JPS6236589B2 - - Google Patents

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention is an automatic cash dispensing machine that can automatically identify two or four denomination automatic cash dispensers connected to a transaction data input device and change the calculation method. It concerns the calculation method.

[Conventional technology]

Recently, for example, the system shown in FIG. 1 or an equivalent system is generally used as a transaction information processing method in transaction terminals that conduct transactions directly with customers such as financial institutions. That is, a terminal controller (T/C) 1 is provided, and terminals 3 ₁ , 3 for deposits, exchanges, etc. are provided via adapters 2 ₁ , 2 _{2 ,} respectively.
At the same _time , a so-called online teller's machine (OTM) 4, which is a counter transaction data input device for use by clerks who perform counter teller operations, is connected via adapters 2 _{and 3} , and each has a password verification device for password verification. machine 5 and an automatic cash dispenser AC6 for cash payments are provided in conjunction.

FIG. 2 shows an example of a conventional processing procedure.

The customer presents the OTM staff with a slip in which the account number, account type, account type (checking, ordinary, deposit/withdrawal, etc.), amount, etc. are entered in the OTM 4, and the staff enters the account number, account details, etc. into the OTM 4 from this slip. The customer is guided to input the card, the PIN is read out and recorded when the card is inserted, the customer is then guided to input the PIN using the numeric keypad, and the OTM 4 checks this against the recorded PIN of the card to match. Then, the staff member inputs the amount data into the OTM 4, considers the input complete, updates the file in the center's processing device online, and sends back the results. Accordingly, in the case of withdrawal, cash is paid from the automated teller machine AC6 connected to the OTM4. Note that when the user is authenticated using a seal, the password verification is omitted.

[Problem that the invention seeks to solve]

In this way, the OTM 4 is a terminal that involves cash management, and an automatic cash dispenser (AC) 6 connected and interlocked therewith is used to assist in cash payments. There are three types of automatic cash dispensers: one for two denominations of banknotes (10,000 yen, 1,000 yen), one for four denominations of banknotes (10,000 yen, 5,000 yen, 1,000 yen, 500 yen), and one for coins. One of the two is selected. In such cases, the calculation method in OTM4 is different for 2 denominations and 4 denominations. In other words, since the number of banknotes released by the AC6 for the same amount of money is different, it is necessary to change the configuration using a switch etc. depending on the type of AC6 connected to the OTM4, but such a switching mechanism is quite complicated. Become.

The purpose of the present invention is to provide an automatic cash dispensing amount automatic calculation method with a simple configuration that can automatically identify and change the calculation method of an automatic cash dispensing machine of two or four denominations connected to an OTM without using a switch or the like. It is to provide.

[Means for solving problems]

In order to achieve the above object, the automatic cash dispensing number automatic calculation method of the present invention is configured such that a plurality of automatic cash dispensers capable of storing cash for each denomination are connected, and the denomination and number of coins corresponding to the input amount are determined. A transaction data input device that specifies an amount and outputs cash includes a fund counter that is loaded with the number of coins of each denomination in advance and shows the current number of coins of each denomination by subtracting the number of coins of the discharged denomination; A means for identifying the type of automatic cash dispensing machine based on the presence or absence of the number of coins for each type, and a calculation means for calculating the number of coins for each denomination of cash corresponding to the input transaction amount based on the denomination held. .

[Effect]

With the above configuration, the denominations accommodated in the connected automatic cash dispensing machine are detected and identified, and the number of cash to be paid corresponding to the input amount is changed according to the denominations and the limit number of cash to be paid according to the stored denominations. This eliminates manual setting errors of denominations, and allows a proportional combination of denominations, that is, a denomination combination with the smallest number of denominations, for the stored denominations.

〔Example〕

FIG. 3 is an explanatory diagram showing the configuration of an embodiment of the present invention.

In the figure, the output register 16 of the OTM 4 on the left side of the broken line is connected to the automatic cash dispenser AC6 on the right side, that is, the above-mentioned 4 denomination banknote automatic teller machine 21 or the 2 denomination banknote automatic teller machine 22 and the coin automatic teller machine 23.
is connected.

Of the configurations of the OTM 4, the transaction department has the usual configuration in which an attendant uses a keyboard (KB) 11 to input transaction information written on a customer's slip, etc. The amount of money is stored in the transaction counter 13 by denomination. This content is sent to the computing unit 14, where it is automatically calculated based on the combination of denominations with the smallest number of coins. The results are displayed on the display 15, and the AC for each denomination is
This is stored in the output register 16 indicating the number of sheets to be released.

On the other hand, the funds loading department, prior to the transaction,
6 is loaded with funds, and a fund counter 19 is provided which shows the current amount by subtracting the amount released after the transaction. The funds counter 19 is incremented by inputting the predetermined loaded denomination and number of coins through the control unit 12 and the OR circuit 18 using the denomination breakdown key 17 connected to the keyboard 11, and then from the AC6. The amount will be subtracted when the denomination and number of coins released are reached.

The present invention focuses on the fact that when two denomination automatic cash dispensing machines are connected, the contents of the fund counter 19 are always "0" for 5,000 yen and 500 yen; ” is detected and the denomination is identified.

That is, the count contents of 5,000 yen and 500 yen from the fund counter 19 are taken out and input into the two denomination discriminating circuit 20, and when both are "0", a signal of a predetermined level is generated and sent to the arithmetic unit 14. If the maximum number of coins for 100 and 1,000 is ``4'' in 4 denominations, it becomes ``9'' in 2 denominations. In the case of two denominations, the calculation is performed using the number converted to 1,000,100. In this way, regardless of whether an automatic cash dispensing machine of two denominations or four denominations is connected, the OTM side does not need a switching mechanism such as a changeover switch, and the content of the conventionally installed fund counter 19 can be changed. The calculation method is changed by giving the output of the two-denomination discrimination circuit 20 to the arithmetic unit 14.

FIG. 4 is a flowchart showing the operation of essential parts of the embodiment of FIG.

In the figure, after the start, the amount held is set in advance in the fund counter 19, and then the transaction counter 13 is set by inputting transaction information. In the computing unit 14, first, the transaction counter 13
The number of coins in ten thousand yen digits is determined, and this number is set in the output register 16 and subtracted from the transaction counter 13. Next, for the 5,000 yen digit, it is checked whether it is two denominations or not using the signal from the two denomination discrimination circuit 20.
If the denomination is not 2 denominations, the 5,000 yen digit is subtracted from the transaction counter 13 in the same manner as described above, and set in the output register 16. After that, or if there are 2 denominations, it moves directly to the 1,000 yen digit, determines the number of coins, and outputs the register 16.
Set to . In this case, the limit number of coins is set to "4" for 4 denominations and "9" for 2 denominations. At the same time, the value is subtracted from the transaction counter 13. Similarly to the 5,000 yen digit, the next 500 yen digit is subtracted from the transaction counter 13 and set in the output register 16 only if it is not of two denominations. After that, or in the case of two denominations, the process moves on to determining the next number of coins, sets it in the output register 16 and subtracts it from the transaction counter 13 as before. After the above procedure, when the transaction counter 13 becomes "0", the AC 6 releases the number of coins for each denomination according to the instructions from the output register 16, and sets the fund counter 19 by subtracting that amount.

[Effects of the Invention] As explained above, according to the present invention, OTM
Regardless of whether the automatic cash dispensing machine connected to the machine is of 2 denominations or 4 denominations, simply by connecting it, it will be automatically identified based on the content of the cash counter for loading cash, and the maximum number of cash dispensed in the calculation method of 100 or 1,000 can be set. It is subject to change. This eliminates the need to switch the denominations and limit number of coins that can be accommodated by the connected automated teller machine using a switch, simplifying the configuration, and
It is clear that operations will be made easier by automating denomination setting and proration.

[Brief explanation of the drawing]

Figure 1 is a schematic explanatory diagram of the transaction information processing system;
FIG. 2 is an explanatory diagram of an example of the same processing procedure, FIG. 3 is an explanatory diagram showing the configuration of an embodiment of the present invention, and FIG. 4 is a flow chart showing the operation of the main part of the embodiment of FIG. In the figure, 4 is a transaction data input device (OTM), 6 is an automated teller machine (AC), 11 is a keyboard, 12 is a control unit, 13 is a transaction counter, 14 is a calculator, 15 is a display, and 16 is an output register. , 17 is the denomination breakdown key, 18 is the OR circuit, 19 is the fund counter, 20
21 is a 4-denomination banknote automatic teller machine, 22 is a 2-denomination banknote automatic teller machine, and 23 is a coin automatic teller machine.

Claims (1)

[Claims] 1. Automatic cash dispensing machine 6 capable of storing cash for each denomination.
In this transaction data input device, multiple types of coins are connected and the number of coins of each denomination is loaded in advance and the number of coins of the discharged denomination is subtracted. Fund counter 1 showing the number of coins of each denomination currently in existence
9; means 20 for identifying the type of automatic cash dispensing machine 6 based on the presence or absence of the number of coins for a predetermined denomination in the fund counter 19; calculation means 14 for calculating the number of sheets of
identify the type of the connected automated teller machine 6 from the stored denominations, and determine the denomination and denomination to be paid according to the input amount according to the denomination and number of coins held by the automatic cash dispensing machine 6. An automatic calculation method for the number of cash dispensed, characterized by calculating the number of denominations.