JPH0511352B2 - - Google Patents

Description

[Detailed Description of the Invention] [Field of Industrial Application] The present invention relates to an automatic transfer system that uses a transfer passbook (transfer statement slip) to process transfers using an automatic suction device. The present invention relates to an automatic transfer system capable of managing revenue stamp expiration dates of transfer passbooks and updating transfer passbooks so that they can be used continuously, and a transfer passbook used therein.

[Prior art]

BACKGROUND ART Financial institutions such as banks are increasingly automating processes such as deposits, payments, and transfers in order to reduce the burden on counter operations and improve services.

Particularly regarding the transfer process, consideration is given to allowing the customer to input transfer information such as the transfer destination bank code, account number, amount, etc. from an automatic transaction device. However, in order to make a transfer, the customer must input the transfer information, which consists of multiple items and multiple digits, as described above, which not only takes a long time to input, but also has the drawback of being prone to input errors. are doing.

In order to eliminate this drawback, we have developed a method that simplifies input operations by magnetically recording transfer information on the magnetic stripe of a magnetic card and reading it.
Alternatively, a method is being considered in which transfer information is registered in a file on a host computer and used during transfer operations.

[Problem that the invention seeks to solve]

However, the system using a magnetic card has the disadvantage that only a small amount of transfer information can be recorded due to the small magnetic recording capacity, and that stamp duty must be paid each time a transaction statement is issued according to the Stamp Tax Act. Furthermore, the method of registering transfer information in a file on the host computer has the disadvantage that the load on the host computer increases because a file for transfer information is required.

Furthermore, there is a conventional technique in which transfer details are processed by an automatic transaction device in order to facilitate the storage and management of transfer details records by customers and to reduce the burden of stamp duty. There are two methods using this transfer statement book: a method in which the customer enters the transfer information each time a transfer transaction is made, and a method in which the transfer information is registered in the file of the host computer mentioned above. In the case of the method using are doing. If you use a transfer statement, if you make three or more transfer transactions in a year, you will get a stamp tax reduction effect, but since you have to pay stamp tax every year, you have to use a transfer statement. deadlines must be managed on a yearly basis. To this end, in the conventional technology, the expiration date of all customers who have been issued a remittance statement is managed, and customers whose remittance statement has expired are sent by mail, etc. to visit a financial institution to renew the expiry date. It has the disadvantage that you have to contact us with your request.

The present invention was developed in view of the above-mentioned problems of the prior art, such as the complexity of managing the yearly due dates of transfer passbooks.The present invention automatically checks the expiry date of revenue stamps and updates them as necessary. To provide an automatic transfer system and a transfer passbook used therein, which instructs procedures, detects the completion of renewal procedures by pasting revenue stamps, permits transfer processing, and updates magnetic data regarding the expiration date of the transfer passbook. With the goal.

[Means for solving problems]

In order to achieve the above-mentioned object, the present invention provides a magnetic record capable of magnetically recording various information, a print recording section for printing and recording the transfer fact, a revenue stamp affixing section, and a section for each character in the print recording section. A transfer passbook that has an update mark recording section on which a predetermined mark (update mark) indicating that the revenue stamp has been updated can be written thereon, and can be used continuously by adding revenue stamps; The magnetic recording section of the passbook contains the payer information, the information necessary for the transfer process regarding the transfer destination,
magnetic reading/writing means for magnetically writing or reading expiry date management information including the expiry date of the revenue stamp affixed to the transfer passbook; An optical reading means for reading, an expiry date management means for managing the expiry date of the revenue stamp, a control unit for performing a transfer process based on the transfer information read from the magnetic recording section of the transfer passbook, and a central computer for communication with the central computer. A remittance processing system comprising: an automatic remittance device having a communication control unit for controlling the remittance; and a remittance processing system that executes remittance processing via a central computer based on the remittor's operations and magnetically stored data from the remittance passbook, The expiration date management means compares the expiration date magnetically recorded in the passbook with the transfer procedure date, and if the transfer procedure date is within the expiration date, the transfer processing is permitted, and if the expiration date has passed. A transfer processing system having a determination means that checks an update mark recording section and allows a transfer process if a predetermined mark is entered, and prohibits the transfer process if a predetermined mark is not entered, and a transfer passbook used therein. configured.

[Effect]

As can be seen from the above configuration, in the present invention, it is possible to magnetically record transfer information including recipient information regarding a plurality of transfer destinations and date management information in a transfer statement, and furthermore, the transfer statement includes an update mark. is provided. Therefore, it is possible to use remittance information including multiple remittance destinations without increasing the load on the host computer, and it is possible to simplify the operation of inputting remittance information by the customer. Furthermore, the automatic transaction device automatically manages the due date by reading the due date management information and verifying the expiration date each time a transfer transaction is made, and automatically updates the magnetically recorded date management information by checking the update mark. Update to.

〔Example〕

Embodiments of the present invention will be described based on the drawings.

FIG. 1 is a block diagram showing a schematic configuration of an automatic transaction device according to an embodiment of the present invention. The main control unit 11 is represented by the large block in the center of FIG. 1, and is composed of a microcomputer, ROM, RAM, etc. in which programs for carrying out various transactions are stored. 8
9 is a magnetic head section for reading/writing data on the magnetic stripe of the remittance slip, and 9 is a magnetic read/write control section for controlling the reading/writing of the magnetic head section 8. A magnetic stripe data storage section 13 stores data read by the magnetic head section 8 or data written on the magnetic stripe. 5
is an optical detection section that reads the optical information on the transfer statement, and 7 is a verification section that verifies the information read by the optical detection section 5. The optical data verified by the verification section 7 is stored in the optical data storage section 21 within the main control unit 11. Reference numeral 23 denotes a printing section for printing on transfer details, other slips, journals, etc., and is controlled by the printing control section 4 in the main control unit 11. 25 inserts a transfer statement, inserts a transfer statement whose handling has ended,
This is a passbook insertion/return section for discharging the transfer details that have been processed. 3 transfers the inserted remittance slip to the magnetic head section 8, optical detection section 5 and printing section 2.
This is the passbook conveyance unit that conveys the passbook to the third bank. Reference numeral 1 is a CRT/touch key unit consisting of a display unit that displays operating procedures and other information under the control of the main control unit 2, and input means for the customer to input various data according to the operating instructions displayed on the display unit. be. Reference numeral 29 denotes a money receiving/returning section for accepting cash transferred by the customer and discharging change. 27 confirms the received cash and calculates the change, as well as
This is the money processing department that collects and manages money.
Reference numeral 6 denotes a communication control unit that controls the transmission and reception of data with the host computer 15 and other external computers in order to confirm the account number of the transfer destination and to transmit and receive transfer transaction data. A date data storage section 17 stores the date and time of the day, and is updated every day by the main control section 2. 19 is
The expiration date of the transfer statement is determined by comparing the expiration date information of the transfer statement stored in the magnetic stripe data storage unit 13 with the current day (transaction date) stored in the date data storage unit 17. This is a deadline determination control unit that checks whether the deadline has expired. Reference numeral 2 denotes a main control section that controls each of the above-mentioned sections according to a predetermined control procedure.

When the customer selects a transfer transaction using the CRT/touch key unit 1 and inserts a transfer statement from the passbook insertion/return unit 25, the inserted transfer statement is transported by the passbook transport unit 3 to the optical detection unit 5 and magnetic head unit 8. be done. Based on the optical information read by the optical detection section 5, the verification section 7 confirms whether the inserted bankbook is a transfer statement, and if it is not a transfer statement, the passbook insertion/return section 25 ejects it. When it is confirmed that it is a transfer statement, the magnetic head section 8 reads the data magnetically recorded on the magnetic stripe of the transfer statement. Date management information, transfer information, etc., which will be described in detail later, are recorded on the magnetic stripe, and the read information is stored in the magnetic stripe data storage section 13 by the magnetic read/write control section 9. . Thereafter, the due date management information is extracted from the information stored in the magnetic stripe data storage unit 13, and
The due date determination control unit 19 verifies whether the expiration date of the transfer statement has expired and whether the expiration date flag is turned on. If it is within the expiration date, the main control unit 2 will perform the transfer process. The transfer process is performed by using data stored in the magnetic stripe data storage section 13 if information regarding the transfer destination to which the customer is attempting to transfer money is recorded on the magnetic stripe. Therefore, the customer does not need to perform an input operation accordingly. If this is your first time using the remittance statement or if the remittance destination is not recorded on the magnetic stripe, the main control unit 2
Instruct the display section of the CRT/touch key section 1 to input information regarding the transfer requestor or transfer destination.
When the customer inputs the information instructed by the input means of the CRT/touch key unit 1, the input information is stored in the magnetic stripe data storage unit 13 by the main control unit 2 and is used to perform the transfer process. . The main control unit 2 transfers the cash received to the money receiving/returning unit 29 to the money processing unit based on the transfer amount input from the CRT/touch key 1 and the transfer information stored in the magnetic stripe data storage unit 13. 27 and transmits and receives data to and from the host computer 15 etc. via the communication control unit 6 to perform transfer transaction processing.
Incidentally, in the same manner as in the prior art, instead of transferring cash, it is also possible to transfer money directly from the account of the transfer requester to the transfer destination. The details of the transfer transaction are printed on the transfer statement by the printing section 23 under the control of the printing control section 4. After that, the magnetic stripe data storage unit 13
The transfer information and the like stored in the bank are written on the magnetic stripe of the transfer statement, and the transfer statement is ejected from the passbook insertion/return unit 25. In this way, by recording the transfer information regarding the transfer destination to which the transfer has been made once on the magnetic stripe of the transfer statement, it is possible to simplify the transfer input operation from the next time onwards.

Next, a case where the expiration date of the transfer statement has expired will be explained. When the expiration date and the expiration flag are checked by the expiration date determination control unit 19, if the expiration date has expired and the expiration flag is off, it is determined that the expiration date has expired, and the main control unit 2 will be notified that the expiration date has expired. Then, the main control unit 2 turns on the expiration flag in the date management information stored in the magnetic stripe data storage unit 13, and then transfers the contents of the magnetic stripe data storage unit 13 onto the magnetic stripe of the transfer statement. write to,
Each section is controlled to discharge the transfer statement to the passbook insertion/return section 25. At the same time, a message is displayed on the CRT/touch key unit 1 indicating that the transfer statement has expired and that the user should take it to the counter. When the customer brings the transfer statement to the counter, the staff member affixes a revenue stamp to extend the expiration date of the transfer statement and also writes an update mark in the designated area.

When the transfer statement whose update procedure has been completed by the clerk is inserted into the passbook insertion/return unit 25, the expiration date determination unit 19 checks the expiration date and the expiration flag in the same way as before. Since the expiration flag is on this time, the optical detection unit 5 checks whether an update mark has been written in order to confirm whether the update procedure at the counter has been completed. When the update mark is detected by the optical detection unit 5 and verified by the verification unit 7 to be a correct update mark, the main control unit 2 sets the expiration date in the date management information in the magnetic stripe data storage unit 13. Extend the transaction to a day one year from the transaction date and turn off the expiration date flag. Further processing is done exactly as if the expiration date had not expired, and finally the magnetic stripe
The contents of the data storage unit 13 are written back to the magnetic stripe of the transfer statement, and the update of the transfer statement is completely completed.

If the customer inserts the transfer statement again without completing the update procedure even though we have instructed them to take the transfer statement to the counter and complete the update procedure, the update mark will not be detected and the transfer will not be processed. The statement book is ejected from the passbook insertion return section,
A message is displayed on the display section of the CRT/touch key section 1 instructing you to take the update procedure at the counter.

Next, a transfer statement used in the present invention will be explained based on the drawings.

FIG. 2a shows one embodiment of a transfer statement used in the present invention. In the figure, 31 indicates a transfer statement, and 33 and 35 indicate magnetic stripes provided on the front and back covers of the transfer statement 31, respectively.
In this embodiment, in order to record as much transfer information as possible, a total of four tracks, two tracks each, are written on each magnetic stripe 33, 35. As for the writing method, since the NRZI recording method requires two tracks, the FM recording method, which allows data to be recorded on one track, is adopted to increase the amount of information that can be recorded. In this example, it is considered that it is sufficient to record the recipient information for five transfer destinations for which one customer normally performs transfer transactions.
Although it is configured to record at 210 BPI, it can also be configured to record at a higher density. Data recorded on the magnetic stripes 33, 35 is read or written by a two-track combination head 45 which is capable of reading two parallel tracks 37 and 39 and 41 and 43 simultaneously. In Figure 2a, there are two combinations.
Magnetic read/write head 4 with integrated head
5 is shown, however, it is also possible to use two separate combination heads or a type in which a read head and a write head are each separated. Alternatively, only one read/write head may be provided to read one track at a time. Furthermore, in this embodiment, two tracks and three
7, 39 or 41, 43 magnetic stripe 33,
35 was provided on both the front and back sides of the transfer statement, but by widening the width of the magnetic stripe and narrowing the spacing between the tracks, many tracks were provided on one magnetic stripe. It is also possible to provide a magnetic stripe only on the magnetic strip.
Alternatively, a magnetic stripe may be provided in the longitudinal direction of the transfer statement so that only one track is written.

Next, using FIG. 2b, the magnetic stripes 33, 3 are
The general structure of the data recorded on tracks 37, 39, 41, and 43 on 5 will be explained. truck 37
includes certain basic information 47 from control information such as pages and lines to be printed, date management information 49 for verifying the expiration date of the transfer details, client information 51 about the transfer requester, and information about the transfer destination, that is, the recipient. Recipient information 53, which is information, is recorded. Basically, only recipient information is recorded in the tracks 39, 41, and 43, but other control information may be recorded as necessary. In this embodiment, recipient information regarding a total of five transfer destinations can be registered in tracks 37, 39, 41, and 43.

Next, the update mark will be explained using FIG. 2c. FIG. 2c shows the transfer statement 31 in an open state. Bar code marks 55 attached to the upper left and lower left edges represent the pages of the transfer statement, and are read by the optical detection unit 5 and compared with the page data of the basic information 47 recorded on the magnetic stripe 33. This confirms whether the page to be printed is opened correctly. A transaction date 59 is printed at the upper left end of the details column 57 where the transaction details are recorded each time the transaction details are recorded. Whether this date 59 is recorded is used as information for checking the details column 57 to be recorded next, and as information for correctly determining whether an update mark 62 has been added. The update mark section 61 correctly places the update mark 6 at a position having a certain interval from the date 59 as a reference.
2 can be attached. The update mark 62 is added by the clerk after the customer affixes a revenue stamp to the designated place on the transfer statement when the customer presents the transfer statement at the bank counter in accordance with the instructions of the automatic transaction device. It is preferable that the update mark 62 can be easily attached, such as by filling out the update mark portion 61 as shown in FIG. 2c. In addition, attach two points apart,
You may connect the dots after pasting the revenue stamp.

Further, in order to prevent an update mark from being added by a customer, it may be configured to have a certain regularity. For example, in addition to filling out the mark with some regularity as shown in Fig. 2d A and B, it is also possible to use a stamp or the like that can mark a special shape.

Next, in order to make the transfer processing system according to the present invention easier to understand, the transfer processing procedure of the customer will be explained using a flowchart. The configuration of the automatic transaction device used in the flowchart shown in FIG. 3 is the same as that in FIG.
In the figure, the expiration check procedure has been changed.

FIG. 3 is a flow chart for explaining each procedure of a cash transfer transaction performed by a customer and the accompanying internal processing operations of the device when making a transfer using the transfer statement and automatic transaction device according to the present invention. . Note that S1 to S35 in the figure indicate each step of the flowchart.

This will be explained below with reference to FIG. First of all,
A guide screen and function keys prompting selection of a transaction method are displayed on the screen of the CRT/touch key unit 1 (S1). The customer selects the transaction method by pressing the transfer statement and cash keys from among the function keys (S2).
Thereafter, in accordance with the screen display, necessary selections are made and keys are pressed to perform key input. Next, a transfer statement book (hereinafter referred to as a passbook) is inserted into the passbook insertion/return unit 25 (S3). The inserted passbook is sent to the optical detection section 5 via the passbook transport section 3. The pages and lines of the passbook and the update mark 62 are read by the optical detection section 5, and the read data is sent to the optical data storage section 21 of the main control unit 11 via the verification section 7 and stored (S4). Furthermore, as shown in FIG. 2b, the magnetic head section 8 or 45 collects the transfer client information, which consists of the client's name and telephone number, magnetically recorded on the magnetic stripe, the beneficiary's name and account, account number, bank number, etc. The transfer recipient information including the branch number, the due date management information including the transfer statement control code including the expiration date and expiration date code, and basic information such as printed pages and lines are read and then magnetically read/printed.
The data is stored in the magnetic stripe data storage section 13 of the main control unit 11 via the write control section 9 (S5).
Further, the date data for the transaction date is set based on a message from the host computer 15 when the device is operated, and is stored in the date data storage section 17 of the main control unit 11 (S6). Based on these data, the expiration date determination control section 19 determines whether the expiration date has expired. First, if there is no update mark in S7, the process advances to S8. In S8, it is determined whether the expiration flag of the expiration code is on. When the expiration flag is on, the passbook is returned from the passbook insertion/return unit 25 (S11). When the expiration flag is off in S8, the expiration date data recorded on the magnetic stripe is further compared with the transaction date data in the date data storage section 17 in S9. If the transaction date data is greater than the expiration date data, that is, the expiration date has expired, turn on the expiration flag on the magnetic stripe (S10), return the passbook (S11), and display the information on the screen of the CRT/touch key unit 1. displays a message such as "The expiration date has expired, please come to the counter" and guides the customer to the counter (S12). At the counter, the staff will affix a revenue stamp to extend the validity of the passbook for another year. At the same time, as shown in FIG. 2c, an update mark is written in a predetermined optically detectable position in the next printing field where the transaction details have been printed. After the update work has been completed, the passbook passes through each step of S1 to S6 again, and then, in S7, it is determined whether or not there is an update mark. This time, since the update mark has been entered, the process advances to S14, where the expiration flag is determined. Since the expiration flag is turned on in S10, the expiration flag is turned off in S15 and the process proceeds to S17. If the expiration flag is off in S14, that is, the passbook has been updated and has been used more than once, the process advances to S9 and an expiration check is performed in the same manner as described above. If the transaction date data is equal to or smaller than the expiration date data, that is, the transaction date is on the expiration date or within the expiration date, S17
Proceed to. If there is no transfer client information on the magnetic stripe, follow the instructions on the screen and enter the client's name and phone number in kana and alphanumeric characters (S17,
S18).

Next, the screen displays the registered recipient recorded on the magnetic stripe, and if the recipient is displayed on the screen, the user presses a key to designate the recipient (S19).
If this is your first transfer transaction or a transfer destination, the recipient will not be displayed, so follow the on-screen instructions and press the selection key or numeric keypad to specify the transfer destination bank (S20).
Specify the deposit account (S21), account number (S22), etc. Subsequently, the transfer amount input screen appears, and the customer presses the numeric keypad or the like to input the transfer amount (S23).

In S24, an inquiry is made via the center line as to whether or not the remittance destination entered in each of the aforementioned steps S19, S20, S21, S22, etc. is registered in the Zengin file. When the inquiry is completed, the name of the bank to which the transfer will be made, the deposit account, the account number, the client's name, the amount to be transferred, the fee, etc. will be displayed on the screen. After confirming the displayed transfer details, enter the confirmed key (S25). When cash is inserted from the money receiving/returning section 29, the money processing section 29 counts and sends the amount data to the main control unit 1.
1 (S26). The main control unit 11 edits the message containing the recipient's bank name, account name, account number, name and the name of the transfer requestor, and sends the message to the host computer 1.
Send to 5. After the host computer 15 performs the transfer process based on the message, it sends a response message back to the main control unit 11 (S27).

If this transfer transaction is the first transfer transaction, the name and telephone number of the transfer requestor are printed in the front endpaper (S28). Next, print the transfer details such as transaction date, recipient, account number, account number, and transfer amount in the print column of the transfer statement, and also print the transaction data in the journal, which will be used as a bank transfer transaction copy (S29). .
If the transfer client's data is not written on the magnetic stripe of the passbook when the passbook is used for the first time, the client's magnetic stripe data is edited based on the client information input in S18 (S30). When the recipient registration screen is displayed, if the customer is a new recipient, the customer registers a new transfer destination according to the screen. In this example, the maximum number of transfer recipients that can be registered is 5.
Therefore, new registration is possible if there are less than 5 cases, but if 5 cases have already been registered, either cancel the new registration or register the transfer client with the least frequency of transactions depending on the priority of transactions. is deleted, and a new transfer requester is registered using the specified key on the screen (S31).
When recipient magnetic stripe data is edited (S32), basic magnetic stripe data is further edited based on page breaks and line breaks in S33 (S33). The magnetic stripe editing data consisting of the magnetic stripe editing data and the updated date management information is written to the magnetic stripe by the magnetic head section 8 from the main control unit 11 via the magnetic read/write control section 9 (S34). The passbook on which the magnetic stripe has been written is returned from the passbook insertion/return unit 25 by the passbook transport unit 3 (S35). If there is a difference between the transferred amount and the inserted cash, the money is refunded from the money receiving/returning part 29 through the money processing part 27.

〔Effect of the invention〕

As explained above, in the present invention, by using a transfer statement that efficiently records a large amount of transfer information on a magnetic stripe, transfer information regarding a large number of transfer destinations can be used without increasing the load on the host computer. This made it possible to simplify the transfer input operation. Furthermore, due date management information is recorded in the transfer statement book, and an update mark can be added when the transfer statement book is updated at the counter, so that automatic transaction devices can perform transfer transactions based on the date management information in the transfer statement book. The system automatically updates the due date management information in the transfer statement by checking whether it has expired each time the transfer statement is expired and by detecting the update mark that indicates that the renewal procedure at the counter has been completed. It is now possible to automatically manage book due dates using only automated transaction devices.

[Brief explanation of drawings]

Fig. 1 is a block diagram showing a schematic configuration of the automatic transaction device of the present invention, and Figs. 2a to 2d show a transfer statement, magnetic recording data recorded in the transfer statement, and information attached when updating the transfer statement. FIG. 3 is a diagram for explaining update marks and the like that are displayed. FIG. 3 is a flowchart for explaining each operation procedure of a customer's cash transfer transaction and the accompanying internal processing operations of the automatic transaction device when making a transfer using the transfer statement and automatic transaction device according to the present invention. It is. 1...CRT/Touch key section, 2...Main control section,
5... Optical detection section, 8... Magnetic head section, 11...
...Main control unit, 13... Magnetic stripe data storage unit, 19... Deadline judgment control unit, 31...
Transfer statement, 33, 35...magnetic stripe, 3
7, 39, 41, 43...Data head, 45
...2 track combination head, 5
7...Details column, 61...Update mark section, 62...
Update mark.

Claims (1)

[Scope of Claims] 1. A magnetic recorder capable of magnetically recording various information, a print recording section for printing and recording the transfer fact, a revenue stamp pasting section, and the above-mentioned device for writing an updated mark when renewing the revenue stamp. A transfer passbook that has an update mark recording section provided for each printing column of the print recording section, and can be used continuously by affixing additional revenue stamps every year; magnetic reading/writing means for magnetically writing or reading out personal information, information regarding the transfer destination necessary for transfer processing, and expiry date management information including the expiry date of the revenue stamp affixed to the transfer passbook; optical detection means for detecting the presence or absence of the predetermined mark in the renewal mark recording section; expiration date management means for managing the expiry date of the revenue stamp; and transfer information read from the magnetic recording section of the transfer passbook. A control unit that performs transfer processing;
an automatic transfer device having a communication control unit that controls communication with a central computer; and an automatic transfer device that executes transfer processing via the central computer based on the transfer person's operations and magnetically stored data from the transfer passbook. In the transfer processing system, the expiration date management means compares the expiration date magnetically recorded in the passbook with the transfer procedure date, and if the transfer procedure date is within the expiration date, authorizes the transfer process. If the expiry date has passed, check the renewal mark recording section, and if a prescribed mark indicating that the revenue stamp has been renewed is entered, update the magnetically recorded expiration date management information and transfer. A remittance processing system characterized by having a determination means that permits processing and prohibits remittance processing if the information is not filled out. 2. A magnetic recording section that can magnetically record the transfer information, transfer information necessary for transfer processing regarding the transfer destination, expiry date management information including the expiration date of the revenue stamp affixed to the transfer passbook, and print the transfer fact. A transfer passbook for an automatic transfer device that reads the magnetically recorded information and performs a transfer process using an automatic transfer device, the transfer passbook further comprising a revenue stamp pasting section on which a plurality of revenue stamps can be pasted. and an update mark recording section in which a predetermined machine-readable update mark can be written, which is provided for each printing field of the print recording section and indicates that the revenue stamp has been updated when updating the revenue stamp, A transfer passbook for an automatic transfer device that can be updated and used multiple times by adding a revenue stamp and marking the renewal mark when the expiration date has expired.