JPH0441385B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Application of the Invention] The present invention relates to a terminal control system, and particularly to a control system in verification processing of bank terminals and the like.

[Background of the invention]

Financial institutions such as banks streamline office operations at branches,
Mechanization is being promoted in order to save labor, and there is a tendency to reduce the number of personnel and change the method of checking miscalculations that used to be done manually to machines.
In addition, the burden on each cash teller (teller) is increasing due to an increase in handling volume and a decrease in the number of personnel, so we are working to reduce the burden on tellers by removing functions that may cause operational errors as much as possible. , it is desirable to reduce transaction processing time.

When paying cash at an ATM (automated teller machine) teller machine, terminal, coin controller, etc., a zero-verification (zero proof) is performed between the entered amount and the denomination that describes the details of that amount. There is a need. In other words, when the accumulated amount obtained by multiplying each denomination by the respective number of denominations is subtracted from the input total amount, it must always be zero. Previously, before sending payment request data to a central device, such as a bank's head office, zero proofing was performed by inputting both payment request amount data and payment denomination breakdown data. Later, payment request data is sent to the central device. However, with this method, if a non-payment response is sent from the central device, it is necessary to re-enter all of the input data.
This places a heavy burden on the operator.

[Purpose of the invention]

The purpose of the present invention is to improve such conventional drawbacks, eliminate the need to re-enter for zero proof or correct the amount, etc. when non-payment data is received from the central device, and reduce the burden on the operator. An object of the present invention is to provide a withdrawal transaction control method that can shorten operation time.

[Summary of the invention]

In order to achieve the above object, the withdrawal transaction control method of the present invention sets the payment request amount in the payable amount holding register of the terminal device when transmitting payment request data from the terminal device to the central device, and When a payable answer is received, if payable amount data is added to the answer, the content of the payable amount holding register is updated to the received payable amount data. After that, the total amount of the entered payment denomination breakdown data is compared with the contents of the above payable amount holding register, and when the comparison results match, a payment instruction is given and the above payment denomination breakdown data is output. It is characterized by

[Embodiments of the invention]

Next, embodiments of the present invention will be described in detail using the drawings.

FIG. 1 shows a configuration diagram of a terminal device that is an embodiment of the present invention.

A control unit 3 that controls the entire terminal device 9 is connected to the central device 7 via a communication line 7a, and transmits and receives data to and from the central device 7.

The operation unit 1 is connected to a control unit 3 via a signal line 1a, and the control unit 3 reads data input by the operator's operation, and displays the display unit 2 connected via a signal line 2a. to be displayed.

The payable amount holding register 5 is connected to the control section 3 via the signal line 3a, and stores the payable amount data from the operation section 1 or the payable amount data received from the central device 7. Hold.

Note that when the payment request data input from the operation unit 1 is transmitted to the central device 7, the central device 7 returns a response indicating whether payment is possible or not. At that time, there are cases in which the payable amount is added to the payable answer and then returned, and cases in which only the payable answer is returned without any payable amount or the like added.

In FIG. 1, the payment request amount data input from the operation unit 1 is unconditionally set in the payable amount holding register 5, and when the payable data is received from the central device 7, the payable amount is set in the payable data. If data is added, the payable amount data is stored in the payable amount holding register 5. In other words, the payment request amount data that has been set unconditionally will be updated. On the other hand, if the payable amount is not added to the payable data, the contents of the payable amount holding register 5 are not updated, and the requested payment amount data is held as is.

The denomination breakdown holding register 6 is connected to the control unit 3 via the signal line 3b, and after receiving the payable data from the central device 7, the denomination breakdown data (from 10,000 yen notes to 1 This is a register that holds the number of yen coins by denomination or amount.

The banknote/coin discharge unit 8 is connected to the control unit 3 via a signal line 8a, and when the control unit 3 instructs the number of coins to be discharged by denomination via the signal line 8a, the banknote/coin discharge unit 8 discharges the designated number of denominations. do.

FIG. 2 is an operation flowchart of FIG. 1.

When the requested payment amount is input from the operation section 1 (step 11), the control section 3 reads it via the signal line 1a, displays it on the display section 2 via the signal line 2a (step 12), and displays it from the operation section 1. When a transmission request is issued to the central device 7 (step 13), the control unit 3 stores the requested payment amount data in the payable amount holding register 5 via the signal line 3a (step 14). ). Furthermore, when the payment request amount data is transmitted to the central device 7 via the communication line 7a (step 15), the central device 7 sends payable data or non-payable data via the communication line 7a as a response to the payment request data. and send it back (Step 16). As a result, the control section 3 displays an error message on the display section 2 via the signal line 2a if the data is non-payable (step 19), and if the data is payable, the control section 3 displays an error message in the payable data. It is checked whether or not amount data has been added (step 17), and if it has been added, the payable amount data is stored in the payable amount holding register 5 via the signal line 3a (step 18); If it is not added, storage in the payable amount holding register 5 is not performed. After the above processing, the control unit 3
When the operator instructs the display unit 2 and the operation unit 1 to input denomination breakdown data via the signal line 1a (step 20), the operator inputs ten thousand yen notes as the denomination breakdown data from the operation unit 1. By inputting the required number or amount of each of the nine denominations of 1 yen coins (step 21), the information is displayed on the display section 2 via the signal line 2a (step 22), and the operator However, when a zero-proof request is made from the operation unit 1 (step
23) Zero-proof the amount in the payment amount holding register 5 and the total amount of the amount or number of coins (in the case of number of coins, convert all denominations into amounts) in the denomination breakdown holding register 6 (step 24), In the case of a match, the proof establishment is displayed on the display section 2 via the signal line 2a (step 28), and in the case of a mismatch,
The failure of the proof is displayed on the display section 2 via the signal line 2a (step 26), and the operator is instructed to correct or re-enter the denomination breakdown data (step 26).
27).

The terminal device having the banknote/coin ejecting unit 8 sends the number of ejected bills by denomination to the signal line 8a based on the denomination breakdown data of the denomination breakdown holding register 6 when zero proof is established.
It can also be instructed via (Step 29).

As is clear from steps 16 to 24 in Figure 2,
After receiving the payable data from the central device, zero-proofing of the payable amount and payment denomination breakdown amount is performed, so zero-proofing is performed before sending it to the conventional central device, and after the zero-proof is established, it is sent to the central device. This eliminates the need for re-entry or correction when non-payment data is received (step 19 in Figure 2).

〔Effect of the invention〕

As explained above, according to the present invention, there is no need to re-enter or correct the amount for zero proofing when non-payment data is received from the central device, so the burden on the operator is reduced and the operation Time is reduced.

[Brief explanation of drawings]

FIG. 1 is a block diagram of a terminal device showing one embodiment of the present invention, and FIG. 2 is an operational flowchart of FIG. 1. 1: Operation unit, 2: Display unit, 3: Control unit, 5: Payable amount holding register, 6: Denomination breakdown holding register, 7: Central device, 8: Bill and coin discharge unit.

Claims (1)

[Scope of Claims] 1. In a withdrawal transaction control method in which payment request data is sent from a terminal device to a central device, and the central device returns a response indicating whether payment is possible or not, the payment request data is sent from the terminal device. When transmitting to the central device, set the payment request amount in the payable amount holding register of the terminal device, and when receiving a payable reply from the central device, if payable amount data is attached to the reply, the above payment is The contents of the possible payable amount holding register are updated to the received payable amount data, and then the total amount of the entered payment denomination breakdown data is compared with the contents of the above payable amount holding register, and the matching result is A withdrawal transaction control method characterized in that when a match is found, a payment instruction is issued and the payment denomination breakdown data is output.