JP7572987B2 - Information processing device, information processing method, and information processing program - Google Patents

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

One of the services offered by online shopping sites in the past was the wishlist service. In this service, users register the products they wish to purchase on a server in advance, and other people who view the wishlist purchase the products and provide them to the user.

For example, in such wish list services, a technology has been proposed that aggregates information posted on multiple online shopping sites to create wish lists across multiple sites (see, for example, Patent Document 1).

JP 2013-218697 A

However, with conventional technology, payment had to be made at each online shopping site, leaving room for improvement in terms of making payment for wish lists easier.

The present invention has been made in consideration of the above, and aims to provide an information processing device, an information processing method, and an information processing program that can facilitate payment related to wish lists.

In order to solve the above-mentioned problems and achieve the object, the information processing device according to the present invention includes a providing unit that provides a list of products desired by a user of a payment method using a mobile terminal to another person, a receiving unit that receives from the other person a remittance instruction of electronic money that can be used with the payment method and is the cost of purchasing the products listed in the list provided by the providing unit, a remittance processing unit that transfers the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is received by the receiving unit, and a notification unit that notifies the other person of the completion of the purchase when the user purchases the products using the electronic money transferred to the user's account by the remittance processing unit.

The present invention makes it easy to make payments related to wish lists.

FIG. 1 is a diagram illustrating an example of information processing according to an embodiment. FIG. 2 is a diagram showing an example of a screen displayed to a list creator according to the embodiment. FIG. 3 is a diagram illustrating an example of a screen displayed to a supporter according to the embodiment. FIG. 4 is a block diagram illustrating an example of the configuration of the information processing device according to the embodiment. FIG. 5 is a diagram illustrating an example of a wallet information storage unit according to the embodiment. FIG. 6 is a diagram illustrating an example of a product information storage unit according to the embodiment. FIG. 7 is a diagram illustrating an example of a list information storage unit according to the embodiment. FIG. 8 is a diagram illustrating an example of a purchase history information storage unit according to the embodiment. FIG. 9 is a diagram illustrating an example of content related to a counting result according to the embodiment. FIG. 10 is a diagram illustrating an example of content related to a counting result according to the embodiment. FIG. 11 is a diagram showing an example of a remittance screen according to the embodiment. FIG. 12 is a diagram illustrating an example of a remittance process based on purchase conditions according to the embodiment. FIG. 13 is a flowchart illustrating an example of a display control process according to the embodiment. FIG. 14 is a flowchart illustrating an example of a list-based remittance process according to the embodiment. FIG. 15 is a flowchart illustrating an example of a payment process according to the embodiment. FIG. 16 is a flowchart illustrating an example of a remittance process based on purchase conditions according to the embodiment. FIG. 17 is a hardware configuration diagram showing an example of a computer that realizes the functions of the information processing device according to the embodiment.

Below, the information processing device, information processing method, and information processing program according to the present application will be described in detail with reference to the drawings. Note that the information processing device, information processing method, and information processing program according to the present application are not limited to these embodiments.

1. Embodiment
The information processing realized by the information processing device of the present embodiment will be described with reference to Fig. 1. Fig. 1 is a diagram showing an example of the information processing according to the embodiment. Note that in Fig. 1, the information processing according to the embodiment is realized by the information processing device 10 according to the present embodiment.

As shown in FIG. 1, the information processing system 1 according to the embodiment includes an information processing device 10, a plurality of user terminals 50-1, 50-2 (hereinafter also referred to as user terminals 50), and an online shopping mall 100. The information processing device 10, the user terminals 50, and the online shopping mall 100 are connected to each other via a network so that they can communicate with each other by wire or wirelessly. The network is, for example, a wide area network (WAN) such as the Internet. Note that the information processing system 1 shown in FIG. 1 may include a plurality of each of the information processing devices 10, the user terminals 50, and the online shopping mall 100.

The information processing device 10 shown in FIG. 1 is an information processing device that executes information processing according to the embodiment, and is realized by a server device, a cloud system, or the like. For example, the information processing device 10 is a server device that provides electronic payment services related to electronic payments using a user terminal 50 and performs various payments, and is realized by, for example, a server device or a cloud system. For example, the information processing device 10 manages the accounts of providers (businesses) of transaction objects and users to whom transaction objects are provided, and realizes various payments by transferring electronic money between accounts in accordance with a payment request from a user. Note that electronic money may be, for example, stamps or currency used independently by various companies, or may be electronically tradable currency provided by a country, such as Japanese yen or dollars.

In addition, the information processing device 10 receives benefit information regarding benefits (coupons, etc.) that are granted to users in electronic payment services and that can be used in the electronic payment services from benefit providers (in other words, those who plan and set up the coupons and contribute (provide) the funds for the coupons), and manages the information in a memory unit of the device.

The user terminal 50 shown in FIG. 1 is an information processing device used by users U1 and U2 (hereinafter also simply referred to as user U). The user terminal 50 is realized, for example, by a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), etc. For example, the user terminal 50 performs payment using a payment service provided by the information processing device 10 at a store that provides a transaction object to user U.

The online shopping mall 100 is a shopping mall formed on the Internet. For example, multiple businesses have stores in the online shopping mall 100, and each of the multiple businesses sells products and services to users U.

[1-1. Payment using user terminal 50]
Here, an example of payment (electronic payment) using the user terminal 50 will be described prior to the provision process executed by the information processing device 10. In the following description, an example will be described in which a user U makes a payment using the user terminal 50 using a two-dimensional code (QR code (registered trademark)) placed in store A (not shown) that indicates store identification information for identifying store A, but the embodiment is not limited to this. The example of payment described below can also be applied when an arbitrary user makes a payment at an arbitrary store using an arbitrary user terminal 50. In addition, the store identification information may be not only a QR code but also a barcode, a predetermined mark, a number, or the like.

For example, when user U makes a payment for the use or purchase of a payment object (transaction object) such as various products or services at store A, user U launches a payment app pre-installed on user terminal 50. User U then photographs the store identification information installed at store A via the payment app. In such a case, user terminal 50 displays a screen for inputting the price of the payment object, and accepts input of the payment amount from user U or a clerk at store A. User terminal 50 then transmits to information processing device 10 the user identification information that identifies user U, the store identification information (or information indicated by the store identification information, i.e., information indicating store A (or the operator of store A) (e.g., store ID), and payment information indicating the payment amount.

In such a case, the information processing device 10 transfers electronic money in the amount indicated by the payment amount from the account of user U indicated by the user identification information to the account of store A indicated by the store identification information. The information processing device 10 then sends a notification to the user terminal 50 that the payment has been completed. In such a case, the user terminal 50 notifies the user that payment has been made with electronic money by outputting a screen or a specified sound indicating that the payment has been completed.

Note that the payment using the user terminal 50 is not limited to the above-mentioned process. For example, the payment using the user terminal 50 may be made using a store terminal installed in store A. For example, the user terminal 50 displays user identification information for identifying user U on a screen. In such a case, the store terminal installed in store A reads the user identification information displayed on the user terminal 50 and transmits payment information indicating the user identification information (or information indicated by the user identification information, i.e., information indicating user U (e.g., user ID), the payment amount, and information identifying store A) to the information processing device 10. In such a case, the information processing device 10 transfers electronic money in the amount indicated by the payment amount from the account of user U indicated by the user identification information to the account of store A, and may notify the store terminal of store A or the user terminal 50 of the completion of the payment by outputting a screen or a predetermined sound indicating that the payment has been completed.

Furthermore, payment using the user terminal 50 may not only be a process of transferring electronic money from an account to which user U has previously charged electronic money to store A's account, but may also be, for example, a payment using a credit card that user U has previously registered. In such a case, for example, user terminal 50 may transfer electronic money of the payment amount to store A's account and bill the management company (card company) of user U's credit card for the payment amount.

1-2. Information Processing According to the Embodiment
Incidentally, a wash list service is one of the services provided by the online shopping mall 100. The wish list service is a service in which a wash list created by a user U1 is made available to another user U2, and the user U2 pays for the purchase costs of products desired by the user U1.

The information processing device 10 is an information processing device that provides a new service that combines a payment service and a wishlist service. Below, an overview of the information processing according to the embodiment is described.

As shown in FIG. 1, first, the information processing device 10 according to the embodiment acquires product information on products sold in the online shopping mall 100 (step S01). For example, the product information includes information on an identifier for identifying the product, the number of items in stock, the selling price, and the like. For example, information on the number of items in stock, the selling price, and the like changes from time to time, so the information processing device 10 acquires product information periodically.

Next, the information processing device 10 creates a list of products desired by the user U1 based on the operation of the user terminal 50-1 by the user U1 (step S02). The list here corresponds to a wash list, and is an example of a wish list.

For example, as described later in FIG. 2, user U1 can create a list by selecting products to add to the list from those listed on the payment app of user terminal 50-1 and inputting the desired number of products. In the following, user U1 who created the list will also be referred to as the "list creator."

Next, as described later in FIG. 3, the information processing device 10 provides the list of user U1 to user U2, who is not the creator of the list (step S03). If user U2 wishes to cover some or all of the cost of purchasing a product listed on user U1's list, user U2 instructs the user to transfer electronic money to purchase the product (step S04). Note that, below, user U2 may also be referred to as a "supporter," and the transfer of money by the supporter to the list creator may also be referred to as a support payment.

For example, when the information processing device 10 receives a remittance instruction from the user terminal 50-2 of user U2, who is a supporter, it executes a remittance process to move electronic money from the account of user U2 to the account of user U1, and notifies user U1, who is the list creator, of the completion of the remittance (step S05).

This allows user U1, who is the list creator, to know that user U2, the supporter, has remitted the purchase cost of the products listed on the list. User U2 can issue a remittance instruction by inputting the number of products to be given as gifts to the list creator, or by specifying a portion of the purchase cost of the products.

When a remittance instruction is based on the number of items, the information processing device 10 calculates the amount corresponding to the number of items specified by user U2 based on the item information, and performs a remittance process to transfer electronic money for the calculated amount from the account of user U2 to the account of user U1, who is the list creator.

In addition, when a remittance instruction is made specifying an amount, the information processing device 10 performs a remittance process to transfer the specified amount of electronic money from the account of user U2 to the account of user U1, who is the list creator. In particular, in this case, the purchase cost can be raised by multiple supporters, reducing the burden on each supporter.

For example, the information processing device 10 may limit the use of electronic money transferred from the account of the supporter user U2 to the account of the list creator user U1. In other words, the information processing device 10 may manage the electronic money by linking it to the use.

In other words, the information processing device 10 may limit electronic money transferred from user U2, who is a supporter, to user U1, who is the list creator, to the purchase of a product specified by user U2. In other words, electronic money transferred from a supporter and electronic money owned by the list creator may be managed separately.

This makes it possible to prevent immoral use, such as when user U1, the list creator, uses electronic money sent by user U2, the supporter, for other purposes. Note that, for example, depending on the wishes of user U2, the supporter, it may be possible not to limit the use of the electronic money.

After that, for example, user U1, to whom the electronic money has been transferred, can use the electronic money to order the product listed on the list. When user U1 places an order for the product in the electronic shopping mall 100, order information regarding the order is notified to the electronic shopping mall 100 from user terminal 50-1. Note that user U2, who is a supporter, may also place an order for the product in place of user U1, the list creator, in the electronic shopping mall 100.

Then, for example, the online shopping mall 100 performs payment based on the order information, and the information processing device 10 receives payment information regarding the payment for the product from the online shopping mall 100 (step S07).

Then, the information processing device 10 executes a payment process based on the payment information received from the online shopping mall 100 by transferring electronic money equivalent to the purchase cost from the account of user U1 to the account of the store where user U1 purchased the product (step S08).

For example, at a predetermined timing after completing the payment process, the information processing device 10 sends a purchase completion notification to the user terminal 50-2 of user U2 to notify that the product has been purchased with the electronic money provided by user U2 to user U1 (step S09).

In this way, the information processing according to the embodiment makes it easier to provide funds to list creators by combining the payment service and wish list service provided.

In addition, the information processing according to the embodiment can track the use of electronic money provided to the list creator by supporters by combining the payment service provided with the wish list service. This makes it possible to restrict the list creator from misusing electronic money, and therefore to design a more user-friendly service.

In this way, the information processing according to the embodiment can facilitate payment related to wish lists.

1-3. Display control process according to the embodiment
Next, an example of an application screen provided by the information processing device 10 will be described with reference to Fig. 2 and Fig. 3. Fig. 2 is a diagram showing an example of a screen displayed to a list creator according to the embodiment. Fig. 3 is a diagram showing an example of a screen displayed to a supporter according to the embodiment.

As shown in FIG. 2, for example, when a payment app is launched on the user terminal 50 of the list creator, a top screen G1 is displayed. For example, when the list creator scrolls the top screen G1 downward, the screen transitions to a recommendation screen G2 on which recommended products for the list creator are displayed.

As shown in FIG. 2, for example, on the recommendation screen G2, an add button B1 for "add to list" is displayed for each recommended product. The list creator can add the selected product to the list by selecting the add button B1 displayed on the recommendation screen G2.

For example, when the list creator operates the user terminal 50, the screen transitions to a list screen G3 that displays a list of the products on the list. On the list screen G3, basic information such as review information, sales price, product name, and required quantity of the products on the list are displayed, along with an add to cart button B11 and a confirmation button B12 for confirming the support amount.

For example, the list creator can add a product to the cart by selecting the add to cart button B11, and can then purchase/order the product by entering various information on the displayed screen.

The list creator can also check the status of donations (electronic money) collected from supporters for the product by selecting the confirmation button B12. The information displayed on the screen when the confirmation button B12 is operated will be described later with reference to FIG. 9.

Also, as shown in FIG. 3, for example, when a supporter selects the "Send/Receive" button B21 displayed on the top screen G1, the screen transitions from the top screen G1 to the search screen G12.

For example, a supporter can search for a list creator by inputting the list creator's phone number, ID, etc. on the search screen G12, and the search results display a view button B31 for viewing the list creator's wish list.

When the supporter selects the view button B31, the screen transitions to a list screen G13 that displays a wish list. On the list screen G13 displayed to the supporter, a send button B41 for "send the purchase price" and a confirmation button B42 for confirming the support amount are displayed for each product along with a list of products.

For example, when a supporter selects the remittance button B41 and then performs a specified operation, a remittance instruction is issued from the supporter's user terminal 50 to the information processing device 10. Note that, for example, a UI may be provided in which check boxes or the like are displayed on the list screen G13, and the supporter can select multiple items and issue a remittance instruction for multiple items at once. An example of a screen related to remittance will be described later using FIG. 11. Also, the information displayed on the screen when the confirmation button B42 is operated will be described later using FIG. 10.

In this way, in the information processing according to the embodiment, the list screen G3 shown in FIG. 2 is displayed to the list creator, and the list screen G13 shown in FIG. 3 is displayed to users other than the list creator.

As a result, the information processing according to the embodiment makes it easy for the list creator to purchase products using the support funds collected, or for supporters to transfer the purchase price to the list creator.

2. Example of the configuration of an information processing device
Next, a configuration example of the information processing device 10 will be described with reference to Fig. 4. Fig. 4 is a block diagram showing a configuration example of the information processing device 10 according to an embodiment. As shown in Fig. 4, the information processing device 10 has a communication unit 20, a storage unit 30, and a control unit 40.

The communication unit 20 is realized, for example, by a NIC (Network Interface Card) or the like. The communication unit 20 transmits and receives information to and from an external device via a network such as various wireless communication networks, such as 4G (Generation), 5G, LTE (Long Term Evolution), WiFi (registered trademark), or a wireless LAN (Local Area Network), or various wired communication networks.

The storage unit 30 is realized, for example, by a semiconductor memory element such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. The storage unit 30 also includes a wallet information storage unit 31, a product information storage unit 32, a list information storage unit 33, and a purchase history information storage unit 34.

The wallet information storage unit 31 stores wallet information related to the electronic money account of each user U. FIG. 5 is a diagram showing an example of the wallet information storage unit 31 according to an embodiment.

As shown in FIG. 5, for example, the wallet information storage unit 31 stores information on items such as "user ID" and "account balance" in association with each other. The "user ID" item stores an identifier for identifying each user U.

In addition, the "account balance" item stores information about the account balance. As shown in FIG. 5, for example, the information processing device 10 according to the embodiment manages regular accounts and dedicated accounts.

A regular account is an account with no restrictions on its use, while a dedicated account is an account with limited uses. For example, electronic money sent by supporters to the list creator's account is transferred to the dedicated account.

For example, the information processing device 10 may set up a new dedicated account for each product on the list, and may manage the dedicated accounts by limiting their uses. In other words, information about the products on the list may be linked to each dedicated account, and the balance of each dedicated account may be permitted to be used when purchasing a product.

Returning to the explanation of FIG. 4, the product information storage unit 32 will be described. The product information storage unit 32 stores product information about products sold in the online shopping mall 100 (see FIG. 1). FIG. 6 is a diagram showing an example of the product information storage unit 32 according to an embodiment.

As shown in FIG. 6, for example, the product information storage unit 32 stores information in items such as "product ID," "store ID," and "product information" in association with each other. The "product ID" item stores an identifier for identifying each product.

The "Store ID" field stores an identifier for identifying the store that sells the product identified by the corresponding product ID. The "Product Information" field stores information about the product identified by the corresponding product ID.

For example, the "product information" item may store information about products in a store identified by a corresponding store ID. That is, the information processing device 10 may individually manage information about the selling price, inventory quantity, and whether or not shipping charges are required at each store.

Returning to the explanation of FIG. 4, the list information storage unit 33 will be described. The list information storage unit 33 stores list information. List information is information about lists created by each list creator.

Figure 7 is a diagram illustrating an example of the list information storage unit 33 according to an embodiment. As shown in Figure 7, the list information storage unit 33 stores information items such as "user ID" and "list information" in association with each other.

The "User ID" item stores an identifier for identifying user U. Note that the user ID here also functions as an identifier for identifying the list creator. The "List Information" item stores information about the list of user U identified by the corresponding user ID.

For example, as shown in FIG. 7, the list information includes information on items such as product ID, quantity, purchase conditions, and account ID. The product ID is an identifier for identifying the product to be listed, and the quantity indicates the number of products desired by user U. The purchase conditions indicate the desired conditions when purchasing the product, and the account ID indicates the account ID of a dedicated account when purchasing the product.

Returning to the explanation of FIG. 4, the purchase history information storage unit 34 will be described. The purchase history information storage unit 34 stores purchase history information. The purchase history information is information regarding the product purchase history of each user U in the online shopping mall 100 (see FIG. 1).

FIG. 8 is a diagram illustrating an example of the purchase history information storage unit 34 according to an embodiment. As shown in FIG. 8, the purchase history information storage unit 34 stores information on items such as "user ID," "product ID," "quantity," "purchase date and time," and "wish list" in association with each other.

The "User ID" field stores an identifier for identifying the corresponding user U. The "Product ID" field stores an identifier for identifying the product purchased in the online shopping mall 100 by the user U identified by the corresponding user ID.

"Quantity" stores information regarding the number of items identified by the corresponding item ID that user U actually purchased. The "Wish list" item stores a flag indicating whether the item identified by the corresponding item ID is on the wish list or not. For example, the "Wish list" item will be "1" if the item is on the list, and "0" if the item is not on the list.

Returning to the explanation of FIG. 4, the control unit 40 will be described. The control unit 40 is, for example, a controller, and is realized by a CPU (Central Processing Unit), MPU (Micro Processing Unit), etc., executing various programs stored in a storage device inside the information processing device 10 using the RAM as a working area.

As shown in FIG. 3, the control unit 40 has an acquisition unit 41, a provision unit 42, a reception unit 43, a remittance processing unit 44, a payment processing unit 45, and a notification unit 46.

The acquisition unit 41 acquires product information and purchase history information related to the purchase history of each user U from the online shopping mall 100. For example, the acquisition unit 41 stores the acquired product information in the product information storage unit 32, and stores the acquired purchase history information in the purchase history information storage unit 34.

For example, the acquisition unit 41 can periodically acquire product information and purchase history information, thereby updating the product information stored in the product information storage unit 32 and the purchase history information stored in the purchase history information storage unit 34 to the latest information.

The providing unit 42 provides each user U with the list that the user U created. For example, upon receiving access to the list, the providing unit 42 reads the list information of the corresponding user U from the list information storage unit 33 and provides content including the list information.

For example, depending on the destination of the list, the providing unit 42 provides a first content that accepts an operation to purchase a product, or a second content that accepts an operation to transfer electronic money to purchase a product.

Here, the first content corresponds to the list screen G3 shown in FIG. 2, and the second content corresponds to the list screen G13 shown in FIG. 3. For example, the providing unit 42 determines whether the recipient of the list is the list creator based on the user ID of the recipient and the user ID linked to the requested list.

If the two user IDs match, the providing unit 42 determines that the recipient of the list is the list creator, and provides the first content. If the two user IDs do not match, the providing unit 42 determines that the recipient of the list is not the list creator, and provides the second content.

The providing unit 42 also tallys up the results of remittances made through the second content, and provides content related to the tally up results. Here, the content related to the tally up results will be described with reference to Figures 9 to 11.

FIGS. 9 and 10 are diagrams showing an example of content related to the tally results according to the embodiment. FIG. 11 is a diagram showing an example of a remittance screen according to the embodiment. Note that FIG. 9 shows an example of content displayed to the list creator, and FIG. 10 shows an example of content displayed to users other than the list creator.

The screen shown in FIG. 9 is a screen that is displayed, for example, when the confirmation support amount button B12 on the list screen G3 in FIG. 2 is selected. As shown in FIG. 9, the list creator's user terminal 50 displays the results of tallying items such as the target amount, support amount, and supporters, along with the product name, product selling price, number needed, and number owned.

In the example shown in the figure, the target amount is the selling price of the product (golf shoes), the current support amount is 2,000 yen, and there is one supporter. For example, the list creator can purchase the product using the support money by selecting the purchase button B111 displayed in FIG. 9.

At this time, the electronic money corresponding to the donation is withdrawn from a special account, and the difference between the product's sales price and the donation (in the figure, "9,900 yen - 2,000 yen = 7,900 yen") is withdrawn, for example, from the list creator's regular account.

The screen shown in FIG. 10 is a screen that is displayed, for example, when the confirmation support amount button B42 on the list screen G13 in FIG. 3 is selected. As shown in FIG. 10, on the user terminal 50 of a user other than the list creator, similar to FIG. 9, the tabulation results of items such as the target amount, support amount, supporters, etc. are displayed along with the product name, product selling price, number required, and number owned.

Also, as shown in FIG. 10, a remittance button B211 for remittance of the purchase price is displayed on the user terminal 50 of a user other than the list creator. For example, when a user selects the remittance button B211, the screen transitions to the remittance screen shown in FIG. 11.

As shown in FIG. 11, on the remittance screen, you can select either quantity or amount. If you select quantity, you can specify the number of items, and if you select amount, you can specify the amount of remittance.

In this way, the number of items and amount can be entered appropriately on the remittance screen, allowing users to freely make remittances according to their financial situation, etc.

The providing unit 42 may also update the list information to be provided, for example, based on the product purchase history of the list creator. That is, for example, when the list creator purchases a product listed on the list, the number required or the number owned to be listed on the list is updated. Also, for example, when the number owned reaches the required number, or when the support amount reaches the target amount, the product may be deleted from the list.

This makes it possible to avoid, for example, an incident in which more donations than necessary or more than the target amount are collected. The list is updated by the providing unit 42 based on the list information stored in the list information storage unit 33 and the purchase history information stored in the purchase history information storage unit 34.

The providing unit 42 may also update the selling price and target amount of the product when the selling price of a product listed on the list is revised. For example, in the example of FIG. 10, the selling price and target amount of the product are 9,900 yen, and when the price of the product is reduced or increased, the providing unit 42 updates the selling price and target amount according to the results of the price revision.

Returning to the explanation of FIG. 4, the reception unit 43 will be described. The reception unit 43 receives remittance instructions from the supporter. For example, the reception unit 43 receives remittance instructions from the supporter's user terminal 50 based on an operation on the remittance screen shown in FIG. 11.

When the reception unit 43 receives a remittance instruction, it passes information about the remittance instruction to the remittance processing unit 44. Here, the information about the remittance instruction includes the user ID of the supporter who is the sender of the remittance, the user ID of the list creator who is the recipient of the remittance, the product ID of the product being supported, and information about whether the remittance is a specified quantity or amount, or, if an amount is specified, the specified amount.

The remittance processing unit 44 executes the remittance process based on the remittance instruction accepted by the acceptance unit 43. For example, when the remittance processing unit 44 accepts information related to the remittance instruction from the acceptance unit 43, it executes the remittance process based on the information related to the remittance instruction.

For example, the remittance processing unit 44 executes the remittance process by referring to the wallet information storage unit 31 and moving electronic money from an account linked to the user ID of the supporter who is the remitter to an account linked to the user ID of the list creator who is the remitter. Then, when the remittance processing unit 44 completes the remittance process, it passes information regarding the remittance contents to the notification unit 46.

At this time, if the remittance instruction specifies an amount, the remittance processing unit 44 transfers electronic money corresponding to the specified amount. If the remittance instruction specifies a quantity, the remittance processing unit 44 refers to the product information storage unit 32, identifies the sales price of the corresponding product, calculates the remittance amount (sales price x quantity), and transfers electronic money equivalent to the remittance amount.

The remittance processing unit 44 may also treat the account of the list creator to which remittance is to be made as a dedicated account linked to the corresponding product. As described above, a dedicated account is an account with limited uses, and is an account for purchasing the corresponding product.

In other words, by transferring electronic money to a dedicated account, the remittance processing unit 44 can prevent the list creator from using the electronic money without the supporter's intention. Note that it is also possible to have a specification in which electronic money is transferred to the list creator's regular account without setting up a dedicated account.

The remittance processing unit 44 may also transfer electronic money from the list creator's regular account to the dedicated account when the product information acquired by the acquisition unit 41 satisfies the purchase conditions of the list information stored in the list information storage unit 33 (see FIG. 7).

In other words, the remittance processing unit 44 may move electronic money within the user's account. In this case, for example, the electronic money moved to the dedicated account is reserved for the purchase of the corresponding product.

Here, an example of a remittance process based on purchase conditions according to an embodiment will be described with reference to FIG. 12. FIG. 12 is a diagram showing an example of a remittance process based on purchase conditions according to an embodiment. In the example shown in FIG. 12, the purchase conditions are a sales amount of 8,500 yen or less, and the initial sales price is 11,500 yen.

For example, there may be cases where a user wishes to purchase a product, but wishes to purchase the product only if the selling price falls to a certain price. If purchase conditions are set for such cases, the remittance processing unit 44 will transfer electronic money from the regular account to the dedicated account when the selling price of the product meets the purchase conditions.

In the example shown in the figure, the purchase condition is 8,500 yen, and the selling price is reduced from 11,500 yen to 8,000 yen at time t11. In such a case, the remittance processing unit 44 transfers electronic money worth 8,000 yen, which is the purchase cost of the product, from the user's regular account to the dedicated account at a specified timing after time t11.

The 8,000 yen worth of electronic money transferred to the dedicated account becomes electronic money that can be used, for example, when purchasing products, and is managed separately from the regular account. This makes it possible to prevent situations in which the user has insufficient funds when purchasing products, for example. In addition, when the remittance processing unit 44 completes the remittance process within the user's account, it passes information on the remittance details and the current selling price, etc., to the notification unit 46.

If the balance in the regular account is insufficient, a notification may be sent to encourage the user to top up the balance. Also, for example, if the purchase conditions are met but then no longer met, the remittance processing unit 44 may return the electronic money transferred to the dedicated account to the regular account.

Although the case where whether or not the purchase conditions are met is determined based on the sales price has been described here, this is not limiting. For example, whether or not the purchase conditions are met may be determined taking into account coupons that the user can use. In other words, if the price after the coupon is applied meets the purchase conditions, it may be determined that the purchase conditions are met.

In addition, although the above description is of a case where the purchase condition is a sales price specified by the user, this is not limited to this.

For example, the purchase condition may be the number of items in stock. In other words, the purchase condition may be that the number of items in stock has reached a desired number, or that the desired color or model number of the item has been newly received.

Returning to the explanation of FIG. 4, the payment processing unit 45 will be described. The payment processing unit 45 executes payment processing when a product is purchased by a user. In this embodiment, in particular, when the list creator purchases a product included in the list, the payment processing unit 45 executes payment processing using the support amount.

In this case, the payment processing unit 45 performs the payment process by transferring electronic money from the list creator's dedicated account to the store's account. At this time, for example, the difference between the account balance of the dedicated account and the payment amount may be compensated for by transferring electronic money from a regular account. In other words, the payment processing unit 45 may perform the payment process by compensating for part of the payment amount from the regular account.

In addition, when the purchase conditions specified by the user are met and the user purchases a product, the payment processing unit 45 will execute the payment processing using the account balance of the dedicated account.

The notification unit 46 provides various notifications to each user. For example, the notification unit 46 notifies the user of the results of the remittance process performed by the remittance processing unit 44. For example, when a remittance is made from a supporter's account to the list creator's account, the notification unit 46 provides a remittance completion notification to both the supporter and the list creator.

In addition, when the purchase conditions specified by the user are met, and money is transferred from the user's regular account to the dedicated account, the notification unit 46 notifies the user that the transfer is complete. Note that the transfer completion notification may include information that the purchase conditions have been met.

In addition, when the list creator purchases a product using the support money provided by a supporter, the notification unit 46 notifies the supporter of a purchase completion notification. This allows the supporter to recognize that the electronic money provided to the list creator was used appropriately.

For example, the notification by the notification unit 46 may be made through a payment app provided by the information processing device 10, or through SMS or an email address, although this is not limited thereto.

For example, the notification unit 46 may also notify store owners of the online shopping mall 100 (see FIG. 1) of information regarding the purchase conditions (see FIG. 7) specified by each user. For example, in this case, the notification unit 46 notifies store owners who handle the product specified by the user of information regarding the purchase conditions.

This allows shopkeepers to understand the needs of each consumer user, for example by revising sales prices to meet the purchase conditions. The online shopping mall 100 or the information processing device 10 may provide, for example, a UI that allows shopkeepers to set sales prices individually for each user.

In this case, the store owner can set sales conditions for each user individually by referring to the purchase conditions specified by each user. For example, when the store owner sets individual sales conditions, the information processing device 10 determines individually for each user whether the product information satisfies the purchase conditions. Then, for example, as shown in FIG. 12, the information processing device 10 transfers the purchase cost from the regular account to the dedicated account for users who satisfy the purchase conditions.

3. Processing flow
Next, a process procedure executed by the information processing device 10 according to the embodiment will be described with reference to Fig. 13 to Fig. 16. Fig. 13 is a flowchart showing an example of a display control process according to the embodiment.

As shown in FIG. 13, the information processing device 10 obtains a wish list from each user (step S101) and makes the wish list public (step S102). Next, the information processing device 10 determines whether the viewer of the wish list is the list creator (step S103).

If the information processing device 10 determines in step S103 that the viewer is the list creator (step S103; Yes), it provides the first content, for example, as shown in FIG. 2 or FIG. 9 (step S104), and ends the process.

In addition, if the information processing device 10 determines in step S103 that the viewer is someone other than the list creator (step S103; No), it provides the second content, for example, as shown in Figure 3 or Figure 10 (step S105), and ends the process.

Next, the remittance process between users according to the embodiment will be described with reference to FIG. 14. FIG. 14 is a flowchart showing an example of the remittance process related to a list according to the embodiment. As shown in FIG. 14, when the information processing device 10 receives a remittance instruction from a supporter (step S111), it executes a remittance process to transfer money from the supporter's account to the list creator's account based on the instructions in the remittance instruction (step S112).

Then, the information processing device 10 notifies the list creator and the supporter that the remittance has been completed (step S113), and ends the remittance process between users.

Next, the payment process according to the embodiment will be described with reference to FIG. 15. FIG. 15 is a flowchart showing an example of the payment process according to the embodiment. As shown in FIG. 15, first, the information processing device 10 acquires payment information (step S121).

Then, the information processing device 10 determines whether the support money has been used from the account of the payment source indicated by the payment information (step S122). If the information processing device 10 determines that the support money has been used (step S122; Yes), it notifies the supporter that the purchase has been completed (step S123).

Then, the information processing device 10 updates the wish list (step S124) and ends the payment process. If the information processing device 10 determines that the support money has not been used (step S122; No), the processes of steps S123 and S124 are omitted.

Next, the remittance process based on the purchase conditions according to the embodiment will be described with reference to FIG. 16. FIG. 16 is a flowchart showing an example of the remittance process based on the purchase conditions according to the embodiment. As shown in FIG. 16, first, the information processing device 10 acquires product information (step S131).

Next, the information processing device 10 determines whether the sales price indicated by the product information is lower than the desired purchase price specified by the user, i.e., whether the purchase conditions are met (step S132).

If the information processing device 10 determines in step S132 that the selling price is lower than the desired purchase price, i.e., that the purchase conditions are met (step S132; Yes), it executes a remittance process to transfer the purchase cost from the user's regular account to the dedicated account (step S133).

Then, the information processing device 10 notifies the user (step S134) and ends the process. Furthermore, if the information processing device 10 determines in step S132 that the selling price exceeds the desired purchase price, i.e., that the purchase conditions are not met (step S132; No), it skips the processes of steps S133 and S134.

4. Modifications
In the above embodiment, the information processing device 10 provides a service in cooperation with the online shopping mall 100, but the present invention is not limited to this. For example, the information processing device 10 may provide a service in cooperation with an EC site provided independently by each store, or in cooperation with various auction sites, flea market sites, or the like.

5. Effects
The information processing device 10 according to the embodiment described above includes a providing unit 42 that provides to another person a list of products desired by a user using a payment method using a user terminal 50 (an example of a mobile terminal), a receiving unit 43 that receives from another person a remittance instruction of electronic money that can be used by a payment method and is the cost of purchasing the products listed in the list provided by the providing unit 42, a remittance processing unit 44 that transfers electronic money of an amount designated by the other person from the account of the other person to the user's account when the remittance instruction is received by the receiving unit 43, and a notification unit 46 that notifies the other person of purchase completion when the user purchases a product using the electronic money transferred to the user's account by the remittance processing unit 44. Therefore, the information processing device 10 according to the embodiment can facilitate payment related to a wish list.

In addition, in the information processing device 10 according to the embodiment, the user's account includes a regular account with no restrictions on use and a dedicated account for purchasing products, and the remittance processing unit 44 transfers electronic money from another person's account to the user's dedicated account. Therefore, according to the information processing device 10 according to the embodiment, it is possible to prevent unauthorized use of electronic money by users.

The reception unit 43 according to the embodiment also receives a remittance instruction for electronic money to purchase a product selected by another person from the list. Therefore, the information processing device 10 according to the embodiment allows a supporter to freely select a product to support.

The information processing device 10 according to the embodiment also includes an acquisition unit 41 that acquires product information related to products sold in the online shopping mall 100, and the provision unit 42 determines the selling price of the products to be listed based on the product information acquired by the acquisition unit 41. Therefore, according to the information processing device 10 according to the embodiment, the selling price of the products can be appropriately determined.

The information processing device 10 according to the embodiment also includes a notification unit 46 that notifies the other person and the user of the completion of remittance when the remittance processing unit 44 has completed the transfer of electronic money from the other person's account to the user's account. Therefore, the information processing device 10 according to the embodiment makes it easy to understand the transfer of electronic money related to the wash list.

The providing unit 42 according to the embodiment also deletes an item from the list when the purchase cost of the item listed on the list is transferred from another person or when the user purchases the item listed on the list. Therefore, the information processing device 10 according to the embodiment can appropriately manage the list.

The information processing method according to the embodiment is an information processing method executed by a computer, and includes a providing step of providing a list of products desired by a user of a payment method using a mobile terminal to another person, a receiving step of receiving from the other person a remittance instruction of electronic money usable by the payment method as the purchase cost for purchasing the products listed in the list provided by the providing step, a remittance processing step of transferring the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is received by the receiving step, and a notification step of notifying the other person of the completion of the purchase when the user purchases the products using the electronic money transferred to the user's account by the remittance processing step. Thus, the information processing method according to the embodiment can facilitate payment related to a wish list.

The information processing program according to the embodiment causes a computer to execute a providing procedure for providing to another person a list of products desired by a user of a payment method using a mobile terminal; a receiving procedure for receiving from the other person a remittance instruction of electronic money usable by the payment method as the cost of purchasing the products listed in the list provided by the providing procedure; a remittance processing procedure for transferring the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is received by the receiving procedure; and a notification procedure for notifying the other person of purchase completion when the user purchases the products using the electronic money transferred to the user's account by the remittance processing procedure. Thus, the information processing program according to the embodiment can facilitate payment related to a wish list.

6. Hardware Configuration
The information processing device 10 according to the embodiment described above is realized by a computer 1000 having a configuration as shown in Fig. 17. Fig. 17 is a hardware configuration diagram showing an example of a computer that realizes the functions of the information processing device 10 according to the embodiment. The computer 1000 has a CPU 1100, a RAM 1200, a ROM 1300, a HDD 1400, a communication interface (I/F) 1500, an input/output interface (I/F) 1600, and a media interface (I/F) 1700.

The CPU 1100 operates based on a program stored in the ROM 1300 or the HDD 1400, and controls each component. The ROM 1300 stores a boot program executed by the CPU 1100 when the computer 1000 is started, and programs that depend on the hardware of the computer 1000, etc.

HDD 1400 stores programs executed by CPU 1100 and data used by such programs. Communication interface 1500 receives data from other devices via network (communication network) N and sends it to CPU 1100, and transmits data generated by CPU 1100 to other devices via network N.

The CPU 1100 controls output devices such as a display and a printer, and input devices such as a keyboard and a mouse (in FIG. 17, the output devices and input devices are collectively referred to as "input/output devices") via the input/output interface 1600. The CPU 1100 acquires data from the input devices via the input/output interface 1600. The CPU 1100 also outputs generated data to the output devices via the input/output interface 1600.

The media interface 1700 reads a program or data stored in the recording medium 1800 and provides it to the CPU 1100 via the RAM 1200. The CPU 1100 loads the program from the recording medium 1800 onto the RAM 1200 via the media interface 1700 and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or a PD (Phase change rewritable Disc), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory.

For example, when the computer 1000 functions as the information processing device 10 according to the embodiment, the CPU 1100 of the computer 1000 executes programs loaded onto the RAM 1200 to realize the functions of the control unit 40. The CPU 1100 of the computer 1000 reads and executes these programs from the recording medium 1800, but as another example, the CPU 1100 may obtain these programs from another device via the network N.

Although several embodiments of the present application have been described in detail above with reference to the drawings, these are merely examples, and the present invention can be embodied in other forms that incorporate various modifications and improvements based on the knowledge of those skilled in the art, including the forms described in the disclosure section of the invention.

[7. Other]
Furthermore, among the processes described in the above embodiments and modifications, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically by a known method. In addition, the information including the processing procedures, specific names, various data and parameters shown in the above documents and drawings can be changed arbitrarily unless otherwise specified. For example, the various information shown in each drawing is not limited to the illustrated information.

In addition, each component of each device shown in the figure is a functional concept, and does not necessarily have to be physically configured as shown in the figure. In other words, the specific form of distribution and integration of each device is not limited to that shown in the figure, and all or part of them can be functionally or physically distributed and integrated in any unit depending on various loads, usage conditions, etc.

The above-described embodiments and variations can be combined as appropriate to the extent that they do not cause inconsistencies in the processing content.

The above-mentioned "section, module, unit" can be read as "means" or "circuit." For example, an acquisition unit can be read as an acquisition means or a user information acquisition circuit.

REFERENCE SIGNS LIST 1 Information processing system 10 Information processing device 20 Communication unit 30 Memory unit 31 Wallet information memory unit 32 Product information memory unit 33 List information memory unit 34 Purchase history information memory unit 40 Control unit 41 Acquisition unit 42 Provision unit 43 Acceptance unit 44 Remittance processing unit 45 Settlement processing unit 46 Notification unit 50 User terminal (an example of a mobile terminal)
100 Electronic shopping mall U users

Claims (11)

a providing unit that provides a list of products desired by a user of a payment method using a mobile terminal to another person through an application that realizes the payment method;
a receiving unit that receives, via the application, from the other person a remittance instruction for remittance of electronic money that can be used by the payment means, the remittance instruction being the cost for purchasing the product listed in the list provided by the providing unit;
a remittance processing unit that transfers the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is accepted by the acceptance unit;
and a notification unit that, when the user purchases the product using the electronic money transferred to the user's account by the remittance processing unit, notifies the other person of a purchase completion through the application. The user's account is
A regular account with no restrictions on usage and a dedicated account for purchasing the product,
The remittance processing unit is
The information processing device according to claim 1 , further comprising: a transfer unit that transfers the electronic money from the other person's account to the dedicated account of the user. The reception unit is
The information processing device according to claim 2 , further comprising: a remittance instruction for the electronic money for purchasing the product selected by another person from the list. An acquisition unit that acquires product information related to products sold in the online shopping mall,
The providing unit is
The information processing device according to claim 1 , 2 or 3 , further comprising: determining a price of the product to be included in the list based on the product information acquired by the acquisition unit. The notification unit is
The information processing device according to any one of claims 1 to 4, characterized in that when the remittance processing unit completes the transfer of the electronic money from the other person's account to the user's account, a remittance completion notification is sent to the other person and the user. The providing unit is
An information processing device according to any one of claims 1 to 5, characterized in that when the purchase cost of the product listed on the list is transferred from the other person or when the user purchases the product listed on the list, the product is deleted from the list. a providing unit that provides a list of products desired by a user of a payment method using a mobile terminal to a third party;
a receiving unit that receives from the third person a remittance instruction for remittance of electronic money that can be used by the payment means, the electronic money being the cost of purchasing the product listed in the list provided by the providing unit;
a remittance processing unit that transfers the electronic money corresponding to the selling price of the product from the other person's account to the user's account when the remittance instruction is accepted by the acceptance unit;
a settlement processing unit that settles a shortage of the electronic money remitted by the remittance processing unit when the user purchases the product with the electronic money balance of the user ,
The reception unit is
accepting the remittance instruction including a purchase quantity designated by the third party;
The remittance processing unit is
Transfer the electronic money in an amount equivalent to the purchase quantity designated by the other person;
The payment processing unit,
When the purchase quantity is less than the desired purchase quantity of the user, the shortage of the electronic money is paid with the electronic money balance of the user.
An information processing device comprising: 1. A computer-implemented information processing method, comprising:
a providing step of providing a list of products desired by a user of a payment method using a mobile terminal to another person through an application that realizes the payment method;
a receiving step of receiving, from the other person through the application, a remittance instruction for electronic money that can be used by the payment means, the remittance instruction being the cost for purchasing the product listed in the list provided by the providing step;
a remittance processing step of transferring the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is accepted by the accepting step;
and a notification step of notifying the other person of a purchase completion through the application when the user purchases the product using the electronic money transferred to the user's account by the remittance processing step. a provision step of providing a list of products desired by a user of a payment method using a mobile terminal to another person through an application that realizes the payment method;
a receiving step of receiving, via the application, from the other person, a remittance instruction for electronic money that can be used with the payment means, the remittance instruction being the cost for purchasing the product listed in the list provided by the providing step;
a remittance processing procedure for transferring the electronic money in an amount designated by the other person from the account of the other person to the account of the user when the remittance instruction is accepted by the acceptance procedure;
and a notification procedure for notifying the other person of a purchase completion through the application when the user purchases the product using the electronic money transferred to the user's account by the remittance processing procedure. 1. A computer-implemented information processing method, comprising:
a providing step of providing a list of products desired by a user of a payment method using a mobile terminal to another person;
a receiving step of receiving, from the other person, a remittance instruction for remittance of electronic money that can be used by the payment means, the remittance instruction being the cost of purchasing the product listed in the list provided by the providing step;
a remittance processing step of transferring the electronic money corresponding to the selling price of the product from the other person's account to the user's account when the remittance instruction is accepted by the accepting step;
a settlement processing step of settling a deficit of the electronic money remitted by the remittance processing step with the electronic money balance of the user when the user purchases the product ,
The receiving step includes:
accepting the remittance instruction including a purchase quantity designated by the third party;
The remittance processing step includes:
Transfer the electronic money in an amount equivalent to the purchase quantity designated by the other person;
The payment processing step includes:
When the purchase quantity is less than the desired purchase quantity of the user, the shortage of the electronic money is paid with the electronic money balance of the user.
An information processing method comprising: A procedure for providing a list of products desired by a user of a payment method using a mobile terminal to another person;
a receiving step of receiving, from the other person, a remittance instruction for remittance of electronic money that can be used by the payment means, the electronic money being the cost of purchasing the product listed in the list provided by the providing step;
a remittance processing procedure for transferring the electronic money corresponding to the selling price of the product from the other person's account to the user's account when the remittance instruction is accepted by the acceptance procedure;
a settlement processing procedure for settling a deficit of the electronic money remitted by the remittance processing procedure with the electronic money balance of the user when the user purchases the product ;
The reception procedure includes:
accepting the remittance instruction including a purchase quantity designated by the third party;
The remittance process includes:
Transfer the electronic money in an amount equivalent to the purchase quantity designated by the other person;
The payment processing procedure includes:
When the purchase quantity is less than the desired purchase quantity of the user, the shortage of the electronic money is paid with the electronic money balance of the user.
2. An information processing program comprising:

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