JP6947596B2 - Deposit processing device, deposit processing method, and deposit processing program - Google Patents

Description

The present invention relates to a deposit processing apparatus, a deposit processing method, and a deposit processing program.

Recently, EB (electronic Banking) service, which is a financial (for example, bank) transaction service via a network, has become widespread. When using the EB service, if there is a deposit in the EB service, the name of the transfer requester is identified and the deposit data is created. For example, when performing a transfer operation, the input of the company name (transfer requester name) may differ depending on the person who performs the transfer operation even with the same business partner, and the name identification may fail.

For example, in the deposit processing system of Patent Document 1, in order to quickly collate a large number of deposits with claims, a claim file 10 containing at least a claim record 30 having a payment deadline, a claim name, and a claim amount is paid. It has a deposit file that is a collection of deposit records 20 that have at least the deposit date, deposit name, and deposit amount, and is settled at least for each deposit or at least after a predetermined time after the payment deadline. Occasionally, the deposit date, deposit name, and deposit amount of the deposit record 20 are collated with the payment deadline, billing name, and billing amount of the billing record 30, and the deposit name and deposit amount of the deposit record 20 are billed by the billing record 30. When the name and the billing amount are satisfied, the satisfied deposit record is deleted from the deposit file, and the satisfied billing record is deleted from the billing file (paragraphs [0001], [0004], See [0005], [0022], and [0029]).

JP-A-2002-230456

However, Patent Document 1 does not describe the case where the name identification of the EB transfer data fails.

The present invention has been made in view of the above, and is a deposit processing device, a deposit processing method, and a deposit processing program capable of improving the hit rate of name identification of EB transfer data and efficiently performing deposit operations. The purpose is to provide.

In order to solve the above-mentioned problems and achieve the object, the present invention is a deposit processing device provided with a control unit, which is an EB data importing means for importing EB transfer data including account information and a transfer requester's name. The billing account master registered by associating the settlement account code, settlement account name, account information, and account holder data with the billing address registered by associating the billing address code, transfer requester, and settlement account code data. Using the transfer information master and the account information of the EB transfer data imported by the EB data importing means as keys, the settlement account code of the settlement account master is searched, and the searched settlement account code and the transfer requester name of the EB transfer data are used. With the key of, the name identification processing means for searching the billing address code of the billing destination transfer information master and performing name identification, and the name of the transfer requester of the EB transfer data when the name identification fails in the name identification processing means are the correct billing destinations. It is characterized in that it is provided with a registration processing means for registering in the billing destination transfer information master in association with a code.

Further, according to the present embodiment, the registration processing means takes in temporary deposit data in which the billing address code is the Morokuchi code in the transfer requester name of the EB data, and the Morokuchi code is converted into the correct billing address code on the input screen. It is desirable to change and register the transfer requester name of the EB data and the correct billing address code in the billing destination transfer information master.

Further, in order to solve the above-mentioned problems and achieve the object, the present invention is a deposit processing method executed by an information processing device including a control unit and a storage unit, and the storage unit is a settlement account code. , Settlement account name, account information, and account holder data are registered in association with the settlement account master, and billing address code, transfer requester, and settlement account code data are registered in association with each other. If, stores, executed by the control unit, and the EB data acquisition step of capturing EB transfer data including account information and transfer sender's name, the account information of the EB transfer data captured by the EB data acquisition step As a key, the settlement account code of the settlement account master is searched, and the billing address code of the billing address transfer information master is searched and the name is identified by using the searched settlement account code and the transfer requester name of the EB transfer data as a key. Includes a name identification processing step and a registration processing step of linking the transfer requester name of the EB transfer data with the correct billing address code and registering it in the billing destination transfer information master when the name identification fails in the name identification processing step. It is characterized by that.

Further, in order to solve the above-mentioned problems and achieve the object, the present invention is a deposit processing program for executing an information processing device including a control unit and a storage unit, and the storage unit is a settlement account. Billing account master registered by associating the code, settlement account name, account information, and account holder data with the billing address code, transfer requester Kana, and settlement account code data. storing information master, and a EB data acquisition step of capturing EB transfer data including account information and transfer sender's name, the account information of the EB transfer data captured by the EB data acquisition step as a key, the payment account The name identification processing step of searching the billing account code of the master and performing name identification by searching the billing address code of the billing destination transfer information master using the searched settlement account code and the transfer requester name of the EB transfer data as a key, and the above-mentioned When the name identification fails in the name identification processing step, the computer is made to execute the registration processing step of associating the transfer requester name of the EB transfer data with the correct billing address code and registering it in the billing address transfer information master.

According to the present invention, there is an effect that the hit rate of name identification of EB transfer data can be improved and the deposit business can be efficiently performed.

FIG. 1 is a block diagram showing an example of the configuration of the deposit processing device according to the present embodiment. FIG. 2 is a diagram for explaining an example of the entire processing of the deposit processing device according to the present embodiment. FIG. 3 is a diagram for explaining name identification. FIG. 4 is a diagram for explaining an image at the time of name identification failure. FIG. 5 is a diagram for explaining a case of changing to a correct billing address code on the payment confirmation input screen. FIG. 6 is a diagram for explaining an image at the time of successful name identification.

Hereinafter, the deposit processing apparatus, the deposit processing method, and the embodiment of the deposit processing program according to the present invention will be described in detail with reference to the drawings. The present invention is not limited to this embodiment.

[1. Overview]
Conventionally, when importing EB deposit data, if the company name is different depending on the person who performs the transfer operation even for the same business partner, name identification fails each time, and it is troublesome to perform operations such as performing master registration and then importing EB deposit data again. Was hanging. Therefore, in the present embodiment, by implementing a function that automatically registers the billing address that could not be identified with the name identification conversion master when the billing address cannot be identified with the correct billing address code. , The trouble of master registration can be reduced, and the hit rate of name identification can be improved by repeating automatic registration in the master for name identification conversion, so that the deposit work can be performed efficiently.

[2. composition]
The configuration of the deposit processing device 100 according to the present embodiment will be described with reference to FIG. FIG. 1 is a block diagram showing an example of the configuration of the deposit processing device 100 according to the present embodiment.

The deposit processing device 100 is a commercially available desktop personal computer. The deposit processing device 100 is not limited to a stationary information processing device such as a desktop personal computer, but is a portable type such as a commercially available notebook personal computer, a PDA (Personal Digital Assistants), a smartphone, or a tablet personal computer. It may be an information processing device.

As shown in FIG. 1, the deposit processing device 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. Each part of the deposit processing device 100 is communicably connected via an arbitrary communication path.

The communication interface unit 104 connects the deposit processing device 100 to the network 300 so as to be communicable via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with another device via a communication line. Here, the network 300 has a function of connecting the deposit processing device 100 and the bank Web system 200 so as to be able to communicate with each other, and is, for example, the Internet, a LAN (Local Area Network), or the like.

An input device 112 and an output device 114 are connected to the input / output interface unit 108. As the output device 114, a speaker or a printer can be used in addition to a monitor (including a home television). As the input device 112, in addition to a keyboard, a mouse, and a microphone, a monitor that cooperates with the mouse to realize a pointing device function can be used. In the following, the output device 114 may be referred to as a monitor 114, and the input device 112 may be referred to as a keyboard 112 or a mouse 112. Further, the user displaying on the screen of the output device (monitor) 114 and operating the input device 112 may be described as "user operation via UI".

Various databases, tables, files, and the like are stored in the storage unit 106. In the storage unit 106, a computer program for giving an instruction to a CPU (Central Processing Unit) in cooperation with an OS (Operating System) to perform various processes is recorded. As the storage unit 106, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, or the like can be used.

The storage unit 106 stores the settlement account master 106a, the billing destination transfer information master 106b, the billing destination master 106c, the EB transfer data file 106d, the temporary deposit data file 106e, and the like. The operator can display and confirm the contents of the settlement account master 106a, the billing destination transfer information master 106b, and the billing destination master 106c on the screen of the output device 114, and also via the input device 112. , Input / change / addition, etc. can be edited.

The EB transfer data file 106d stores the EB transfer data. The EB transfer data includes a bank code, a branch code, a deposit type classification, an account number, a transfer requester name, a destination bank name, and a destination store name (see FIG. 3). Information for designating an account such as a bank code, branch code, deposit type classification, and account number is referred to as "account information".

The settlement account master 106a is a table or the like associated with data such as a settlement account code, a settlement account name, a bank code, a bank branch code, a deposit type classification, an account number, and an account holder (see FIG. 3).

The billing address transfer information master 106b is a master for name identification conversion, and includes a billing address code, a transfer information serial number (1 to 99), a transfer account classification, a transfer requester kana, a transfer requester code, a settlement account code, and the like. It is a table or the like to which data is associated (see FIG. 3).

The billing destination master 106c is a table or the like in which the billing destination code and the data of the billing destination name are associated with each other (see FIG. 3).

The control unit 102 is a CPU or the like that collectively controls the deposit processing device 100. The control unit 102 has an internal memory for storing a control program such as an OS, a program that defines various processing procedures, required data, and the like, and performs various information processing based on these stored programs. Run. The control unit 102 conceptually includes an EB data acquisition unit 102a, a name identification processing unit 102b, and a registration processing unit 102c.

The EB data acquisition unit 102a downloads and imports the EB transfer data including the account information and the transfer requester name from the bank Web system 200 via the communication interface unit 104 and the network 300, and stores the EB data acquisition unit 102a in the EB transfer data file 106d. ..

The name identification processing unit 102b searches the settlement account code of the settlement account master 106a using the account information of the EB transfer data imported by the EB data acquisition unit 102a as a key, and searches for the settlement account code and the transfer requester name of the EB transfer data. Is used as a key to search the billing address code of the billing address transfer information master 106b, perform name identification, and create temporary deposit data.

When the registration processing unit 102c cannot search the billing address code of the billing destination transfer information master 106b by the name identification processing unit 102b, that is, when the name identification fails, the name of the transfer requester of the EB transfer data is corrected to the correct billing address code. And register it in the billing transfer information master 106b. In addition, the registration processing unit 102c takes in the temporary deposit data in which the billing address code is the Morokuchi code with the transfer requester name of the EB data, changes the Morokuchi code to the correct billing address code on the input screen, and sets the EB data transfer requester name. The correct billing code may be registered in the billing transfer information master 106b.

[3. Outline of the whole process]
With reference to FIGS. 1 to 6, the outline of the flow of the entire processing of the deposit processing device 100 in the present embodiment will be described. FIG. 2 is a diagram for explaining an example of the entire processing of the deposit processing device 100 according to the present embodiment.

In FIG. 2, the EB data acquisition unit 102a downloads the EB transfer data including the account information and the transfer requester's name from the bank Web system 200 and imports it (S1).

The name identification processing unit 102b performs name identification based on the EB transfer data imported by the EB data acquisition unit 102a, and creates temporary deposit data (S2). After the temporary deposit data is created, it will be cleared after confirming the deposit in the account.

When the name identification fails, the registration processing unit 102c automatically registers the billing destination transfer information master 106b by designating and registering the correct billing address code on the input screen (S3).

Name identification will be described with reference to FIG. FIG. 3 is a diagram for explaining name identification, and shows a data configuration example of the EB transfer data, the settlement account master 106a, the billing destination transfer information master 106b, and the billing destination master 106c.

In FIG. 3, the settlement account code of the settlement account master 106a is searched using the account information (bank code, branch code, deposit type classification, account number) of the EB transfer data as a key.

Next, the billing address code of the billing destination transfer information master 106b is searched and acquired using the transfer requester name of the EB transfer data and the settlement account code of the searched settlement account master 106a as keys. If the billing address code can be searched, the billing address transfer information master 106b and the billing address master 106c are linked by the billing address code. It becomes.

An image at the time of name identification failure will be described with reference to FIGS. 4 and 5. FIG. 4 is a diagram for explaining an image at the time of name identification failure. FIG. 5 is a diagram for explaining a case of changing to a correct billing address code on the payment confirmation input screen.

In FIG. 4, a case where the payment code is set to "10" will be described as an example. In the example of FIG. 4A, when the EB transfer data is the bank code "0010", the branch code "001", the deposit type classification "1", the account number "123456878", and the transfer requester name "Torihi Kisaki Hanbai Kabushiki Kaisha". The case of the bank code "0010", the branch code "001", the deposit type classification "1", the account number "123456878", and the transfer requester name "Torihi Kisaki Hanbaika" will be described.

In the billing transfer information master 106b, if the transfer requester Kana does not have "Torihi Kisaki Hanbai Kabushiki Kaisha" or "Torihi Kisaki Hanbai Ka"), that is, if the name identification fails, as shown in FIG. 4 (B). , Once accepted with the Morokuchi code, it will be used as temporary deposit data. In the example of FIG. 4B, the deposit number "N01000000001", the billing address code "9999 (Morokuchi code)", the billing address name "Torihi Kisaki Hanbai Kabushiki Kaisha", the deposit number "N01000000001", the billing address code "9999", The billing address is "Torihi Kisaki Hanbaika").

Next, by changing the billing address code "9999" to the correct billing address code "11001" on the payment confirmation input screen (see FIG. 5), the billing address transfer information master 106b is shown in FIG. 4 (C). Data is newly automatically registered. As for the transfer account classification, "0" is usually set to "1" and "1" is set to virtual. In the example shown in FIG. 4 (C), the billing address code "11001", the transfer information serial number (1 to 99) "1", the transfer account classification "0", the transfer requester Kana "Torihi Kisaki Hanbai Kabushiki Kaisha", the settlement account Code "10", billing address code "11001", transfer information serial number (1 to 99) "2", transfer account classification "0", transfer requester Kana "Torihi Kisaki Hanbaika", settlement account code "10" Is registered in the billing transfer information master 106b.

The change of the billing address code on the payment confirmation input screen described above will be described with reference to FIG. For example, as shown in FIG. 5A, the temporary payment data is read and displayed on the payment confirmation input screen. In the example shown in FIG. 5 (A), EB transfer data such as the transfer requester name "Torihi Kisaki Hanbai Kabushiki Kaisha", the destination bank name "Osaka", and the destination store name "Honten" are displayed, and the billing address code "9999" is displayed. (Morokuchi code) ”and the billing address“ Torihi Kisaki Hanbai Kabushiki Kaisha ”are displayed.

As shown in FIG. 5B, when the user changes the Morokuchi code "9999" to the correct billing address code "11001", the billing address master 106c is referred to and the billing address corresponding to the billing address code "11001" is used. The name "Customer Sales Co., Ltd." is displayed. When the user presses the registration button (not shown), "Torihi Kisaki Hanbai Kabushiki Kaisha" is linked to the correct billing code "11001", and the transfer corresponding to the settlement account code "10" is performed in the billing transfer information master 106b. Register "Torihi Kisaki Hanbai Kabushiki Kaisha" as the client Kana and update the transfer requester Kana and the settlement account code (see Fig. 5 (C)). As a result, next time, when the transfer requester of the EB transfer data is "Torihi Kisaki Hanbai Kabushiki Kaisha", it is possible to perform name identification.

Although not shown, the same applies to the transfer requester "Torihi Kisaki Hanbaika").
By changing the Morokuchi code "9999" to the correct billing address code "11001" on the payment confirmation input screen, in the billing address transfer information master 106b, the transfer requester Kana corresponding to the settlement account code "10" is "" Torihi Kisaki Handicraft) ”can be newly registered. In this way, as shown in FIG. 5D, the data of the transfer requester Kana of the billing destination transfer information master 106b is newly accumulated, and the hit rate of name identification can be improved.

An image at the time of successful name identification will be described with reference to FIG. FIG. 6 is a diagram for explaining an image at the time of successful name identification. If the name identification is successful, set the correct billing code in the temporary deposit data.

For example, EB transfer data as shown in FIG. 6 (A) is acquired. In the example shown in FIG. 6 (A), the EB transfer data is the bank code "0010", the branch code "001", the deposit type classification "1", the account number "123456878", and the transfer requester name "Torihi Kisaki Hanbai Kabushiki Kaisha". It has become.

First, as shown in FIG. 6B, the settlement account master 106a is searched using the bank code "0010", branch code "001", deposit type classification "1", and account number "123456878" of the EB transfer data as keys. Then, the settlement account code "10" is acquired.

As shown in FIG. 6 (C), the billing destination transfer information master 106b is searched by using the transfer requester name "Torihi Kisaki Hanbai Kabushiki Kaisha" of the EB transfer data and the acquired settlement account code "10" as keys, and the billing destination. Get the code "11001".

As shown in FIG. 6D, the billing destination master 106c is searched using the billing destination code “11001” as a key, and the billing destination name “Business Partner Sales Co., Ltd.” is acquired.

As shown in FIG. 6 (E), provisional payment data including the payment number "N01000000001", the acquired billing address code "11001", and the billing destination name "Business Partner Sales Co., Ltd." is created. The deposit number may be automatically assigned. After the temporary deposit data is created, it may be applied after confirming the deposit in the account.

As described above, according to the present embodiment, the EB data acquisition unit 102a that captures the EB transfer data including the account information and the transfer requester's name, the settlement account code, the settlement account name, the account information, and the account holder The billing account master 106a registered by associating the data of However, using the account information of the EB transfer data as a key, the settlement account code of the settlement account master 106a is searched, and the searched settlement account code and the name of the transfer requester of the EB transfer data are used as the key, and the billing address code of the billing address transfer information master 106b is used. When the name identification processing unit 102b that searches for and performs name identification and the name identification processing unit 102b fails in name identification, the name of the transfer requester of the EB transfer data is linked with the correct billing address code and registered in the billing destination transfer information master 106b. Since the registration processing unit 102c is provided, it is possible to improve the hit rate of name identification of EB transfer data and efficiently perform the deposit business.

The registration processing unit 102c takes in the temporary deposit data in which the billing address code is the Morokuchi code with the transfer requester name of the EB data, changes the Morokuchi code to the correct billing address code on the input screen, and makes the EB data transfer requester name and the correct billing. Since we decided to register the destination code in the billing destination transfer information master 106b, simply change the Morokuchi code to the correct billing destination code on the input screen, and the EB data transfer requester name and the correct billing destination code will be registered in the billing destination transfer information master. It is possible to register in 106b.

[4. Other embodiments]
In addition to the above-described embodiments, the present invention may be implemented in various different embodiments within the scope of the technical ideas described in the claims.

For example, among the processes described in the embodiments, all or part of the processes described as being automatically performed may be manually performed, or the processes described as being manually performed may be performed. All or part of it can be done automatically by a known method.

In addition, the processing procedure, control procedure, specific name, information including parameters such as registration data and search conditions of each processing, screen examples, and database configuration shown in the present specification and drawings are not specified unless otherwise specified. Can be changed arbitrarily.

Further, with respect to the deposit processing device 100, each component shown in the figure is a functional concept and does not necessarily have to be physically configured as shown in the figure.

For example, with respect to the processing functions included in the deposit processing device 100, particularly each processing function performed by the control unit 102, all or any part thereof is realized by the CPU and a program interpreted and executed by the CPU. It may be realized as hardware by wired logic. The program is recorded on a non-temporary computer-readable recording medium including a programmed instruction for causing the information processing apparatus to execute the process described in the present embodiment, and the deposit processing apparatus is required. Read mechanically to 100. That is, a computer program for giving instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or an HDD (Hard Disk Drive). This computer program is executed by being loaded into the RAM, and cooperates with the CPU to form a control unit.

Further, this computer program may be stored in an application program server connected to the deposit processing device 100 via an arbitrary network, and all or a part thereof can be downloaded as needed. be.

Further, the program for executing the process described in the present embodiment may be stored in a non-temporary computer-readable recording medium, or may be configured as a program product. Here, the "recording medium" includes a memory card, a USB (Universal Serial Bus) memory, an SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Programmable Read Only Memory), and an EEPROM (registration). Trademarks) (Electrically Erasable and Programmable Read Only Memory), CD-ROM (Compact Optical Read Only Memory), MO (Magnet-Optical Disk), MO (Magnet-Optical Disk), MO (Magnet-Optical Disc), DVD (Digital), DVD (Digital) It shall include any "portable physical medium".

The "program" is a data processing method described in any language or description method, regardless of the format such as source code or binary code. The "program" is not necessarily limited to a single program, but is distributed as a plurality of modules or libraries, or cooperates with a separate program represented by the OS to achieve its function. Including things. A well-known configuration or procedure can be used for a specific configuration and reading procedure for reading the recording medium in each device shown in the embodiment, an installation procedure after reading, and the like.

Various databases and the like stored in the storage unit 106 are memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and storage means such as optical disks, and are used for various processes and website provision. Stores programs, tables, databases, and files for web pages.

Further, the deposit processing device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which an arbitrary peripheral device is connected. Further, the deposit processing device 100 may be realized by mounting software (including a program or data) that realizes the processing described in the present embodiment on the device.

Further, the specific form of distribution / integration of the device is not limited to the one shown in the drawing, and all or a part thereof may be functionally or physically in an arbitrary unit according to various additions or functional loads. It can be distributed and integrated. That is, the above-described embodiments may be arbitrarily combined and implemented, or the embodiments may be selectively implemented.

100 deposit processing device
102 Control unit
102a EB data acquisition unit
102b Name identification processing unit
102c Registration processing unit
104 Communication interface section
106 Storage
106a Settlement account master
106b Billing address transfer information master
106c Billing Master
106d EB transfer data file
106e Temporary deposit data file
108 Input / output interface section
112 Input device
114 Output device 200 Bank Web system 300 Network

Claims (4)

It is a deposit processing device equipped with a control unit.
EB data import means for importing EB transfer data including account information and transfer requester's name,
With the settlement account master registered by associating the settlement account code, settlement account name, account information, and account holder data,
The billing address transfer information master registered by associating the data of the billing address code, the transfer requester, and the settlement account code,
Using the account information of the EB transfer data imported by the EB data importing means as a key, the settlement account code of the settlement account master is searched, and the searched settlement account code and the transfer requester name of the EB transfer data are used as a key. A name identification processing means that searches for the billing address code of the billing address transfer information master and performs name identification,
When the name identification fails in the name identification processing means, the registration processing means for registering the transfer requester name of the EB transfer data in the billing destination transfer information master by associating it with the correct billing address code.
A deposit processing device characterized by being equipped with. The registration processing means
Take in the temporary deposit data with the billing address code as the Morokuchi code with the transfer requester name of the EB data,
Change the Morokuchi code to the correct billing code on the input screen,
The payment processing device according to claim 1, wherein the name of the transfer requester of the EB data and the correct billing address code are registered in the billing destination transfer information master. It is a deposit processing method executed by an information processing device equipped with a control unit and a storage unit.
The storage unit
With the settlement account master registered by associating the settlement account code, settlement account name, account information, and account holder data,
The billing address transfer information master that registers the data of the billing address code, the transfer requester, and the settlement account code in association with each other,
Store and
Executed by the control unit,
EB data import step to import EB transfer data including account information and transfer requester name,
Using the account information of the EB transfer data imported in the EB data import step as a key, the settlement account code of the settlement account master is searched, and the searched settlement account code and the transfer requester name of the EB transfer data are used as a key. Name identification processing step to search the billing address code of the billing address transfer information master and perform name identification,
When the name identification fails in the name identification processing step, the registration processing step of associating the transfer requester name of the EB transfer data with the correct billing address code and registering it in the billing destination transfer information master, and the registration processing step.
A deposit processing method characterized by including. It is a deposit processing program to be executed by an information processing device equipped with a control unit and a storage unit.
The storage unit
With the settlement account master registered by associating the settlement account code, settlement account name, account information, and account holder data,
The billing address transfer information master that registers the data of the billing address code, the transfer requester, and the settlement account code in association with each other,
Store and
EB data import step to import EB transfer data including account information and transfer requester name,
Using the account information of the EB transfer data imported in the EB data import step as a key, the settlement account code of the settlement account master is searched, and the searched settlement account code and the transfer requester name of the EB transfer data are used as a key. Name identification processing step to search the billing address code of the billing address transfer information master and perform name identification,
When the name identification fails in the name identification processing step, the registration processing step of associating the transfer requester name of the EB transfer data with the correct billing address code and registering it in the billing destination transfer information master, and the registration processing step.
A deposit processing program that lets your computer run.

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