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JP4469626B2 - application - Google Patents
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JP4469626B2 - application - Google Patents

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JP4469626B2
JP4469626B2 JP2004036568A JP2004036568A JP4469626B2 JP 4469626 B2 JP4469626 B2 JP 4469626B2 JP 2004036568 A JP2004036568 A JP 2004036568A JP 2004036568 A JP2004036568 A JP 2004036568A JP 4469626 B2 JP4469626 B2 JP 4469626B2
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contract
payment
perforation
cutting
payment slip
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JP2005225102A (en
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信幸 菊口
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Toppan Edge Inc
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Toppan Forms Co Ltd
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Description

本発明は、払込書を備えた申込書に関し、特に、各種保険の満期にともなう契約継続の申込に使用して好適な申込書に関する。   The present invention relates to an application form including a payment form, and more particularly to an application form suitable for use in application for contract continuation accompanying the maturity of various insurances.

従来から、各種保険契約において、満期到来時に保険会社が契約者に対し、現行契約内容及び補償のランクアップを図った新たな契約内容を提示して契約継続を勧める通知書を送付することが行われている。契約継続にあたっては、契約者の同意が必要なので、契約者は満期後の継続契約の内容に同意する旨の申込をすることになる。従来は、保険会社から送付された通知書に添付の申込書に、契約者が必要事項を記入したうえ署名、捺印して、保険会社宛に返送することで、契約者の継続契約に対する申込の意思確認をしているのが一般的である。   In the past, in various insurance contracts, when the maturity date has expired, the insurance company has sent a notice to the policyholders that suggests the continuation of the contract by presenting the details of the current contract and the new contract with the aim of raising the level of compensation. It has been broken. In order to continue the contract, the consent of the contractor is required, so the contractor applies for consent to the contents of the continuing contract after maturity. Conventionally, the contractor fills in the necessary information on the application form attached to the notice sent from the insurance company, signs it, seals it, and returns it to the insurance company. It is common to confirm the intention.

しかしながらこの従来例によると、保険会社に対する新たな申込書の送付及び新料金に対応する金額の支払いが必要で、新規の契約と同様の手続となって煩雑であるという不都合がある。この不都合を解消するものとして、既に、継続契約の申込に際して、新たな申込書の送付によらず、コンビニエンスストアなどから新料金を払い込むための払込票を、契約内容を説明した通知書とともに送付し、契約者がこの払込書に表示されたバーコードを被覆するよう貼付されているラベルを剥がす行為を、契約者の署名、捺印行為と同様の同意行為と位置付け、新料金の払い込みを契約申込として取り扱うことが行われている。しかし、このラベルの剥離行為を同意の意思表示とする場合には、ラベルの貼着面にバーコードが転写する虞があるという問題点があった。本発明は、この問題点を解消し、簡潔な構成で、契約内容に対する同意の意思表示行為が容易になされる申込書を提供することを目的とする。   However, according to this conventional example, it is necessary to send a new application form to the insurance company and to pay an amount corresponding to the new fee, which is inconvenient as it is a procedure similar to a new contract. In order to eliminate this inconvenience, when applying for a renewal contract, a payment slip for paying a new fee from a convenience store etc. will be sent together with a notice explaining the contract contents, without sending a new application form. , The contractor's act of removing the label affixed to cover the bar code displayed on this payment form is regarded as the consent act similar to the contractor's signature and seal act, and the payment of the new fee as the contract application Handling is done. However, when this label peeling action is used as an indication of consent, there is a problem that the barcode may be transferred to the label attachment surface. An object of the present invention is to solve this problem and to provide an application form with a simple configuration that facilitates an act of indicating an intention to agree to a contract content.

この目的を達成するため、本発明の請求項1に係る申込書は、説明文や挨拶文などの各種情報が記載され複数枚の用紙と払込票が綴じ合わされてなり、払込票の綴じ合わせ部分の内側に分離の為の切り用ミシン目が設けられてなると共に、払込票は、払込情報記入欄が内側面に位置して折り部で折り畳まれて、前記折り部とは反対側部が前記分離の為の切り用ミシン目の内側に閉鎖状に綴じ合わされてなると共に、閉鎖状の綴じ合わせ部分の内側に見開きの為の切り用ミシン目が設けられてなるものである。また、前記払込情報記入欄に、あらかじめ払込情報を印刷あるいは印字しておくと好適である。 In order to achieve this object, the application form according to claim 1 of the present invention is formed by binding a plurality of sheets on which various kinds of information such as explanatory texts and greetings are written together with a payment slip. off perforation for inside separation with thus provided portions, payment slip is paid information entry section is folded at the folding portion is positioned on the inner surface tatami Marete, opposite to the folded portion The end portion is bound in a closed manner inside the cutting perforation for separation, and a cutting perforation for spread is provided inside the closed binding portion . In addition, it is preferable that the payment information is printed or printed in advance in the payment information entry field.

本発明に係る申込書によれば、払込票を折り畳んで閉鎖状にして分離可能に綴じ合わせているので、払込票を、分離の為の切り用ミシン目を破断して分離し、次いで見開きの為の切り用ミシン目を破断して見開き状態とする行為を、契約者の契約内容に対する同意の意思表示とみなすことができ、また、払込票の払込情報記入欄を内側にして折り畳んで閉鎖状にしているので、払込情報は払込票が分離されて、見開き状態とされるまで隠蔽状態にあるという効果を奏する。 According to the application form according to the present invention, since the payment slip is folded and closed so as to be separable, the payment slip is separated by breaking the cutting perforation for separation, and then the spread spread The act of breaking the perforated cutting perforation and making it into a spread state can be regarded as an indication of intent to agree to the contract contents of the contractor, and it is folded by closing the payment information entry field of the payment slip inside since it has to, payment information is separated is paid votes, an effect that is in the concealed until it is a two-page spread state.

以下、本発明の好適な実施形態を添付図面に基づいて説明する。ここにおいて、図1は申込書の全体を示す断面図、図2は払込票を分離した状態の断面図、図3は払込票の払込情報表示面側を示す平面図である。   DESCRIPTION OF EXEMPLARY EMBODIMENTS Hereinafter, preferred embodiments of the invention will be described with reference to the accompanying drawings. Here, FIG. 1 is a cross-sectional view showing the entire application form, FIG. 2 is a cross-sectional view with the payment slip separated, and FIG. 3 is a plan view showing the payment information display surface side of the payment slip.

図1に示すように、申込書1は、挨拶文や契約満了及び契約継続の通知などが表示された表表紙を兼ねる通知用紙2と、従来の契約内容と補償をランクアップした新契約内容を説明する説明文を表示した第1の説明用紙3と、継続契約の申込に関する手続方法を説明する説明文を表示した第2の説明用紙4と、払込情報記入欄を内側にして折り部たる折り兼切り用ミシン目8で二つ折りした払込票5と、保険会社の住所、名称などの連絡先情報を表示した裏表紙を兼ねる保険会社表示用紙6とを、重ね合わせて接着剤7で綴じ合わせ、冊子状に構成してなる。   As shown in FIG. 1, the application form 1 includes a notification sheet 2 that also serves as a front cover that displays a greeting, a contract expiration notice, and a contract continuation notice, and a new contract content that ranks up the conventional contract content and compensation. A first explanation sheet 3 displaying an explanation to explain, a second explanation sheet 4 displaying an explanation explaining a procedure method for applying for a renewal contract, and a folding portion with the payment information entry field inside. The payment slip 5 folded in half at the perforation 8 and the insurance company display sheet 6 also serving as the back cover displaying the contact information such as the address and name of the insurance company are overlapped and bound together with the adhesive 7 It is structured in a booklet form.

本実施形態では、説明用紙3には、図示してはいないが、重要事項説明とともに二つの契約内容が提示されているので、払込票5は各契約内容の払込に対応すべく、二つの払込票5a,5bが切り用ミシン目9を介して上下に連接した構成になっている(図3参照)。また、説明用紙4には、図示してはいないが、「契約内容を確認し、重要事項説明を読んで理解したうえで、所定の保険料を払い込み、保険契約を申し込みます。」なる文章とともに、「この文章の内容に同意し、払込票を分離してコンビニエンスストアにてお支払い下さい。」との注意書きが表示されている。   In the present embodiment, although not shown in the explanation sheet 3, two contract contents are presented together with explanations of important matters, so that the payment slip 5 has two payments corresponding to the payment of each contract contents. The votes 5a and 5b are configured to be connected up and down via a cutting perforation 9 (see FIG. 3). In addition, although not shown in the explanation sheet 4, with the text “Confirm the contents of the contract, read and understand the explanation of important matters, pay the prescribed insurance premium and apply for the insurance contract.” , "Please agree to the contents of this sentence, please separate the payment slip and pay at the convenience store."

ここで払込票5は、折り兼切り用ミシン目8とは反対側端で接着剤7により綴じ合わされるとともに、前記綴じ合わせ部分の内側に分離の為の切り用ミシン目10を設けて分離可能にしている。また、前記切り用ミシン目10の内側を接着剤11で綴じ合わせて閉鎖状にし、さらに、この接着剤11で綴じ合わせた部分の内側に見開きの為の切り用ミシン目12,13を設け、この切り用ミシン目12,13を破断すると、閉鎖状の二つ折り状態から見開き可能になるよう構成している。 Here, the payment slip 5 is separable by the adhesive 7 at the end opposite to the folding / cutting perforation 8, and can be separated by providing a perforation 10 for separation inside the binding portion. I have to. Further, the inside of the cutting perforation 10 is bound with an adhesive 11 so as to be closed, and further, the cutting perforations 12 and 13 for spread are provided inside the portion bound with the adhesive 11. When the cutting perforations 12 and 13 are broken, they are configured so that they can be spread from a closed two-fold state.

図3で理解できるように、各払込票5a,5bは、折り兼切り用ミシン目8と切り用ミシン目14とによって、本部提出票15,取扱店舗控16,払込受領票17に区画形成され、それぞれ所定の記入欄が設けられるとともに、必要事項があらかじめ印字記入されている。また、前記本部提出票15の記入欄の下には、4つのバーコード表示がなされている。   As can be understood from FIG. 3, each of the payment slips 5 a and 5 b is divided into a head office submission slip 15, a handling store copy 16, and a payment receipt slip 17 by a folding and cutting perforation 8 and a cutting perforation 14. Each has a predetermined entry field, and necessary items are printed in advance. In addition, four barcodes are displayed below the entry field of the headquarters submission slip 15.

本実施形態は以上のように構成したので、契約者が説明文を読んで契約内容を理解し、契約の継続を望む場合には、まず、図2に示すように、払込票5を切り用ミシン目10を破断することで分離する。次に、各切り用ミシン目12,13を破断することによって、図3に示すように、見開き状態とし、自分の希望する契約内容の払込票5aまたは5bを選択してコンビニエンスストアに持参し、所定の料金を払い込むものである。この際、前記切り用ミシン目12,13を破断する契約者の行為を新契約内容に同意する意思表示行為とみなし、所定料金の払い込みによって、契約申込がなされたものとして取り扱う。   Since this embodiment is configured as described above, when the contractor reads the explanatory text to understand the contract contents and desires to continue the contract, first, as shown in FIG. The perforation 10 is separated by breaking. Next, by breaking each cutting perforation 12 and 13, as shown in FIG. 3, it is in a spread state, select the payment slip 5a or 5b of the contract content desired, and bring it to the convenience store, A predetermined fee is paid. At this time, the contractor's act of breaking the cutting perforations 12 and 13 is regarded as an intention-indicating act of agreeing to the contents of the new contract, and is treated as having been applied for a contract by paying a predetermined fee.

なお、本発明は上述の実施形態に限定されず、払込票5は一つのプランに対応する1種類のもので構成してもよいし、複数の払込票5aa,5bを別紙として構成してもよい。 In addition, this invention is not limited to the above-mentioned embodiment, The payment slip 5 may be comprised by one type corresponding to one plan, and even if it comprises several payment slips 5aa and 5b as another sheet | seat. not good.

申込書の全体を示す断面図。Sectional drawing which shows the whole application form. 払込票を分離した状態を示す断面図。Sectional drawing which shows the state which isolate | separated the payment slip. 払込票の見開き状態を示す平面図。The top view which shows the spread state of a payment slip.

1 申込書
2 通知用紙
3,4 説明用紙
5 払込票
6 保険会社表示用紙
7,11 接着剤
8 折り兼切り用ミシン目
9,10,12,13,14 切り用ミシン目
15 本部提出票
16 取扱店舗控
17 払込受領票
1 Application Form 2 Notification Form 3, 4 Description Form 5 Payment Form 6 Insurance Company Display Form 7, 11 Adhesive 8 Folding and Cutting Perforations 9, 10, 12 , 13 , 14 Perforation 15 Cutting Headquarters Presentation Form 16 Handling Store copy 17 Payment receipt

Claims (1)

説明文や挨拶文などの各種情報が記載され複数枚の用紙と払込票が綴じ合わされてなり、払込票の綴じ合わせ部分の内側に分離の為の切り用ミシン目が設けられてなると共に、払込票は、払込情報記入欄が内側面に位置して折り部で折り畳まれて、前記折り部とは反対側部が前記分離の為の切り用ミシン目の内側に閉鎖状に綴じ合わされてなると共に、閉鎖状の綴じ合わせ部分の内側に見開きの為の切り用ミシン目が設けられてなることを特徴とする申込書。 A plurality of sheets on which various information such as explanatory texts and greetings are written and a payment slip are bound together, and a cutting perforation for separation is provided inside the binding portion of the payment slip, payment slip is paid information entry section is folded about the fold positioned inside surface portion tatami Marete, binding in the closed shaped end opposite to the folded portion inside the cutting perforation for the separation An application form characterized by being combined and provided with a perforation for cutting in the inside of a closed binding portion .
JP2004036568A 2004-02-13 2004-02-13 application Expired - Fee Related JP4469626B2 (en)

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JP4469626B2 true JP4469626B2 (en) 2010-05-26

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JP2004036568A Expired - Fee Related JP4469626B2 (en) 2004-02-13 2004-02-13 application

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP5291475B2 (en) * 2009-01-19 2013-09-18 トッパン・フォームズ株式会社 Folding sheet
JP6853795B2 (en) * 2018-02-09 2021-03-31 Chubb損害保険株式会社 Contract documents and contract system

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