JPH0619790B2 - Transaction control method in online terminal - Google Patents

Description

The present invention relates to a transaction control system for an online terminal,
More specifically, the present invention relates to another transaction interruption control method when executing a compound transaction in an online terminal.

[Background of the Invention]

In a financial institution such as a bank, various transactions are executed through a terminal device (online tellers machine) online connected to a host system, as described in JP-A-56-80767, for example. Has been done. Trading operations carried out on these online terminals are
Deposit and withdrawal operations including cases where cash and checks are always used such as withdrawals, and cases where cash is not involved such as transfers and transfers, and for example, deposits and withdrawals such as inquiry of account files and updating of customer's incidental conditions for the maximum amount It is roughly divided into work that has nothing to do with. At the actual counter, for example, the same customer submits deposit and withdrawal slips to multiple accounts at the same time, and collectively sends or bills cash, checks, etc. relating to these transactions, or a compound transaction is performed. May be

Conventionally, when performing a compound transaction of the above-mentioned batch of cash and multiple deposits / withdrawals, online terminals first match the deposit amount of cash, stamps, etc. and the amount of each voucher collectively, and perform so-called zero proof processing, After that, a series of transactions are executed. In this case, for example, when one host receives a response from a host that a transaction has failed, it is necessary to temporarily save the transaction data that has already been entered and interrupt another transaction in order to eliminate the cause of transaction failure in the relevant account. However, depending on the contents of the interrupted transaction, the current status of the compound transaction may be disrupted, which may hinder the subsequent execution of the transaction.

[Object of the Invention]

An object of the present invention is to provide a transaction control system for an online terminal that can protect the status of a compound transaction after recovery when another transaction is interrupted during execution of the multiple transaction described above.

[Outline of Invention]

In order to achieve the above object, in the present invention, an input means,
A display means, a screen file means for storing a plurality of types of input screen information for inputting transaction data displayed on the display means, and a processing device for controlling the entire device, are provided according to the designation from the input means. The input screen stored in the screen file means in the online terminal device that calls the input screen to the display means, performs the transaction data input operation according to the input screen, and communicates with the center system to execute the transaction. Identification information indicating whether or not to allow interruption is given in advance, and the input screen currently displayed is saved from the above input means during execution of a complex transaction that handles a plurality of transactions related to each other on the same input screen. Then, when an instruction to call another input screen is given, the processing device refers to the identification information attached to the other input screen, and obtains an input corresponding to the other input screen. Characterized by being adapted to determine whether or not to accept the interrupt processing.

Example of Invention

 An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a schematic configuration diagram of an online system to which the present invention is applied, and 1 is a host device via a line 20.
An online terminal connected to 30 is shown. In this example, the terminal device 1 is a processing device 2 that controls the entire device.
And a console 3 operated by an attendant for inputting transaction data and other information, a display device 4 on which transaction data input from the console 3 is sequentially displayed, and transaction information on a sheet such as a passbook or a single-cut sheet. It stores a printer 5 for printing out, a cash processing device 6 for processing cash to be deposited and withdrawn, and a plurality of types of input screens to be displayed on the display device 4 for guiding input items of transaction data. The input screen file 7 is provided. On the other hand, the host device 30 includes an account file 31 that stores information such as balance, transaction progress, etc. for each account.

FIG. 2 shows an information storage area used by the processing device 2 for a transaction control operation. In the figure, 10 is an input screen area for temporarily holding one input screen 8 read from the input screen file 7, and the input screen held in this input screen area is output to the display device 4. To select the input screen to be displayed, a guide prepared on the console 3
This is done with key 15. Reference numeral 11 denotes an input screen save area. In response to the operation of the save key 16 and load key 17 on the operator console, the input screen area 10 and the save area 11 are respectively provided.
The information saving and recovery operations between and are performed. 12 is an area that stores status information that manages the current status of the entire terminal device, 14 is a cash number area that manages the total number of cash deposits or cash to be withdrawn in the cash processing device 6, and 13 is Shows a zero-proof register that manages cash and water stamp amounts. Further, reference numeral 18 is a transmission key provided on the console 3, and transaction data successively inputted in the input screen area is operated by the host 1 by this transmission key operation.
Sent to.

As will be understood from the above configuration, in the online terminal device 1 of the present invention, the operator designates the required input screen with the guide key 15 and calls it from the input screen file 7 to the input screen area 10. It is adapted to display on the display device 4. This input screen is called when the next transaction is executed after one transaction is completed or when the current transaction is temporarily suspended and the input screen is saved in the save area 11 by operating the save key 16. , It may be done to interrupt other transactions. According to the present invention, in the latter case, in order to prevent the transaction affecting the status of the transaction being evacuated from being executed by the interruption, each of the input screen information 8 stored in the input screen file 7 is prevented. On the other hand, the in-save transaction restriction information 9 is given in advance as additional information. If the save key 16 is not operated before the operator or the input screen is specified, the specified input screen is called irrespective of the restriction information 9 described above. In this case, only the input screen in which the restriction information 9 indicates transaction permission can be called, and the call request for the input screen in which the transaction information is not permitted is invalidated.

The transaction control procedure of the present invention will be described below with reference to the operation flowchart shown in FIG.

Now, assume that the compound transaction requested by the customer is executed as the Nth transaction in the state where the preceding N-1th transaction is completed. When the operator designates the input screen required to execute the compound transaction with the guide key 15, the processing device 2 reads the designated screen from the input screen file 7 into the input screen area 10. As a result, the input screen is displayed on the display device 4, so that the operator operates the console 3 while looking at the displayed screen, for example, the customer account number, the deposit / withdrawal amount written on the slip, the deposit period, etc. Enter the transaction required information. These pieces of input information are sequentially displayed on the input screen of the display device 4. In the case of a deposit transaction, the cash received from the customer is put into the cash processing device 6 and counted. This counting result is also displayed at a predetermined display position on the display device 4. The processor 2 writes the cash data and the input value of the check in the zero proof register 13 and the cash number register 14 for the zero proof described later. Further, in the case of a compound transaction, in order to collectively zero-proof the number of cash for a plurality of deposit / withdrawal transactions, status information for managing the progress status of the transaction is set in the area 12 and updated sequentially.

Once all the data required to execute the transaction has been entered, the host
The send key 18 is pressed to update each customer account file in the system, at which point the aforementioned zero proofing is performed. If the zero proof is established, the input data in the input screen area 10 displayed on the display device 4 is electronically transmitted and transmitted to the host 30 via the line 20. The contents of the input screen area 10 are not erased even after the data is transmitted and are stored.

The host system 30 performs various checks when receiving a message, and if there is no problem, updates the corresponding balance of the corresponding customer account in the account file 31 as a successful transaction, and then identifies the transaction as an identification code. , The data to be printed on the passbook or slip is sent to the terminal device 1 side as a telegram of a predetermined format. As a result of checking the electronic message transmitted by the terminal device 1, if an error such as that the limit of Maru Yu is exceeded is detected, the host system replies with the error content and the identification information indicating the transaction failure. Upon receiving the reply message indicating that the transaction has not been established, the processing device 2 of the terminal displays the received contents and changes the contents of the input screen area 10 to the save area 11 by operating the save key 16. That is, the save is permitted.

The operator judges the cause of transaction failure from the displayed contents,
When executing the N + 1th transaction that eliminates the above factors, in this example, the transaction that increases the maximum limit amount so that the maximum limit amount is not exceeded, in the form of interrupt processing, the operator:
By pressing the save key 16 described above, the contents of the input screen of the Nth transaction are temporarily saved in the input screen save area 11, and a new input screen 8 for the round-up limit updating process is performed by the guide key 15. 'Display is required.

In this embodiment, a transaction for updating transaction information remaining in the status information area 12, the zero proof register 13, and the cash amount area 14, that is, an input for executing a transaction involving deposit / withdrawal. Restriction information 9 which prohibits the transaction being saved is given to the screen 8, and restriction information that the transaction is permitted is given to the other input screens. Therefore, the input screen 8'for updating the maximum amount of money without deposit and withdrawal
Indicates that the transaction information is available, and when the operator designates this input screen, the processor 2 inputs the above-mentioned input screen 8'read from the input screen file 7 in response to the operation of the guide key 16 by the operator. Move to screen area 10,
This is displayed on the display device 4.

When the operator inputs data according to the display screen 8'and presses the transmission key 18 to transmit the input data to the host side, the host system 30 executes the transaction for increasing the maximum amount of money for the corresponding account according to the received electronic message. When the transaction is completed, a reply message indicating that the transaction is completed is sent to the terminal device. Since the end of the transaction is displayed on the display device 4, the operator presses the load key 17 to read the interrupted Nth transaction, and the input screen saved in the save area 11 is displayed. Device 4
After confirming that it is displayed, the transmission key 18 is pressed again. In this case, since the status of the status information area 12, the zero proof register 13, the cash number area 14, and the cash processing apparatus 6 are not changed even if the N + 1th transaction is executed, the operator re-inputs the data. It is possible to close the Nth transaction by simply pressing the send key 18 without performing.

In the above-described embodiment, the status of save permission is received in response to the transaction failure response from the host side, and the saving operation of the input screen is performed in response to the operator pressing the save key 16 while the save is permitted. However, this evacuation operation may be automatically performed in conjunction with the transaction failure response from the host. Further, in the present invention, since the transactions that can be executed by interruption are limited to those that do not affect the status of the transactions being saved, the save request may be accepted at any time.

〔The invention's effect〕

As is apparent from the above-described embodiment, in the present invention, when another transaction is interrupted before one transaction is normally completed, the transaction that changes the status of the evacuation transaction is not accepted. The status identity can always be guaranteed when resuming the original transaction. Therefore, the operator does not have to worry about disrupting the status of the transaction being saved due to inadvertent interruption processing, and is freed from the complicated and esoteric status returning operation to restore the status once collapsed, and the transaction is It can be processed efficiently.

[Brief description of drawings]

FIG. 1 is a configuration diagram of an online terminal system, FIG. 2 is a diagram for explaining a flow of a memory area and input screen data in a terminal device, and FIG. 3 is a flowchart showing a transaction control procedure according to the present invention. Explanation of reference numerals 1; terminal device, 2; processing device, 3; console, 4; display device, 5; printer, 6; cash processing device, 7; input screen file, 8; input screen, 9; control information, 10 Input screen area, 11; Input screen save area, 12; Status information area, 13; Zero-proof register, 14; Cash amount area, 15; Guide key, 16: Save key, 17; Load key, 18; Send Key, 20; line, 30; host, 31; customer account file.

Claims (1)

[Claims] 1. An input means, a display means, a screen file means for storing a plurality of types of input screen information for inputting transaction data displayed on the display means, and a processing device for controlling the entire device. In the online terminal device for calling an input screen corresponding to the designation from the input means to the display means, inputting transaction data according to the input screen, and communicating with the center system to execute the transaction, the screen file Identification information indicating whether or not interruption is permitted is given to each input screen stored in the means in advance,
When an instruction to save the currently displayed input screen and call another input screen is issued from the above input means during execution of a complex transaction that handles a plurality of transactions related to each other on the same input screen,
An online terminal device characterized in that the processing device refers to the identification information attached to the other input screen to determine whether to accept an interrupt of transaction processing corresponding to the other input screen. Transaction control method in.