing shareholders in association with a securities company. The “shareholder securities account number” is a number assigned to a shareholder securities account (for example, X shareholder account 430, X shareholder account 432: see FIG. 1) that the shareholder has in the securities company of the customer. “Shareholder designated deposit account number” is a number assigned to a shareholder deposit account designated by the shareholder (for example, Z shareholder deposit account 510: see FIG. 1).
[0116]
The imprint information database 620 shown in FIG. ₁ ~ 100 _n This is a database for storing the stamp information acquired from this, and includes fields of “transaction securities company code”, “shareholder securities account number”, “real shareholder number”, and “imprint data”.
[0117]
“Transaction securities company code” is a code for identifying the securities company with which the shareholder trades, and corresponds to the “transaction securities company code” in the shareholder information database 610 (see FIG. 4). This number is assigned to the shareholder securities account held by the securities company of the business partner, and corresponds to the “shareholder securities account number” in the shareholder information database 610 (see FIG. 4).
[0118]
The “real shareholder number” is a number for managing the shareholders in association with the securities company, and corresponds to the “real shareholder number” in the shareholder information database 610 (see FIG. 4). The “imprint data” is imprint data (digitized image data) of a notification stamp stamped on a conventional dividend transfer designation form (see FIG. 26).
[0119]
The stock name information database 630 shown in FIG. ₁ ~ 300 _m And the stock issue information acquired from the information providing company system 200, which is “stock issuer code”, “stock issuer name”, “transfer possibility category”, “destination bank information”, “scheduled payment date” Fields “day” and “unit dividend” are provided.
[0120]
The information of the “share issuer code”, “stock issuer name”, “transfer possibility / inhibition category”, “destination bank information” and “scheduled payment date” is the name transfer agent system 300. ₁ ~ 300 _m Is obtained from.
[0121]
The “stock issuer code” is a code for identifying a stock company issuing the stock. “Stock issuer name” is the name of the stock company. The “transfer availability / non-permission category” is a category that indicates whether or not a dividend transfer is permitted.
[0122]
“Destination bank information” represents a destination bank name, a destination bank number, a destination branch number, a destination branch name, and the like when the dividend is transferred to the concentrated deposit account 410 (see FIG. 1). The “scheduled date of payment” is the date on which the dividend is scheduled to be paid to the shareholders, and is actually the date on which the dividend is to be transferred to the concentrated deposit account 410.
[0123]
On the other hand, information on “unit dividend” is acquired from the information providing company system 200. This “unit dividend” is a dividend per share.
[0124]
The deposit-with-right deposit information database 640 shown in FIG. 7 is a database for storing deposit-with-right deposit information (or real shareholder report information is acceptable if all stock certificates are deposited in the securities custody transfer function). It has fields such as “share issuer code”, “stock issue code”, “shareholder centralized management number”, “transaction securities company code”, “real shareholder number”, “number of dividends” and “dividend”.
[0125]
Information on “Stock Issuer Code”, “Stock Code”, “Transaction Securities Company Code”, “Real Shareholder Number”, and “Number of Dividends” is the securities company system 100 ₁ ~ 100 _n Is obtained from.
[0126]
The “stock issuer code” is a code for identifying a stock company that issues the stock, and corresponds to the “stock issuer code” in the stock name information database 630 (see FIG. 6).
[0127]
The “stock name code” is a code for identifying the stock name. “Transaction securities company code” is a code for identifying the securities company with which the shareholder trades, and corresponds to “transaction securities company code” in the shareholder information database 610 (see FIG. 4).
[0128]
The “shareholder unified management number” is a number that is centrally managed by the stock dividend receiving apparatus 600 and uniquely identifies the shareholder, and corresponds to the “shareholder unified management number” in the shareholder information database 610 (see FIG. 4). ing.
[0129]
The “real shareholder number” is a number for managing shareholders in association with securities companies, and corresponds to the “real shareholder number” in the shareholder information database 610 (see FIG. 4). “Number of shares with dividend” is stored for each securities company and represents the number of shares with dividends. “Dividend” is stored for each stock brand and each securities company, and is calculated by subtracting the tax (for example, 20%) from the result of multiplying “Number of Dividends” by “Unit Dividend” (after tax) It is.
[0130]
Therefore, when a shareholder trades with three securities companies for one stock name, three types of “dividends” are stored.
[0131]
8 includes a shareholder information database 610 (see FIG. 4), a stock issue information database 630 (see FIG. 6), a deposit-with-right information database 640 (see FIG. 7) and a submission. This is a database for storing dividend payment schedule details information created based on the situation management information database 660 (see FIG. 9).
[0132]
This dividend payment schedule details information database 650 includes “share issuer code”, “shareholder centralized management number”, “dividend payment schedule amount”, “transaction securities company code”, “name of share transfer agent side shareholder number”, The fields “shareholder securities account number”, “number of shares with dividend”, “dividend” and “scheduled date of payment” are provided.
[0133]
The “stock issuer code” corresponds to the “stock issuer code” in the stock issue information database 630 (see FIG. 6) and the deposit-with-right information database 640 (see FIG. 7). The “shareholder unified management number” corresponds to the “shareholder unified management number” in the deposit-with-right information database 640 (see FIG. 7).
[0134]
The “scheduled amount of dividend payment” is a planned amount of dividends to be deposited into the securities shareholder account corresponding to the shareholder, and is the total of “dividends”. The “transaction securities company code” corresponds to the “transaction securities company code” in the deposit deposit information database 640 with rights. The “name transfer agent side shareholder number” corresponds to the “name transfer agent side shareholder number” in the submission status management information database 660 (see FIG. 9). The “shareholder securities account number” corresponds to the “shareholder securities account number” in the shareholder information database 610 (see FIG. 4).
[0135]
“Number of shares with dividend” and “dividend” correspond to “number of shares with dividend” and “dividend” in the deposit-with-right information database 640 (see FIG. 7). The “scheduled payment date” corresponds to the “scheduled payment date” in the stock name information database 630 (see FIG. 6).
[0136]
The submission status management information database 660 shown in FIG. 9 is transferred from the stock dividend receiving apparatus 600 to the name transfer agent system 300. ₁ ~ 300 _m It is a database for storing submission status management information for managing the status of submission (transmission) of dividend transfer designation data to the.
[0137]
This submission status management information database 660 includes “shareholder central control number”, “stock issue code”, “stock issuer code”, “name transfer agent code”, “name transfer agent shareholder number”, “submission status” ”And“ Submission Date ”fields.
[0138]
The “shareholder unified management number” corresponds to the “shareholder unified management number” in the shareholder information database 610 (see FIG. 4). The “stock brand code” is a code for identifying the stock brand owned by the shareholder, and corresponds to the “stock brand code” in the deposit-with-right information database 640 (see FIG. 7).
[0139]
The “share issuer code” is a code for identifying a stock company that issues shares owned by the shareholder, and corresponds to the “share issuer code” in the stock issue information database 630 (see FIG. 6). ing. The “name transfer agent code” is a name transfer agent (name transfer agent system 300 as a destination to which dividend transfer designation data created corresponding to the “stock issuer code” (issuing company) is submitted. ₁ ~ 300 _m ) Is a code for identifying.
[0140]
The “name transfer agent side shareholder number” is the name transfer agent (name transfer agent system 300). ₁ ~ 300 _m ) Is the shareholder number managed on the side, and the name transfer agent system 300 ₁ ~ 300 _m Is obtained from. “Submission status” indicates the status of submission of dividend transfer designation data, and is set to “submitted” or “not submitted”. “Submission date” is the date when the dividend transfer designation data is submitted.
[0141]
The deposit / payment process status management information database 670 shown in FIG. 10 is a database that stores deposit / payment process status management information for managing the status of the dividend deposit / payment process. The deposit / payment processing status management information database 670 includes fields of “processing code”, “status”, and “processing time”.
[0142]
The “processing code” is a code for identifying processing related to payment / payment.
“Status” indicates the state of processing, and as will be described later, matching completion, account deposit instruction completion, that day transfer instruction transmission completed, and the like. “Processing time” represents the time when the processing is executed.
[0143]
(Operation example 1)
Next, an operation example 1 of the embodiment will be described with reference to the flowcharts shown in FIGS. 11 and 12 and FIGS. 13 to 18.
[0144]
FIG. 11 is a diagram illustrating an outline of the operation example 1 in the embodiment. FIG. 12 is a diagram illustrating a specific example in the embodiment. In the figure, specific examples of stocks owned, number of shares held, stock location, dividend (after 20% tax) are shown for shareholders (X shareholders, Y shareholders, Z shareholders).
[0145]
For example, an X shareholder owns two stocks of stocks, A Corporation and B Corporation. For A Corporation, the unit dividend per share is 25 yen. In addition, X shareholder owns 7000 shares of A Co., Ltd. Of these 7000 shares, 2000 shares are stored at Kou Securities Company, and 5000 shares are stored at B Securities Company.
[0146]
For A Co., Ltd., the dividend for 2000 shares is 40000 yen (25 × 2000 × 80%), and the dividend for 5000 shares is 100,000 yen (25 × 5000 × 80%).
[0147]
On the other hand, the unit dividend per share for B Corporation is 300 yen. In addition, X shareholders own 300 shares of B Corporation. These 300 shares are stored at the stock broker. Furthermore, for B Corporation, the dividend for 300 shares is 72,000 yen (300 × 300 × 80%).
[0148]
Here, in FIG. 11, parts corresponding to those in FIG. Further, each amount shown in FIG. 11 corresponds to each amount shown in FIG.
[0149]
FIG. 13 is a flowchart for explaining the contract time process and stock brand information management process in the operation example 1 of the embodiment. In the figure, in step SA1, the shareholder management unit 602 (see FIG. 1) of the stock dividend receiving apparatus 600 performs the securities company system 100. ₁ ~ 100 _n It is determined whether or not the shareholder information has been received. In this case, the determination result is “No”.
[0150]
In step SA2, the shareholder management unit 602 performs the securities company system 100. ₁ ~ 100 _n It is determined whether or not the seal stamp information has been received. In this case, the determination result is “No”.
[0151]
In step SA3, the stock name information management unit 606 determines whether unit dividend information (dividend per share) is received from the information providing company system 200 via the network 700. In this case, the determination is made. The result is “No”.
[0152]
In step SA4, the stock brand information management unit 606 performs the name transfer agent system 300. ₁ ~ 300 _m Did you receive the dividend payment schedule information (stock issuer code, stock issuer name, transfer possibility category, destination bank information, scheduled payment date) from one of the name transfer agent systems via network 710? In this case, the determination result is “No”.
[0153]
Thereafter, the determinations in steps SA1 to SA4 are repeated until the determination result is “Yes”.
[0154]
And securities company system 100 ₁ ~ 100 _n Of these, for example, securities company system 100 ₁ When receiving shareholder information (shareholder name, postal code, address, telephone number, trading securities company code, real shareholder number, shareholder securities account number, and shareholder specified account number) from a network 700, The unit 602 sets “Yes” as a result of the determination made at step SA1.
[0155]
In step SA5, the shareholder management unit 602 executes shareholder information update processing. Specifically, in step SB1 shown in FIG. 14, the shareholder information database 610 (see FIG. 4) is searched using the shareholder name, address, and telephone number of the received shareholder information as keys.
[0156]
In step SB2, shareholder management section 602 determines whether or not the shareholder is a new shareholder based on the search result in step SB1. Specifically, when the shareholder name is not searched in step SB1, the shareholder management unit 602 sets the shareholder as a new shareholder and sets the determination result in step SB2 to “Yes”.
[0157]
In step SB3, the shareholder management unit 602 creates a new shareholder record in the shareholder information database 610, and assigns a shareholder central management number to the shareholder. Next, the shareholder management unit 602 stores the received shareholder information in the new shareholder record in the shareholder information database 610, and then returns to the main routine shown in FIG.
[0158]
On the other hand, when the shareholder name is searched in step SB1 shown in FIG. 14, the shareholder management unit 602 sets the shareholder as a registered shareholder and sets the determination result in step SB2 to “No”. In step SB4, the shareholder management unit 602 adds shareholder information to the existing shareholder record in the shareholder information database 610, and then returns to the main routine shown in FIG.
[0159]
If the shareholder is a new shareholder, the securities company system 100 ₁ Transmits the imprint information (shareholder securities account number, real shareholder number, imprint data) regarding the shareholder to the stock dividend receiving apparatus 600 via the network 700.
[0160]
When the seal stamp information is received, the shareholder management unit 602 sets “Yes” as a result of the determination made at step SA2 shown in FIG. In step SA6, the shareholder management unit 602 stores the received seal information in the seal information database 620 (see FIG. 5).
[0161]
Further, upon receiving, for example, unit dividend information corresponding to the stock symbol code (see FIG. 7) from the information providing company system 200 via the network 700, the stock symbol information management unit 606 performs step SA3 shown in FIG. The determination result is “Yes”.
[0162]
In step SA7, the stock name information management unit 606 calculates the dividend by subtracting the tax amount from the result of multiplying the number of shares with dividend in the deposit-with-right deposit information database 640 (see FIG. 7) by the unit dividend, Dividend information is stored in the deposit deposit information database 640.
[0163]
In addition, name transfer agent system 300 ₁ ~ 300 _m Among them, from the name transfer agent system corresponding to the stock issuer company code in the depository residual information database 640, the dividend payment schedule information (stock issuer company code, stock issuer company name, transfer availability classification, When receiving the destination bank information and the scheduled payment date), the stock name information management unit 606 sets “Yes” as a result of the determination made at step SA4.
[0164]
In step SA8, the stock brand information management unit 606 stores the dividend payment schedule information and the unit dividend information as stock brand information in the stock brand information database 630 (see FIG. 6).
[0165]
In step SA9, the stock brand information management unit 606 creates dividend payment schedule details information from the stock brand information database 630 (see FIG. 6) and the deposit with deposit information database 640 (see FIG. 7). In step SA10, the stock brand information management unit 606 stores the dividend payment schedule details information in the dividend payment schedule details information database 650 (see FIG. 8).
[0166]
FIG. 15 is a flowchart for describing processing upon receipt / distribution of dividends in operation example 1 of the embodiment. In the figure, in step SC1, the dividend transfer designation form data creation / transmission unit 603 executes the securities company system 100. ₁ ~ 100 _n It is further determined whether or not the deposit-with-right information is received. In this case, the determination result is “No”.
[0167]
In step SC2, the shareholder distribution processing unit 605 refers to the dividend payment schedule details information database 650 (see FIG. 8) and determines whether or not the current date is the dividend transfer details check date. The determination result is “No”.
[0168]
The payout transfer details check date and time is the scheduled date of payment (for example, 9:00) in the payout receipt schedule details information database 650, and is set in the concentrated deposit account 410 (see FIG. 11). This is the date and time when the details of the transferred dividend are checked.
[0169]
In step SC3, the securities company distribution processing unit 604 determines whether or not the current time is the final counting time corresponding to the day deposit amount totaling process in step SE5 described later. In this case, the determination result is “No”. And Thereafter, the determinations in steps SC1 to SC3 are repeated until the determination result is “Yes”.
[0170]
At the end of the fiscal year, the securities company system 100 ₁ ~ 100 _n Thus, the deposit information with rights (stock issuer code, stock code, trading securities company code, real shareholder number, number of dividends with dividends) is received.
[0171]
Thereby, the dividend transfer specification data creation / transmission unit 603 sets “Yes” as a result of the determination made at step SC1 shown in FIG. In step SC4, the dividend transfer specification data creation / transmission unit 603 executes a dividend transfer specification data creation / transmission process.
[0172]
Specifically, in step SD1 shown in FIG. 16, the dividend transfer designation data creation / transmission unit 603 updates the deposit-with-right information database 640. That is, first, the dividend transfer specification data creation / transmission unit 603 searches the shareholder information database 610 (see FIG. 4) for a shareholder centralized management number using the received real shareholder number of the deposit information with right as a key.
[0173]
Next, the dividend transfer specification data creation / transmission unit 603 includes a stock issuer code, a stock issue code, a single shareholder management number, a trading securities company code, a real shareholder number, a number of shares with dividends, and dividends (however, blank) Is stored in the deposit-with-right information database 640 as deposit-with-right information.
[0174]
Further, the dividend transfer designation form data creation / transmission unit 603 checks the number of shares with dividends at the end of the settlement, and if it is zero, deletes the corresponding record in the submission status management information database 660 (see FIG. 9). This is a process performed to resubmit dividend transfer designation data when the shareholder sells the stock and becomes a reshareholder after the settlement date.
[0175]
In step SD2, the dividend transfer specification form data creation / transmission unit 603 searches the submission status management information database 660 (see FIG. 9) using the shareholder management number and the shareholder code as keys, and pays dividends related to the stock. It is determined whether or not the transfer designation form data has been submitted to the name transfer agent system.
[0176]
If the determination result in step SD2 is “Yes”, the dividend transfer specification data creation / transmission unit 603 does not create / transmit dividend transfer specification data to prevent double submission. Return to the main routine shown in FIG.
[0177]
On the other hand, if the determination result in step SD2 is “No”, in step SD3, the dividend transfer designation data creation / transmission unit 603 causes the shareholder information database 610 (see FIG. 4) and the seal stamp information database 620 (see FIG. 5). ) To create dividend transfer specification form data. In this case, the dividend transfer designation document data includes data of a concentrated deposit account 410 (see FIGS. 1 and 11) as a dividend transfer account.
[0178]
In step SD4, the dividend transfer specification data creation / transmission unit 603 performs the name transfer agent system 300. ₁ ~ 300 _m The dividend transfer designation data is transmitted to the corresponding name transfer agent system via the network 710.
[0179]
In step SD5, the dividend transfer specification data creation / transmission unit 603 determines whether or not the reception result data is received from the name transfer agent system. In this case, the determination result is “No” and the determination is made. repeat.
[0180]
Then, if the received dividend transfer specification data is new and all the necessary data is available, the name transfer agent system accepts the dividend transfer specification data, and receives the acceptance result data indicating normal acceptance as stock. It is transmitted to the dividend receiving device 600.
[0181]
In addition, before the dividend transfer designation data is received by the name transfer agent system, the shareholder will mail the dividend transfer specification (postcard, etc.) to the name transfer agent in the same manner as before, and pay dividends. When the transfer specification data is registered in the name transfer agent system, the dividend transfer specification data is duplicated. Therefore, in order to avoid duplicate registration, the name transfer agent system rejects the acceptance result of the dividend transfer designation form data.
[0182]
Then, when the acceptance result data is received, the dividend transfer designation data creation / transmission unit 603 sets “Yes” as a result of the determination made at step SD5. In step SD6, the dividend transfer specification data creation / transmission unit 603 determines whether the acceptance result data indicates acceptance refusal.
[0183]
If the determination result in step SD6 is “No”, that is, if the acceptance is normal, in step SD7, the dividend transfer specification data creation / transmission unit 603 displays the submission status management information (submission status: submitted). After the creation, it is stored in the submission status management information database 660 (see FIG. 9).
[0184]
On the other hand, if the determination result in step SD6 is “Yes”, that is, if the acceptance is rejected, in step SD8, the dividend transfer designation data creation / transmission unit 603 designates the dividend transfer created in step SD3. Form data is created as change dividend payment designation form data (change).
[0185]
In step SD9, the dividend transfer specification data creation / transmission unit 603 transmits the dividend transfer specification data (change) to the name transfer agent system via the network 710.
[0186]
In step SD10, the dividend transfer specification data creation / transmission unit 603 determines whether or not the reception result data is received from the name transfer agent system. In this case, the determination result is “No” and the determination is made. repeat.
[0187]
Then, the name transfer agent system overwrites the already received dividend transfer specification data (change) with the already registered dividend transfer specification data, and receives the acceptance result data indicating normal acceptance as a stock dividend receiver. To 600.
[0188]
When receiving the acceptance result data (acceptance normal), the dividend transfer designation data creation / transmission unit 603 sets “Yes” as a result of the determination made at step SD10. In step SD7, the dividend transfer specification data creation / transmission unit 603 creates submission status management information (submission status: submitted) and stores it in the submission status management information database 660 (see FIG. 9).
[0189]
In the embodiment, the example has been described in which the payout transfer designation data is transmitted online in steps SD3 to SD6 and the reception result data is received. Instead, the transfer to the name transfer agent is performed offline. When a dividend transfer designation form (postcard) is mailed and a reply of acceptance refusal due to double registration prevention is received, the processing after step SD8 may be executed.
[0190]
Then, as shown in FIG. 11, at the scheduled date of payment for dividends, as shown in FIG. ₁ , 140,000 yen (dividends from A Corporation to X shareholders: see FIG. 12) and 66,000 yen (dividends from A Corporation to Z shareholders: see FIG. 12) are transferred to the central deposit account 410.
[0191]
On the same day, the name transfer agent system 300 ₂ , 72,000 yen (dividends from B Corporation to X shareholders: see FIG. 12) and 120,000 yen (dividends from B Corporation to Y shareholders: see FIG. 12) are transferred to the central deposit account 410.
[0192]
Then, when it becomes the dividend transfer details check date on the same day, the shareholder distribution processing unit 605 sets “Yes” as a result of the determination made at step SC2 shown in FIG. In step SC5, the shareholder distribution processing unit 605 executes shareholder distribution processing.
[0193]
Specifically, in step SE1 shown in FIG. 17, the shareholder allocation processing unit 605 acquires the dividend transfer details information J from the bank system 400 shown in FIG. As shown in FIG. 19, this dividend transfer detail information J includes a type code, a client code, a client name, a payment start date, a destination bank number, a destination branch number, a transfer amount, and a payee reference number. Yes.
[0194]
The type code is a code representing stock dividends. The client code is a code representing a company (stock issue company) that pays stock dividends. The client name is the name of the stock issuer. The payment start date is the date on which the stock dividend is paid. The destination bank number is a number representing the bank from which the dividend is transferred.
[0195]
The destination branch number is a number representing a branch of the bank. The transfer amount is the transfer amount of dividends to shareholders. The payee reference number is a number for identifying the payee (shareholder), and is, for example, a shareholder number on the name transfer agent side.
[0196]
In step SE2 shown in FIG. 17, the shareholder distribution processing unit 605 creates a string between the dividend transfer details information J and the dividend payment schedule details information database 650 (see FIG. 8), as shown in FIG. Transfers with the same client code and stock issuer code, payment start date and scheduled payment date, recipient reference number (shareholder number on behalf of the name transfer agent), and shareholder number on the name transfer agent side Deposit matching is executed to match the amount with the planned dividend deposit amount. Next, the shareholder distribution processing unit 605 sets the status of the deposit / payment processing status management information database 670 to match completion.
[0197]
In step SE <b> 3, the shareholder distribution processing unit 605 determines whether or not the transfer amount and the dividend payment scheduled amount are equal based on the result of the payment matching. Here, when the transfer amount exceeds the scheduled dividend payment amount, the excess amount is an amount to be refunded to the shareholder designated deposit account number (see FIG. 4) designated in advance by the shareholders.
[0198]
If the determination result in step SE3 is “No”, that is, if the transfer amount exceeds the planned dividend payment amount, in step SE6, the shareholder distribution processing unit 605 creates difference transfer data. This differential transfer data is data for instructing that the “transfer holder” is “stock issue + dividend” and that the differential dividend is transferred to the shareholder designated deposit account.
[0199]
Here, by setting the “transfer holder” as “stock name + dividend”, the shareholder can easily distinguish the transfer amount from the stock dividend in the account.
[0200]
In step SE7, the shareholder distribution processing unit 605 transmits the difference transfer data to the affiliated bank system 400, thereby giving the transfer instruction, and then setting the status of the deposit / payment processing status management information database 670 as the same day transfer instruction transmitted. To do.
[0201]
As a result, the bank system 400 transfers 6,000 yen (the dividend 6,000 yen of A Corporation: see FIG. 12) from the central deposit account 410 to the Z shareholder account 510 in correspondence with the differential transfer data.
[0202]
On the other hand, when the determination result in step SE3 is “Yes”, in step SE4, the shareholder distribution processing unit 605 refers to the dividend payment schedule details information database 650 and determines the dividend transferred to the concentrated deposit account 410. The securities company system 100 provides account deposit instructions for distribution to shareholder securities accounts for each securities company. ₁ ~ 100 _n Go out. Next, the shareholder distribution processing unit 605 sets the status of the deposit / payment processing status management information database 670 to account deposit instruction completion.
[0203]
Securities company system 100 ₁ , 100 ₂ However, if payment is not required each time, batch payment can be performed.
[0204]
As a result, the former securities company (securities company system 100 shown in FIG. ₁ ), A deposit process is executed to deposit 112,000 yen (dividend of 40,000 yen for A Corporation + 72,000 yen for B Corporation: see Fig. 12) from the Deposit Account 420 of X Securities Company to the Shareholder Securities Account 430. The
[0205]
In addition, the former securities company (securities company system 100 ₁ ), A depositing process for depositing 60,000 yen (dividend 60,000 yen of A Co., Ltd .: see FIG. 12) from the deposit account 420 of the former securities company 420 to the Z shareholder securities account 431 is executed.
[0206]
In addition, the securities company (the securities company system 100 ₂ ), A deposit process for depositing 100,000 yen (dividend of A Co., Ltd. 100,000 yen: see FIG. 12) from the deposit account 421 of the securities company to the X shareholder account 432 is executed.
[0207]
In addition, the securities company (the securities company system 100 ₂ ), A depositing process for depositing 120,000 yen (dividend of 120,000 yen for B Corporation: see FIG. 12) from the deposit account 421 of the brokerage company 421 to the Y shareholder securities account 433 is executed.
[0208]
Returning to FIG. 17, in step SE5, the securities company distribution processing unit 604 distributes the dividend transferred to the centralized deposit account 410 to each securities company deposit account (the securities company deposit account 420, the securities company deposit account 421, etc.). After counting up every time, the process returns to the main routine shown in FIG.
[0209]
This is because each time a transfer is made to a central bank account 410, the transfer to each securities company deposit account increases the number of transfers, and the account transfer fee increases. This is to save the account transfer fee by performing the transfer once.
[0210]
At the final counting time on the same day, the securities company distribution processing unit 604 sets “Yes” as a result of the determination made at step SC3 shown in FIG. In step SC6, the securities company distribution processing unit 604 executes a securities company distribution process.
[0211]
Specifically, in step SF1 shown in FIG. 18, transfer data is created from the counting result of step SE5 (see FIG. 17).
[0212]
In step SF2, the securities company distribution processing unit 604 sends the transfer data to the bank system 400 shown in FIG. 11 to issue a transfer instruction, and then displays the status of the deposit / payment processing status management information database 670 on the current day. The transfer instruction has been transmitted.
[0213]
As a result, the bank system 400 transfers the concentrated deposit account 410 to the securities company deposit account 420 at 172,000 yen (A Corporation's dividend 40,000 yen + B Corporation's dividend 72,000 yen + A Corporation's dividend 60,000 yen: FIG. See).
[0214]
Further, the bank system 400 transfers 220,000 yen (dividend of 100,000 yen of A Corporation + dividend of 120,000 yen of B Corporation: see FIG. 12) from the central deposit account 410 to the deposit account 421 of the securities company.
[0215]
In step SF3 shown in FIG. 18, after obtaining the transfer process result from the bank system 400, the securities company distribution processing unit 604 sets the status of the deposit / payment process status management information database 670 to transfer completion on the day.
[0216]
(Operation example 2)
Now, in one embodiment, as shown in FIG. 11, after paying dividends into the centralized deposit account 410, each securities company deposit account (former securities company deposit account 420, etc.), each shareholder securities account ( X shareholder securities account 430, etc.), but instead, after transferring dividends to the shareholder deposit account, the account is transferred from the shareholder deposit account to the securities company deposit account via the account withdrawal system. An example of distributing dividends to a stockholder's securities account after transferring the dividend to is also possible. Hereinafter, this example will be described as an operation example 2 of the embodiment.
[0217]
FIG. 20 is a diagram for explaining an operation example 2 according to the embodiment. In this figure, parts corresponding to those in FIG. In FIG. 20, an X shareholder transaction bank system 800 and an account withdrawal system 900 are newly provided.
[0218]
The X shareholder transaction bank system 800 is a computer system operated by an X shareholder transaction bank. In this X shareholder transaction bank system 800, an X shareholder account 810 is opened. In the X shareholder account 810, the dividend of the stock paid to the X shareholder is the name transfer agent system 300. ₁ And 300 ₂ Transfer directly from.
[0219]
The account withdrawal system 900 is a computer system operated by a factoring company that provides a service for automatically debiting utility charges and card usage fees. This account withdrawal system 900 withdraws dividends from the X shareholder deposit account 810 based on the account withdrawal data from the stock dividend receiver 600, and makes a brokerage deposit account (a securities company deposit account 420, a securities company deposit account). A function of allocating to the account 421).
[0220]
In the above configuration, the stock dividend receiving apparatus 600 to the name transfer agent system 300 ₁ And name transfer agent system 300 ₂ Is instructed to transfer the dividend to the X shareholder account 810 based on the dividend transfer designation data.
[0221]
As a result, the name transfer agent system 300 ₁ Dividends of 140,000 yen to be paid to X shareholders (A Corporation's dividend of 40,000 yen (corresponding to Class A securities company) + A Corporation's dividend of 100,000 yen (corresponding to BT Securities Company): see Fig. 12) Transfer money to a deposit account 810.
[0222]
In addition, name transfer agent system 300 ₂ In addition, the dividend of 72,000 yen paid to X shareholders (dividend of B Corporation: 72,000 yen (corresponding to Kou Securities company): see Fig. 12) is transferred to the X shareholder account 810.
[0223]
Thereafter, in stock dividend receiving apparatus 600, the processes of steps SG1 to SG4 are executed. That is, in step SG1, the payout / payment schedule details information database 650 is referred to, and account withdrawal data used in the account withdrawal system 900 is created.
[0224]
In step SG2, the account withdrawal data is transmitted to the account withdrawal system 900. Thereby, the account withdrawal system 900 deducts 112,000 yen from the X shareholder deposit account 810 according to the account withdrawal data, and transfers it to the securities firm deposit account 420. Furthermore, the account withdrawal system 900 withdraws 100,000 yen from the X shareholder deposit account 810 according to the account withdrawal data, and transfers this to the deposit account 421 of the securities company.
[0225]
The account withdrawal system 900 transmits the account withdrawal result to the stock dividend receiving apparatus 600. Thereby, in step SG3, the account withdrawal result is received. In step SG4, in the same manner as in FIG. ₁ And the securities company system 100 of Otsu Securities Co., Ltd. ₂ An account deposit instruction is issued. As a result, 112,000 yen is deposited from the securities company deposit account 420 to the X shareholder securities account 430. Further, 100,000 yen is deposited from the Otsu Securities company deposit account 421 to the X shareholder securities account 432.
[0226]
(Operation example 3)
In one embodiment, as shown in FIG. 11, after transferring dividends to the centralized deposit account 410, each securities company deposit account (the securities company deposit account 420, etc.), each shareholder securities account ( In this example, the dividends are distributed to the securities company deposit account after transferring the dividends to each shareholder dividend receiving account. Good. Hereinafter, this example will be described as operation example 3 of the embodiment.
[0227]
FIG. 21 is a diagram for explaining an operation example 3 of the embodiment. In this figure, parts corresponding to those in FIG. In FIG. 21, instead of the concentrated deposit account 410, an X shareholder dividend receipt dedicated account 422, a Y shareholder dividend receipt exclusive account 423, and a Z shareholder dividend receipt exclusive account 424 are provided.
[0228]
The X shareholder dividend receiving dedicated account 422 is a dedicated account for receiving the dividend of the X shareholder. Y shareholder dividend receiving dedicated account 423 is a dedicated account for receiving Y shareholder dividend. The Z shareholder dividend receiving dedicated account 424 is a dedicated account for receiving the dividend of the Z shareholder.
[0229]
In the above configuration, the stock dividend receiving apparatus 600 to the name transfer agent system 300 ₁ And name transfer agent system 300 ₂ Instructed to transfer each dividend to the X shareholder dividend receipt dedicated account 422, the Y shareholder dividend receipt dedicated account 423, and the Z shareholder dividend receipt dedicated account 424 by the dividend transfer designation form data. Yes.
[0230]
As a result, the name transfer agent system 300 ₁ Dividends of 140,000 yen to be paid to X shareholders (A Corporation's dividend of 40,000 yen (corresponding to Class A securities company) + A Corporation's dividend of 100,000 yen (corresponding to BT Securities Company): see Fig. 12) Transfer to the shareholder dividends-only account 422.
[0231]
In addition, name transfer agent system 300 ₁ Pays a dividend of 66,000 yen paid to Z shareholders (A Corporation's dividend of 60,000 yen (corresponding to Class A securities company) + A Corporation's dividend of 6,000 yen (corresponding to the deposit on hand): see Fig. 12) Transfer money to payout account 424.
[0232]
In addition, name transfer agent system 300 ₂ In addition, the dividend of 72,000 yen to be paid to the X shareholder (B Corporation's dividend of 72,000 yen (corresponding to Kou Securities company): see Fig. 12) is transferred to the X shareholder dividend receiving account 422.
[0233]
In addition, name transfer agent system 300 ₂ Transfers the 120,000 yen dividend paid to Y shareholders (dividend 120,000 yen of B Corporation (corresponding to Otsu Securities Co., Ltd.): see FIG. 12) to Y shareholder dividend receiving account 423.
[0234]
Thereafter, when the dividend transfer detail information J is acquired by the stock dividend receiving device 600, the stock dividend receiving device 600 creates transfer / transfer data and transmits it to the bank system 400 in the same manner as described above. To issue a transfer / transfer instruction.
[0235]
As a result, the bank system 400 transfers 112,000 yen from the X shareholder dividend receiving dedicated account 422 to the former securities company deposit account 420, and transfers 60,000 yen from the Z shareholder dividend received exclusive account 424 to the former securities company deposit account 420. .
[0236]
In addition, the bank system 400 transfers 100,000 yen from the X shareholder dividend receipt dedicated account 422 to the securities company deposit account 421 and transfers 120,000 yen from the Y shareholder dividend receipt exclusive account 423 to the brokerage company deposit account 421. Also, the bank system 400 transfers 6,000 yen from the Z shareholder dividend receipt dedicated account 424 to the Z shareholder deposit account 510 in the same manner as in the first operation example.
[0237]
Thereafter, in the same manner as in the operation example 1, an account deposit instruction is issued from the stock dividend receiving device 600, and deposit processing is executed in the securities company and the securities company.
[0238]
(Operation example 4)
In one embodiment, as shown in FIG. 11, after transferring dividends to the centralized deposit account 410, each securities company deposit account (the securities company deposit account 420, etc.), each shareholder securities account ( X shareholder securities account 430, etc.), but instead of this, after transferring dividends to each shareholder virtual deposit account, it is further transferred to the parent account, and dividends are transferred to the securities company deposit account. It is good also as an example to distribute. Hereinafter, this example will be described as an operation example 4 of the embodiment.
[0239]
FIG. 22 is a diagram for explaining an operation example 4 according to the embodiment. In this figure, parts corresponding to those in FIG. In FIG. 22, instead of the concentrated deposit account 410, an X shareholder virtual deposit account 425, a Y shareholder virtual deposit account 426, a Z shareholder virtual deposit account 427, and a parent deposit account 428 are provided.
[0240]
The X shareholder virtual deposit account 425 is a virtual account for receiving the dividend of the X shareholder. The Y shareholder virtual deposit account 426 is a virtual account for receiving the dividend of the Y shareholder. The Z shareholder virtual deposit account 427 is a virtual account for receiving the dividend of the Z shareholder.
[0241]
These X shareholder virtual deposit account 425, Y shareholder virtual deposit account 426 and Z shareholder virtual deposit account 427 are assigned virtual deposit account numbers. Each virtual deposit account number is stored in the shareholder information database 610 as the dividend receiving account deposit number shown in FIG. 4 in association with the shareholder unified management number (shareholder name). Therefore, the stock dividend receiving apparatus 600 can specify a shareholder corresponding to the dividend and match the deposit using the dividend receiving account number (virtual deposit account number) as a key.
[0242]
The parent deposit account 428 is located above the X shareholder virtual deposit account 425, the Y shareholder virtual deposit account 426, and the Z shareholder virtual deposit account 427 as child accounts, and is a parent account to which each dividend is transferred from each child account. . The parent deposit account 428 is also an account for allocating each dividend to the former securities company deposit account 420 and the second securities company deposit account 421.
[0243]
In the above configuration, the stock dividend receiving apparatus 600 to the name transfer agent system 300 ₁ And name transfer agent system 300 ₂ Is instructed to transfer each dividend to the X shareholder virtual deposit account 425, the Y shareholder virtual deposit account 426, and the Z shareholder virtual deposit account 427 based on the dividend transfer designation form data.
[0244]
As a result, the name transfer agent system 300 ₁ Dividends of 140,000 yen to be paid to X shareholders (A Corporation's dividend of 40,000 yen (corresponding to Class A securities company) + A Corporation's dividend of 100,000 yen (corresponding to BT Securities Company): see Fig. 12) Transfer to the virtual shareholder account 425.
[0245]
In addition, name transfer agent system 300 ₁ Pays a dividend of 66,000 yen paid to Z shareholders (A Corporation's dividend of 60,000 yen (corresponding to Class A securities company) + A Corporation's dividend of 6,000 yen (corresponding to the deposit on hand): see Fig. 12) Transfer money to the virtual deposit account 427.
[0246]
In addition, name transfer agent system 300 ₂ In addition, the dividend of 72,000 yen to be paid to the X shareholder (the dividend of B Corporation 72,000 yen (corresponding to the former securities company): see FIG. 12) is transferred to the X shareholder virtual deposit account 425.
[0247]
In addition, name transfer agent system 300 ₂ Transfers the dividend of 120,000 yen to be paid to Y shareholders (dividend of B Corporation 120,000 yen (corresponding to Otsu Securities Co., Ltd.): see FIG. 12) to Y shareholder virtual deposit account 426.
[0248]
Thereafter, when the dividend transfer detail information J is acquired by the stock dividend receiving device 600, the stock dividend receiving device 600 creates transfer / transfer data and transmits it to the bank system 400 in the same manner as described above. To issue a transfer / transfer instruction.
[0249]
Accordingly, the bank system 400 transfers 212,000 yen, 120,000 yen, and 66,000 yen from the X shareholder virtual deposit account 425, the Y shareholder virtual deposit account 426, and the Z shareholder virtual deposit account 427 to the parent deposit account 428.
[0250]
Next, the bank system 400 transfers 172,000 yen from the parent deposit account 428 to the former securities company deposit account 420, and also transfers 220,000 yen from the parent deposit account 428 to the former securities company deposit account 421. Further, the bank system 400 transfers 6,000 yen from the parent account 428 to the Z shareholder account 510 in the same manner as in the first operation example.
[0251]
Thereafter, in the same manner as in the operation example 1, an account deposit instruction is issued from the stock dividend receiving device 600, and deposit processing is executed in the securities company and the securities company.
[0252]
As described above, according to one embodiment, dividend transfer specification data specifying a receiving account for receiving stock dividends is created on behalf of a plurality of shareholders, and this dividend transfer specification data Name transfer agent (name transfer agent system 300 ₁ ~ 300 _m ), The shareholder's securities account of a trading brokerage company that has made it difficult for the current system to reduce the shareholder's burden regarding receipt of dividends of shares (at the securities company where the stockholders deposit stock certificates) It is possible to receive dividends (securities account) promptly (on the payment start date).
[0253]
In addition, according to one embodiment, the shareholder can avoid the risk of theft or loss of a dividend receipt, or the situation where the dividend cannot be received due to a forgotten payment period. For humans, it is possible to improve the efficiency of paperwork by incorporating the dividend transfer specification data into the company system.
[0254]
Further, according to one embodiment, each stock security corresponding to a plurality of shareholders in a securities company commensurate with the dividend received in a receiving account (concentrated deposit account 410: former securities company deposit account 420 etc .: see FIG. 11). Dividends will be allocated to accounts (X shareholder account 430, Z shareholder account 431, etc.), so it is possible for securities companies to incorporate dividends into their own shareholder account, so paying attention to dividend yield Can make a stock investment.
[0255]
Moreover, according to one embodiment, since the shareholder, the trading securities company, and the stock issue are managed in association with each other and the duplicate submission of the dividend transfer specification data is checked, the duplicate submission can be prevented. .
[0256]
In addition, according to the embodiment, as described with reference to FIG. 14, the duplicate registration of the shareholders is checked, so that the duplicate registration can be prevented.
[0257]
Also, according to one embodiment, the submission status of dividend transfer specification data is managed as the submission status management information in the submission status management information database 660 (see FIG. 9), so that duplicate transfer specification specification data can be submitted. Since it was decided to check, duplicate submission can be prevented.
[0258]
Also, according to one embodiment, the number of shares with dividends is checked at the end of the fiscal year, and if it is zero, the corresponding submission status management information is deleted from the submission status management information database 660. Even if you become a shareholder again, you can resubmit your dividend transfer specification data.
[0259]
Further, according to one embodiment, as described with reference to FIG. 16, the dividend transfer designation data is transferred as a result of the shareholder having submitted a written dividend transfer designation. In the event that the agent refuses to accept the payment, it is decided to create and submit the dividend transfer specification data for change online, so even if the dividend transfer specification has been submitted, the dividend transfer specification Can accept data.
[0260]
In addition, according to one embodiment, due to the fact that a shareholder has submitted a written dividend transfer specification, a written dividend transfer specification prepared in an offline manner is received by the name transfer agent. In the case of refusal, since the dividend transfer specification data for change is prepared and submitted, the dividend transfer specification data can be accepted even if the dividend transfer specification has been submitted.
[0261]
In addition, according to one embodiment, since the dividend transfer designation data is created based on the deposit deposit information with rights and seal data obtained from each securities company, It is possible to reduce the burden on the company and to receive dividends quickly (on the day of the payment start date) at the stock brokerage account of the trading brokerage company at the securities account that has been difficult under the current system.
[0262]
Further, according to one embodiment, based on the payment schedule information acquired from the name transfer agent side, the dividend payment schedule details information regarding the dividend payment schedule is created for each shareholder and each securities company, Since dividends are distributed based on the payment schedule details, stock dividends can be received and distributed quickly while following the payment schedule.
[0263]
According to one embodiment, unit dividend information per share is acquired from the information providing company system 200, and dividend payment schedule details information is created based on the payment schedule information and unit dividend information. Therefore, it is possible to quickly receive and distribute stock dividends while following the payment schedule.
[0264]
In addition, according to the embodiment, as described with reference to FIG. 17, payment matching is performed between the dividend transfer details information acquired at the time of receiving the dividend and the dividend payment schedule details information. Therefore, it is possible to efficiently manage the dividends in advance.
[0265]
Further, according to one embodiment, when the actual deposit amount exceeds the planned amount, the excess difference is transferred to a deposit account (Z shareholder account 510: see FIG. 11) designated by the shareholder separately. Therefore, for example, dividends for stocks held by shareholders can be received at the deposit account, and convenience for shareholders can be improved.
[0266]
Further, according to one embodiment, as described with reference to FIGS. 20 to 22, the receiving account is a concentrated deposit account (X shareholder deposit account 810, X shareholder dividend receiving dedicated account 422, X shareholder virtual With regard to the receipt of stock dividends, we will promptly receive dividends at the securities company's stockholders' securities account at the securities account, etc., which is considered difficult under the current system. It can be performed.
[0267]
Further, according to one embodiment, as described with reference to FIG. 22, since the concentrated deposit account is a virtual account (X shareholder virtual deposit account 425, parent deposit account 428, etc.), the dividend of stock As a result, the burden on shareholders can be reduced, and dividends can be quickly received (on the day of the payment start date) at the securities company's shareholder securities account at a securities account, etc., which is difficult under the current system.
[0268]
Further, according to one embodiment, as described with reference to FIGS. 1, 20, and 21, a concentrated deposit account is replaced with a real account (an X shareholder deposit account 810, an X shareholder dividend-only account 422, etc.). With regard to the receipt of stock dividends, it is possible to promptly receive dividends at the securities company's stockholders' securities account at the securities account, etc., which is difficult under the current system. it can.
[0269]
Although one embodiment of the present invention has been described in detail with reference to the drawings, a specific configuration example is not limited to this one embodiment, and the design can be changed without departing from the gist of the present invention. And the like are included in the present invention.
[0270]
For example, in the above-described embodiment, a program for realizing the function of the stock dividend receiving apparatus 600 shown in FIG. 1 is recorded on the computer-readable recording medium 1100 shown in FIG. Each function may be realized by causing a computer 1000 shown in the figure to read and execute a program recorded in the medium 1100.
[0271]
A computer 1000 shown in the figure includes a CPU (Central Processing Unit) 1010 that executes the above-described program, an input device 1020 such as a keyboard and a mouse, a ROM (Read Only Memory) 1030 that stores various data, an operation parameter, and the like. RAM (Random Access Memory) 1040, a reading device 1050 for reading a program from a recording medium 1100, an output device 1060 such as a display and a printer, and a bus 1070 for connecting each part of the device.
[0272]
The CPU 1010 implements the above-described functions by reading a program recorded on the recording medium 1100 via the reading device 1050 and then executing the program. Note that examples of the recording medium 1100 include an optical disk, a flexible disk, and a hard disk.
[0273]
【The invention's effect】
As described above, according to the inventions according to claims 1 and 19, a dividend transfer designation form for designating a receiving account for receiving each dividend of a plurality of stocks based on shareholder data acquired from a securities company. Since the data was created on behalf of multiple shareholders and this dividend transfer designation data was submitted to the name transfer agent, the shareholder's burden on receipt of stock dividends was reduced, and dividend payment designation was made. It is possible to quickly receive dividends generated after submitting the certificate data.
[0274]
In addition, according to the inventions according to claims 1 and 19, it is possible for the shareholders to avoid the risk of theft or loss of the dividend receipt or the situation where the dividend cannot be received due to the forgotten payment period. There is an effect.
[0275]
Further, according to the inventions according to claims 1 and 19, there is an effect that it is possible for the name transfer agent to improve the efficiency of the paperwork by taking the dividend transfer designation data into the company system.
[0276]
Further, according to the inventions of claims 2 and 20, based on the shareholder data acquired from the securities company, dividend transfer designation data for designating a receiving account for collectively receiving each dividend is provided to a plurality of shareholders. Created on behalf of this, and after submitting this dividend transfer designation form data to the name transfer agent, each share dividend corresponding to multiple shareholders will be received from the account of each dividend paying company at the designated receiving account. As a result, it is possible to reduce the shareholder's burden and to receive the dividend promptly with respect to the receipt of the stock dividend.
[0277]
In addition, according to the inventions according to claims 2 and 20, there is an effect that it is possible to avoid the risk of theft or loss of a dividend receipt, etc., or the situation where the dividend cannot be received after the payment period has passed due to forgetting. Play.
[0278]
Further, according to the inventions according to claims 2 and 20, there is an effect that it is possible for the name transfer agent to improve the efficiency of the paperwork by taking the dividend transfer designation data into the company system.
[0279]
According to the invention of claim 3, since the dividend received in the receiving account is associated with each shareholder and distributed to each securities account in the securities company, each of the shareholders Since the dividend can be taken into the securities account, it is possible to propose stock investment that emphasizes the dividend yield.
[0280]
Further, according to the invention according to claim 4, since the shareholder, the trading securities company, and the stock issue are managed in association with each other and the duplicate submission of the dividend transfer specification data is checked, the duplicate submission can be prevented. There is an effect that can be.
[0281]
Further, according to the invention of claim 5, since the duplicate registration of the shareholders is checked, there is an effect that the duplicate registration can be prevented.
[0282]
Also, according to the invention of claim 6, since the submission status of the dividend transfer specification data is managed as the submission status management information, and the duplicate submission of the dividend transfer specification data is checked, There is an effect that it can be prevented.
[0283]
In addition, according to the invention of claim 7, the number of shares with dividends is checked at the end of the fiscal year, and if it is zero, the corresponding submission status management information is deleted. In this case, the dividend transfer specification data can be resubmitted.
[0284]
Further, according to the invention of claim 8, when the shareholder has submitted a written dividend transfer designation form, and the dividend transfer designation data is rejected by the name transfer agent, Since it was decided to create and submit the dividend transfer specification data for change on-line, the effect of being able to accept the dividend transfer specification data even if the dividend transfer specification has been submitted Play.
[0285]
Further, according to the invention of claim 9, due to the fact that the shareholder has already submitted a written dividend transfer specification, the written dividend transfer specification prepared in an offline manner is the name transfer agent. If the payment is rejected, it is decided to create and submit the dividend transfer specification data for change, so even if the dividend transfer specification has been submitted, the dividend transfer specification data can be accepted. There is an effect.
[0286]
Further, according to the invention of claim 10, since the dividend transfer designation data is created based on the deposit deposit information with rights obtained from each securities company and the seal imprint data, This reduces the burden on shareholders and has the effect of enabling quick receipt.
[0287]
According to the invention of claim 11, based on the payment schedule information acquired from the name transfer agent side, the dividend payment schedule details information regarding the payment schedule of dividends is created for each shareholder and each securities company, Since dividends are distributed based on the dividend payment schedule details information, it is possible to quickly receive and distribute stock dividends in a state of following the payment schedule.
[0288]
Further, according to the invention of claim 12, since the unit dividend per share information is acquired, and the dividend payment schedule details information is created based on the payment schedule information and the unit dividend information. It is possible to receive and distribute stock dividends promptly while following the payment schedule.
[0289]
According to the invention of claim 13, since the payout transfer details information acquired at the time of receiving the payout is matched with the payout receipt details information, efficient management of the payout is efficiently performed. There is an effect that it can be performed.
[0290]
According to the fourteenth aspect of the present invention, when the actual deposit amount exceeds the planned amount, the excess difference is transferred to a deposit account designated by the shareholder separately. As a result, it is possible to receive dividends for the stocks in the deposit account, and to improve the convenience of shareholders.
[0291]
According to the fifteenth aspect of the present invention, since the transfer holder is designated as “stock issue” and “dividend”, the transfer amount is transferred to the transfer destination account. The effect is that it can be easily identified.
[0292]
According to the invention of claim 16, since the receiving account is a deposit account in the name of a securities company, it is possible to reduce the shareholder's burden and receive promptly with respect to receiving stock dividends. Play.
[0293]
According to the seventeenth aspect of the present invention, since the receiving account is a third-party account, it is possible to reduce the shareholder's burden on receiving stock dividends and to receive them quickly.
[0294]
According to the eighteenth aspect of the present invention, the same operation and effect as the stock dividend receiving method according to any one of the first to seventeenth aspects are achieved.
[Brief description of the drawings]
FIG. 1 is a block diagram illustrating a configuration of an embodiment according to the present invention.
FIG. 2 is a diagram for explaining the outline of the same embodiment;
FIG. 3 is a diagram showing the relationship of each field between the databases shown in FIGS. 4 to 10;
4 is a diagram showing a table structure of a shareholder information database 610 shown in FIG.
5 is a diagram showing a table structure of an imprint information database 620 shown in FIG.
6 is a diagram showing a table structure of a stock issue information database 630 shown in FIG. 1. FIG.
7 is a diagram showing a table structure of a deposit-with-right information database 640 shown in FIG.
FIG. 8 is a diagram showing a table structure of a dividend payment schedule details information database 650 shown in FIG. 1;
9 is a diagram showing a table structure of a submission status management information database 660 shown in FIG.
10 is a diagram showing a table structure of a deposit / payment processing status management information database 670 shown in FIG. 1. FIG.
FIG. 11 is a diagram illustrating an outline of an operation example 1 in the same embodiment.
FIG. 12 is a diagram showing a specific example in the same embodiment.
FIG. 13 is a flowchart for explaining a contract time process and stock brand information management process in Operation Example 1 of the same embodiment;
FIG. 14 is a flowchart for explaining shareholder information update processing shown in FIG. 13;
FIG. 15 is a flowchart illustrating processing for receiving and distributing dividends in Operation Example 1 of the same embodiment;
FIG. 16 is a flowchart for explaining a payout transfer specification data creation / transmission process shown in FIG. 13;
FIG. 17 is a flowchart for explaining shareholder distribution processing shown in FIG. 13;
FIG. 18 is a flowchart for explaining the securities company distribution process shown in FIG. 13;
FIG. 19 is a diagram for explaining deposit matching in the same embodiment;
FIG. 20 is a diagram for explaining an operation example 2 of the same embodiment;
FIG. 21 is a diagram for explaining an operation example 3 of the same embodiment;
FIG. 22 is a diagram for explaining an operation example 4 of the same embodiment;
FIG. 23 is a block diagram showing a configuration of a modification of the same embodiment.
FIG. 24 is a diagram for explaining a conventional method (part 1) of directly receiving a dividend.
FIG. 25 is a diagram for explaining a conventional method (part 2) of directly receiving a dividend.
FIG. 26 is a diagram for explaining a conventional account receiving method for dividends (part 1);
FIG. 27 is a diagram for explaining a conventional method (part 2) for receiving a dividend account.
[Explanation of symbols]
100 ₁ ~ 100 _n Securities company system
200 Information provider system
300 ₁ ~ 300 _m Name transfer agent system
400 Banking system
410 Central deposit account
420 Deposit account of the former securities company
421 Bank account deposit account
430 X Shareholder Securities Account
431 Z Shareholders Securities Account
432 X Shareholder Securities Account
500 Other bank systems
510 Z Shareholders Account
600 Stock dividend receiver
602 Shareholder Management Department
603 Dividend transfer specification data creation / transmission section
604 Securities Company Allocation Processing Department
605 Shareholder distribution processing department
606 Stock Information Management Department
607 Input section

Claims (12)

A stock dividend receiving method executed by a stock dividend receiving apparatus connected via a network to a name transfer agent system and a securities company system,
In the stock dividend receiving device,
Shareholder centralized management number for uniquely identifying shareholders holding stocks of one or more brands, trading securities company code for identifying the securities company with which the shareholder is dealing, and the shareholders in association with the securities company Shareholder information for storing shareholder information configured by associating the real shareholder number for managing the shareholder and the shareholder securities account number assigned to the shareholder securities account that the shareholder has in the securities company of the business partner with each other A database,
An imprint information database for storing imprint information configured by correlating the transaction securities company code, the real shareholder number, the shareholder securities account number, and the imprint data of the shareholder registration seal;
Corresponding to the shareholder central control number, a stock brand code for identifying the stock brand owned by the shareholder, a stock issuing company code for identifying the stock company issuing the stock, and the stock brand A submission status management information database for storing submission status management information configured to correlate with each other the name rewriting agent code for identifying the name rewriting agent system,
The deposit-with-right deposit that is configured by associating the stock issuer code, the stock issue code, the trading brokerage company code, the real shareholder number, and the number of shares with dividends representing the number of shares with dividends. In the case where a depository information database with a right to store information is provided,
After the stock dividend receiving device receives the deposit information with rights from the securities company system, the shareholder centralized management number corresponding to the real shareholder number of the received deposit information with rights is acquired from the shareholder information database. The shareholder information and the seal imprint information corresponding to the acquired shareholder unified management number are acquired from the shareholder information database and the seal imprint information database, and the dividend is based on the acquired shareholder information and the seal imprint information. To create dividend transfer specification data including the data of the receiving account of payouts,
The stock dividend receiving device obtains a name transfer agent code corresponding to the stock code of the received deposit information with right from the submission status management information database, and is identified by the acquired name transfer agent code. A transmission step of transmitting the created dividend transfer designation data to the name transfer agent system via the network;
A method of receiving stock dividends, comprising: A stock dividend receiving method executed by a stock dividend receiving apparatus connected via a network to a name transfer agent system, a securities company system, and a bank system,
In the stock dividend receiving device,
Shareholder centralized management number for uniquely identifying shareholders holding stocks of one or more brands, trading securities company code for identifying the securities company with which the shareholder is dealing, and the shareholders in association with the securities company Shareholder information for storing shareholder information configured by associating the real shareholder number for managing the shareholder and the shareholder securities account number assigned to the shareholder securities account that the shareholder has in the securities company of the business partner with each other A database,
An imprint information database for storing imprint information configured by correlating the transaction securities company code, the real shareholder number, the shareholder securities account number, and the imprint data of the shareholder registration seal;
Corresponding to the shareholder central control number, a stock brand code for identifying the stock brand owned by the shareholder, a stock issuing company code for identifying the stock company issuing the stock, and the stock brand A submission status management information database for storing the submission status management information configured to correlate the name change agent code for identifying the name change agent system. And
The deposit-with-right deposit that is configured by associating the stock issuer code, the stock issue code, the trading brokerage company code, the real shareholder number, and the number of shares with dividends representing the number of shares with dividends. In the case where a depository information database with a right to store information is provided,
After the stock dividend receiving device receives the deposit information with rights from the securities company system, the shareholder centralized management number corresponding to the real shareholder number of the received deposit information with rights is acquired from the shareholder information database. The shareholder information and the seal imprint information corresponding to the acquired shareholder unified management number are acquired from the shareholder information database and the seal imprint information database, and the dividend is based on the acquired shareholder information and the seal imprint information. To create dividend transfer specification data including the data of the receiving account
The stock dividend receiving device obtains a name transfer agent code corresponding to the stock code of the received deposit information with right from the submission status management information database, and is identified by the acquired name transfer agent code. A transmission step of transmitting the created dividend transfer designation data to the name transfer agent system via the network;
The name transfer agent system refers to the dividend transfer designation data transmitted from the stock dividend receiving device, thereby providing a concentrated deposit that is a receiving account of the dividend included in the dividend transfer designation A receiving process for performing a predetermined process of transferring the stock dividends to a plurality of shareholders together into an account; and
A method of receiving stock dividends, comprising: In the stock dividend receiving device, the shareholder unit control number, the trading securities company code, the shareholder securities account number, the stock issuing company code, the scheduled date of dividend payment, the number of shares with dividends,
Dividend / payment schedule details information database for storing the dividend / payment schedule details information configured by associating the dividend, the scheduled deposit amount of the dividend, and the shareholder number on the name transfer agent side, Where provided,
The stock dividend receiving device provides the plurality of shareholders to the concentrated deposit account in the receiving process.
After each stock dividend is transferred together, the dividend payment schedule details information database is referred to, and the dividend transferred to the concentrated deposit account is distributed to the shareholder securities account for each securities company. Including an allocation step of transmitting an account deposit instruction to the bank system;
The method for receiving dividends on shares according to claim 2. The shareholder information includes the shareholder name, address, and telephone number;
When the stock dividend receiving device receives the shareholder information from the securities company system,
Whether the shareholder information database is searched based on the shareholder name, the address, and the telephone number of the received shareholder information, and the received shareholder name is searched from the shareholder information stored in the shareholder information database. Including a shareholder management process for determining whether or not the received shareholder information is registered in duplicate based on
The stock dividend receiving method according to any one of claims 1 to 3, wherein: The submission status management information includes a submission status of the dividend transfer designation data to the name transfer agent system,
The stock dividend receiving device includes the stock code of the deposit information with entitlement received from the securities company system and the shareholder centralized management number acquired as corresponding to the real shareholder number of the entrusted deposit information with the right. Obtain the corresponding submission status from the submission status management information database,
Including a dividend transfer specification data submission management step of determining whether or not the dividend transfer specification data has been transmitted to the name transfer agent system based on the acquired submission status;
The stock dividend receiving method according to any one of claims 1 to 4, wherein: If the stock dividend receiving device acquires the number of shares with dividends in the depository residual information database with rights, and the acquired number of shares with dividends is zero, the shareholder centralized management corresponding to the number of shares with dividends Deleting the submission status management information including the number and stock code from the submission status management information database;
The stock dividend receiving method according to claim 5. When the stock dividend receiving apparatus receives from the name transfer agent system reception result data indicating rejection of the dividend transfer specification data transmitted to the name transfer agent system in the transmission step, Create the above-mentioned dividend transfer specification data created in the dividend transfer specification data creation process as the above-mentioned dividend transfer specification data for change, and transfer the above-mentioned dividend transfer specification data to the name transfer agent Including a step of changing dividend transfer specification data to be transmitted to the system via the network;
The stock dividend receiving method according to any one of claims 1 to 6, wherein: The stock dividend receiving device is used to change the dividend transfer specification data created in the dividend transfer specification data creating step based on an instruction input to the stock dividend receiving device by a predetermined method. Including a dividend transfer specification data change step that is created as the dividend transfer specification data and transmits the dividend transfer specification data for the change to the name transfer agent system via the network;
The stock dividend receiving method according to any one of claims 1 to 6, wherein: From the banking system, including the client code indicating the company that pays stock dividends, the payment start date that is the date to pay stock dividends, the transfer amount, and the recipient reference number for identifying the shareholders who will be the recipients When the dividend transfer details information is received, the client code, the payment start date, the payee reference number, and the stock of the dividend payment details information stored in the dividend payment details information database. It is determined whether or not the issuing company code, the scheduled date of payment, and the shareholder number on the name transfer agent side match, and for those that match, the transfer amount and the dividend payment schedule of the dividend transfer details information are determined. It is determined whether or not the scheduled payment amount of the dividend in the detailed information database matches, and if the transfer amount exceeds the scheduled payment amount of the dividend, the difference that exceeds the amount is calculated. The difference transfer step of performing a predetermined processing to transfer money to a bank account that the strain Lord be specified separately,
The stock dividend receiving method according to claim 3, further comprising: A stock dividend receiving program for causing a computer to execute the stock dividend receiving method according to any one of claims 1 to 9. A stock dividend receiving device connected via a network to a name transfer agent system and a securities company system,
Shareholder centralized management number for uniquely identifying shareholders holding stocks of one or more brands, trading securities company code for identifying the securities company with which the shareholder is dealing, and the shareholders in association with the securities company Shareholder information for storing shareholder information configured by associating the real shareholder number for managing the shareholder and the shareholder securities account number assigned to the shareholder securities account that the shareholder has in the securities company of the business partner with each other A database,
An imprint information database for storing imprint information configured by correlating the transaction securities company code, the real shareholder number, the shareholder securities account number, and the imprint data of the shareholder registration seal;
Corresponding to the shareholder central control number, a stock brand code for identifying the stock brand owned by the shareholder, a stock issuing company code for identifying the stock company issuing the stock, and the stock brand Name transfer agent code for identifying the name transfer agent system , A submission status management information database for storing submission status management information configured to correspond to each other,
The deposit-with-right deposit that is configured by associating the stock issuer code, the stock issue code, the trading brokerage company code, the real shareholder number, and the number of shares with dividends representing the number of shares with dividends. A depository information database with the right to store information;
After receiving the deposit deposit information with rights from the securities company system, the shareholder central control number corresponding to the real shareholder number of the received deposit deposit information with rights is acquired from the shareholder information database, and the acquired shareholder management The shareholder information and the seal imprint information corresponding to the number are acquired from the shareholder information database and the seal imprint information database, and based on the acquired shareholder information and the seal imprint information, the dividend including the data of the dividend receiving account Create money transfer specification data, obtain the name transfer agent code corresponding to the stock code of the received deposit information with rights from the submission status management information database, and with the acquired name transfer agent code For the name transfer agent system to be identified, the created dividend transfer designation data is sent to the network. For transmission over the work, and the dividend transfer certificate of designation data creating and transmitting section,
A stock dividend receiving apparatus characterized by comprising: A stock dividend receiving system configured by connecting a name transfer agent system, a securities company system, a bank system, and a stock dividend receiving device via a network,
The stock dividend receiving device is:
Shareholder centralized management number for uniquely identifying shareholders holding stocks of one or more brands, trading securities company code for identifying the securities company with which the shareholder is dealing, and the shareholders in association with the securities company Shareholder information for storing shareholder information configured by associating the real shareholder number for managing the shareholder and the shareholder securities account number assigned to the shareholder securities account that the shareholder has in the securities company of the business partner with each other A database,
An imprint information database for storing imprint information configured by correlating the transaction securities company code, the real shareholder number, the shareholder securities account number, and the imprint data of the shareholder registration seal;
Corresponding to the shareholder central control number, a stock brand code for identifying the stock brand owned by the shareholder, a stock issuing company code for identifying the stock company issuing the stock, and the stock brand A submission status management information database for storing submission status management information configured to correlate with each other the name rewriting agent code for identifying the name rewriting agent system,
The deposit-with-right deposit that is configured by associating the stock issuer code, the stock issue code, the trading brokerage company code, the real shareholder number, and the number of shares with dividends representing the number of shares with dividends. A depository information database with the right to store information;
After receiving the deposit deposit information with rights from the securities company system, the shareholder central control number corresponding to the real shareholder number of the received deposit deposit information with rights is acquired from the shareholder information database, and the acquired shareholder management The shareholder information and the seal imprint information corresponding to the number are acquired from the shareholder information database and the seal imprint information database, and based on the acquired shareholder information and the seal imprint information, the dividend including the data of the dividend receiving account Create money transfer specification data, obtain the name transfer agent code corresponding to the stock code of the received deposit information with rights from the submission status management information database, and with the acquired name transfer agent code For the name transfer agent system to be identified, the created dividend transfer designation data is sent to the network. For transmission over the work, and a dividend transfer certificate of designation data creating and transmitting section,
The name transfer agent system is
By referring to the dividend transfer specification data transmitted from the stock dividend receiving device, a plurality of the shareholders are stored in a concentrated deposit account that is the dividend receiving account included in the dividend transfer specification. Perform a predetermined process to transfer each stock dividend together,
Stock dividend receiving system characterized by

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