JPH0211936B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automated teller machine having the functions of both an automated teller machine and an automated teller machine.

As is well known, an automatic teller machine starts a transaction by the operator first selecting a transaction key such as deposit or payment (hereinafter, this method will be referred to as the transaction key advance method). ). When a transaction key is selected, the device uses an audio output device or an optical display device to instruct the operator to insert a transaction medium (hereinafter simply referred to as medium) such as a magnetic card or bankbook. When the operator inserts the media, the device pulls the media into the device to enable transactions such as cash payments, deposits, etc. in this way,
While automatic teller machines use a transaction key advance method, automatic teller machines, automatic teller machines, etc., which have been widely used since before automatic teller machines were used, require the medium to be inserted first. (hereinafter, this method will be referred to as the media-first method). For this reason, when an operator who is accustomed to operating a medium-first type machine operates an automatic transaction key-first type automatic teller machine, he or she often first attempts to insert a medium into the machine. However, conventional automated teller machines do not allow the insertion of media before pressing the transaction key, and even if an attempt is made to insert the media, the media will not be drawn into the device, making it difficult for the operator to operate the device. There are many things that happen. As a result, a staff member or the like has to explain the operation of the device, which is also a cause of lowering the operating rate of the device.

The purpose of the present invention is to solve the above-mentioned problems in conventional automatic teller machines, and to increase the operating rate of this type of machine by enabling smooth operation of the automatic teller machine. be.

Accordingly, the present invention provides an automated teller machine with a transaction key advance system, in which when an operator inserts a medium prior to pressing a transaction key, the medium is temporarily pulled into the device, and the voice output device or optical display This system is characterized by the addition of a function to instruct the operator to press the transaction key using the device, etc., and to return the medium.

Hereinafter, the content of the present invention will be explained in detail with reference to illustrated embodiments.

FIG. 1 shows an operation unit 100 of an automated teller machine, in which reference numeral 11 indicates a magnetic card insertion slot, and 12
1 is a passbook insertion slot, and 13 is a group of transaction keys. The magnetic card insertion slot 11 and the bankbook insertion slot 12 are ports through which an operator inserts a magnetic card and a bankbook into the device, respectively. The transaction key group 13 is used by the operator to select transactions such as cash deposits and payments. The operation unit 100 is also equipped with an audio output device, an optical display device, etc. for instructing the operator on the operating procedure of the device, etc.
It is omitted in FIG.

FIG. 2 shows a functional block diagram of the automated teller machine. In FIG. 2, a control section 21 is a section for controlling each mechanism within the apparatus, and a microcomputer is used. The card insertion detection mechanism 22 and the bankbook insertion detection mechanism 25 are mechanisms for detecting that a magnetic card and a bankbook are inserted from the insertion slots 11 and 12, respectively. card input shutter 23,
The bankbook entrance shutter 26 is a mechanism for preventing magnetic cards, bankbooks, etc. from being carelessly inserted into the device. The card transport mechanism 24 and the passbook transport mechanism 27 each have a card entrance shutter 23,
This is a mechanism for transporting the medium inserted through the bankbook entrance shutter 26 into the inside of the device. Guidance mechanism 2
Reference numeral 8 refers to an audio output device, an optical display device, etc., and is a mechanism for instructing the operator how to operate the device. The transaction key group 13 is arranged on the operation unit 100 as described in FIG.

FIG. 3 shows the arrangement relationships among the card insertion detection mechanism 22, card entrance shutter 23, and card transport mechanism 24, as well as the bankbook insertion detection mechanism 25, bankbook entrance shutter 26, and bankbook transport mechanism 27. In addition, in FIG. 3, 31 is a magnetic card and 32 is a bankbook.

Now, when the operator first presses a predetermined key of the transaction key group 13, the control unit 21 outputs a message such as "Please insert the medium" to the guidance mechanism 28, and instructs the operator to insert the medium. As a result, when the operator inserts, for example, the magnetic card 31 into the magnetic card insertion slot 11, this is detected by the card insertion detection mechanism 22, and the control unit 21 is notified that the magnetic card 31 has been inserted into the device. When the insertion of the magnetic card is detected, the control unit 21 opens the card entrance shutter 23, drives the card transport mechanism 24 in the forward direction to draw the magnetic card 31 into the device, and closes the card entrance shutter 23. after that,
The device performs predetermined processing such as payment and deposit of cash, and when the processing is completed, the control unit 21 opens the card entrance shutter 23 again and closes the card transport mechanism 2.
4 in the opposite direction, the magnetic card 31 is ejected from the magnetic card insertion slot 11, and the card entrance shutter 23 is closed.

On the other hand, before the operator selects the transaction key group, the magnetic card 31 is inserted into the magnetic card insertion slot 11,
Assume that this is transmitted from the card insertion detection mechanism 22 to the control section 21. In this case, the control unit 21 opens the card entrance shutter 23 and drives the card transport mechanism 24 in the forward direction to temporarily hold the magnetic card 31.
into the device and close the card entrance shutter 23.
Close. Thereafter, the control unit 21 outputs to the guidance mechanism 28 the message "Please receive the magnetic card and press the transaction key first", opens the card entrance shutter 23, and drives the card transport mechanism 24 in the opposite direction. , eject the magnetic card 31 from the device and close the card entrance shutter 23. When the card detection mechanism 22 detects that the magnetic card 31 has been ejected from the device and this is transmitted to the control unit 21, the control unit 21 depresses the transaction key group 13. The operation after the operator selects a desired key of the transaction key group 13 again is the same as the operation when the transaction key is pressed for the first time.

As mentioned earlier, the control unit 21 uses a microcomputer, and the above operation is performed as follows.
This is achieved by sequentially executing programs stored in advance in the ROM. FIG. 4 shows an example of the processing flow.

As is clear from the above description, according to the present invention, even if the operator mistakenly inserts a medium (transaction medium) into the device, the device temporarily pulls the medium into the device, and then outputs the audio output device. Alternatively, since the medium is returned by giving instructions on how to operate the device using an optical display device or the like, it is possible to eliminate confusion for the operator. Therefore, the time and effort required by the staff to teach the operator how to operate the device can be saved, and the operating rate of the device can be increased.

[Brief explanation of drawings]

FIG. 1 is a diagram showing the operation section of the automated teller machine;
FIG. 2 is a functional block diagram of an embodiment of the automatic teller machine according to the present invention, FIG. 3 is a diagram showing the arrangement of some mechanisms of the automatic teller machine, and FIG. 4 is a diagram showing the processing flow according to the present invention. It is a diagram. DESCRIPTION OF SYMBOLS 11...Magnetic card insertion slot, 12...Passbook insertion slot, 13...Transaction key group, 21...Control unit, 22
... Card insertion detection mechanism, 23 ... Card entrance shutter, 24 ... Card transport mechanism, 25 ... Passbook insertion detection mechanism, 26 ... Passbook entrance shutter, 27
...Passbook transport mechanism, 28...Guidance mechanism.

Claims (1)

[Claims] 1. When a transaction medium such as a magnetic card or passbook is first inserted in an automated teller machine that starts a transaction by first pressing a transaction key such as deposit or payment. An automatic cash transaction device characterized in that the transaction medium is once pulled into the device, a guidance to press a transaction key is output to a guidance mechanism, and the pulled transaction medium is returned.